We created this guide to make the pool-buying process clear, honest, and straightforward. It covers the key details of buying a pool, from choosing the right type to financing, construction, and what ownership actually looks like once it’s yours.

Our goal is to help you feel informed, confident, and prepared for what comes next.

How This Guide Will Help You

This guide answers some of the most common pool buyer questions: which pool type is right for you, realistic cost expectations, financing, maintenance, and warranties. We want you to feel prepared for your pool purchase and confident that you’re choosing the right pool at the right time for your backyard oasis.

Now, let’s DIVE IN!

Questions to Ask Yourself Before Buying a Pool

Many people are tempted to jump straight into buying a pool the moment they’re ready to swim. But that can lead to regrets, whether you end up with a pool that’s far more involved than you need or one that’s missing features that are more expensive to add later.

Some key questions to ask before taking the plunge:

• Why do you want a pool? Family time, exercise, entertaining, aesthetics, resale value?
• Who will be using it most? Rambunctious kids practicing their jumps? An empty-nester couple? Guests at the parties you host?
• What concerns do you already have? Budget, maintenance, safety, yard size, timeline?

This guide (with the help of your sales rep) will help you find answers and narrow down your pool type.

Inground vs. Semi-in-ground vs. Above-Ground

Do you want a permanent addition to your home that can add resale value? Would you rather have something you can easily remove down the road if a pool turns out not to be for your family? Or is something semi-permanent, with a lower cost range, the right fit? It’s worth weighing the benefits (and the downsides!) of each before choosing the pool that’s right for you.

Above-Ground Pool

Semi-Inground Pool

Inground Pool

Above-Ground vs. Semi-Inground vs. Inground Pools at a Glance

An Above-Ground Pool Might Be Right for You If…

• You have several hobbies competing for your budget.
• You aren’t home often.
• You don’t plan to stay in your current home forever.
• You mainly want a pool for relaxing and casual swimming.

A Semi-Inground Pool Might Be Right for You If…

• You want something more customizable than an above-ground pool without paying the full inground price.
• You enjoy home improvement projects (like surrounding the pool with concrete or bricks), or you’re happy to hire someone else to do them.
• You already have a deck or patio you’d like to extend.
• Your backyard has a significant slope.
• You’re ready for a long-term investment without taking on the full cost of an inground pool.

An Inground Pool Might Be Right for You If…

• You plan to stay in your home long term, or you want to add something with resale value.
• You’ll spend a lot of time enjoying your backyard.
• Customization is important to you.
• You frequently host family and friends.
• You want a pool well suited for swimming, diving, and creating a true backyard centerpiece.

What Types of Inground Pools Are There?

If an inground pool is right for you, here are the three types and what to expect from each.

Fiberglass Pools

A fiberglass pool arrives as one “shell” that’s lowered into the ground. There is no liner on top of it- think of it like putting a bathtub inground. They’re sleek and easy to take care of.

• Pros: Durable, low-maintenance, less expensive than gunite, and easy to install
• Cons: More expensive than vinyl, and customization is limited to what the dealer offers
• Best fit for: a homeowner who wants simple maintenance and the luxury look of a gunite pool without the gunite price tag.

Vinyl Liner Pools

Vinyl liner pools are built from kits on-site. The construction team builds the wall and floor base, pours a blended concrete, then stretches the liner over the pool. This is our most popular pool type.

• Pros: Lowest upfront cost of the three, and customizable in shape and liner style
• Cons: Liner must be replaced roughly every 10 years
• Best fit for: someone who wants to invest in an inground pool while staying on the lower end of the price range, and who’s comfortable with a liner change every decade or so

Concrete/Gunite Pools

Gunite pools are built entirely on-site using pneumatically (air-pressure) applied concrete. Because they’re created on-site, there are many customization options.

• Pros: Highly customizable, durable, and luxurious
• Cons: The most expensive option, and it needs re-plastering roughly every 20 years
• Best fit for: a homeowner seeking complete customization and a luxury look, willing to invest to make it happen

For more information, check out this article.

Your Pool Estimate: What It Costs and Why Quotes Differ

If you’re after a general idea of what your pool will cost, check out Aloha’s above-ground, semi-inground, and inground pool cost estimators. It’ll give you a ballpark figure before you ever sit down for a meeting.

Here’s the truth, though: there’s no one-size-fits-all price for a pool. Cost depends on pool type, job complexity, and site conditions, and once you start collecting real quotes, you’ll likely notice they don’t match- sometimes not even close. That’s normal, and it doesn’t mean someone’s overcharging you. A lower number up front doesn’t always mean a lower total once construction wraps, so it’s worth understanding what’s actually driving the difference before you compare based on price alone.

To keep costs low, an above-ground pool is the best option. If you want the feel of an inground pool but the budget isn’t quite there, a semi-inground pool is worth a look. Inground pool costs vary by material, too: vinyl liner pools cost the least, fiberglass falls in the middle, and gunite costs the most

What Ultimately Determines Your Price

• Pool type, size, and shape
• Depth and structural specs
• Site conditions, yard access, and excavation challenges
• Equipment package
• Decking, coping, and patio work
• Water features, spas, tanning ledges, fire features, lighting, automation, and fencing
• Electrical, gas, drainage, and landscaping scope
• Heater, cover, salt system, and other equipment upgrades
• Cleanup and project completion
• Warranty coverage

When you’re comparing quotes side by side, ask each builder what’s actually included in that number. Two quotes that look similar on paper can represent very different scopes of work, and the cheaper one on day one isn’t always the cheaper one by the time your pool is finished.

Other Costs Pool Buyers Often Forget About

• Dirt removal and hauling – excess dirt removal or hauling may incur an additional charge
• Retaining walls – built to keep dirt from caving in on your pool walls, these can add cost for heavily sloped yards
• Unmarked underground utility repair
• Yard restoration – this isn’t part of Aloha’s scope of work, so it’s easy to overlook during the process; we do our best to keep your yard as intact as possible, but heavy materials and machinery can take a toll on its appearance
• Sidewalk/concrete damage – if equipment has to cross a sidewalk to reach the backyard, it may crack the concrete and require replacement
• Fence removal and reinstallation – sometimes a fence has to come down for our equipment to reach the backyard, which raises cost
• Pool fencing requirements – dependent on your region
• Property taxes

Budget Ranges: What to Expect

West TN (Union City)

• Above-ground: $5,000 – $18,000
• Semi-inground: $10,000 – $55,000
• Inground: $35,000 – $160,000+

Lower cost of living and less permitting likely keep this market toward the lower-middle of the range.

Jonesboro, AR

• Above-ground: $5,500 – $19,000
• Semi-inground: $11,000 – $58,000
• Inground: $37,000 – $168,000+

Similar regional cost profile to West TN, slightly higher due to cost of living.

Marion, IL

• Above-ground: $6,000 – $20,000
• Semi-inground: $12,000 – $60,000
• Inground: $40,000 – $175,000+

St. Louis Area (O’Fallon, IL)

• Above-ground: $6,500 – $20,000
• Semi-inground: $13,000 – $60,000
• Inground: $42,000 – $175,000+

Higher cost of living, more competition, and metro-area labor and permitting costs push St. Louis toward the top of the range.

Cape Girardeau, MO

• Above-ground: $5,500 – $18,500
• Semi-inground: $11,000 – $56,000
• Inground: $36,000 – $165,000+

A quick note on these above-ground numbers. Yes, we know it’s higher than what you’ll find scrolling around online. Here’s why: we started out as inground pool builders, and somewhere along the way we decided to extend our reach to folks in the market for an above-ground pool. It didn’t take us long to realize that customers deserve the same standard we hold ourselves to on every gunite, fiberglass, and vinyl pool we build, and they weren’t getting that with standard materials.

Our liners are heavier, our plumbing is built to last, our pool floors are hand-troweled instead of rushed, and our filter equipment is larger and more durable than what you’ll typically find on a bargain build. It costs more upfront. It also means your above-ground pool isn’t sitting there thinking it’s a lesser purchase than your neighbor’s inground. Same Aloha quality, just a different shape.

How to Set a Realistic Pool Budget

• Decide on your must-haves versus your nice-to-haves. Many people love the convenience of an automatic cover, but that may not be worth it if it means giving up the waterfall you’ve been dreaming of floating by.
• Leave room for site surprises and upgrades. We do our best to catch what we can before we ever arrive on-site, but surprises happen during a build. A crew could hit an unmarked water line while digging, which means a repair you didn’t originally budget for.

What Is the Pool Building Timeline?

The average time to build a pool with Aloha is about 82 days from sale to completion. That number shifts depending on weather, materials, and team availability.

Above-ground and semi-inground pools take the least time to build.

Inground pool timelines vary by type:

• Fiberglass pools, though the easiest to build, sometimes take the longest to complete due to shipping delays. Installation itself takes around 3-6 weeks.
• Vinyl liner pools are typically a quick, seamless process of around 3-6 weeks.
• Gunite pools take the longest, around 8-16 weeks.

We’ve seen vinyl and fiberglass pools built within a week, but these time ranges are typically averages. Often, the last few weeks of this process consist of electricians completing their portion, programming automation, and cleaning up any loose ends- what this means is that your family may be able to swim before the 3-6 week period is over.

Pool Building Process Timeline

Step 1: Design and Planning

You’ll start by working with your sales representative to talk through your must-haves, your nice-to-haves, and what you don’t want in your pool. You’ll review pricing and backyard size options, then start making decisions.

Step 2: Engineering and Permits

Your sales rep calls 811, the center that checks for underground lines in your yard. They evaluate your yard, and your sales representative lets the construction team know what they find. This keeps the crew from digging into a line during construction. If a line is hit, it will need repair.

Step 3: Scheduling and Pre-Construction Prep

The team schedules your build, and you prepare your yard by clearing anything that would get in the way.

Step 4: Excavation

Once everything’s cleared with 811, excavation, A.K.A. the dirt haul, begins. Note: some areas don’t have every line marked, so occasional line damage can happen, especially in rural areas.

There may be a few weeks before the next step can happen. We have fewer excavators than pool builders, so the crew can get ahead if they dig even when they’re not ready to install.

Step 5: Pool Installation – Plumbing, Electrical, and Equipment

Installation varies by pool type, as covered earlier. Your shell, kit, or gunite goes in, followed by electrical components like lights and the pump.

Step 6: Decking, Coping, and Surrounding Work

Aloha pours concrete for inground pool owners. This deck becomes your patio furniture’s home base and the pool’s landing area. Above-ground pools typically don’t include decking installed by our company. Semi-inground owners often add surrounding features too, but that’s usually completed after Aloha wraps up.

Step 7: Pool Startup and Handoff

Once the concrete’s poured and everything’s up and running, the pool is officially yours!

Before we leave, Aloha takes care of a few last things to set you up right:

• Startup chemicals: we add shock and algaecide to your pool so your water starts off clean and balanced.
• Pool orientation: we walk you through your new pool on-site so you know how everything works before we go.
• Poolside chat class: join us weekly at your local store for a casual, real-questions-answered class on pool care.
• Ongoing support: we stay with you as your chemical provider for as long as you own the pool.

Biggest Delayers of a Pool Project

• Weather. Heavy thunderstorms or hail can prevent the team from completing tasks on time. Weather delays happen most often in the first three months of the year.
• Material availability. We do our best to keep materials in stock, but some items are ordered as needed. Fiberglass shells, for instance, are ordered after purchase due to their size and limited customization.
• Demand. Summer is our busiest season across every team at Aloha, and that occasionally means things take a little longer than we’d like.

Permits, HOA Rules, and Safety Requirements

A few guidelines must be followed when building a pool in your backyard:

• Municipal permits – The process varies by area, but it is typically as simple as you submitting a request for a residential pool permit online. Approval is based on rules like distance from your home and property lines.
• HOA approvals – Every HOA has different rules. This typically affects above-ground and semi-inground pools most. Check your neighborhood’s HOA regulations before buying to make sure your pool type is allowed.
• Fencing requirements – Once your pool is built, look into your local fencing requirements. Some areas require a fence at least 4 feet high. Even if yours doesn’t, we still encourage a fence to help protect your loved ones.

Financing Your Pool

Financing is very common among pool owners. Around 75% of pool buyers finance their pool, and at Aloha Pools & Spas, we’ve partnered with Lyon Financial for nearly 15 years to make that process quick and seamless.

How Financing Your Pool Works

You apply for financing online through Lyon Financial. Your Aloha sales rep will guide you to the application, and the process kicks off with a soft credit pull, meaning checking your eligibility won’t impact your credit score.

You’ll fill out your personal information along with the project type, cost, timeline, and terms, and you’ll usually hear back within 24 to 48 hours on whether you’ve been approved. From there, funding is typically available within 2-3 weeks. Your Aloha sales rep can’t determine your exact rate, but Lyon Financial offers a loan calculator that provides a rough estimate.

Loans through Lyon Financial go up to $200,000 for up to 30 years, with no down payment required.

For more information on what this process looks like, check out our financing article here.

What Does Pool Ownership Really Look Like?

Here’s what you’ll need to have a general understanding of once you’re a pool owner:

Water Chemistry Basics

• pH and alkalinity are the two most important numbers to keep in check. Balancing them keeps water safe for swimmers, prevents equipment damage, and lets chlorine work effectively.
• Chlorine or sanitizer keeps your pool clean and comes in powder, tablet, or salt form (for pools with a salt system). You’ll also want to shock your pool weekly (shock is a concentrated dose of chlorine that kills bacteria).
• Stabilizer (cyanuric acid) acts as your pool’s “sunscreen,” protecting chlorine from UV light, though too much can smother chlorine’s sanitizing ability and can only be fixed by diluting or draining the water.

Cleaning and Skimming

Skimmers continuously draw the top layer of water through their openings, serving as the first line of defense against debris before it reaches your filter. Empty skimmer and pump baskets weekly (more often after storms); skipping this can restrict water flow and cause your pump motor to overheat.

Filter Maintenance

Your pump is the heart of the pool, keeping water circulating and debris moving out; running it 8-12 hours a day or at a low speed all day is standard. Sand filters need backwashing at least monthly, plus a deep clean at the start and end of the season.

Seasonal Opening and Closing

Most customers have their pool service team open and close their pool each season. Depending on pool size and cover type, professional opening and closing typically runs $175-$400. An automatic pool cover solves this for inground pools, but runs around $20,000.

Monitoring Equipment and Water Level

Keep your water level around the ¾ point of your skimmer. Too low, and the pump draws in air; too high, and the skimmer can’t pull in dirt as well as it should.

How Much Time Maintenance Usually Takes

• Weekly expectations. Most pool owners spend as little as 15 minutes to about an hour a week on routine tasks like adding chemicals, cleaning skimmers, and brushing walls.
• Seasonal tasks. Beyond weekly upkeep, there’s occasional deeper maintenance: backwashing the filter, opening and closing the pool for the season, and addressing issues like algae or cloudy water.
• What changes if you hire a pool service company? If weekly maintenance feels like too much, you can leave it to the professionals. Weekly maintenance services typically run $45-$150 per visit (Aloha does not currently offer this).

Typical Ownership Costs After Installation

• Chemicals and balancers. Around $200-$900 per year depending on water quality and pool size.
• Electricity. As low as $25-$300+. Costs depend on whether or not you have a pool heater, the number and size of pumps, and pool size.
• Repairs and replacement items. Replacement parts are an expected cost every few years and vary in cost. Learn more here.

What’s a Salt System, and Should I Get One?

A common question asked by our inground pool customers: “Is a salt system better?” The short answer? Not necessarily.

A salt system is equipment that turns salt into chlorine right in your pool; therefore, a salt pool is still a chlorine pool. You add salt at the start of the season, and your pump circulates it through a cell that converts it into chlorine, cleans your water, then converts it back into salt to start the cycle again. Less pouring in chemicals, same clean water.

Salt systems cost more upfront ($800-$2,500) but can save you money and hassle month to month, with lower overall maintenance. Many people prefer the feel of the water and note that salt pools don’t have the chemical smell. The trade-off here is replacing the salt cell every three to eight years, along with a bit more wear on metal fixtures.

So, should you get a salt system? Inground and semi-inground pools are great candidates for a salt system; above-ground pools usually do better with traditional chlorine. If low upfront cost matters most, go chlorine. If you want less weekly maintenance and have the budget, go salt. Your Aloha sales rep or water care specialist can help you land on the right one.

Warranties: What’s Covered and What’s Not

Aloha Pools offers a 5-year installation warranty, five times the industry standard, as long as the pool is properly maintained and the customer’s account is in good standing. We built our warranty around that timeframe because we know how common pool mishaps can be, and we want customers to feel covered.

For example, if a pipe beneath the concrete breaks 4 years after installation, Aloha covers the repair at no charge under the installation warranty, including breaking out and fixing the concrete. We’ve handled this exact scenario many times.

Equipment warranties vary by type and manufacturer. Each manufacturer sets its own warranty terms per product, so exact figures vary. Here’s our full warranty summary:

Aloha Pools & Spas Warranty Summary

• Walls – Lifetime. We’ll repair or replace any wall issues at our discretion, either when you purchase a new liner or sooner if we determine it’s necessary for the pool’s longevity.
• Workmanship – 5 years. Excluding customer neglect, we’ll repair or replace any leaking plumbing or light conduit. At our discretion, we’ll also repair or replace concrete that has settled unevenly (more than a quarter-inch difference in elevation). We’re not responsible for discolored or faulty concrete supplied by a concrete company. Concrete is guaranteed to crack, and we make every effort to keep those cracks inside control joints.
• Floor – Lifetime warranty.
• Pump – 5 years. Full repair or replacement for anything related to motor operation or pump failure. This excludes freeze damage unless Aloha Pools and Spas opened and closed the pool. Only covers Aloha-preferred brands; does not include Pentair, Zodiac, Hayward, or other non-preferred brands.
• Sand Filter – 5 years parts and labor on tank failure, 3 years parts and labor on the 6-way valve against leaking or failure. Only covers Aloha-preferred brands.
• Skimmers and Returns – 5 years parts and labor to repair or replace the skimmer body and/or faceplates due to failure to hold water.
• Main Drains – 5 years parts and labor to repair or replace main drains or faceplates due to failure to hold water.
• Liner – 10-year full repair or replacement warranty against seam separation. Any leaks found in the first year are covered by a 1-year parts and labor warranty, which also includes the cost of water replacement, water balancing, and startup chemicals if the pool has to be drained for repair. Any liner that arrives with a hole out of the box, or develops one from installation, will be repaired from underneath and carries a 10-year full non-prorated warranty against failure in that repaired area. Discoloration is not covered.
• Liner Floating – We guarantee the liner won’t float for 5 years due to rainwater running under the pool; we grade your yard to prevent this. If someone else’s landscaping (sod, hardscape, etc.) redirects water flow and causes floating, we’ll reset the liner for free and advise what’s needed to restore our original grading, at which point the warranty is reinstated.
• Fiberglass Step – 10-year repair or replacement warranty, including any failure to hold water (leaking around faceplates or step surface failure), plus the cost of water and startup/balancing chemicals.
• Nature’s Pure Salt System – 3 years parts and labor, only if Aloha opens and closes your pool and you pay a $75 cell cleaning charge once per season at opening or closing.
• Lights – 3 years parts and labor on light failure.
• Safety Cover – 5 years full coverage, 10 years prorated against seam failure. Holes in the cover are not covered.
• Concrete – Addressed under the Workmanship warranty above.
• Everything Else – Covered by the manufacturer’s warranty, if any.

What’s Not Covered Under Warranty

A warranty protects you when something goes wrong on our end, not for normal pool ownership. Here’s what typically falls outside coverage:

• Owner neglect. If your pool’s chemistry goes untested for weeks, or maintenance gets skipped altogether, resulting damage isn’t something a warranty is built to cover.
• Normal wear and tear. Liners fade, equipment ages, and surfaces show their years. That’s expected pool ownership, not a construction defect.
• Weather and acts of nature. Severe storms, flooding, or freeze damage from failing to winterize properly typically fall outside what a builder’s warranty covers.
• Unauthorized repairs or modifications. If a different company or a DIY fix touches your pool, it can void the original warranty on that portion of the work.
• Chemical damage. Using the wrong chemicals or the wrong amounts can damage surfaces and equipment in ways that aren’t considered a construction issue.
• Cosmetic changes over time. Things like plaster staining or minor color variation are common and aren’t typically treated as a defect.

If you’re ever unsure whether something’s covered, ask your sales rep or reach out to our team.

Why Aloha?

Aloha Pools & Spas has been a family matter since 1969, when owner Brad Cook’s father, John Cook, built the family’s first backyard pool and soon started building for neighbors, then the whole town. Three generations later, Brad and members of his extended family still work side by side, and that family-first mindset carries over to every customer who walks through our doors. Our crews aren’t newly assembled either: many of our team members have been with us for over a decade, training new hires in the field rather than from a handbook, so the people building your pool have genuinely done it hundreds of times before.

We back every pool with a 5-year installation warranty, five times the industry standard, because we know construction issues don’t always show up in year one. Whatever pool fits your yard and budget, whether that’s a fully custom gunite pool, a semi-inground option for a sloped lot, or an above-ground pool that gets you swimming faster, you get the same construction standards and the same people behind the build.

Aloha is also more than just pools. We sell hot tubs, swim spas, saunas, and cold tubs, and we run full-service parts, sales, and chemical departments staffed by people who know their stuff. Our water care specialists offer free consultations any time, we host free water care workshops at every store, and we keep our blog, our YouTube channel, and our deep-dive podcast going so you’ve always got somewhere to turn with a question. We are a pool builder that is with you every step of the way, and we strive to make the pool-buying process and pool ownership easy, fun, and clear.

How to Prepare for Your Sales Meeting

What to Bring to a Sales Meeting

The most successful sales meetings happen when the customer has done a little homework beforehand. When you know what you want, what’s in and out of your budget, and the rules in your area, you’re in a great place to schedule a meeting. Helpful things to bring:

• A rough budget range
• HOA guidelines, if applicable
• A list of must-haves and nice-to-haves
• Questions from this guide

What You Should Be Ready to Discuss

• Your goals for the pool. Relaxation, hosting, becoming a serious swimmer? This shapes which pool type actually fits your lifestyle.
• How you want your backyard to function. Let us know if you’ve got other hobbies competing for backyard space, if you want a deck built around your pool, or if you’ll need extra concrete for other activities.
• Your expected timeline. We want to give you the fastest experience possible without cutting corners on quality, so we’ll talk through realistic timelines and when you’re hoping to be swimming.
• Your investment comfort level. Possibly the most important piece: knowing your budget going in makes the whole process smoother.
• Any concerns about maintenance, safety, or future resale.

Next Steps

The goal of a sales meeting isn’t just to buy a pool; it’s to make the right decision for your family, your home, and your lifestyle. Your sales representative should make this meeting feel productive, clear, and low-stakes.

If you’ve made it this far into the guide, you’re in incredible shape for your sales meeting! Now that you’re a little more versed in the pool-buying process, it should be smooth, informative, and, most importantly, fun.

If you’re ready to dive in, reach out to a sales representative here or visit any of our five locations.

At Aloha Pools & Spas, we’ve spent over 57 years selling and installing pools across the Mid-South, and our Jonesboro team knows this land well. In this article, we’ll break down what an above-ground pool typically costs in the Jonesboro area, what drives that number up or down, common accessories worth budgeting for, whether financing is an option, and what you can expect to spend keeping your pool running once it’s set up.

Above-Ground Pool Cost in Jonesboro, Arkansas

Above-ground pools in the Jonesboro area typically run $5,500 – $19,500*, depending on size, materials, and package.

*Please note that national pricing looks much lower than this range; this range includes items like ladders, steps, equipment, as well as the cost of labor and accidentals during the building process.

The price difference comes down to size, materials, and how many features come standard in your package. If you’d like to know more, check out these articles about the factors that drive a pool’s price and the hidden costs of building a pool.

Above-ground pools get you swimming faster and at a lower cost than an inground build, which makes them a popular option for families who want a pool without the longer construction timeline. Some models go on sale in the fall, which can help stretch your budget further.

If you’d like a quick idea of where your dream pool fits into that range, check out our above-ground pool cost estimator!

What Drives Your Pool Price? A Quick Breakdown

Common Above-Ground Pool Accessories and Costs

Your pool package covers the basics, but most owners add a few extras to round out the setup. Here’s what to budget for:

• Accessory packages (ladders, filters, basic upgrades): $400-$2,800
• Pool decking (partial or wraparound): varies significantly by size and material, often around $3,000-$7,000 on average
• Ladder or step upgrades: $150-$600
• Winter or solar covers: $150-$700
• Fencing, where required by code: varies by material and yard size

Your sales representative can walk you through which of these make sense for your specific setup.

What’s Included In Your Pool Price?

Your quoted price typically includes:

• The pool structure and liner
• Standard filtration and pump system
• Basic ladder or entry system
• Setup labor

What’s Not Included In Your Pool Price?

A few things typically fall outside that number:

• Decking
• Fencing, especially where local code requires it
• Upgraded accessories like steps, rails, or lighting
• Electrical work for your pump or any add-ons

Your sales representative walks you through all of this up front, so nothing shows up as a surprise later.

Pool Permits and HOA Requirements

Arkansas doesn’t require a state-level permit for residential pools, but the City of Jonesboro does, and above-ground pools beyond a certain depth typically fall under that requirement. Jonesboro’s fee schedule lists a residential swimming pool permit priced by project cost.

HOA rules vary neighborhood by neighborhood, so if you’re in a planned community, it’s worth checking with your HOA before finalizing your design.

What Happens During Pool Installation?

Above-ground pool installation is a much faster process than an inground build. Our crew levels and preps the site, assembles the frame, and installs the liner and filtration system.

Around Jonesboro, properties near Crowley’s Ridge sometimes have rockier soil, which can mean a bit of extra leveling work before setup begins.

Most above-ground installs are completed in a matter of days rather than months, making them a good option if you want to be swimming sooner.

How Much Should You Budget For Your Pool?

Beyond your pool’s sticker price, it’s smart to set aside a cushion for accessories, decking, and any leveling work your yard might need. Budgeting an extra 10-15% on top of your base pool price is a safe bet.

If you’re financing, putting down 10-20% upfront can lower your monthly payment and help you secure a better interest rate. For example, on a $5,000 above-ground pool package, a 15% down payment of $750 leaves you financing $4,250, which typically means a smaller monthly bill than financing the full amount.

Can I Finance My Pool?

Yes, and most of our customers do! Aloha Pools & Spas works with Lyon Financial to help make pool ownership more accessible. To learn more about financing through Lyon Financial, check out this article.

Pool Maintenance Costs

Once your pool is set up, here’s a general yearly breakdown:

• Electricity: $70-$150 per month during swim season
• Chemicals: $200-$1,000 per year, with above-ground pools typically landing on the lower end of that range thanks to their smaller water volume
• Service: if you’d rather leave routine care to the pros, budget $400-$600 per year for professional service visits (not currently offered by Aloha)

Variable Speed Pump Costs

If you upgrade to a variable speed pump, your electric bill depends a lot on speed and run time. Running your pump around the clock at the standard rate for pools with a heater costs roughly $83-$114 a month at Arkansas’s average electric rate of about 14.3 cents per kWh. Dropping the rate for that same 24 hours can cut your electric bill by 60-70%.

Annual total: most above-ground owners land somewhere between $1,000-$3,000 a year, depending on how much you DIY versus how much you hand off to a pro.

Most owners spend about an hour (or less!) a week on routine upkeep: testing chemicals, skimming debris, and brushing walls.

Our Jonesboro location offers free water testing any time you want a clearer read on what your pool actually needs.

Pool FAQs

Are above-ground pools worth it?

For most homeowners, yes. They offer a lower-cost, faster way to get swimming compared to an inground pool, though “worth it” ultimately depends on your budget, timeline, and how long you plan to keep the pool.

How much does pool decking cost on average?

Decking costs vary widely by material and size, but many above-ground pool owners spend a few thousand dollars or more depending on whether they choose a partial deck or a full wraparound.

Does an above-ground pool increase home value?

Above-ground pools generally add less, if any, resale value than inground pools, since some buyers view them as a removable feature rather than a permanent one. That said, they still add enjoyment and functionality for the years you own the home.

What are the hidden costs of an above-ground pool?

Common ones include site leveling (especially near Crowley’s Ridge), decking, fencing, and liner replacement over time. Read our full hidden costs breakdown here.

What’s the yearly maintenance cost of an above-ground pool?

Most owners spend $1,000-$3,000 a year on electricity, chemicals, and general upkeep.

Should I get a salt system with my above-ground pool?

Nope! Salt systems are best suited for inground pools built to handle the extra wear on walls and equipment. For above-ground pools, a standard chlorine routine is the simpler, more cost-effective choice.

Ready to Talk Numbers?

If you’re in the Jonesboro area and you’re ready to take the plunge on a pool, visit our store or contact a representative here to get started. We’ll work with you to find the pool that best fits your family, lifestyle, and budget.

We cannot wait to swim alongside you!

At Aloha Pools & Spas, we’ve sold and installed pools across this region for over 57 years, and our Cape Girardeau team knows exactly how much these geographic conditions affect a project. In this article, we’ll break down what an above-ground pool typically costs in the Cape Girardeau area, what drives that number up or down, common accessories worth budgeting for, whether financing is an option, and what you can expect to spend keeping your pool running once it’s set up.

Above-Ground Pool Cost in Cape Girardeau, Missouri

Above-ground pools in the Cape Girardeau area typically run $5,500 – $18,500*, depending on size, materials, and package.

*Please note that national pricing looks much lower than this range; this range includes items like ladders, steps, equipment, as well as the cost of labor and accidentals during the building process.

The price difference comes down to size, materials, and how many features come standard in your package. If you’d like to know more, check out these articles about the factors that drive a pool’s price and the hidden costs of building a pool.

Above-ground pools get you swimming faster and at a lower cost than an inground build, which makes them a popular option for families who want a pool without the longer construction timeline. Some models go on sale in the fall, which can help stretch your budget further.

If you’d like a quick idea of where your dream pool fits into that range, check out our above-ground pool cost estimator!

What Drives Your Pool Price? A Quick Breakdown

Common Above-Ground Pool Accessories and Costs

Your pool package covers the basics, but most owners add a few extras to round out the setup. Here’s what to budget for:

• Accessory packages (ladders, filters, basic upgrades): $400-$2,800
• Pool decking (partial or wraparound): varies significantly by size and material, often around $3,000-$7,000, and especially useful on sloped Cape Girardeau lots
• Ladder or step upgrades: $150-$600
• Winter or solar covers: $150-$700
• Fencing, where required by code: varies by material and yard size

Your sales representative can walk you through which of these make sense for your specific setup.

What’s Included In Your Pool Price?

Your quoted price typically includes:

• The pool structure and liner
• Standard filtration and pump system
• Basic ladder or entry system
• Setup labor

What’s Not Included In Your Pool Price?

A few things typically fall outside that number:

• Decking
• Fencing, especially where local code requires it
• Upgraded accessories like steps, rails, or lighting
• Electrical work for your pump or any add-ons

Your sales representative walks you through all of this up front, so nothing shows up as a surprise later.

Pool Permits and HOA Requirements

Missouri handles pool permitting locally rather than through the state, and most jurisdictions require a permit for above-ground pools beyond a certain depth. The City of Cape Girardeau has its own residential pool permit application homeowners submit before installation begins.

HOA rules vary neighborhood by neighborhood, so if you’re in a planned community, it’s worth checking with your HOA before finalizing your design.

What Happens During Pool Installation?

Above-ground pool installation is a much faster process than an inground build. Our crew levels and preps the site, assembles the frame, and installs the liner and filtration system.

In sloped Cape Girardeau yards, this step can involve more grading than flatter properties to get a level, stable base for the pool.

Most above-ground installs are completed in days rather than months, making them a good option if you want to start swimming sooner.

How Much Should You Budget For Your Pool?

Beyond your pool’s sticker price, it’s smart to set aside a cushion for accessories, decking, and any grading work your yard might need. Budget an extra 10-15% on top of your base pool price, and a little more if your yard has a noticeable slope.

If you’re financing, putting down 10-20% upfront can lower your monthly payment and help you secure a better interest rate. For example, on a $5,000 above-ground pool package, a 15% down payment of $750 leaves you financing $4,250, which typically means a smaller monthly bill than financing the full amount.

Can I Finance My Pool?

Yes! Aloha Pools & Spas works with Lyon Financial to help make pool ownership more accessible. To learn more about financing through Lyon Financial, check out this article.

Pool Maintenance Costs

Once your pool is set up, here’s a general yearly breakdown:

• Electricity: $70-$150 per month during swim season
• Chemicals: $200-$1,000 per year, with above-ground pools typically landing on the lower end of that range thanks to their smaller water volume
• Service: if you’d rather leave routine care to the pros, budget $400-$600 per year for professional service visits (not currently offered by Aloha)

Variable Speed Pump Costs

If you upgrade to a variable speed pump, your electric bill depends a lot on speed and run time. Running your pump around the clock at the standard rate for pools with heating roughly $61-$84 a month alone at Missouri’s average electric rate of about 10.5 cents per kWh (kilowatt-hour). Dropping the rate for that same 24 hours can cut your electric bill by 60-70%.

Annual total: most above-ground owners land somewhere between $1,000-$3,000 a year, depending on how much you DIY versus how much you hand off to a pro.

Most owners spend about an hour a week or less on routine upkeep: testing chemicals, skimming debris, and brushing walls.

Our Cape Girardeau location offers free water testing any time you need some help finding out what your pool actually needs.

Above-Ground Pool FAQs

Are above-ground pools worth it?

For most homeowners, yes. They offer a lower-cost, faster way to get swimming compared to an inground pool, though “worth it” ultimately depends on your budget, timeline, and how long you plan to keep the pool.

How much does pool decking cost on average?

Decking costs vary widely by material and size but typically fall from $3,000-$7,000. Still, many above-ground pool owners spend a few thousand dollars or more depending on whether they choose a partial deck or a full wraparound, especially helpful for accessing a pool on a sloped lot.

Does an above-ground pool increase home value?

Above-ground pools generally add less, if any, resale value than inground pools, since they are viewed as a removable feature rather than a permanent one. That said, they still add enjoyment and functionality at a reasonable cost for the years you own the home!

What are the hidden costs of an above-ground pool?

Common ones include site grading (especially on sloped yards), decking, fencing, and liner replacement over time. Read our full hidden costs breakdown here.

What’s the yearly maintenance cost of an above-ground pool?

Most owners spend $1,000-$3,000 a year on electricity, chemicals, and general upkeep.

Should I get a salt system with my above-ground pool?

Nope! Salt systems are best suited for inground pools built to handle the extra wear on walls and equipment. For above-ground pools, a standard chlorine routine is the simpler, more cost-effective choice.

Ready to Talk Numbers?

If you’re in the Cape Girardeau area and you’re ready to take the plunge on a pool, visit our store or contact a representative here to get started. We’ll work with you to find the pool that best fits your family, lifestyle, and budget.

We cannot wait to swim alongside you!

At Aloha Pools & Spas, we strive to give a clear, honest breakdown of what to expect when buying a pool. We’ve been building pools in the Union City area for over 57 years, establishing ourselves as one of the most trusted pool companies in the area.

In this article, we’ll break down what an above-ground pool typically costs in the Union City area, what drives that number up or down, financing options, and how much you can expect to spend keeping your pool running once it’s built.

Above-Ground Pool Cost in West Tennessee

So, how much does an above-ground pool cost in West Tennessee? Above-ground pools in this area typically run $5,000 – $18,000*, depending on size, materials, and package.

*Please note: national pricing looks much lower than this range, but these costs include items like ladders, steps, equipment, as well as the cost of labor and accidentals during the building process.

The price difference boils down to size, labor needs, and how many features come standard in your package. If you’d like to know more, check out these articles about the factors that drive a pool’s price and the hidden costs of building a pool!

West Tennessee is a great place to build a pool for a few reasons. Most of the region is flat, creating the perfect space for a pool. Fewer permits and regulations in the area help keep costs down. The downsides? Rural areas do not always mark water lines. If the team hits one, repairs are in order. The clay-heavy soil in the area can also add to the team’s work, slightly raising costs.

Above-ground pools get your family swimming faster and at a lower cost than an inground build, making them a popular option for families who want a pool without that longer construction timeline and price tag. Some models go on sale in the fall, which can help stretch your budget further.

If you’d like a quick idea of where your dream pool fits into that range, check out our above-ground pool cost estimator.

What Drives Your Pool Price? A Quick Breakdown

Common Above-Ground Pool Accessories and Costs

Your pool package covers the basics, but most owners add a few extras to round out the setup. Here’s what we recommend budgeting for:

• Accessory packages (ladders, filters, basic upgrades): $400-$2,800
• Pool decking (partial or wraparound): varies significantly by size and material, typically ranging from $3,000-$7,000
• Winter or solar covers: $150-$700
• Fencing, where required by code: varies by material and yard size

Your sales representative can walk you through which of these make sense for your specific setup.

What’s Included In Your Pool Price?

Your quoted price typically includes:

• The pool structure and liner
• Standard filtration and pump system
• Basic ladder or entry system
• Setup labor

What’s Not Included In Your Pool Price?

A few things typically fall outside that number:

• Decking
• Fencing
• Upgraded accessories like steps, rails, or lighting
• Electrical work for your pump or any add-ons

Your sales representative walks you through all of this up front, so nothing shows up as a surprise later.

Pool Permits and HOA Requirements

Tennessee doesn’t issue pool permits at the state level, but most jurisdictions require a permit for above-ground pools beyond a certain depth. Because the state puts nearly all residential permitting authority in the hands of counties and municipalities, requirements can look completely different from one town to the next.

State law also requires a functioning pool alarm before construction is considered complete. Fencing requirements and HOA rules vary by neighborhood, so if you’re in a planned community, it’s worth checking with your HOA before finalizing your design.

What Happens During Pool Installation?

Above-ground pool installation is a much faster process than an inground build. Our crew levels and preps the site, assembles the frame, and installs the liner and filtration system.

West Tennessee’s flatter terrain across much of the Delta region tends to mean simpler site prep, though clay-heavy soil is common and can occasionally require extra leveling work.

Most above-ground installs are completed in days rather than months, making them a good option if you want to be swimming sooner.

How Much Should You Budget For Your Pool?

Beyond your pool’s sticker price, it’s smart to set aside a cushion for accessories, decking, and any leveling work your yard might need. Budgeting an extra 10-15% on top of your base pool price is a safe bet.

If you’re financing, putting down 10-20% upfront can lower your monthly payment and help you secure a better interest rate. For example, on a $5,000 above-ground pool package, a 15% down payment of $750 leaves you financing $4,250, which typically means a smaller monthly bill than financing the full amount.

Can I Finance My Pool?

Yes! Aloha Pools & Spas works with Lyon Financial to help make pool ownership more accessible. To learn more about financing through Lyon Financial, check out this article.

Pool Maintenance Costs

Once your pool is set up, here’s a general yearly breakdown:

• Electricity: $70-$150 per month during swim season
• Chemicals: $200-$1,000 per year, with above-ground pools typically landing on the lower end of that range due to their smaller water volume
• Service: if you’d rather leave routine care to the pros, budget $400-$600 per year for professional service visits

Variable Speed Pump Costs

If you upgrade to a variable speed pump, your electric bill depends a lot on speed and run time. Running your pump around the clock and the reccommended speed costs roughly $84-$115 a month at Tennessee’s average electric rate of about 14.47 cents per kWh (kilowatt hour). Dropping the speed for that same 24 hours can cut your electric bill by 60-70%.

Annual total: most above-ground owners land somewhere between $1,000-$3,000 a year, depending on how much you DIY versus how much you hand off to a pro.

Most owners spend about an hour a week or less on routine upkeep: testing chemicals, skimming debris, and brushing walls.

Our Union City location offers free water testing any time you want a clearer read on what your pool actually needs.

Above-Ground Pool FAQs

Are above-ground pools worth it?

For most homeowners, yes. They offer a lower-cost, faster way to get swimming compared to an inground pool, though “worth it” ultimately depends on your budget, timeline, and how long you plan to keep the pool.

How much does pool decking cost on average?

Decking costs vary widely by material and size, but many above-ground pool owners spend a few thousand dollars or more depending on whether they choose a partial deck or a full wraparound.

Does an above-ground pool increase home value?

Above-ground pools generally add less or no resale value than inground pools, since they are viewed as a removable feature rather than a permanent one. That said, they still add enjoyment and functionality for the years you own the home.

What are the hidden costs of an above-ground pool?

Common ones include site leveling, decking, fencing, and liner replacement over time. Read our full hidden costs breakdown here.

What’s the yearly maintenance cost of an above-ground pool?

Most owners spend $1,000-$3,000 a year on electricity, chemicals, and general upkeep.

Should I get a salt system with my above-ground pool?

Nope! Salt systems are best suited for inground pools built to handle the extra wear on walls and equipment. For above-ground pools, a standard chlorine routine is the simpler, more cost-effective choice.

Ready to Talk Numbers?

If you’re in the Union City area and you’re ready to take the plunge on a pool, visit our store or contact a representative here to get started. We’ll work with you to find the pool that best fits your family, lifestyle, and budget.

We cannot wait to swim alongside you!

At Aloha Pools & Spas, we strive to give a clear, honest breakdown of what to expect when buying a pool. We’ve been building pools out of our Union City location for over 57 years, establishing ourselves as one of the most trusted pool companies in the area. In this article, we’ll break down what an inground pool typically costs in the Union City area by material type, what drives that number up or down, whether financing is an option, and what you can expect to spend keeping your pool running once it’s built.

Inground Pool Cost in West Tennessee

Here is the average cost of each pool type in the Union City area:

• Vinyl: $28,000 – $55,000
• Fiberglass: $35,000 – $65,000
• Gunite: $45,000 – $85,000+

The price difference comes down to size, location, and how each pool is built. If you’d like to know more, check out these articles about the factors that drive a pool’s price and the hidden costs of building a pool.

Different Types of Inground Pools

Vinyl pools come as a kit, assembled on-site with steel or concrete walls and a stretched liner, keeping costs lower. You can customize them with waterfalls, lighting, ledges, and more.

Fiberglass pools come as a single premade shell that is lowered into an excavated hole, so you’re paying more for the manufactured piece- but often less time on labor. They are the least customizable of the three, but they are also less maintenance.

Gunite pools are built entirely on-site with sprayed concrete. They are then plastered, making this pool type the most labor-intensive and the most expensive- but also the most customizable of the three.

None of these are a bad choice; the right pool for you depends on budget, how much customization you want, and how much long-term maintenance you’re comfortable with. Vinyl liners generally need replacing around the 10-year mark, fiberglass rarely needs attention for 20 to 30 years, and gunite needs re-plastering every 10 to 20 years depending on how well the water is balanced. Read more here.

What Drives Your Pool Price? A Quick Breakdown

What’s Included In Your Pool Price?

Your quoted price typically includes:

• The pool shell and structure
• Standard filtration and pump system
• Basic plumbing
• Standard steps or ladder
• Installation labor
• Underground utility locating (811 marking)

What’s Not Included In Your Pool Price?

A few things typically fall outside that number:

• Decking around the pool
• Fencing, especially where local code requires it
• Upgraded accessories like steps, rails, or lighting
• Electrical work for your pump, heater, or any add-ons

Your sales representative walks you through all of this up front, so nothing shows up as a surprise later.

Pool Permits and HOA Requirements

Tennessee doesn’t issue pool permits at the state level, but any inground pool installation still requires one, and because the state puts nearly all residential permitting authority in the hands of counties and municipalities, requirements can look completely different from one town to the next.

State law also requires a functioning pool alarm before construction is considered complete. Separate permits are often required for electrical work tied to pumps, lighting, or automatic covers.

Fencing requirements and HOA rules vary by neighborhood, so if you’re in a planned community, it’s worth checking with your HOA before finalizing your design. Aloha’s sales team handles the permitting and inspection process for you, but it’s good for buyers to know these steps exist before construction begins.

What Happens During Pool Construction?

Before we touch the ground, we mark your underground lines with the help of the national 811 service. This helps the team avoid hitting any electrical lines while digging. After that, we finalize the layout, and our crew begins.

West Tennessee’s flatter terrain across much of the Delta region usually means simpler excavation than in hillier parts of our service area, though clay-heavy soil is common and worth accounting for in site prep.

From here, the pool is built, and an electrician comes to ensure everything is running smoothly.

On average, our teams complete a pool build about 82 days after your contract is signed. Read more about the pool construction process here.

How Much Should You Budget For Your Pool?

If you’re not financing, it’s smart to set aside an additional cost cushion for items like decking, fencing, and any surprises along the way. As a general rule of thumb, budgeting an extra 10-15% on top of your base pool price should comfortably cover most add-ons.

If you’re financing, putting down 10-20% upfront can lower your monthly payment and help you secure a better interest rate. For example, on a $45,000 fiberglass pool, a 15% down payment of $6,750 leaves you financing $38,250, which typically means a lower monthly bill than financing the full amount.

Can I Finance My Pool?

Yes! Aloha Pools & Spas works with Lyon Financial to help make pool ownership more accessible. To learn more about financing through Lyon Financial, check out this article.

Pool Maintenance Costs

Once your pool is built, here’s a general yearly breakdown:

• Electricity: $70 – $350 per month during swim season, depending on lighting, heating, and size
• Chemicals: $50 – $150 per month, depending on pool size

Annual total: typically $1,500 – $5,000

Most owners spend about an hour a week on routine maintenance: testing water chemistry, skimming, and brushing walls, plus monthly filter care. Salt system owners tend to spend less on monthly chemicals, though the system costs more upfront and the cell needs replacing every 3 to 8 years (if you’re interested in the difference between salt versus chlorine, read HERE).

Our Union City location offers free water testing any time you want help staying ahead of costs.

Pool FAQs

Are inground pools worth it?

For most homeowners, yes! Beyond the summers of memories, a well-maintained inground pool can add real value to your property and your quality of life, though “worth it” ultimately depends on how you plan to use it and how long you plan to stay in your home.

How much does pool decking cost on average?

Decking costs vary widely by material, but homeowners typically spend anywhere from $8 to $30+ per square foot depending on whether you choose stamped concrete, pavers, or a more basic finish.

Does a pool increase home value?

Generally, yes, though the exact number depends on your market. National estimates commonly cite a 5-8% increase in home value for a well-maintained inground pool, though this varies by region and buyer demand.

What are the hidden costs of an inground pool?

Common hidden costs include dirt removal, retaining walls, unmarked utility repairs, yard restoration, and property tax increases. Read our full hidden costs breakdown here.

What’s the yearly maintenance cost of an inground pool?

Most owners spend $1,500 – $5,000 a year on electricity, chemicals, and general upkeep, with equipment replacement adding to that occasionally over the years.

READY TO TALK NUMBERS?

If you’re in the Union City area and you’re ready to take the plunge on a pool, visit our store or contact a representative here to get started. We’ll work with you to find the pool that best fits your family, lifestyle, and budget.

We cannot wait to swim alongside you!

At Aloha Pools & Spas, we’ve built pools across this region for over 57 years, and our Cape Girardeau team knows exactly how much a sloped or rocky yard can change a project. In this article, we’ll break down what an inground pool typically costs in the Cape Girardeau area by material type, what drives that number up or down, whether financing is an option, and what you can expect to spend keeping your pool running once it’s built.

Inground Pool Cost in Cape Girardeau, Missouri

Here is the average cost of each pool type in the Cape Girardeau area:

Vinyl: $27,000 – $58,000

Fiberglass: $34,000 – $68,000

Gunite: $46,000 – $92,000+

The price difference comes down to size, location, and how each pool is built. If you’d like to know more, check out these articles about the factors that drive a pool’s price and the hidden costs of building a pool.

Different Types of Inground Pools

Vinyl pools come as a kit, assembled on-site with steel or concrete walls and a stretched liner, keeping costs lower. You can customize them with waterfalls, lighting, ledges, and more.

Fiberglass pools come as a single premade shell that is lowered into an excavated hole, so you’re paying more for the manufactured piece- but often less time on labor. They are the least customizable of the three, but they are also less maintenance.

Gunite pools are built entirely on-site with sprayed concrete. They are then plastered, making this pool type the most labor-intensive and the most expensive- but also the most customizable of the three. If your yard leans hilly, that flexibility is worth factoring in; gunite can be shaped to work with tricky terrain in ways a fiberglass shell can’t always accommodate.

None of these are a bad choice; the right pool for you depends on budget, how much customization you want, and how much long-term maintenance you’re comfortable with. Vinyl liners generally need replacing around the 10-year mark, fiberglass rarely needs attention for 20 to 30 years, and gunite needs re-plastering every 10 to 20 years depending on how well the water is balanced. Read more here.

What Drives Your Pool Price? A Quick Breakdown

What’s Included In Your Pool Price?

Your quoted price typically includes:

• The pool shell and structure
• Standard filtration and pump system
• Basic plumbing
• Standard steps or ladder
• Installation labor
• Underground utility locating

What’s Not Included In Your Pool Price?

A few things typically fall outside that number:

• Decking around the pool
• Fencing, especially where local code requires it
• Upgraded accessories like steps, rails, or lighting
• Electrical work for your pump, heater, or any add-ons
• Retaining walls, which come up more often here than in flatter parts of our service area

Your sales representative walks through all of this with you up front, so nothing shows up as a surprise later.

Pool Permits and HOA Requirements

Missouri handles pool permitting locally rather than through the state, and nearly every Missouri jurisdiction requires a building permit for an inground pool once water depth reaches 24 inches, sometimes with an added surface area or volume threshold.

The City of Cape Girardeau has its own residential pool permit application that homeowners submit through the city before construction begins. Because permitting is handled locally, requirements can shift slightly just outside city limits in unincorporated Cape Girardeau County, so it’s worth confirming which office covers your specific address.

HOA rules vary neighborhood by neighborhood, so if you’re in a planned community, check with your HOA before finalizing your design. Aloha’s sales team handles the permitting and inspection process for you, but it’s good for buyers to know these steps exist before construction begins.

What Happens During Pool Construction?

Once your underground lines are marked by 811 (the national before-you-dig service) and your sales representative finalizes the layout, our crew begins digging, and depending on your yard, that often means hauling several loads of dirt off the property.

In sloped Cape Girardeau yards, this step can involve more dirt work than flatter properties, sometimes requiring extra hauling or a retaining wall to keep everything stable long-term.

From here, the pool is built, and an electrician comes to ensure everything is running smoothly.

On average, our teams complete a pool build about 82 days after your contract is signed, though hillier lots can occasionally run longer if the terrain puts up a fight. Read more about the pool construction process here.

How Much Should You Budget For Your Pool?

On top of your pool’s base price, it’s smart to set aside a cushion for decking, fencing, and any hillside surprises, retaining walls especially. Budgeting an extra 10-15% on top of your base pool price is a safe bet, and a little more if your yard has a noticeable slope.

If you’re financing, putting down 10-20% upfront (roughly 2,700-18,400 on a Cape Girardeau-area pool) can lower your monthly payment and help you secure a better interest rate. For example, on a $55,000 gunite pool, a 15% down payment of $8,250 leaves you financing $46,750, which typically means a smaller monthly bill than financing the full amount.

Can I Finance My Pool?

Yes! Aloha Pools & Spas works with Lyon Financial to help make pool ownership more accessible. To learn more about financing through Lyon Financial, check out this article.

Pool Maintenance Costs

Once your pool is filled, here’s a general yearly breakdown:

Electricity: $70 – $350 per month during swim season, depending on lighting, heating, and size

Chemicals: $50 – $150 per month, depending on pool size

Annual total: usually $1,500 – $5,000

Most owners spend around an hour a week on routine maintenance, testing water, skimming, and brushing, plus backwashing a sand filter monthly (if you’re interested in the difference between salt versus chlorine, read HERE). Our Cape Girardeau team offers free water testing any time you want a second opinion on what your pool actually needs.

Pool FAQs

Are inground pools worth it?

For most homeowners, yes. Beyond the summers of memories, a well-maintained inground pool can add real value to your property, though “worth it” depends on your goals and how long you plan to stay put.

How much does pool decking cost on average?

Decking costs vary by material, but homeowners typically spend anywhere from $8 to $30+ per square foot depending on whether you choose stamped concrete, pavers, or a more basic finish.

Does a pool increase home value?

Generally, yes, though the exact number depends on your market. National estimates commonly cite a 5-8% increase in home value for a well-maintained inground pool.

What are the hidden costs of an inground pool?

Common hidden costs include dirt removal, retaining walls, unmarked utility repairs, yard restoration, and property tax increases. Read our full hidden costs breakdown here.

What’s the yearly maintenance cost of an inground pool?

Most owners spend $1,500 – $5,000 a year on electricity, chemicals, and general upkeep, with equipment replacement adding to that occasionally over the years.

READY TO TALK NUMBERS?

Every yard has a unique build process, and the best way to know what yours will cost is to talk it through with someone who’s built pools in this exact ground for years.

If you’re in the Cape Girardeau area and you’re ready to take the plunge on a pool, visit our store or contact a representative here to get started. We’ll work with you to find the pool that best fits your family, lifestyle, and budget.

We cannot wait to swim alongside you!

At Aloha Pools & Spas, we’ve served Southern Illinois for decades as part of our 57-plus years in business, and our Marion team knows this ground well. In this article, we’ll break down what an inground pool typically costs in the Marion area by material type, what drives that number up or down, whether financing is an option, and what you can expect to spend keeping your pool running once it’s built.

Inground Pool Cost in Marion, Illinois

Here is the average cost of each pool type in the Marion area:

• Vinyl: $26,000 – $56,000
• Fiberglass: $33,000 – $66,000
• Gunite: $44,000 – $88,000+

The price difference comes down to size, location, and how each pool is built. If you’d like to know more, check out these articles about the factors that drive a pool’s price and the hidden costs of building a pool.

Different Types of Inground Pools

Vinyl pools come as a kit, assembled on-site with steel or concrete walls and a stretched liner, keeping costs lower. You can customize them with waterfalls, lighting, ledges, and more.

Fiberglass pools come as a single premade shell that is lowered into an excavated hole, so you’re paying more for the manufactured piece- but often less time on labor. They are the least customizable of the three, but they are also less maintenance.

Gunite pools are built entirely on-site with sprayed concrete. They are then plastered, making this pool type the most labor-intensive and the most expensive- but also the most customizable of the three.

None of these are a bad choice; the right pool for you depends on budget, how much customization you want, and how much long-term maintenance you’re comfortable with. Vinyl liners generally need replacing around the 10-year mark, fiberglass rarely needs attention for 20 to 30 years, and gunite needs re-plastering every 10 to 20 years depending on how well the water is balanced. Read more here.

What Drives Your Pool Price? A Quick Breakdown

What’s Included In Your Pool Price?

Your quoted price typically includes:

• The pool shell and structure
• Standard filtration and pump system
• Basic plumbing
• Standard steps or ladder
• Installation labor
• Underground utility locating

What’s Not Included In Your Pool Price?

A few things typically fall outside that number:

• Decking around the pool
• Fencing, especially where local code requires it
• Upgraded accessories like steps, rails, or lighting
• Electrical work for your pump, heater, or any add-ons
• Drainage work, which comes up more often here due to the higher water table in parts of the region

Your sales representative walks you through all of this up front, so nothing shows up as a surprise later.

Pool Permits and HOA Requirements

The City of Marion has its own dedicated swimming pool section in its municipal code, covering permit requirements and fees, application steps, location and construction rules, fencing, and electrical requirements.

Illinois pools also come with fencing standards most residents don’t expect: barriers generally need to be at or above 48 inches, with limited gaps and self-latching gates.

HOA rules vary neighborhood by neighborhood in the Marion area, so if you’re in a planned community, it’s worth checking with your HOA before finalizing your design. Aloha’s sales team handles the permitting and inspection process for you, but buyers should know these steps exist before construction begins.

What Happens During Pool Construction?

Once your underground lines are marked with the help of 811 (the national before-you-dig service) and your sales representative finalizes the layout, our crew begins digging, and depending on your yard, that often means hauling several loads of dirt off the property.

Flat Southern Illinois terrain generally makes excavation simpler than in hillier regions, but properties with a high water table sometimes need extra drainage planning to keep the pool stable long-term.

From here, the pool is built, and an electrician comes to ensure everything is running smoothly.

On average, our teams complete a pool build about 82 days after your contract is signed, though drainage-heavy lots can occasionally run longer if the ground needs extra prep. Read more about the pool construction process here.

How Much Should You Budget For Your Pool?

On top of your pool’s base price, it’s smart to set aside a cushion for decking, fencing, and any drainage work your yard might need. Budgeting an extra 10-15% on top of your base pool price is a safe bet.

If you’re financing, putting down 10-20% upfront (roughly 2,600-17,600 on a Marion-area pool) can lower your monthly payment and help you secure a better interest rate. For example, on a $44,000 gunite pool, a 15% down payment of $6,600 leaves you financing $37,400, which typically means a noticeably smaller monthly bill than financing the full amount.

Can I Finance My Pool?

Yes! Aloha Pools & Spas works with Lyon Financial to help make pool ownership more accessible. To learn more about financing through Lyon Financial, check out this article.

Pool Maintenance Costs

Once you’re swimming, here’s what most Marion-area owners can expect to spend each year:

• Electricity: $70 – $350 per month during swim season, depending on whether you’re running a heat pump, salt system, or pool lighting
• Chemicals: $50 – $150 per month, with pool size and weather driving where you land

Annual total: typically $1,500  – $5,000

Beyond the monthly costs, most owners spend about an hour a week on routine upkeep, testing chemicals, skimming debris, and brushing walls. Salt system owners tend to spend less on monthly chemicals, though the system costs more upfront and the cell needs replacing every 3 to 8 years (if you’re interested in the difference between salt versus chlorine, read HERE).

Our Marion location offers free water testing any time you want a clearer read on what your pool actually needs.

Pool FAQs

Are inground pools worth it?

For most homeowners, yes. Beyond the summers of memories, a well-maintained inground pool can add real value to your property, though “worth it” depends on your goals and how long you plan to stay put.

How much does pool decking cost on average?

Decking costs vary by material, but homeowners typically spend anywhere from 8-$ 30+ per square foot, depending on whether you choose stamped concrete, pavers, or a more basic finish.

Does a pool increase home value?

Generally, yes, though the exact number depends on your market. National estimates commonly cite a 5-8% increase in home value for a well-maintained inground pool.

What are the hidden costs of an inground pool?

Some of the most common ones include dirt removal, drainage work, unmarked utility repairs, yard restoration, and property tax increases, especially relevant here, since Illinois has more detailed property assessment rules than some neighboring states. Read our full hidden costs breakdown here.

What’s the yearly maintenance cost of an inground pool?

Most owners spend $1,500 – $5,000 a year on electricity, chemicals, and general upkeep, with equipment replacement adding to that occasionally over the years.

READY TO TALK NUMBERS?

Every yard has a unique build process, and the best way to know what yours will cost is to talk it through with someone who’s built pools in this exact ground for years.

If you’re in the Marion area and you’re ready to take the plunge on a pool, visit our store or contact a representative here to get started. We’ll work with you to find the pool that best fits your family, lifestyle, and budget.

We cannot wait to swim alongside you!

At Aloha Pools & Spas, our O’Fallon, Illinois location serves the greater St. Louis area, backed by 57+ years in business. In Cardinals country, we figure you’d better know the cardinal rules of purchasing a pool in this unique region (see what we did there?).

In this article, we’ll break down what an inground pool typically costs in the St. Louis area by material type, what’s included in that number, whether financing is an option, and the maintenance costs to expect once your pool is built.

Inground Pool Cost in the St. Louis Area

Here are the average inground pool costs for this area:

Vinyl: $35,000 – $68,000

Fiberglass: $42,000 – $78,000

Gunite: $55,000 – $110,000+

Metro-area pricing tends to run higher across all three materials, largely due to labor costs, permitting complexity, and electrical work in more developed neighborhoods.

Price differences come down to size, location, and how each pool is built. If you’d like to know more, check out these articles about the factors that drive a pool’s price and the hidden costs of building a pool.

Different Types of Inground Pools

Vinyl pools come as a kit, assembled on-site with steel or concrete walls and a stretched liner, keeping costs lower. You can customize them with waterfalls, lighting, ledges, and more.

Fiberglass pools come as a single premade shell that is lowered into an excavated hole, so you’re paying more for the manufactured piece- but often less time on labor. They are the least customizable of the three, but they are also less maintenance.

Gunite pools are built entirely on-site with sprayed concrete. They are then plastered, making this pool type the most labor-intensive and the most expensive- but also the most customizable of the three.

None of these are a bad choice; the right pool for you depends on budget, how much customization you want, and how much long-term maintenance you’re comfortable with. Vinyl liners generally need replacing around the 10-year mark, fiberglass rarely needs attention for 20 to 30 years, and gunite needs re-plastering every 10 to 20 years depending on how well the water is balanced. Read more here.

What Drives Your Pool Price? A Quick Breakdown

What’s Included In This Price?

These ranges cover the pool and installation. Some costs that typically fall outside that number are:

• Decking
• Fencing
• Upgraded accessories like steps, rails, or lighting
• Electrical work, often a bigger factor here than in our more rural locations
• Permit and inspection fees, which run higher in metro areas
• Extra site evaluations/excavation due to location and levelness of your yard

Your sales representative walks you through all of this before construction begins, so your budget reflects the realities of building in a metro market.

Your backyard also determines the cost. If your backyard is super sloped or rocky, construction may take longer, and labor costs may rise.

Pool Permits and HOA Requirements

Most cities in the area require a building permit for any above-ground or inground pool, spa, or hot tub capable of holding more than 24 inches of water, along with required inspections during installation.

Because O’Fallon sits in the St. Louis metro area, buyers here are also more likely to run into HOA approval requirements than in Aloha’s more rural locations. Be sure to check with your local HOA to ensure the pool type you want is permitted.

Electrical permitting is typically handled separately from the main pool permit, and your sales representative coordinates both as part of the build process.

What Happens During Pool Construction?

Before we touch the ground, we mark your underground lines. This helps the team avoid hitting any electrical lines while digging. After that, we finalize the layout, and our crew begins.

In the St. Louis metro area, this stage often involves more inspection checkpoints than our more rural locations, and HOA approval processes can add time before construction even starts.

On average, our teams complete a build about 82 days after signing, though metro permitting timelines can extend that window.

Read more about the pool construction process here.

How Much Should You Budget For Your Pool?

Building in a metro market means budgeting for a little more wiggle room than our rural locations. Beyond your pool’s base price, set aside a cushion for permitting fees, potential HOA-driven design requirements, and electrical work. An extra 10-15% on top of your base pool price is a safe starting point.

If you’re financing, putting down 10-20% upfront (roughly 5,000-24,000 on a St. Louis-area pool) lowers your monthly payment and helps secure a better interest rate. For example, on an $80,000 gunite pool, a 15% down payment of $12,000 leaves you financing $68,000, which typically means a meaningfully smaller monthly bill than financing the full amount.

Can I Finance My Pool?

Yes! Aloha Pools & Spas works with Lyon Financial to help make pool ownership more accessible. To learn more about financing through Lyon Financial, check out this article.

Pool Maintenance Costs

Once your pool is built, here’s a general yearly breakdown:

• Electricity: $70 – $350 per month during swim season, depending on lighting, heating, and size
• Chemicals: $50 – $150 per month, depending on pool size

Annual total: typically $1,500 – $5,000

Most owners spend about an hour a week on routine maintenance: testing water chemistry, skimming, and brushing walls, plus monthly filter care (if you’re interested in the difference between salt versus chlorine, read HERE). Our O’Fallon location offers free water testing any time you want help staying ahead of costs.

Pool FAQs

Are inground pools worth it?

For most homeowners, yes. Beyond the summers of memories, a well-maintained inground pool can add real value to your property, though “worth it” depends on your goals and how long you plan to stay in your home.

How much does pool decking cost on average?

Decking costs vary by material, but homeowners typically spend anywhere from $8 – $30+ per square foot depending on whether you choose stamped concrete, pavers, or a more basic finish. Metro-area decking labor can run a bit higher than in our more rural locations.

Does a pool increase home value?

Generally, yes, though the exact number depends on your market. National estimates commonly cite a 5-8% increase in home value for a well-maintained inground pool, and strong buyer demand in the St. Louis suburbs can push that even higher.

What are the hidden costs of an inground pool?

Common hidden costs include permitting fees, HOA-required design changes, unmarked utility repairs, yard restoration, and property tax increases. Read our full hidden costs breakdown here.

What’s the yearly maintenance cost of an inground pool?

Most owners spend $1,500 – $5,000 a year on electricity, chemicals, and general upkeep, with equipment replacement adding to that occasionally over the years.

READY TO TALK NUMBERS?

• To summarize, here are a few regional factors that tend to affect pricing in the St. Louis area:
• Being part of a major metro area means more detailed permitting and inspection requirements than our more rural locations.
• Some Metro East neighborhoods have HOAs with their own pool rules and approval processes.
• Parts of the region sit on karst topography, which can occasionally require extra site evaluation.
• Illinois property tax and assessment rules tend to be more detailed than in neighboring states, which can affect what a pool does to your property taxes long-term.
• Higher regional cost of living and labor market compared to our more rural locations.

If you’re in the St. Louis area and ready to see what a pool would cost for your yard, dive right in! Visit us at our O’Fallon, IL location (less than 20 miles from St. Louis!), or reach out to our sales team here.

At Aloha Pools & Spas, we’ve spent over 57 years building pools across the Mid-South, and our Jonesboro team knows this land well. In this article, we’ll break down what an inground pool typically costs in the Jonesboro area by material type, what drives that number up or down, whether financing is an option, and what you can expect to spend keeping your pool running once it’s built.

Inground Pool Cost in Jonesboro, Arkansas

Here is the average cost of each pool type in Jonesboro:

• Vinyl Pool: $27,000 – $58,000
• Fiberglass Pool: $34,000 – $68,000
• Gunite Pool: $45,000 – $90,000+

The price difference comes down to size, location, and how each pool is built. If you’d like to know more, check out these articles about the factors that drive a pool’s price and the hidden costs of building a pool.

Different Types of Inground Pools

There are three standard inground pool types:

Vinyl pools come as a kit, assembled on-site with steel or concrete walls and a stretched liner, keeping costs lower. You can customize them with waterfalls, lighting, ledges, and more.

Fiberglass pools come as a single premade shell that is lowered into an excavated hole, so you’re paying more for the manufactured piece- but often less time on labor. They are the least customizable of the three, but they are also less maintenance.

Gunite pools are built entirely on-site with sprayed concrete. They are then plastered, making this pool type the most labor-intensive and the most expensive- but also the most customizable of the three.

None of these are a bad choice; the right pool for you depends on budget, how much customization you want, and how much long-term maintenance you’re comfortable with. Vinyl liners generally need replacing around the 10-year mark, fiberglass rarely needs attention for 20 to 30 years, and gunite needs re-plastering every 10 to 20 years depending on how well the water is balanced. Read more here.

What Drives Your Pool Price? A Quick Breakdown

What’s Included In Your Pool Price?

Your quoted price typically includes:

• The pool shell and structure
• Standard filtration and pump system
• Basic plumbing
• Standard steps or ladder
• Installation labor
• Underground utility locating

What’s Not Included In Your Pool Price?

A few things typically fall outside that number:

• Decking around the pool
• Fencing, especially where local code requires it
• Upgraded accessories like steps, rails, or lighting
• Electrical work for your pump, heater, or any add-ons

Your sales representative walks you through all of this up front, so nothing shows up as a surprise later.

Pool Permits and HOA Requirements

Arkansas doesn’t require a state-level permit for residential pools, but the City of Jonesboro does. Jonesboro’s fee schedule lists a residential swimming pool permit priced by project cost, along with a separate $50 swimming pool electrical bond.

Beyond the permit itself, Jonesboro has its own zoning standards covering setback and location requirements, meaning your pool has to sit a certain distance from your home and property lines.

HOA rules vary neighborhood by neighborhood, so if you’re in a planned community, it’s worth checking with your HOA before finalizing your design. Aloha’s sales team handles the permitting and inspection process for you, but it’s good for buyers to know these steps exist before construction begins.

What Happens During Pool Construction?

Once your lines are marked (with the help of 811, the national underground line marking service) and your sales representative finalizes the layout, our crew begins digging, and depending on your yard, that often means hauling several loads of dirt off the property.

Around Jonesboro, this step can look a little different from town to town. Properties near Crowley’s Ridge sometimes run into rockier soil, which can mean extra time and equipment during excavation.

From here, the pool is built, and an electrician comes to ensure everything is running smoothly.

On average, our teams complete a pool build about 82 days after your contract is signed, though ridge-adjacent lots can occasionally run longer if the ground puts up a fight. Read more about the pool construction process here.

How Much Should You Budget For Your Pool?

On top of your pool’s base price, it’s smart to set aside a cushion for decking, fencing, and any rocky-soil surprises Crowley’s Ridge might throw your way. Budgeting an extra 10-15% on top of your base pool price is a safe bet.

If you’re financing, putting down 10-20% upfront can lower your monthly payment and help you secure a better interest rate. For example, on a $50,000 gunite pool, a 15% down payment of $7,500 leaves you financing $42,500, which typically means a noticeably smaller monthly bill than financing the full amount.

Can I Finance My Pool?

Yes! Aloha Pools & Spas works with Lyon Financial to help make pool ownership more accessible. To learn more about financing through Lyon Financial, check out this article.

Pool Maintenance Costs

Once you’re swimming, here’s what most Jonesboro owners can expect to spend each year:

• Electricity: $70-$350 per month during swim season, depending on whether you’re running a heat pump, salt system, or pool lighting
• Chemicals: $50-$150 per month, with pool size and weather driving where you land

Annual total: typically $1,500-$5,000

Beyond the monthly costs, most owners spend about an hour a week on routine upkeep, testing chemicals, skimming debris, and brushing walls. Salt system owners tend to spend less on monthly chemicals, though the system costs more upfront and the cell needs replacing every 3 to 8 years (if you’re interested in the difference between salt versus chlorine, read HERE).

Our Jonesboro location offers free water testing any time you want a clearer read on what your pool actually needs.

Inground Pool Cost FAQs

Are inground pools worth it?

For most homeowners, yes. Beyond the summers of memories, a well-maintained inground pool can add real value to your property, though “worth it” depends on your goals and how long you plan to stay put.

How much does pool decking cost on average?

Decking costs vary by material, but homeowners typically spend anywhere from 8-$ 30+ per square foot, depending on whether you choose stamped concrete, pavers, or a more basic finish.

Does a pool increase home value?

Generally, yes, though the exact number depends on your market. National estimates commonly cite a 5-8% increase in home value for a well-maintained inground pool.

What are the hidden costs of an inground pool?

Common hidden costs include dirt removal, retaining walls, unmarked utility repairs, yard restoration, and property tax increases. Read our full hidden costs breakdown here.

What’s the yearly maintenance cost of an inground pool?

Most owners spend $1,500-$5,000 a year on electricity, chemicals, and general upkeep, with equipment replacement adding to that occasionally over the years.

READY TO TALK NUMBERS?

Every yard has a unique build process, and the best way to know what yours will cost is to talk it through with someone who’s built pools in this exact ground for years.

If you’re in the Jonesboro area and you’re ready to take the plunge on a pool, visit our store or contact a representative here to get started. We’ll work with you to find the pool that best fits your family, lifestyle, and budget.

We cannot wait to swim alongside you!