Card Not Present, CenPOS, credit card processing

2026 Credit Card Surcharge Laws Update

Christine Speedy — Thu, 19 Feb 2026 16:38:14 +0000

Which states do not allow credit card surcharge in 2026? Focus on B2B, not retail or B2G. Continue reading →

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Visa Acquirer Monitoring Program (VAMP) Explained

Christine Speedy — Mon, 09 Feb 2026 19:02:15 +0000

Why does compliance with Visa’s new VAMP program matter and what do merchants need to do?Visa’s new VAMP program for online payments became effective April 1, 2025, consolidating five existing fraud and dispute programs into a single acquirer program. The … Continue reading →

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2025 Credit Card Surcharge Laws Update

Christine Speedy — Thu, 06 Feb 2025 20:47:58 +0000

What are 2025 surcharge regulations? Our primary customer base is business to business (B2B) so this credit card surcharge article includes specifics for companies, not government or education, and in particular for B2B and automotive, truck, and related dealers. Merchants … Continue reading →

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Visa Rules Update 2024 For Merchant Credit Card Processing

Christine Speedy — Fri, 03 May 2024 14:46:14 +0000

The summary of Visa Rules 2024 changes is nearly 20 pages! Translation: Merchants need for advanced payment processing technology to automate processing rules compliance. It’s critical avoid unwanted extra fees and issuer initiated chargebacks. Here’s a simple way to validate whether technology … Continue reading →

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2024 Convenience Fee Rules Explained

Christine Speedy — Tue, 30 Apr 2024 15:04:13 +0000

Credit card convenience fees 2024 rules explained. Visa rules on convenience fees are outlined in Table 5-4 Convenience Fee Requirements in Visa Core Rules, which was last modified April 2022. What’s a convenience fee and when can I use it? … Continue reading →

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B2B credit card processing FREE analysis

Christine Speedy — Mon, 22 Jan 2024 16:09:23 +0000

Are increasing merchant services credit card fees annoying you? While technology can optimize fee management, there are multiple reasons new fees or rising fees may occur. Use the information for a quick self-assessment and determine whether it’s worthwhile to engage … Continue reading →

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Xfinity Data Breach 2023- Take action now

Christine Speedy — Thu, 21 Dec 2023 15:36:17 +0000

The Comcast Cable Communications, doing business as Xfinity, data breach announced this week impacts over 36 million, that may include both current and former customers. As a society, we may becoming numb to responding due to the sheer number of … Continue reading →

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Credit card surcharge rules and laws 2023

Christine Speedy — Wed, 09 Aug 2023 15:50:32 +0000

Looking for a credit card surcharging solution to offset expenses? The rules vary across multiple card brands and terms of acceptance. Here’s an updated review of who can surcharge, what card types, and checklist of how to roll out credit … Continue reading →

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2023 Merchant Credit Card Data Breach List

Christine Speedy — Thu, 09 Mar 2023 15:29:46 +0000

The 2023 credit card data breach was updated March 2023, and is not all inclusive. Is your business safe from a credit card data breach? The list below highlights some credit card data breaches and the primary cause at the … Continue reading →

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Microsoft Dynamics 365 Embedded Payments Solution Featured in Digital Transactions magazine

Christine Speedy — Thu, 26 Jan 2023 18:23:53 +0000

Embedded payments are exploding and U.S. Bank has embedded payment solutions within Microsoft Dynamics 365. “The Rise of Embedded Payments“, in DIGITAL TRANSACTIONS January 2023 issue, highlights U.S. Bank’s embedded payments solutions and benefits for both sellers and buyers. The … Continue reading →

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