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          Financial Controller       Cache   Translate Page      
Intro: Voor een A-speler ben ik op zoek naar een Financial Controller. Deze retail organisatie is zowel nationaal als internationaal een gevestigde naam. Organisatie: Deze retail organisatie op een mooie en vooral bereikbare plek in regio Utrecht is op zoek naar een tijdelijke versterking binnen het finance team...
          Vice President Finance Europe      Cache   Translate Page      
Job results Reliable and pro-active advisor, business partner and support to the President Europe. Sound and timely analysis of financial impact of short- and long-term strategic and operational plans. Available benchmarks and business insights that inform business decisions and drive profitable growth...
          Strategic Finance Manager x2 & Strategic Finance Business Partner x1 - Surrey      Cache   Translate Page      
Job Details Strategic Finance Manager - Commercial 79,389 - 90,469 per annum Strategic Finance Business Partner – Childrens Service 79,389 - 90,469 per annum Strategic Finance Manager – Data & Reporting 69,855 - 79,006 per annum All three roles based from County hall, Penrhyn Road, Kingston-Upon-Thames, KT1 2DN. Flexible working supported where possible, laptop and mobile supplied. 24 days annual leave (28 after two years’ service or for those with more than two years local government continuous service) and local government salary-related pension offered. Surrey County Council has a high profile as one of the largest local authorities in England, but it currently has some tough challenges and has embarked on a programme of radical change. The strength of our finances is one area of particular focus. In the wake of CIPFA’s critical and unflinching report last year, we have launched a Finance Improvement Programme aiming to address the weaknesses that we and others have identified, but equally importantly to lay the foundations for moving beyond that to deliver a best in class finance function at the heart of a the council. We are in the enviable position of having a mandate to review all that we do, and to drive organisational wide improvements in financial management. This is not an opportunity that comes round often, and is one we literally cannot afford to miss. As part of our journey we have reviewed and restructured our finance leadership team, introducing a number of new roles including these strategic finance manager and strategic finance business partner roles. Getting the right people in to join our existing finance leaders is the crucial next step. We want fresh ideas, fresh perspectives, and leaders who can role model the approach and behaviours that we will expect from all in time. That includes showing greater humility, more curiosity about the best things that happen elsewhere, and an openness that will make us a great partner to work with. We are looking for impactful finance leaders, those who have ambition and high expectations, who bring strong financial skills but who recognise that their lasting impact will be decided by the extent to which they are able to galvanise others. If this sounds like you, and if you’re enthused by the idea of joining us on this journey, then now is the time to climb on board. For more information please find attached to this advert the full job profiles for each role. If you would like an informal chat about this position please feel free to contact Leigh Whitehouse (Executive Director of Finance) at . To apply please use the below link to upload your CV and a personal statement outlining your suitability with evidence for the role. We look forward to hearing from you. Closing date for applications is 23:59 on Sunday 31st March. Technical Interviews are provisionally planned for the week of the 8th and 15th April Final assessment interviews are provisionally planned for the week of the 22nd and 29th April Values and Behaviours Our values are what support our vision, shape the culture and are crucial in delivering our corporate strategy. For more information about our values and behaviours please follow this link.
          Assistant Director of Finance      Cache   Translate Page      
Are you someone who can take control of the Finance Function of an organisation? Do you have the ability to deliver strategic business acumen with a positive mindset? Do you want to work in a supportive environment whereby you see the defined impact of your work? This Assistant Director of Finance role within the Education Sector based in the heart of the Northamptonshire countryside may be the role for you. Reporting directly to the Director of Corporate Services, the role will act as the number one within the finance function in this multimillion turnover organisation that has ah outstanding reputation in delivering a multitude of courses. Conversing with multi-level stakeholders ensuring action points are coherent and play an integral role liaising with external auditors to ensure credibility of future reporting. You will recognise that in order to drive key and long-lasting improvements, you need to deploy your considerable interpersonal and leadership skills to bring people with you through change. A successful candidate should be: *A fully qualified CCAB/ACCA/CIMA/ACA accountant *You will have had exposure to significant change programmes, including the implementation of new processes and bring a track record of successful delivery in a strongly collaborative environment. *You will have had experience and success working within an organisation that has its technical complexities within Finance *Have a strong business sense with experience managing a team We encourage you to apply for this role as soon as possible as CV's are being reviewed daily. If you find you meet the above criteria, please apply to avoid disappointment.
          Finance Manager - Reporting      Cache   Translate Page      
This FTSE 100 employer of choice is embarking on some exciting projects and they are looking for a senior interim to assist through some complex projects. Below are the required skills - Duties & Responsibilities - Providing exceptional finance support to the relevant workstreams and key PLC stakeholders Cost budget reporting: preparation review and insight Reviewing group reporting as is policies, processes and reporting. Implementing agreed changes in preparation. Involvement in ad hoc projects and continuous improvement initiatives providing a wide variety of challenges and experience. An opportunity to improve and bring further maturity to systems and processes Supporting the group finance manager in adhoc and business as usual activities Skills Required - ACA Qualified FTSE 100 Work Experience Experience of working on large complex projects Strong Financial Reporting
          Group Financial Accountant      Cache   Translate Page      
This is a classic Group Financial Accountant role in which you will gain great exposure across the business including senior exec level stakeholders, providing you with a great platform to progress your finance career in a variety of directions. It's an opportunity to use your Technical IFRS knowledge and add value pretty quickly, create a good first impression and make a strong start to your career in major business. Providing advice to key customers such as The Board of Directors, Audit Committee, The City, and Brand Finance teams. A strong personality and strength of character is required to act as a true business partner, working closely with 2 x Brand Chief Operating Officers, Group Internal Audit Director and The Audit Committee. You will be required to manage upwards and influence senior management on the emerging risks to establish a more formal system of financial and internal control as the business embarks on a major Finance Transformation programme. Key Purpose of the job is as follows: Year-end and Interim consolidation and production of accounts Production of subsidiary statutory accounts Share based payment and hedge accounting under IFRS Provide accounting technical advice within group and brand finance teams Ad-hoc project work It's essential you are educated to Degree level ideally within a reputable University, and have strong A-Level results. Whilst being Big 4 trained is preferred, we will consider people from a Top Practice background. Personality, gravitas and strong communication skills will be paramount to be a success within this FTSE100 group, who take a long-term approach to recruiting people who can develop and progress to senior management level.
          Group Technical Accounting Manager      Cache   Translate Page      
My client is a multi-national food distributor based in Central London. They currently looking for a practice trained, technically skilled accountant to join the team and be the main point of contact for all technical accounting queries across the group (US and Europe). The Group Technical Accounting Manager is responsible for driving the group technical accounting agenda across Europe. This will include researching new accounting standards, assessing their impact under both IFRS and USGAAP and implementing and maintaining processes to correctly report under them going forward. Principal accountabilities • Working with European entities to assist with the maintenance of IFRS 9, IFRS 15 and IFRS 16. • Preparing quarterly and annual memos to present to the US on any technical accounting issues arising in Europe. • Managing and enhancing the finance manual, ensuring consistency with the US and rolling out across Europe. • Managing and reporting on the treatment of exceptional costs across Europe. • Month end review of data to ensure compliance with the new IFRSs. • Assisting with accounting for new acquisitions and group restructuring. • Liaising with Auditors on any technical accounting matters. • Reviewing pension and derivative valuations at quarter/year end. • Preparation of quarterly USGAAP/IFRS checklist for submission to Auditors/US. • Assisting with the preparation of the UK statutory accounts. • Leading ad-hoc technical accounting projects. Knowledge, skills, experience and competencies • Top-tier practice trained ACA (or equivalent) working at Manager level. • Strong IFRS knowledge essential. • USGAAP experience beneficial. • Ability to manage multiple projects in a fast paced environment. • Very high level of accuracy & attention to detail required. • Excellent communication and presentation skill Reed Specialist Recruitment Limited is an employment agency and employment business
          Production Technician - Peabody Energy - Gillette, WY      Cache   Translate Page      
Department of the Interior’s highest environmental honors, recognition for the company’s acquisition from the finance sector and a Top 200 Company designation...
From Peabody Energy - Mon, 14 Jan 2019 22:46:34 GMT - View all Gillette, WY jobs
          NARM- Mechanic/Welder Entry Level - Peabody Energy - Wright, WY      Cache   Translate Page      
Department of the Interior’s highest environmental honors, recognition for the company’s acquisition from the finance sector and a Top 200 Company designation...
From Peabody Energy - Sun, 17 Feb 2019 16:40:19 GMT - View all Wright, WY jobs
          NARM-Electrician Technician Entry Level - Peabody Energy - Wright, WY      Cache   Translate Page      
Department of the Interior’s highest environmental honors, recognition for the company’s acquisition from the finance sector and a Top 200 Company designation...
From Peabody Energy - Wed, 30 Jan 2019 22:40:18 GMT - View all Wright, WY jobs
          NARM-Production Technician (Coal/OB) - Peabody Energy - Wright, WY      Cache   Translate Page      
Department of the Interior’s highest environmental honors, recognition for the company’s acquisition from the finance sector and a Top 200 Company designation...
From Peabody Energy - Tue, 29 Jan 2019 16:41:50 GMT - View all Wright, WY jobs
          Senior Finance Officer - Lac La Ronge Indian Band - La Ronge, SK      Cache   Translate Page      
Assist in preparing yearly budgets in consultation with program managers and reporting requirements. The Lac La Ronge Indian Band Health Services Department is...
From Lac La Ronge Indian Band - Sat, 09 Feb 2019 00:51:57 GMT - View all La Ronge, SK jobs
          NARM-West Shop Mechanic - Peabody Energy - Wright, WY      Cache   Translate Page      
Department of the Interior’s highest environmental honors, recognition for the company’s acquisition from the finance sector and a Top 200 Company designation...
From Peabody Energy - Mon, 07 Jan 2019 22:39:35 GMT - View all Wright, WY jobs
          NARM - Maintenance Service Technician - Peabody Energy - Wright, WY      Cache   Translate Page      
Department of the Interior’s highest environmental honors, recognition for the company’s acquisition from the finance sector and a Top 200 Company designation...
From Peabody Energy - Mon, 07 Jan 2019 22:39:31 GMT - View all Wright, WY jobs
          NARM-Production Technician (Dragline) - Peabody Energy - Wright, WY      Cache   Translate Page      
Department of the Interior’s highest environmental honors, recognition for the company’s acquisition from the finance sector and a Top 200 Company designation...
From Peabody Energy - Fri, 04 Jan 2019 04:40:12 GMT - View all Wright, WY jobs
          NARM-Electrician Technician (Pit) - Peabody Energy - Wright, WY      Cache   Translate Page      
Department of the Interior’s highest environmental honors, recognition for the company’s acquisition from the finance sector and a Top 200 Company designation...
From Peabody Energy - Thu, 03 Jan 2019 22:39:31 GMT - View all Wright, WY jobs
          Executive Assistant to the Vice President, Finance & CFO - Halifax Robert L. Stanfield International Airport - Enfield, NS      Cache   Translate Page      
Post secondary education in business administration, with a focus in Financial Management. Stanfield International Airport is Atlantic Canada's principal full...
From Career Beacon - Mon, 11 Mar 2019 18:48:03 GMT - View all Enfield, NS jobs
          Payroll and Pension Plan Administrator - Yukon Hospital Corporation - Whitehorse, YT      Cache   Translate Page      
Department: Finance Location: Whitehorse General Hospital Competition No.: 2019-105 Closing Date: Tuesday, March 19, 2019 Classification/Level: PSAC Level 07... $31.74 - $40.16 an hour
From Yukon Hospital Corporation - Wed, 06 Mar 2019 04:30:16 GMT - View all Whitehorse, YT jobs
          How To Choose A Right Car Accident Attorney      Cache   Translate Page      
Think of a scenario, you are driving down the way to your home after a long office hour, you stop at red light, you are thinking about what you are going to do on weekends, and then BAM! For a fraction of time, you don't know what happened but next moment you realize that someone has crashed into your car. What happens next will spoil all your day and the legal processions you have to go through will surely cancel all your plans. And what worse is, you might not have any idea what you need to do when you're in a car accident. Depending upon the city you will need a good lawyer. But how will you find car accident attorney Atlanta? What qualities should you see in a car accident attorney? Here are some points which you should consider:




Ask the people:

Asking or getting a personal referral the way to go. Speak to colleagues and family and try to find out which attorneys they know and how he or she had helped them.


Find out: is the attorney a good fit for you?

After getting the referral, don’t forget to investigate the attorney’s credentials. You can do the Internet search for an expert car accident attorney in Atlanta. Also, don't forget to narrow down a list of lawyers.


The Money to Finance Your Case:

Don't forget car accident lawsuits are quite expensive. Make sure, your attorney can handle the case from starting and your economic condition isn't going to influence his decisions. Hire a lawyer who meets your finances.


Regular Communication:

Making regular communication is the key to winning a lawsuit. No one will want an attorney, who doesn't answer their calls. You should ask the attorney about their policy directly. I mean, if you know what's happening in your case, you can focus more on recovering.


Bonus Tip:

Remember, There is nothing like a small case. Just make sure your attorney also feels the same way.


          Werkstudent im Bereich Finance & Operations (m/w/d) in Augsburg      Cache   Translate Page      
littlelunch GmbH
Das Unternehmen Little Lunch ist ein junges, stark wachsendes Start-up, bekannt aus "Die Höhle der Löwen" bei VOX. Mit unseren leckeren Bio-Suppen aus dem Glas zeigen wir von Zeitnot geplagten Angestellten und all den...
          2007 TOYOTA TUNDRA 2DR REGULAR CAB LB      Cache   Translate Page      
COME AND TAKE A LOOK AT THIS AMAZING 2007 TOYOTA TUNDRA THAT IS WAITING FOR YOU TO COME AND BUY IT AT A GREAT RICE, GREAT CONDITION AND LOW MILEAGE 86,877. THIS AMAZING TRUCK IS ALSO EQUIPPED WITH , AUTOMATIC, POWER MIRROR, AM/FM/CD, AIR-CONDITION WITH DUAL CLIMATE CONTROL, 6CYL. ENGINE. NO CREDIT NEED IT*** WE ACCEPT PASSPORTS*** * ANY QUESTIONS CALL 540-693-1309 ** * VISIT US ONLINE WWW.LSAUTOBROKERSVA.COM * *** FINANCE AVAILABLE ** BUY HERE PAY HERE ** HABLAMOS ESPAÑOL **... $12,500.00
           Comment on How I Went From 3 to 20 Properties Using the Power of Home Equity Loans by Kyle Shankin       Cache   Translate Page      
Nice article. I just wanted to note that I was unable to get a home equity loan on my rental property and had to do a cash out refinance instead; this happened about a month ago. I was told a home equity loan wasn't possible because the house wasn't my primary residence. Any idea if this varies from state to state? I suppose it's possible that I didn't ask enough lenders specifically about a home equity loan.
           Comment on Why I Don’t Love Real Estate—But Just Acquired $20MM of Property in 6 Months by Saverio Nestico       Cache   Translate Page      
Hey brotha. Great content. I read a few of your articles/posts. Interesting stuff. In another post you stated, “The debt was facilitated by Burkadia. This is a bridge loan; 3+1+1 interest only at LIBOR+312.” Could you please expand on finance structure of this deal? Thanks for your time
           Comment on How to Use a HELOC to Buy Real Estate by Geoff Chan       Cache   Translate Page      
Thanks all for sharing about HELOCs. I, too, am interested in acquiring a HELOC, but don't fully understand the implications when it comes time to refinancing a deal and paying off the HELOC. Scenario: HELOC 100K and $50K Cash Purchase Price $120K Renovation: $30K ARV: 200K When it comes time to refinance the property to pull all the initial investment out to redeploy the HELOC and Cash, it would seem I could do it since the refinance would be 75% LTV. But, wouldn't it be difficult to get a loan because of my debt-to-income with the HELOC payments taken into account? It would seem like lenders would be hesitant to refinance the property and lend more money on top of the 100K HELOC debt. I see that people keep referring to HELOCs similar to credit cards or 2nd Mortgages. If I only use 50K of the 100K, would lenders typically consider that all 100k has been leveraged regardless of how much was actually used?
          Re: What theory has changed, since you last took Economics/Finance courses in college?      Cache   Translate Page      
Macro was all Keynesian garbage. They removed all of the pages from the Paul Samuelson textbooks that raved over the Soviet Union's economic system.
          Media Client Finance Analyst - Starcom - Toronto, ON      Cache   Translate Page      
Job Description Agency/Client: Manage client communication and relationships. Manage all agency communication to ReSources (e.g. all profile changes,...
From starcom - Wed, 27 Feb 2019 04:13:02 GMT - View all Toronto, ON jobs
          Accounting Manager - Dairyland Agro Supply Ltd. - Saskatoon, SK      Cache   Translate Page      
Oversee the operations of the accounting/finance department, including the design of an organizational structure adequate for achieving the department's goals...
From Indeed - Mon, 11 Mar 2019 15:49:10 GMT - View all Saskatoon, SK jobs
          Global Insurance Industry Guide 2013-2022 Market Report; Launched via MarketResearchReports.com      Cache   Translate Page      

Lewes, DE -- (SBWIRE) -- 03/12/2019 -- Global Insurance industry profile provides top-line qualitative and quantitative summary information including: market share, market size (value 2013-17, and forecast to 2022). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Essential resource for top-line data and analysis covering the global insurance market. Includes market size and segmentation data, textual and graphical analysis of market growth trends and leading companies.

key Highlights
- The insurance market consists of the non-life insurance sector and the life insurance sector. The value of the market is shown in terms of gross premium incomes.
- The life insurance sector consists of mortality protection and annuity.
- The non-life insurance sector consists of accident and health, and property and casualty insurance segments.
- All currency conversions have been calculated at constant annual 2017 average exchange rates.
- The global insurance market had total gross written premiums of $4,760.8bn in 2017, representing a compound annual growth rate (CAGR) of 4.3% between 2013 and 2017.
- The life segment was the market's most lucrative in 2017, with total gross written premiums of $2,611.1bn, equivalent to 54.8% of the market's overall value.
- The rapid emergence of Asia-Pacific markets, particularly China, has largely contributed to the growth of the global market. This contribution becomes more apparent from the fact that developed markets such as those in Europe or the US have steadily fallen below the global average due to saturation and high penetration rates of non-life insurance. The low interest environment, especially in Europe, has eroded the investment income of insurers, preventing stimulation through premium undercutting means.

Scope
- Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the global insurance market
- Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the global insurance market
- Leading company profiles reveal details of key insurance market players' global operations and financial performance
- Add weight to presentations and pitches by understanding the future growth prospects of the global insurance market with five year forecasts

Reasons to buy
- What was the size of the global insurance market by value in 2017?
- What will be the size of the global insurance market in 2022?
- What factors are affecting the strength of competition in the global insurance market?
- How has the market performed over the last five years?
- Who are the top competitors in the global insurance market?

Spanning over 422 pages "Insurance Global Industry Guide 2013-2022" report covers Executive Summary, Market value, Market value forecast, Category segmentation, Geography segmentation, Introduction, Market Overview, Market Segmentation, Five forces analysis, Market Segmentation, Company Profiles, Appendix.

Please visit this link for more details: https://www.marketresearchreports.com/marketline/insurance-global-industry-guide-2013-2022

Find all Banking and Finance Reports at: https://www.marketresearchreports.com/banking-finance

For related reports please visit: https://www.marketresearchreports.com/search/site/Insurance

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          U.S. plans 'very significant' additional Venezuela sanctions: official      Cache   Translate Page      

U.S. plans 'very significant' additional Venezuela sanctions: officialAbrams did not elaborate on the fresh measures but his warning came a day after the U.S. Treasury imposed sanctions on Russian bank Evrofinance Mosnarbank for helping Venezuelan state oil firm PDVSA evade U.S. financial restrictions. Abrams said Washington was also preparing to withdraw more U.S. visas from Venezuelans with close ties to President Nicolas Maduro. Washington has taken the lead in recognizing opposition leader Juan Guaido as Venezuela's rightful president after the 35-year-old Congress chief declared Maduro's 2018 re-election a fraud and announced an interim presidency in January.



          Strategic Finance Manager - AlixPartners - Detroit, MI      Cache   Translate Page      
AlixPartners is a proud Silver award-winning Veteran Friendly Employer. AlixPartners is a results-driven global consulting firm that specializes in helping...
From AlixPartners - Tue, 12 Mar 2019 00:22:23 GMT - View all Detroit, MI jobs
          Finance Associate – KPM Project - AlixPartners - Detroit, MI      Cache   Translate Page      
AlixPartners is a proud Silver award-winning Veteran Friendly Employer. AlixPartners is a results-driven global consulting firm that specializes in helping...
From AlixPartners - Mon, 18 Feb 2019 18:33:29 GMT - View all Detroit, MI jobs
          Senior Financial Analyst - Finance - EHS - ENERCARE - Markham, ON      Cache   Translate Page      
Role: Senior Financial Analyst, FP&A Status: Full Time, Regular Reports to: Senior Manager, FP&A Business Unit: Enercare Home Services Department: Finance...
From EnerCare - Thu, 28 Feb 2019 21:58:57 GMT - View all Markham, ON jobs
          Manager - Financial Planning and Analysis - ENERCARE - Markham, ON      Cache   Translate Page      
Role: Manager, FP&A Status: Full Time, Regular Reports to: Vice President, Finance – Home Services Business Unit: Enercare Home Services Department: Finance...
From EnerCare - Sat, 23 Feb 2019 02:08:04 GMT - View all Markham, ON jobs
          Undisclosed Company: Assistant Accountant      Cache   Translate Page      
£22000 - £24000 per annum: Undisclosed Company: A client of mine based in the Finance industry is looking for an Assistant Accountant to join their team based in Chandlers Ford. This is a brand new Eastleigh, Hampshire
          Finance Associate Job Vacancy –NCR Corporation      Cache   Translate Page      
NCR Corporation (NYSE: NCR) is the global leader in consumer transaction technologies, turning everyday interactions with businesses into exceptional experiences. With its software, hardware, and...

          La fintech Raisin achète la banque allemande MHB      Cache   Translate Page      
La fintech Raisin est heureuse d'annoncer l'acquisition de la banque allemande MHB (sous rèserve d...
Corporate, Crypto Finance Blockchain Daily News

          Sixth CPC DA 154% from 1st Jan 2019      Cache   Translate Page      
Rate of Dearness Allowance applicable w.e.f. 01.01.2019 to the employees of Central Government and Central Autonomous Bodies continuing to draw their pay in the pre­ revised pay scale/Grade Pay as per 6th Central Pay Commission
          LOANS FOR 2% PERSONAL LOAN & BUSINESS LOAN OFFER APPLY NOW      Cache   Translate Page      
LOANS FOR 2% PERSONAL LOAN & BUSINESS LOAN OFFER APPLY NOW Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals- *Commercial finance *Personal finance *Business finance *Construction finance *Business finance And many More: and many more at 2% interest rate; Contact Us Via Email:bullsindia187@gmail.com
          In the News: Payday Lenders Eye Plans to Remove Consumer Protection Rules      Cache   Translate Page      

A Consumer Finance Protection Bureau rule demanding payday lenders determine whether a borrower can actually repay a payday loan before taking one out may be on its way out the door before it ever takes effect. The rule also would have put limits on the number of times a payday lender could debit a customer’s…

The post In the News: Payday Lenders Eye Plans to Remove Consumer Protection Rules appeared first on Sadek and Cooper Law Offices, LLC.


          I would like to hire a Grant Writer      Cache   Translate Page      
Applying for a music grant to run my own event, need the finance to fund it, will be applying for many grants, this will be detailed on Confirmation (Budget: $30 - $250 AUD, Jobs: English (US), English Grammar, English Spelling, Grant Writing, Music)
          Trade finance call/whatsapp +256706290451 (Kampala Uganda)      Cache   Translate Page      
Damex trading company is an investment company that focuses on investing in any lucrative business proposal brought forward by any investment partner. We are currently looking to invest into any large scale Real Estate, Business start-up, Mining, Oil and gas, Hotels. We are looking for “large projects” that are “Ready to Go” and require up to 100% Finance on JV basis. List of PRIORITY Projects urgently required – normally over $300 Million in size up and above. •We only private company d...
          Clinical Psychologist (Care Manager)      Cache   Translate Page      
<h3>Position Description</h3> <p>The successful Optum Alaska <b>Clinical Psychologist</b> candidate will be a licensed Psychologist who has working knowledge and experience with serving children, adolescents, and adult Waiver target populations, and who is capable of reviewing authorization, utilization services, and psychological testing requests.</p> <p>&nbsp;</p> <p>The primary responsibility of the Clinical Psychologist is to ensure the delivery of cost effective quality care that incorporates recovery, resiliency and person-centered services.&nbsp; They are also responsible for Level of Care guidelines, utilization management protocols, oversight and management with the Medical Director and Clinical Program Director as well as all utilization review, management and care coordination activities.&nbsp; In addition, they will provide clinical oversight to the clinical staff, and keep current regarding prevalent treatment protocols and philosophies; including those that address consumer cultural preferences and for ensuring that the usage of psycho-social rehabilitation services and psychological testing requests are aligned with clinical necessity. The Clinical Psychologist will also be responsible for maintaining the clinical integrity of the program; providing oversight to utilization management and quality staff; including consultation to community based clinicians.&nbsp; This includes providing timely services for the Optum operation and communication regarding necessity review and recommendations, service denial reviews, grievance issues, and clinical best practices guideline development.</p> <p>&nbsp; <b>Primary Responsibilities:</b></p> <ul> <li>Responsible for achieving appropriate utilization by performing reviews, denials, peer reviews and appeals; consulting with care management staff; using data to identify opportunities for improvement and implementing strong action plans for Medicaid enrollees</li> <li>Responsible for implementing a recovery philosophy working closely with the Recovery &amp; Resiliency staff by maintaining a knowledge base in rehabilitation and recovery principles and innovations; modeling principles of engagement, empowerment and learning with colleagues and employees, and training all staff in the practical implications of these principles with a particular emphasis on care management, alternative levels of care and network sufficiency</li> <li>Provide periodic supervision/in-service training to both Optum clinical staff and other staff as needed focusing on medical necessity, reason(s) for continued services, state requirements, appropriate practice and engagement, empowerment, recovery and rehabilitation</li> <li>Ensure receipt of mental health services</li> <li>Ensure systematic screening for behavioral health related disorders by using standardized and/or evidence-based approaches</li> <li>Promote preventive behavioral health strategies</li> <li>Provide peer to peer reviews and consultations</li> <li>Act as a liaison with Optum service area facilities, providers, and agencies as requested</li> <li>Provide all necessary reports on UM activities</li> <li>Complete all medical necessity reviews when Care Managers are unable to authorize rehabilitation continued stay</li> <li>Provide sufficient electronic documentation in the consumer record when a denial is made for either adult or child/adolescent</li> <li>Establish criteria and procedures for the Clinical Director review of clinical cases</li> <li>Provide consultation to Optum management and staff regarding such issues as clinical standards, policies, procedures, recovery and resiliency and best practices</li> <li>Conduct clinical reviews of contracted provider clinical records as requested</li> <li>Participate in Quality Assurance activities and audits</li> <li>Ability to be a successful Care Management advocate for local Alaskans</li> </ul> <p><b>Required Qualifications:</b></p> <ul> <li>Experience with multiple disciplines addressing broad range of diagnostic issues</li> <li>Demonstrated understanding of the clinical application of the principles of engagement, empowerment, rehabilitation and recovery</li> <li>PC proficiency, familiarity with computerized clinical data systems, data analysis and strong organizational skills necessary</li> <li>Knowledge of post-acute care planning such as home care, discharge planning, case management, and disease management</li> <li>Excellent communication, negotiation and customer service skills</li> <li>Experience in developing creative, innovative solution-based programs and initiatives</li> <li>Minimal local travel in Anchorage, AK</li> </ul> <p>&nbsp;</p> <ul> <li>One year experience in managed care conducting utilization</li> <li>Care Management Experience</li> <li>Demonstrated commitment to assisting people to maintain in the community with maximum independence and self-sufficiency and understanding of the appropriate use of wraparound, in home stabilization services and natural community supports to maximize community tenure</li> <li>Ability to perform a highly diverse level of tasks and deliver quality outcomes in alignment with Optum mission</li> <li>Experience working with community based programs and resources designed to aid the Medicaid population</li> <li>Experience with Waiver target populations</li> </ul> <p>&nbsp;</p> <p>OptumHealth is part of the family of companies that make UnitedHealth Group one of the leaders across most major segments of the US health care system.</p> <p>&nbsp;</p> <p>OptumHealth helps nearly 60 million Americans live their lives to the fullest by educating them about their symptoms, conditions and treatments; helping them to navigate the system, finance their health care needs and stay on track with their health goals. No other business touches so many lives in such a positive way. And we do it all with every action focused on our shared values of Integrity, Compassion, Relationships, Innovation &amp; Performance.</p> <p>&nbsp;</p> <p>At OptumHealth, you will perform within an innovative culture that's focused on transformational change in the health care system. You will leverage your skills across a diverse and multi-faceted business. And you will make contributions that will have an impact that's greater than you've ever imagined.</p> <p>&nbsp;</p> <p><i>Diversity creates a healthier atmosphere: equal opportunity employer M/F/D/V</i></p> <p><i>UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment. In addition, employees in certain positions are subject to random drug testing.</i></p> <p>&nbsp;</p> <ul> <li>Job FamilyMedical and Clinical Operations</li> <li>Business SegmentOptum Consumer Solutions Group</li> </ul> <p>Job Location Information</p> <ul> <li>affordable and quality health care should be available to everyone.</li> </ul> <p>&nbsp; The fraudulent emails, which do not originate from any of UnitedHealth Group’s email domains, or those of any of its operating divisions, supposedly ask recipients to contact the sender to start the company’s hiring process by downloading software and/or requesting a fee. &nbsp; UnitedHealth Group will never request you download software or pay a fee of any sort to explore employment opportunities with our company.</p> <p>If you wish to verify the legitimacy of any email purporting to have been sent by or on behalf of UnitedHealth Group recruiters,&nbsp; please call 1-800-561-0861 between 7 a.m. and 7 p.m. CT, Monday - Friday, for assistance. You also may inquire via email to lifesbestwork@uhg.com.</p> <p>© 2019 Optum Global Solutions (Ireland) Limited. All rights reserved.</p> <p>UnitedHealth Group is committed to working with and providing reasonable accommodations to individuals with physical and mental disabilities. If you need special assistance or accommodation for any part of the application process, or you encounter technical difficulties, please call 1-800-561-0861 between 7 a.m. and 7 p.m. CT, Monday - Friday, for assistance.</p> <p>UnitedHealth Group is a registered service mark of UnitedHealth Group, Inc. The UnitedHealth Group name with the dimensional logo, as well as the dimensional logo alone, are both service marks for the UnitedHealth Group, Inc.</p> <p>Diversity creates a healthier atmosphere: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.</p> <p>UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.</p>
          Financial Officer      Cache   Translate Page      
<p>Position Title:&nbsp;Position Summary:&nbsp;</p> <p>Under the direction of the Senior Financial Officer, provides financial guidance and support on all funds within the Faculty of Arts' jurisdiction including operating, research and endowment. The position provides direction and support for the Faculty Financial Services team (FST) related to the financial administration of research grants and contracts. It provides key financial analysis and recommendations aligned to support the mission of the Faculty and works closely with the Senior Financial Officer at the Faculty level in overseeing all financial activities to ensure best practices and processes are in place for financial stability and compliance.</p> <p>Primary Responsibilities:&nbsp;</p> <ul> <li>Provide direction, support and overall communication in supervising Financial Services Team (FST) and oversee ongoing maintenance of service provided to researchers across the Faculty. Review volume reports to ensure proper workflow balances among the FST team.</li> <li>Manage the Canada Research Chair, James McGill, Dawson Scholar portfolios in the Faculty. Track and monitor budget allocations and spending. Liaise with finance managers in the Faculty’s units, researchers, Financial Services and Office of Sponsored Research.</li> <li>Review compliance reports for overall Faculty performance and identify training needs. Verify and ensure that all financial operations are undertaken in an effective and compliant manner.</li> <li>Provide high level of support to the Faculty Senior Financial Officer in the planning, management and reporting of all financial activities within the Faculty.</li> <li>Provide key financial analysis and make recommendations to support the strategic focus and mission of the Faculty, including but not limited to budget analysis, financial analysis, compilation and preparation of financial reports and statements.</li> <li>Identify opportunities to improve existing financial processes and participate in the development of new policies, procedures and guidelines that support the Faculty’s initiatives and ensure the smooth implementation.</li> <li>Advise and work closely with the Dean, the Associate Deans and other senior managers within the Faculty to develop and integrate strategic plans, academic initiatives and financial resources of the Faculty.</li> <li>Organize and provide training and assistance to departments, on financial affairs and policies to ensure best practices are followed.</li> </ul> <p>Minimum Education &amp; Experience:&nbsp;</p> <p>OR</p> <p>Other Qualifying Skills And/Or Abilities:&nbsp;Extensive knowledge of accounting and financial management principles. Ability to administer funds and prepare detailed budgets. Knowledge of McGill fund types (or other University) including experience in financial research administration. Demonstrated experience managing teams and serving as a facilitator and motivator. Proven success in facilitating and maintaining strong, consistent, and effective communication with diverse audience and interacting with various levels of academics and administrative staff. Service-oriented with excellent customer service skills and the ability to establish productive working relationships quickly. Excellent analytical and problem-solving skills. Advanced proficiency with computerized applications including spreadsheets, databases, word-processing software, Banner FIS, Crystal reports. Excellent communication skills in both English and French.Reference Number:&nbsp;Faculty/Unit:&nbsp;How To Apply:&nbsp;</p> <p>Please submit your cover letter and curriculum vitae, clearly indicating the reference number, to the Faculty of Arts at apply.arts [at] mcgill.ca</p> <p>The deadline to apply for this position is March 14, 2019&nbsp;at 5:00 PM.</p> <p>*<b>Current employees:</b> please indicate your McGill ID number in your application.*</p> <p>We thank all applicants for their interest in McGill University. However, the Faculty of Arts will only contact applicants selected for an interview.</p> <p>McGill applicants, covered by the McGill Non-Unionized, Non-Academic Personnel Policies and Procedures, must apply to a regular M and Excluded position within ten (10) working days of the date of publication to maintain internal priority. McGill University hires on the basis of merit and is strongly committed to equity and diversity within its community. We welcome applications from racialized persons/visible minorities, women, Indigenous persons, persons with disabilities, ethnic minorities, and persons of minority sexual orientations and gender identities, as well as from all qualified candidates with the skills and knowledge to productively engage with diverse communities. McGill implements an employment equity program and encourages members of designated groups to self-identify. Persons with disabilities who anticipate needing accommodations for any part of the application process may contact, in confidence, Professor Angela Campbell, Associate Provost (Equity and Academic Policies) at angela.campbell@mcgill.ca or 514-398-1660.</p>
          Vice President of Accounting & Finance - Velocity Credit Union - Austin, TX      Cache   Translate Page      
Ensures ALCO report is accurate and produced monthly for ALCO meetings. Velocity Credit Union is seeking a Vice President of Accounting &amp; Finance (with team of...
From Velocity Credit Union - Wed, 20 Feb 2019 21:06:24 GMT - View all Austin, TX jobs
          3/12/2019: Your Turn: My mother, my guardian      Cache   Translate Page      
My ‘Amma’, or mother, is not very educated, having been brought up in rural India where, in those days, sons were given the best of education and prioritised over daughters. However, she was the home minister of the household, and finance minister,...
          Area Sales Manager - Auto Finance - Emerald Capital Holdings, Inc. - Richmond, VA      Cache   Translate Page      
Emerald Capital Holdings, Inc. – partnered with Red Shield Protection Plans, one of the fastest growing Automotive F&I product suppliers in the South, is...
From Indeed - Tue, 12 Mar 2019 01:20:53 GMT - View all Richmond, VA jobs
          3/12/2019: Business: T      Cache   Translate Page      
akaful companies, like other Islamic finance companies, face a wide variety of challenges that vary from one country to another, on top of the general insurance challenges, as well as issues related to their individual circumstances.
          Country safe under Prime Minister Modi: Jaitley      Cache   Translate Page      

NEW DELHI, Mar 12: Asserting that the country is safe under Prime Minister Narendra Modi, Finance Minister Arun Jaitley Tuesday accused the Congress of weakening the fight against Jehadi terrorists, and wondered if the party could be trusted by voters in the upcoming general elections. In a blog, Jaitley said the Congress party is one […]

The post Country safe under Prime Minister Modi: Jaitley appeared first on Jammu Kashmir Latest News | Tourism | Breaking News J&K.


          Nancy Pelosi’s Threat to Free Speech      Cache   Translate Page      

Nancy Pelosi’s Threat to Free SpeechThe same Democrats outraged by Donald Trump’s alleged offenses against the First Amendment passed, as their first priority, a speech-restricting bill opposed by the American Civil Liberties Union.Trump shouldn’t call the media “the enemy of the people” or inveigh against Jeff Bezos for owning the Washington Post, but Nancy Pelosi’s H.R. 1, which passed the House last week, is the true affront to the Constitution.The wide-ranging legislation purports to reform campaign finance with a series of vague, sweeping measures that will act to chill speech when they don’t actively regulate or squelch it. H.R. 1 is called the For the People Act but would be more aptly titled the Be Careful What You Say, It Might Be Illegal Act.Progressives can’t abide the notion that people in this country get together to spend money on advocacy outside the purview of the government — in other words, freely promote their favored causes as befits a free people living in a free country.H.R. 1 cracks the whip. As the Institute for Free Speech points out, the current campaign-finance rules limit expenditures that expressly advocate for the election or defeat of a candidate, or refer to a candidate in public advertising shortly before an election. The idea is to have clear rules so groups can promote their views without fear of running afoul of federal regulations.H.R. 1 blows this regime up. It seeks to regulate any speech at any time that “promotes or supports the candidate, or attacks or opposes an opponent of the candidate,” a fuzzy standard that could catch up all manner of nonelectoral messages (e.g., “Trump’s tariffs are a mistake,” or “Support Trump’s wall”).H.R. 1 also widens the definition of coordination between a group and a candidate to encompass almost any communication. It’d still be permissible to discuss a candidate’s position on an issue, so long as there is no talk “regarding the candidate’s or committee’s campaign advertising, message, strategy, policy, polling, allocation of resources, fundraising, or other campaign activities.”Even if a group doesn’t coordinate with a candidate under this loose standard, it could still be deemed to have coordinated if it were founded by someone who goes on to become a candidate; relies on the professional services of someone who also did work for a candidate; or is run by someone who had conversations about a campaign with the relative of a candidate.On top of all this, H.R. 1 goes after the privacy of donors to advocacy organizations. It mandates the disclosure of the names and addresses of donors giving more than $10,000 to groups that engage in “campaign-related disbursements.” Given our toxic political environment, this would potentially subject the donors to harassment and abuse, and they might not even be aware of or support the communications in question.Supporters of H.R. 1 say it is necessary to rein in super PACs, the frightening-sounding organizations that aren’t as unregulated as everyone believes (the Federal Election Commission gets reports of their expenditures and contributions). But, as the Institute for Free Speech notes, the bill affects a much broader array of “trade associations, unions, business groups, and advocacy organizations, such as Planned Parenthood and the National Right to Life Committee.”Love them or hate them, these groups are part of the warp and woof of American public life, and they shouldn’t have to think twice before engaging in acts of persuasion that enrich and enliven our democracy, not corrupt it.The Supreme Court has long put an emphasis on bright lines in its campaign-finance jurisprudence exactly to avoid a chilling effect on advocacy. It has said that laws must be “both easily understood and objectively determinable.” The campaign-finance provisions of H.R. 1 are neither.What H.R. 1 makes abundantly clear is that the foremost threat to the First Amendment are the people who believe that there is something untoward about unregulated political speech and seek to bring it under control.© 2019 by King Features Syndicate



          Sr Business Systems Analyst - OhioHealth - Columbus, OH      Cache   Translate Page      
Through the use of Microsoft Excel, Microsoft Access, EPSi, McKesson STAR, and SQL Server this position supports Finance and Accounting. Award Winning Care....
From OhioHealth - Fri, 08 Feb 2019 08:18:51 GMT - View all Columbus, OH jobs
          Are You Financially Prepared? 8 Common Emergencies and What They Cost      Cache   Translate Page      

by Dagny Taggart, The Organic Prepper: Are you financially prepared for a major emergency? Most Americans aren’t, according to a new report. Personal finance site GOBankingRates estimated the costs to recover from eight of the most common disasters, as well as how much you should have saved in an emergency fund to deal with each one. Here are 8 […]

The post Are You Financially Prepared? 8 Common Emergencies and What They Cost appeared first on SGT Report.


          Rusia, lista para proveer alimentos y medicamentos a Venezuela      Cache   Translate Page      


Rusia anuncia su disposición para proveer alimentos y medicamentos a Venezuela sobre la base de contratos comerciales.

“Principalmente, estamos hablando de suministrar alimentos, materias primas para producir alimentos y medicamentos” a Venezuela, señaló el lunes el jefe del Comité de Asuntos Internacionales del Consejo de la Federación (Senado ruso), Konstantin Kosachev.

El funcionario ruso, que hizo estas declaraciones tras una reunión con el embajador venezolano en Moscú (capital rusa), Carlos Rafael Faría Tortosa, destacó el interés principal de Venezuela en recibir productos de los tres sectores mencionados.

De acuerdo con el alto titular ruso, el Gobierno venezolano está listo para firmar contratos comerciales sobre esas entregas, que no formarían parte de la ayuda humanitaria de Moscú a Caracas.

Los parlamentarios rusos, afirmó Kosachev, seguirán de cerca la situación y mantendrán contactos directos con las regiones de Rusia y los productores locales para acelerar el proceso.

Principalmente, estamos hablando de suministrar alimentos, productos agrícolas para producir alimentos y medicamentos”, señaló respecto a Venezuela el presidente del Comité de Asuntos Exteriores del Consejo de la Federación Rusa (el Senado), Konstantin Kosachev.

La vicepresidenta de Venezuela, Delcy Rodríguez, en una reunión en Moscú con el canciller ruso, Serguéi Lavrov, remarcó que el presidente Nicolás Maduro ha dado instrucciones muy claras de qué alimentos necesita el pueblo y qué alimentos se deben adquirir en Rusia.

Maduro, por su parte, anunció el próximo arribo de 300 toneladas de ayuda humanitaria proveniente de Rusia a su país y afirmó que su Gobierno aceptará el apoyo de otros países a través de la Organización de Naciones Unidas (ONU).

El Gobierno de Maduro rechaza la supuesta ayuda humanitaria de EE.UU. y no ha permitido su ingreso a Venezuela, como esperaba el autoproclamado presidente venezolano Juan Guaidó, jefe de la Asamblea Nacional (de mayoría opositora y en desacato judicial desde 2016).

En medio de la crisis política y económica que vive el país bolivariano, tanto Caracas como Moscú han considerado que la “ayuda” de Washington se trata de un pretexto para invadir el país y propiciar un golpe de Estado contra el presidente legítimo Maduro.

Conforme a Caracas, si EE.UU. quiere de verdad ayudar al pueblo venezolano debe levantar las sanciones que ha impuesto contra el país, incluido contra el sector petrolero. En este contexto, Washington anunció sanciones el lunes contra el banco Evrofinance Mosnarbank de Rusia por seguir sus relaciones con la estatal Petróleos de Venezuela (PDVSA).

https://www.hispantv.com/noticias/rusia/413301/venezuela-ayuda-suministros-eeuu-golpe
          Comment on Video: Press Conference On EU Tax List by Tania Stafford      Cache   Translate Page      
Question, you have a short memory.As Finance Minister, Mr. Richards had strong words for the UK on Bermuda's role in the global finance industry.Look at the group assembled at this press conference, for once we have bipartisan support for an initiative, let's stop the political games and allow the leaders in the financial services industry to work with the Government to assure we comply.
          Accounting Manager - Dairyland Agro Supply Ltd. - Saskatoon, SK      Cache   Translate Page      
Oversee the operations of the accounting/finance department, including the design of an organizational structure adequate for achieving the department's goals...
From Indeed - Mon, 11 Mar 2019 15:49:10 GMT - View all Saskatoon, SK jobs
          Top 10 Happiest Cities In The US: California Is Home To Five Of Them      Cache   Translate Page      

Just in time for the International Day of Happiness on March 20, personal finance website WalletHub has released its 2019 ranking of the happiest cities in the United States. Your happiness depends on a variety of factors including your family, […]

The post Top 10 Happiest Cities In The US: California Is Home To Five Of Them appeared first on ValueWalk.


          Analyst, HRIS II - Mosaic North America - Jacksonville, FL      Cache   Translate Page      
Analyst, HRIS II - (HRISanalystII) Description Overview: The HRIS Analyst II partners with Payroll, Finance and/or HR leadership to analyze and document...
From Mosaic North America - Wed, 30 Jan 2019 18:33:02 GMT - View all Jacksonville, FL jobs
          stoneridgesoftware: Breaking down the cost of Dynamics AX compared to Dynamics 365 Finance and Operations      Cache   Translate Page      
Источник: https://stoneridgesoftware.com/breaking-down-the-cost-of-dynamics-ax-compared-to-dynamics-365-finance-and-operations/ ============== There are different advantages in the total cost of ownership between an on-premise software versus cloud hosted. While some may say that the cloud is less expensive, what we’ve seen is actually a shift in costs and where money is allocated for your ERP system. In this article, we’ll look at the different places where financial shifts are occurring for those moving from Dynamics AX on-premise to Dynamics 365 Finance and Operations. *Licensing Costs* Nearly all businesses are used to the traditional pricingmodel in which a small percentage of a software solutions total cost is spenton licensing and the large majority is spent on hardware and IT resources.While the up-front cost to purchase software was low, underlying costs couldeasily amount to nearly 75% of the total cost of ownership. With Dynamics 365 Finance and Operations, businesses canexpect to pay more for licensing and software fees, but considerably less ontraditional hardware and IT costs. If there’s one thing that remains consistent with licensing costs from Microsoft, it’s that they can be confusing to navigate. Make sure to have a good understanding of exactly how many and what type of licensing you need to avoid any unnecessary expenditures. A knowledgeable partner like Stoneridge Software can help you understand software licensing requirements before signing the check. *Infrastructure and Hardware* Dynamics 365 is hosted on Microsoft’s servers, cutting out your need to spend money purchasing, updating, and remaining compliant with your own internal servers and hardware. Companies will also see less capital infrastructure expenses with the reduction in physical space required to store large servers and other hardware. *IT Resources* Dynamics 365 brings a responsibility shift from in-house IT resources to Microsoft, reducing or eliminating maintenance, patches, security, and upgrades that need to be done in-house. With less requirements for your internal IT staff to maintain, they can focus on other business needs. *Training* Fewer resources will be spent on training Dynamics 365 usersdue to the user-friendly interface and built-in support services. The cloud software model of Dynamics 365 provides morevisibility into the hard costs or operating expenses of your solution and amore predictable cost over time. Less time spent on maintenance andinfrastructure frees up your workforce to do more. Outside of more predictable costs, there are major benefits to a true cloud ERP solution. Read more about the additional functionality and apps available (https://stoneridgesoftware.com/products/microsoft-dynamics-365/) in Dynamics 365 Finance and Operations and the Business Insights available. Источник: https://stoneridgesoftware.com/breaking-down-the-cost-of-dynamics-ax-compared-to-dynamics-365-finance-and-operations/
          "Estados Unidos retirará todo el personal de la embajada en Venezuela", Pompeo - ElEspectador.com      Cache   Translate Page      
  1. "Estados Unidos retirará todo el personal de la embajada en Venezuela", Pompeo  ElEspectador.com
  2. EEUU sanciona a banco ruso por ayudar al régimen de Maduro  Cubanet
  3. Canciller ruso rechaza demanda de Pompeo para que renuncien al crudo de Venezuela  El Comercio - Perú
  4. EEUU castiga a banco ruso-venezolano Evrofinance por ayudar a Maduro evitar las sanciones  El Nuevo Herald
  5. ¿Oportunidad para la diplomacia en Venezuela?  ElEspectador.com
  6. Ver cobertura completa en Google Noticias

          finance officer - Selkirk Development Corporation - Whitehorse, YT      Cache   Translate Page      
College, CEGEP or other non-university certificate or diploma from a program of 1 year to 2 years or equivalent experience.... $28 an hour
From Canadian Job Bank - Tue, 12 Feb 2019 23:59:20 GMT - View all Whitehorse, YT jobs
          Controller      Cache   Translate Page      
NY-Garden City, job summary: One of our clients in the mortgage/banking industry in Long Island is looking for a Controller to come and manage their entire finance and accounting department in a very independent culture with no micro management. They are looking for someone from the mortgage/banking industry who can own the process and hit the ground running. location: Garden City, New York job type: Permanent sa
          Controller      Cache   Translate Page      
LA-Westlake, Our client is a world-class chemicals company and leading manufacturer of Polyethylene Terephthalate. Top salaries, benefits and relocation packages offered. Apply today for immediate consideration! Accounts & Finance Controller We are looking for a motivated, talented Accounting professional for a wholly owned subsidiary of one of the world’s largest polyester producers located in Westlake, Louis
          Physical Therapist / Ownership - US Healthcare Partners - Cody, WY      Cache   Translate Page      
Physical Therapist / Ownership Cody, WY About the company: US Healthcare Partners (USHP) was founded by 3 professionals (2 PTs and a finance professional)...
From US Healthcare Partners - Sat, 02 Mar 2019 03:03:54 GMT - View all Cody, WY jobs
          Netanyahu: May Be Down - But Certainly Not Out      Cache   Translate Page      

The major media outlets both in Israel and the U.S. have already made the determination that Israel’s Prime Minister Benjamin Netanyahu is about to go down and should resign. That comes following intense pressure put on Israel’s Attorney General, Avichai Mandelblit to issue an indictment less than 100 days before the general elections scheduled for April 9, 2019. Mandelblit issued a recommendation to summon PM Netanyahu for a pre-indictment hearing due to alleged corruption. 

Days before Mandelblit was to announce his intention to file corruption charges against PM Netanyahu, Law Professor Alan Dershowitz, a lifelong liberal democrat, wrote an open letter to Mandelblit warning that if he (Mandelblit) were to proceed with the charges, he would “endanger democracy and freedom of the press” in Israel. Dershowitz pointed out that “Voters, not the police or the courts, should decide Netanyahu’s future.”

In his open letter to Mandelblit, Dershowitz argued:

“According to press reports, you are about to charge the Prime Minister with charges related to his relationship with the media. In my view, any such charges would, as I pointed out in the attached article, endanger democracy and freedom of the press… Such charges would open the Pandora’s box out of which would flow a parade of horribles: every government official - legislators , judges, prosecutors, police officers, administrators - who sought positive coverage with the media, and did anything that helped the media, would have to be investigated.”

Dershowitz went on to say:

“In the case of the Yediot Ahronot matter, more than 40 Knesset and cabinet members voted in favor of the newspaper, while PM Netanyahu effectively killed the bill and went into elections. Many of these Knesset members then received positive coverage in Yediot Ahronot. Yet they were not investigated. Only the PM (Netanyahu), who killed the bill, is being persecuted. This disparity illustrates the enormous discretion prosecutors have in selectively prosecuting alleged violators of this open-ended prosecutorial tool…Any such charge would give law enforcement far too much power to dictate to the media and to the officials they cover how they relate to each other. In a democracy, criticism of the relationship between media and government should be left to voters, not prosecutors. I urge you to consider the dangerous implications for democracy and the freedom of the press if you go forward with these charges against the PM.”

In the Yediot Ahronot case, Netanyahu was alleged to have worked out a deal with the paper’s publisher, Arnon Mozes, for favorable coverage in exchange for a bill that would weaken the pro-Netanyahu newspaper, Israel Hayom. In another case, the police had alleged that Netanyahu and his family received cigars, champagne, and jewelry from Hollywood mogul Arnon Milchan. In exchange, Netanyahu has allegedly pushed for the so-called Milchan Law, which would exempt returned Israelis (from abroad) from paying taxes for 10 years. There is also the Bezeq case. The police “suspect” that PM Netanyahu took bribes and acted in a conflict of interest in intervening in a regulatory decision that favored Shaul Elovitch, the controlling shareholder of Bezeq, Israel’s major telecommunications company. Netanyahu vowed to refute all the allegations, which he described as “blood libel.” He dismissed the police recommendations as having “no legal status.” In his emotional speech Netanyahu said that “the Left knows that it cannot win in the ballot box, therefore it put tremendous pressure on the attorney general who is only human.” Netanyahu promised, “This house of cards will collapse.”

On March 4, 2019, Netanyahu launched the Likud election campaign by first shaking hands with his chief rival within the Likud, Gideon Saar, in a show of unity within the party. Addressing the nation, Netanyahu said that (translated from Hebrew) “our strength comes from our people, and from you, the best team in Israel. You’re not some team made up by an advertising firm, you’re an experienced and capable team, democratically elected by tens of thousands of dues paying party members.”

He pointed out that an annual report published recently (March 3, 2019) in the U.S., rating the strongest nations in the world, placed Israel as the 8th strongest nation in the world. The report highlighted Israel’s global influence. This is a direct result of the policies we’re leading. It is a direct result of the international connections I have cultivated consistently over the years.

Netanyahu confronted the Center-Left bloc, led by Yair Lapid and Benny Gantz of the new Blue and White (Kahol-Lavan) Party, in particular. “The left”, Netanyahu said, “has recommended a path of surrender, concessions, and weakness. We, on the other hand, chose a path of national pride, strength, and honor. The results are for all to see except for the media. In Warsaw (last month) I was together with six Arab foreign ministers, all in the open, not hidden from the world.” Netanyahu added: “when I meet with my friend, President Trump or my friend President Putin, or any other world leaders in Beijing or Tokyo or Chad, I am filled with pride as the representative of the citizens of Israel. We need to continue this successful way.”

The Israeli media has certainly pandered to the new Blue and White party led by the former chief-of staff, Gen. Benny Gantz. Known as the party of the Generals (the leadership includes former chief-of-staffs Moshe Yaalon and Gabi Ashkenazi), it has been careful in its pronouncements, hoping to win some votes from the majority of Israeli voters who are leaning right-of-center.  

Notwithstanding the backwind Kahol-Lavan is receiving from the media, the most recent poll by Israel Hayom and i24 NEWS-TV through Maagar Mohot polling service, Kahol-Lavan leads the Likud by 9 mandates (seats) with 38 mandates to the Likud 29. However, the Right bloc is far larger, and would garner 62 mandates. According to the poll, the Right Unity Parties will get 9 mandates, the New Right 8, Torah Judaism 6, and Shas (the Sephardic Orthodox party) 6, Moshe Kahlon’s (current Finance Minister) Kulanu party will get 4 for a total of 62 mandates in the Knesset 120 seats. The Center-Left with Kahol-Lavan’s 38 mandates, Labor 7, and Meretz 6, brings that bloc a total of 51 seats. Should it include the 7 mandates of the Arab Ta’al party of Ahmed Tibi as a voting bloc, it would still not have enough votes to form a governing coalition. In this case, under the best possible scenario, Kahlon’s Kulanu party would join the Kahol-Lavan coalition, thus giving it 55 seats, not enough to form a stable coalition government, since the Arab party is likely to bolt on key decisions. In recent days, Gantz has made overtures to the orthodox parties, knowing full well that without them he won’t be able to form a stable governing coalition. 

Asked in the same poll, who is more suitable to serve as prime minister - Netanyahu or Gantz, 43% of respondents said Netanyahu, 36% said Gantz. Netanyahu may be down, be he certainly is not out.


          Finance Manager      Cache   Translate Page      
NY-Brooklyn, Booming Consumer Product Goods company is looking for a Finance Manager to focus on one of their biggest brands. The Finance Manager will have full autonomy and support from upper management, and work towards building processes from scratch. They are looking for a Finance Manager who can actualize the data and apply it to the forecasting, as well as work with the team to strategize over business s
          Senior/Executive, Finance - M1 Limited - Jurong      Cache   Translate Page      
Job ID: FIN-SFE-ACCOPS-1 Job Type: Full Time Job Classification: Senior / Executive Department: Finance Function: Finance Location: Jurong Years of Experience...
From M1 Limited - Wed, 06 Mar 2019 12:37:08 GMT - View all Jurong jobs
          Cashier Supervisor (Part Time Permanent) - Caesars Windsor - Windsor, ON      Cache   Translate Page      
You will join a team of passionate cage operation professionals who supervise the Casino Finance cash areas, ensuring compliance to internal policies and...
From Indeed - Tue, 12 Mar 2019 20:29:02 GMT - View all Windsor, ON jobs
          WCM CD Analyst (Brampton/Windsor) - FCA - Windsor, ON      Cache   Translate Page      
If no Bachelor's degree in Finance or Accounting, must have a Master's in Business Administration or Accounting designation....
From Fiat Chrysler Automobiles - Tue, 12 Mar 2019 19:21:40 GMT - View all Windsor, ON jobs
          Director, Operational Finance - Prime Management Group Inc - Windsor, ON      Cache   Translate Page      
Act as the primary point of contact with the Executive Director, Canadian Operations for financial reporting, forecasting, identifying and reporting the... $150,000 a year
From Prime Management Group Inc - Fri, 01 Mar 2019 21:24:27 GMT - View all Windsor, ON jobs
          For the presence of five unofficial outlets .. Finance parliamentary intends to host officials in th      Cache   Translate Page      
[size=28]For the presence of five unofficial outlets .. Finance parliamentary intends to host officials in the region 18:39 - 12/03/20190 [/size] Information / special ...  Parliamentary Finance Committee confirmed on Tuesday that the Kurdistan region has five outlets border between Iraq, Turkey and Syria informal and did not include Omulhe within the federal budget for 2019, as indicated that they sent a formal letter to the Government of Kurdistan to host region ports officials for ...
           Comment on Time to Celebrate America’s Enormous Capital Surplus with the Rest of the World by Cross-Border Investment Threatened by Extraterritorial Tax and Regulatory Policy | International Liberty       Cache   Translate Page      
[…] basically means that foreigners who earn dollars by exporting to America are helping to finance America’s future prosperity by then plowing that money back into our financial markets (see this video for more […]
          Accounts Payable Clerk      Cache   Translate Page      
NY-YONKERS, JOB TITLE: ACCOUNTS PAYABLE CLERK LOCATION: BASHFORD REPORTS TO: ACCOUNTS PAYABLE COORDINATOR SUMMARY: We are currently seeking an Accounts Payable Clerk to join our dynamic finance department here at Westhab and support our team in delivering on our mission of Building Communities. Changing Lives. This position will support the accounts payable function in the processing and maintenance of vendor
          Accounts Payable Clerk      Cache   Translate Page      
NV-Las Vegas, job summary: Accounts Payable Clerk Randstad Finance & Accounting is looking for a Payable Clerk: Position: Accounts Payable Clerk Location: Las Vegas Blvd / Sands Salary: $14.00 - 15.00 Duties: •Coding of AP invoices and expense reports with proper general ledger accounts •Review all invoices for appropriate documentation and approval prior to payment •Data entry of the invoices •Respond to all v
          Accounts n Admin Permanent Part Time      Cache   Translate Page      
Looking for a Cheerful Fast and Committed worker. Excellent in excel, fast typing, organized and responsible team worker.

Will support the Finance n Admin Dept in preparing excel schedules,, and assisting in Accounts Receivables n Payables. Hardly deal with customers, occassionally deal with suppliers

This role is meant to be long term, could be a permanentpart=time role, example 3 full days a week or preferably 6 hours daily.

You will work with a small team of fast moving aspiring colleagues. Anyone with strong clerical and administrative skills could apply. But only for SG, PR and Work Permit Holders Only.

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          Administrative Assistant      Cache   Translate Page      
CO-Denver, J. Kent Staffing's client, a leading, global, private equity real estate firm, seeks an Administrative Assistant for their Finance and Tax team. Excellent benefits to include: medical, dental, vision, 401k match, parking subsidy, PTO, and business casual (nice jeans allowed!). Great company culture, brand new office, located near Union Station! Compensation: $50,000 - $60,000/annum. Job Overview f
          Senior Finance Analyst, Dairy Procurement - Kraft Heinz Company - Montréal, QC      Cache   Translate Page      
The Company’s iconic brands include Kraft , Heinz, ABC, Capri Sun , Classico , Jell-O , Kool-Aid, Lunchables, Maxwell House, Ore-Ida, Oscar Mayer, Philadelphia,...
From Kraft Heinz Company - Tue, 04 Dec 2018 00:52:37 GMT - View all Montréal, QC jobs
          Finance Executive - DH - Sharjah      Cache   Translate Page      
Update internal systems with financial data. Analyzing and correcting discrepancies• Assist in documentation and monitoring of internal controls• Other projects...
From Indeed - Sun, 10 Mar 2019 09:06:54 GMT - View all Sharjah jobs
          Comment on Letter: Robert Ohneiser, Lucketts by Bob Ohneiser Esq.      Cache   Translate Page      
Norges53 - Thank you for acknowledging I received more votes when I ran countywide for Commonwealth Attorney than Ms. Randal received to win Chair. By definition that means I drew votes from both parties as well as independents. I expect that with the $4.4 billion LCPS capital plan and the $370 or so million due to Metro some independents just might make voting this time more of a priority. Now for specifics. (do you think Phyllis could even answer your questions as none of this was even raised over the last four years)? Why hasn't she objected to the under assessment of the GREENWAY? Market value is the determinant of assessed value. (What does the county believe you would receive if you sold your property?) The Greenway is said to cost $billions if the state were to buy it yet our current taxable assessment is well below $250 million. Not only is that wrong (leaving money on the tax table) but it is insulting as our Chair of the BOS never even put on the agenda a request to analyze why Loudoun residents don't get a discount for traveling on the Greenway. If you buy 2 acres of land and then put 20 trailers on it that pay you $1000 per month for rent did the land not go up in value? If you sold it would you not receive more than you paid for it? Check out the assessed value of trailer parks in Loudoun and you will find no such analysis. No - I am not looking just to raise property taxes but to make the system FAIR! I like Bob Wertz and would provide him with financially competent resources to fix this problem so homeowners are not stuck with paying the difference. When all the cheaters stop cheating the funding goes up and the rate of taxes can go down. Would it go down is the question as there are more board members than the Chair. If we give LCPS efficiency metrics to meet that $1.3 million budget and $4.4Billion capital plan will shrink. Why? I chaired the finance committee for most of my 8 years on the school board and know what they do to avoid scrutiny. Did Phyllis even try to investigate the veracity of the school budget demands before "politically announcing" we should fully fund it? Did she even notice that even after $4.4 billion CIP was presented Evergreen Mills elementary School is overcrowded in two years and the problem isn't fixed for another 9 years? Do bus utilization levels affect the budget? Do class minimums affect the budget? Does having an I.T. staff in EVERY Department at LCPS affect efficiency? Can librarians who are fully certified teachers (who don't teach classes now)affect the budget if they taught one class? Does the fact that schools in high student density areas start at the same time affect the ability to have less bus drivers and less $200k buses as more pickups can occur when schools don't all start simultaneously? Should the Superintendent be forced to commit to "SOME" advertising revenues from advertising revenues at some 80 plus schools? Should it be explained to teachers over 65 that they would actually make more income for less hours if they retired and worked part time as the state would pay their pension. I doubt this paper would give me the added space for all the opportunities to improve school quality, improve community support while reducing property taxes closer to the state average of 79 cents but at least I tried to answer you. Try asking John W. or Phyllis the same questions! Bob O__ Esq.
          Americans Apparently Happy to Support Green New Deal – So Long as Others Pay for It      Cache   Translate Page      
Americans aren’t willing to spend even small amounts of their own money fighting climate change. But many are willing to have other people foot the bill. That is shown by their support for the incredibly expensive and impractical “Green New Deal.” To pay for that flaky proposal, its sponsors have proposed tax increases on utilities, borrowing vast amounts of additional money, and having the government print trillions of dollars of new money to finance it. Printing money on that scale would ultimately result in hyperinflation.
          Finance Manager - Vantec Hitachi Transport System (USA) - Canton, MS      Cache   Translate Page      
Excellent time management skills. Leadership, management, and interpersonal abilities to oversee the organization....
From Indeed - Wed, 06 Mar 2019 14:16:57 GMT - View all Canton, MS jobs
          Single GSE Security Release Date Set      Cache   Translate Page      

Posted To: MND NewsWire

Fannie Mae and Freddie Mac (the GSEs) have each issued birth announcements for their long-anticipated Uniform Mortgage-Backed Securities (UMBS). The two companies will begin issuing the UMBS on June 3, 2019. Their announcements follow publication of a final rule governing the security from the Federal Housing Finance Agency (FHFA), the GSEs' conservator, on February 28. That was followed by a decision earlier this month from the Securities Industry and Financial Markets Association (SIFMA) To-Be-Announced (TBA) Guidelines Advisory Council approving revisions to good delivery guidelines for the UMBS. The SIFMA decision allows both GSEs to begin delivering forward June UMBS trades with trade dates on or after March 12, 2019 and settlement dates on or after June 3, 2019. Existing Fannie Mae securities...(read more)

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          Money Pro: Personal Finance 2.0.13      Cache   Translate Page      
Manage money like a pro. Сhange your spending behavior for good. 
          Special Finance Manager – Mann Northway - AutoCanada Inc. - Prince Albert, SK      Cache   Translate Page      
Today, customers are served by more than 4,200 employees comprised of automotive service technicians, sales experts, and support staff from offices across...
From AutoCanada Inc. - Tue, 05 Mar 2019 22:12:39 GMT - View all Prince Albert, SK jobs
          Branch Manager - Telenor microfinance Bank Ltd. - Hyderabad      Cache   Translate Page      
Position / Title: Branch Manager Job Type: Permanent Department: Branch Banking Micro-finance bank Location: Hyderabad Required Experience & Education:...
From jobssection.com - Wed, 06 Mar 2019 11:45:17 GMT - View all Hyderabad jobs
          Financial Representative - Northwestern Mutual - Sheridan, WY      Cache   Translate Page      
Financial Representatives are given the flexibility to build their own practice while receiving support from our firm’s exceptional network of finance and sales...
From Indeed - Mon, 04 Mar 2019 19:55:38 GMT - View all Sheridan, WY jobs
          Accounting and Finance Manager      Cache   Translate Page      
GA-ATLANTA, Our customer is a rapidly growing Medical Device start-up company. After much success in Europe the product is being rapidly adapted for the U.S. Market. This is a great opportunity to join a growing company and really have an impact on the organization. We are currently seeking a Accounting and Finance Manager to join their team on a long term direct hire basis. Tasks & Responsibilities Customer
          Director FP&A Group Accounting      Cache   Translate Page      
WI-Milwaukee, What you will do Responsible for leading the global forecasting, planning and analysis (FP&A) function for the Power Solutions business. This includes working closely with Regional and Global Business Units Finance teams to provide structure for reporting and analytics around business results. The candidate will work closely with the Power Solutions executives and finance leadership, to develop sh
          MPs urged to avoid no-deal Brexit 'own goal'      Cache   Translate Page      

Business groups have called on MPs to shut down the possibility of a no-deal Brexit after the prime minister’s EU withdrawal plan was again rejected by Parliament. Finance industry body The City UK said a no-deal Brexit “would be an own goal of historic proportions”. Business body the CBI called for the Brexit process to […]

The post MPs urged to avoid no-deal Brexit 'own goal' appeared first on RocketNews | Top News Stories From Around the Globe.


          Me for you : a novel by Winston, Lolly, author.      Cache   Translate Page      
"From the New York Times bestselling author of Good Grief comes a richly poignant and stirring story that asks: How soon is too soon to fall in love again? The last thing Rudy expected was to wake up one Saturday morning, a widow at fifty-four years old. Now, ten months after the untimely death of his beloved wife, he's still not sure how to move on from the defining tragedy of his life--but his new job is helping. After being downsized from his finance position, Rudy turned to his first love:
          Senior Accountant      Cache   Translate Page      
NY-Brooklyn, Our client, a well-known non profit organization, is seeking a Senior Accountant to join their team. The position reports to the Director of Finance and supervises the Finance and Administrative Specialist. This position is a member of the Finance team that ensures the organization’s resources are managed efficiently and effectively. Responsibilities of the Senior Accountant include ensuring the s
          Contract Administrator      Cache   Translate Page      
NY-Uniondale, Requirements: • Demonstrated understanding of contract administration and management • Bachelor’s degree in Electrical, Mechanical, Civil or other Engineering, Science, Accounting, or Finance discipline • Minimum 4-6 years work experience performing similar work responsibilities • Must have excellent interpersonal, verbal and written communication skills as well as ability to travel to attend off-
          College Student Non-Tch Spec - LOCKHEED MARTIN CORPORATION - Manassas, VA      Cache   Translate Page      
Part-time college student to work in the Finance & Business Operations organization starting Spring 2019 semester while enrolled in an accredited degree...
From Lockheed Martin Corporation - Fri, 25 Jan 2019 05:21:42 GMT - View all Manassas, VA jobs
          Another marijuana cultivator approved to plant      Cache   Translate Page      
The state Finance and Administration Department has announced approval of a second facility to begin growing marijuana for medical use. The release from Scott Hardin:

Following a final inspection by ABC’s Enforcement Division, Osage Creek Cultivation, located in Carroll County (Berryville), was approved to begin growing plants on Monday, March 11. Osage Creek is the second cultivation facility to receive approval as BOLD Team (Cotton Plant) launched production in early January. ABC Enforcement agents are working closely with Natural State Medicinals Cultivation, located in Jefferson County (White Hall), with final approval anticipated for this week. In addition to cultivation facilities, Enforcement agents will also be inspecting dispensaries prior to opening, with the first inspection expected to take place by early April.
Voters approved medical marijuana in November 2016. As yet, none is available for use.
          Business Solution Owner, Finance - McCain Foods - Florenceville, NB      Cache   Translate Page      
The Business Solution Owner (BSO), Finance will translate business requirements into functional and technical specifications, define current and future...
From Career Beacon - Tue, 22 Jan 2019 12:42:25 GMT - View all Florenceville, NB jobs
          DS CoE Business Enabling Senior Analyst      Cache   Translate Page      
GA-Augusta, The Decision Support Center of Excellence (DS CoE) Business Enabling Senior Analyst is a finance position working in a team responsible for delivering DS CoE reporting and analytics in accordance with reporting standards, data integrity, quality and timing SLA’s for over 90 Markets across all Business Units. The DS CoE Business Enabling Senior Analyst will report to the DS CoE Business Enabling Ma
          Finance Assistant - Gavel Auctioneers Limited - Abertillery NP13      Cache   Translate Page      
*Full Time Finance Assistant* Required to support the Finance Manager on a day to day basis, you will be required to assist with a variety of finance and...
From Indeed - Mon, 11 Feb 2019 11:28:40 GMT - View all Abertillery NP13 jobs
          Faculty of Business and IT - Sessional Lecturer - BUSI 2402U: Finance II - Spring 2019 - University of Ontario Institute of Technology - Oshawa, ON      Cache   Translate Page      
Reporting to Dean of the Faculty of Business and IT, the Sessional Lecturer provides instruction to graduate and/or undergraduate students in BUSI 2402U:....
From University of Ontario Institute of Technology - Fri, 01 Mar 2019 09:04:03 GMT - View all Oshawa, ON jobs
          Faculty of Business and IT - Sessional Lecturer - BUSI 3430U: Personal Finance - Spring 2019 - University of Ontario Institute of Technology - Oshawa, ON      Cache   Translate Page      
Reporting to Dean of the Faculty of Business and IT, the Sessional Lecturer provides instruction to graduate and/or undergraduate students in BUSI 3430U:....
From University of Ontario Institute of Technology - Fri, 01 Mar 2019 09:04:03 GMT - View all Oshawa, ON jobs
          Fresher UN Telecoms Operator Jobs – United Nations High Commissioner for Refugees (UNHCR)      Cache   Translate Page      
Job Title:      Telecoms Operator Organisation: United Nations High Commissioner for Refugees (UNHCR) Position No.: 10026408 Vacancy Notice: 009/2019 Duty Station:  Uganda Reports to: Administrative / Finance Officer  Post Grade: GL4 About UNHCR: The Office of the United Nations High Commissioner for Refugees was established on December 14, 1950 by the United Nations General Assembly. Source: Uganda Jobs
          Working class: Achievements and the unfinished war for emancipation      Cache   Translate Page      
The Great October Revolution

Michael D. Yates has probed the questions in chapter 4 of his recently released book Can the Working Class Change the World?(Monthly Review Press, New York, October 2018). The chapter – “What hath the working class wrought?” – proclaims: 

“A signal achievement of the working class and peasantry in the global South, both in those countries that made socialist revolutions and those that did not, is the assault they made upon colonialism and imperialism. Before substantive changes could occur in the lives of the masses of people, the control wielded by colonial powers had to be broken and imperialism had to at least be weakened. Workers and peasants did this throughout the impoverished nations of the world.”

No other class has made this achievement, has delivered this duty to millions of millions. It’s unprecedented. It’s historic. It’s a service to humanity, to the peoples of the world. Because imperialism and colonialism are scourges on the face of the earth, threats to the survival of life on this planet. The two – imperialism and colonialism – assault peace, and distort the lives and aspirations of peoples to make life dignified and prosperous. The two unceasingly carry on war against dreams and initiatives to make life humane.

What has the assault on imperialism and colonialism achieved? Peoples, billions in number, in countries once colonised know the answer. First, they can plan their next journey – towards a society free from exploitation, towards a life with dignity. Now, they have a stand on the world stage, a voice once unheard and ignored. It’s broadly the same assertions, declarations, charters, and proclamations, including the United States Declaration of Independence and the English and United States Bills of Rights made: All women and men are equal, all men and women are endowed with certain unalienable rights that include life, liberty, and the pursuit of happiness. It’s an achievement that lays a foundation for building up humanity’s eternal yearning: freedom, freedom from all exploitation, all distortions, all trampling, all muzzling down, all chains, and this freedom is a prerequisite for building up a life happy, peaceful, and prosperous.

The proletariat in Soviet Russia made a far more advanced declaration almost immediately after the Great October Revolution as it declared: Abolish all exploitation, completely eliminate the division of society into classes, mercilessly crush the resistance of the exploiters, establish a socialist organisation of society. [[i]

The declaration, forgotten most of the time by the mainstream media, and even by a part of the pro-people political forces, is one of the most significant political achievements the exploited have so far made as it laid the legal foundation for rights of all the exploited, against all sorts of exploitation, and invalidated all claims of the exploiting classes. The revolutionary political document declared sovereign power of the working people. The historic document declared the abolishing of private ownership of all land, and parasitic sections of society; supremacy of the power of the working people over the exploiters; the complete conversion of all banks, factories, mines, railways, and other means of production and transport into the property of the workers’ and peasants’ state; complete break with the barbarous policy of bourgeois civilisation, which has built the prosperity of the exploiters; freedom of humanity from the clutches of finance capital and imperialism; and democratic peace between nations on the basis of free self-determination of nations. The Declaration is fundamentally different from all declarations of rights the bourgeois and feudal political systems, compromises between them issued until today. 

It directly and unequivocally stood for the rights of the exploited. The declaration made assault on exploitative property relations, and declared measures for empowering the working people to resist the exploiting classes. [[ii]]

“Struggles against [the] class enemy” [of the exploited], writes Professor Michael Yates, “have resulted in tremendous and posi­tive changes in the lives of the oppressed and expropriated.” He refers to the lives of nearly all workers during capitalism’s early days in Europe, to the condition of the peasantry in pre-1949 revolution in China. Improvements in these areas are monumental. 

However, the economist does not miss the fact of life: 

“And yet, work­ers and peasants are nowhere close to their full liberation”. This is the unfinished war of the working class.

It’s – the struggle of the exploited for emancipation – a long struggle. None can ignore this fact. A complete and permanent victory will follow long, innumerable struggles against capital and all its accomplices in lands across the globe, developments within struggles of the exploited and within the decaying force – the imperialist world order.   

The chapter focuses on accomplishments “the work­ing class has achieved in its struggle against exploitation, the first aspect of capitalist oppression.”

On “the second element of this subjugation, expropriation,” the chapter claims: 

“[L]abour unions and political orga­nisations have done some good. Most unions and political parties are committed to racial, ethnic, and gender equality. It is common for collective bargaining agreements to contain broad no-discrim­ination clauses. […] [T]he race, ethnic, and gender composition of union leadership mirrors the share of these groups in the larger population. [….] A few unions, notably those with majority women membership, have female presidents, and both women and minorities now have greater access to better-paying jobs than was once the case. The gap between the wages of women and men is lower in the rich European countries than in the United States, and this can be largely attributed to the demands coming from the labour movement and worker-centred political parties.”

However, as self-criticism, the chapter says boldly: “[T]he labour movement in the global North has done very little to oppose the theft of peasant lands in the global South.”

Absence of resistance to theft of the peasant lands in the global South is not the only area of failure of the labour in the global North. Along with the buying/leasing in of vast tracts of lands in Africa and the establishment of export processing/special economic zones by powerful capital in countries of the global South, powerful parts of world capital are exporting environmentally harmful technology, industrial waste and commodities, and medical products harmful to the health of the global South. The labour in the global North has also failed to organise effective resistance to this assault by capital. It’s part of labour’s unfinished war against the world capital.

These failures originate in (1) capital’s power to corrupt a section of labour leadership, and (2) labour’s lack of success in formulating a revolutionary theory on the related area. It’s an exhibit of the level of political awareness and struggle the labour is waging in the global North. 

However, Michael Yates writes, “[i]n their own countries, the Northern labour has championed policies and programmes, as well as collective bar­gaining provisions, that make workplaces healthier spaces and countries less polluted.”

He mentions the Great October Revolution in Russia:

“The Revolution was successful, in that the Bolsheviks man­aged to consolidate state power. However, this was only after years of civil war, aided and abetted in the most brutal manner by the imperial powers, mainly Great Britain and the United States.”

Although the revolution, the economist writes, was not successful in consolidating the Soviet power and building a working class society, great gains were “made for the work­ers and peasants of Russia, and after the Second World War for the countries in the Soviet bloc. Guaranteed employment, excellent education and healthcare, run by the state and free of charge, subsidised rent and food, exceptional art, literature, music, and science, and a considerable erosion of patriarchy are some of the Revolution’s major achievements, not to mention its primary responsibility for the defeat of the Nazis in the Second World War.”

Regarding the question of the absence of success in some areas by the revolution in Russia, Lenin’s observation should be mentioned: 

“[W]e have sustained the greatest number of reverses and have made most mistakes. How could anyone expect that a task so new to the world could be begun without reverses and without mistakes! [[iii]

Michael Yates cites socialist revolutions in China, Vietnam, and Cuba as achievements of the working class. In China and Vietnam, Professor Michael Yates writes, “great improvements were made in schooling, health, and overall social welfare for the masses of people. Cuba’s Revolution has made tre­mendous advances in the lives of the people. Education, healthcare, organic farming, urban agriculture, and medical research in Cuba are world class. Progress against racism, patriarchy, and homophobia in the country is also remarkable.”

Cuba is spectacular in terms of time. Cuba is unprecedented in terms of political atmosphere. Cuba is exemplary in terms of the existing world order. Why? Anyone can ask. Russia and China are vast landmasses, are rich with huge natural resources. China had Soviet Russia on its back. Cuba had nothing of those. Cuba is still braving an imperialist economic blockade. Cuba is encountering a hostile world market. Moreover, Cuba is at a stone’s throw distance from the most powerful imperialist power. In addition to these, Cuba was standing alone during the time – the time of Gorbachev. It was a time of betrayal. It was a time of setbacks. It was a time of fallen “heroes.” It was a time when survival was a success. Cuba stood bravely. Cuba stood with the Red Flag. Cuba not only strode the current, but also made achievements with its political process – a form of democracy with people’s participation. 

It’s striking performance by ordinary people with the Red Banner, the colour of the exploited. In the history of the world, no other class has survived and performed at this level within such a hostile world environment. And, Cuba is referenced not to belittle revolutions in Russia and China, but to highlight the sense of dignity, courage, tenacity and achievements of the working class.

The chapter of the book begins with a reference to a 2016-general strike by the workers in India: the largest such a strike in the world. About 180 million workers in every Indian state, in all sectors and in nearly every occupation, walked out. Tens of millions of women struck.

The chapter reminds with a modest tone: “Nothing remotely similar could take place in today’s United States, or in any rich capitalist country.” 

This is a fact of working class life, which in many terms depends on capital, making the struggle, and gains and setbacks uneven, almost unpredictable. “And yet, from capitalism’s birth centuries ago, those harmed most by its imperatives have resisted. Their defeats have been many, their victories too few”, says Michael Yates in the chapter that takes an account of gains and losses. Hence, the labour educator says: 

“[The working class through] their struggles have changed the world. Peasants have resisted with their own organised violence the expropriation of their farms and common lands. Wage workers, including those unemployed, have marched, picketed, boycotted, struck, sat-in, sabotaged, stole and destroyed their employers’ materials, and petitioned governments. They have contested capital’s power in every institution of their societies, from schools to media to religion. There have been times when both peasants and workers have engaged in armed battle with both capitalists and governments. In a few cases, alliances of workers and peasants made revolutions – in Russia, China, Cuba, Vietnam. Women were critical in all these alliances.”

No other class has struggled so much, has paid so much. And, all these struggles, all these payments – supreme sacrifices in innumerable numbers – were for the entire humanity, for freeing humanity from the clutches of capital, the most barbaric and brutal force human history has encountered. This is a major gain in this world, which demands a radical change.

Michael Yates writes: “Unions are a universal response of the working class to capital’s oppression. [….] Not only do they win higher wages [and] benefits […], unions also weaken the control employers have over hiring, promotion, layoffs, discipline, the introduction of machin­ery, the pace of work, and plant closings.” This is no less important gain for the working class. 

Citing data, he discusses unionisation/union density and its positive impact in countries across the Americas, Europe, and in many countries in the global South. He says: “Three critical functions of labour unions are that they give work­ers a voice on the job, guarantee due process, and educate their members about a wide variety of important subjects.”

The labour economist, one of his many duties, recollects, “I have had personal experience as a labour arbitrator, and on more than one occasion I reinstated a fired employee, with full back pay, after determining that the company had wrongfully dis­charged him.” Hence, one of the gains by the working class: “Every year, unions win thousands of arbitrations”. On the global scale, in struggles against the world capital, the total number of arbitrations won is huge, which is not a negligible achievement by a class in chains.

One of the achievements of the working class is told in mainstream literature as it refers to an argument: “[A]t a crucial moment in history– the period between WWI and WWII and then in the early post-war years – in some countries, […] the labour movement and its political allies were able […] to force capital into a historical compromise, whereby labour accepted the capitalist organisation of the economy, but in exchange obtained not only a recognition of its prerogatives as labour market intermediary […], but also protection against all sorts of social risks, and a growing expansion of social rights.”[[iv]] This tells of an achievement and of an unfinished war.

For union organisers, the chapter presents, in brief, a good lesson, as it says:

“The formation of a union is a collective effort, and engaging in it, confronting the boss, is bound to make workers think about what they have done and what they hope to achieve. That is, labour unions are bound to raise the consciousness of those who form them. At the same time, labour organisers always try to educate prospective members, and the union itself provides educational materials and may even have developed more formal educational programmes for the rank and file. The best unions insist that new members learn the history of the union, the provisions of the relevant labour laws, the political platform of the union, and the details of bargaining and filing grievances. They might have special meetings, short courses, and longer schooling opportunities for the rank and file. Good unions also work hard to involve members in every facet of union work. Active participation in grievances, strikes, picket­ing, boycotting, and political agitation helps to further strengthen working-class consciousness, making workers stronger in their convictions and willing to live the precept that an injury to one is an injury to all. A working-class way of looking at the world begins to take shape, and this prepares workers for whatever struggles ensue during their lives.”

This is absent in many unions, especially in many countries dominated by lumpenocracy in the global South. In these economies, dominating capital engages hoodlums to organise/control unions. At the same time, a group of non-governmental organisations, on behalf of capital, organises “unions” – a trick with workers, and a bitter reality made possible by a vacuum of revolutionary working class politics and unionisation. In some cases, organisations with medieval ideology organise “unions” in countries. In other cases, a group of big unions from the global North organises “unions” in the countries of the global South with the purpose of taming the working class. In all these mal-efforts, huge money is spent, employees with a fat salary are engaged, and ludicrous foreign trips for these employees, the so-called “union organisers”, are organised. All these efforts forget the slogan of class struggle, shy away from imparting lesson of class politics. It’s an area, where the working class faces one of its unfinished wars.

Burning examples of working class initiatives are, among many, in the landless peasantry’s fights in Brazil, and in Shankar Guha Niyogi’s heroic struggles in India. 

Niyogi, the martyr from the rank of the working class, initiated a struggle while adventurism was taking a high toll. Shankar Guha Niyogi was the founder of the Chhattisgarh Mukti Morcha, a labour union in Chhattisgarh. After the formation of the Communist Party of India (Marxist-Leninist) (CPI (M-L)) on 22 April 1969, he was associated with the CPI (M-L) for some time. However, CPI (M-L)’s failure to adapt Niyogi’s mass line-based activities to the party line of boycott of mass line and mass organisations led to his expulsion from the party. He went underground and began taking his ideas and method of work to the ordinary workers through a Hindi weekly, which he named Sphulinga (Spark), inspired by Lenin’s Iskra. He continued the work of organising the people through movements, e.g. movement for the construction of the Daihan dam, movement of the peasants of Balod for irrigation water, movement of the adivasis (indigenous people) against the construction of the Mongra dam. 

Unions organised by Niyogi include Chhattisgarh Mines Shramik Sangh, whose red-green flag carried the message: red for workers’ self-sacrifice and green for the peasantry. The first struggle of miners under Niyogi’s leadership was a struggle for dignity: do not obey the agreement signed by the leaders, lackeys of factory management. Many struggles by the workers, police atrocities, martyrs, and victories by the workers are marks of struggles led by Niyogi. Unique forms of struggles, organising cultural activities, and establishing athletic clubs, schools and hospital – Shaheed (Martyr) Hospital – for the workers are signatures of his struggle and organisation. On 28 September 1991, assassins hired by class enemies – capitalists – murdered Niyogi, a comrade to follow.       

One important section of the chapter is on labour politics. In this section, Michael Yates writes: 

“[U]nions […] sooner or later they must confront government. The state, at every level, is intertwined with capital, labour’s primary adversary. [….] The largest and most powerful states have virtually unlimited taxing and spending power. Governments make and enforce laws; they have the only legitimate (in the sense of being formally legal) police power. The courts ultimately determine the meaning of the laws. Important components of government regulate a wide array of activities and groups of workers that might concern business […] The state has the power to regulate and influence financial markets […] States wage wars. No matter what the government does, capital exerts its economic power to limit tax liabilities and receive as much public spending as pos­sible, to influence the selection of judges, or to counter anything that challenges its social power. Given all of this, unions have little choice but to be politically engaged.”

The chapter cites an example: “Unions have embraced a range of political programmes and phi­losophies.” It presents a brief history of the labour politics in the US. At the same time, it says: “Around the world, some working-class entities opposed active involvement in what we might call bourgeois politics.” 

Instead of being engaged with bourgeois politics, the working class is to get engaged with politics of its class that crosses all divisive lines of colour, caste, and creed, if the class has to complete its unfinished war, a commitment to the humanity.

Struggles, achievements, and the unfinished war of the working class declare its position, as Lenin said:

“We have made the start. When, at what date and time, and the proletarians of which nation will complete this process is not important. The important thing is that the ice has been broken; the road is open, the way has been shown. [….]

“[W]e have begun it. We shall continue it. […]

“We shall go through the whole ‘course’, although the present state of world economics and world politics has made that course much longer and much more difficult than we would have liked. No matter at what cost, no matter how severe the hardships of the transition period may be – despite disaster, famine, and ruin – we shall not flinch; we shall triumphantly carry our cause to its goal. (op. cit.)

 

* Farooque Chowdhury writes from Dhaka, Bangladesh. 

* Note: This is part five of a seven-part series review of Can the Working Class Change the World?.

Endnotes

[i]“Declaration of Rights of the Working and Exploited People”, V I Lenin, Collected Works, vol. 26, Progress Publishers, Moscow, erstwhile USSR, 1972

[ii]Farooque Chowdhury, “The Great October Revolution: Declaration of Rights of the Working and Exploited People”, Countercurrents.org

[iii]“Fourth anniversary of the October Revolution”, Collected Works, vol. 33, Progress Publishers, 1976

[iv]Lucio Baccaro, “Labor, Globalization and Inequality: Are Trade Unions Still Redistributive?”, International Institute for Labor Studies, ILO, discussion paper, DP/192/2008, Geneva, 2008

Issue Number: 

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La Bourse étant un jeu dangereux où l’on perd le lendemain ce que l’on a gagné la veille, Henri Bergson avait trouvé la solution : n’y jouer qu’un jour sur deux. Las, même un spécialiste des branchements comme Spie sait qu’il est impossible de tirer la...
          3/13/2019: FINANCE &MARCHES: Paiement en plusieurs fois      Cache   Translate Page      

C’est bien connu, la valeur d’une plate-forme de paiements électroniques est proportionnelle à sa diffusion. Pour celle de ses actions, c’est une autre histoire, comme le démontre Adyen. Son histoire boursière a profité d’un effet de rareté au départ –...
          3/13/2019: FINANCE &MARCHES: La Bourse de Paris repart à l’assaut des 5.300 points      Cache   Translate Page      

• Après une fin de semaine difficile (–25 % en trois séances), la Bourse de Paris reprend sa marche en avant vers le seuil des 5.300 points, qu’elle a bien du mal à franchir. L’indice CAC 40 a terminé en petite hausse de 0,08 %, à 5.270 points, après...
          REINZ says sales were down at a time when they are normally strong; Auckland had lowest number of sales in a non-January month since 2010      Cache   Translate Page      

The housing market was cold when it's normally hot last month, while Auckland became the city of no-sales, with its lowest number of sales for a non-January month since 2010.

Uncertainty around the Government's plans for a Capital Gains Tax is given as one of the contributing factors.

The Real Estate Institute of New Zealand says across the whole country the number of residential properties sold in February fell by 9.5% from the same time last year to 5,954 (down from 6,576).

The last time sales volumes fell this much on an annual basis was 16 months ago.

In Auckland, the number of properties sold in February fell by 17.9% year-on-year (from 1,654 to 1,358) – the lowest for a non-January month since October 2010.

The median number of days to sell in Auckland was 57, up eight on the same time a year ago and the highest number of days to sell seen in Auckland since February 2009. 

For New Zealand excluding Auckland, the number of properties sold fell by 6.6% when compared to the same time last year (from 4,922 to 4,596). The average days to sell around the country was 47, up from 44 a year ago.

REINZ chief executive Bindi Norwell said that at a time when sales volumes are normally strong, 13 out of 16 regions actually saw an annual fall in the number of properties sold.

"Traditionally children go back to school and people return from their holidays and housing activity picks up, however, February 2019 has been an exception to this rule," she said.

“The lower level of sales volumes compared to the same time last year can be attributed to a number of things – the raft of legislative changes impacting the housing market at the moment, the increasing difficulty in accessing finance (despite a record low OCR and very low mortgage rates from the banks) and vendors’ pricing expectations."

Despite the volume falls, Norwell said median house prices had kept rising, with five regions seeing record median house prices

Median house prices across New Zealand increased by 5.7% in February to $560,000, up from $530,000 in February 2018. Median prices for New Zealand excluding Auckland increased to a record $490,000 up 8.9% from $450,000 in February last year.

Median house prices in Auckland returned to the $850,000 mark – down 0.6% on last year’s figure of $855,000, but up 5.6% on January’s median price of $805,000.

“What we’re hearing from salespeople around the country is that vendors and investors are taking a ‘wait and see’ approach to the housing market – much like you would normally see around election time," Norwell said.

"This is particularly true in relation to the recently announced Capital Gains Tax proposals from the Tax Working Group. Families want to know what aspects of the proposals the Government will look at accept ahead of next year’s election and what impact that will have on them and their family."

Regions with the lowest percentage change in annual sales volumes during February were:

  • Northland: -27.2% (from 232 to 169 – 63 fewer houses)
  • Nelson: -20.0% (from 120 to 96 – 24 fewer houses)
  • Otago: -14.9% (from 422 to 359 – 63 fewer houses) – the lowest for 11 months.

Regions that saw an annual increase in sales volumes during February were:

  • Marlborough: +5.5% (from 91 to 96 – an additional 5 houses)
  • Southland: +2.9% (from 174 to 149 – an additional 5 houses)
  • Hawke’s Bay: +0.4% (from 231 to 232 – an additional house).

There were five regions that saw record median prices achieved in February:

  • Gisborne: +25.8% to $390,000 (up from $310,000 at the same time last year)
  • Manawatu/Wanganui: +23.4 to $352,000 (up from $285,250 at the same time last year)
  • Southland: +20.8% to $290,000 (up from $240,000 at the same time last year)
  • Wellington: +16.2% to $640,000 (up from $551,000 at the same time last year)
  • Hawke’s Bay: +6.4% to $472,500 (up from $444,000 at the same time last year).

Norwell said in February 15 out of 16 regions experienced an annual increase in the median price, with five regions seeing record median house prices highlighting the strength of the housing market around much of the country.

"With house prices continuing to rise at such a pace, this puts even more of a dampener on any notions of New Zealand following in Australia’s footsteps in the short to medium term. Even Auckland saw an increase from January, showing it has returned to the same, stable or flat market we’ve been seeing since April 2017."

Norwell said Auckland’s median price fall was the result of a slight fall in the number of million dollar plus properties sold which fell from 36.9% in February 2018 to 36.1% this February.

"Despite the annual fall in median price, there were some areas of the Super City that saw some growth including Auckland City where prices increased 3.9% to $1,000,000 – the highest price for Auckland City for 20 months. Additionally, Papakura District saw an annual increase of 3.8% to $649,000 and Franklin District saw an annual increase of 2.3% to $670,000. However, Rodney District and North Shore City saw annual median house price falls of 0.8% and 0.2% respectively."

REINZ House Price Index (HPI) increases 3.2% annually

The REINZ House Price Index for New Zealand, which measures the changing value of property in the market, increased 3.2% year-on-year to a new record high of 2,778.

The HPI for New Zealand excluding Auckland increased 8.1% from February 2018 to a new record high of 2,728. The Auckland HPI decreased -2.0% year-on-year to 2,838.

The REINZ HPI saw 8 out of 12 regions experience a record high level over the past 12 months, highlighting the overall continued strength of the property market. The exceptions were Northland, Auckland, Otago and Southland.

In February the Manawatu/Wanganui region again had the highest annual growth rate, a 19.4% increase to a new record high of 2,984, followed by Gisborne/Hawke’s Bay in second place with an annual growth rate of 13.8% to a new record high of 2,762 and in third place was Southland with a 12.6% annual increase to 2,797 – down -1.8% from its peak in January 2019.

Days to Sell continues to hover close to 50

In February the median number of days to sell a property increased by 3 days from 44 to 47 when compared to February last year.

For New Zealand excluding Auckland, the median days to sell increased by 1 day to 43.

However, Auckland saw the median number of days to sell a property increase by 8 days from 49 to 57 – the highest number of days to sell since February 2009.

Manawatu/Wanganui had the lowest days to sell of all regions at 30 days, down 10 days from 40 at the same time last year. The West Coast always has the highest days to sell of any region (at 91 days in February 2019), but the median number of days to sell in Northland has reached a high of 61 days – the highest in since August 2015.

“With vendors holding out to achieve their price expectations, it’s little surprise that the median number of days to sell has slowly been increasing over the last few months. What was interesting though is that this is the first non-January month since February 2017 that no region had median number of days to sell in the 20s,” Norwell said.

February sees auctions returning to normal

Auctions were used in 11.1% of all sales across the country in February, with 663 properties selling under the hammer – this is down slightly from the same time last year, when 11.8% of properties (776) were sold via auction.

Gisborne again had the highest percentage of sales by auction across the country with 56.4% (or 31 properties) in the region sold under the hammer – up from 46.0% (29 properties) in February 2018.

Auckland saw the second largest percentage of sales by auction on 21.5% (292 properties) down from 22.0% in February 2018 (364 properties). Bay of Plenty remained in its usual third place in February with 13.2% (59 properties) sold under the hammer, down from 16.7% (77 properties) in February 2018.

Inventory

The number of properties available for sale nationally decreased by 0.3% from 26,943 to 26,850 – a decrease of 93 properties compared to 12 months ago.

February saw 7 regions with an annual increase in inventory levels. Regions with the largest increases were:

  • Taranaki: +8.3% from 641 to 694 – an additional 53 properties
  • Auckland: +6.7% from 9,588 to 10,234 – an additional 646 properties
  • Hawke’s Bay: +6.7% from 493 to 526 – and additional 33 properties
  • Marlborough: +5.7% from 349 to 369 – an additional 20 properties.

Regions with the biggest falls in inventory were:

  • Gisborne: -32.2% from 143 to 97 – 46 fewer properties
  • West Coast: -26.1% from 595 to 440 – 155 fewer properties
  • Manawatu/Wanganui: -21.9% from 1,093 to 854 – 239 fewer properties
  • Southland: -20.2% from 623 to 497 – 126 fewer properties
  • Otago: -20.0% from 689 to 551 – 138 fewer properties

Wellington once again saw the lowest levels of inventory with only eight weeks of inventory available to prospective purchasers. This was closely followed by Otago and Hawke’s Bay on only nine weeks’ inventory, followed by Gisborne on 10 weeks’ inventory available.

“This is the fourth consecutive month that we have seen an annual decrease in inventory levels. This will continue to be a concern for the industry, and we expect that the ongoing pressure on inventory will result in price increases in these regions, potentially pushing people to more affordable areas in other regions,” Norwell said.

Price Bands

The number of homes sold for less than $500,000 across New Zealand fell from 45.8% of the market (3,012 properties) in February 2018 to 41.5% of the market (2,473 properties) in February 2019.

The number of properties sold in the $500,000 to $750,000 bracket increased from 27.7% in February 2018 (1,821 properties) to 30.7% in February 2019 (1,825 properties).

At the top end of the market, properties sold for $1 million or more decreased from 13.1% in February 2018 (859 houses) to 12.5% in February 2019 (746 houses).

New listings

During February, new listings fell 6.5% when compared to the same time last year – from 11,269 to 10,535. The only regions to experience an uplift in new listings were Central Otago/Lakes (+11.8%). West Coast (+7.6%) and Wellington (+6.9%).

Vanessa Taylor, realestate.co.nz spokesperson says: “February 2019 was very quiet in terms of new listings. Since we began keeping records back in 2007, February has always seen in excess of 12,000 new listings coming to the market, so this has certainly been a stand out month.”

Median price - REINZ

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Median house price growth

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          Commerce and Consumer Affairs Minister Kris Faafoi sticks to position that cap on total interest and fees will be most effective way to combat 'unscrupulous' lenders      Cache   Translate Page      
Minister for Commerce and Consumer Affairs Kris Faafoi.

Commerce and Consumer Affairs Minister Kris Faafoi says the Government’s still plans to cap the total amount of interest and fees that can be charged on loans at 100%.

That’s despite recent criticism from FinCap and Community Law Canterbury calling for a maximum interest rate that can be charged per annum by lenders. FinCap is an umbrella organisation for a number of financial capability and budget advisory groups from around the country. Community Law Canterbury is a non-profit organisation which provides free legal advice to people facing barriers in accessing justice. 

Faafoi announced in October changes to the Credit Contracts and Consumer Finance Act (CCCFA) which he said were designed to crack down on predatory lending practices. It followed a review of the consumer credit laws by the Ministry of Business, Innovation and Employment (MBIE).  

The proposed changes include the introduction of limits on the amount of interest and fees that can be charged on high-cost loans to prevent people from accumulating large debts, as well as tougher penalties for those who break the law, including irresponsible lending.

And Faafoi remains committed to the proposed legislative changes he’s planning to introduce to Parliament next month.

“The Government has announced a cap on total interest and fees of 100% of the amount borrowed. This means that, for example, if someone borrows $500 they won’t have to pay back more than $1,000 over the lifetime of the loan. I believe this is the most effective way to stop those who would prey on vulnerable borrowers.”

This will only apply to "high-cost lenders" with the aim being to prevent unmanageable debt and financial hardship from accumulating large debts from a small loan.

Faafoi says he looked at the feasibility of having a maximum interest rate and fees that could be charged per annum by lenders in interest and fees as suggested by FinCap and Community Law Canterbury.

But he says international experience suggests it would be counter-productive and instead having a maximum total amount that can be charged in interest and fees on a single loan is more practical.

“My position has remained consistent that we will not sit by as people get dragged into debt spirals, where a small loan grows into large debt, due to accumulating interest and fees,” Faafoi says.

“I believe the cap on total interest and fees will be most effective in combating the unscrupulous lenders. I think when you’re making any change it’s important to consider the whole effect. International experience shows that moving towards an interest rate cap would make things worse for people – I cannot in all conscience advocate for measures that could do that.

“We know from the experience in the UK and Australia that interest rate caps can move people towards high-cost lenders charging this maximum interest rate and to bigger loans. This can have a higher cost of credit as well as trapping people into bigger loans for longer periods.”

It follows the release late last month of survey results looking at credit and high-cost debt by FinCap and Community Law Canterbury. The survey was carried out between December 10 and December 26 last year.

In the survey report they call for the introduction of a per annum maximum interest rate and tougher measures to fight the spread of non-bank and high cost lending.

“There needs to be limits on total interest that can be charged on borrowing. There should also be a maximum interest rate [that can be charged] per annum."

They say the Government isn’t going far enough with its proposed amendments, even though the actual legislation hasn’t even been introduced to Parliament.

“The CCCFA is still not reaching far enough into NZ's lending culture to protect the most vulnerable members of society. Need a lower interest option and limit access to clients of how many loans they can have at a time. There should be much stricter controls on loan sharks offering high-interest loans and a cap on interest rates. Finance companies should be audited rigorously and frequently. They should be made to conform to the ethical requirements laid down by the ministry which should have greater powers to hold companies to account. Consumer credit should be based on your ability to comfortably repay the loan. If the loan is going to affect your core necessities in life, impact on the care and nurturing of your children, than the loan should not be offered.”

Faafoi says despite the criticism he welcomes the debate.

“We may disagree on the best measures to take but I will work with anyone who has the aim of helping families avoid crippling debt. On the weight of evidence and in particular learning from where interest rate caps have been tried overseas, I firmly believe the better solution is to cap total interest and fees paid. The measures we have proposed are the best option to stop the unscrupulous lenders," he says.

“We must be careful our good intent, in practice doesn’t force vulnerable families into larger debt and cause more harm. That is why our focus is on ensuring the spiral of debt is addressed via a cap on interest rates and fees.”

The release of the Salvation Army’s annual State of the Nation report last month highlighted the growing effects of fringe and non-bank lending.

The paper’s author, Salvation Army social policy analyst Alan Johnson, says the data it collected shows the industry is continuing to grow.

“Over the most recent year of available data (to 30 September 2018) consumer lending by non-bank lending institutions grew by almost 10% in inflation-adjusted terms to $4.54 billion. Over the past five years, this type of lending has expanded almost 39% in inflation-adjusted terms and by almost $1.5 billion in nominal terms.”

Johnson says the Salvation Army decided to broaden the focus of this year's report to include debt and fringe lending under the social hazards section, which also includes alcohol consumption, drug taking and gambling.


          Government warned of big bank backlash in wake of surprise Reserve Bank capital proposals going above international norm      Cache   Translate Page      
Finance Minister Grant Robertson & RBNZ Governor Adrian Orr.

The Government has been warned by the Reserve Bank (RBNZ) to expect “intensive lobbying” from large banks on the regulator’s proposals to require them to hold more capital.

The RBNZ, a week before it on December 14 released a consultation document on its proposals, told the Government that while it had signalled the direction it was heading in, it believed banks weren’t expecting “increases of the scale” it proposed.

It also acknowledged, in the briefing paper prepared for Prime Minister Jacinda Ardern, Finance Minister Grant Robertson and Commerce and Consumer Affairs Minister Kris Faafoi, that its proposals went further than international standards suggested.

However, in a briefing paper dated February 12, the RBNZ said the public feedback it had received was mostly supportive.

“We are attempting to make complex issues such as capital more accessible to a broader range of stakeholders, especially the general public,” the RBNZ said.

“We are getting more submissions from the general public than we would normally expect for a consultation such as this, and most have been supportive.”

Interest.co.nz has obtained these RBNZ briefings to government ministers under the Official Information Act. The papers, prepared by the RBNZ’s Financial Policy Manager Ian Woolford and signed off by the Deputy Governor Geoff Bascand, explain the proposals and detail the likely responses.

The 'likely bank responses' in the RBNZ's words

The RBNZ, in the December briefing explained: “We anticipate a negative reaction from the large banks.

“The large banks – effectively the four Australian owned banks – operate under a capital calculation framework that currently gives them an unjustifiably large capital advantage over the other banks in the system that are subject to our capital requirements.

"This is, they currently hold less capital for the same exposures than the small banks are required to. Our consultation will propose closing this gap.

“This gap between large and small banks originated as a result of the international standards, and is something that many countries’ regulators are grappling with.

"As a result, the uneven playing field concern is an issue that is being addressed through the international standards by way of limiting the gap by putting a floor on how much lower banks may operate under the set of standards known as ‘internal models’ requirements.

“The RBNZ is proposing to follow the international approach, but is proposing to go further in closing the gap than other countries (including Australia) and indeed further than the international standards suggest.

“As such, we expect that the banks that operate on the other capital framework (the ‘standardised approach’) will support our proposals in this regard.

“Our advice is to anticipate intensive lobbying from the large banks…”

High interest rates, banks exiting the market?

Indeed the lobbying from investment bank, UBS, has stood out.

It has suggested that the RBNZ’s bank capital proposals would see the Australian banks in New Zealand increase their mortgage rates by between 80 and 125 basis points.

Guessing it would be “highly unlikely” for the RBNZ not to follow through on its proposals, UBS has also suggested Australia’s major banks may look to sell their New Zealand subsidiaries.

The RBNZ, in its February briefing, said: “We estimate that banks will largely be able to meet the proposed requirements by retaining their expected earnings over the five-year transition period instead of paying dividends…

“Interest rates for borrowers may settle slightly higher, and depositors slightly lower, but this impact should be balanced against the benefits of the proposals.”

Robertson: 'I don’t think I’ve received the backlash'

Asked by interest.co.nz whether the backlash he has received has been as severe as expected, Robertson said: “I don’t think I’ve received the backlash, because it’s the RBNZ’s proposal.

“Clearly these are changes that the banks have got concerns about – everybody can see that. What I’d ask is for people to use the consultation process to work through those concerns.”

Robertson in February told interest.co.nz he hadn’t received advice to indicate the RBNZ’s proposals would cause an economic slowdown. Housing and Urban Development Minister Phil Twyford said they wouldn’t cause a KiwiBuild catastrophe.  

Meanwhile National’s Finance Spokesperson Amy Adams feared they could cause a credit crunch.

Confidence in credit availability among those in the agricultural sector has hit rock bottom according to ANZ’s latest Business Outlook survey.

The RBNZ’s consultation timeframe has been extended from late-March to May 3. The RBNZ is expected to make key decisions in the third quarter of the year.

For more on why the RBNZ’s argument for changing bank capital requirements, see this story and this interview.  

For full details on just what the Reserve Bank is proposing for bank capital, see this three-part series herehere, and here.

*This article was first published in our email for paying subscribers early on Monday morning. See here for more details and how to subscribe.


          Notonthehighstreet appoints new chief financial officer      Cache   Translate Page      

Notonthehighstreet.com has appointed Phil Branston as its new chief financial officer and member of its executive team.

Branston joins Notonthehighstreet from online food delivery company, Just Eat, and he will be responsible for leading and developing a “high performing finance team focussed on scaling operations”.

In a statement, Notonthehighstreet added that Branston will work directly with chief executive, Barrie Seidenberg, the board and investors to “evolve and implement plans for developing the business,” as well as to provide more experiences for customers and opportunities for the 5,000 small creative businesses that sell through the platform.

Commenting on the appointment, Seidenberg, said in a press release: “Phil will be a great fit as our new chief financial officer. He combines deep financial and operating expertise with a track record of developing technology and e-commerce businesses, most recently in a marketplace environment. As we position ourselves for the future and continue to strengthen our exec team, Phil joins us at an exciting time and we’re delighted to have him on board.”

Branston added: “I'm inspired by Notonthehighstreet’s marketplace connecting millions of customers to the unique and high quality products made by the small creative businesses that sell through its platform. The business has a clear roadmap for the future too and I'm excited to join at this point in the journey.”

This is the second senior hire by Notonthehighstreet in recent months, after Asos executive Richard Zubrik was appointed chief technology officer in October 2018.


          Report Finds Grameen America--And Microfinance--Are Helping To Lift Women Out Of Poverty      Cache   Translate Page      
Early results of a study assessing how Grameen America borrowers--and microfinance as a tool for climbing out of poverty--are doing are positive.
          Gold, Platinum, or Reserve: We break down which Delta AmEx credit card gets flyers the most value      Cache   Translate Page      

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. Business Insider may receive a commission from The Points Guy Affiliate Network, but our reporting and recommendations are always independent and objective.

Delta Boeing 777 200LR in flight_0

  • From now until April 3, Delta's three main credit cards are offering their highest-ever new-cardholder bonuses.
  • Even if you've had one of these cards before, you can still open a different card.
  • We break down the differences between the three cards — read on to see which is best for you.
  • You can also read our guide to the best credit cards of 2019 overall.

One of the fastest ways to get a ton of frequent-flyer miles or rewards points quickly is to open a credit card and earn its new member bonus. This is arguably the best way to boost your stock of points and get you closer to a big award trip.

There are two key things to keep in mind when opening a card for the welcome bonus.

The first is whether an offer on a card is the highest you expect to be able to earn.

The second is whether the card offers enough ongoing value for it to be worth keeping after the first year.

For anyone who flies Delta Air Lines — even occasionally — right now is an ideal time to open a new card because both of those considerations are met.

Until April 3, Delta's three main consumer credit cards are offering their highest-ever publicly available welcome offers.

Plus, the three cards each offer a ton of ongoing value, whether you're a casual flyer or a hard-core Delta loyalist.

Read on to learn more about the three cards, and see which one is best for you.

Best for the casual Delta flyer: The Gold Delta SkyMiles® Credit Card from American Express

Welcome offer: 60,000 Delta SkyMiles when you spend $2,000 in the first three months. Plus, get a $50 statement credit when you make any Delta purchase in the first three months.

The Gold Delta SkyMiles card is the best of the three for the casual Delta flyer, someone who finds themself on the airline a couple of times a year, but doesn't fly regularly enough to use the heftier cards' perks (more on that later).

One of the biggest perks: The card offers a free first checked bag for the cardholder and up to eight people on the same reservation. Delta charges $30 each way for a checked bag, so this can save up to $60 per person on a round-trip itinerary.

Cardholders and travel companions also get Zone 1 priority boarding. This means you can board the plane sooner, giving you plenty of time to settle into your seat or find overhead space for any carry-on luggage. Zone 1 is after most Delta elite frequent flyers and extra-legroom passengers, but is usually within the first half of passengers to board.

Other perks include discounted day passes to Delta Sky Club airport lounges — $29 per day pass — as well as a 20% discount on in-flight purchases (in the form of a statement credit), such as food or drinks, and no foreign transaction fees.

Like the other Delta cards, the Gold SkyMiles card earns 2x Delta SkyMiles on eligible Delta purchases, and 1x mile on everything else.

The Gold Delta card has an annual fee of $95, which is waived the first year. This is a great value considering the perks, not to mention the welcome bonus — 60,000 SkyMiles is more than enough for two round-trip flights across the United States, and is just shy of enough for a round-trip to Europe. The card normally offers 30,000 SkyMiles.

Best for more regular flyers: The Platinum Delta SkyMiles® Credit Card from American Express

Welcome offer: 75,000 Delta SkyMiles and 5,000 Medallion Qualification Miles (MQMs) when you spend $3,000 in the first three months. Plus, get a $100 statement credit when you make any Delta purchase in the first three months.

If you fly somewhat regularly, the Platinum Delta SkyMiles card is a better option, thanks to an often-overlooked benefit that can completely cover the $195 annual fee each year.

The Platinum Delta card has most of the same perks as the Gold version, like priority boarding, free checked bags, 2x SkyMiles on Delta purchases and discounted Sky Club access.

However, the Platinum Delta comes with a huge perk — it's so useful that I'm planning on keeping my card indefinitely.

After your first year with the card, you'll get an annual domestic companion pass each year at your card-member anniversary. A Delta companion pass is essentially a buy-one-get-one-free coupon. When you book an economy-class flight for yourself anywhere within the continental US, you can get a second ticket for free, other than minimal taxes and fees.

The companion pass completely blows away the annual fee for me, which is $195 and isn't waived the first year. My wife and I fly domestically at least a few times a year, whether it's to visit family or friends, or to go on vacation. So I save my companion pass until we're taking a flight together that costs more than $195 each. You can read more about the Delta companion pass benefit here.

While you don't get a companion pass the first year, the 75,000 SkyMiles from the welcome offer more than outweigh the annual fee — that's enough to fly from the US to just about anywhere in Europe round-trip.

The MQMs in the welcome bonus can be a boost for anyone looking to earn or keep Delta Medallion frequent-flyer status. Plus, each year that you spend $25,000 or more on the card, you earn a bonus 10,000 SkyMiles, 10,000 MQMs, and have the Medallion Qualifying Dollar (MQD) requirement for most elite status levels waived.

When you have Medallion status, you can enjoy things like free upgrades to first class or extra-legroom seats whenever you fly, subject to availability.

Best for Delta Medallion frequent flyers: The Delta Reserve® Credit Card from American Express

Welcome offer: 75,000 Delta SkyMiles and 5,000 Medallion Qualification Miles (MQMs) when you spend $5,000 in the first three months. 

The Delta Reserve card has a higher, $450 annual fee, but it has a few additional perks that can make it worthwhile for some frequent flyers. 

Like the Platinum SkyMiles card, it offers a domestic companion pass. However, that pass can be used for first-class tickets, not just economy.

Additionally, the Delta Reserve offers full access to Delta Sky Club airport lounges whenever the cardholder is flying with Delta (the Gold and Platinum SkyMiles cards offer discounts on single-access Sky Club passes).

The Reserve has one other major perk, which can be crucial for travelers who hold Delta Medallion elite status.

Delta Medallion members are eligible for complimentary, space-available upgrades to first class and Delta One on flights within the US and the region, including Mexico and Central America, and extra-legroom seats on international flights.

Upgrades clear in hierarchical order based on a number of factors, including each passenger's Medallion status level, the original fare class they booked, and a few other factors. The first tiebreaker for people with the same Medallion level and fare class: whether they hold the Delta Reserve card. Reserve cardholders will be prioritized over those without it. If there's only one seat left and two members are still tied and both have the Reserve, it continues down the list of tiebreakers.

For travelers who fly a lot and frequently find themselves one or two upgrade-list spots away from getting that first-class seat, holding the Reserve can be extremely valuable. 

$95 annual fee: Click here to learn more about the Gold Delta SkyMiles Credit Card from American Express from Insider Picks' partner: The Points Guy.

$195 annual fee: Click here to learn more about the Platinum Delta SkyMiles Credit Card from American Express from Insider Picks' partner: The Points Guy

$450 annual fee: Click here to learn more about the Delta Reserve Credit Card from American Express from Insider Picks' partner: The Points Guy

SEE ALSO: An often-overlooked hotel credit card with a 120,000-point sign-up bonus can offer a ton of value, even for people who don't travel a lot

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          The best credit card rewards, bonuses, and perks of 2019      Cache   Translate Page      

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. Business Insider may receive a commission from The Points Guy Affiliate Network, but our reporting and recommendations are always independent and objective.

Best Credit Cards

  • Credit cards with good rewards programs and great new member offers make it easier than ever to rack up a lot of points.
  • The best credit card in 2019 remains the Chase Sapphire Reserve, the reigning champ since its release in 2019, because it has a great sign-up bonus and a travel rewards system that makes it easy to collect points.
  • A close second is the American Express® Gold Card, which has a lower annual fee, lucrative dining rewards, and various statement credits to offset its annual fee.
  • Also worth considering: the Delta Platinum SkyMiles® Credit Card from American Express, which is offering its highest-ever public bonus until April 3: 75,000 SkyMiles after you spend $3,000 in the first three months.

Since the 2016 launch of the Sapphire Reserve credit card by J.P. Morgan Chase, rewards credit cards have exploded into a mainstream obsession. 

This was particularly evident among Millennials and Gen X-ers, as they jumped into the once-obscure world of credit card rewards and bonuses, drawn by the lure of high sign-up bonuses, special perks, and the opportunity to use points for free flights, hotel stays, and even first class tickets.

Now, more than two years after the debut of the Sapphire Reserve, what’s the best move for someone seeking to boost their stock of credit card points and frequent flyer miles? Here are some of the top credit cards currently available, based on sign-up bonuses, rewards earned on everyday spending, benefits, and overall value.

But first, a word of warning: Credit cards play a big role in maintaining a healthy credit profile and score. Make sure you’re aware of the impact that opening a new card can have, especially if you’re planning to apply for a mortgage or finance a major purchase anytime soon.

It’s also important to practice financial discipline when targeting credit card rewards — paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay is the best course of action. After all, interest and late charges can cancel out the value you get from your rewards.

Here are the best credit card rewards and sign-up bonuses:

Updated on 03/12/2019 by David Slotnick: Added info on the best credit card rewards.

Read on in the slides below to check out our top picks.

SEE ALSO: The best men's wallets you can buy

DON'T MISS: The best women's wallets you can buy

Chase Sapphire Reserve

Why you'll love it: Chase Sapphire Reserve makes it easy to earn rewards for travel and more with a great sign-up bonus.

Sign-up Bonus: 50,000 points (after spending $4,000 in the first three months)

The huge introductory bonus might have made way for a smaller incentive, but the Chase Sapphire Reserve card is still a great card to keep in your wallet. Earning 3x Ultimate Rewards points per dollar spent on dining and any travel, and 1x point per dollar on everything else, the Sapphire Reserve earns points quickly through your everyday spending, and it comes with a slew of perks. 

While there are a few different ways to use Chase points, there are usually two options to get the best value: Points are worth 1.5¢ each towards travel booked through Chase, but can also be transferred to a number of frequent flyer and hotel loyalty programs — typically, this gets you the most value for your points.

Benefits include access to airport lounges through the Priority Pass network, trip delay coverage, purchase protection, a Global Entry or TSA PreCheck credit, and car rental primary coverage.

However, while the airport lounge access can be great, most Priority Pass lounges are in international terminals, which isn't helpful when you're flying domestically. If you find lounge access crucial, you should consider the Amex Platinum, which offers superior lounge access within the US.

The Sapphire Reserve's annual fee is a hefty $450, but that’s offset by a $300 travel credit each year, good for things like taxis, subway fare, parking, tolls, and flights.

There aren’t many downsides to this card — besides the up front annual fee. Chase has invested heavily in making the Ultimate Rewards program competitive. Booking flights by transferring points to frequent flyer partners is generally more lucrative — that’s usually how people use points to fly in first and business class — but it can be complicated because you have to decipher award charts, find availability, and work around complicated airline rules. 

However, because the Sapphire Reserve allows you to get 1.5¢ for each point, if you use them to book travel through Chase’s online or phone travel agent, there’s a simpler and still-valuable option. 

Pros: Solid sign-up bonus, easy to earn points, points work with frequent flier and hotel loyalty programs, good airport benefits

Cons: High annual fee, Priority Pass lounges are typically in international terminals 

Click here to learn more about the Chase Sapphire Reserve from Insider Picks' partner: The Points Guy.

Read more about the Chase Sapphire Reserve:



American Express Gold Card

Why you'll love it: The American Express Gold Card offers generous rewards on dining and groceries.

Welcome offer: 25,000 points (after spending $2,000 in the first three months). If you apply by January 9, 2019: Get up 20% back at US restaurants within the first three months, up to $100 total.

This fall, American Express refreshed its old Premier Rewards Gold Card, rebranding it simply as the American Express Gold Card. It also totally overhauled the rewards and benefits on the new Gold Card, making it one of the most exciting — and valuable — cards of 2018.

The new Gold Card earns a massive 4x points at US restaurants and on up to $25,000 per year at US supermarkets (and 1x point after that), 3x points on flights booked directly through the airline, 2x points on hotels booked and prepaid through AmEx Travel, and 1x point on everything else.

Based on the fact that you can easily redeem Membership Rewards points for more than 1¢ of value each when you transfer them to frequent flyer partners, that makes this one of the highest-earning available cards for everything food-related.

The Gold Card also offers up to $120 of dining credits per year, broken into chunks of $10 each month. Credits are good for purchases through food delivery services Seamless and GrubHub, and at The Cheesecake Factory, Ruth's Steak House, or participating Shake Shack locations.

Additionally, the card offers a $100 airline fee credit each calendar year, which is good for things like checked bags, on-board food and drinks, seat reservations, seat upgrades, lounge day passes, and more.

The two credits — together worth $220 — are almost enough to offset the card's $250 annual fee even before factoring in the value of the rewards you'll earn.

While it's difficult to assign an exact value to Membership Rewards points, since the value can vary significantly based on how you redeem them, travel website The Points Guy subjectively estimates each point as worth 1.9¢. That makes the welcome bonus worth $575 — $475 for the points, and up to $100 back from restaurants. Keep in mind some people may be targeted for a higher welcome offer.

The new card comes in a chic metal design, and until January 9th, you can request a limited-edition Rose Gold version.

Pros: Fantastic rewards on dining and groceries, statement credits and benefits to offset the annual fee.

Cons: You'll have to pay the $250 annual fee before you get the value back from the credits, smaller sign-up bonus, only 1¢ per point of value unless you transfer points to an airline.

Click here to learn more about the AmEx Gold Card from Insider Picks' partner: The Points Guy.

Read more about the AmEx Gold Card:



Chase Sapphire Preferred

Why you'll love it: Chase Sapphire Preferred has a lower annual fee than the Sapphire Reserve and it's easy to rack up points.

Sign-up Bonus: 50,000 points (after spending $4,000 in the first three months)

The Reserve’s older sibling, the Sapphire Preferred offers a number of similar features and an identical sign-up bonus for a lower annual fee. The card earns 2x Ultimate Rewards points instead of the Reserve’s 3 x points on dining and travel, and 1x point on everything else.

Points are worth a lower 1.25¢ on travel booked through Chase, but can still be transferred to frequent flyer and hotel loyalty programs. There’s no annual travel credit, but there’s still car rental primary coverage, as well as slightly less-generous trip delay coverage and purchase protection. The annual fee is a more manageable $95, which is waived the first year.

While the Sapphire Preferred was the all-around best card for a long time, the Sapphire Reserve has made it a harder choice. Although the Preferred has a lower annual fee, it earns fewer points on bonus spending categories than the Reserve, and the value of the points on travel booked through Chase is less. The no-hassle travel credit on the Sapphire Reserve makes the annual fee on that card effectively $150 (accounting for the $300 you get back through the credit), so — depending on your spending habits — it can be worth paying more up front for the Sapphire Reserve

Pros: Good sign-up bonus, transferable points, travel perks, lower annual fee than the Sapphire Reserve card (and it's waived the first year)

Cons: Lower point value when purchasing travel through Chase, no annual travel credit, earns points more slowly than the Sapphire Reserve

Click here to learn more about the Chase Sapphire Preferred from Insider Picks' partner: The Points Guy.

Read more about the Chase Sapphire Preferred:



See the rest of the story at Business Insider
          A string of bad choices after I got married led to the best financial decision I've ever made for my family      Cache   Translate Page      

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, but our reporting and recommendations are always independent and objective.

parent mom child summer

  • In 2009, Holly Johnson and her husband were about $50,000 in debt — and they were tired of it.
  • They used the debt snowball method to eliminate their smaller bills first and “snowball” larger and larger payments toward their remaining debts over time.
  • They also started zero-sum budgeting, which gives each dollar earned a job. 
  • Now, they're completely debt-free and on a path to retire early, and their freedom is more precious than anything money can buy.

When I met my husband in 2004, he had some hand-me-down furniture, a closet full of clothes, and $2,000 in credit card debt. But we married shortly after anyway because, well, I married for love. And I didn’t really care much about money anyway; when I uttered the words “for rich or for poor,” I absolutely meant it.

Fast forward a few years and we weren’t making the world’s best financial decisions. We took out big car loans and over $20,000 in student loans, and we frequently spent all the money from our paychecks and more.

By the time we had our first daughter in 2009, we had around $50,000 in debt. It wasn’t necessarily egregious debt since it was mostly car loans and student loans, but it sure sounded like a lot to me.

Need help with student loans? Our partner SoFi gives you fast access to tools to save money on student loans. Learn more »

There’s something about becoming a parent that makes even “normal” problems seem like a real emergency. One look into my daughter’s eyes told me I didn’t want to live a paycheck-to-paycheck existence. I wanted to take her on family vacations, to afford her every opportunity — and to help her reach her dreams.

That’s hard to do when you’re spending 20% of your take-home pay on car payments, which we were doing at the time. I knew something had to change, so my husband and I sat down with our bills and banking statements to figure out our next steps.

How we used budgeting to create a debt-free lifestyle

It’s pretty shocking the first time you sit down with your bills, your bank statements, and your pay stubs to see exactly where your money is going each month. When my husband and I looked at our credit card bills and tallied up our spending in regular categories, we were shocked to find out we were wasting $1,000 per month or more on food, $1,000 per month on car payments and insurance, and way more than we realized on entertainment, clothing, and random “stuff.” Considering we were forking over almost half of our take-home pay for food and cars, it’s no wonder we weren’t saving money each month!

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While the process was shocking and painful, learning this information was an essential part of our journey. You can’t change what you don’t acknowledge, after all, and we needed to admit our spending was out of whack.

Once we realized where we had gone off track, my husband and I figured it made sense to “spend” every dollar we earned on paper, including towards debts and savings. We later learned this budgeting method is referred to as “zero-sum budgeting” because the end goal each month is getting your bank account down to zero.

Keep track of exactly where your money is going with our partner Personal Capital. Learn more »

Our new zero-sum budget took our regular, consistent income into account, making room for regular bills and estimating expenses in categories that fluctuate like food and transportation. We also made some adjustments — some big cuts — in areas where we had some control. We decided to limit food spending to $500 per month, for example, which meant no dining out. We also went on a spending freeze altogether so we could allocate our extra money toward debt repayment.

We opted to use the debt snowball method to attack our debts — a strategy that asks you to allocate your extra funds toward your smallest debts first while paying the minimums on others. For us, this meant getting rid of our small credit card balances within a few months so we could focus on the bigger loans — namely car loans and student loans.

The benefits of a debt-free lifestyle

Because we earned a decent income at the time, it didn’t take us long to make serious headway toward our car loans. We started by paying off the smallest loan first — an $8,000 car loan on my 2007 Dodge Caravan. From there, we focused on paying off the last $12,000 in loans on my husband’s 2009 Toyota Prius. By the time our car loans were done, we were earning a lot more and demolishing our student loans at rapid pace.

By the time we paid off our final student loans, we hadn’t dined out more than three or four times in the previous two years. We didn’t have cable television, and we were shopping for clothing and thrift stores.

Save money on bills with our partner Trim, which helps negotiate down your monthly costs through a simple app. Learn more »

But you know what? We were probably the happiest we had ever been. We were spending more time at home with our kids and with each other, and we were no longer stressed about money or bills.

We also had a sense of purpose, especially since we had been dreaming a lot about our debt-free future. My husband and I saved saving several hundred dollars per month while we paid down debt, so we had quite the little nest egg for security.

There’s something really amazing about living a debt-free lifestyle, and it didn’t take us long to figure out what it was. There’s so much freedom! When you don’t have any bills to pay each month and you’re saving a large percentage of your income, there’s nothing you can’t accomplish. You can dream about things you never could before — things like family vacations and paying for your children’s college education. But, more than that — you can actually follow through on those dreams and hatch a plan to make them come true.

Living the debt-free dream

While we were thrilled to become debt-free many years ago, that wasn’t the only financial goal my husband and I wanted to accomplish. With more money at our disposal every month, we wanted to max out our retirement accounts every year and pay off our home extremely early.

Fortunately, these dreams have come true for us. We started maxing out our retirement accounts several years ago, but we also paid off our primary residence in early 2018. For the first time in our lives, we are 100% free of debt and beholden to no one. All we have to pay for each month are taxes, insurance, and basic living expenses.  

But, we’re still the same people we were before — even though we’re earning more now and don’t have many bills. My husband still drives the same 2009 Toyota Prius, and we even share it because we both work at home. We still don’t have cable television and we still dine out infrequently because it’s so darn expensive.

Read More: A woman who retired at 38 says most people probably can't do it

The biggest difference in our life is the fact that we save significantly more than we spend every month, and we’re on the path toward a very early retirement. With no money stress to speak of, we’re also much happier and more present parents than we dreamed we could be.

Marrying my husband was probably the best thing I ever did with my life, and having children is a very close second. But choosing a debt-free lifestyle is without a doubt the third most important thing I’ve ever done — both for myself and for my family.

New cars, restaurant meals, and home upgrades are always nice, but a debt-free lifestyle is the best gift money can buy. I don’t have a new car or a lot of nice things, but I have one thing I would never trade away — the freedom to live life on my own terms.

SEE ALSO: The 'debt snowball' and 'debt avalanche' might sound gimmicky, but they're both highly effective strategies to get out of credit card debt

Join the conversation about this story »

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          Having a Delta credit card gets you a free checked bag every time you fly the airline — here's how to use the perk      Cache   Translate Page      

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52684534_2419660888053079_7685507066072399872_o

One of the perks that comes with Delta's three main credit cards — the Gold Delta SkyMiles, Platinum Delta SkyMiles, and Delta Reserve cards — is a free checked bag for the cardholder and up to eight travel companions on the same reservation.

For travelers who tend to check bags, the savings can add up quickly. Delta charges $30 each way for a checked bag on a domestic flight. For a family of four taking a long vacation, just having the credit card can help save $240 — $30 each bag, each way would mean a total of $240 for the whole family. 

Using the benefit is easy.

When you apply for the Delta AmEx card, you're prompted to enter your Delta SkyMiles number. From that point on, as long as the card is open, the benefits are tied to your SkyMiles account.

Just make sure that you're logged in to your Delta account when booking tickets — or, if you're booking through a third-party portal like Expedia, just enter your Delta number during the booking process. If you go to add a bag when checking in for your flight, you'll see a cost of $0.00. The same will apply for anyone else on the same reservation with you.

The key is making sure that you're on the same reservation. If you book separately, your travel companions won't have access to free checked bags unless they have their own Delta credit card (or hold elite Medallion status). 

Learn more: 9 lucrative credit-card deals new cardholders can get this month — including up to 75,000 Delta SkyMiles

If you're thinking about getting a Delta credit card, now is the perfect time. All three cards are offering limited-time welcome bonuses that match the highest ever publicly offered. 

The Gold Delta SkyMiles card offers 60,000 Delta SkyMiles when you spend $2,000 in the first three months. The Platinum version is offering 75,000 SkyMiles and 5,000 Medallion Qualification Miles when you spend $3,000 in the first three months. Delta's premium card, the Delta Reserve, also offers 75,000 miles and 5,000 Medallion Qualification Miles, although you'll need to spend $5,000 in three months.

$95 annual fee: Click here to learn more about the Gold Delta SkyMiles card from Business Insider's partner: The Points Guy.

$195 annual fee: Click here to learn more about the Platinum Delta SkyMiles card from Business Insider's partner: The Points Guy.

$450 annual fee: Click here to learn more about the Delta Reserve card from Business Insider's partner: The Points Guy.

SEE ALSO: The best credit card rewards, bonuses, and perks of 2019

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          Nyandeni Municipality: Finance Internship 2019 in Eastern Cape      Cache   Translate Page      
Nyandeni Local Municipality invites applicants to apply for Internships Programme for financial year 2019 in Eeastern Cape. The duration of this Internships programme is 24 months. Successful candidates will receieve a stipend of R92 000 per annum during their placement. Internship Application Closing Date : 22 March 2019 @ 16:00 […]
          FN001 - Finance Associate (Tax Clerk) - City of North Battleford - North Battleford, SK      Cache   Translate Page      
Maintaining mortgage records and request.  Deal with mortgage companies including:. Property tax duties. January, 30th 2019.... $22.26 an hour
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          The Global Economy Is A Time Bomb Waiting To Explode      Cache   Translate Page      

Authored by Marshall Auerback via TruthDig.com,

In the aftermath of the greatest financial calamity since the Great Depression, then–chief of staff for the Obama administration Rahm Emanuel made the call for aggressive action to prevent a recurrence of the meltdown of 2008.

Although the U.S. government’s system of checks and balances typically produces incremental reform, Emanuel suggested that during times of financial upheaval, the traditional levers of powers are often scrambled, thereby creating unique conditions whereby legislators could be pushed in the direction of more radical reform. That’s why he suggested that we should never let a crisis go to waste. Ironically, that might be the only pearl of wisdom we ever got from the soon-to-be ex-mayor of Chicago, one of those figures who otherwise embodied the worst Wall Street-centric instincts of the Democratic Party. But give Rahm props for this one useful insight.

But we did let the crisis of 2008 go to waste. Rather than reconstructing a new foundation out of the wreckage, we simply restored the status quo ante, and left the world’s elite financial engineers with a relatively free hand to create a wide range of new destructive financial instruments.

To cite some examples, consider the case of the UK, where England’s local councils have taken on significant risk via structural financial products known as “LOBO loans” (lender option borrower option). Financial blogger Rob Carver explains how they work:

“[Let’s] say I offer to lend you £40 and charge you 3% interest for 5 years. Some other guy comes along and offers you the same deal; but the twist is he will have the option to ask for his money back whenever he likes.

“You wouldn’t borrow money from him because it’s clearly a worse deal. …

“Suppose he sticks to his guns but as a concession he will lend you the money at only 2.9% interest. Would you take that? What about 2.5%? 2%?”

What Carver is describing here is the so-called “teaser”: a seductively low starting interest rate that is sufficiently attractive to induce the buyer to take on the LOBO in the first place. It’s designed to entice someone away from fixed interest rate borrowing (which at least has the virtue of being constant and therefore more readily predictable). The seductive quality of the teaser is that one’s borrowing costs might appear “cheaper” than the higher initial fixed-rate costs offered by the Public Works Loan Board (PWLB), a wing of the government. But the troubles become more apparent with the passage of time.

What happens if and when rates unexpectedly move up? In general, as Carver notes, having to suddenly repay your loan when interest rates have risen to 4 percent is the worst possible time for you. It’s akin to taking away the umbrella the minute it starts to pour. Worse, the authority is likely locked into a contract that typically has a lifespan of 40-70 years. (And who can forecast with any degree of certainty the trend of interest rates over that sort of time span? It makes the whole notion of buying an instrument on that premise to be speculative in the extreme.) Banks have the option of raising rates at their discretion, and although the councils are able to opt out of their contract, they will pay huge penalties if they seek to renegotiate or exercise that option to opt out.

So there’s a huge negotiating imbalance built into the contract, and the likely upshot is that the local council ends up paying more in interest charges over the course of the loan. How much more? According to an activist group, #NoLOBOs (created to help housing authorities combat the impact of these instruments), “a substantial number of housing councils are facing 7-9 % interest rates, which is more than twice the current rate of lending at the PWLB.” And in many instances, the municipalities have been burdened with these higher borrowing costs at a time when additional funding from the national government has been cut back, so they are confronted with a double whammy on both sides of the balance sheet.

What was initially sold as a means to manage risk, then, ultimately metamorphoses into a recipe for financial fragility, especially when it occurs at the municipal level with institutions that don’t have the capacity to create new currency (as a federal authority can do). The “teaser” becomes a poison pill. This means a local authority (or level of government that is a user, rather than issuer, of currency) can go bust.

To give some sense of the magnitude of the market, the Independent notes:

“There is around £18bn worth of private sector loans on councils’ books, according to figures from the Department for Communities and Local Government. … [A]round £15bn of these are Lobos.

“Annual sales to local authorities regularly topped £1bn in the run-up to the financial crisis and peaked at £1.5bn in 2007, before crashing to £600m a year later and then dwindling to nothing in 2012.”

Their revival since 2012 has resulted in hundreds of millions of pounds being skimmed from struggling town hall budgets, which were hit by the double whammy of these toxic instruments, along with austerity-imposed cutbacks from the national government. One particularly egregious example was the cash-strapped town of Newham, which had £398m of exposure to LOBOs back in 2014. Faced as well with cutbacks from the national Tory government, the local council was forced to remove financial support from a homeless hostel, “leading to the eviction of a group of single mothers to save £41,000,” reported British publication Private Eye.

Needless to say, banks and brokers have profited handsomely from the whole exercise, pocketing hundreds of millions of pounds in profits.

Here’s another disaster waiting to happen: Globally, financial markets today are seeing a rebirth of “collateralized loan obligations” (CLOs), instruments broadly similar to the “collateralized debt obligations” (CDOs), which helped to blow up the financial system in 2008. CDOs were asset-backed instruments, a “blended” security comprised of risky mortgage-backed bonds and much of the rest from theoretically safer tranches. The theory underlying them was that the lower the investment quality, the higher the compensating yield, but in reality most turned out to be toxic junk. What distinguishes CLOs from their CDO “cousin” is that instead of repackaging mortgages, subprime and otherwise, CLOs repackage corporate loans, and consumer credit, such as car loans.

Unfortunately, in yet another instance of lessons unlearned from 2008, the collateralized loan obligations, like the CDOs, have virtually non-existent investor protection, “with over 70 percent lacking any covenants that would allow monitoring of financial condition and early intervention to manage problem borrowers. This exacerbates the risk of higher losses,” argues Satyajit Das, a former banker who first identified the risks to financial stability posed by these kinds of instruments back in 2008. In fact, Das elaborates, “relative to mortgages, [CLOs] typically are made up of fewer and larger loans, which increases concentration risk. Leveraged loans are highly sensitive to economic conditions and defaults may be correlated, with many loans experiencing problems simultaneously.” Which intuitively makes total sense: during a slowdown, virtually all economic activity slows down, whether that be housing, car sales, or consumer borrowing. Diversification of risk is therefore more apparent than real.

In an environment of prevailing low interest rates (and, hence, lower yields from conventional instruments), debt investors have been told (again) that they can enhance their portfolio returns, through these higher-yielding CLOs, while mitigating risk simply by diversifying. In theory, the risk is dispersed, but in practice, as Das has pointed out, if you’re simply diversifying different kinds of financial excrement, the end result is more likely to be insolvency for the whole instrument. A common theme is that in spite of the disastrous performance of these instruments during the market crash, many of the underlying loans today still lack standard provisions to protect lenders, such as reporting and requirements to maintain certain income and asset levels. Consequently, more toxic junk is being passed around the system like a hot potato. Last one holding the potato loses.

Given the scale of issuance, all major financial institutions are likely to be left holding these bags. CLOs, notes Das, have been growing at a rate of around $100bn a year for the past decade, and total levels outstanding now approach the size that existed in the CDO market by the time of the 2008 crisis. As the cycle has matured, the quality of the assets of the loans has diminished, and the borrowers have become increasingly leveraged.

This follows a classic pattern of a typical borrowing cycle, as credit structures move from relatively stable “hedge financing” (where the underlying units can meet payment commitments out of income flow) to “Ponzi” finance (borrowing simply to pay interest on the interest), a process originally outlined by the economist Hyman Minsky. Based on the relatively benign conditions of the recent past, both borrowers and lenders are lulled into a false sense of security and increase their respective risk profiles accordingly. Minsky was by no means the only economist whose work has become associated with manias, panic and crash. He built his analysis on the shoulders of analysts of the Great Depression, such as Irving Fisher, John Maynard Keynes, and John Kenneth Galbraith. But what distinguishes Minsky’s scholarship is that he focused it on the “upward” source of the financial instability, as opposed to its disastrous denouement. In relation to today’s CLO market, the parallel is that the decade-long period of stability in the aftermath of 2008 (in reality, faux stability achieved through the injection of trillions of dollars in public sector bailouts) has again given the users a stream of data providing the illusion that leverage is safe.

Rather than respond to each financial meltdown by seeking to curb the activities that led to the crisis in the first place, the sheer ongoing dominance of our financial sector has ensured that policy has merely worked to bail out the big players, and do everything to keep the rigged casino of the economy in their favor. Thus, financial institutions continue to concoct increasingly esoteric and opaque financial instruments that they market to less financially sophisticated counterparties.

Let’s roll back the tape to a few financial crises ago, from the early 1990s. At that time, Bob Citron, the Orange County treasurer, bankrupted his county via leveraged investments he made in structured notes (i.e., customized notes designed to fit the investment wishes and opinions of particular institutional buyers). If you tailor an exotic instrument to fit your investment outlook, you’d better know what you’re doing and appreciate the downside risks. Customization entails a level of financial expertise that Citron later conceded he did not fully possess. He was a sitting duck in a sea of sharks (to mix metaphors). Citron made a bet on the direction of interest rates (he bet they would stay low, which was wrong). As a result of his miscalculation, by 1994 Orange County’s investment portfolio began hemorrhaging hundreds of millions of dollars, ultimately going broke. Without conceding any liability, ultimately Merrill Lynch paid out $400m in penalties to settle the case.

That was an early warning signal, which unfortunately remained unheeded, as it was followed in quick succession by the Asian financial crisis in 1997, the bankruptcy of Long-Term Capital Management and the concomitant Russian debt default in 1998, the dot.com bust, and finally the complete seizure of the global financial system by 2008. Each time, a common foolhardy notion was the idea that higher levels of reward could be achieved without any corresponding increase in risk. All of this occurred against a backdrop of deregulation, minimal transparency and inadequate market supervision.

If you thought the near-breakdown of the global economy in 2008 was enough to make global policymakers and regulators rethink their persistent accommodation of financial innovation and deregulation, think again. Regulators have continued to accommodate this complexity, rather than minimizing it. Complex financial systems beget yet more complex (and ultimately ineffective) regulation. It is better to simplify the system in order to improve the quality of the regulation and the ease of oversight (which the complexity is designed to avoid).

Unfortunately, that’s not what our policymakers have done. Instead of redesigning the system, the monetary authorities have simply inserted themselves in the chain of intermediation that included an ever-evolving variety of books of business without actually considering whether there were too many weak links in the credit chain in the first place. Rather than shorten or redesign the economy’s credit structures, and curb the risks accordingly, central banks instead have simply acted as the ultimate guarantors in a supply chain from money-like instruments to longer-term and riskier credit. Absent any kind of sanction for undertaking more systemically dangerous activities, our policymakers have therefore made the same mistakes that were made in the early 2000s: they are establishing perverse ongoing incentives that increase risk, punishing the timid (prudent?) with low returns. It’s a classic illustration of Gresham’s Law, whereby bad money drives out good.

So here we go again. No less a figure than Claudio Borio, the chief economist of the Bank for International Settlements central, who warned of the dangers of a synchronized housing bubble well before the 2008 crisis, is again sounding the alarm about a recurrence. The crash gave us a chance to downsize finance and restrict its ability to wreak comparable havoc on the economy going forward. Instead, we let the crisis go to waste, which almost certainly means a nasty sequel to 2008 facing us in the near future.

This article was produced by Economy for All, a project of the Independent Media Institute.


          Ocasio-Cortez: Wells Fargo 'Involved' In Caging Children; Thinks Banks Should Assume Borrowers' Liabilities      Cache   Translate Page      

Rep. Alexandria Ocasio-Cortez (D-NY) suggested that Wells Fargo was "involved" in the caging of migrant children because the bank used to finance private prison companies CoreCivic and Geo Group. 

"Mr. Sloan, why was the bank involved in the caging of children and financing the caging of children to begin with?" the freshman House Democrat and economics major asked Wells Fargo CEO Timothy Sloan. 

"Uh, I don’t know how to answer that question because we weren’t," Sloan replied. 

"Uh, so in finance — you, you were financing and involved in financing of debt of CoreCivic and Geo Group, correct?" she shot back. 

To which Sloan replied: "For a period of time, we were involved in financing one of the firms — we’re not anymore and the other. I’m not familiar with the specific assertion that you’re making, but we weren’t directly involved in that."

"OK, so these companies run private detention facilities run by ICE, which is involved in caging children, but I’ll move on," AOC retorted. 

Of note, Wells Fargo was prominently featured in a November 2016 report along with nine other banks for lending CoreCivic and GEO Group $444 million and $450 million respectively during the Obama administration - the same period of time during which a a photo of caged children misattributed to the Trump administration was taken. 

Wells Fargo and other banks have decided to reevaluate their lending activities to private prisons amid controversy over the Trump administration's immigration policies. 

Ultimate liability

AOC then shifted gears, asking Sloan if Wells Fargo should be involved in paying for environmental cleanup if a bank-financed oil project such as the Dakota Pipeline were to leak

"So hypothetically, if there was a leak from the Dakota Access Pipeline, why shouldn’t Wells Fargo pay for the cleanup of it, since it paid for the construction of the pipeline itself?" asked AOC - suggesting that the pipeline is "widely seen to be environmentally unstable." 

Sloan looked a bit puzzled, replying: "Again the reason we were one of the 17 or 19 banks that financed that is because our team reviewed the environmental impact and we concluded that it was a risk that we were willing to take." 

The responses to AOC's line of questioning have been entertaining to say the least.  


          Urban Finance Specialist - Pantheon Infracon - Saharanpur, Uttar Pradesh      Cache   Translate Page      
Experience of municipal finance analysis, municipal budgeting and accounting and financial projections. Saharanpur, Uttar Pradesh....
From Pantheon Infracon - Wed, 30 Jan 2019 08:44:32 GMT - View all Saharanpur, Uttar Pradesh jobs
          Wakemans killed by alleged drunk driver      Cache   Translate Page      

Joanne and Seth Wakeman, former homeowners on South Road in Chilmark, were hit and killed by an alleged drunk driver Saturday evening while crossing a Mystic, Conn., street, the Day and the Westerly Sun reported. “Seth was an active member of our finance committee,” Chilmark town administrator Tim Carroll told The Times. “We looked forward […]

The post Wakemans killed by alleged drunk driver appeared first on The Martha's Vineyard Times.


          Supervisor, Finance Services - Nutrien - Saskatoon, SK      Cache   Translate Page      
Plays a vital role in shaping and supporting projects relevant to accounts payable (AP) and accounts receivable (AR) functions....
From Nutrien - Wed, 23 Jan 2019 23:49:41 GMT - View all Saskatoon, SK jobs
          RULE RECRUITMENT: Finance Recruitment Consultant       Cache   Translate Page      
£23k basic + uncapped commission : RULE RECRUITMENT: You will be delivering permanent and interim briefs across three sectors: Industry & Commerce, Finance Services and Not-for-Profit. City of London
          U.S. Congress invites pharmacy benefit managers to third drug pricing hearing      Cache   Translate Page      
The U.S. Senate Finance Committee has invited executives from five pharmacy benefit managers to testify on April 3 on the rising costs of prescription medicines, in Congress's latest effort to question industry officials directly over an issue voters consistently cite as a top concern.

          DURO GOLPE AL CARTEL DE MADURO: Departamento del Tesoro de Estados Unidos sancionó al Banco ruso venezolano Evrofinance Mosnarbank      Cache   Translate Page      
La Oficina de Control de Activos Extranjeros (OFAC) del Departamento del Tesoro de Estados Unidos sancionó a Evrofinance Mosnarbank, un banco con sede en Moscú que es propiedad conjunta de empresas estatales rusas y venezolanas. Las autoridades estadounidenses dijeron en una nota de prensa que “la acción se dirige a una institución financiera extranjera que… [más]

          Assistant Manager - LaRosa's - Township of Liberty, OH      Cache   Translate Page      
Able to make change and process different types of payment. Additional college classes in management, accounting, and finance preferred....
From LaRosa's - Mon, 26 Nov 2018 10:58:06 GMT - View all Township of Liberty, OH jobs
          Financial Office Manager - ACPI Systems, Inc. - Hamilton, OH      Cache   Translate Page      
Knowledge of cost accounting, general accounting and financial planning &amp; analysis. Bachelor’s degree in Accounting, Finance or related field....
From Indeed - Thu, 07 Mar 2019 15:07:29 GMT - View all Hamilton, OH jobs
          Finance Manager & Research & Outreach Network Team Lead Position - Rosemount Research and Outreach Center - University of Minnesota - Job, WV      Cache   Translate Page      
Maintain MS Access custom database used for RROC crop scale entry, monthly commodity inventory reports and fuel use/delivery records....
From University of Minnesota - Wed, 06 Feb 2019 23:53:36 GMT - View all Job, WV jobs
          U.S. Congress invites pharmacy benefit managers to third drug pricing hearing      Cache   Translate Page      
The U.S. Senate Finance Committee has invited executives from five pharmacy benefit managers to testify on April 3 on the rising costs of prescription medicines, in Congress's latest effort to question industry officials directly over an issue voters consistently cite as a top concern.

          SME Threat Finance - QUICK SERVICES LLC - Fayetteville, NC      Cache   Translate Page      
Quick Services is an integrity-based small business, built upon a conservative culture of legal, moral and ethical principles....
From Quick Services LLC - Fri, 28 Dec 2018 12:41:46 GMT - View all Fayetteville, NC jobs
          Garrett McCarroll Knowles Limited t/a gmk Legal: Banking & Finance 2+ US Firm London       Cache   Translate Page      
Negotiable: Garrett McCarroll Knowles Limited t/a gmk Legal: Banking & Finance - US Firm London - 2+ pqe England, London, City of London
          莱特希泽称美中贸易谈判成败未定      Cache   Translate Page      

詹姆斯•波利提华盛顿报道

美国总统唐纳德•特朗普(Donald Trump)的贸易主管警告,旨在结束美中关税战的谈判有失败的风险,称在达成协议之前仍需要解决“十分重大的问题”,而他无法“在眼下预测成功”。

美国贸易代表罗伯特•莱特希泽(Robert Lighthizer)周二向参议院财政委员会(Senate Finance Committee)表示,与北京方面的谈判已在加紧进行,并且很可能已进入“最后几...

          Deficit budget tabled in Meghalaya Assembly      Cache   Translate Page      
SHILLONG, March 12 - Chief Minister Conrad Sangma, who also holds the Finance portfolio, presented a deficit budget of Rs 1,323 crore in the Assembly today for the fiscal year 2019-20, which is about 3.65 per cent of the Gross State Domestic Product (GSDP).
          Business Controller - Finance vacature - Veenendaal      Cache   Translate Page      
Wim, Recruiter Finance bij Strictly People: “_Ik zoek een Senior Project Controller of een Junior Business Controller die een stap wil maken naar deze rol van ... €4.000 - €5.250 per maand
Van Indeed - Tue, 12 Mar 2019 13:43:55 GMT - Toon alle vacatures in Veenendaal
          Council Could Vote This Week On OTR Parking Changes; Liberty Street Plan      Cache   Translate Page      
Some of the 500 spaces in the Over-the-Rhine residential parking program could soon become flex spaces during the daytime. The Budget and Finance Committee Monday narrowly approved an ordinance that would make 200 of those spaces available to patrons and workers in the neighborhood from 9 a.m. to 5 p.m.
          Mulberry Farming & H&H Group to offer New Financial Service      Cache   Translate Page      
A collaborative initiative, H&H Farm Finance in Association with Mulberry Farming.
          Re: Theater Review: Salt Lake Acting Company's "A Funny Thing Happened ..."      Cache   Translate Page      
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          U.S. Congress invites pharmacy benefit managers to third drug pricing hearing      Cache   Translate Page      
The U.S. Senate Finance Committee has invited executives from five pharmacy benefit managers to testify on April 3 on the rising costs of prescription medicines, in Congress's latest effort to question industry officials directly over an issue voters consistently cite as a top concern.

          Finance Associate Position at NCR Corporation      Cache   Translate Page      
Finance Associate Position at NCR Corporation NCR Corporation (NYSE: NCR) is the global leader in consumer transaction technologies, turning everyday interactions with businesses into exceptional...

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          The Watchtower 3/11/19 for ProTraders – Plan Your Specs      Cache   Translate Page      
By: Travis Allen@wizardbumpin Don’t miss this week’s installment of the MTG Fast Finance podcast, an on-topic, no-nonsense tour through the week’s most important changes in the Magic economy. Two pieces of information are currently the catalysts of heavy market activity right now; the knowledge that War of the Spark is going to be heavily planeswalker … Continue reading The Watchtower 3/11/19 for ProTraders – Plan Your Specs
          How Rent Control Harms Those It Hopes To Help      Cache   Translate Page      

Authored by Hal Snarr via The Mises Institute,

The State of Oregon is on the precipice of “solving” its housing shortage with state-wide rent control . It would be the first state to do so. The policy is being sold as a way to make housing more affordable in a state where three of its cities, Eugene, Portland, and Salem, are ranked among the forty most expensive housing markets on the planet.

To understand how Oregon’s housing solution will harm those it hopes to help, consider the rental market modeled below. The State is not interfering in the voluntary transactions between landlords and tenants. Supply and demand efficiently allocate 100 rental units at $1500 per month.

The red line represents the demand for rentals. The height of point 1 gives the rent the richest renter is willing to pay ($2500). The height of point 2 gives the rent the poorest renter is willing to pay (under $500). The height of the equilibrium (black point) gives the rent a person of average income is willing to pay ($1500).

The blue line represents the supply of rentals. Since some landlords have mortgages and some do not, some units are in large complexes and some are single units, and some complexes have lots of amenities and some have few, this line represents a queue that sorts rentals from least to most expensive to finance and maintain. The rental at point 1 costs its landlord $500 to maintain and finance, while the unit at point 2 costs its landlord over $2500 to finance and maintain.

Regarding the first rental, its landlord and tenant both benefit from the transaction. The tenant thinks he got the better end of the deal because he is willing to pay $2500 but only pays $1500. The landlord thinks she got the better end of the deal because she is was willing to accept $500 but gets paid $1500. Both sign the lease because both parties are winners in trade.

All 100 rented units represent win-win transactions. The tenants were willing to pay rents in decreasing order from $2500 to $1500 but each only pays $1500 per month. Relative to the landlords, they all feel like they got the better end of these deals. The pink triangle measures this great feeling. On the other hand, landlords collect $1500 from each tenant but were willing to accept rents in increasing order from $500 to $1500. Relative to their tenants, they feel like they got the better end of these deals. The blue triangle measures this great feeling. Thus, all parties in these trades are winners.

Some renters have been priced out of the market. They populate the faded section of demand. During high school, I was one of them. I wanted to fly the coop but could not afford to do so. Others included in this group are perhaps older workers with low job skills or singles just out of college and looking for first jobs. These folks, if subletting is illegal, find apartments in nearby low-rent markets. Their exit from this market is why the lower section of demand is faded.

Housing laws can adversely impact rents and apartments. An Oregon zoning law shrinks the areas where apartment complexes can be constructed. This decreases supply, raises rents, and reduces the number of available units. NYC restricts subletting. That reduces supply and raises rents. Since renters would have had a room in the absence of subletting restrictions, the restrictions result in higher demand as more people search for rooms. That pushes rents up too. In the absence of all restrictions, markets will find creative ways to solve housing shortages. For example, prior to zoning laws, early Americans turned their homes into boarding houses or residential hotels, which are not unlike the no-frills rooms listed on Airbnb.

When rents get too high, rent control becomes popular among politicians who are either wanting to do the right thing or are shopping for votes. The figure below shows what happens when government sets rental rates (the green line). At the imposed rent, the people who populate the demand line between points 3 and 4 reenter this market to look for apartments. This is why that section of demand is no longer faded. Since the financing and maintenance expenses of the rental units on supply between the blue point and point 3 exceeds the legislated rent, the landlords take these units off the market (e.g., they get listed on Airbnb instead). Thus, the rent ceiling reduces the number of units to 50 but increases the number of people in the market to 150. If subletting is illegal, unsuccessful apartment seekers live in cars or on streets as they wait for tenants to vacate.

Recall that demand represents a queue with the richest renter on the left and the poorest on the right. With the rich owning homes, the upper middle class populates the line between points 1 and 2, the lower middle class populates the line between 2 and 3, and the poor populates the line between 3 and 4. Since the upper middle class are willing and able to pay more than the lower middle and poor classes, they have the most impressive applications or can afford the largest bribes. Thus, the renters with the 50 highest incomes get the 50 apartments that are offered in the market. Those in the lower middle class, who had apartments prior to rent control, are now without homes. The poor were not homeless prior to rent control, as they had low-rent units in nearby neighborhoods. But now they are homeless.

Though rent control is sold as a policy that is intended to help the poor, it induced homelessness among the poor and lower middle classes. It also increased the spoils of trade accruing to renters with the highest incomes. Their spoils increased from what it was prior to rent control (the light pink area) to what is after rent control (the light and dark pink areas).

The consequences of rent control are well understood by economists, from one end of the political spectrum to the other. Given this rare consensus in economics, it is surprising that states like Oregon are on the verge of voluntarily wrecking their housing markets.


          Admin Clerk - BUCO - Blackheath, Western Cape 7580      Cache   Translate Page      
All general admin duties including faxing, filing, sorting, capturing as required by Admin Supervisor. Store - Finance /Credit / Admin....
From BUCO - Fri, 08 Mar 2019 13:59:39 GMT - View all Blackheath, Western Cape 7580 jobs
          Property Finance Consultant - SA Home Loans - Gauteng, Gauteng      Cache   Translate Page      
File packaged for Branch Admin. Using outstanding product knowledge, present the features and benefits of a product package to the potential client in such a...
From Indeed - Tue, 12 Mar 2019 11:48:57 GMT - View all Gauteng, Gauteng jobs
          Post-Doctoral Fellow II / III, Agricultural Finance and Livestock Economics - Utah State University - Logan, UT      Cache   Translate Page      
Consumer preferences for meat and rangeland management issues. Post-Doctoral Fellow II / III, Agricultural Finance and Livestock Economics (JEL Codes Q14, Q13)....
From Utah State University - Sat, 23 Feb 2019 05:06:50 GMT - View all Logan, UT jobs
          Physical Therapist / Ownership - US Healthcare Partners - Cody, WY      Cache   Translate Page      
Physical Therapist / Ownership Cody, WY About the company: US Healthcare Partners (USHP) was founded by 3 professionals (2 PTs and a finance professional)...
From US Healthcare Partners - Sat, 02 Mar 2019 03:03:54 GMT - View all Cody, WY jobs
          2019 Finance Journalists Survey: What it Means for Comms Pros      Cache   Translate Page      

In the 2018 Annual Journalist Survey, journalists were asked about pitching and social media trends along with the state of the industry. Greg Galant connected with finance journalists to get their perspective on what’s to come in

The post 2019 Finance Journalists Survey: What it Means for Comms Pros appeared first on Spin Sucks.

      

          Australian cardinal, a former finance minister to Pope Francis, sentenced to six years for child sex abuse      Cache   Translate Page      
MELBOURNE, Australia - The most senior Catholic to be convicted of child sex abuse was sentenced in an Australian court on Wednesday...
          Securities and Exchange Commission agrees to settlement with Oyster Bay Municipality which Avoids Fines on case alleging financial fraud      Cache   Translate Page      
The New York town of Oyster Bay has been granted a settlement by the Securities and Exchange Commission (SEC) that will allow for no fines relating to a 2017 SEC lawsuit involving alleged financial fraud. This agreement is contingent on the assurance that the town hire a municipal finance consultant to review bond disclosures for […]
          Mott MacDonald Jobs 2019      Cache   Translate Page      
Reporting to the Regional Project manager, and working closely with the UK Finance manager, the Regional Finance officer will be responsible for financial aspects of the Fleming Fund Grants Programme.....
          Faculty of Business and IT - Sessional Lecturer - BUSI 2402U: Finance II - Spring 2019 - University of Ontario Institute of Technology - Oshawa, ON      Cache   Translate Page      
Reporting to Dean of the Faculty of Business and IT, the Sessional Lecturer provides instruction to graduate and/or undergraduate students in BUSI 2402U:....
From University of Ontario Institute of Technology - Fri, 01 Mar 2019 09:04:03 GMT - View all Oshawa, ON jobs
          Faculty of Business and IT - Sessional Lecturer - BUSI 3430U: Personal Finance - Spring 2019 - University of Ontario Institute of Technology - Oshawa, ON      Cache   Translate Page      
Reporting to Dean of the Faculty of Business and IT, the Sessional Lecturer provides instruction to graduate and/or undergraduate students in BUSI 3430U:....
From University of Ontario Institute of Technology - Fri, 01 Mar 2019 09:04:03 GMT - View all Oshawa, ON jobs
          U.S. Congress invites pharmacy benefit managers to third drug pricing hearing      Cache   Translate Page      
The U.S. Senate Finance Committee has invited executives from five pharmacy benefit managers to testify on April 3 on the rising costs of prescription medicines, in Congress's latest effort to question industry officials directly over an issue voters c...
           Nissan Armada       Cache   Translate Page      
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          SF Recruitment: Finance Administrator      Cache   Translate Page      
17000.00 GBP Annual: SF Recruitment: The SF Group is currently recruiting for an Accounts Assistant to work for a highly established company based in Central Nottingham. You will join a s Nottingham
          The "Federal Ministry Of Finance National House Of Assembly Complex" Advance-fee Scam      Cache   Translate Page      

The fake "Federal Ministry Of Finance National House Of Assembly Complex" email below is a fake and scam. Recipients are asked to delete it and should not follow the instructions in it. The fake email is being sent by scammers who are attempting to trick their potential victims into sending them money or personal information. An advance-fee scam is a form of fraud and one of the most common types of confidence trick. The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster requires in order to obtain the large sum. Continue reading...


          Here are the high-flying financiers charged in the college-admissions cheating scandal      Cache   Translate Page      

Stanford Universityturtix/Shutterstock

  • The Department of Justice on Tuesday charged 50 people with participating in a scheme to get students into colleges by cheating on entrance exams or bribing athletic coaches.
  • The parents charged include Hollywood stars, as well as executives at prominent companies, venture-capital firms, and law offices.

The Department of Justice on Tuesday unsealed documents charging dozens of people with participating in a nationwide college-admissions scam.

Among those parents indicted by the FBI are high-flying executives, wealthy real-estate developers, and Hollywood stars. A slew of financiers was also named in the case, including former Pimco CEO Douglas Hodge, Hercules Capital CEO Manuel A. Henriquez, and William McGlashan, a TPG managing partner.

Read more: Hollywood actresses and business leaders are accused of paying to get their kids into elite colleges by cheating on exams and faking athletic skills. Here's how investigators say the scheme worked

High-ranking schools such as Georgetown University, Stanford University, Yale University, University of Texas at Austin, University of Southern California, Wake Forest University, and University of California, Los Angeles, also appeared in the indictment, court documents show. Federal prosecutors said the systematic scheme of bribery lasted more than eight years, from 2011 to 2019. 

There were a number of finance executives charged. Business Insider has reached out to all of them for comment and will update this story if we hear back. 

Robert Flaxman, cofounder of Crown Realty and Development

Matt Winkelmeyer/Getty Images for LAAA

Robert Flaxman cofounded the Costa Mesa, California-headquartered real-estate-development company Crown Realty and Development in 1994. The firm has been an active local developer in California, investing in a number of notable local projects, such as the retail center Venice Crossroads and a hotel, restaurant, office complex across from Angel Stadium of Anaheim.

Crown Realty and Development has a more than 2.3 million-square-foot portfolio that includes retail, hospitality, and industrial projects that spread across California, Arizona, Virginia, Idaho, and Northern California. 

He is accused of participating in "both the college recruitment scheme and college entrance exam scheme." According to court records, he fabricated information on his son's application to the University of San Diego.

He was charged with "conspiracy to commit mail fraud and honest services mail fraud."



Manuel A. Henriquez, founder and chairman of Hercules Capital

LinkedIn

Manuel Henriquez is the cofounder, chairman, and CEO at Hercules Technology Growth Capital, a Palo Alto, California-based venture-debt provider. The company was an early investor in Facebook.

According to his LinkedIn profile, he has worked in venture capital for over 30 years. Prior to Hercules, he was a partner at private equity fund, VantagePoint Venture Partners. He was also the founder of ON Technology, a software company backed by investors like Kleiner Perkins, Apple Computer, and more.

He and his wife, Elizabeth Henriquez, allegedly "participated in the college entrance exam cheating scheme, on four separate occasions, for their two daughters."

They also "conspired to bribe Gordon Ernst, the head tennis coach at Georgetown University, to designate their older daughter as a tennis recruit in order to facilitate her admission to Georgetown."

He was charged with "conspiracy to commit mail fraud and honest services mail fraud," along with his wife, according to court documents.

 



Douglas Hodge, former CEO of Pimco

PIMCO

Douglas Hodge is the former CEO of asset manager Pimco. Hodge took the reins of the notable bond manager after Bill Gross, the onetime "Bond King," exited the firm in 2014. In December 2017, Hodge announced that he would retire from the firm.

During his 28 years with Pimco, Hodge grew the company's assets under management from $15 billion to $1.69 trillion. Afterwards, he joined Sway Ventures as a venture partner to help grow the firm's early-stage portfolio companies.

According to the court documents unsealed on March 12, Hodge "agreed to use bribery to facilitate the admission of two of his children to USC as purported athletic recruits, and sought to enlist CW-1 to secure the admission of a third child to college through bribery as well."

He was charged with "conspiracy to commit mail fraud and honest services mail fraud.

Pimco declined to comment on the matter. 




See the rest of the story at Business Insider

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          AP PHOTOS: The most senior Catholic convicted of child abuse      Cache   Translate Page      

MELBOURNE, Australia (AP) — The conviction and sentencing of Cardinal George Pell represent a remarkable downfall for the man who was Pope Francis’ former finance minister and third-highest ranking Catholic in the Vatican. Pell, the most senior Catholic to be convicted of child sex abuse, was sentenced Wednesday to six years in prison for molesting […]
          Member News      Cache   Translate Page      

Charles King's Macro Inks First-Look Deal With Warner Bros.

A Signature Conversation with Charles D. King at the 2018 NALIP Media Summit

Charles King's Macro is setting down roots at Warner Bros., signing an exclusive first-look deal with the studio.

Under the pact, Warner Bros. will have a first look on all feature films Macro intends to develop or package, and will also have the option to co-finance the projects and handle global distribution of the releases.  

Macro's focus is on producing content from filmmakers of color. The company, which was behind Dee Rees' Mudbound and Boots Riley's Sorry to Bother You, is currently in postproduction on Alan Yang's Tigertail at Netflix. It has also been announced that they picked up a Macro-produced feature, Jesus Was My Homeboy, starring Daniel Kaluuya and Lakeith Stanfield. Meanwhile, MACRO co-financed the upcoming Warner Bros. film Just Mercy, starring Michael B. Jordan and Jamie Foxx.

Congratulations to Charles D. King who spoke at the 2018 NALIP Media Summit on 'A Signature Conversation with Charles D. King'. 

Read More: www.hollywoodreporter.com

NALIP Latino Lens Finalist Kase Peña Joins 'Brujas' Writer's Room!

Image Courtesy of Instagram

Congratulations to NALIP Member and 2018 Latino Lens Finalist on joining the 'Brujas' writer's room. The series is led  by 'Vida' showrunner Tanya Saracho. The series will center on four Afro-Caribbean/Latinx women living in Chicago and the brujería counter-culture will be the foundation of the show. 

Kase Peña is also a part of Ryan Murphy's Directing Program and her short film 'Full Beat' will screen at the 2019 Outfest Fusion Film Festival. 

NALIP Awardee Cynthia López to be a part of ’21 Leaders for the 21st Century’ 2019

Image Courtesy of Variety

Cynthia Lopez, a recipient of the NALIP award for Commitment to Corporate Diversity, leads the preeminent professional association for women in film, television and digital media in New York City, NYWFT. She is an award-winning media strategist, and former Commissioner of the New York City Mayor’s Office of Media and Entertainment, where she implemented strategies to support film and TV production throughout the five boroughs.

Read more at www.womensenews.org

Latinx Filmmakers at the Miami Film Festival

Image Courtesy of Miami Film Festival

The Miami Film Festival will be featuring Variety's '10 Latinx to Watch' and showcasing several Latinx centered films. Director Jayro Bustamante's, one of Variety's 10 Latinxs to Watch, will be in attendance to present his film 'Tremors' and participate in an on-stage conversation. 'Tremors' centers on a deeply religious man, Pablo who falls in love with another man, and his entire world starts shaking. 

The festival will also feature the US premiere of 'The Accused' starring, Lali Espósito, one of Variety's 10 Latinxs to watch. 'The Accused' centers on Dolores Dreier a typical fun-loving high school student -- but when her best friend is brutally murdered and Dolores is accused of the crime, her carefree and privileged existence comes to a hard stop.

Another of Variety's '10 Latinxs to watch', Daniel Zovatto stars in 'Vandal' which explores the struggle street artists face as they try to keep their art alive as well as the social backlash that goes hand in hand with pursuing their biggest passion. 

Learn more about the festival: www.miamifilmfestival.com


A leading advocate in inclusion in the industry, NALIP is providing more resources to aspiring filmmakers every year with events such as the NALIP Media Summit, the Latino Media Fest, and the Diverse Women in Media Forum, and events such as the Latino Lens Workshops and the Latino Lens Incubator Shorts.

Interested in joining the team? Email your resume and cover letter to opps@nalip.org. Want to become a member? Check out NALIP's different membership rates. Learn about NALIP's upcoming Latino Media Fest and volunteer opportunities fast approaching!

          (USA-GA-Atlanta) Principal Financial Analyst - Drug Value      Cache   Translate Page      
**Job ID:** R-25471 Position Overview: Why Join Coca-Cola North America? It's an exciting time to work in The Coca-Cola Company's flagship market. We're accelerating our momentum as the fastest-growing large consumer goods company in North America by putting people at the heart of our business and everything we do - whether we're innovating to give consumers the drinks and packaging sizes they want, or building our eCommerce capabilities. People are our focus when we're collaborating with our diverse network of locally-connected bottling partners, and when we're returning every drop of water we use to communities and nature. And people - with the different backgrounds, skills and perspectives they bring to our workplace - are helping transform our business, one big idea at a time. We empower our employees to challenge the status quo, make bold recommendations, experiment and adapt, so we can grow together and make a great business even better. **Function Specific Activities:** The Principal Financial Analyst is responsible for providing financial support to the Drug & Value Team including Walgreens, CVS, Rite Aid, Dollar General, Family Dollar and All Other Value stores. Key responsibilities include: + Assist FSMs with forecasting + Outlet hierarchy management + Periodic validation and updating of funding and accrual rates (CPA/CPACT/CAS) + Generation of periodic financial reporting for Finance Director, RFM and Sales VP + Invoice management + Coordinate with FSMs on validating annual business plan + Maintenance of final customer contracts and CPACT agreement files + Organize and implement various projects and initiatives as required Education Bachelor's degree in Accounting/Finance, Business or related financial studies. Experience Required + 2 or more years financial, accounting or related experience + Experience in budget management + Strong analytical and technical skills + Strong organizational skills and process Improvement skills + Advanced Microsoft Excel user required (pivot tables, vlookups, etc.) + Excellent verbal and written communication skills Preferred + CAS System experience + Forecasting and business planning experience + Expert Microsoft Excel user + Bottler system, beverage parent company, or CPG industry experience **Job Requirements:** **Years of Experience:** 2-3 Years Experience **Growth Behaviors:** + GROWTH MINDSET: Demonstrates curiosity. Welcomes failure as a learning opportunity. + SMART RISK: Makes bold decisions/recommendations. + EXTERNALLY FOCUSED: Understands the upstream and downstream implications of his/her work. Tracks and shares external trends, best practices or ideas. + PERFORMANCE DRIVEN AND ACCOUNTABLE: Has high performance standards. Outperforms her/his peers. + FAST/AGILE: Removes barriers to move faster. Experiments and adapts. Thrives under pressure and fast pace. + EMPOWERED: Brings solutions instead of problems. Challenges the status quo. Has the courage to take an unpopular stance. We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.
          (CAN-Toronto) Senior Manager, Revenue Growth Management      Cache   Translate Page      
**Job ID:** R-25479 Position Overview: Provides thought leadership to the Commercial organization in shaping direction the Sparkling category will take in the marketplace to deliver accelerated revenue and profit growth. Key responsibilities include: o Lead the development of a multi-year Brand OBPPC (Occasion, Brand, Price, Package, Channel) by providing expertise on the price and packaging elements o Partners with Brand, Commercial and Sales Leadership to develop and quantify annual Sparkling commercial strategy o Responsible for the development of a consumer driven retail price strategy for the category that informs the trade spend management. o Partners with Sales to ensure that customer teams implement commercial planning & pricing assumptions o Responsible for business case evaluation of all category specific business initiatives **Function Specific Activities:** **PRIMARY RESPONSIBILITIES:** **Annual Brand/Commercial Business Plan Development** : + Partners with Sparkling Commercial Operations and Channel Leadership to lead the development of commercial plans across all package formats for the category + Responsible for leading a cross-functional team in identifying and sizing all Sources of Growth for annual business planning + Lead Rate/Mix Strategy for Annual Planning. + Stewards the initial inclusion of all assumptions into planning tools + Supports Category Finance and Brand teams with RGM support through the Annual Business Planning Process **Price Strategy** **:** + Supports the development of a consumer-driven retail price strategy + Crafts direction on price changes by market, channel and packages + Partners on the creation of Category Trade Letters which allow customer teams to execute against the category pricing strategy + Responsible for recommending most effective promotional strategies to maximize return on trade dollars + Lead uncovering additional revenue and profit pools to exceed business plans through pricing strategies. + Partner with bottler on out of plan investment requiring trade board alignment. **OBPPC Development and Management:** + Supports RGM Director in the development of multi-year OBPPC (Occasion/Brand/Price/Package/Channel) with category specific expertise + Supports initiatives against “white space” identification - works with marketing on development of package opportunities against price tiers & channels (driven by brand strategy & occasions) + Develop package & promotion recommendations against opportunities - modelling scenarios of price plans by channel and proposed DNNSI, partners with Finance on COGS, and Profit assumptions, vet ideas for commercial feasibility, quantify options & build business case **QUALIFICATIONS:** + Bachelor's Degree required, MBA preferred + 5-10 years' experience, preferably in the consumer goods/beverages + Experience in developing business plans / business cases; strategic thinking (forward-looking vision and anticipating of future needs) + Deep understanding of Sales/Customers + Understanding of P&L levers & value chain modeling. Finance experience is an asset. + Business experience across the system (bottler and CCL) and/or channels - e.g., large store, small store, and Foodservice/On Premise channels; wholesalers. + Experienced in developing Pricing & Promotion structures + Experience and comfort working directly with senior leaders; aligning senior execs w/ differing perspectives + Collaborating with brand/category teams and other key internal/external stakeholders; effective in influencing wide variety of stakeholders + Effectively communicates & builds relationships at all organizational levels + Growth Mindset. **Preferred Level:** + 8+ years' experience, preferably in the consumer goods/beverages industry + Finance, Commercial or Analytics Experience + Customer/Sales management experience **Technical Skills** : + Extremely strong analytical skills - ability to draw insights and actions from data; ability to develop volumetric & financial models that can accommodate multiple inputs from diverse data sources and be used for scenario planning + Extensive experience with price/package/promotion plan development & analytics + Ability to lead complex analytical exercises/projects and which lead to actionable direction within the marketplace + Ability to work with OST/Nielsen Coca-Cola Limited is committed to creating a diverse and inclusive workforce. We have a number of programs and policies in place to support this goal. If you require a disability-related accommodation in order to participate in the recruitment process, please contact our HR Shared Service team by calling 1-877-677-6774. Coca-Cola Limited will consult with all applicants with a disability who request accommodation during the recruitment process to ensure that the accommodation provided takes into account the applicants individual accessibility needs. \#LI-SS1 **Job Requirements:** **Years of Experience:** **Growth Behaviors:** + GROWTH MINDSET: Demonstrates curiosity. Welcomes failure as a learning opportunity. + SMART RISK: Makes bold decisions/recommendations. + EXTERNALLY FOCUSED: Understands the upstream and downstream implications of his/her work. Tracks and shares external trends, best practices or ideas. + PERFORMANCE DRIVEN AND ACCOUNTABLE: Has high performance standards. Outperforms her/his peers. + FAST/AGILE: Removes barriers to move faster. Experiments and adapts. Thrives under pressure and fast pace. + EMPOWERED: Brings solutions instead of problems. Challenges the status quo. Has the courage to take an unpopular stance.
          (USA-KY-Bowling Green) Food Safety Technician      Cache   Translate Page      
Food Safety TechnicianApply now » Apply now Start + Please wait... Apply now ×Apply for Job × × × Enter your email to apply Date:Mar 12, 2019 Location:Bowling Green, KY, US Work that matters, fueled by passion for pets! At Hill’s we have a purpose. Every day around the world, we transform the lives of millions of pet families through pioneering innovation, amazing nutrition, and the best and brightest people. Founded more than 75 years ago with an unwavering commitment to pet nutrition, Hills' mission is to help enrich and lengthen the special relationships between people and their pets. HILL'S® Prescription Diet® therapeutic pet foods, HILL'S® Science Diet® and HILL'S® Ideal Balance™ wellness pet foods are sold worldwide. Hill’s is a division of Colgate-Palmolive, a leading global consumer products company, tightly focused on Oral Care, Personal Care, Home Care and Pet Nutrition, with sales of products in more than 200 countries. To learn more about Hill's and Colgate, please visithttp://www.hillspet.comandhttp://www.colgatepalmolive.com, or find us on LinkedIn, Facebook, Twitter and YouTube. Location: Bowling Green, Kentucky, United States No Relocation Assistance Offered # 72660 Position Purpose: The Food Safety Technician serves as the primary support for Bowling Green’s Food Safety program and regulatory compliance, ensures that the facility and all equipment is production ready by verifying all required cleaning and sanitization processes, monitors the Cleaning and Sanitation Service to ensure performance is to standard, and supports the execution of the Bowling Green Plant’s Quality Systems and Key Performance Indicators (KPI’s). This position will also have primary responsibility for implementing and maintaining food safety principles, Hazard Analysis and Critical Control Points (HACCP), sanitization, current Good Manufacturing Practices, Integrated Pest Management, and environmental programs. In addition, this position will have primary responsibility as the backup for food safety document review, document management, and regulatory compliance. Let's talk about Responsibilities: + Performs ATP and microbiological sampling for the established environmental program and cleaning and sanitization verification using aseptic technique. Troubleshoots issues and provides corrective actions for sanitation non-conformances + Develops and implements Standard Operating Procedures (SOP’s) to ensure compliance with plant, corporate and regulatory agency policies. Assists in writing or modifying procedures related to the HACCP prerequisite programs to support food safety compliance. + Performs inspections of the entire facility for sanitation, pest control, and other food safety related issues. Including assigning tasks and following up on issues found. + Assists in the root-cause analysis, corrective actions, and preventive measures for Food Safety nonconformance’s and all-encompassing documentation + Responsible for updating the Food Safety KPIs and collaborate with the internal plant teams on continuous improvement and compliance initiatives to regulatory standards + Assists in the scheduling and coordination of the various Food Safety Plans to drive continuous improvement and compliance to the industry standards. + Participates in the development and review of prerequisite programs, Food Safety Site Plan, Master Sanitation Plan, and Weekend Food Safety activities. + Assists with the Bowling Green plant HACCP program by reviewing, updating, documenting compliance, and training to the plant. + Executes quality and food safety training to all plant employees. Monitor and track all training to completion. + Collaborates with the integrated pest management professional and documents findings, corrective actions, and preventive measures. Responsible for tracking and trending of the pest captured, findings, and reporting of results + Understands and comply with Hill’s policies, safety standards, Good Manufacturing Practices (GMPs) and Food Safety. Identifies and reports Food Safety issues to management. This is not an exhaustive list of duties or functions. Expected Areas of Skills: + Excellent interpersonal and communication skills (written and verbal) + Proficient knowledge of HACCP, GMPs, and SPC + Proficient in reviewing and interpreting microbiological data + Excellent ability to multi-task and prioritize duties + Proficient computer skills including; Microsoft Office (Word, Excel, and PowerPoint) and SAP + Excellent ability to understand and apply finance and accounting principles + Excellent at identifying the underlying principles, reasons, or facts of information by breaking down information or data into separate parts + Excellent attention to detail + Excellent at using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards + Must be able to to bend, climb, crawl, work in confined spaces, work in hazardous condition spaces, work in extreme weather conditions, use hazardous materials as needed, lift up to 50 lbs on continual basis, and operate mechanical lifts and ladders What you need for this position: + Bachelors of Science in Chemistry, Biology, Microbiology or a related field required + At least 1 year of experience in a manufacturing facility + Strong knowledge of Statistical Process Control (SPC). + Working knowledge of SAP, Google + Ability to work any shift including weekends + Ability to wear all required Fall Protection Equipment and other PPE + Ability to bend, climb, crawl, work in confined spaces, work in hazardous condition spaces, work in extreme weather conditions, use hazardous materials and lift up to 50 lbs on continual basis + Ability to work in a standard office environment It’s an advantage to have: + 1 + year of previous quality/food safety experience as applicable to all aspects of Food manufacturing is preferred. + Knowledge of HACCP with previous experience utilizing HACCP principles preferred. + Knowledge of SQF (Safe Quality Food) principles and requirements as it relates to pet food manufacturing. + Previous supervisory work experience. + Previous auditing experience working with AIB, SQF, FDA, or USDA. + Working knowledge of statistical software packages preferred. Are you interested in working for Hill's Pet Nutrition? You can apply to work with us using this online application. Attach all relevant documents such as a cover letter and resume or CV. Applications received by e-mail are not considered in the selection process. Become part of our team. We look forward to your application. Equal Opportunity Employer Colgate is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, ethnicity, age, disability, marital status, or any other characteristic protected by law. Nearest Major Market:Bowling GreenJob Segment:Technician, Food Safety, Maintenance, Law, ERP, Technology, Quality, Manufacturing, Legal
          (DEU-Hamburg) Hill's Pet - Key Account Manager - eCommerce & Pet (m/w/d)      Cache   Translate Page      
Hill's Pet - Key Account Manager - eCommerce & Pet (m/w/d)Apply now » Apply now + Start apply with Seek + + Apply Now + Start + Please wait... Apply now ×Apply for Job × × × Enter your email to apply Date:12-Mar-2019 Location:Hamburg, HH, DE Work that matters, fuelled by passion for pets! At Hill’s we have a purpose. Every day around the world, we transform the lives of millions of pet families through pioneering innovation, amazing nutrition, and the best and brightest people. Founded more than 75 years ago with an unwavering commitment to pet nutrition, Hills' mission is to help enrich and lengthen the special relationships between people and their pets. HILL'S® Prescription Diet® therapeutic pet foods, HILL'S® Science Diet® and HILL'S® Ideal Balance™ wellness pet foods are sold worldwide. Hill’s is a division of Colgate-Palmolive, a leading global consumer products company, tightly focused on Oral Care, Personal Care, Home Care and Pet Nutrition, with sales of products in more than 200 countries. To learn more about Hill's and Colgate, please visithttp://www.hillspet.comandhttp://www.colgatepalmolive.com, or find us on LinkedIn, Facebook, Twitter and YouTube. Location: Hamburg, Hamburg, GermanyRelocation Assistance Offered Within Region# 72482 Key Account Manager - eCommerce & Pet (m/w/d) The primary purpose of the Key Account Manager DACH role is to drive accelerated growth and superior customer engagement within our critical eCommerce channel and lead the strategic direction for our direct to consumer eShop business model. The purpose of the role also extends to managing the decline in our Pet B&M channel through prioritization and focus on critical customers. Key Accountabilities and Responsibilities: eCommerce: + Prioritize key eCommerce customers we will target for customer engagement + Lead the negotiation for our eComm customers, together with the Assoc. KAM, build comprehensive business development plans to drive our growth. + Establishing and maintaining strong relationships within organization of key eComm / Omni challenge customers + Achievement of sales, volume and SOM targets through excellence in 6P plan execution + Implements the agreed eCom customer execution and grids though partnership with Marketing. + Demonstrate a ‘Do and Learn’ approach to experimenting and optimizing growth drivers for our eCom business eShop: + Provide strategic direction on our direct to consumer eShop business model. + Provide input to the Assoc.KAM eComm/eShop, to build growth strategies to significantly accelerate both penetration and loyalty. + Provide guidance to the cross functional team for eShop, including finance and customer service and logistics. + Deliver the eShop P&L, while driving margin improvement. Pet: + Manage the Pet Channel Key Accounts with a focus on our prioritized customers. + Focus on critical execution points to win on the ground with core assortment. + Be a key point of contact for our relationship with our 3rd party sales team Combera + Work to optimize our 3rd Party field team and win on the ground where we focus. Develop a High Performing Team: + Provide coaching and development for your team: Assoc.KAM eComm/eShop and eComm Analyst + Work closely with the European eCommerce Centre of Excellence to grow our overall eComm business, including strengthening plans to drive centrally run accounts Education/ Experience Requirements: Basic qualifications include: + University Degree + At least 5+ years of experience in Customer Development/Sales, out of which minimum 1-2 years’ experience of managing Key Accounts (preferably eCommerce and indirect trade experience) + Fluency in German AND English Expected Areas of Skills + Proven track of successful commercial skills + Knowledge of Pet Food Specialty Channels is a plus + Analysis/Decision Making Leadership Competencies (Should match the Colgate Global Competencies) + Exceptional communicator with strong relationship building skills. + Influence/Negotiation + Consumer/Customer Focused + Foster Experimentation + Effective Execution Functional Competencies (Should match the Colgate Global Competencies) + Understanding our environment + Category Development + Financial Proficiency Working Relationships (Key partnerships and reporting relationships) + Does this position supervise: Yes + Peers: + Reports to: General Manager Hills DACH Travel Requirements Expected percentage of travel: Up to 40% Place of work – Hill’s Germany Office; Hamburg Are you interested in working for Hill's Pet Nutrition? You can apply to work with us using this online application. Attach all relevant documents such as a cover letter and resume or CV. Applications received by email are not considered in the selection process.Become part of our team. We look forward to your application. Equal Opportunity EmployerColgate is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, gender identity, sexual orientation, national origin, ethnicity, age, disability, marital status, or any other characteristic protected by law. . Job Segment:Account Manager, Social Media, Business Development, Manager, Marketing Manager, Sales, Marketing, Management
          (ZAF-Boksburg) Procurement Specialist, Direct Procurement      Cache   Translate Page      
Procurement Specialist, Direct ProcurementApply now » Apply now Start + Please wait... Apply now ×Apply for Job × × × Enter your email to apply Date:Mar 12, 2019 Location:Boksburg, GT, ZA Employee Referral: R3,500.00 South African Rand Relocation Assistance Offered Within Country Job Summary Colgate-Palmolive is a leading global consumer product company, focused on Oral Care, Personal Care, Home Care and Pet Nutrition. Colgate sells its products in over 200 countries and territories around the world under such internationally recognized brand names as Colgate, Palmolive, Soft soap, Irish Spring, Protex, Tom’s of Maine, Sanex, Ajax, Fabuloso, Suavitel, and Hill’s Science Diet and Hill’s Prescription Diet. Colgate-Palmolive is currently recruiting for a Procurement Specialist, based in Boksburg. The Procurement Specialist will identify and resolve all purchasing related issues, price/price forecast management, critical service/quality issues, market knowledge for his/her portfolio, FTG coordination and reporting, supply chain tools (SMI, Risk Management, KPI/Scorecards and audits). He/she will also be responsible for identifying and driving savings for all materials, packaging. Principal Duties and Responsibilities The Procurement Specialist plays an integral role by: + Accountable for the Purchasing Key Performance Indicators (KPIs) and working with the entire supported function/business units. + Participating in the development, negotiation and implementation of contract agreements with suppliers. + Supporting Colgate's requirements for supported function/business units/category spend by selecting core and/or leveraged suppliers which provide optimal cost, quality, and delivery. + Implementing best in class strategies and manage relationships and alliances with the leveraged suppliers so that they are in tune with developments and directions in Colgate business units. + Identifying, developing, and managing strategic business relationships, internally and externally, to ensure the alignment of sourcing strategies to meet business requirements + Working collaboratively with team members, business and functional business partners, and suppliers to develop and monitor project plans to ensure sourcing projects are delivered on time and within budget + Gaining comprehensive industry knowledge of best practices, processes, and technology trends to proactively adjust sourcing strategy. + Identifying metrics, tools, and processes to optimize sourcing and supplier innovation and efficiencies. + Interfaces with suppliers, technical and other functional groups such as, Technology, Marketing and Finance functions to enforce Purchasing policies, resolve issues, align service and financial strategies + Leads continuous improvement programs with suppliers + Manage supplier “Scorecards” with a selected group of suppliers + Develop FTG projects and implements FTG projects + Support the Enhance Supplier Management program by completing risk assessments, set up and completes audits + Support Responsible Sourcing initiatives + Develop understanding of market structure and drivers for his/her materials with risk management overview and identifies opportunities and challenges + Proactively manages relationships with supplier to prevent/solve possible service issues and prevent/solve possible quality issues Qualifications Required qualifications include: + A minimum of a Bachelor’s degree (or equivalent local university degree) in a technical or business field, or comparable discipline is required. + At least 4 years of Procurement, Supply Chain, Financial related experience Preferred qualifications include: + An advanced degree (MBA) or professional certification (CPM, CPIM, or Project Management) is desirable + Be a highly capable negotiator able to handle significant amounts of ambiguity and negotiating conditions + Advanced contract negotiation skills and strategic cost analysis disciplines as it relates to the industry and the ability to evaluate the competitiveness for the particular commodity. + Practical experience with core procurement skills, such as market analysis, contract development and management, supplier selection, negotiation, supplier performance and supplier relationship management, as well as some Marketing specific knowledge. + Practical experience in creating RFP’s (Request for Proposals). Equal Opportunity Employer Colgate is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, ethnicity, age, disability, marital status, or any other characteristic protected by law. Job Segment:Procurement, Risk Management, Supply, Buyer, Relationship Manager, Operations, Finance, Customer Service
          (DEU-Hamburg) Hill's Pet - Key Account Manager - eCommerce & Pet (m/w/d)      Cache   Translate Page      
Hill's Pet - Key Account Manager - eCommerce & Pet (m/w/d)Jetzt bewerben » Jetzt bewerben Start + Bitte warten... Jetzt bewerben ×Für Stelle bewerben × × × Geben Sie Ihre E-Mail-Adresse ein, um sich zu bewerben. Datum:12.03.2019 Standort:Hamburg, HH, DE Ein Job, der einen Unterschied macht und durch Tierliebe geprägt ist! Bei Hill's haben wir ein Ziel. Mit wegweisenden Innovationen, hochqualitativer Tiernahrung sowie den engagiertesten Mitarbeitern verändern wir tagtäglich das Leben von Millionen Familien mit Haustieren auf der ganzen Welt. Seit über 75 Jahren engagiert sich das Unternehmen Hill's in der Herstellung von Tiernahrung unermüdlich für höchste Qualität und setzt sich dafür ein, die besonderen Beziehungen zwischen Menschen und ihren Haustieren zu bereichern. Das tierärztliche Spezialfutter HILL'S® Prescription Diet®, die Wellness-Tierfutter HILL'S® Science Diet® und HILL'S® Ideal Balance™ werden weltweit verkauft. Hill's ist eine globale Sparte von Colgate-Palmolive, einem weltweit führenden Konsumgüterhersteller, der sich insbesondere auf die Bereiche Zahnpflege, Körperpflege, Haushaltspflege und Tiernahrung spezialisiert hat und seine Produkte in über 200 Ländern verkauft. Mehr über Hill's und Colgate erfahren Sie aufhttp://www.hillspet.comundhttp://www.colgatepalmolive.com. Sie finden uns auch auf LinkedIn, Facebook, Twitter und YouTube. Arbeitsort: Hamburg, Hamburg, DeutschlandUmzugsunterstützung durch das Unternehmen innerhalb der Region# 72482 Key Account Manager - eCommerce & Pet (m/w/d) The primary purpose of the Key Account Manager DACH role is to drive accelerated growth and superior customer engagement within our critical eCommerce channel and lead the strategic direction for our direct to consumer eShop business model. The purpose of the role also extends to managing the decline in our Pet B&M channel through prioritization and focus on critical customers. Key Accountabilities and Responsibilities: eCommerce: + Prioritize key eCommerce customers we will target for customer engagement + Lead the negotiation for our eComm customers, together with the Assoc. KAM, build comprehensive business development plans to drive our growth. + Establishing and maintaining strong relationships within organization of key eComm / Omni challenge customers + Achievement of sales, volume and SOM targets through excellence in 6P plan execution + Implements the agreed eCom customer execution and grids though partnership with Marketing. + Demonstrate a ‘Do and Learn’ approach to experimenting and optimizing growth drivers for our eCom business eShop: + Provide strategic direction on our direct to consumer eShop business model. + Provide input to the Assoc.KAM eComm/eShop, to build growth strategies to significantly accelerate both penetration and loyalty. + Provide guidance to the cross functional team for eShop, including finance and customer service and logistics. + Deliver the eShop P&L, while driving margin improvement. Pet: + Manage the Pet Channel Key Accounts with a focus on our prioritized customers. + Focus on critical execution points to win on the ground with core assortment. + Be a key point of contact for our relationship with our 3rd party sales team Combera + Work to optimize our 3rd Party field team and win on the ground where we focus. Develop a High Performing Team: + Provide coaching and development for your team: Assoc.KAM eComm/eShop and eComm Analyst + Work closely with the European eCommerce Centre of Excellence to grow our overall eComm business, including strengthening plans to drive centrally run accounts Education/ Experience Requirements: Basic qualifications include: + University Degree + At least 5+ years of experience in Customer Development/Sales, out of which minimum 1-2 years’ experience of managing Key Accounts (preferably eCommerce and indirect trade experience) + Fluency in German AND English Expected Areas of Skills + Proven track of successful commercial skills + Knowledge of Pet Food Specialty Channels is a plus + Analysis/Decision Making Leadership Competencies (Should match the Colgate Global Competencies) + Exceptional communicator with strong relationship building skills. + Influence/Negotiation + Consumer/Customer Focused + Foster Experimentation + Effective Execution Functional Competencies (Should match the Colgate Global Competencies) + Understanding our environment + Category Development + Financial Proficiency Working Relationships (Key partnerships and reporting relationships) + Does this position supervise: Yes + Peers: + Reports to: General Manager Hills DACH Travel Requirements Expected percentage of travel: Up to 40% Place of work – Hill’s Germany Office; Hamburg Haben Sie Interesse an einer Tätigkeit bei Hill's Pet Nutrition? Sie haben die Möglichkeit, sich über diese Onlinebewerbung auf eine Stelle in unserem Unternehmen zu bewerben. Bitte fügen Sie alle erforderlichen Unterlagen wie Anschreiben und Lebenslauf als Anlagen bei. Bewerbungen, die per E-Mail bei uns eingehen, werden im Auswahlverfahren nicht berücksichtigt. Werden Sie Teil unseres Unternehmens. Wir freuen uns auf Ihre Bewerbung. ChancengleichheitColgate ist ein Arbeitgeber, der sich der Chancengleichheit verschrieben hat. Alle Bewerber werden unabhängig von Rasse, Hautfarbe, Religion, Geschlecht, Geschlechtsidentität, sexueller Orientierung, nationaler Herkunft, Ethnie, Alter, Behinderung, Familienstand oder anderen Eigenschaften entsprechend den geltenden Gesetzen für die offene Position berücksichtigt. Jobsegment:Account Manager, Social Media, Business Development, Manager, Marketing Manager, Sales, Marketing, Management
          (USA-AR-HOT SPRINGS) RN-Utilization Review - Utilization Management - PRN      Cache   Translate Page      
RN-Utilization Review - Utilization Management - PRN **Location:** **HOT SPRINGS, ARKANSAS, UNITED STATES** **New** **Field:** RN **Requisition #:** 2019-R0212570 **Post Date:** 4 hours ago **Position Type:** Regular **Scheduled Hours per 2 week Pay Period:** 64 **Primary Location:** AR > HOT SPRINGS > CHI HOSPITAL HOT SPRINGS Works collaboratively with physicians, staff and other health care professionals within his/her Division to review and monitor members’ utilization of health care services with the goal of maintaining high quality cost effective care. The role includes providing the clinical and utilization expertise necessary to evaluate the appropriateness and efficiency of medical services and procedures. This includes providing referral authorization, concurrent review, appropriate referral to case management, and high dollar claims review. The Utilization Management RN is an integral member of the health care team as well as the Divisional Care Management team. Collaborates with the Divisional Care Management team on system-wide quality improvement/performance improvement initiatives. Essential Functions Performs initial, concurrent and retrospective reviews on all inpatient, facility and appropriate home health services. Ensures appropriate placement and monitors level and quality of care. Addresses care issues with Manager of Care Management, Physician Advisor and Chief Medical Officer/Medical Director as appropriate Coordinates identification and reporting of potential high dollar/utilization cases to reinsurer and finance department for appropriate reserve allocation. Consults with physicians, health care providers and outside agencies regarding continued care/treatment or hospitalization. Identifies and recommends opportunities for cost savings and improving the quality of care across the continuum. Clarifies health plan medical benefits, policies and procedures for members, physicians, medical office staff, contract providers, and outside agencies. Review per diem patients daily for medical necessity to ensure reimbursement Responsible for the early identification and assessment of members for potential inclusion in a comprehensive care management program. Refers members for care management accordingly. Actively participates in the discussion and notification processes that result from the clinical utilization reviews with the facilities. Reviews any service denials and gathers necessary supporting documentation from chart audits and follows up according to procedures. Assists in the identification and reporting of Potential Quality of Care concerns. Responsible for assuring these issues are reported to the Care Management Manager. Provides backup for RN Care Manager. Work as an interdisciplinary team member within Divisional Care Management departments. Education / Accreditation / Licensure (required & preferred): Current unrestricted license, as a registered nurse, in state(s) of practice is required. Bachelor of Science in Nursing required; Masters of Science in Nursing preferred. Will accept equivalent experience in lieu of degree if the candidate obtains his/her BSN within 3 years post hire. Case Management certification (CCM or ACM) preferred. Experience (required and preferred): Minimum 3 years clinical experience as Registered Nurse (RN) required. Minimum 5 years utilization management experience preferred. Additional Information + **Requisition ID: 2019-R0212570** + **Schedule: Part-time** + **Shift: Variable** + **Market: CHI St. Vincent** About Us Chances are, you’re here because you’re looking for a career offering greater opportunity, challenge and fulfillment. We’re confident you’ll find all three at CHI. As one of the nation’s largest nonprofit health systems, we offer a wealth of careers across more than 101 hospitals in 18 states. Our faith-based health system welcomes you to share in our mission of building healthier communities, whether as a surgeon in the operating room or an administrator in a conference room. When you work in a supportive environment with like-minded professionals, wonderful things happen. Learn More Equal Opportunity Employment Consistent with our Core Values, Catholic Health Initiatives employers are EEO/AA/M/F/Vets/Disabled Employers. Qualified applications will receive consideration for employement without regard to their race, color, religion, national origin, sex, sexual orientation, gender identification, protected veteran status, disabilitiy or any other legally protected characteristic. ​
          Americans like taxes on other people and magical economics      Cache   Translate Page      
The Green New Deal would also shrink the economy by discouraging people from working, leaving the government with less money to finance clean energy
          (USA-NC-Raleigh) Senior Deal Desk Specialist      Cache   Translate Page      
**Company description** At Red Hat, we connect an innovative community of customers, partners, and contributors to deliver an open source stack of trusted, high-performing solutions. We offer cloud, Linux, middleware, storage, and virtualization technologies, together with award-winning global customer support, consulting, and implementation services. Red Hat is a rapidly growing company supporting more than 90% of Fortune 500 companies. **Job summary** The Red Hat Deal Desk team is looking for a Senior Deal Desk Specialist to join us either in Raleigh, NC; Dallas, TX; or in Sunnyvale, CA. In this role, you'll facilitate the implementation of non-standard or complex deals. You will provide assistance to Sales teams and stakeholders in the structuring and documentation of complex deals while adhering to the corporate policies, processes, programs, and systems that affect the structuring and implementation of revenue transactions. You’ll need to be passionate and dedicated, with the ability to understand complex problems while providing explanations and solutions which are sound and clearly communicated. **Primary job responsibilities** + Collaborate and establish solid and trusted working relationships with all Red Hat’s teams and groups that contribute to the structure of, or may be affected by, the non-standard deal to identify acceptable options + Serve as a partner, trusted adviser, and advocate for Sales teams on strategic deal structuring; advise on alternatives, possible ramifications, or value propositioning to help lead deal closure + Draft and review business language in non-standard terms for compliance with corporate policies + Work closely with Finance and Commercial Legal teams on contract reviews and revisions + Collaborate with team members, internal teams, and stakeholders to guide process improvements pertaining to deal construction, sales enablement, and education opportunities + Coordinate deal or agreement reviews and approvals by stakeholders using defined processes and systems + Enforce the corporate approval framework and associated policies + Ensure forward-deal momentum; troubleshoot, escalate, and resolve any issues + Work cross-functionally to develop and enhance strategic customer-buying programs that are + designed to fit the purchasing needs of our customers **Required skills** + Bachelor's degree; advanced degree is a plus + 10+ years of experience, preferably with a technology company, selling solutions and services in a recurring revenue business model + Combined background of sales and services; sales experience is ideal + Familiarity with financial or revenue recognition principles and contracting guidelines; experience drafting contract language is a plus + Experience with Salesforce.com (SFDC) + Excellent analytical, logic, and problem-solving skills with the ability to apply a quantitative approach to measuring customer experience, usage of an offering, and customer satisfaction to lead improved performance + Outstanding communication skills with excellent presentation skills as there will be constant interaction with peers and multiple levels of management + Familiarity with the opportunity to cash cycle, including operations, order processing, fulfillment, revenue recognition, legal contracts, etc. + Organized, detail-oriented, motivated, and persistent, with excellent diplomacy and persuading skills + Customer service focus and the ability to deliver multiple priority projects with high customer satisfaction in a rapidly changing environment + Ability to work quickly and efficiently under changing conditions and timelines + Knowledge of Red Hat’s offerings is a plus Red Hat is proud to be an equal opportunity workplace and an affirmative action employer. We review applications for employment without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, ancestry, citizenship, age, veteran status, genetic information, physical or mental disability, medical condition, marital status, or any other basis prohibited by law. Red Hat does not seek or accept unsolicited resumes or CVs from recruitment agencies. We are not responsible for, and will not pay, any fees, commissions, or any other payment related to unsolicited resumes or CVs except as required in a written contract between Red Hat and the recruitment agency or party requesting payment of a fee. **Job ID** _68482_ **Category** _Finance, Legal, Operations_
          (AUS) Reporting & Analysis Manager      Cache   Translate Page      
The Essilor Finance Team is undergoing transformation, and is looking to appoint a Reporting & Analysis Manager. Leading a small team of Analysts and reporting directly to the CFO, the role will lead activities relating to profit, costs & expenditures analysis, partnering with key business areas to facilitate their reporting and supporting decision making. The role will also be responsible for working with business unit leaders to provide regular updates on progress against budget, and will provide clear and succinct reporting on actual and forecast profit and costs, assisting leaders with their cost tracking and budget management. The role will have frequent interaction with our Australia & New Zealand Leadership Team, as well as senior Finance stakeholders at our regional HQ in Singapore. Our ideal candidate will have: · Bachelor degree in Finance, Accounting or similar · 6+ years of experience in Finance roles, with focus on reporting, analytics and cost control preferably within a multinational organisation and with prior regional reporting experience (IFRS exposure) · Advanced Excel skills and ability to automate reports wherever possible · A positive attitude and an excellent interpersonal communication skills (spoken and written) · Demonstrated expertise in managing priorities and working across multiple projects/activities, and the flexibility of thought to adjust priorities as required · Prior leadership experience Candidates with a CA/CPA will be highly regarded, though this is not a mandatory criteria. If you are ready to take the next step in your career, join us at Essilor where we're improving lives by improving sight. https://www.essilorusa.com/careers/diversity-inclusion Essilor of America and/or its subsidiaries is an Equal Opportunity Employer.
          (USA-CA-Irvine) SR Developer ERP PSJH      Cache   Translate Page      
**Providence is calling a Senior Developer ERP - PSJH to Providence Health & Services in one of the following regions: Renton, WA, Portland OR, Torrance or Burbank CA.** We are seeking a Senior Developer ERP to provide technical development services throughout the System Development Lifecycle (SDLC) including requirements gathering, design specification, code development, unit, integration, and acceptance testing and implementation support. The products produced by the Business Applications Senior Developer broadly apply to application customizations and enhancements, integration and interfaces, conversions, reporting and business/technical automated workflows. The Business Applications Senior Developer possesses a functional business process knowledge in one or more areas of Finance, Human Resources, Payroll, and Supply Chain. The Business Applications Senior Developer works with a solid knowledge of IT architectures including cloud technologies, applications, database, networking, and security. **In this position you will have the following responsibilities:** + Identify and analyze operational and business requirement and systems issues and opportunities to develop and deliver effective business solutions. + Collaborate with business partners and IS peers to gather, validate and deliver products meeting business requirements. gathering and test planning. + Participate all levels of testing from peer code reviews to individual unit testing, integration and user acceptance testing. + Develop accurate, complete, comprehensible, and useable documentation of products and services. + Analyze, troubleshoot and resolve system functional and technical errors including issues of overall system performance. Troubleshoot on systems and data, and generate solutions which may include systems modifications enhancements or new procedures. + Report, track, and resolve application related issues with the multiple vendor support organization + Consulting with functional departments to identify necessary definition or changes to systems to address new or revised business requirements. + Participate in customer feedback sessions on product usability and acceptance to identify opportunities to improve product functionality, features, and overall customer acceptance. + Apply tools to analyze products to improve performance, responsiveness, and end-user productivity. + Proficient in User interface design and developing visually appealing user interfaces + Develop scalable, low latency, reliable and efficient interfaces that meet the business requirements. + Maintain current knowledge of industry trends and standards. + Create detailed functional and technical design documents + Apply software development tools to improve product quality, reliability, availability, and maintainability + Collaborate with team members and demonstrate willingness to lend support and help. + Communicate effectively orally and in written form with multiple stakeholders within and across IS teams and business counterparts. + Demonstrate whole systems thinking + Execute and deliver work thoroughly and with high quality; learn from mistakes and apply learning. Understand and manage inter-dependencies of work + Interpret and apply complex technical instructions and specifications. + Demonstrated ability to provide solutions considering applications beyond installed footprint. + Organize work, set priorities and meet critical deadlines. + Regularly demonstrate empathy and positive attitude in performing work and in working with others. + Share knowledge, insights and work among team members and partners. + Work effectively and professionally with all caregivers and leaders. + Organizational, interpersonal, and communications skills and the ability to manage shifting priorities. **Required qualifications for this position include:** + Bachelor's Degree in Computer Science, Business Management, Information Services or an equivalent combination of education and relevant experience + Two years experience with Workforce Integration Manager (WIM) + Report writer software experience (e.g. Oracle BI Publisher) + Expert knowledge of System Development Life Cycle (SDLC) + Expert knowledge of SQL both extract and query + Working knowledge of Oracle cloud applications. Oracle Cloud tool set including fast formulas, Oracle data import and export, and hierarchies and dimensions, enterprise structures and offerings + Thorough and detailed knowledge of database processing to include data extraction, transformation, and loading to different target data sources including databases and flat files. + Aptitude and ability to assimilate and apply knowledge of new technologies and apply to product development + Expert knowledge of Kronos Workforce Integration Manager (WIM) + Expert knowledge of Kronos Workforce Central application (Timekeeper, Advanced Scheduler, Attestation, Analytics), v7 and above. + Expertise in Service-Oriented Architecture SOA (REST, SOAP, JSON, XML, etc.) + Expertise in web technologies such as HTTP, JavaScript, AJAX, HTML, DHTML, CSS, etc. + Experience in production-quality Java Server preferably in Enterprise or Cloud Software product companies. + Strong experience with Java Enterprise (JEE) programming + Application server experience (Weblogic, Tomcat, etc.) + Experience with two or more of the following technologies: Oracle ADF, MAF, JET, OCS containers, microservices **Preferred qualifications for this position include:** + Master's degree in Information Services, Business Administration, Healthcare Administration, Public Administration, or a related IS or healthcare field + Three years experience with supporting Oracle Cloud/e-business HCM, Payroll, Supply Chain and/or Finance is highly + Four years experience supporting Kronos workforce management applications + Two years experience with custom Kronos report development (SSRS) **About the department you will serve.** Providence Strategic and Management Services provides a variety of functional and system support services for all eight regions of Providence Health & Services from Alaska to California. We are focused on supporting our Mission by delivering a robust foundation of services and sharing of specialized expertise. St. Joseph Health (SJH) is an integrated healthcare delivery system sponsored by the St. Joseph Health Ministry and organized into three regions: Northern California, Southern California, West Texas/Eastern New Mexico.SJH provides a full range of care from facilities including 14 acute care hospitals, home health agencies, hospice care, outpatient services, skilled nursing facilities, community clinics, and physician organizations.SJH maintains a 'continuum of care,' matched to the diverse needs of the urban centers, smaller cities and rural communities in three statesFor the third year in a row in 2009, the Gallup Organization awarded St. Joseph Health its highest honor - the Great Workplace Award.SJH provides exceptional benefits, opportunities for advancement and relocation within the system.St. Joseph Health is comprised of four core values: Service, Excellence, Dignity, and Justice are the guiding principles of all we do.Excellent compensation program and benefits provided.St. Joseph Health (SJH) provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics.In addition to federal law requirements, St. Joseph Health (SJH) complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.Positions specified as “on call, per diem” refers to employment consisting of shifts scheduled on as “as needed basis” to fill in for staff vacancies. Company: SJH System Office
          (USA-NY) Director, Account Lead Channel 2, ADF North America      Cache   Translate Page      
**Director, Account Lead Channel 2, ADF North America** **Brand:** Aramis and Designer Fragrances **Description** Role Summary: Works to deliver sustainable growth plan for portfolio of brands across multiple distributors as well as direct accounts in alternative distribution. Determines where to play, how to win and white space. Brand’s main point of contact for a retailer who manages overall relationship, from strategic vision to execution, working closely with Product Marketing, Demand Planning and Supply Chain. RESPONSIBILITIES: Detailed Role Strategic Responsibilities: * Deep understanding of retailer and local market nuances to help set overall account strategy that guides category priorities, marketing campaigns, assortment, merchandising, promos/GWP/sets, events and all other parts of the business through our distributors. * Develops full calendar of tailored objectives for retailer and retailer.com, leveraging overall brand category and marketing objectives along with our distributors * Aligns with Distributor on proper visual presence in store. * Ensures that right marketing activities (in store, co-op, digital/social, etc.) supports events, promos and other brand activities. * Works extremely closely with Product Marketing to ensure strong business decisions on marketing, assortment, stock levels, sampling, sets, exclusives and gifts tailored to retailers’ customers. * Partner with Distributor’s Marketing Team to strategize, develop and execute marketing programs for ADF brands in Mass/Alternative Channel, ensuring profitability and maximum ROI. * Owns key P&L items for account/channel and determines spend to maximize ROI and sales; held to seasonal targets and shapes the execution of these items at the retailer in partnership through the Distributor. * With finance, reviews channel P&Ls monthly (prepared by finance) to analyze outliers/ensure more profitable opportunities. * Lead seasonal/yearly strategic planning brainstorm with Distributor on ADF portfolio of fragrances while identifying new business opportunities for continued growth. * Drive brand portfolio to increase sales and market share in mass channel. Translate brand objectives to meet business needs of the North America marketplace. * Liaise with both internal and external Supply Chain, Demand Planning and Finance teams, ensuring basic and promotional forecasts achieve financial objectives in accordance with fiscal year shipment plan. * Monthly calls with supply chain to monitor forecasts and inventory flow based on forecasts. * Monitor/track monthly/annual net shipment plan, detailing reconciliation and accuracy, ensuring plan projections are achieved. * Forecast and execute shipment plan for additional alternative distribution channels. * Oversee the on-going management of in-store promotional budget deck. * Collaborate with Product Marketing on brand presentations and educate Distributor on objectives and strategies for mid-tier/mass retailer sell-in. * Work closely with the Account Service team to make sure orders are shipping in a timely manner and goods are arriving on time * Manually enter retailer orders and submit to Account Services * Work with the retailers to develop monthly/quarterly shipments based on the ADF brand estimate * Complete and approve all Artwork templates and copy for Channel 2 gift sets Negotiation/Retailer Relationships: * Able to manage retailer relationships through difficult negotiations Lead internal and external negotiations to drive overall brand vision **Qualifications** Skill Summary: Astute business manager with strong relationship building and negotiation skills, significant people management skills and a strategic outlook on how to build profitable sales. Detailed Skills: * 8 years related experience * Strong business and people manager and strong relationship builder * Excellent presentation and communication skills * Expertise to translate shopper insights and unique retailer strategies into key action steps. Must possess strong collaboration and influencing skills in order to translate strategic objectives into sales-driving action * Strategic thinker and able to lay out a cohesive and clearly articulated strategy to drive the brand within channel. * Extensive business acumen and financial ability (i.e., P&L management, business drivers, building new channels/growth, savvy with standard business analyses) and analytical thinking. * Solid understanding of primary levers and components to a successful account management. **Job:** Sales **Primary Location:** Americas-US-New York **Job Type:** Standard **Schedule:** Full-time **Shift:** 1st (Day) Shift We are an equal opportunity employer. Minorities, women, veterans, and individuals with disabilities are encouraged to apply. **Job Number:** 194596
          (CHN-DALIAN) Fin & Admin Business Associate      Cache   Translate Page      
**Job Description** Work Activities Processing all accounting activities associated with the General Ledger including fixed assets, inter-company, inventory, cash and bank, month end closing, journal entry, etc. E2E General Accounting activities, including Reporting & Consolidations. Preparing Balance Sheet, Inter-company & Cash Reconciliations. Make sure financial treatment in proper method. Assist in Audit. Education and Experience A bachelor’s degree at least, Major in accounting is preferred. Semi Qualified Professionals / Qualified Professionals. 1 Yrs to 4 Yrs of General Ledger experience in a F&A BPO or any other industry in accounting field. Skills and Ability Ability to communicate with accuracy and clarity both verbally and written. Aptitude for understanding and solving problems. Ability to work to deadlines whilst maintaining quality of work. Knowledge and experience of FI module in SAP is preferred. Good communications skills in written and oral English Personal Attributes Resilience and Flexibility. Willing to find out new ideas for improved business performance and takes appropriate action. Willing to Learning and Knowledge enhancement Builds good customer relationships and understand their expectations. Good payer in team. **Required Technical and Professional Expertise** Finance background,Fluent English written skill **Preferred Tech and Prof Experience** BPO finance work experience,SAP knowledge **EO Statement** IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
          (NZL-AUCKLAND) Account Solution Architect - Auckland      Cache   Translate Page      
**Job Description** **Account Solution Architect - Auckland** + Thrive in an agile environment + Be at the forefront of change + Permanent opportunity in our Auckland office + Utilise your subject-matter expertise We are the trusted partner for Australia and New Zealand’s businesses and governments as they reinvent using cloud, AI and blockchain within a secure environment. Our clients succeed because of our world-leading researchers, engineers and designers and our deep industry expertise. We celebrate our diversity and unite in our passion for IBM. We are #anewIBM As the Account Solution Architect (ASA) you will be a key member of the Account Architecture team. You will be the Chief Architect’s delegate for an account, a group of accounts within a cluster or a business unit. **What Will You Be Responsible For:** + providing knowledge and access to IBM delivery capability in support of new solutions for the account. + working directly with the assigned accounts or business unit as the owner of the solution process from requirements definition to proposal presentation. + preparing and promoting the architectural vision for the account which will enable opportunities for base Growth and coherence for solution architects and delivery competencies As the lead Architect for an Account, you will be the primary point of contact for the Client and Account Team for architectural questions, advice, strategy and outcomes/work products. You will provide leadership and guidance to the Client ensuring proposals and new solutions comply with the Client’s architectural standards and strategic direction. **Your deliverables will be:** + Statements of Work + Development of proposals for major infrastructure initiatives. + Validation and definition of Client requirements for new business proposals + Technology plans and roadmaps. **Your role will encompass:** + Understanding and documenting the customer’s existing architecture. + Participation in Client IT Strategy reviews and Enterprise Architecture projects. + Preparation of the IBM Technology plan and ensures architecture for new solutions fits. + Architectural governance at the Account Level. + Overall responsibility for Solution Design outcomes – from requirements qualification and agreement to when the Project is delivered. + Coordinates stakeholders, Architects, Designers, Pricing, C&N, Legal, PE, to deliver outputs to schedules. + Manage the Client Relationship during the technical solution process. + Work with the Base Growth Seller to propose and sell new solutions to the Customer. + Lead a team possibly made up of several disciplines and delivery towers to develop solutions. + Work with the Account Team at a Commercial level – GP, PTI, Revenue. + Work with DPE and Delivery teams to ensure a stable environment and platform for the Client’s business. + Participate in CritSits as required to assist in problem determination and resolution. Work with DPE and Delivery teams to assist and guide in problem resolution. + Involvement in the Management systems for RFS quality, cycle time, success rate. + Weekly (minimum) meetings with the Customer to discuss proposals, pipeline, RFSes under development, and projects being implemented. + Weekly (minimum) meeting with Account PE, DPE and Project Director/Manager to ensure and discuss RFS proposals and ongoing projects. **Your skills and experience will include:** + A strong track record in the Banking and/or Finance space + Hands on experience in the new world of Cloud Orchestration and Automation + Ability to work in a matrix organisation + Sound experience – Enterprise level of business **Sign me up!** If you tick these boxes, and are ready to start your next challenge with a career at IBM – click “Apply” today. To find out more, head to www.ibm.com.au/careers **Required Technical and Professional Expertise** As per Job Description **Preferred Tech and Prof Experience** As per Job Description. **EO Statement** IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
          (CAN-AB-CALGARY) SAP Financial Consultant      Cache   Translate Page      
**Job Description** IBM Global Business Services: Join a Leader. Consult with us. IBM Global Business Services has more than 60,000 professionals in over 50 countries worldwide. With a strong focus on results, we enable clients to leverage technology and information to improve performance and create sustainable competitive advantages. As the leading supplier of SAP software solutions to a rapidly growing list of major North American corporations, we are proud of our talented team, our respected reputation, and our outstanding results. This opportunity is for an individual with SAP experience in Finance & Controlling and experience. The successful candidate will be instrumental in helping IBM to continue being recognized as the premier SAP solutions implementer in North America. Responsibilities for the position include: + Managing critical stakeholders + Planning and staging the detailed work for the team in accordance with project milestones + Communicating priorities to the team members including cross-functional activities and deliverables + Consolidating and presenting the status, risk, issues, and key decisions from the stream to various stakeholders + Reviewing the major solution design decisions and key deliverables from a Solution Architect perspective + Following and guiding the team through the PMO defined project procedures and methodology + Providing SAP FICO expertise on the assessment of business and application requirements, functional and system specifications, fit/gap analysis and business process modeling, configuration, and testing + Maintaining necessary documentation + Actively performing knowledge transfer to clients + Coaching the team members, managing their time, resolving any internal conflicts or resource issues + Communicating in a team environment with clients and colleagues from a leadership position + Providing support for deployment and sustainment as necessary **Required Technical and Professional Expertise** + 3 or more full project lifecycle implementations of SAP FICO + At least 3 additional years hands on experience designing and implementing the SAP Finance and Controlling module + S4/HANA and SAP Simple Finance experience + Preferred applicants will be SAP certified + Strong familiarity with SAP implementation methodologies – experience in the Activate methodology preferred **Preferred Tech and Prof Experience** + Strong leadership skills and the ability to multi-task within a dynamic workplace + Thorough experience and knowledge of consulting practices and techniques + The ability to develop strong relationships with clients + Excellent time-management skills and the ability to deliver results with an aggressive timeline + Effective coaching and knowledge transfer skills + Ability to thrive in a team environment + Advanced analytical and problem-solving skills + High level of proficiency in the French language (both written and oral communication) is essential for this position **EO Statement** IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
          QFC forges new partnerships in France      Cache   Translate Page      

The Qatar Financial Centre (QFC), one of the world’s leading and fastest growing onshore business and financial centres, signed two Memoranda of Understanding (MoU) with Paris EUROPLACE and Finance Innovation, to support the growth of Qatar’s booming digital industry.

Paris EUROPLACE is responsible for promoting and developing the Paris financial marketplace. Finance Innovation was launched by the French Ministry for the Economy and Finance in 2007 to stimulate the Paris financial centre, and encompasses 480 member organisations and companies.

The agreements aim to support the development of the digital industry in Qatar, the exchange of expertise in innovation trends, cross-promoting start-ups in France and Qatar, as well as developing appropriate incentive packages to attract international and local companies operating in the digital and technology industry to establish a long-term presence in Qatar. The signing ceremonies were attended by H.E. Sheikh Ali bin Jassem Al Thani, Ambassador for the State of Qatar to France, Yousuf Mohamed Al-Jaida, CEO, QFC Authority, Sheikha Alanoud Bint Hamad Al-Thani, Managing Director, Business Development, QFC Authority, as well as other QFC officials and high-level executives of Paris EUROPLACE and Finance Innovation.

Additionally, QFC officials addressed the audience of the WISE@Paris Summit, which is a Qatar Foundation Initiative. The event gathered 800 French, European and international stakeholders, among them political decision makers, social entrepreneurs, innovators, NGOs and students, to discuss and collaborate on actionable and innovative solutions in education, and was sponsored by the QFC. The QFC’s attending delegation was led by Yousuf Mohamed Al-Jaida, Chief Executive Officer, QFC Authority who provided a keynote speech at the WISE Summit reception, and included Sheikha Alanoud Bint Hamad Al-Thani, Managing Director of Business Development, QFC Authority – who provided the keynote speech to a UNESCO panel titled “A Future of Work For All”, which was held in Station F - the world’s largest business incubator.

On his part, H.E Ambassador Sheikh Ali Bin Jassim Al-Thani, made a special reference to the Strategic Dialogue declaration of intent which has been signed earlier this month in Doha between the State of Qatar and France. He stressed that signing this MOU, between QFC and Paris EUROPLACE and Finance Innovation, is in line with the letter and spirit of the said Agreement, and considered that signing the MOU is a testimony to the strategic relations between the State of Qatar and France. H.E the Ambassador talked also about the importance of the MOU, in consolidating the strategic relations between the State of Qatar and France.

He expressed his confidence that signing the MOU will further improve the economic relations between the two countries. He added that relations between our two countries will see further progress in the near future not only in the economic field but in other fields as well and especially in culture. In this regard, H.E Al-Thani said that we will soon celebrate the Qatar-France cultural year 2020 where the two countries will hold and share various cultural activities. He concluded by saying that these cultural activities will send a clear message that relations between Qatar and France are not limited to economic interests but much deeper and more diversified.

QFC forges new partnerships 2 [qatarisbooming.com].jpg

Yousuf Mohamed Al-Jaida, Chief Executive Officer, QFC Authority said: “The digitalisation of the economy is a key component of Qatar’s ambitious national initiatives and the Qatar Financial Centre’s mandate, both of which aim to enable further economic diversification. We are confident that by partnering with Paris EUROPLACE and Finance Innovation we can jointly contribute towards the continued success of the digital industry in Qatar. We have also recently announced our new strategy which emphasises key sectors including the digital industry, and these new partnerships follow agreements with key local stakeholders including the Ministry of Transport and Communication as well as the Communication Regulatory Authority.”

Sheikha Alanoud Bint Hamad Al-Thani, Managing Director, Business Development QFC Authority said: “Our agreements with Paris EUROPLACE and Finance Innovation are yet another indication of the Qatar Financial Centre’s commitment to the important European and French markets. By leveraging the expertise of these institutions, particularly in the FinTech industry, we are confident that we can contribute significantly to the growth of the sector in Qatar.”

Arnaud de Bresson, CEO, Paris EUROPLACE expressed: “The Paris financial center and its stakeholders have developed close relations with Qatar financial market players since more than 10 years. The signature of the MOU is an important step to accelerate our cooperation in different sectors such as investment banking, infrastructure financing, asset management but also, in financial innovation, based on a strong support to the Fintechs, particularly in the most innovative fields, Blockchain, AI, new payment solutions…”

Joelle Durieux, CEO, Finance Innovation said: “We are excited about our partnership with QFC and the ample opportunities it will provide to our local startups. Doha is one of the fastest growing FinTech markets and Qatar Financial Centre Authority has paved the way for SMEs to develop and test their products within an internationally-recognised regulatory framework and a robust financial ecosystem. This will ultimately allow French startups to expand their presence into the MENA region and explore further prospects for growth.”

Omran Al-Kuwari, Chief Executive Officer, Qatar Foundation International, said: “WISE is a response to the necessity of revitalizing education and providing a global platform for the development of new ideas and solutions. It has evolved into a thriving global, multi-sectoral community, which continues to generate fruitful dialogue and productive partnerships.” Stavros Yiannouka, CEO, WISE, said: “We believe that our ideas about the future matter in education. Through these ideas we can proactively address the challenges and opportunities posed by emerging technologies such as artificial intelligence and automation in the workplace. And we need to seize this moment to rethink what it means to be human.”

Qatar’s digital infrastructure has already achieved significant international rankings including the first globally in Internet Penetration in 2017, as well as ninth globally in ICT adoption according to the World Economic Forum Global Competitiveness Report 2018, as well as many others. Qatar also recently pledged USD $50 million to Kuwait’s investment fund in technology and digital economy across the region, reiterating its continued commitment to developing the digital industry. The QFC’s new MoU agreements are amongst several initiatives to have been launched to spur the growth of the digital industry in Qatar, such as agreements with the Ministry of Transport and Communications, as well as the Communications Regulatory Authority.

The QFC is an onshore jurisdiction that allows registered companies to enjoy competitive benefits, such as working within a legal environment based on English common law, the right to trade in any currency, up to 100% foreign ownership, 100% repatriation of profits, 10% corporate tax on locally sourced profits, and an extensive double taxation avoidance agreement network with 70+ countries.

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          [Upwork] Resume Improvement - Finance / Lending / Banking      Cache   Translate Page      
From Upwork // I am looking for an experienced Resume writer, that can boost &amp; improve my Resume. Background creating Resumes for Finance and Banking professionals is a must. I have attached my current resume for review. Please reply back with examples of previous completed Resumes.


Posted On: March 13, 2019 01:02 UTC
Category: Writing > Resumes & Cover Letters
Skills: Cover Letter Writing, Resume Writing, Writing
Country: United States
click to apply
          College Student Non-Tch Spec - LOCKHEED MARTIN CORPORATION - Manassas, VA      Cache   Translate Page      
Part-time college student to work in the Finance & Business Operations organization starting Spring 2019 semester while enrolled in an accredited degree...
From Lockheed Martin Corporation - Fri, 25 Jan 2019 05:21:42 GMT - View all Manassas, VA jobs
          AP PHOTOS: The most senior Catholic convicted of child abuse      Cache   Translate Page      
MELBOURNE, Australia (AP) — The conviction and sentencing of Cardinal George Pell represent a remarkable downfall for the man who was Pope Francis' former finance minister and third-highest ranking Catholic in the Vatican. Pell, the most senior
          3/13/2019: Pakistan: Imran launches low-cost housing finance scheme      Cache   Translate Page      
During his election campaign, Imran had promised to build five million housing units to overcome the shortage of affordable housing in the country. Speaking at a ceremony in Islamabad, Imran said that a huge segment of Pakistan’s population is...
          3/13/2019: Pakistan: T      Cache   Translate Page      
Associate Editor - Online he Pakistan government will provide 90 per cent housing finance to deserving people as part of Prime Minister Imran Khan’s flagship project to construct five million houses in the country. Imran has launched a lowcost...
          3/13/2019: Markets: Intense buying, fund inflows boost Sensex      Cache   Translate Page      

■ Sectorally, the BSE realty index topped the chart, surging 2.60 per cent, followed by telecom, bankex, health care and finance indices. “The market has been moving from strength to strength in the last couple of weeks with impressive performances...
          MICROCAPITAL BRIEF: Grameen Credit Agricole Foundation Loans $815k to Baobab DRC for Microfinance in Democratic Republic of Congo      Cache   Translate Page      

The Grameen Credit Agricole (GCA) Foundation, whose head office is in Luxembourg, has informed MicroCapital that it lent EUR 716,000 (USD 815,000) to Baobab DRC, a microfinance institution (MFI) operating in the Democratic Republic of Congo (DRC). The MFI is affiliated with Baobab, a France-based firm offering financial services in 10 countries. Baobab DRC was

The post MICROCAPITAL BRIEF: Grameen Credit Agricole Foundation Loans $815k to Baobab DRC for Microfinance in Democratic Republic of Congo appeared first on MicroCapital.


          SPECIAL REPORT: “Conference Report: European Microfinance Week 2018,” published by European Microfinance Platform (e-MFP)      Cache   Translate Page      

This is a summary of a report presented by Laura Hemrika and Christoph Pausch; published by the European Microfinance Platform (e-MFP); March 2019; 92 pages available at: http://www.european-microfinance-week.eu/_dbfiles/lacentrale_files/1000/1085/e-MFPrapport-2018-web.pdf European Microfinance Week 2018 featured 450 attendees from 69 countries discussing a wide range of topics, focusing on “digital inclusive finance.” This included how to expand and

The post SPECIAL REPORT: “Conference Report: European Microfinance Week 2018,” published by European Microfinance Platform (e-MFP) appeared first on MicroCapital.


          U.S. Congress invites pharmacy benefit managers to third drug pricing hearing      Cache   Translate Page      
The U.S. Senate Finance Committee has invited executives from five pharmacy benefit managers to testify on April 3 on the rising costs of prescription medicines, in Congress's latest effort to question industry officials directly over an issue voters consistently cite as a top concern.

          AP PHOTOS: The most senior Catholic convicted of child abuse      Cache   Translate Page      
The conviction and sentencing of Cardinal George Pell represent a remarkable downfall for the man who was Pope Francis' former finance minister and third-highest ranking Catholic in the Vatican.
          Sales Manager - Winningfinance Personnel - Amajuba, KwaZulu-Natal      Cache   Translate Page      
Due to the growing demands of their services, the company is now recruiting a Sales Manager to join their creative workforce on a full time permanent basis.... R15 500 a month
From Best Jobs South Africa - Tue, 12 Mar 2019 06:37:02 GMT - View all Amajuba, KwaZulu-Natal jobs
          Evrofinance Mosnarbank continues working normally      Cache   Translate Page      
Earlier it was reported that rthe bank had been hit by US sanctions
          Data Engineer - Republic Finance - Plano, TX      Cache   Translate Page      
Work with business and application architects to review business drivers and analyze requirements, translate user requirements into actionable implementation...
From Republic Finance - Wed, 09 Jan 2019 16:10:02 GMT - View all Plano, TX jobs
          Malaysia to decide fate of Malaysia Airlines 'soon', PM says      Cache   Translate Page      
The Malaysian government is considering whether to shut, sell or refinance national carrier Malaysia Airlines, Prime Minister Mahathir Mohamad said on Tuesday. As Francis Maguire reports, the airline has been trying to return to profitability as it recovers from two disasters in 2014, when flight MH370 disappeared and flight MH17 was shot down.
          Payroll and Finance Associate - Jewelers Mutual Insurance Company - Neenah, WI      Cache   Translate Page      
The JM Corporate Campus is in a prime location set back among the trees. JM has 300+ employees and the benefit of our size allows increased ability for your...
From Jewelers Mutual Insurance Company - Fri, 08 Mar 2019 18:53:45 GMT - View all Neenah, WI jobs
          Kwik-Fit Store card      Cache   Translate Page      
Hi some years ago I had a Kwik-Fit store card issued by GE Finance (now Santander). I put a claim in for PPI and have received a letter back from Santander offering me a final settlement payment of £200. With previous successful claims the award has been itemised and included interest, but Santander has not done this. I suspect that they have no actual details of the account and this is actually more a goodwill gesture as they know that PPI was in general mis-sold on this product. I m not sure how much I paid but know i had it several years and with the price of tyres and exhausts it wouldnt of been a small amount and i presume the ppi was a percentage of the total paid. My question is should I accept this payment or try and hold out for more either directly with Santander or through the ombudsman or even better has anyone else had experience of this. Many Thanks
          Still waiting!!      Cache   Translate Page      
Hi. Right, I'll start at the beginning..... (sorry... this will be a long one!) Went to well known furniture shop middle of September, 2018. ordered item, sorted finance there and then.. was told it wasnt likely to be delivered before Christmas. But they said they would contact me if anything changed. Christmas came and went and was contacted on 13.1.19 by text, asking me to call to confirm delivery... their next available slot was 12.2.19.. On 11.2.19 we threw our old one out, (we would manage for 1 night without it) another text was received and delivery was confirmed by text " between midday and 6pm" the following day. At 10:50 the morning of expected delivery (12.2.19) received a phone call, stating it was in the wrong depo! 156 miles away! And nearly 190 miles away from me!! Told they would get it on the next van., and they would contact me later in the day to update me... they never called... 3 days later I rang them.... spent 48 min in a que. Finally got through... they had no answers.. it was still in the wrong depo... Now after 4 weeks, a phonecall by me to them every few days, spent hours on hold, in a que, passed about... I still dont have it....... Called them again this morning, and was told I could rebook delivery... yay I thought... at last!! But o no.... next delivery is the 19 of April.. it better arrive then!!!
          (Senior) Consultant Finanzierungsberatung / Corporate Finance Solutions (w/m/d)      Cache   Translate Page      
Anbieter: nicht oeffentlich
Du hast Talent. Wir sind ein internationales Netzwerk aus 236.000...
Von: 13.03.2019 04:07 · Ort: D-10115 Berlin, Berlin
Diese Stellenanzeige Nr. 1.384.564.627
: ansehen · merken · weiterempfehlen

          Finance and Administration Director - Guangson Education Group Ltd. - Burnaby, BC      Cache   Translate Page      
Guangson Immigration Group Ltd., established in 2012, focuses on Canada immigration service. Over the past 6 years, Guangson has served thousands of clients and... $32 an hour
From WorkBC - Fri, 01 Mar 2019 20:08:12 GMT - View all Burnaby, BC jobs
          U.S. Congress invites pharmacy benefit managers to third drug pricing hearing      Cache   Translate Page      
The U.S. Senate Finance Committee has invited https://www.finance.senate.gov/chairmans-news/grassley-wyden-invite-5-pharmacy-benefit-managers-to-drug-pricing-hearing executives from five pharmacy benefit managers to testify on April 3 on the rising costs of prescription medicines, in Congress's latest effort to question industry officials directly over an issue voters consistently cite as a top concern.

          Operations Processor      Cache   Translate Page      
IA-West Des Moines, Salary: $13.00 to $16.00 per hour Are you interested in launching your career in finance with a leader in the financial services industry?? We are seeking experienced professionals for an Operations Processor position in Des Moines.? In this role you will analyze business issues and makes recommendations to maximize operational efficiency, quality and compliance.? Additionally, this role will invo
          Auto Finance Company Sues Massachusetts City Over Its Unconstitutional Sale Of Seized Vehicles      Cache   Translate Page      

An opponent of asset forfeiture has arisen from an unexpected place. Honda's finance division has taken the city of Revere, Massachusetts to court over the seizure and sale of a vehicle it still technically owned.

American Honda Finance Corp., based in California, alleged in its lawsuit filed Feb. 12 in U.S. District Court for the District of Massachusetts that its constitutional rights were violated when a Honda Civic was seized in 2016 by Revere's police department.

"Plaintiff brings this action to remedy a deprivation of its long-settled and fundamental rights to be free from unreasonable seizures and to due process of law under the United States Constitution," American Honda Finance Corp. said in its 13-page complaint.

The complaint [PDF] makes it clear the company thinks this is some bullshit: seizing and selling a vehicle that still belongs to the company holding the lien. Until the vehicle is paid off, Honda still owns the car. But Massachusetts law enforcement doesn't appear to care who owns the car so long as they get to profit from its sale. The narrative detailed in the lawsuit makes it clear zero effort was made to make the car's real owner aware of the city's plans for the seized car.

On or about November 2, 2016, HONDA obtained a purchase money security interest and lien in The Subject Vehicle.

On November 28, 2016, The Subject Vehicle was officially titled in the State of New York with Shanasia Hackworth recorded as the owner and HONDA recorded as the first priority lienholder.

On or about December 30, 2016, REVERE took possession and custody of The Subject Vehicle pursuant to REVERE’s police officers acting in the course of their duties as law enforcement officers.

On or about December 30, 2016, REVERE, through its police officers acting in the cause of their duties as law enforcement officers, and pursuant to laws enacted to further official state interests, directed Mario’s Service Center, Inc. to tow and detain The Subject Vehicle.

On or about December 30, 2016, Mario’s Service Center, Inc. towed The Subject Vehicle and retained The Subject Vehicle on behalf of REVERE as part of an “investigation.”

REVERE did not notify HONDA that The Subject Vehicle had been seized.

REVERE thereafter concluded its investigation. REVERE did not, thereafter, return The Subject Vehicle to HONDA or anyone else. Instead, REVERE authorized its agent, Mario’s Towing Service Center, Inc., to detain and dispose of the vehicle pursuant to Massachusetts G.L.c. 255, §39A.

REVERE did not notify HONDA that after the investigation ended that REVERE authorized Mario’s Towing Service Center, Inc. to detain and dispose of The Subject Vehicle.

REVERE did not ensure that its agent, Mario’s Towing Service Center, Inc., notified HONDA that REVERE had authorized detention and disposal of the Subject Vehicle.

On or about May 18, 2017, REVERE’s agent, Mario’s Towing Service Center, Inc., sold The Subject Vehicle and The Subject Vehicle was retitled through the Massachusetts Department of Transportation with HONDA’s lien not recorded on said title.

Under Massachusetts law the sale pursuant to Massachusetts G.L.c 255, §39A and subsequent retitling extinguished HONDA’s property interest in The Subject Vehicle.

At no time prior to the sale or retitling of The Subject Vehicle did REVERE or any person provide any notice to HONDA relating to The Subject Vehicle.

There's a genuine question of property interest in a vehicle whose title still resides with the financing company. This can't be the first time a company has complained about a vehicle of theirs being auctioned off without notice, but this is the first federal complaint I've seen directly challenging a state's seizure of vehicles from drivers who don't actually own the vehicles they're driving.

This was filed ten days before the Supreme Court held that certain forms of asset forfeiture violate Constitutional protections against excessive fines. Honda's complaint seems to anticipate the high court's displeasure with abusive forfeitures and pulls no punches in its description of the program the city of Revere participate in. (Emphasis in the original.)

Massachusetts G.L.c. 255, §39A effectuates the Commonwealth’s interest in enforcing traffic laws and in protecting the public from hazardous street conditions. The statute provides a means for the state to compensate private parties who assist the state by towing and storing vehicles at the direction of police. The statute has, however, fallen out of step with modern developments in constitutional law which confirm that a duly perfected security interest and lien in a vehicle is a constitutionally protected property right.

A program that takes property away from the property's true owner -- an entity completely disconnected from the underlying criminal activity/accusations -- appears to be a violation of the company's Constitutional rights, if not the greater protections given to property owners by the state's constitution. The suit alleges a host of violated rights, as well as conversion under state law, arguing the sale of the vehicle without notifying the lien holder is basically theft of Honda's property.

Is it going to take the deep pockets of pissed off corporations to finally make a serious dent in abusive forfeiture programs? It might. This case may be more tow-and-sell than most forfeitures, but the principle behind it -- the state depriving companies of their property without notice -- is identical. If this case adds to the judicial dialog on forfeiture programs, I'm all for it.



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          Assistant Manager - LaRosa's - Township of Liberty, OH      Cache   Translate Page      
Able to make change and process different types of payment. Additional college classes in management, accounting, and finance preferred....
From LaRosa's - Mon, 26 Nov 2018 10:58:06 GMT - View all Township of Liberty, OH jobs
          Financial Office Manager - ACPI Systems, Inc. - Hamilton, OH      Cache   Translate Page      
Knowledge of cost accounting, general accounting and financial planning &amp; analysis. Bachelor’s degree in Accounting, Finance or related field....
From Indeed - Thu, 07 Mar 2019 15:07:29 GMT - View all Hamilton, OH jobs
          Boston Robert Half Finance and Accounting Account Operations Division Director - Boston, MA 02133      Cache   Translate Page      
**JOB REQUISITION** Boston Robert Half Finance and Accounting Account Operations Division Director **LOCATION** MA BOSTON **JOB DESCRIPTION** **Job Summary** The primary...
          'Contingency fund' tapped to cover Trump's border wall      Cache   Translate Page      

President Trump's bid to finance the military mission along the U.S. southern border rests in a special off-the-books Pentagon account set aside to finance for ongoing combat operations, but one that critics compare to an unregulated slush fund the administration is exploiting to circumvent federal spending caps.

The record $165 ...

          Executive Assistant to the Vice President, Finance & CFO - Halifax Robert L. Stanfield International Airport - Enfield, NS      Cache   Translate Page      
Post secondary education in business administration, with a focus in Financial Management. Stanfield International Airport is Atlantic Canada's principal full...
From Career Beacon - Mon, 11 Mar 2019 18:48:03 GMT - View all Enfield, NS jobs
          Senior Commercial Finance Manager - Corby Spirit & Wine Limited - Toronto, ON      Cache   Translate Page      
Through its affiliation with Pernod Ricard S.A., Corby also represents leading international brands such as ABSOLUT Vodka, Chivas Regal, Glenlivet, Ballantine’s...
From Indeed - Tue, 22 Jan 2019 19:37:35 GMT - View all Toronto, ON jobs
          CA Internship - CORAL SERVSOFT - Kolkata, West Bengal      Cache   Translate Page      
*Responsibilities and Duties* * Manage Finance & Accounting functions\* * GST, TDS & Other compliances * Manage books of accounts & other records on CORALerp \... ₹1,80,000 - ₹2,40,000 a year
From Indeed - Sat, 09 Mar 2019 09:44:15 GMT - View all Kolkata, West Bengal jobs
          Supervisor, Finance Services - Nutrien - Saskatoon, SK      Cache   Translate Page      
Plays a vital role in shaping and supporting projects relevant to accounts payable (AP) and accounts receivable (AR) functions....
From Nutrien - Wed, 23 Jan 2019 23:49:41 GMT - View all Saskatoon, SK jobs
          Rekrutmen PT Frisian Flag Indonesia Jakarta Timur 2019      Cache   Translate Page      
Rekrutmen.NET -   PT Frisian Flag Indonesia (FFI) adalah produsen produk-produk nutrisi berbasis susu untuk anak-anak di Indonesia dengan merek Frisian Flag, yang juga dikenal sebagai Susu Bendera. Frisian Flag telah menjadi bagian dari pertumbuhan keluarga Indonesia selama lebih dari 90 tahun. Selama itu pula, Frisian Flag selalu memberikan komitmennya untuk terus berkontribusi membantu anak-anak Indonesia meraih potensinya yang tertinggi, melalui produk-produk bernutrisi tepat. Saat ini PT Frisian Flag Indonesia (FFI) membuka lowongan kerja terbaru untuk posisi dan persyaratan sebagai berikut:

Posisi :

Supply Chain Operations Export Import Supervisor

  • Candidate must possess at least Bachelor’s Degree in Business Studies/Administration/Management or equivalent.
  • Required language(s): Bahasa Indonesia, English
  • At least 5 Year(s) of working experience in the manufactur company for export import position is required for this position.
  • Required Skill(s): Custom Regulation, Export Import Regulation, PPJK
  • Preferably Supervisor/Coordinator specialized in Logistics/Supply Chain or equivalent.
  • Certified for Pabean
  • Technically understand PIB/ PEB
  • Understand the calculation and value of Pabean


Strategy & Regulatory/Corporate Affairs Sales Analyst Customer Asst. Manager

  • Customer data understanding.
  • Sales relationship processes, i.e. logistic, product and money flows.
  • Complex data analysis and insight.
  • Innovative to find insight and solution.
  • Complex excel and simple statistic software.
  • Drive to learn new things.
  • Excellent interpersonal skills, influential team player, able to work as team and Individual
  • 3 years’ of experience on the same field

Finance Risk & Control Sr. Specialist ( IT Audit)

  • Having 3 – 6 years experience in  Information Techonology (IT) audit
  • Having min. 2 years exp. in BIG 4 in IT audit function
  • IT audit experience withihn FMCG industry in SAP environment
  • Experience in data analytics
  • Bachelor degree in IT, Accounting, Finance, Business Adm. or related fields
  • Professional certificate, i.e CISA/CIA will be preferred
  • Strong in English communication, writting and presentation skills
  • Persistence and consistence to complete the targeted job/ assignment
  • Strong negotiations skills to resolve issues/conflicts in a “win-win” manner and strong customer focus and ability to build credible relationships internally and externally at all levels


B2C Commercial

  • Must possess at least Bachelor’s Degree in any field.
  • Fluent in English
  • Having at least 2-3 Year(s) of working experiences as Sales Supervisor in Fast Moving Consumer Goods
  • Willing to be stationed in all cities in Indonesia
  • Able to drive a car and have a valid driving license
  • Have a good strategic thinking
  • Excellent interpersonal skills, influential team player, able to work as team and individual
  • High drive, detail, proactive & decisiveness action
  • High compliance

Jika kalian memenuhi syarat dan berminat, silakan melakukan pendaftaran online disini : Pendaftaran
Rekrutmen tidak dipungut biaya apapun.
          Research Analyst - Nicco Ventures - Kolkata, West Bengal      Cache   Translate Page      
Sectorial knowledge in any of the verticals like IT, Pharma / Biotech, Media, Retail, Manufacturing, Banking / Finance / Insurance, Sales would be preferred....
From Nicco Ventures - Sun, 18 Nov 2018 01:02:12 GMT - View all Kolkata, West Bengal jobs
          Recruitment Consultant -Non IT - Nicco Ventures - Kolkata, West Bengal      Cache   Translate Page      
Pharma / Biotech, Media, Retail, Manufacturing, Banking / Finance / Insurance, Sales. Handling &amp; fulfilling search mandates....
From Nicco Ventures - Sun, 18 Nov 2018 01:02:12 GMT - View all Kolkata, West Bengal jobs
          ROLEASSISTANT MANAGER Finance ICWA - Ahmedabad, GJ      Cache   Translate Page      
CLIENT OF HIRING HEADS - Ahmedabad, GJ Jo. Detail. ROLEASSISTAN. MANAGE. Financ. ICW. Jo. I. 29. Hirin. Fo. . clien. o. Hirin. Head. Desire. Profil....
          State Oks second medical marijuana cultivator      Cache   Translate Page      

LITTLE ROCK, Ark. (AP) - A second cultivation facility has been approved to begin growing medical marijuana in Arkansas.

Arkansas Department of Finance Administration spokesman Scott Hardin said Tuesday that Osage Creek Cultivation in Berryville was approved by inspectors on Monday to begin growing the drug.

Inspectors gave the go-ahead ...

          Finance & Accounting Operations Advisor - Accenture - San Francisco, CA      Cache   Translate Page      
Utilize analytical /statistical tools (e.g., SAS, JDA,) to develop business data insights. Accenture is a leading global professional services company,...
From Accenture - Tue, 11 Dec 2018 02:49:01 GMT - View all San Francisco, CA jobs
          Senior/Executive, Finance - M1 Limited - Jurong      Cache   Translate Page      
Job ID: FIN-SFE-ACCOPS-1 Job Type: Full Time Job Classification: Senior / Executive Department: Finance Function: Finance Location: Jurong Years of Experience...
From M1 Limited - Wed, 06 Mar 2019 12:37:08 GMT - View all Jurong jobs
          Senior Finance Officer - Lac La Ronge Indian Band - La Ronge, SK      Cache   Translate Page      
Assist in preparing yearly budgets in consultation with program managers and reporting requirements. The Lac La Ronge Indian Band Health Services Department is...
From Lac La Ronge Indian Band - Sat, 09 Feb 2019 00:51:57 GMT - View all La Ronge, SK jobs
          Letter Written by Phyllis E. Mayo (Long) to the Bryant College Service Club Dated April 29, 1944      Cache   Translate Page      

[Transcription begins]

April 29, 1944

Dear Friends,

Thanks so much for your nice box of candy. It took awhile to catch up to me but I got it.

I was on WAC recruiting for a few weeks and now I’m at school at Camp Crowder taking up a course to become a crypt technician in preparation for overseas duty. It is an eight week course and I’ve been here one week.

It seems I’ve come a long way from my college days. First I worked about three years and then I joined the WACs on October 10, 1942. I went to Des Moines for my basic training and then to Fort Sheridan where I stayed for almost 16 months working in the Finance Office.

I got married at Fort Sheridan on October 16, 1943 and my husband comes from Louisiana but intends to live in Conn. after the war. He is now on his way overseas.

Then I went to recruiting school at Fort Sheridan and went out on recruiting for a few weeks.

Now I’m here going to school again and hope to end up overseas in the Signal Corps as a Crypt Tech.

It’s an exciting life and I’m very happy.

I presume you got my address from the letter sent to my home which my mother filled in without my knowledge. If it’s all the same to you, I’d prefer Camels to candy as they are rather hard to get and any extras are always appreciated no end.

Your letters on the kids that were in school are very interesting and I’m looking forward to more of them.

Thanks again for the swell candy.

Sincerely,

Phyllis Mayo Long

[Transcription ends]


           After Upheaval, Alaska Names Acting CIO, Permanent CISO       Cache   Translate Page      
Alaska's state capitol building

John Boucher is the third person to hold the title of chief information officer in Alaska — whether in an acting or permanent capacity — since December 2018, but he may hold the title for some time.

After months of apparent upheaval in the Alaska Office of Information Technology, Boucher confirmed for Government Technology last week that he has been acting CIO since Feb. 14, and the state has also named a new chief information security officer.

Boucher said he was not aware of any search for a permanent replacement for his position.

“I’m here as long as Commissioner (Kelly) Tshibaka would like me to serve in this capacity,” he said, referring to the head of the Alaska Department of Administration that supervises OIT. “If the path that she chooses to take is to openly compete it, I will put my hat in the ring.”

Boucher was also Alaska’s acting CIO for about three months toward the end of 2018, after Bill Vajda resigned in August.

A career economist with a bachelor’s degree in economics from the University of Notre Dame, Boucher has had roles in several Alaska state departments over the course of nearly 36 years in public service. According to his LinkedIn profile, he started with more than 17 years as an economic analyst for labor market statistics for the Alaska Department of Labor. For five years he was the project manager of an agency-wide information systems replacement and integration project, Online Resource for the Children of Alaska, for the state’s Office of Children’s Services; for nine years he was a senior analyst/legislative liaison for the state Office of Management and Budget; and for two years he was the deputy commissioner of the state Department of Administration. Boucher returned to the Office of Management and Budget in 2017, where he spent 18 months as a senior policy analyst, then moved to OIT in September 2018 as the state’s acting CIO in Vajda’s stead.

That’s where the recent shakeups started. In December 2018, without a formal announcement, newly elected Gov. Michael Dunleavy appointed a new CIO — Peter Zuyus, whose resume reflects a career at telecommunications companies around the country and ownership of a political consulting firm in Alaska, but who declined to answer calls and emails from the press. The office of the governor also declined to return calls requesting comment on Zuyus’ hire.

By mid-February, also without announcement or explanation, Zuyus was out. His contact information on the state website was temporarily replaced by that of Paula Vrana as acting CIO, who did not respond to a request for comment at the time.

Zuyus’ departure followed a series of leadership changes in the Department of Administration. The department’s head commissioner, Jonathan Quick, resigned Jan. 24 amid reports that he had lied on his resume. Vrana replaced Quick as acting commissioner for a week until Jan. 31, when Dunleavy chose a full-time replacement in Kelly Tshibaka, a former chief data officer for the U.S. Postal Service Office of the Inspector General and former counsel for the U.S. Department of Justice. Vrana then took over for Zuyus as acting CIO until Feb. 14, when Boucher stepped in.

Boucher declined to comment on Zuyus’ hire, departure or press shyness. A political blog, The Alaska Landmine, connected Zuyus’ departure in mid-February to missed payments on an $11.6 million contract for cybersecurity services awarded by the state in fall 2018 to California-based Evotek. Boucher would not comment on the Evotek contract, which The Alaska Landmine said has been terminated, or what the state is doing to meet cybersecurity needs for which state officials assigned more than $11 million last year.

“We’re trying to increase and harden our security profile within the resource constraints that we have,” he said. “Security is a priority for us, so we’re definitely trying to move forward to the best of our ability.”

Boucher also confirmed that Alaska has had a new chief information security officer, Mark Breunig, since January. According to his LinkedIn profile, Breunig has also been a project manager at Accenture, a senior manager of IT security at NANA Development Corporation, an IT manager for the municipality of Anchorage and the owner of his own IT security consulting business.

As someone who has had a hand in many state departments over three-plus decades, Boucher felt comfortable saying IT in Alaska, in general, is in a “challenged state.” More specifically he pointed to Administrative Order 284, an order from then-Gov. Bill Walker in April 2017 consolidating Alaska's IT assets to a standalone agency under the leadership of a state CIO. He said the state is working toward IT services and infrastructure being shared between all its departments, and that process is still ongoing.

“We’re attempting to execute a consolidation to a shared services model where it works and is appropriate, which many of the other states are going through some iteration of the same exercise,” he said. “Since the beginning of (AO 284), we’ve moved 140-some positions into the central IT organization from the agencies, the individual departments … We’ve used the phrase ‘commodity services,’ such as the delivery of endpoint support, data centers, that kind of stuff. Those are the first moves that we are making in terms of consolidation.”

Despite AO 284 and recent turnover in OIT, Boucher said he sees no significant difference between the structure of the department now and in 2018.

Talking to GT last week, he said he would be speaking to the state House finance subcommittee this week on IT projects or initiatives underway, but he declined to elaborate.

Alaska’s CIO under Walker’s administration, Bill Vajda, started a new job on March 4 as CIO of the U.S. Department of the Interior.


          If You Care About Fico Scores, Dont Do Loan Modification-lata-01      Cache   Translate Page      
Finance With all the talk about the "Making Home Affordable" program, and with all the layoffs and pay cuts that Americans are facing today, it’s tempting to ask for a loan modification even if you are able, somehow, to meet your mortgage payment. Before you decide to make that move, decide whether you’re going to […]
          Financial Planning – A Broken Model-mfcclub.net      Cache   Translate Page      
Finance If you make your living providing financial planning services for people, it is possible that your professional and well intentioned advice cost your clients hundreds of thousands if not millions of dollars last year and continuing into this year. With many investment strategies down anywhere from 30% to 60% or worse as the global […]
          3 Ways To Get The Lowest Rate On Your Home Equity Loan-visualboyadvance      Cache   Translate Page      
Finance Home equity loans are relatively easy to get, even if you have bad credit. Because you are putting your home up as collateral, lenders tend to be more willing to give you money. From a lenders point of view, it is a low risk situation. Chances are, if your home is on the line […]
          Cayman avoids EU blacklist      Cache   Translate Page      
The European Union has not added the Cayman Islands to an expanded EU tax blacklist, but the council of EU finance ministers said Cayman will have to amend its legislation by the end of this year.
          Malaysia to decide fate of Malaysia Airlines 'soon', PM says      Cache   Translate Page      
The Malaysian government is considering whether to shut, sell or refinance national carrier Malaysia Airlines, Prime Minister Mahathir Mohamad said on Tuesday. As Francis Maguire reports, the airline has been trying to return to profitability as it recovers from two disasters in 2014, when flight MH370 disappeared and flight MH17 was shot down.

          2011 Will Be The Crucial One….-乃々果花      Cache   Translate Page      
Taxes Our Finance Minister, Mr Pranab Mukherjee is now looking forward to roll out the Goods and Services tax simultaneously with the Direct Taxes Code (DTC) from April 1, 2012. But one thing which he himself knows very well is that the path ahead is not easy and the current year i.e. 2011 will be […]
          Financial Acumen And Common Courtesy The Frank Meadows Iii Story-g-area meru      Cache   Translate Page      
Finance The chances are that unless you are familiar with a company called Nottingham Investment Administration (NIA), or are familiar with the US financial industry, then you may well not have heard of Frank Meadows III. That is something of a shame as the story of Mr. F. P. Meadows is certainly one worth listening […]
          Debt Help, You Can Get It.-htc802w      Cache   Translate Page      
Finance Even if you have a bad credit report, you can still go in for debt help. One can easily get a cash credit loan. Thus they can help you tide over your financial difficulties with ease. Thus by utilizing this cash loan you can easily have debt help. This cash credit loan is a […]
          Budgeting Your Money When You Are Dating-wegener肉芽肿      Cache   Translate Page      
Personal-Finance So you think you may have met the person of your dreams, now it .es time to take them out on a date, but you are strapped for money right now, and you feel like you might as well give up in order to save some money. This shouldn’t be the case there are […]
          Karferry Limited Recruitment for Direct Sales Agent      Cache   Translate Page      

Karferry Limited - Our client, a Microfinance Bank located in Lagos State is recruiting to fill the post below:

Job Position: Direct Sales Agent
Job Ref: DSA/19
Job Location: Lagos

Job Description

  • This Executive will participate in the sales and administration of Financial products.
  • The ideal candidate will work closely with Team Super
          Graduate Finance Intern I Recruitment at Management Sciences for Health (MSH)      Cache   Translate Page      

Management Sciences for Health (MSH), a global health nonprofit organization, uses proven approaches developed over 40 years to help leaders, health managers, and communities in developing nations build stronger health systems for greater health impact. We work to save lives by closing the gap between knowledge and action in public health. 

We are recruiting to fill the position below:

Job Position: Finance Intern I
Job ID: 13-10540&n

          Finance Manager Job at Fivethree Investment      Cache   Translate Page      

Fivethree Investment holds and manages securities for investment purposes. We also invest money on behalf our clients.

We are recruiting to fill the position below:

Job Position: Finance Manager
Job Location
: Lagos

Job Description

  • Our high-growth multinational firm is seeking an experienced and professional Finance Manager to join our team. This position will
          Marketing Officer Job at Progressive Advancement Centre for Entrepreneurship (PACE)      Cache   Translate Page      

Progressive Advancement Centre for Entrepreneurship (PACE) is a Non- Governmental Organization (NGO) founded in July 2017, and registered with the Corporate Affairs Commission (CAC). PACE is Africa’s leading training and microfinance institute, committed to changing lives and ensuring a better tomorrow for all. 

We are recruiting to fill the position below:

Job Position: Marketing Officer
Job Location
: Oyo

          Retail Relationship Officer Job at Addosser MicroFinance Bank Limited      Cache   Translate Page      

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

We are recruiting to fill the position below:

Job Position: Retail Relationship Officer
Job Location
: Lagos

Details/Requ

          Information Technology Officer Job at Addosser MicroFinance Bank Limited      Cache   Translate Page      

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

We are recruiting to fill the position below:

Job Position: Information Technology Officer
Job Location
: Lagos

Details/R

          Business Development Manager at Hazon Holdings      Cache   Translate Page      
Hazon Holdings is a continually growing and leading conglomerate domiciled in Africa. We specialize in raising standards through our synergy of diverse business units. We are core believers in driving people, processes and businesses to attain peak productivity in given fields through steadfastness and ultimate discipline.Job Summary The Business Development Manager responsibilities for growth of the business, by fostering and developing relationships with customers, suppliers and other partners to improve profitability through strategic planning that will position the brand in the market. Responsibilities Identify new business opportunities - including new markets, growth areas, trends, customers, products and services Seek out the appropriate contact in an organisation Generate leads and cold call prospective customers Meet with customers/clients face to face or over the phone or Email and face book or other means of social media. Understand the needs of your customers and be able to respond effectively with a plan of how to meet these Think strategically - seeing the bigger picture and setting aims and objectives in order to develop and improve the business Work strategically - carrying out necessary planning in order to implement operational changes Draw up client contracts - depending on the size of company, this task may be completed by someone else or agreements may not be as formal Have a good understanding of the businesses' products or services and be able to advise others about them Train and coach members of your team. Discuss promotional strategy and activities with the marketing department Liaise with the finance team, warehousing and logistics departments as appropriate Seek ways of improving the way the business operates Attend seminars, conferences and events where appropriate Keep abreast of trends and changes in the business world. Qualifications Degree in Electrical/Electronic, Physics and Electronics Business Administration and other related fields. Preferably from a Renewable Energy Industry Skills: Tenacity and drive to seek new business and meet or exceed targets An excellent telephone manner for making initial contact and for ongoing communication with customers and business associates Excellent written and verbal communication skills - needed for communicating with a wide range of people, both internally and externally Good IT skills, including the use of spreadsheets A professional manner and presentable appearance for meeting customers/clients Initiative and good decision-making skills Project management skills The ability to motivate yourself and set your own goals Great organizational skills Good networking skills The ability to think strategically The ability to analyse sales figures and write reports Initiative and the confidence to start things from scratch
          Country Brand Manager at Pfizer      Cache   Translate Page      
Pfizer - Good health is vital to all of us, and finding sustainable solutions to the most pressing health care challenges of our world cannot wait. That's why we at Pfizer are committed to applying science and our global resources to improve health and well-being at every stage of life. We strive to provide access to safe, effective and affordable medicines and related health care services to the people who need them.Ref No: 218493 Position Summary Development of all marketing and promotional activities for the allocated brands and portfolios, with the main objective of ensuring that the best strategies and tools are made available to all customer facing colleagues, that allows for maximum patient impact. Ensure that the strategies encompass all sectors (private & public) and channels of distribution. Responsibilities Financial: Deliver on revenue and IBA of brands and portfolios within the scope of management: Ensure high integrity and accuracy of forecasts Ensure mitigation plans are developed, as required, to reach financial objectives Work with GSC (SA demand planning) to optimize brand forecasts and reduce obsolescence Manage expense budgets: DME Budgets (Direct Marketing Expenses/ including A&P) -Set up; monitor and track ROI of marketing expenditure and programs Manage OME (other marketing expense) budgets, allocated for T&E (Travel and Entertainment) Brand/TA/Channel management, strategy and tactical plan development: Development of strategies, promotional campaigns and programs, through maximizing customer insights and ensuring maximum patient impact: Align to global strategies as appropriate Provide accurate analysis of data for each brand, to support proposed strategy Ensure the brands are being managed according to life cycle requirements Take responsibility for brand requirements in the various channels and deliver the correct content to fulfill the promotional requirements within those channels (eg: script generation at doctor level, retail messaging etc) Develop plans and core materials in line with the tactical plan (supporting the channel strategies): Drive cross-functional brand leadership through the core brand team Take accountibility for ensuring that all content and/or promotion materials and items for promotional purposes are delivered timeously Review pricing and make recommendations for yearly SEP increases; tender opportunities and price reduction - depending on market dynamics, working closely with H&V (Health and Value function, who oversee pricing) Advance proposals for major strategy change to senior management Alignment across functions and stakeholder management: Align key internal stakeholders - medical, marketing, management, SMS (Sales and Marketing Services), sales, H&V/ Access; Legal and BA - to drive business objectives, develop strategies and tactics for the brand and/ or TA: Lead the efforts to understand and address opportunities and challenges Establish effective peer relationships and strong cross-functional collaboration and communication Collaborate with sales to roll out and drive effective execution of campaigns and programs Establish and maintain positive relationships with identified opinion leaders (private and public sectors) Vendor management (in accordance with policy) Position Responsibilities Accountable: Brand revenue achievement, across all channels Development of strategy and tactical plans Delivery of materials and content for customer facing colleagues and channel activities Brand forecasting Management of expenses Vendor management for brand specific initiatives Compliance Shared Accountability: Develop country Op Plan; revenue targets, brand expense allocations, in conjunction with sales and management Channel marketing (retail/ state KA) - ensure that clear inputs on the customer journey for brands are shared and development of tactics is done. Long-range demand forecasting with demand planning and manager Revenue adjustments, as needed for LEs (latest estimates), with sales, business finance and manager KOL development - in conjunction with sales and medical On-boarding of new PSRs and identifying upskilling requirements with market changes - training and medical Education and Experience Qualifications: 2 - 5 years pharmaceutical experience 1 - 2 years marketing experience Bachelor's degree or equivalent Proficiency in English Technical Skills Requirements Expected Technical skills required and/or preferred. Candidates to demonstrate these competencies: Demonstrates business acumen Acts decisively Seizes accountability Holds people accountable Leads change Self-awareness Commits to "One Pfizer" Builds effective teams (cross-functional) Candidate needs to demonstrate these commercial /management competencies: Broad knowledge of the pharmaceutical industry and healthcare environment including: Pricing, reimbursement, regulatory requirements and market and policy trends (this can be in the learning phase) Ability to analyze, define and convey complex concepts and strategies in verbal and written communication (candidate needs to be able to apply this competency) Able to develop a strategy, plan activities and effectively execute to the sales force (candidate needs to be able to apply this competency) Proven ability to perform effectively in a complex, changing environment, and the professional maturity to deal with ambiguity Strong interpersonal skills are required, as well as excellent verbal communication and presentation skills Well-organized with the ability to be flexible, prioritize multiple demands and effectively perform in a matrix organization (this can be in the learning phase) Demonstrated track record of ability to influence others Strategic skills, including creativity and effectiveness in identifying and addressing major strategic challenges (e.g. new competition, shifting market environment) and the ability to balance short-term needs with long-term vision for a brand Be able to develop performance metrics (can be in the learning phase) Demonstrated collaboration/negotiation.
          Home Refinance Loan – Be Given Just The Accurate Types Phone Us 1-888-207-8140-aspack      Cache   Translate Page      
Business Each day simple involving day, 1000s of people who hunt for Home Refinance Loan .plete program sorts around the Home Refinance Loan development web sites requesting pertaining to info on loan refinancing mortgage quotes via credit businesses. These kind of Your home Refinance Mortgage are generally obtainable about have to have a lot of […]
          Driver - Northern Nigeria Education Initiative Plus (NEI+) at Creative Associates International      Cache   Translate Page      
Creative Associates International is a dynamic, fast-growing global development firm that specializes in education, economic growth, democratic institutions and stabilization. Based in Washington, D.C., Creative has a field presence in more than 15 countries with a strong client portfolio that includes the U.S. Agency for International Development and the State Department, among others. Since its founding in 1977, Creative has earned a solid reputation among its clients and is well-regarded by competitors and partners alike.Location: Bauchi, Nigeria Project Summary The Northern Nigeria Education Initiative Plus (NEI+) project works to improve the quality of and access to education in Northern Nigeria, equitably and sustainably. Position Summary The main duties of the Driver is to provide transport support services to all technical program areas. Maintain accurate and up to date records relating to individual vehicle use. Purchase fuel from commercial gas stations, reviews and verifies the accuracy of cash memos and submits them to the Finance for payment. Ensure all aspects of vehicle policy are being followed and enforced. Reporting & Supervision: This position is housed in Bauchi, Nigeria, reporting to the Operations Manager. Responsibilities Drive vehicle for official travel and business, or as requested by Representative Maintain high standard of service to both internal and external guests. Ensure punctuality and safe transport; Observing the road and traffic laws and regulations of the country Ensure that safe driving practices are adhered to including local driving codes and internally agreed standards. Alcohol must not be consumed or present whilst on duty Car Security & Maintenance: Ensure vehicle is kept clean, tidy and in good working condition at all times Ensure vehicle is kept secure at all times Ensure vehicle is given regular/day-to-day maintenance checks: check oil, water, battery, brakes, tyres, etc. Ensure vehicle repairs are carried out properly by official manufacturers specifications Perform minor repairs and arrange for other repairs, prepare vehicle spare parts inventory Prepare and submit vehicle monitoring report, including records of vehicle operations, maintenance, expenses, mileage, at end of each month Assist the Operation Officer to ensure vehicle insurance and registration is updated according to schedule Log official trips, daily mileage, gas consumption, oil changes, etc; Personal Qualities, Qualifications & Experience Understanding of transportation law Good traffic judgment Good knowledge about car mechanics Knowledge of the location of international organizations, airline offices, hotels and restaurants Knowledge on operation and maintenance of the office equipment Excellent driving skills Flexible, effective team work and interpersonal skills Good communication skills, good in communicating in English Computer literacy and familiar with software packages under Windows and Email Minimum 5 years'experience as driver with good driving record. High School Diploma Valid driving license Level Holder of qualification in Vehicle Maintenance and Repairs desirable.
          Accountant Job at IBFCAlliance Limited      Cache   Translate Page      

IBFCAlliance Limited - Our client, an RCCG Parish in Lagos, Nigeria is recruiting qualified candidates for the position below: 

Job Position: Accountant 
Job Location:
 Lagos 

Qualifications & Requirements

  • First degree in Accounting/Finance or any related numerate courses from recognized Institution.
  • Possession of ACCA or ICAN will be an add
          Internal and Financial Control Officer Job at Moneytrust Microfinance Bank Limited      Cache   Translate Page      

Moneytrust Microfinance Bank Limited is a retail finance institution (Licensed by Central Bank of Nigeria) offering outstanding products and services to suit the financial requirements of all Nigerians. We commenced operations precisely on April 11th 2017, and have today stabilized as a financially stable bank.

We are recruiting to fill the position below:

Job Position: Internal and Financial Control Officer
Job Location:
 Lagos

          Business Development Executive/Marketer Job at Moneytrust Microfinance Bank Limited      Cache   Translate Page      

Money Trust Microfinance Bank Limited, a leading solutions-driven microfinance bank in Nigeria. Our mission is to be the microfinance bank of repute, building our customers one at a time with integrated ICT solutions.

We are recruiting to fill the position below:

Job Position: Business Development Executive/Marketer
Job Location: Lagos 
Job Type: Full Time
Job Field: Banking / Finance


          Finance Associate at NCR Corporation      Cache   Translate Page      
NCR Corporation (NYSE: NCR) is the global leader in consumer transaction technologies, turning everyday interactions with businesses into exceptional experiences. With its software, hardware, and portfolio of services, NCR enables nearly 700 million transactions daily across retail, financial, travel, hospitality, telecom and technology, and small business. NCR solutions run the everyday transactions that make your life easier. NCR is headquartered in Atlanta, Georgia, with nearly 30,000 employees and does business in 180 countries.Grade: 7 Key Responsibilities Check, correct and maintain variety of financial records and documents. Prepare financial reports and cash flow forecast Relates to vendors to meet customers' expectations and maintenance of banking relationship Provision of support and direction to other clerical and admin staff Follow up on receivables and maintain business relationships with process owners Collate, analyze documents required for payment processing Provide information to management on revenue expectation and projection Preparation of departmental audit report and review service level agreements Process and oversee the processing of financial and business forms Preparation of departmental periodic/financial accounts Basic Qualifications Good English skills, both written and spoken Bachelor's degree in Finance, Economics, Accounting and similar 2+ years of related experience Chartered accountant, experience in accounting Knowledge of Microsoft Office Suite, intermediate excel skills Working knowledge of basic financial administration principles Demonstrated experience with financial systems and data query tools Excellent time management/prioritization skills and ability to meet tight deadlines Strong analytical and problem-solving skills Team player with ability to use own initiative Must be able to adjust and work effectively in a dynamic environment
          Human Resource/Admin Assistant Job at Moneytrust Microfinance Bank Limited      Cache   Translate Page      

Money Trust Microfinance Bank Limited, a leading solutions-driven microfinance bank in Nigeria. Our mission is to be the microfinance bank of repute, building our customers one at a time with integrated ICT solutions.

We are recruiting to fill the position below:

Job Position: Human Resource/Admin Assistant
Job Location
: Lagos

Job Description

  • Provide comprehen
          Moneytrust Microfinance Bank Limited Recruitment for Head of Operations      Cache   Translate Page      

Moneytrust Microfinance Bank Limited is a retail finance institution (Licensed by Central Bank of Nigeria) offering outstanding products and services to suit the financial requirements of all Nigerians. We commenced operations precisely on April 11th 2017, and have today stabilized as a financially stable bank.

We are recruiting to fill the position below:

Job Position: Head of Operations
Job Location: 
Lagos

Job

          Accounts & Finance Officer Job at NOI Polls      Cache   Translate Page      

NOI Polls is the Number one for country specific polling services in West Africa. NOIPolls delivers forward-thinking research and relevant data on public opinion and consumer markets, enhancing the activities of decision makers across all the vibrant sectors of the Nigerian economy. Our goal is to provide timely and relevant information on public opinion on various social and economic issues thus give voice to ordinary citizens, while empowering decision makers in the private and public secto

          Warehouse Supervisor, Supply Chain at Bridge International Academies      Cache   Translate Page      
Bridge International Academies is the world's largest and fastest-growing chain of primary and pre-primary schools with more than 400 academies and 120,000 pupils in Kenya and Uganda. We democratize the right to succeed by giving families living in poverty access to the high-quality education that will allow their children to live a very different life.Job Descriptions We invite you to join this incredible endeavor that is having world-changing impact across multiple continents. You will join a team of dedicated change-makers committed to ensuring that each decision we make keeps a child's experience of learning as its guiding principle. Operations: Operations are central to how everything functions seamlessly at Bridge. The Operations group is responsible for all core operations within the region. This includes a central and distributed headquarters team that supports and monitors the academies' operations and designs all the processes and systems that are critical to the success of each and every academy. Supply Chain/Warehouse Operations: Supply Chain is at the forefront of building an incredibly lean organisation. Charged to ensure we are getting the best pricing, that our goods are transported efficiently and cleanly, and that our warehousing activities are highly organised and architected for growth and rapid change. What You Will Do: Warehouse operations management: Oversight of the entire warehouse operation. Oversight of all receipts and dispatches to all user departments Cost Management: Overall responsibility of the efficient management of costs associated with the warehouse. The Warehouse Supervisor is required to ensure that we are utilizing the warehouse space as efficiently as possible at all times and that all costs related to the operation (utilities, administrative items, consumables) are efficiently used to reduce costs. Additionally, the Warehouse Supervisor is required to continuously evaluate the productivity of every team member in the warehouse to ensure that we keep our labor costs under control. Quality assurance: The Warehouse Supervisor is responsible for the quality of all items that are dispatched to the user departments and is to ensure that the items meet the specs provided by the user in quantity as well as in quality. Supervision and mentorship of staff: The Warehouse Supervisor must provide leadership to the team by: Ensuring that every staff member has a detailed job description Managing leaves in liaison with HR Compiling bonuses and overtime claims Handling all disciplinary issues and corrective measures in liaison with HR. The Warehouse Supervisor will also provide mentorship to the staff by: Organizing relevant trainings for the staff Continually measuring staff performance against set goals and KPIs and Developing the staff in line with their capabilities and interests and the goals of the organization Stock management: The Warehouse Supervisor is responsible for the efficient management of warehouse stock by ensuring that all physical stock balances match the stock balances reflected in the ERP. All variances in the stock balances should be investigated and reported to finance for correction. Process: Responsible for the formulation of all Standard Operating Procedures to be followed in the warehouse. The Warehouse Supervisor is also responsible for training the supervisory staff in the SOPs so that they can in turn train all the warehouse staff. Ensure that all Navision is continually updated to reflect the true picture of the warehouse operations at all times Reporting: Providing consistent daily, weekly, monthly and quarterly reports on the warehouse operations to the Supply Chain Manager and all other interested parties Overall Custody of all Warehouse Assets: The Warehouse Supervisor is to ensure that all safety and security procedures are in place and that all the relevant staff are trained on the same to prevent damage, loss or injury. The Warehouse Supervisor should also ensure that the warehouse is always in compliance with all regulatory and legal requirements. Professional Requirements Strong leadership ability Excellent written and oral communication skills Acute attention to details Problem solving skills Planning and organization skills Ability to analyse and interpret data and adequately communicate and present the findings to senior management Decision making and judgement skills Ability to handle sensitive and confidential information appropriately Ability to be adaptable and flexible to changing priorities. High level of integrity and ethical behaviour What You Should Have Minimum of 5 years' experience in full lifecycle procurement management preferably for a large fast growing service or trading organization with multiple procurement requirements Bachelor's Degree Professional qualifications in purchasing and supplies management (Preferred) An expert level of knowledge in Supply chain management including, but not limited to warehouse management, logistics management and procurement Ability to quickly learn and improve systems Technical competence in MS Office Experience working with an ERP (Experience working with NAVISION will be an added advantage) You Are Also: A detailed doer - You have a track record of getting things done. You're organized and responsive. You take ownership of every idea you touch and execute it to a fine level of detail, setting targets, engaging others, and doing whatever it takes to get the job done. You can multi-task dozens of such projects at once and never lose sight of the details. Likely, you have some experience in a start-up or other rapid-growth company. A creative problem-solver - Growing any business from scratch comes with massive and constant challenges. On top of that, Bridge works in often fragile, sometimes volatile low-resource communities and with complex government systems. You need to be flexible and ready to get everything done effectively, quickly, and affordably with the materials at hand. A relentless advocate - The children we serve and teachers we empower never leave your mind. You know them, get them, have shared a meal with them (or would be happy to in the future). You would never shrink back from shaking a parent's hand or picking up a crying child, no matter what the person was wearing or looked like. Every decision you make considers their benefit, experience, and value. A malleable learner - You believe you can always do better. You welcome constructive criticism and provide it freely to others. You know you only get better tomorrow when others point out where you've missed things or failed today. A data-driven decision-maker - When making decisions, you don't rely your intuition alone. You collect data, you analyze it and make decisions with clear justifications. A curious investigator - You ask why a lot. You don't just take what you see and accept it. You wonder why it is that way, and are aware that the world we see is created by human choices and actions - and it could be different. You wonder, and see the world as wonderful even when you want to change a part of it that is unjust.
          Finance Officer at Discovery Cycle Professionals      Cache   Translate Page      
Discovery Cycle Professionals (A Division of Discovery Cycle Limited) is a global network of experienced academics and consultants assembled to provide world-class knowledge-based services globally. DCP has diverse experience across different professional fields and offers a wide-range of multi-disciplinary professional services. DCP has its headquarters in Abuja, Nigeria. Over the years, DCP has developed a wide range of multi-disciplinary professional services covering both the private and public sectors of the economy through the "DCP Ecosystem".ReportsSenior Finance OfficerMain FunctionThe account officer is responsible for ensuring accurate computation and retirement of accounts. The account officer is also responsible for preparing accurate and timely financial reports and statements and ensure appropriate accounting control procedures.Role ResponsibilityRole and Task Complexities: Prompt update on all current vouchers and cash books for payment Oversee accurate and appropriate recording and analysis of revenues and expenses Ensure financial records are maintained in compliance with accepted policies and procedures Manage and reconcile all accounts and make certain all financial reporting deadlines are met Ensure accurate and timely monthly, quarterly and year end close processes Prompt resolution of accounting discrepancies and irregularities Prepare budget for staff and vendor payment Oversee accurate and appropriate recording and analysis of revenues and expenses Collect and analyze financial information to recommend or develop efficient use of resources and procedures, provide strategic recommendations and maintain solutions to business and financial problems Ensure compliance with relevant laws, regulations and integrity of financial data Prompt generation of cash estimates and budget preparation for ongoing and prospective business ventures Any other task assigned by supervisor Technical Skills Requirement 1-3 years' experience in the management of financial systems and budgets, financial reporting, financial data and analysis. First Degree in Accounting Knowledge of applicable laws, codes and regulations Knowledge and experience of accounting software and computer applications Knowledge and Competences Attention to detail and accuracy Strong communication skills Information and task monitoring Analytical judgment and problem-solving skills Stress tolerance Risk assessment, analysis and management
          Senior Finance Officer at Discovery Cycle Professionals      Cache   Translate Page      
Discovery Cycle Professionals (A Division of Discovery Cycle Limited) is a global network of experienced academics and consultants assembled to provide world-class knowledge-based services globally. DCP has diverse experience across different professional fields and offers a wide-range of multi-disciplinary professional services. DCP has its headquarters in Abuja, Nigeria. Over the years, DCP has developed a wide range of multi-disciplinary professional services covering both the private and public sectors of the economy through the "DCP Ecosystem".ReportsChief Financial OfficerMain FunctionThe account officer is responsible for ensuring accurate computation and retirement of accounts. The account officer is also responsible for preparing accurate and timely financial reports and statements and ensure appropriate accounting control procedures.Role ResponsibilityRole and Task Complexities: Prompt update on all current vouchers and cash books for payment Oversee accurate and appropriate recording and analysis of revenues and expenses Ensure financial records are maintained in compliance with accepted policies and procedures Manage and reconcile all accounts and make certain all financial reporting deadlines are met Ensure accurate and timely monthly, quarterly and year end close processes Prompt resolution of accounting discrepancies and irregularities Prepare budget for staff and vendor payment Oversee accurate and appropriate recording and analysis of revenues and expenses Collect and analyze financial information to recommend or develop efficient use of resources and procedures, provide strategic recommendations and maintain solutions to business and financial problems Ensure compliance with relevant laws, regulations and integrity of financial data Prompt generation of cash estimates and budget preparation for ongoing and prospective business ventures Any other task assigned by supervisor Technical Skills Requirement 1-3 years' experience in the management of financial systems and budgets, financial reporting, financial data and analysis. First Degree in Accounting Knowledge of applicable laws, codes and regulations Knowledge and experience of accounting software and computer applications Knowledge and Competences Attention to detail and accuracy Strong communication skills Information and task monitoring Analytical judgment and problem-solving skills Stress tolerance Risk assessment, analysis and management
          401k Limit 2007-zghd      Cache   Translate Page      
Finance nvesting in a 401k is the preeminent way to save for retirement. The new Roth 401k is a .bination of the traditional 401k and a Roth IRA. According to CPA Michael Goodman, the major difference between the Roth 401k and the traditional 401k is pay tax now versus paying tax later. And now we […]
          Accounting App - Zoho Books v5.22.07      Cache   Translate Page      
Smart accounting software for growing businesses.Zoho Books is a simple, easy-to-use accounting app that tracks the money coming in and going out of your business. With Zoho Books, you can always stay up-to-date on your business finance and make decisions instantly.

Key Features

Sales - Manage Money Coming In

You can create and send estimates and invoices on the move. You can choose invoices that match your business identity and accept payments from your customers online!

Purchases - Manage Money Going Out

Record expenses and bills and categorize them right from your Android devices. Get to know how much you owe and always pay your bills on time. When your vendor supplies goods/services to you on credit, you’re sent an invoice that details the amount of money you owe him. You can record this as a bill in Zoho Books and track it until it’s paid.

Banking

Once you add your bank or credit card account from the list of banks available in our web application, bank feeds will be automatically enabled by default. You can view these feeds in Zoho Books Android app. Also, you can record money in / out manual entries for your offline transactions for your bank or credit card accounts. These transactions can be Categorized or Matched with the Zoho Books Expense, Invoice / Vendor payments transactions etc.,

Tax Exclusive / Tax Inclusive rates

Mark your line item rates as either Tax Inclusive / Tax Exclusive while you create bills and invoices.

Purchase Order

Raise purchase order to your vendor on the go using Zoho Books accounting app!.

Invoice Templates

Choose your desired template from Template Gallery and send professional Invoices to your customers.

Your Accountant is never far away

With the Zoho Books Android app your accountant is never far away to advise you. You can collaborate with your employees and accountants. Invite your trusted advisor to review your numbers right from the comfort of his home or office.

Get Business Insights In Your Pocket

Do you have enough cash for payroll and paying supplier bills? How much do your customers owe? What are your top expenses? Answers to these are just a tap away.

Track time accurately

Get to track time you spend on your projects and bill them right from the app.

Go Global

Zoho Books supports transactions in multiple currencies and is precision personified.

Download and Print Reports

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          Poverty Reduces In Brazil-nlite      Cache   Translate Page      
Finance *** INTRODUCTION *** For many years, international property and land investors viewed Brazil as a country where inequality was a widespread problem – and therefore one to be avoided. In modern times, the contrary is be.ing more apparent with a growing amount of evidence pointing to decreasing levels of those living under the poverty […]
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MELBOURNE, Australia (AP) — The conviction and sentencing of Cardinal George Pell represent a remarkable downfall for the man who was Pope Francis’ former finance minister and third-highest ranking Catholic in the Vatican. Pell, the…
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The domestic market to return to the era of the purchase of   outbound tourism bucked the trend – Shanghai Channel – people.com.cn (commissioning editor: Wang Wenjuan, Xuan Zhao strong) 国内楼市重返限购时代 出境旅游逆势上扬–上海频道–人民网 (责编:王文娟、轩召强)相关的主题文章: Wang Xiaodong reports to the Ministry of Finance and the Ministry of transport to discuss the plan o-helmet怎么读 Hongkong land prices fell 66%, […]
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          After He's Out Of The White House, Will Trump Plead Ignorance About The Illegality Of Taking Foreign Bribes?      Cache   Translate Page      



I admit I watch a lot of Maddow and pretty much embrace all the Russian conspiracy stuff she's constantly peddling. But I never needed her to tell me that Trump's is the swampiest presidency since Warren G. Harding's. Maybe Ulysses S. Grant's? Except in Trump's case, it's clearly the man at the top who's the most corrupt of all. And one thing that I never doubted for a second is that Trump takes bribes-- from any and all sources... including from abroad, a major no-no. He's been taking money from Russia, Ukraine, various pieces of the former Soviet Union, Saudi Arabia, Israel, the United Arab Emirates, China... anywhere he could get them from. Friday, The Guardian published a piece by Jon Swaine, Trump inauguration took money from shell companies tied to foreigners, that lays out some of the evidence regarding just the Inauguration aspect.



Short version of Swaine's exhaustive report: Shell companies were created to mask foreign bribes that poured into the pockets of Trump and his corrupt family. "The Guardian," he wrote, "has identified the creators of three obscure firms that contributed money to Trump’s inaugural committee, which collected a record $107 million as he entered the White House in 2017. There was a lot more foreign money than the 3 instances Swaine dug into.
The three companies each gave $25,000 to Trump’s inaugural fund. At least one of the contributions was made for a foreign national who appears ineligible to make political donations in the U.S.

A spokesman for Thomas Barrack, the chairman of Trump’s inauguration committee, declined to comment. The contributors denied wrongdoing.

Federal prosecutors in New York and the attorney generals of New Jersey and Washington DC have in recent weeks issued subpoenas to the committee, demanding records and information on its contributors and spending.

U.S. election law prohibits non-resident foreigners from contributing to political campaigns, including inaugurations. Donors or campaigns who “knowingly and willfully” breach this rule may be fined or prosecuted.

One of the $25,000 donations to Trump’s inauguration was made through a Delaware shell company for a wealthy Indian financier based in London, who appears to not hold US citizenship or residency.

Another was made by a company formed in Georgia by a lobbyist with connections to the Taiwanese government. His wife said the firm was funded by Chinese investors. One of their daughters was later given an internship in Trump’s White House, which they said was unrelated to the donation.

A third $25,000 contribution was made through a company formed anonymously in New York by an Israeli real estate developer who has helped other foreign developers with legal issues in the U.S. The Israeli developer said he held U.S. residency, commonly known as a “green card,” which permitted him to contribute legally.

Ann Ravel, a former commissioner at the federal election commission (FEC), said the use of anonymous companies was the biggest problem for authorities trying to ensure transparency and legality in political donations.

“We need stronger regulation,” said Ravel. “But our campaign finance system is structured to not let us find out who is behind these contributions.”

Authorities including Robert Mueller, the special counsel investigating Russian interference in the 2016 US election, are looking into issues around foreign money in American politics and possible attempts to buy influence with Trump’s administration.


A Washington-based lobbyist, Sam Patten, admitted last year that he illegally funnelled $50,000 to Trump’s inauguration from a Ukrainian oligarch. Patten, a former colleague of the convicted ex-Trump aide Paul Manafort, pleaded guilty to lying to Congress and failing to register as a foreign agent.

One $25,000 contribution to Trump’s inaugural fund came from a shell company tied to Cyrus Vandrevala, a Mumbai-born financier based in London. Vandrevala has said he funds property developments in India, where Trump owns luxury towers.

Vandrevala’s father-in-law, Niranjan Hiranandani, is one of the wealthiest figures in Indian real estate. He currently serves as president of an influential real estate industry lobby group in the country.

In an interview published days after Trump’s inauguration, Hiranandani said he hoped the new president would not hinder India’s real estate industry by restricting US visas. He suggested it was unlikely Trump would “want to do something that can have a negative impact on his ongoing projects in India.”

Vandrevala, 46, has an Indian passport and declares his nationality as Indian, according to business records obtained from authorities in Delhi. A source familiar with his arrangements said he did not hold U.S. citizenship or a “green card.”

The contribution appears to have paid for two VIP tickets to Trump’s inauguration. He and his wife, Priya, attended the event in Washington and also enjoyed a “private breakfast” with Trump, according to an article in the UK’s Asian Lite newspaper, which was written by a veteran Indian reporter who knows the Vandrevalas.

Another British-Asian newspaper, Eastern Eye, reported Vandrevala was “friendly with Trump’s daughter Ivanka.” Editors did not respond to questions about the source of that information. The White House did not respond to an inquiry.

The link between the contribution and Vandrevala is hidden in the public record. FEC filings list a $25,000 donation from a limited liability company (LLC) calling itself Sierra Vista. Its stated address is a suburban office park in Wayne, Pennsylvania.



Vandrevala’s U.S. investment company, Intrepid Capital Partners, has an office at the same complex in Wayne. Separately, an LLC named Sierra Vista 1 has also cited the office park as its address in business records.

Sierra Vista 1 was formed in Delaware, a state renowned for its low-tax and high-secrecy regime, in which companies are not required to disclose the names of officers, directors or owners.

The only person named in paperwork filed to Delaware when Sierra Vista 1 was set up in 2014 was John Teaford, a businessman who has worked on several Vandrevala ventures since the 1990s.

An executive at Intrepid Capital Partners, who requested anonymity because he was not authorised to speak to the media, said Sierra Vista 1 was an investment vehicle funded with Vandrevala’s money.

Vandrevala did not respond to emails and messages left at his office in London. Reached by telephone and asked whether he handled Sierra Vista’s payment to the inauguration for Vandrevala, Teaford said: “I probably did.”

Intrepid Capital Partners has a property arm, ICP Real Estate, which was created to finance developments in India. It claimed to be amassing a $7bn investment fund for building homes and has targeted the cities of Mumbai and Pune, both of which are home to Trump-branded towers.

Donald Trump Jr, the president’s eldest son, has described India as “the biggest push for our organisation.” The Trump company lists four Indian developments in its portfolio. A visit to the country last year by Trump Jr incurred almost $98,000 in publicly funded security costs.

Two months before election day in 2016, a new shell company was registered in Georgia. The company, Jan Castle LLC, was formed by a man named David Sean, who paid the $100 fee and signed the simple one-page form required by the state.

Sean listed his office address as a numbered “suite” on a street that runs past a country club in Sandy Springs, one of the country’s wealthiest suburbs.

The state’s paperwork said explicitly that a physical address was required-- a mailbox was not acceptable. But Sean’s address was, in fact, a mailbox inside a shipping store on a strip mall. Sean, a Taiwanese-American businessman, is based more than 2,000 miles away in southern California and is also known as Pong Hsiang.

Shortly before Christmas in 2016, Jan Castle LLC contributed $25,000 to Trump’s inauguration fund.

Sean, 59, said he was a US citizen. He declined to discuss the activity of Jan Castle or the status of any other people involved in the company, and the Guardian was unable to locate records on either.

But Sean’s wife, Joann, said in a brief telephone interview in late January that Sean created Jan Castle for three Chinese investors. Sean later denied his wife had said this. The company’s original filing to Georgia identified someone named Jianning He as its “organizer,” but gave only the same mailbox address as contact information.

Sean rejected requests over several weeks to discuss the contribution to Trump’s inauguration. Eventually he agreed to a meeting in person, but then changed his mind. Finally, in a series of text messages, Sean said: “I refuse to collude with Chinese communists and insist [on] investment with no condition attached.”

He went on to say: “My company objective is to take back stolen trillion dollar from communist China and put into manufacturing sector in United States. And I will work hard to achieve this mission objective til the day I am perished from the earth.”

Sean, who describes himself as an enthusiastic Trump supporter, also provided copies of complaint letters he said he had sent to the FBI, the CIA, the FEC and the IRS, requesting that each agency investigate the author of this article.

One of Sean’s daughters carried out a White House internship last year. She posted photographs to social media, including one of her class of interns posing with Trump. Sean said the internship had no link to the contribution.

During the 1990s, Sean worked in Taiwan as a consultant for the Hsinchu Science Park, according to his résumé. The park was developed by the Taiwanese ministry of science and technology from the 1980s as its answer to Silicon Valley.

Later, according to the résumé, Sean became a “US federal government relations consultant.” Records filed to Congress say that from 2012-14, he registered as a lobbyist in Washington, representing his own financial advisory firm.

In some lobbying filings, Sean registered jointly with an associate named Johnny Lu, who was said to be an “international trade consultant.”

Lu, who is also known as Lu Zhongying, is an adviser to Taiwan’s overseas community affairs council, according to a Taiwanese government spokeswoman in California. Lu did not respond to messages left with his family. A cellphone registered in his name did not accept incoming calls.


The Swamp Revisited by Nancy Ohanian

The pair told an ethics watchdog they were lobbying on issues such as international trade and foreign investment in the US. They reported lobbying the White House, Congress, and government agencies including the bureau of export administration and the federal trade commission. They did not list any foreign clients.

Records obtained from state authorities across the US show Sean has used at least 10 mailboxes around California, Florida, Georgia, Nevada and Wyoming to open many other companies over the past two decades. The purpose of some of the companies was unclear. One named Johnny Lu as president.

In 2015, Sean created a company named Global Prosperity Foundation Corp from the mailbox near Atlanta. He told regulators it would “facilitate communication with US major trading partner’s trading organizations and promote the investment advantages of United States” [sic]. It was closed shortly before the donation to Trump’s inaugural fund was made.

Another $25,000 came into Trump’s inaugural fund three days before the president’s swearing-in from a company named New York State Property Management Corporation. The company gave as its address a house in the Long Island town of Hewlett, close to John F Kennedy airport.

A company with that name is registered with New York authorities at a small office building elsewhere in the region. The Guardian traced the firm back to Elon Lebouvich, an Israeli businessman in his mid-40s, who is involved in New York real estate.

According to court records, Lebouvich has also gone by other names, including “Allen Lebo”, and has served as a representative for a family of wealthy Moroccan investors in US legal disputes. A member of the family declined to discuss their relationship.

Lebouvich is currently developing a $5m retail property in the Crown Heights section of Brooklyn, according to sources familiar with his work. According to city records, the building is owned by an LLC controlled by the 74-year-old mother of Lebouvich’s attorney. The attorney and his mother declined to comment.

In a brief telephone interview, Lebouvich said his $25,000 contribution paid for two tickets to the inauguration for “me and somebody else.” He would not say who used the second ticket. When asked if he was entitled to contribute, he said: “I don’t have the time to talk about it” and ended the call.

In a subsequent email, Lebouvich said he had held permanent US residency for about five years, which would mean he was entitled to contribute. He declined to discuss the contribution and threatened legal action.

The FEC has seemed unwilling to actively guard against foreign contributions in US politics. In 2017, two dissenting commissioners said the FEC had failed to properly investigate a complaint alleging foreigners donated $55,000 through LLCs to a campaign group supporting a congressman.

The commission is understaffed. All four current commissioners have served well beyond their six-year term limits. For the past year, the FEC has operated with four commissioners instead of six because Trump has not filled two vacant seats.

Ellen Weintraub, the FEC chairwoman and the only sitting Democratic commissioner, has frequently criticised her colleagues for what she views as an unwillingness to adequately regulate campaign finance, including the threat of foreign money.

In a letter to Congress sent last September, Weintraub said the FEC was “naively and dangerously” ignoring the reality of foreign interference and had no plan to counter it.

“This situation will not improve until this commission has at least four members who are willing to enforce existing law barring foreign-national political involvement and address dark money,” Weintraub wrote.


          Takeaway platform and food prices by ranking the self distribution contradiction previews the mercha-xpphone      Cache   Translate Page      
Takeaway platform and food prices by ranking the self distribution contradiction previews the merchant Sohu finance kidnapping platform and takeaway food prices by ranking, self distribution contradictions emerging business platform through self delivery team kidnapping kidnapping businesses emerged. Recently, responsible person revealed to the Beijing Daily reporter related many food companies, each takeaway platform make […]
          New energy vehicles hot, but also need to add fire (big data observation) – Finance – People’s netwo-www.274300.cn      Cache   Translate Page      
New energy vehicles need to heat, add fire (big data observation) – Finance – people.com.cn drawing: Cai Huawei August 25th, 2016 Beijing fourth small passenger car index Yaohao allocation results, not expected, this year’s 51 thousand index of new energy vehicles have been robbed, 3299 people are still unable to obtain new energy vehicle license […]
          Fujian appointment more than departmental officials of Finance and other leaders assumed office-ssdao      Cache   Translate Page      
Fujian appointment more than departmental officials of Finance and other leaders assumed office, twelve session of the Standing Committee of the twenty-fifth meeting of the closing in Fuzhou today. The meeting was voted on by a number of personnel and appointments. The need for work or working age, position from Fujian forest carillon Provincial People’s […]
          Guangxi special supervision of financial aid for poverty alleviation funds-www.09955.com      Cache   Translate Page      
Guangxi special inspection of the financial funds Nanning Guangxi daily news (reporter Zhou Hongmei) to ensure that every funds spent on precise poverty alleviation "blade", the Regional Department of Finance decided in the region of the city and county financial funds use supervision. It is reported that the key links prone to problems of this […]
          台風“莫蘭蒂”攜暴雨降甬城 8座小型水庫超過汛控水位-步步高i606      Cache   Translate Page      
台風“莫蘭蒂”攜暴雨降甬城 8座小型水庫超過汛控水位   受台風“莫蘭蒂”影響,我市昨天普遍出現暴雨,侷部大暴雨,全市各主要河網處於中高水位。昨晚,市防指再次連線各縣(市)區,要求各地部署落實強降雨防御措施,組織力量做好低窪地段、小流域、溪流周邊人員轉移工作。截至昨天18時,全市回港避風船只5582艘,另有97艘正在撤離。   由於“莫蘭蒂”帶來的總體雨量比預判要大,昨天19時,市防指啟動防汛Ⅳ級應急響應。19時30分,市氣象台發佈暴雨橙色預警。   截至昨日22時,全市面平均雨量為167毫米,其中最大為奉化,達223毫米,最小是象山,為104毫米。流域分佈上,姚江流域雨量為182毫米,奉化江流域為201毫米,甬江流域為186毫米,象山港及三門灣為157毫米。雨量最大的國傢站為大堰雨量站,達298毫米,最小的是東溪雨量站,為38毫米。超過200毫米的有19個,佔總站數的4%,分佈在鄞州區、余姚市、寧海縣、奉化市;超過100毫米的有208個,佔總站數的46%。過程雨量最大點為鄞州區遮坑雨量站,達到284毫米。   全市32座大中型水庫中,西溪水庫、大塘港水庫兩座水庫超過汛控水位。小型水庫中有8座水庫超過汛控水位,主要分佈在鄞州、余姚和寧海。全市各主要河網處於中高水位,共有23個站最高水位超過警戒水位,主要分佈在余姚、慈溪和姚江流域。   台風來臨前,我市及時做好河網預排工作。姚江大閘從9月11日21時開始預排預洩,截至9月15日8時,共候潮排水4次,累計預排預洩3224萬立方米。隨後,姚江大閘繼續連續排水,截至昨天21時,又排洩940萬立方米,累計排水量達到4164萬立方米。此外,昨天8時40分起,保豐、段塘、大石楔閘、甬新泵等強排泵站全部開啟。   市防指昨晚再次發出緊急通知,要求各縣(市)區及有關部門高度重視,加強防汛值守,密切監視雨情、水情和汛情變化;加強監測預報和會商分析,按預案及時啟動應急響應,部署落實強降雨防御措施;做好人員轉移的充分准備,發現異常情況,果斷組織轉移受威脅人員;加強對山塘水庫、小流域山洪易發區、地質災害隱患點等薄弱部位的巡查,發生異常情況及時預警;做好城鄉防澇和甬江沿江防潮工作,落實各項防潮排澇措施。   另据市氣象台消息,今年第16號台風“馬勒卡”昨天14時中心位於寧波東南偏南方向約1500公裏的西北太平洋洋面上,即北緯17.6度、東經127.8度,中心最低氣壓970百帕,近中心最大風力12級。預計“馬勒卡”以20公裏左右時速向西北方向移動,強度繼續加強,逐漸向台灣以東洋面靠近,明天可能進入東海南部海面。(記者孫吉晶 張偉方 厲曉杭)相关的主题文章: Feng Yadong, a professor of Western finance law, pushed the abolition of the death penalty before hi-www.274300.cn 孩子傢長老師齊上陣 團結一心為壆校重建出力-pgd-426 公安部破獲眉山特大盜掘遺址倒賣文物案–北京頻道–人民網 -tda7294
          FN001 - Finance Associate (Tax Clerk) - City of North Battleford - North Battleford, SK      Cache   Translate Page      
Maintaining mortgage records and request.  Deal with mortgage companies including:. Property tax duties. January, 30th 2019.... $22.26 an hour
From City of North Battleford - Thu, 31 Jan 2019 17:22:49 GMT - View all North Battleford, SK jobs
          Australian cardinal sentenced to prison for child sex abuse      Cache   Translate Page      
MELBOURNE, Australia – The most senior Catholic to be convicted of child sex abuse was sentenced in an Australian court on Wednesday to 6 years in prison for molesting two choirboys in a Melbourne cathedral more than 20 years ago.

Victoria state County Court Chief Judge Peter Kidd ordered Cardinal George Pell to serve a minimum of 3 years and 8 months before he is eligible for parole. The five convictions against Pell carried a maximum possible sentence of 10 years each.

"In my view, your conduct was permeated by staggering arrogance," Kidd said in handing down the sentence.

Pope Francis' former finance minister was convicted by a unanimous jury verdict in December of orally raping a 13-year-old choirboy and indecently dealing with the boy and the boy's 13-year-old friend in the late 1990s, months after Pell became archbishop of Melbourne. A court order had suppressed media reporting the news until last month.

The 77-year-old denies the allegations and will appeal his convictions in the Victoria Court of Appeal on June 5.

In explaining his sentencing decision, the judge said Pell had led an "otherwise blameless life." Kidd said he believed given Pell's age and lack of any other criminal record, the cardinal posed no risk of re-offending.

The judge also took pains to note that he was sentencing Pell for the offenses on which the cardinal had been convicted – and not for the sins of the Catholic Church.

"As I directed the jury who convicted you in this trial, you are not to be made a scapegoat for any failings or perceived failings of the Catholic Church," Kidd said.

But the judge also said that Pell had abused his position of power and had shown no remorse for his crimes. Kidd described the assaults as egregious, degrading and humiliating to the victims.

Pell showed no emotion during the hourlong hearing and barely moved throughout. He stood silently with his hands behind his back as the judge read his sentence. Pell signed documents that registered him for life as a serious sexual offender before he was led from the dock by four prison officers.

In a statement, one of Pell's victims called the judge's sentence "meticulous and considered."

"It is hard for me to allow myself to feel the gravity of this moment, the moment when the sentence is handed down, the moment when justice is done," the man said in a statement read outside court by one of his lawyers, Vivian Waller. "It is hard for me, for the time being, to take comfort in this outcome. I appreciate that the court has acknowledged what was inflicted upon me as a child. However, there is no rest for me. Everything is overshadowed by the forthcoming appeal."

Australian law prohibits the publication of sex crime victims' identities.

After centuries of impunity, cardinals from Australia to Chile and points in between are facing justice in both the Vatican and government courts for their own sexual misdeeds or for having shielded abusers under their watch.

Last week, France's senior Catholic cleric, Cardinal Philippe Barbarin, was convicted of failing to report a known pedophile priest to police. Barbarin was given a six-month suspended sentence.

Pope Francis last month defrocked the onetime leader of the American church after an internal investigation determined Cardinal Theodore McCarrick sexually molested children and adult men. It was the first time a cardinal had been defrocked over the child abuse scandal.

One of Pell's victims died of a heroin overdose in 2014 at the age of 31 without ever reporting the abuse.

The survivor made a statement against Pell the following year to a police task force set up to investigate allegations that arose from a state parliamentary inquiry into handling of child abuse by religious and other nongovernment organizations. The task force also investigates allegations made to a similar national inquiry, called the Royal Commission into Institutional Responses to Child Sexual Abuse.

Pell gave evidence by video link from Rome to the royal commission, the nations' highest level of inquiry, in 2016 about his time as a church leader in Melbourne and in his hometown of Ballarat.

The four-year royal commission found in its 2017 report that the Melbourne Archdiocese had ignored or covered up allegations of child abuse by seven priests in a bid to protect the church's reputation and avoid scandal.

The royal commission was critical of Pell's predecessor in Melbourne, Archbishop Frank Little, who died in 2008. It made no findings against Pell, saying in a redacted report that it would not publish information that could "prejudice current or future criminal or civil proceedings."

Australian police interviewed Pell about the survivor's allegations in a Rome hotel in 2016. Pell described the allegations at the time as "vile and disgusting conduct" that went against everything he believed in.

Pell voluntarily returned to Australia in 2017 to face an array of child abuse charges, most of which have since been dropped. The full details of those allegations were suppressed by court orders.

Pell was once the highest-ranking Catholic in Australia's second-largest city, where he is now a prisoner held in protective security. Pedophiles such as Pell are typically separated from the main prison populations in Australia.

Pell was 55 years old and had recently established a compensation plan for Melbourne's victims of clergy abuse when he abused the two boys at St. Patrick's Cathedral in 1996. The survivor testified that Pell had walked in on the boys swigging altar wine in a back room after a Sunday Mass.

More than a month later, Pell abused the survivor again, squeezing the boy's genitals as they passed in a cathedral corridor after a Mass.


          Head of Finance Amazon Fashion Germany      Cache   Translate Page      
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          Senior Project Finance Specialist International Businesses (m/f)      Cache   Translate Page      
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          Senior Project Finance Specialist (m/f)      Cache   Translate Page      
Anbieter: nicht oeffentlich
The employer is a leading global wealth manager with strong investment...
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          Branch Manager - Telenor microfinance Bank Ltd. - Hyderabad      Cache   Translate Page      
Position / Title: Branch Manager Job Type: Permanent Department: Branch Banking Micro-finance bank Location: Hyderabad Required Experience & Education:...
From jobssection.com - Wed, 06 Mar 2019 11:45:17 GMT - View all Hyderabad jobs
          Debt Management Specialist Debt Management Unit - Finance Department Govt Of Sindh - Karachi      Cache   Translate Page      
GOVERNMENT OF SINDH FINANCE DEPARTMENT VACANCY ANNOUNCEMENT Finance Department, Government of Sindh, invites applications from the interested candidates ...
From Mustakbil - Sat, 09 Mar 2019 16:39:58 GMT - View all Karachi jobs
          Government procurement, refused to special (policy interpretation and focus) – Politics – people.com dachiyouxiang      Cache   Translate Page      
Government procurement, refused to "special" (policy focus?) published – Politics – people.com.cn days before the Ministry of finance data show that in 2015 the national government procurement scale exceeded 2 trillion yuan, an increase of 21.8%, accounting for the proportion of fiscal expenditure reached 12%. Expanding the scale of government procurement, the money spent on […]
          The essence of industrial policy is planned economy thought w32dasm      Cache   Translate Page      
Industrial policy is the essence of the planned economy thought the sina finance opinion leader column (WeChat public kopleader) about the nature of industrial policy debate columnist Zhang Weiying is the paradigm of the debate, support industrial policy with the new classical economics paradigm, according to this paradigm, the market is a way to allocate […]
          HB 3 Introduced      Cache   Translate Page      
Relating to public school finance and public education.
          General Administration of industry and Commerce since the implementation of the new advertising law, www.yn111.net      Cache   Translate Page      
The State Administration for Industry and Commerce: since the implementation of the new "advertisement law" illegal rate dropped 84.29%– finance — people.com.cn people.com.cn August 31 Beijing Xinhua (Xing Zheng) on the morning of 31, SAIC held a new "advertisement law" the implementation of the first anniversary of the press conference, the meeting of advertising Secretary […]
          Shao Ping talk about China’s banking sector has been bad or bottoming www.q1se.com      Cache   Translate Page      
Shao Ping talks about China banking bad or have bottomed out the sina finance opinion leader (WeChat public kopleader) columnist Zhang Lin in August 2016, the listed banks have released semi annual report, operating income, net profit growth continued to decline, is not surprising, but revenues in the first half of the first negative growth […]
          Lutianhua large shareholders to sell shares looking for foreign aid is difficult to support the huge midd-885      Cache   Translate Page      
Lutianhua large shareholders to sell shares soaring losses looking for foreign aid is difficult to support the hot column capital flows thousands of thousands of stocks the latest Rating Rating diagnosis simulated trading client sina finance App: Live on-line blogger to tutor the purchase of new shares: the stock market is the most simple way […]
          A mainland investors to buy shares in the true blood. By the time you buy loss of about 200000 guitarpro5      Cache   Translate Page      
A mainland investors to buy shares. In real time by the tragic loss of about 200000: buy you sina finance App: Live on-line blogger to tutor Sina Hong Kong APP: real time market exclusive reference stocks also worth the investment? What’s the problem? Where is the future of the way out? Sina launched the "Hong […]
          Citibank maintain Kangshifu buy target price of 5.19 yuan viper12a      Cache   Translate Page      
Citibank: maintain Kangshifu buy target price of 5.19 yuan a thousand thousand shares hot column capital flows on stock diagnosis the latest rating simulated trading client sina finance App: Live on-line blogger to tutor Sina Hong Kong APP: real time market exclusive reference stocks also worth the investment? What’s the problem? Where is the future […]
          Sun Hung Kai Financial slightly low HSI yesterday traded at HK $54 billion 100 million www.62422.cn      Cache   Translate Page      
Sun Hung Kai Financial slightly low turnover yesterday HSI: 54 billion 100 million Hong Kong dollar hot column capital flows thousands thousands of stocks the latest Rating Rating diagnosis simulated trading client sina finance App: Live on-line blogger to tutor Sina Hong Kong APP: real time market exclusive reference is worthwhile to invest in Hong […]
          Special Finance Manager – Mann Northway - AutoCanada Inc. - Prince Albert, SK      Cache   Translate Page      
Today, customers are served by more than 4,200 employees comprised of automotive service technicians, sales experts, and support staff from offices across...
From AutoCanada Inc. - Tue, 05 Mar 2019 22:12:39 GMT - View all Prince Albert, SK jobs
          The flow of Chinese enterprises to actively enter the real estate market in the UK xxjjyy.com      Cache   Translate Page      
The flow of Chinese enterprises to actively enter the British real estate market in London in September 23, Xinhua Finance observation: Chinese enterprises go to actively enter the British real estate market Xinhua News Agency reporter Deng Qian Liang Xizhi in the UK and Europe in late June of this year "after the referendum, the […]
          The supervision combined snookering anti fried shell two market mutual immediate addict carmex润唇膏      Cache   Translate Page      
The supervision combined snookering anti fried shell two market mutual immediate addict sina finance App: Live on-line blogger to guide you with entries you earn will always let you falls reporter intern Yang Ping Gu Feng Beijing reported reading "regulators, this series of actions you have to express this backdoor listing the" back door "does […]
          Luo Xueming the rise trend is still recommended to the market closed as a benchmark 霍金hawking      Cache   Translate Page      
Luo Xueming: the rise trend is still recommended to the market closed as benchmark sina finance App: Live on-line blogger to guide Sina Hong Kong APP: real time market exclusive reference stocks also worth the investment? What’s the problem? Where is the future of the way out? Sina launched the "Hong Kong Hong Kong stocks […]
          BS Securities big city has begun to enter the technology after a sharp rise in consolidation www.sac.net.cn      Cache   Translate Page      
BS Securities: big city technology has entered the rapid rise after the consolidation in the hot column capital flows thousands of thousands of stocks the latest Rating Rating diagnosis simulated trading client sina finance App: Live on-line blogger to tutor Sina Hong Kong APP: real time market exclusive reference stocks also worth the investment? What’s […]
          GF Securities adjust investment ideas to make the difference in the regulation of time www.sdosta.org.cn      Cache   Translate Page      
GF Securities: adjust investment ideas make "regulation time difference" sina finance App: live a major change on-line blogger to tutor Jiepan listen to expert selection on shares of GF Niugu Lin hegemony strategy match Chen Jie Zheng Kai Cao Liulong 1 this week, this week the policy point of view are: 1, since the beginning […]
          International Institute of green finance, Central University of Finance and Economics govos      Cache   Translate Page      
Central University of Finance and Economics was established International Financial Research Institute of Beijing, Beijing, September 26 Beijing Xinhua (reporter Jiang Tao) Central University of Finance and Economics Institute of international financial founding ceremony was held in Beijing on 26, the target to promote the development of green finance. According to reports, the Institute established […]
          General Office of the State Council issued a document to promote the two-way transformation of milit 探囊取物的意思      Cache   Translate Page      
General Office of the State Council issued a document to promote the two-way transformation of military technology Nuggets stocks Level2:A shares of sina finance financial App: Sina speed disk live on-line blogger to tutor (02) securities times net month 18 days 18 days according to GOV.cn news, the State Council issued on accelerating the development […]
          Financial Representative - Northwestern Mutual - Sheridan, WY      Cache   Translate Page      
Financial Representatives are given the flexibility to build their own practice while receiving support from our firm’s exceptional network of finance and sales...
From Indeed - Mon, 04 Mar 2019 19:55:38 GMT - View all Sheridan, WY jobs
          Deputy director of Finance Office supply side reforms miss the time window very serious consequences 南通大学管理学院      Cache   Translate Page      
Deputy director of Finance Office: supply side reforms miss the time window very serious consequences started supply side structural reform battle Reid is jade [2 19, "Chinese economy 50 forum 2016 annual meeting held in Beijing Diaoyutai State Guest House No. 5. The annual meeting theme of "deepening the supply side structural reforms to enhance […]
          Hong Kong stocks by late August to support the purchase of 13178 cattle and 66761 friends pay attent 南华大学就业信息网      Cache   Translate Page      
Hong Kong stocks by late August to support the purchase of 13178 cattle and 66761 friends to the hot column capital flows thousands of thousands of stocks the latest Rating Rating diagnosis simulated trading client sina finance App: Live on-line blogger to tutor Sina Hong Kong APP: real time market exclusive reference is worthwhile to […]
          Group mentality in the stock market and the property market what is the difference 奇牙与无归之途      Cache   Translate Page      
Group mentality in the stock market and the property market what is the difference? Sina Finance App: Live Online bloggers, one to one guide new shares purchase: the stock market is the simplest way to collect money, what a restless week! A shares closed, the property market is not easy to break, investors, tenant heart […]
          After 80 tangled two child ledger life or not born can you afford it — Finance — people’s W 最大的变化打一成语      Cache   Translate Page      
After 80 tangled two child ledger: life or not born?   can you afford it? Finance – People’s original title: 80 tangled two child ledger: life or not born? Can you afford it? Data map. Li Chuanping because of the accident with a second child, Chen Jingyi a quiet life came a little "earthquake"". Even […]
            新世纪以来五任证监会主席仕途神似   刘士余与肖钢是老熟人了 吴劲松微博      Cache   Translate Page      
Media secret Liu Shiyu: love to a line of research called high EQ sina finance Level2:A shares of sina finance: App speed Kanpan live on-line blogger to tutor the first New Year blockbuster released personnel changes: the Agricultural Bank of China chairman Liu Shiyu to succeed Xiao Gang as chairman of the Commission. Since the […]
            [000678]襄阳轴承 盐城师范学院阳光网      Cache   Translate Page      
Share the sea navigation in February 5th in Shanghai and Shenzhen stock market announcement Sina Level2:A shares of sina finance client: speed Kanpan making the most of the investors are suspended in today to stop the resumption announcement: Shenzhen LaSalle bank in Chinese Wuyi   shares resume trading: HTC   new material; Jiangsu Shentong   […]
          1月M2货币供应同比增长14% 新疆艺术学院成绩查询      Cache   Translate Page      
China’s January M2, new RMB loans and social finance scale exceeded expectations – Sohu financial China January M2, new RMB loans and social finance scale exceeded expectations. In January, M2 money supply grew by 14%, expected 13.5%, the previous value of 13.3%. In January, RMB loans increased by 2 trillion and 510 billion yuan, expected […]
          至上午11时止计 西华大学教务处      Cache   Translate Page      
BS Securities: the city is to be changed in 10 antenna consolidation then lost thousands of thousands of hot column capital flows on stock diagnosis the latest rating simulated trading client Sina Finance client: making the most of the investors are more obvious in Hong Kong stocks rebound by level2 through market mechanism cards A […]
          > 西安冶金建筑专修学院      Cache   Translate Page      
Lenovo to push the global wireless roaming service: no SIM card Internet client view Level2 ten market stalls > > APP: mobile phone installed sina finance to see Hong Kong stocks unlimited free stock remind sina finance App: Live on-line blogger to guide Hong Kong level2 market through Sina Financial News Agency’s February 24th message, […]
          . Insiders said that the loan treasure to achieve real social finance 东北大学六维空间      Cache   Translate Page      
Loan treasure dispute refinancing 2 billion 500 million risk control questioned September 30, 2015, Zhengzhou subway station lending treasure advertising. The model innovation of acquaintance lending is regarded as the cause of investor’s favor, but it is also questioned. Figure CFP valuation of over 50 billion, lending Bao said investors are optimistic about the business […]
          中储股份、冠豪高新、岳阳林纸等 凤舞战歌      Cache   Translate Page      
The second batch of pilot reform of state-owned enterprises is expected to start the 1 billion 100 million fund Level2:A shares 19 shares of Sina Financial counter attack speed Kanpan sina finance App: Live on-line blogger to tutor – reporter Ren Xiaoyu with the "1+N" policy launched, SOE reform entered the implementation stage. Recently, there […]
          “保障房的事 非常时期非常爱      Cache   Translate Page      
"Vacant" low-income housing should calculate livelihood account   not as strictly accountability — Finance — people.com.cn audit released 2015 affordable housing project tracking audit results show that recently, there are 190 thousand sets of affordable housing for supporting infrastructure lag and other reasons, and not when delivered or idle. Public opinion analysis, the local government […]
          也可以 北京吉利大学怎么样      Cache   Translate Page      
Dividends for ordinary investors have no practical significance of the sina finance columnist Wang Qunhang 2016 at the beginning of this year, the fund’s dividend suddenly began to greatly increase, full page full page dividend announcement released, in fact, these are the vast majority of fund companies, the vast majority of fund annual fixed action, […]
          最赚钱的投资者都在用   来源 太上魂道      Cache   Translate Page      
Gu Mingde: A external environment improved sina finance Level2:A shares of sina finance client speed Kanpan: the most profitable investors are using the source: financial investment report the dollar index and RMB exchange rate fluctuation is an important external environment and the fundamentals of A shares. A shares plummeted in the new year’s January, in […]
          供给侧改革的许多任务是带有个性的 哈尔滨商业大学地址      Cache   Translate Page      
Deputy director of Finance Office: supply side reforms miss the time window very serious consequences started supply side structural reform battle Reid is jade [2 19, "Chinese economy 50 forum 2016 annual meeting held in Beijing Diaoyutai State Guest House No. 5. The annual meeting theme of "deepening the supply side structural reforms to enhance […]
          chief editor of Donews and chief operating officer 命悬一线的意思      Cache   Translate Page      
80 " media dog " Donews up at the end of six the new board of the mess of sina finance opinion leaders column   interpretation of the new board (  WeChat public number: jdxsb888) as a large IT writing community, launched in 2000 DoNews new media China may be the oldest, Robin Li and […]
          the underwriter should consider both investment and financing needs and market demand should still adhere to the low pricing 妈妈的厕奴      Cache   Translate Page      
Huatai Securities Luo Yi: financial market turmoil in the blue chips can resist risks Sina Level2:A shares of sina finance client speed Kanpan: the most profitable investors are using the weekly Times reporter Sheng Xiaolan from Shanghai in 2016, A stock market continued turmoil in 2015. Faced with such a turbulent market, what kind of […]
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Private security shell war started berserk brokerage Paul shell business 3 Tiancheng single sina finance Level2:A shares of sina finance: App speed Kanpan live on-line blogger to tutor private brokerage business 3 Tiancheng for single shell protection fee means emerge in an endless stream   has been as low as 20 thousand securities reporter Hu […]
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More than 22 billion to repurchase shares Level2:A shares of sina finance speed Kanpan Sina Finance client 1 month 10 investment company: making the most of the investors in the Securities Times reporter Wu Xiaohui Huang Jianbo in the A stock market retreat on the occasion, a number of listed companies have announced plans to […]
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Hot Blog afternoon to see City: exposing new target market as the afternoon anti sina finance Level2:A shares face speed Kanpan sina finance App: Live on-line blogger to tutor Siu Ming Tsui: the afternoon of the first 30 minutes should be high on Thursday I was to lighten up, but the adjustment period is mainly […]
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Equity pledge "alarm" Coship or sina finance capital owners Dallas Level2:A shares of sina finance client speed Kanpan: the most profitable investors are using the reporter Li Xingcai, editor of Quan Zeyuan by the controlling shareholder and actual controller equity pledge close to the warning line, with Delta Electronics or "change", the main Internet financial […]
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New hope for the strategic transformation of