Coleman Report

Underwriting SBA 7(a) Small Loans Under SOP 50 10 8.1 — Wed, Oct 7

Anna Griggs — Thu, 10 Sep 2026 16:28:20 +0000

New DSCR, Bank Statement and Credit Memo Requirements Effective October 1 A Coleman Professional Training WebinarDate: Wednesday, October 7, 2026 Time: 2:00 p.m. Eastern Includes e-certification & recording . SOP 50 10 8.1 takes effect October 1 and sets the underwriting requirements for SBA 7(a) Small loans up to $350,000. Lenders must use prudent credit…

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Movers & Shakers: Michael Miller, Elise Petras-Roper & Teresa Rogers

Anna Griggs — Thu, 10 Sep 2026 10:52:00 +0000

September 10, 2026 Bob ColemanFounder & Publisher Movers & Shakers: Michael Miller, Elise Petras-Roper & Teresa Rogers Michael Miller Named Senior Vice President, Senior Portfolio Manager at Loyal Trust Bank Loyal Trust Bank has named Michael Miller Senior Vice President, Senior Portfolio Manager. Based in Peachtree Corners, Georgia, Miller brings decades of commercial banking experience…

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A Coleman Conversation: Jon Winick

Anna Griggs — Wed, 09 Sep 2026 10:56:00 +0000

September 9, 2026 Bob ColemanFounder & Publisher A Coleman Conversation: Jon Winick In this week’s episode of A Coleman Conversation, Bob Coleman sits down with Jon Winick, CEO of Clark Street Capital, to discuss the loan portfolio market, commercial real estate trends, and the economic forces shaping banking heading into 2027. Jon explains why banks…

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SBA Hot Topic Tuesday: Grocery, Manufacturing and Rural Businesses Get New FY 2027 Fee Relief

Anna Griggs — Tue, 08 Sep 2026 13:28:28 +0000

September 8, 2026 Bob ColemanFounder & Publisher SBA Hot Topic Tuesday: Grocery, Manufacturing and Rural Businesses Get New FY 2027 Fee Relief SBA 7(a) Loans Up to $700,000 Can Carry a 0% Upfront Fee SBA has released its FY 2027 7(a) fee schedule, effective for loans approved October 1, 2026 through September 30, 2027. The…

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Fraud Friday: The $8,713,378.24 That Showed Up at Two Banks

Anna Griggs — Fri, 04 Sep 2026 10:31:00 +0000

September 4, 2026 Bob ColemanFounder & Publisher Fraud Friday: The $8,713,378.24 That Showed Up at Two Banks American National Bank & Trust was told Garrett Douglas Johnson had $8,713,378.24 sitting in a law firm trust account. Three months later, Gateway First Bank was given the same number. $8,713,378.24. To the penny. The indictment says the…

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Movers & Shakers: Shannon Ziebol, Martelle Rogers & Anthony Notarfrancesco

Anna Griggs — Thu, 03 Sep 2026 10:41:00 +0000

September 3, 2026 Bob ColemanFounder & Publisher Movers & Shakers: Shannon Ziebol, Martelle Rogers & Anthony Notarfrancesco Shannon Ziebol Joins MidCountry Bank as SBA Program Manager Shannon Ziebol has joined MidCountry Bank as SBA Program Manager, bringing more than a decade of banking experience and an extensive background in SBA lending and portfolio management. Ziebol…

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New Coleman SBA Data Portal: Franchise and NAICS Loan Performance

Anna Griggs — Wed, 02 Sep 2026 13:32:54 +0000

September 2, 2026 Bob ColemanFounder & Publisher New Coleman SBA Data Portal: Franchise and NAICS Loan Performance When a franchise loan reaches underwriting, you can now check how that brand has actually performed in the SBA 7(a) program. The new Coleman SBA Data Portal gives SBA lenders independent loan-performance data for franchise brands and NAICS…

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SBA Hot Topic Tuesday: OIG Challenges $11.5 Million in Paid 7(a) Guaranties — One Review Took 20.8 Years

Anna Griggs — Tue, 01 Sep 2026 10:55:00 +0000

September 1, 2026 Bob ColemanFounder & Publisher SBA Hot Topic Tuesday: OIG Challenges $11.5 Million in Paid 7(a) Guaranties — One Review Took 20.8 Years SBA has pushed back on a new Inspector General review of the 7(a) guaranty purchase process involving 16 loans and $11.54 million in challenged payments. The SBA Office of Inspector…

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Coleman Franchise & NAICS Portal

Anna Griggs — Mon, 31 Aug 2026 23:17:37 +0000

Before You Approve the Deal, Check the SBA Loan Performance. The Coleman Franchise & NAICS Portal gives SBA lenders direct access to franchise and industry loan-performance data built from SBA 7(a) FOIA files. Search a franchise brand. Search a NAICS industry. See how SBA loans have actually performed before the credit decision is made. Annual…

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Main Street Monday: 31-to-90-Day Small Business Delinquencies Fall 5 Basis Points to 1.71%

Anna Griggs — Mon, 31 Aug 2026 10:04:00 +0000

August 31, 2026 Bob ColemanFounder & Publisher Main Street Monday: 31-to-90-Day Small Business Delinquencies Fall 5 Basis Points to 1.71% Small business credit performance was steady in June, but the year-over-year delinquency numbers moved in opposite directions. The August Equifax report states 1.71% of small business loans were 31 to 90 days past due in…

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