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          Commentaires sur Cameroun : une fintech lance une plateforme de financement participatif par eric      Cache   Translate Page      
demande de prêt (aide financière) pour finalisation de mon centre de santé a douala-cameroun Douala +237697346456 tchapgaeric1986@yahoo.fr Objet : demande de prêt Monsieur (Madame), J'ai l'honneur de vous saisir d'une demande de prêt de.1 500 000FCF sollicité conjointement auprès de vous… pour financer la suite de mon équipement de mon entreprise(centre de santé). Installé depuis mai 2018 a Douala... Bien équipé en matériel, j'ai lancé au cours de l'année 2018, afin de répondre aux nombreuses sollicitations de mes patients. Ce marché, pratiquement hors d'atteinte de la petite entreprise, en raison du coût élevé des matériels , devient actuellement accessible. Je me propose donc de choisir ce créneau, encouragé par ma connaissance Conseillé(e) par mon expert comptable, qui a établi les budgets , et par la Chambre de commerce, j'ai décidé de suivre ce programme qui devrait s'accompagner de quatre créations d'emplois et de 12 embauches en trois ans. Je compte vivement sur votre appui afin de réaliser au mieux mes objectifs. Je vous prie d'agréer, Madame ou Monsieur, l'expression de mes sentiments distingués. Signature /fondateur
          Fintech-Forward: U.S. Treasury Department’s Report on Nonbank Financials, Fintech, and Innovation      Cache   Translate Page      
On July 31, 2018, the U.S. Department of the Treasury (“Treasury”) released a report on “Nonbank Financials, Fintech, and Innovation,” its fourth and final report on the U.S. financial system pursuant to Executive Order 13772 (the “Report”). At over 200 pages long, with 80 separate recommendations, the Report addresses products and services ranging from payments and marketplace lending to debt collection and wealth management. While many of Treasury’s recommendations would have a positive impact on creating a national and state regulatory environment to foster innovation in financial services, the Report is ambitious, and implementing many of its recommendations will be a massive effort in legislation, policy-making and regulatory oversight.  The Report outlines four broad areas of focus: (1) adapting regulatory approaches to the aggregation, sharing, and use of consumer financial data; (2) aligning the regulatory framework to…
          Front-end Developer (Angular) - OTT Financial Group - Toronto, ON      Cache   Translate Page      
If you want to ride the Fintech wave,. OTT Financial Group (OTT)is a leading financial services provider in Canada that prides itself on integrity, experience,...
From OTT Financial Group - Wed, 12 Sep 2018 19:52:28 GMT - View all Toronto, ON jobs
          Top West Coast VC On A Maturing Fintech Space: 'We're In The Very Early Innings Of Fintech Disruption'      Cache   Translate Page      

The Benzinga Fintech Summit is a gathering of the top leaders in payments, lending, capital markets, blockchain and cryptocurrencies in San Francisco Nov. 14. Ahead of the Summit, Benzinga is profiling the fintech thought leaders speaking at the event.

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          Software Engineer that will be core member to a Fintech SME Lender by Uprise Credit      Cache   Translate Page      
Software Engineers will be the core of our online financing solution. We’re looking for someone passionate about building new applications from the ground up to develop an innovative financing solution for new economy entrepreneurs in Asia that are underserved by banks. Here at Uprise, you’ll work closely with your peers in a flat structure to share responsibilities. The technology team should move fast, celebrate great ideas, inspire testing and learning, and stretch for new solutions. This pivotal role is responsible for building the online SME lending platform from top to bottom, collaborating directly and frequently with the internal team, outsourced developers, and third party strategic partners to co-create solutions for merchant customers. The ultimate users of the product are currently targeted at online merchants who use certain types of online payment gateways. We expect to expand the user-base to offline merchants as well through partnership with other of e-payment solution providers. Requirements - 3+ years solid software development experience - Have expert knowledge in one or more languages such as Javascript, Python, Ruby, Java, C#, Golang - Knowledge in one or more popular framework such as Rails, React, Play, NodeJS. - Familiarity with databases, e.g. MySQL / MongoDB / PostgreSQL / Redis.Knowledge and experience in building online / offline payment gateway or financing solutions - Demonstrated interest and passionate in bridging the financing gap faced by SMEs and entrepreneurs in Asia - Proficient in English and Chinese (either Mandarin or Cantonese) - Must be willing to occasionally travel to Hong Kong, Singapore, Taiwan and other Southeast Asian countries.
          HR Payroll & Recruiter at Transsnet Financial      Cache   Translate Page      
Transsnet Financial is launching game-changing fintech apps in the Nigerian market to help people transact, save and borrow money. Transsnet is a joint venture between Transsion, the manufacturers of smartphone brands used by over 30% of Africans, including Tecno, Infinix and Itel, and NetEase, one of China's biggest internet companies.Job Description Maintain payroll information by collecting, calculating, and capturing data; Update payroll records by capturing changes in exemptions, allowances, insurance coverage, savings deductions, job title and department/division transfers, and any other changes that may occur within the month; Prepare reports by compiling summaries of earnings, taxes, deductions, leave, disability, and non-taxable wages amongst other reports; Ensure employees are paid on time and their payslips are distributed by the last day of every month; Ensure that the statutory reports such as PAYE, NSSF, NHIF are submitted to the Finance department by the end of every month; Resolve payroll discrepancies after analyzing information; Provide payroll information when required and address any payroll related complaints that may arise; Maintain payroll operations by following policies and procedures; advise on any changes required; Protect payroll operations by keeping all information confidential; Ensure that the company is compliant to all laws that relate to payroll processing; Contribute to team effort by accomplishing related results as needed. Requirements Minimum Requirements: Hold a University Degree in a business related field with an emphasis in Finance / Accounting / Human Resource(HR); CPA(K) or ACCA; Have at least 3 years working experience in Payroll. Experience in payroll outsourcing will be an added advantage; Project management skills & proficiency in Payroll Software, MS Word, Excel and PowerPoint; Demonstrate strong analytical skills. Competencies: Attention to detail and Data Entry Skills; High sense of confidentiality and integrity; Working knowledge of a payroll software; Ability to work under pressure and prioritize; Effective time management with ability to work under minimum supervision.
          Business Development Manager at Transsnet Financial      Cache   Translate Page      
Transsnet Financial is launching game-changing fintech apps in the Nigerian market to help people transact, save and borrow money. Transsnet is a joint venture between Transsion, the manufacturers of smartphone brands used by over 30% of Africans, including Tecno, Infinix and Itel, and NetEase, one of China's biggest internet companies.Job Description We're looking for an experienced and entrepreneurial business development manager who is passionate about our mission of driving financial inclusion in Africa. You will build and execute partnerships in a number of verticals and be responsible for owning the end to end process from initial sale through negotiation to go live. This is an opportunity to join an early stage team to launch a new business. The ideal candidate thrives in a fast-paced startup environment where they are willing to roll up their sleeves and get things done. Responsibilities Work with executive leadership to develop strategies, business cases and action plans and take charge of turning these into on the ground relationships and live products. Establish a deep understanding of the competitive landscape and customer needs and leverage those insights to advocate for partner integrations that will lead to maximum business and customer success. Own the partner lifecycle on both a strategic and operational level, including initial business planning, commercial negotiations, project management of technical requirements and integrations and ongoing relationship management. Collaborate cross-functionally with senior stakeholders including operational, product management, engineering and marketing teams to coordinate initiatives. Willing to act in multiple roles to unblock technical and operational teams. Basic Qualifications/Requirements Bachelor's degree or higher from a top university 3+ years of relevant experience, with a proven background in launching offerings successfully in the Nigerian marketplace Experience and network in one or more of the following verticals: VAS providers, banks, billers, merchants, agents Technical enough to work closely with software engineers Able to investigate and define opportunities with supporting data and analysis including the development of models in Excel Attributes: Entrepreneurial spirit: You take initiative and don't wait to be asked. You're results driven. Once you're given a goal, you won't stop until you've figured out how to make it happen. Move fast: You must be able to multitask and prioritise in a fast-paced and dynamic work environment. Great communicator: You are a bridge builder and influencer who is able to get buy in from other stakeholders for your ideas. You are comfortable collaborating with a cross-cultural team across multiple timezones. Creative: You are creative and able to think outside the box with proven experience of taking projects to market. Data driven: You make decisions based on data and have strong quantitative skills to run analysis, produce dashboards and reports.
          HR Recruiter at Transsnet Financial      Cache   Translate Page      
Transsnet Financial is launching game-changing fintech apps in the Nigerian market to help people transact, save and borrow money. Transsnet is a joint venture between Transsion, the manufacturers of smartphone brands used by over 30% of Africans, including Tecno, Infinix and Itel, and NetEase, one of China's biggest internet companies.Job Description Participating in creating and refining the recruiting plan. Responsible with finishing daily recruitment task and finishing all positions recruitment work independently. Develop the new recruitment channels to make sure all the recruitment progress running smooth and work efficiently. Overseeing recruitment cost and budget management. Responsibility for Channel/Source Dealing. Responsibility for recruitment system and manage the related recruitment data and report into Senior/Line Manager. Requirements Bachelor's degree or above. At least 3 years' proven successful experience in recruitment and talent requisition field in IT/finance/Internet/Banking/Gaming/Management consulting industry is preferred. Know how to deal with recruiting/sourcing processes and organization, systems and tools. Have some local recruiting resource and familiar with local recuirting market , can finish the recruitment work plan timely. Good at interviewing and offer negotiation Personality: With headhunting background (1-2years or above) Smart people/quick learner/team player Proactive/aggressive and confident Good personality; can do attitude Has integrity. Benefits You will have the benefits of working in a startup environment as part of an international team with the opportunity to make a big impact, while being supported by the resources and network of our established parent companies.
           均富革命:財富管理達人李紹鋒教你用FinTech 小錢致富       Cache   Translate Page      

資訊的落差就是財富的落差,
大數據時代等於均富時代,
利用FinTech,小錢致富,翻轉人生!


支付+保險+存貸+籌資+投資管理+市場資訊供給,
全部一指搞定!


當大家已經在用手機支付了,
你還在比較哪一家銀行的跨行提款手續費比較低?
運用科技讓你賺更多,讓我們一起擁抱FinTech提升投資報酬!

          Alior Bank z nowym programem. Kolejne oblicze "Cyfrowego Buntownika"      Cache   Translate Page      
Alior Bank, w odpowiedzi na trendy rynkowe oraz potrzeby klientów, otwiera specjalną przestrzeń, w której wraz ze startupami z branży fintech wdroży nowe rozwiązania w ramach autorskiego programu akceleracyjnego RBL_START. Przestrzeń ta posłuży także do badania opinii klientów oraz testowania nowych produktów i usług banku.
          eToro Review – Everything You Need to Know Before Trading.      Cache   Translate Page      
eToro is apparently one of the top 5 fintech start-ups you should look out for. In this comprehensive eToro review, I would be talking about everything you need to know before trading on this world-class social trading network. So switch off that television, drop that remote and let me have your attention as I take you on this intuitive ride. Enjoy. Features Tight spread. Minimum deposit ranging from $200 – $1000. Multiple options for deposit and withdrawals. No deposit fees. Commission free trades. $100,000 free practice account. Copy stop loss. Default leverage of 1:100. Availability of numerous investment and trading
          Nubank vê receita crescer, mas fecha semestre com prejuízo de R$50 milhões      Cache   Translate Page      
Fintech brasileira ampliou receitas operacional e financeira no período, mas viu prejuízo crescer 30% em meio a novos investimentos.
          List of teams announced for FinTech Youth Day at FINOPOLIS 2018      Cache   Translate Page      
The results have been announced for the correspondence round of the FinTech Youth Day as part of the Forum of Innovative Financial Technologies FINOPOLIS 2018
          Pertumbuhan Ekonomi Digital Indonesia 18,5 Persen      Cache   Translate Page      
REPUBLIKA.CO.ID, PONTIANAK -- Pejabat Fintech Office Kantor Pusat Bank Indonesia, Ronggo Gundala mengatakan ekonomi digital dapat menjadi sumber pertumbuhan ekonomi. Menurut data statistik, rata-rata pertumbuhan ekonomi digital di Indonesia...
          Fintech investment powerhouse Ribbit Capital aims for $420 million with its latest fund      Cache   Translate Page      
Ribbit Capital, the financial technology investment firm whose portfolio includes hits like the no-fee mobile investment platform, Robinhood; cryptocurrency wallet and marketplace provider, Coinbase; and Root Insurance, the automotive insurance platform that just joined the billion dollar startup club; is raising $420 million for its latest fund, according to a filing with the Securities and Exchange […]
          Perkuat Layanan, BNI dan Triplogic Bangun Sistem Transaksi Digital      Cache   Translate Page      

Liputan6.com, Jakarta Industri perbankan saat ini tengah berlomba-lomba dalam menciptakan produk digital banking yang sederhana dan memiliki fasilitas yang lengkap.

Salah satunya ialah PT Bank Negara Indonesia (Persero) Tbk atau BNI terus meningkatkan pelayanan dalam dunia perbankan. Sebelumnya, Bank BNI merupakan bank konvensional yang kini telah menjadi digital bank.

Kini, PT Bank Negara Indonesia (Persero) Tbk atau BNI merambah sektor logistik dengan menggandeng sebuah perusahaan start up, yaitu Triplogic.

Kerja sama ini sekaligus mengukuhkan BNI sebagai bank yang menyediakan segala kebutuhan untuk bertransaksi secara digital sekaligus mengelola keuangan secara mutakhir bagi perusahaan-perusahaan berbasis digital baru yang saat ini.

Sukses kerja sama dengan Triplogic ini menegaskan kembali posisi BNI sebagai Digital Bank yang memiliki seperangkat layanan lengkap dan dapat membantu perusahaan start up dalam mengakselerasi bisnisnya hingga mencapai level komersial.

Dukungan tersebut merupakan kontribusi BNI terhadap upaya pemerintah menekan biaya logistik di Indonesia. Kerja sama BNI dan Triplogic juga merupakan optimalisasi bisnis logistik yang terus mengalami revolusi.

Tak hanya itu, kolaborasi ini juga merupakan upaya sinergis untuk mempercepat program literasi dan inklusi keuangan pada lini kehidupan masyarakat, sektor logistik misalnya.

Dalam mendukung Triplogic, BNI menggunakan sistem pembayaran khusus yaitu aplikasi yap! (Your All Payment). Aplikasi pembayaran yang terhubung pada 3 sumber dana ini merupakan sistem yang tepat untuk diterapkan dalam rangka mempermudah pengguna jasa Triplogic. Penerapan layanan keuangan BNI ini juga membuka perluasan bisnis Triplogic hingga dapat merambah ke sektor non-logistik.

Kerja sama kedua pihak ini ditandai dengan penandatanganan Perjanjian Kerja Sama (PKS) antara Direktur Bisnis Ritel BNI Tambok P Setyawati dan CEO Triplogic Oki Earlivan S  di Jakarta, Senin (10 September 2018). Penandatanganan tersebut disaksikan oleh Direktur Teknologi Informasi & Operasi BNI Dadang Setiabudi.

Tambok menuturkan, banyak manfaat yang dapat diperoleh kedua belah pihak dari kerja sama tersebut. Bagi BNI antara lain agen-agen Triplogic, yang mencapai lebih dari 20.000 agen, dapat ditingkatkan kapabilitasnya menjadi agen bank yang di BNI disebut Agen46.

Nantinya, agen-agen Triplogic ini juga dapat diberi dukungan pembiayaan  dari BNI, antara lain dengan diberi Kredit Usaha Rakyat (KUR). Pada sisi lain, agen-agen Triplogic juga dapat memperluas bisnisnya sebagai Agen46 yang memberikan layanan perbankan.

"Kerja sama ini juga akan membuat BNI semakin memahami behaviour industri logistik, yang sangat penting bagi pengembangan fungsi intermediasi BNI," ujar Tambok.

Ia melanjutkan, untuk mendukung perusahaan start up yang inovatif tersebut, BNI menyediakan sistem pembayaran melalui aplikasi yap! dan Internet Payment Gateway (IPG) di aplikasi dan website Triplogic.

Nantinya, dengan hadirnya yap! dan IPG dapat memberikan kemudahan pilihan pembayaran bagi user Triplogic. Kebaharuan tersebut perlu didukung oleh sistem pembayaran yang tidak kalah praktisnya dengan Triplogic.  

Selain praktis bertransaksi dengan yap! pada aplikasi Triplogic, pengguna aplikasi yap! juga sudah dapat menggunakannya untuk bertransaksi pada merchant-merchant lain, yaitu antara lain KFC, Hokben, Garuda Online, Chatime, Abuba, Kafe Betawi, Super Indo, Family Mart, JNE, dinomarket.com, kiostix, coldstone, rejuve, hanamasa, Solaria, dan berbagai merchant yang masuk ke dalam kategori UMKM.

Salah satu perusahaan anak BNI, BNI Life juga turut berpartisipasi dengan menyediakan asuransi jiwa gratis hingga Rp 20 juta dengan jangka waktu 3 bulan kepada traveller yang menggunakan aplikasi Triplogic.

Agen46

Pada momentum yang sama, BNI juga meningkatkan inklusi keuangan dimana  Triplogic akan dijadikan sebagai Agen 46 Badan Hukum. Dengan cara ini, agen-agen Triplogic yang merupakam para feeder dapat dijadikan sebagai Agen46 (perorangan) yang dapat melayani fasilitas perbankan.

 

Industri perbankan saat ini tengah berlomba-lomba dalam menciptakan produk digital banking yang sederhana dan memiliki fasilitas yang lengkap.#source%3Dgooglier%2Ecom#https%3A%2F%2Fgooglier%2Ecom%2Fpage%2F%2F10000

Layanan perbankan yang dapat diberikan antara lain buka rekening, setor, tarik tunai ataupun pembayaran berbagai macam tagihan. Harapannya BNI dan Triplogic dapat menciptakan sinergi positif untuk perluasan inklusi keuangan yang merata di berbagai daerah di Indonesia.

Selain itu, hadirnya Triplogic memudahkan pelaku usaha mikro kecil dan menengah (UMKM) untuk melakukan pengiriman barang dengan lebih cepat sampai ke tujuan. Tidak sedikit pengguna Triplogic adalah pelaku UMKM.

Peluang tersebut dimanfaatkan BNI untuk memfasilitasi penyalurkan KUR bagi pengguna Triplogic yang dianggap layak untuk dibiayai sehingga dapat mengembangkan usaha dan meningkatkan omset pelaku UMKM tersebut.

Dengan begitu, BNI mendukung penuh pertumbuhan ekonomi masyarakat pelaku UMKM, khususnya para pedagang pengguna Triplogic.

BNI akan terus menjalin kerja sama dengan perusahaan start up/fintech  untuk menyediakan layanan-layanan seperti yap!, IPG, Agen 46, Cinta (Chatbot berbasis Artificial Inteiligence) serta layanan lainnya yang dimaksudkan untuk meningkatkan customer experience dan menciptakan ekosistem digital. Jumlah Agen46 sendiri telah mencapai 103 ribu agen di seluruh Indonesia.

Triplogic menjadi salah satu inovasi dalam bisnis pengiriman barang. Barang yang akan dititipkan ke traveller nantinya dijemput oleh bus, mitra pengemudi dari Triplogic. Feeder akan mengantar barang tersebut ke bandara, dan di bandara akan diterima oleh petugas Triplogic. Sesampainya di bandara tujuan, traveller bertugas mengambil barang berlogo Triplogic dari bagasi pesawat.

Selanjutnya, traveller akan menyerahkan barang tersebut kepada petugas Triplogic yang sudah menunggu di pintu kedatangan. Barang kemudian akan kembali dikirim menggunakan  feeder ke alamat tujuan. Sebagai balas jasa, pemilik bagasi akan mendapatkan keuntungan dari pemanfaatan bagasi tersebut.

Dengan kerjasama tersebut, BNI merupakan partner ideal untuk para fintech atau start up komersialidasi, akselerasi dan pengembangan bisnis.

(*)


          Cryptocurrency Analyst - HUTN Group, Inc - Springfield, OH      Cache   Translate Page      
HUTN Group, Inc., headquartered in Springfield, Ohio, is a dynamic and innovative Fintech company with a core business focus on mobile and social media, stock...
From Indeed - Wed, 05 Sep 2018 14:45:00 GMT - View all Springfield, OH jobs
          Web Developer - HUTN Group, Inc - Springfield, OH      Cache   Translate Page      
HUTN Group, Inc., headquartered in Springfield, Ohio, is a dynamic and innovative Fintech company with a core business focus on mobile and social media, stock...
From Indeed - Wed, 05 Sep 2018 14:41:01 GMT - View all Springfield, OH jobs
          FTC enforcement to focus on fintech lenders      Cache   Translate Page      
Ballard Spahr LLP
          Head of Mobile Engineering - Growing FinTech Startup - Michael Page - Bangalore Urban, Karnataka      Cache   Translate Page      
Leading multiple self-forming mobile engineering teams that span native iOS & Android platforms as well as hybrid applications....
From Michael Page IN - Sat, 11 Aug 2018 08:41:35 GMT - View all Bangalore Urban, Karnataka jobs
          Iklan Loker 2018 Engineering Manager      Cache   Translate Page      
Loker Juni 2018 Terbaru: Engineering Manager Perusahaan / PT: Cermati.com Job desc jabatan: Deskripsi Perusahaan Cermati adalah startup teknologi keuangan (fintech) yang berbasis di Indonesia . Cermati menyederhanakan … dari universitas terkenal seperti Universitas Indonesia ITB, Stanford, University of Washington, Cornell dan banyak … Berapa Kisaran Gaji untuk posisi: Alamat Kantor / Lokasi: Jakarta Job […] Read more
          Survey Shows Lack of Interest in Refinancing      Cache   Translate Page      
Although a number of direct lenders and fintech loan aggregators have focused on offering refinance products in the past year, the majority of consumers may be uninterested, according to a poll conducted by Auto Finance News. Using Survey Monkey, 100 consumers with current auto loan payments were asked about marketing materials they have seen about […]
          Technical Lead - Prodigy Labs - Toronto, ON      Cache   Translate Page      
Prodigy Labs is looking to hire talented technical leads to provide technical guidance and leadership for various initiatives in the fintech space....
From Prodigy Labs - Tue, 07 Aug 2018 17:30:02 GMT - View all Toronto, ON jobs
          OnDeck Small Business Lending Tops $10B      Cache   Translate Page      
Fintech business lender OnDeck achieved a milestone in the industry, becoming the first non-bank online lender to surpass $10 billion in total loans originated to small businesses.
          Brazil's Ita+¦ Unibanco CEO Bracher cites regulatory challenges      Cache   Translate Page      
SAO PAULO, Sept 12- The chief executive officer of Itaú Unibanco Holding SA said on Wednesday that the bank faces a more challenging regulatory environment than in the past, particularly in areas where financial start-ups are doing business. In a conference with investors, CEO Candido Bracher said fintechs are exposing banks' inefficiencies in areas such as...
          Fintech Investor Ribbit Capital Sets $420 Million Goal for Its Latest Fund      Cache   Translate Page      

U.S.-based venture capital firm Ribbit Capital, the portfolio of which includes notable cryptocurrency and blockchain projects, is aiming to raise $420 million for its latest fund, according to an SEC filing dated September 12. The fund will reportedly be the fifth venture of Ribbit with limited partners, while the $420 million figure is a “nominal […]

Post source: Fintech Investor Ribbit Capital Sets $420 Million Goal for Its Latest Fund

More Bitcoin News and Cryptocurrency News on TheBitcoinNews.com


          Fintech Dinilai Efektif Bantu Usaha Mikro      Cache   Translate Page      
REPUBLIKA.CO.ID, JAKARTA -- Pengamat ekonomi Indef  Nailul Huda menilai, industri teknologi finansial (tekfin) efektif dalam membantu penyaluran permodalan untuk sektor usaha mikro. Ini lantaran persyaratan meminjam yang lebih mudah...
          Adiós, Jack Ma: el fundador de Alibaba se retira el día de su 54° cumpleaños      Cache   Translate Page      
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SUSANA GALEANO9 SEPTIEMBRE, 2018ECOMMERCEEMPRESAS



El fundador de Alibaba, emblemático presidente del gigante chino del eCommerce Jack Ma, ha anunciado que se retira este lunes, en su cumpleaños número 54 y tras haber creado una de las empresas de comercio electrónico más importantes en todo el mundo. A partir de ahora se dedicará a la filantropía educativa.
Breve historia de Jack Ma, el fundador de Alibaba

No hay que olvidar que el fundador de Alibaba, Jack Ma era un profesor de inglés que comenzó la construcción de su imperio digital en 1995, año en el que creó su primer portal de páginas web destinado a empresas chinas. Tras este primer esbozo de lo que sería el eCommerce más poderoso del mundo, el fundador de Alibaba se unió en 1999 a un socio capitalista y 17 amigos con el fin de trabajar el B2B de empresas chinas hacia el extranjero.

12 meses después, en el año 2000 consiguió 22 millones de euros de inversión para Alibaba… y el resto es historia. Ahora el hombre más rico de China, Jack Ma, el fundador de Alibaba se quiere retirar de sus cargos.

Bajo su mando, Alibaba logró consolidar su fama mundial, sostenida también por la transformación de China en una próspera sociedad de consumo. Ahora Alibaba es un gigante mundial valorado en aproximadamente 40.000 millones de dólares, y Ma se ha convertido en el hombre más rico de China. Puedes conocer más sobre su historia en el siguiente vídeo:








Más que admirado, un hombre venerado

Es tanta la admiración que ha logrado por parte de sus compatriotas que algunos de ellos han puesto su retrato en sus casas para adorarlo de la misma forma que adoran al dios de la riqueza.

Su firma no solamente domina el eCommerce en el país asiático, sino que también cuenta con el liderazgo en sectores como la computación en la nube, el cine, el sector fintech y pagos online, entre otros muchos más, logrando competir con los gigantes norteamericanos como Amazon, eBay y el mismo Google.

Pero ¿cuál es la razón por la que el fundador de Alibaba se retira? Su dimisión llega en un día lleno de simbolismos: por un lado este lunes Jack Ma cumple 54 años, día que además es conocido como el Día del Maestro en China, la profesión que ha apasionado a el fundador de Alibaba.

“No es el final de una era, sino el comienzo de otra” comentó el magnate en una entrevista a The New York Times en la que insiste que pasará más tiempo enfocándose en la educación.


Historia de Jack Ma: cómo ha llegado a liderar el eCommerce mundial


No es el fin de una época, sino el comienzo de una era

La renuncia a la dirección de Alibaba también llega en medio de un contexto comercial el que su relación con el gobierno de Beijing se ha deteriorado, a causa del giro intervencionista que ha tomado en los últimos meses. Además la economía china también se enfrenta a la desaceleración en su crecimiento y el incremento de la deuda, en medio de una guerra comercial con los Estados Unidos.

A pesar de su anuncio, el fundador de Alibaba no se retira por completo de la compañía, ya que seguirá dentro de su junta directiva, manteniendo un papel de asesor para con los nuevos directivos del grupo.

#JackMa anuncia su retiro y decide dedicarse a la filantropía educativa

CLICK TO TWEET


Hasta ahora se desconoce quién estará al frente de Alibaba de ahora en adelante, pero sin duda el mundo jamás olvidará a Jack Ma, un hombre que es un ejemplo de perseverancia y optimismo, una mezcla que lo ha llevado a ser carismático e inspirador, y que además nos ha dejado un amplio repertorio de frases motivadoras.

Te compartimos algunas de ellas en este día en que decimos Adiós, Jack Ma:
“Hoy es duro, mañana será peor, pero pasado mañana brillará el sol”.
“Nunca compitas en precio, sino en servicios e innovación”.
“Ayuda a los jóvenes. En sus mentes quedarán tus semillas y, cuando crezcan, cambiarán el mundo”.
“Si no te rindes, aún tienes una oportunidad. Rendirse es el mayor de los errores”.
“Cuando eres pequeño, tienes que apoyarte en el cerebro, no en la fuerza”.

Si quieres saber más sobre la historia y vida del fundador de Alibaba, te invitamos a leer nuestro artículo “Historia de Jack Ma: cómo ha llegado a liderar el eCommerce mundial”.

          Fintech's New Market To Disrupt: Title Insurance - Forbes      Cache   Translate Page      

Forbes

Fintech's New Market To Disrupt: Title Insurance
Forbes
When announcing the issuance of the license California's Department of Insurance said States Title is taking a manual and labor-intensive process of writing title insurance and making it automated. "California consumers benefit when new competitors ...


          Easily Generate Non-Dues Revenue With FinTech Your Members NEED      Cache   Translate Page      

Did you hear the news? MemberClicks recently extended its partnership with Payscape, our preferred payment processor!

As part of this partnership extension, we’ve introduced the Payscape Affiliate Partner Program. This is a revenue-share agreement designed to help you generate thousands in non-dues revenue a year while providing financial technology benefits to your members. All you have to do is sign on and - quite literally - sit back, relax, and watch the revenue roll in. (I know, we were shocked as well.)

And don’t worry - if you already work with a payment processor you love, you don’t have to switch in order to join the program!

Interested? Check out these details:


          Iklan Loker 2018 Product Manager      Cache   Translate Page      
Loker Juni 2018 Terbaru: Product Manager Perusahaan / PT: Cermati.com Job desc jabatan: Deskripsi Perusahaan Cermati adalah startup teknologi keuangan (fintech) yang berbasis di Indonesia . Cermati menyederhanakan … dari universitas terkenal seperti Universitas Indonesia ITB, Stanford, University of Washington, Cornell dan banyak … Berapa Kisaran Gaji untuk posisi: Alamat Kantor / Lokasi: Jakarta Job […] Read more
          Iklan Loker 2018 Business Development Manager      Cache   Translate Page      
Loker Juni 2018 Terbaru: Business Development Manager Perusahaan / PT: Cermati.com Job desc jabatan: Deskripsi Perusahaan Cermati adalah startup teknologi keuangan (fintech) yang berbasis di Indonesia . Cermati menyederhanakan … dari universitas terkenal seperti Universitas Indonesia ITB, Stanford, University of Washington, Cornell dan banyak … Berapa Kisaran Gaji untuk posisi: Alamat Kantor / Lokasi: Jakarta […] Read more
          Fintech investment powerhouse Ribbit Capital aims for $420 million with its latest fund      Cache   Translate Page      
Ribbit Capital, the financial technology investment firm whose portfolio includes hits like the no-fee mobile investment platform Robinhood; cryptocurrency wallet and marketplace provider Coinbase; and Root Insurance, the automotive insurance platform that just joined the billion-dollar startup club; is raising $420 million for its latest fund, according to a filing with the Securities and Exchange Commission. The fund […]
          Fintech investment powerhouse Ribbit Capital aims for $420 million with its latest fund      Cache   Translate Page      
Ribbit Capital, the financial technology investment firm whose portfolio includes hits like the no-fee mobile investment platform Robinhood; cryptocurrency wallet and marketplace provider Coinbase; and Root Insurance, the automotive insurance platform that just joined the billion-dollar startup club; is raising $420 million for its latest fund, according to a filing with the Securities and Exchange Commission. The fund […]
          RE•WORK AI in Finance Summit New York      Cache   Translate Page      
Last week's RE•WORK AI in Finance Summit featured 50 speakers and drew 250 technologists to the Westin New York at Times Square to explore the intersection between AI and Fintech.
          (USA-IA-Des Moines) Financial Analyst      Cache   Translate Page      
The Opportunity CO-OP Financial Services is bringing digital transformation to the credit union movement. We’re creating innovative technology solutions that help not-for-profit credit unions best serve their members and compete with the big banks. As a result, our world-class team is growing faster than ever! If you’re passionate about technology and want to be part of a purpose-driven organization, this is an exciting opportunity to provide real value and help shape the future of human-centered financial services. We are seeking a talented Financial Analyst to be responsible for analyzing and reporting our portfolio’s performance to aid management strategy and decision-making. Duties will include: data management, data validity, list selection, executing and evaluating the results of multiple sets of data, with a focus on dashboard reporting. Candidate must be analytical yet personable, as well as have strong technical skills while being a strong communicator to non-technical colleagues. What You Can Look Forward to + Ability to identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations. + Identify, extract, and determine the key characteristics of market segments, with an eye toward actionable opportunities. + Build out measurement capabilities using business intelligence and data visualization tools which represent results in easy-to-understand, interactive dashboards where appropriate. + Suggest and develop test-and-learn strategies that advance our client’s marketing understanding to help efficiently and effectively achieve credit card program goals. + Performs/oversees other duties/projects, as assigned. + Work with internal systems to more efficiently use data. + Must react to change productively and handle other essential tasks as assigned. + Engage with clients’ IT departments to understand where data resides and provide recommendations for key data integration points. + Build business processes to efficiently meet reporting needs, for example, customer profiling tools, queries to deliver sales leads, and other ad hoc requests. + Take the lead on data validity and work with systems partners to promote data hygiene. + Possess a broad understanding and expertise of reporting/analysis principals and strategies. + Regular attendance and punctuality as a full time employee in order to daily exercise all of these essential functions. What You’ll Need to Succeed + Five + years of prior financial analysis or related work. + Four year degree in Finance, Accounting or related field. + Ability to extract, merge and analyze data from a wide variety of sources (databases, text files, Google Analytics, etc.) and present that to the target audience. + Manage a variety of projects and tasks as assigned. Exhibit resourcefulness, creativity and forward-thinking mindset. + Possesses business analytics skills. + Ability to clearly and effectively understand and teach financial concepts to a variety of audiences. + Ability to make recommendations based on prior experience and judgment. + Ability to implement new ideas and influence others to produce better decisions. + Excellent critical thinking and problem solving skills. + Strong work ethic. + Expert knowledge of MS Office Excel - (vlookup, hlookup, pivot tables, sumif, if, filtering, sorting, conditional formatting). + Experience with data visualization tools (ex. Tableau, Business Objects or other dashboard tools). + Excellent written and verbal communication skills. + Excellent customer service and interpersonal skills. + Detail-oriented. + Ability to identify, analyze, and resolve problems, driving solutions to completion. + Ability to work under minimal supervision and manage/prioritize multiple tasks/projects simultaneously, while meeting deadlines. + Self-motivated/self-starter. + Team player. + Ability to adapt to change and balance competing demands with a positive attitude. + Strong organization skills. + Dependable. Why Join CO-OP? Get ready to be part of the exciting, ever-evolving and growing credit union movement! As a CO-OP employee, you’ll have a chance to directly impact the access of financial opportunities to individuals and communities – and you’ll help drive the future of fintech at an energetic organization where contributions are valued, and innovation is championed. With more than 35 years of industry leadership, CO-OP Financial Services is the largest, most comprehensive credit union service organization in the nation. CO-OP serves as THE credit union technology engine, bringing payments solutions, engagement services and strategic counsel to help credit unions optimize member experiences to consistently provide seamless, personalized multi-channel offerings, while delivering secure, sophisticated fraud mitigation service. CO-OP serves more than 3,000 client credit unions, with 60 million debit and credit cardholders, nearly 30,000 surcharge-free ATMs and more than 5,600 shared branches nationwide. Our vast technological ecosystem facilitates more than 6.5 billion transactions every year and equips credit unions of all sizes to deepen member engagement and prosper in the fast-paced world of fintech. The Perks + Fun, challenging and, collaborative work environment with passionate colleagues that care deeply about the intersection of technology and human-centered financial services. + Health benefits – medical, dental, & vision plus wellness programs and gym reimbursements. + 401K with generous company match. + Tuition reimbursement. Req No.2018-2953 CategoryProfessional TypeFull-Time
          (USA-IA-Des Moines) Client Settlement Accountant II      Cache   Translate Page      
The Opportunity CO-OP Financial Services is bringing digital transformation to the credit union movement. We’re creating innovative technology solutions that help not-for-profit credit unions best serve their members and compete with the big banks. As a result, our world-class team is growing faster than ever! If you’re passionate about technology and want to be part of a purpose-driven organization, this is an exciting opportunity to provide real value and help shape the future of human-centered financial services. We are seeking a talented Client Settlement Accountant IIto perform various daily settlement and control functions to ensure the proper recording of all settlement transactions. Client Settlement Accountant II will complete daily settlement workbooks for clients.This is a temporary role. What You Can Look Forward to + Accurately complete daily settlement workbooks for clients. + Responsible for completing daily journal entries related to settlement functions. + Engages in the continuous improvement of settlement functions including documentation & controls. + Completes general ledger account reconciliations for various settlement accounts. + Independently manages multiple suspense accounts. + Responsible for completing month end reconciliations. + Perform back-up duties assigned to other staff as needed. What You’ll Need to Succeed + must have 1-3 years of accounting experience and a 2 year degree. + Methodical –have a high attention to detail, and follow through. + Ability to use sound judgment to recognize when something does not make sense & the willingness to take action. + Strong diagnostic abilities to solve for variances when they occur for clients. + Have ability to effectively multi-task. + Good interpersonal communication, including solid written word communication. + Ability to adhere to established timeframes. + Inquisitive and willingness to learn. + Strong problem solving ability. + 10-key ability is essential. + A team player. Why Join CO-OP? Get ready to be part of the exciting, ever-evolving and growing credit union movement! As a CO-OP employee, you’ll have a chance to directly impact the access of financial opportunities to individuals and communities – and you’ll help drive the future of fintech at an energetic organization where contributions are valued, and innovation is championed. With more than 35 years of industry leadership, CO-OP Financial Services is the largest, most comprehensive credit union service organization in the nation. CO-OP serves as THE credit union technology engine, bringing payments solutions, engagement services and strategic counsel to help credit unions optimize member experiences to consistently provide seamless, personalized multi-channel offerings, while delivering secure, sophisticated fraud mitigation service. CO-OP serves more than 3,000 client credit unions, with 60 million debit and credit cardholders, nearly 30,000 surcharge-free ATMs and more than 5,600 shared branches nationwide. Our vast technological ecosystem facilitates more than 6.5 billion transactions every year and equips credit unions of all sizes to deepen member engagement and prosper in the fast-paced world of fintech. The Perks + Fun, challenging and, collaborative work environment with passionate colleagues that care deeply about the intersection of technology and human-centered financial services. + Health benefits – medical, dental, & vision plus wellness programs and gym reimbursements. + 401K with generous company match. + Tuition reimbursement. Req No.2018-2931 CategoryProfessional TypeTemporary
          (USA-IA-Urbandale) Chargeback Analyst I      Cache   Translate Page      
The Opportunity CO-OP Financial Services provides technically superior products and services to financial institutions across the nation. We are seeking a talented Chargeback Analystto be responsible for workingcredit and debit card fraud/dispute cases for assigned financial institutions from the beginning to completion of a case. They will ensure that all VISA and/or MasterCard chargeback regulations are adhered to while attempting the highest recovery and minimal losses for our clients. What You Can Look Forward to + Collaborating and communicating on a small team of peers to service assigned clients. + Analyzing fraud/dispute cases and completing within the appropriate time frame. + Reviewing documentation received from cardholders and financial institutions and completing the recovery to minimize financial loss. + Reviewing daily reports and complete other tasks in order to lower the loss amounts for clients. + Working daily with cardholders, financial institution professionals, team members and others throughout the organization. + Keeping up to date on industry information, Visa and MasterCard regulations, new products, enhancements, system changes and compliance issues. + Handling both inbound and outbound case-related calls as needed to move the status of the assigned case. + Actively supports our CO-OP culture and embraces our core values of Work as Partners, Communicate Openly and Honestly, Demonstrate Excellence and Champion Change in all interactions. + Actively supports our CO-OP culture and embraces our core values of Work as Partners, Communicate Openly and Honestly, Demonstrate Excellence and Champion Change in all interactions. What You’ll Need to Succeed + Strong written and oral communication skills. Communication via Phone and E-Mail on a daily basis with clients and customers. + High level of professionalism and teamwork, while working in a fast-paced environment. + Ability to work within assigned time frames based on client expectations. + Strong problem solving skills and inherent decision making abilities are required. + Must align with the credit union philosophy of “people helping people” and our corporate values: People Matter, Collaborate for Results, Ownership Perspective and Embrace Change. + 1-2 years of experience in chargeback/disputes processing. + PC skills (Microsoft Outlook, Excel and Word programs). + Familiarity with the First Data system and or STAR system. + Knowledge of card industry, VISA/MasterCard Regulations. Why Join CO-OP? Get ready to be part of the exciting, ever-evolving and growing credit union movement! As a CO-OP employee, you’ll have a chance to directly impact the access of financial opportunities to individuals and communities – and you’ll help drive the future of fintech at an energetic organization where contributions are valued, and innovation is championed. With more than 35 years of industry leadership, CO-OP Financial Services is the largest, most comprehensive credit union service organization in the nation. CO-OP serves as THE credit union technology engine, bringing payments solutions, engagement services and strategic counsel to help credit unions optimize member experiences to consistently provide seamless, personalized multi-channel offerings, while delivering secure, sophisticated fraud mitigation service. CO-OP serves more than 3,000 client credit unions, with 60 million debit and credit cardholders, nearly 30,000 surcharge-free ATMs and more than 5,600 shared branches nationwide. Our vast technological ecosystem facilitates more than 6.5 billion transactions every year and equips credit unions of all sizes to deepen member engagement and prosper in the fast-paced world of fintech. The Perks + Fun, challenging and, collaborative work environment with passionate colleagues that care deeply about the intersection of technology and human-centered financial services. + Health benefits – medical, dental, & vision plus wellness programs and gym reimbursements. + 401K with generous company match. + Tuition reimbursement. Req No.2018-2928 CategoryBusiness/Client Support TypeFull-Time
          Fintech-ul Ebury inclus pentru al treilea an consecutiv în Top 100 Sunday Times Track      Cache   Translate Page      
Ebury, compania fintech specializată în plăți transfrontaliere și credite pentru dezvoltare, prezentă din acest an și în România, sub conducerea lui Johan Gabriels, s-a plasat pe locul 73 în clasamentul “The Sunday Times Tech Track 100” anunțat pe 9 septembrie. “The Sunday Times Tech Track”...
          Não vamos criar um novo banco 100% digital, diz presidente do Itaú      Cache   Translate Page      

ANA PAULA RAGAZZI
SÃO PAULO, SP (FOLHAPRESS) - Candido Bracher, presidente do Itaú Unibanco, afirmou nesta quarta-feira (12) que o banco não criará um novo banco 100% digital.

"Não vamos criar um banco digital. Não vai haver um banco antigo e um banco novo porque entendemos que precisamos estar permanentemente em transformação no mesmo banco", afirmou o executivo.

"Interromper o que se fez até hoje e criar um novo banco quer dizer que não temos capacidade de nos transformar. Mais para frente frente, esse novo de hoje vai estar ultrapassado. E nós vamos interromper de novo?", questionou Bracher. Para ele, o que diferencia o banco das inovadoras fintechs é o legado e vários perfis de clientes.

"A preferência dos nossos clientes vai determinar o tamanho do banco. E o Itaú tem um desafio cultural de se colocar no lugar dos clientes e melhorar a qualidade dos serviços.", afirmou Bracher, em apresentação a investidores e analistas em reunião da Apimec (Associação dos Analistas e Profissionais de Investimento do Mercado de Capitais) em São Paulo.

Para o presidente do Itaú, o contexto atual é de revoluções que são transmitidas numa velocidade muito alta. "Hoje em dia, a revolução digital contamina mais rapidamente os países. Além disso, a quantidade de pessoas atingida pelas revoluções aumentou tremendamente. Elas impactam mais gente em tempo mais curto e ocorrem com mais frequência", disse.

Esse contexto, afirmou Bracher, muda o ambiente competitivo, regulatório, a tecnologia disponível e os hábitos dos consumidores. Ele detalhou esses pontos citando o surgimento das fintechs, que competem pelos clientes dos bancos, levando eficiência a segmentos e produtos aos quais os bancos não oferecem hoje um bom atendimento. Por conta disso, essas empresas chamam a atenção sobre a qualidade de serviços dos bancos, o que desperta o apetite dos reguladores por mais regulação.

"Vimos isso já nas medidas relacionadas a cartão de crédito e no mercado de adquirência. Existe do ponto de vista do regulador o desejo de procurar garantir competição maior em todos os ambientes financeiros", disse Bracher.

O Itaú, ele afimou, enxergar as novas tecnologias como oportunidades de melhorar a eficiência e qualidade de serviços. E também está focando no bem-estar de seus colaboradores. "Quem vem ao banco hoje quer trabalhar em empresa que tenha propósito, que gera valor para sociedade e que tenha impactos positivos para ela. Temos de nos preocupar com experiência do colaborador", disse.

Com relação aos hábitos dos consumidores, ele destacou o crescimento das transações feitas eletronicamente e a expectativa de soluções rápidas, portanto, disse, que a experiência do usuário precisa ser melhorada constantemente.

"As mudanças ocorrem tão depressa que nossa evolução não pode mais se dar por degraus. Esses patamares desapareceram . Precisamos estar permanentemente em mudança. E isso é mudança cultural. Queremos um banco que seja capaz de evoluir permanentemente. Talvez o ritmo seja novidade, mas o Itaú vem evoluindo muito há muito tempo. Sempre estivemos na vanguarda da utilização de novas tecnologias e ferramentas para criar valor para investidores e qualidade para clientes. Mas o ritmo precisa ser intensificado", afirmou.

O Itaú, disse Bracher, se estruturou para atuar nesse contexto em seis frentes prioritárias, divididas em dois grupos. Um grupo é o de melhora contínua, o reúne o que Bracher classifica como o que o banco já faz bem, mas precisa estar sempre sendo melhorado: busca de rentabilidade, eficiência, gestão de risco e internacionalização.

O outro grupo é composto pelas frentes transformacionais, em que não se trata de melhorar, mas de mudar o banco. Elas englobam gestão de pessoas, transformação digital e satisfação de clientes.

Bracher também destacou em sua apresentação os resultados obtidos pelo banco desde 2012, quando optou por focar na criação de valor aos acionistas. A atividade principal do banco, ele afirmou, é ser capaz de administrar riscos, incertezas e adaptar-se a mudanças.

Ele esclareceu que não necessariamente a atividade que dá o maior lucro é a que cria mais valor. "Se a atividade dá lucro, mas ela é vista como arriscada pelo regulador, vai ter custo alto também. Já a atividade sem risco, que dá lucro menor, gera mais valor", disse.

Em 2011, ele contextualizou, havia a crise de inadimplência, que estava elevada, e sinas claros de desaceleração econômica, embora o desemprego ainda estivesse baixo. O banco então optou por criar valor, com baixa volatilidade -para isso, tirou do foco alguns segmentos mais arriscados de crédito e da tesouraria. "Resolvemos nos focar em serviços, já que têm constância maior e usam pouco capital . E também procuramos ter controle de custos bastante rigoroso. O nosso tripé também incluiu o apetite de risco restritivo", afirmou.

Na prática, o crédito consignado e imobiliário aumentou, em detrimento do destinado ao atacado (empresas). Nos últimos seis anos, a carteira de crédito cresceu 32% e o custo de crédito caiu 7,5%. Por conta do foco em serviços, no mesmo intervalo, o índice de cobertura operacional, que se refere a quanto da despesa é paga com as receitas de serviços, ele passou de 52% para 72%. "Cobrimos 72% das nossas despesas apenas com serviços, sem precisar de créditos", disse.

Com relação ao índice de eficiência, que é total de despesas dividido pelo total de receitas, em uma comparação com os 15 maiores bancos do Ocidente, Bracher afirmou que ele ficou em 46,5%, o melhor resultado entre todos. O índice de eficiência do banco ajustado ao risco é de 60,9%, mais baixo desde 2009, e o quarto melhor índice entre os bancos pesquisados.

Por conta dessas iniciativas, desde 2012 a criação de valor ao acionista pelo Itaú praticamente triplicou: cresceu de R$ 1,7 bilhão para R$ 5 bilhões. O retorno sobre capital do banco no primeiro semestre foi de 22% -serviços e seguridade respondeu por 40,5%; crédito, 14,5%, trading, 34% e excesso de capital, 8%. 


          (USA-TX-Allen) Senior ASP.Net/C# Software Engineer      Cache   Translate Page      
Job Description The Enterprise Payment Solutions (EPS) team is seeking a Senior ASP.Net/C# Software Engineer to join the team in Allen, TX. In this role, you will be responsible for contributing to the technical design and implementations of new and existing products within the EPS suite. The ideal candidate will have extensive experience with C# development, preferably in a fintech or payments environment. MINIMUM QUALIFICATIONS + Minimum of 6 years of experience with C# Development. + Minimum of 6 years of experience with SQL Server. PREFERRED QUALIFICATIONS + Associates’ or Bachelors’ degree. + Experience with threading. + Binary web services. + Knowledge or experience in of the payment industry. + Experience with Agile/Scrum development. + Microsoft and other programming/software engineering related certifications a plus and/or an active desire to pursue such certifications. ESSENTIAL FUNCTIONS + Completes product technical design and prototyping, software development, bug verification and resolution. + Performs system analysis and programming activities which may require extensive research and analysis. + Provides technical/engineering support for new and existing applications from code delivery until the retirement of the application. + Provides both individual and budget-level tasks and product effort estimates/costs. + Ensures timely, effective, and quality delivery of software into production, both at an individual and team level. + Develops and tests applications based on business requirements and industry best practices. + Creates required technical documentation. + Adheres to documented departmental and corporate standards. Participates in the definition and documentation of standards. + Collaboratively works with QA team to ensure timely delivery of high-quality products. + Collaboratively works with customer support team to resolve or diagnose defects. + Performs release validation testing and beta support for projects. + Researches problems and develops solutions to the problems. + Conducts unit testing and integration testing for functionality and limits. + Assists in training and mentoring less experienced peers. + May contribute to product architecture. + May assist less experienced peers. Equal Employment Opportunity Applicants for U.S. based positions with Jack Henry & Associates must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire. Visa sponsorship is not available for this position. Jack Henry & Associates, Inc. is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. Females, minorities, veterans, and individuals with disabilities are encouraged to apply. #CB #G SEPIND1234 REQNUMBER: 15607-1A
          Head of Mobile Engineering - Growing FinTech Startup - Michael Page - Bangalore Urban, Karnataka      Cache   Translate Page      
Leading multiple self-forming mobile engineering teams that span native iOS & Android platforms as well as hybrid applications....
From Michael Page IN - Sat, 11 Aug 2018 08:41:35 GMT - View all Bangalore Urban, Karnataka jobs
          BUSINESS WIRE: Uwe Härtel to head Entersekt’s Central European operation      Cache   Translate Page      
MITTEILUNG UEBERMITTELT VON BUSINESS WIRE. FUER DEN INHALT IST ALLEIN DAS BERICHTENDE UNTERNEHMEN VERANTWORTLICH.Munich office to grow as Entersekt prioritizes DACH regionMUNICH --(BUSINESS WIRE)-- 13.09.2018 --Entersekt, an innovator in mobile-first fintech solutions, today announced the appointment of Uwe Härtel as country...
          [PROBLEMAS] COIN PROFIT - coin-profit.cc - RCB 80% - Hourly For 6 hours - Min 1$      Cache   Translate Page      
Start of the project: 09.09.2018 Welcome to coin-profit.cc Website Are you looking for stable income from your investments? We can help you by providing the necessary platform. The coin-profit.cc LTD is modern investment company from the UK. The company's business is closely related to trading activity in the multi-currency Forex market, as well as on the Stock Exchange. Our company also offers a high-return investing in promising Fintech start-ups and digital currency known as Bitcoin. Domain: ...
          Fintech investment powerhouse Ribbit Capital aims for $420 million with its latest fund      Cache   Translate Page      

Ribbit Capital, the financial technology investment firm whose portfolio includes hits like the no-fee mobile investment platform Robinhood; cryptocurrency wallet and marketplace provider Coinbase; and Root Insurance, the automotive insurance platform that just joined the billion-dollar startup club; is raising $420 million for its latest fund, according to a filing with the Securities and Exchange Commission. The fund […]

The post Fintech investment powerhouse Ribbit Capital aims for $420 million with its latest fund appeared first on RocketNews | Top News Stories From Around the Globe.


          Cryptocurrency Analyst - HUTN Group, Inc - Springfield, OH      Cache   Translate Page      
HUTN Group, Inc., headquartered in Springfield, Ohio, is a dynamic and innovative Fintech company with a core business focus on mobile and social media, stock...
From Indeed - Wed, 05 Sep 2018 14:45:00 GMT - View all Springfield, OH jobs
          Web Developer - HUTN Group, Inc - Springfield, OH      Cache   Translate Page      
HUTN Group, Inc., headquartered in Springfield, Ohio, is a dynamic and innovative Fintech company with a core business focus on mobile and social media, stock...
From Indeed - Wed, 05 Sep 2018 14:41:01 GMT - View all Springfield, OH jobs
          9/13/2018: REPORT ON BUSINESS: National Bank boosts small-business lending with fintech partnership      Cache   Translate Page      

National Bank of Canada is partnering with online lender Thinking Capital to expand its small-business loans to Canadian companies. On Thursday, National Bank became the second major bank to announce a strategic partnership agreement with...
          Banken und Fintechs: Verschmelzen statt Verdrängen / Zwei von drei Kreditinstituten kooperieren, 30 Prozent planen eigenes Start-up      Cache   Translate Page      
Sopra Steria SE: Hamburg (ots) - Die Grenzen zwischen klassischen Banken und Fintechs verschwimmen. Das liegt an einer klaren Strategie, die die Mehrheit der Kreditinstitute verfolgt. 64 Prozent der Banken arbeiten in irgendeiner Form mit einem Fintech zusammen. ...
          FTC enforcement to focus on fintech lenders      Cache   Translate Page      
Politico has reported that in remarks made at a fintech policy event last week, Andrew Smith, the FTC’s Director of Consumer Protection, indicated that fintech companies will be a focus of the FTC’s enforcement activities....
By: Ballard Spahr LLP
          Cryptocurrency Analyst - HUTN Group, Inc - Springfield, OH      Cache   Translate Page      
HUTN Group, Inc., headquartered in Springfield, Ohio, is a dynamic and innovative Fintech company with a core business focus on mobile and social media, stock...
From Indeed - Wed, 05 Sep 2018 14:45:00 GMT - View all Springfield, OH jobs
          Web Developer - HUTN Group, Inc - Springfield, OH      Cache   Translate Page      
HUTN Group, Inc., headquartered in Springfield, Ohio, is a dynamic and innovative Fintech company with a core business focus on mobile and social media, stock...
From Indeed - Wed, 05 Sep 2018 14:41:01 GMT - View all Springfield, OH jobs
          Le professioni più ricercate del settore finanziario tecnologico      Cache   Translate Page      
Smart contract e sicurezza informatica, servizi di credito e transazioni digitali. Laddove la finanza incontra il fior fiore delle nuove tecnologie, nasce il settore Fintech, settore in rapido e continuo sviluppo anche nel nostro Paese. Non sono pochi i lavoratori che desiderano entrare a far parte di questo mondo, in cui l’intelligenza artificiale sta rivoluzionando […]
          LinkedIn Names Fintech Firm Solovis as Top 2018 Startup      Cache   Translate Page      

Irving-based fintech innovation leader Solovis Inc. has been making headlines this year.

For starters, an $8 million series A funding round led to a 300 percent increase in revenue, and a doubled employee headcount. In May, Solovis partnered with AcordIQ …

The post LinkedIn Names Fintech Firm Solovis as Top 2018 Startup appeared first on Dallas Innovates.


          Varo Money signs with Temenos as bank build out begins      Cache   Translate Page      
Having recently won preliminary approval for a national bank charter, San Francisco-based fintech st...
          State regulators refile lawsuit over OCC fintech charter plans      Cache   Translate Page      
US state financial regulators are to renew their litigation efforts over the recent decision by the...
          HR Payroll & Recruiter at Transsnet Financial      Cache   Translate Page      
Transsnet Financial is launching game-changing fintech apps in the Nigerian market to help people transact, save and borrow money. Transsnet is a joint venture between Transsion, the manufacturers of smartphone brands used by over 30% of Africans, including Tecno, Infinix and Itel, and NetEase, one of China’s biggest internet companies.We are recruiting to fill the position below:Job Title: HR Payroll & RecruiterLocation: LagosJob DescriptionMaintain payroll information by collecting, calculating, and capturing data;Update payroll records by capturing changes in exemptions, allowances, insurance coverage, savings deductions, job title and department/division transfers, and any other changes that may occur within the month;Prepare reports by compiling summaries of earnings, taxes, deductions, leave, disability, and non-taxable wages amongst other reports;Ensure employees are paid on time and their payslips are distributed by the last day of every month;Ensure that the statutory reports such as PAYE, NSSF, NHIF are submitted to the Finance department by the end of every month;Resolve payroll discrepancies after analyzing information;Provide payroll information when required and address any payroll related complaints that may arise;Maintain payroll operations by following policies and procedures; advise on any changes required;Protect payroll operations by keeping all information confidential;Ensure that the company is compliant to all laws that relate to payroll processing;Contribute to team effort by accomplishing related results as needed. 

Apply at https://ngcareers.com/job/2018-09/hr-payroll-recruiter-at-transsnet-financial-438/


          Business Development Manager at Transsnet Financial      Cache   Translate Page      
Transsnet Financial is launching game-changing fintech apps in the Nigerian market to help people transact, save and borrow money. Transsnet is a joint venture between Transsion, the manufacturers of smartphone brands used by over 30% of Africans, including Tecno, Infinix and Itel, and NetEase, one of China’s biggest internet companies.We are recruiting to fill the position below:Job Title: Business Development ManagerLocation: LagosJob DescriptionWe’re looking for an experienced and entrepreneurial business development manager who is passionate about our mission of driving financial inclusion in Africa.You will build and execute partnerships in a number of verticals and be responsible for owning the end to end process from initial sale through negotiation to go live.This is an opportunity to join an early stage team to launch a new business.The ideal candidate thrives in a fast-paced startup environment where they are willing to roll up their sleeves and get things done.ResponsibilitiesWork with executive leadership to develop strategies, business cases and action plans and take charge of turning these into on the ground relationships and live products.Establish a deep understanding of the competitive landscape and customer needs and leverage those insights to advocate for partner integrations that will lead to maximum business and customer success.Own the partner lifecycle on both a strategic and operational level, including initial business planning, commercial negotiations, project management of technical requirements and integrations and ongoing relationship management.Collaborate cross-functionally with senior stakeholders including operational, product management, engineering and marketing teams to coordinate initiatives. Willing to act in multiple roles to unblock technical and operational teams. 

Apply at https://ngcareers.com/job/2018-09/business-development-manager-at-transsnet-financial-949/


          Exclusive: Head of CySEC- “Not Going to Be Rushed into Regulating” ICOs      Cache   Translate Page      

The last time we interviewed Demetra Kalogerou, the Chairwoman of the Cyprus Security and Exchange Commission (CySEC), more than two years ago, the topics on the table were very different. Back then, the watchdog was still contemplating how to handle offshore call centers and whether to outlaw binary options. Fintech was a nice buzzword, whereas cryptocurrency […]

Post source: Exclusive: Head of CySEC- “Not Going to Be Rushed into Regulating” ICOs

More Bitcoin News and Cryptocurrency News on TheBitcoinNews.com


          为什么说Python是Fintech与金融变革的秘密武器      Cache   Translate Page      

人生苦短,不止程序员,python正在吸引来自金融领域大佬们的青睐目光。

金融科技的风口下,无数传统金融人都想从中掘一桶金。你如何找到自己的机会并在金融科技的风口中起飞?

这项新技术风靡全球,但其复杂性难以言喻。

首先,你需要熟悉国家法规,同时与不同服务和机构的合作,连接银行API;其次你需要征服用户的心和信任。为了实现这些目标,你的产品需要兼具高级别安全性,功能性并且贴合业务需求。

所有这些意味着你需要最独特合适的技术,来提供值得信赖的解决方案。

无论背景(市场)如何,每个人都希望自己的钱安全无虞。人们孜孜不倦寻找一种可以持续的金融技术,本文从金融科技行业的角度分析了Python受欢迎的原因。

值得注意的是,现在Python已成为世界上 最流行的编码语言 :开发栈快,语言简单,适合做数据分析,开放库利于API整合等都是它的优势。

矛盾的金融时代

现代金融世界由两个仍然共存的矛盾体组成:

曾几何时,千禧一代掌握了非接触式支付,使用在线银行业务和各种数字金融服务,在生活中自由交易。轻视老派官僚主义的新技术,建立了千禧一代的新世界;

另一个部分则是古老的传统金融世界。令人失望的是,这是一台非常古老而生锈的机器,不能随心所欲地停下来。即使它接受新技术及其对金融的影响,传统的金融体系仍然不认为新技术是一个威胁,也不是一个有价值的竞争对手。

这种不可动摇的机器会在七国集团(G7)最发达的国家找到。所有沉积资金都聚集在那里,同时也聚集着大多数准备运营高科技创业公司的人。改变这样的传统金融系统将是一个巨大的挑战。

例如,德勤2017年的统计数据显示,与金融技术相比,G7的习惯与世界其他地方相反。德勤研究人员指出:令人惊讶的是,在移动支付方面,40%的美国高管认为其对自己行业的影响很小甚至没有影响。在一个规模相对小的抽样调查中,17家美国银行中有7家(约占41%)认为移动钱包和其他支付技术没有影响他们,而36个非银行金融单位中有14个(约占37%)持相同意见。

发展中国家则呈现出截然不同的景象。没有传统金融部门的强硬统治,这为金融科技的成长和发展提供了更多空间。也为人们提供了更多机会和方式,可以轻松地与发达国家合作并获得更安全的回报。老实说,这是金融科技最有吸引力的地方――它消除了金融边界!

新兴技术的使用:被Fintech攻占的金融世界
为什么说Python是Fintech与金融变革的秘密武器

图3:使用新兴技术的情况:G7与其他国家

数据来源:GDSI增长和战略调查问卷,德勤金融中心

七国集团似乎仍然对金融科技持怀疑态度,但是实际上技术在不断改变金融。问题在于这个世界上的一切都变化很快,技术也是如此。它灵活,能够适应新用户的需求。

但这正是千禧一代想要的:新的消费习惯,数字敏感度高,对网络产品的需求,所有这些都是新一代生活方式的一部分。他们不浪费任何时间,并要求全天候保持工作效率。这就是他们随时随地都重视财务自由的原因。

据华尔街日报报道,支付的便利性吸引了那些对技术革新有需求并且生活忙碌的人。移动支付用户大多受过高等教育,并且全职工作,主要是男性,并且有非常活跃的金融行为。与非移动支付的用户相比,他们更有可能拥有银行账户,退休账户,拥有自己的房屋,以及利用汽车贷款和抵押贷款。

相关链接

https://blogs.wsj.com/experts/2018/06/07/the-uncomfortable-relationship-between-mobile-payments-and-financial-literacy/

我们可以得出什么结论呢?

华尔街日报的统计数据显示,移动支付的用户收入高于非移动支付用户,他们的交易活动活跃,懂得财务知识更多,他们使用更多种类的金融产品。与此同时,他们对自己的开支更加粗心,极有可能陷入债务。有时,他们甚至从退休账户中取钱出来。这需要全新的金融科技浪潮中产现出一个简单的工具,来帮助千禧一代管理他们的资金。尽管他们的收入和教育水平很高,但据报道,使用移动支付的千禧一代有更高的财务困境和管理不善的风险。


为什么说Python是Fintech与金融变革的秘密武器

我们的研究发现移动支付用户需要的不仅是移动交易。用户希望能从借助产品来管理短期债务和日常费用,这些将是金融科技产品未来的创新方向。

金融业是一个对新客户需求极度敏感的行业。在数字化的时代更是如此。当同类产品变得过于普及和方便的时候,客户可能会不再使用你的产品服务。怎么防止这种情况呢?公司是否可以创造一款经得起时间考验的产品,陪伴年轻人的财务成长,持续给千禧一代提供服务?就像当前一些金融公司给年轻人提供产品一样。当然抵押贷款,投资和财富管理等金融分支机构也应特别谨慎地创造他们的产品。

回到之前说的话题。为了生存,为了获得大量的追随者和依赖它的客户,公司的技术必须是独特,稳定,安全和定制的,以满足客户的需求。在这一点上,金融科技公司不可能避免得需要与传统的金融和国家机构整合。这就是为什么你必须首先确保合作能完美运行,并且你得在后者眼中看起来像是一个可靠的商业伙伴,他们使用你的技术,而不是别人的技术。可能最糟糕的是,他们抛弃你选择创造属于自己的技术!

Python:Fintech产品的第一语言

那么我们到底需要什么?一个足以对抗全球金融干扰压力的技术,且具有足够的灵活性来应对新世界的挑战与客户日益增长的需求。

对于我们来说,使用Python和Django框架是一个非常好的选择,我们同时发现这个组合带给我们各种可能性。

这里并非试图把Python作为所有问题的解决方案,但只想聊聊Python在金融产品方面的优势。

1.使用Python/Django技术栈可以更快的推向市场。

这很容易理解:通过Python/Django技术栈,你可以非常快速的构建产品(MVP:Model-View-Presenter),进而增加找到适合的产品/市场的机会。

金融科技(Fintech)能够与传统银行和金融竞争和/或合作的唯一方式在于适应变化性与客户的需求,根据客户的想法提供增值服务并进行改进。你的技术必须足够灵活,并为众多的增值服务提供坚实的基础。

Python/Django框架组合符合MVP规范的需求,并能够节省一定开发时间成本。它们的开发基本类似乐高一样――你不需要从头开始开发类似权限或用户管理这样的小模块。你只需要从Python库中 (Numpy,Scipy,Scikit-learn,Statsmodels,Pandas,Matplotlib,Seaborn,等)找到你需要的模块,用于构建自己的MVP。

Django的另一个优点是在MVP架构开发阶段提供了简单的管理面板或CRM――它是内置的;你只需要在你的产品中简单设置。当然在MVP阶段,产品的功能并不完整,但你可以测试并轻松完善功能,因为Django非常灵活。

在MVP架构完成后,此技术栈允许部分代码的调整。也就是说在你完成了MVP架构的功能后,既可以轻松的修改某些代码,也可以增加一些新代码,来满足产品功能的完美运行。

千禧一代习惯在快节奏的世界中生活,他们需要全天候的提高工作效率。他们对其他人以及所使用的服务的期望在于,最大化的透明度与高质量的服务。这也是客户发展如此重要的原因――整整一代人都依赖与此。因此,越早地将产品推向市场,你就能越快地收集用户反馈并改进产品。通过Python开发金融产品可以帮助你更加轻松的完成整个流程。

2.数学和经济学常用Python。

很显然,正是因为有了那些使用Python计算算法和公式的数学家和经济学家,Fintech才会存在。类似R和Matlab语言在经济学家中很少使用,但Python相对而言是最常用的金融编程语言,并且是数据科学的“通用语言”。经济学家使用Python来进行计算,因此很明显将他们的代码与基于Python开发的产品整合起来会更容易。但有时即使只是用同一种语言编写的代码片段也很难集成,这也是为什么技术合作伙伴的存在和相互沟通至关重要。

3.语法简单――协作更加轻松。

大道至简。

Python的简单性和易于理解的语法使得它非常清晰,每个人都可以快速上手。这也是我认为Python会成为“通用语言”只是时间问题。Python的创始者Guido van Rossum证实了我的想法,他将Python描述为“高级编程语言,其核心设计理念在于代码的可读性和允许程序员用几行代码表达思想的语法”。

因此,Python的好处在于不仅对于技术专家很容易理解,连客户也很容易理解。开发过程中双方人员都可以掌握不同程度的技术理解。有了Python,工程师可以更轻松的解释代码,客户也可以更好的了解开发进展。看起来,这是个双赢的过程。

正如经济学家谈及Python时所说的:Python语言的两个主要优点是其简单性和灵活性。它简单的语法和缩进格式使其易于学习、阅读和共享。它的忠诚追随者们,即Python编程高手(Pythonistas),已经上传了145,000个定制数据包到在线库中。这些数据包涵盖了从游戏开发到天文学等的所有内容,并且可以在几秒内完成安装,并应用在Python程序中。

这也引出了下一要点。

4.Python的开放库包括用于API集成的工具。

感谢Python的开放库,你无须从头开发工具,并可以在最短时间内完成产品开发并分析大量数据。如果你处于MVP开发阶段,这些开放库可以为你节省大量的时间和金钱。

正如我之前所提到的,Fintech产品需要与大量第三方产品进行集成。Python库可以帮助你的产品更加容易与其他系统通过不同的API(接口)集成。在金融方面,API可以帮助你收集和分析关于用户、房地产和机构的所需数据。例如,在英国,你可以通过API获取人们的信用记录,这也是进行深入金融操作的必经步骤。通过使用在线抵押贷款行业的API,你可以检查房地产数据,并验证某人的身份。最重要的是,你可以一键查询或过滤数据,而无需使用和组合不同的库/包来开发新的工具。

以Django Stars(一家软件开发公司)为例,使用Django Rest架构来构建API或与外部API集成,同时使用Celery(Python 并行分布式框架)来完成队列或分发任务。

5.Python流行度日益增长,人才储备充足。

根据HackerRank2018开发者技能报告显示,Python成为编程人员需要学习的第二语言,并且是金融服务业以及其他发展行业的排名前三语言之一。

这是很好的趋势,因为Python将继续发展,并有更多的专家参与进来,这些情况表明将有足够的人才会在未来能够继续开发和维护我们的产品。


为什么说Python是Fintech与金融变革的秘密武器

根据我们的Love-Hate指数,Python已经赢得了所有年龄段开发者的心。Python也是开发人员想要学习的最流行的语言,并且绝大多数人都知道它。

―HackerRank

Python的用途比你想象的要多:从传统软件类似web开发到最前沿技术,如AI。它兼具灵活性与功能多样性,并且拥有超过125,000个第三方Python库可以让你像乐高一样构建产品。它同时是数据分析的首选语言,这也让它对于商业等非技术领域具有吸引力,Python同时也是金融分析的最佳编程语言。

再次强调,我并不是说Python是唯一的解决方案。我只是就我自己的经验而谈,Python非常成功。我发现Python与Django结合起来使用确实非常棒。

这也是你构建Fintech产品所需要的――一个超级工具能够帮助你的产品赢得信赖,完全安全并且功能实用。遵守国家法律,完美与其他服务、机构以及银行API集成整合――所有这一切都需要关注软件的细节和生命周期,这样才能为未来的接管者――新的千禧一代所服务。继而登上顶峰,成为改变金融市场的人之一,或者更进一步,改变整个世界。独特、高效,以用户为导向,着眼未来做开发。这就是Python的全部意义之所在。


          IBM Partners Blockchain Connect's'Czech Alliance' To Fight Fraud & Drive Digitization      Cache   Translate Page      
IBM - aka ‘Big Blue’ - is participating as a partner with consultancy PwC, fintech incubator Adel and a global law firm in Blockchain Connect’s so-called ‘Czech Alliance’. The goal is to fight “real-estate fraud” and corruption in national administration and drive the “digitization of society. ” (Source: Forbes.com Healthcare News)
          Reuben-Sinclair: Marketing and Communications Manager - Fintech AI Platform      Cache   Translate Page      
£45000 - £50000 per annum + Excellent Benefits: Reuben-Sinclair: Want to work for a company single-handedly changing the industry, not only providing a new and innovative product, but disrupting everything people think they know about financial market data? England, London
          FinTech Profile Earnin Market Outlook – Ken Research      Cache   Translate Page      
FinTech profile Earnin MarketBuy Now Earnin is a financial services company enabling hourly, salaried, and on-demand workers to withdraw funds in advance of payday, through its Earnin mobile app. Earnin believes that there should be no reason for people to wait for their salaries till their paydays and that their salaries should be accessible whenever they desire to since people have [...]
          Fintech Analyst - Federal Reserve Bank of San Francisco - San Francisco, CA      Cache   Translate Page      
Builds strong internal and external networks; In addition, we partner with internal resources to develop potential innovative technology solutions to enhance SF...
From Federal Reserve Bank of San Francisco - Sat, 16 Jun 2018 04:39:01 GMT - View all San Francisco, CA jobs
          仮想通貨 × 税務の領域で、フロントエンド開発をリードしませんか? by 株式会社Aerial Partners      Cache   Translate Page      
◆こんなことやります 私たちは現在「仮想通貨 × 税務」の領域で、取引で生じる煩雑な所得計算を自動化するためのプロダクト『G-tax』開発を行っています。 今後はより深いレイヤーでブロックチェーンの社会実装を行っていくために、新規プロダクト開発・サービス提供、更にはブロックチェーンまわりの開発を行っていきます。 これからさらにプロダクトの価値を高めていくために、フロントエンドをリードしていただけるメンバーを募集しています! 今後社会のインフラとして大きく成長していくブロックチェーン領域で、目の前の社会課題を解決し、「世の中の多くの人に必要とされる」プロダクトを共に創りましょう! 【こんなことを任せたい!】 ・仮想通貨税務計算アプリ『G-tax』のフロントエンド開発 ・オウンドメディアやサービスLPのフロントエンド開発  https://www.aerial-p.com/media  https://www.aerial-p.com/guardian 【求めるスキル】 "持っていてほしい!" ■HTML,CSSでWEBサイトのコーディングができる ■SCSSなどの利用経験 ■BEMなどCSS設計に関する知見 (正社員はもちろん、業務委託などでも週3日勤務から相談しましょう!) "あると嬉しい!" ■Vue.jsなどのJSライブラリの利用経験 【こんな人はぜひ遊びに来てください!】 ・世の中に大きな影響を与えるサービスを提供したい ・最先端技術に興味関心、知見がある ・Fintech、仮想通貨、ブロックチェーンと聞くと心が騒ぐ ・自分のエンジニアリング力をもっと活かしたい 【参考】 開発環境は以下のとおりです。 ・インフラ概要 環境:AWS(RDS, S3, CloudFront, WAF, etc..) ・バックエンド概要 言語/フレームワーク:PHP7.1, Laravel5.5, MySQL, REDIS バージョン管理:Git ・フロントエンド概要 言語/フレームワーク:JavaScript(ES6), Vue.js, Nuxt.js, SCSS バージョン管理:Git ・ツール:Jenkins
          Indonesian fintech startup Moka raises $24M led by Sequoia India      Cache   Translate Page      
Indonesia’s Moka, a startup that helps SMEs and retailers manage payment and other business operations, has pulled in a $24 million Series B round for growth. The investment is led by Sequoia India and Southeast Asia — which recently announced a new $695 million fund — with participation from new backers SoftBank Ventures Korea, EDBI — […]
          Comentário sobre Como abrir uma conta bancária no exterior – Parte 7 por Investidor Internacional      Cache   Translate Page      
Olá Investidor Junior, Essas fintechs são úteis para quem não tem conta em banco tradicional. Não vejo muito sentido para quem tem. Abçs!
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          Tech Nation startup programme demonstrates richness of UK fintech      Cache   Translate Page      
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          Cryptocurrency Analyst - HUTN Group, Inc - Springfield, OH      Cache   Translate Page      
HUTN Group, Inc., headquartered in Springfield, Ohio, is a dynamic and innovative Fintech company with a core business focus on mobile and social media, stock...
From Indeed - Wed, 05 Sep 2018 14:45:00 GMT - View all Springfield, OH jobs
          Las 7 pruebas de Hércules: así llegó WiZink a comprar Aplazame      Cache   Translate Page      
Las 7 pruebas de Hércules: así llegó WiZink a comprar Aplazame#source%3Dgooglier%2Ecom#https%3A%2F%2Fgooglier%2Ecom%2Fpage%2F%2F10000\

Hace unas semanas del anuncio de venta de Aplazame a WiZink. Hablamos con Fernando Cabello sobre la operación y el futuro del fintech.

El origen de esta historia tiene una fecha muy clara: 2014. Fue cuando, de forma efectiva, una de las primeras fintech made in Spain empezaba a funcionar; un momento muy dulce para unas pioneras en el mercado a sur de los Pirineos que, entre otras cuestiones, venían de un momento complicado para las entidades financieras sumidas en una crisis económica. Aplazame surgía de la mano de Daniel Molina, Fernando Cabello y François Derbaix, este último también como consejero de la compañía.

Desde entonces, hasta el día de hoy, momento en el que Aplazame ya forma parte de la familia de WiZink, una de las primeras fintech españolas ha cubierto todos las fases del emprendimiento: nacer, crecer, financiarse y, por último, vender a uno de los grandes del sector.

Viento de cola, pero a merced de los dioses

Poco se podían imaginar los fundadores de la compañía sobre cómo iba a evolucionar la misma con el paso de años. Uno de ellos, Fernando Cabello, explica a Hipertextual, que "siempre tuvo la sensación de crecer con el viento de cola y vivir con la suerte del timing". Y, sin embargo, asume que todo el proceso ha sido como las siete pruebas de Hércules donde la incertidumbre ha jugado alguna mala pasada a la tecnológica financiera española. "Siempre había la posibilidad de que un jugador líder en el merado mundial entrase a tu mercado, o que un banco decida que no quiere trabajar contigo; básicamente estás a merced de los dioses de Olimpo", analiza Fernando.

La actividad de Aplazame estaba clara: préstamos online de forma instantánea. Los problemas básicos de cualquier compañía no dejaron de lado a Aplazame. "Crear mercado, crear una propuesta de valor que puede cubrir las necesidades del mercado, si puedes construir un producto que tiene encaje, encontrar apoyo en los inversores para seguir explorando el mercado, encontrar el talento..." explica Fernando. Pero también problemas particulares que, entre otras cuestiones, auspiciaron la compra que llegó a principios de verano.

"Sobre la compra de Aplazame debería ser prudente, pero quiero mojarme", comenta Fernando; después de todo, una cuerdo de confidencialidad ata al emprendedor a WiZink. "La necesidad de vender Aplazame se alimentaba por las dificultades para seguir con el modelo que teníamos de búsqueda de financiación de los procesos y las operaciones", añade el empresario. Por un lado, la compañía fintech tenía que estar altamente enfocada al crecimiento de su propia actividad, pero por otro se encontraba con el propio techo de conseguir fondos. Había que generar opciones para poder salir, y las opciones de Aplazame no eran excesivas. La salida más lógica pasaba por la venta, total o parcial, para generar un cambio de fase. "Podía salir mal, pero en el caso de Aplazame conseguimos despertar mucho interés entre todoƒwizs los socios con los que habíamos trabajado en algún momento", analiza Fernando, "fue un proceso muy competitivo y la compañía tuvo la suerte de que podía elegir entre las mejores opciones; en este caso sí que hubo opcionalidad, porque pudimos elegir a quien nos queríamos integrar".

Inversores de primera línea

La inversión era una de las grandes trabas de Aplazame. En toda su vida operativa, antes de la compra de WiZink, la fintech logró cerrar tres rondas de financiación. La primera de ellas en 2015, en la que entraron François Derbaix y Cabiedes, entre otros. Posteriores operaciones, en 2016 y 2017, cerraron inversiones de 1,2 millones de euros y 840.000 euros respectivamente.

Sin embargo, para Fernando Cabello, el papel de Cabiedes ha sido el del retador contínuo con argumentos para cualquier situación". En el otro lado de la balanza, está el plano de Derbaix, un "socio que decidió mojarse hasta el final y ha derivado para que yo le sienta como una persona muy cercana. Tiene un punto de vista inesperado, pero no por ello menos obvio y con una lógica absolutamente rotunda".

Y llegó la compra y el futuro

El proceso tenía varias propuestas, pero la de WiZink fue la que más convenció al equipo de Aplazame. Por el 100% de la compañía, manteniendo el equipo y la autonomía de la misma, de momento nada va a cambiar en la operativa diaria de la fintech. Con un importe desconocido, el primer reto de Aplazme estaría en adaptarse a las exigencias de WiZink que regulan a los bancos. Esto, explica Fernando, "fueron términos innegociables". Pero, para llegar al éxito, "Aplazame tiene que mantener la cultura y el equipo, que es lo que nos ha traído hasta este punto". Además, concreta el fundador, hay una presión paralela: "Tenemos un reto que escribir y es importante para la maduración del ecosistema en general. Si esto sale mal pues muchos que tenían la vía de la adquisición como una opción, lo descartarán".

En cuanto al futuro de Fernando, un emprendedor nato, de momento pasa por no moverse del proyecto de Aplazame.

"Sería deshonesto si no digo que lo que me gusta es emprender y es donde yo quiero habitar. Dicho lo cual, la oportunidad que se me presenta es muy buena. No tengo una fecha de salida porque el proyecto es muy bueno y tiene los incentivos suficientes como para no querer buscar otra cosa fuera, pero lo que tiene que hablar es el tiempo. Dicho lo cual, si no dijera que me considero emprendedor y alguna idea hay por ahí mentiría."

Un futuro que, aunque no se puede escribir, sí que pasa por algo muy obvio para el sector fintech. Ya se jugaba con la posibilidad de que la revolución fintech tenía que pasar por la banca. Para Fernando la situación está clara: "sucederá una hibridación, los bancos van a acoger la flexibilidad de las fintech, y algunas fintech tendrán la solidez de los bancos y acceso al fondeo".


          Cryptocurrency Analyst - HUTN Group, Inc - Springfield, OH      Cache   Translate Page      
HUTN Group, Inc., headquartered in Springfield, Ohio, is a dynamic and innovative Fintech company with a core business focus on mobile and social media, stock...
From Indeed - Wed, 05 Sep 2018 14:45:00 GMT - View all Springfield, OH jobs
          Web Developer - HUTN Group, Inc - Springfield, OH      Cache   Translate Page      
HUTN Group, Inc., headquartered in Springfield, Ohio, is a dynamic and innovative Fintech company with a core business focus on mobile and social media, stock...
From Indeed - Wed, 05 Sep 2018 14:41:01 GMT - View all Springfield, OH jobs
          菲律宾融资金额最高的14家 Fintech 初创公司      Cache   Translate Page      
编者按:本文作者 Tom Noda,原文标题 Top 14 Funded Fintech Startups In The Philippines。
          AMB :- Ribbit Capital plans to raise $420m for its latest fund      Cache   Translate Page      
Laxman Pai, Opalesque Asia: The US-based fintech investment powerhouse Ribbit Capital, whose portfolio includes hits like cryptocurrency wallet and marketplace provider Coinbase and the no-fee mobile investment platform ...
Article Link
          sureyee/laravel-rock-fintech (v1.1.2)      Cache   Translate Page      
laravel rock fin tech api
          sureyee/rock-fintech (v1.0.1)      Cache   Translate Page      
rock fintch api
          Fintech Investor Ribbit Capital Sets $420 Million Goal for Its Latest Fund      Cache   Translate Page      
via Cointelegraph.com News at September 13, 2018 at 03:33AM Ready Full Article: https://cointelegrap
          Gandeng Pelaku Jasa Keuangan, OJK Gelar Fintech Days 2018 di Batam      Cache   Translate Page      
Otoritas Jasa Keuangan bakal menyelenggarakan Fintech Days 2018 di Batam pada 14 ? 15 September 2018.
          Head of Mobile Engineering - Growing FinTech Startup - Michael Page - Bangalore Urban, Karnataka      Cache   Translate Page      
Leading multiple self-forming mobile engineering teams that span native iOS & Android platforms as well as hybrid applications....
From Michael Page IN - Sat, 11 Aug 2018 08:41:35 GMT - View all Bangalore Urban, Karnataka jobs
          Recruitment Consultant - Fintech sector / Blockchain **URGENT** - Page Personnel      Cache   Translate Page      
Salary: HK$25,000 - 30,000 /month, N/A yr of exp, posted on 13 Sep 2018 09:58:00
          African onboarding solution from e4 places second in EcoBank Fintech Challenge      Cache   Translate Page      
  Technology specialist, e4, achieved second place in the second Ecobank Fintech Challenge, hosted in Lomé, Togo. According to Andrea Tucker, R&D Head at e4, the lack of a fully digital onboarding solution across the majority of banks is one of the key reasons behind e4’s impressive second position in this Africa-focused innovation challenge.   [&hellip
          Cryptocurrency Analyst - HUTN Group, Inc - Springfield, OH      Cache   Translate Page      
HUTN Group, Inc., headquartered in Springfield, Ohio, is a dynamic and innovative Fintech company with a core business focus on mobile and social media, stock...
From Indeed - Wed, 05 Sep 2018 14:45:00 GMT - View all Springfield, OH jobs
          Fintechs: what do you want the UK’s immigration policy to look like after Brexit      Cache   Translate Page      
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          5 Ways Artificial Intelligence Is Already Transforming the Banking Industry      Cache   Translate Page      

Opinions expressed by Entrepreneur contributors are their own.

Artificial Intelligence (AI) -- and its growing impact on and applicability for individuals and businesses alike -- is one of today’s most widely discussed topics. From virtual assistants like Siri and Alexa,to chatbots created by Facebook and Drift , AI is having a significant impact on the lives of consumers.

Related:#Five Technology Trends That Will Disrupt Your Banking Style

A study from Statista showed that the number of consumers using virtual assistants worldwide is expected to exceed one billion in 2018. Additionally, a 2018 survey by Accenture projected that 37 percent of U.S. consumers will own a digital voice assistant (DVA) device by the end of 2018.

It is readily apparent how AI-powered technology is making inroads into everyday life through DVAs and other consumer products, but AI is also having a transformative effect on an industry that impacts virtually all consumers and businesses: banking. Here are five ways that AI is already transforming the banking industry.

Customer service automation

As natural language processing technology evolves, consumers find it increasingly difficult to distinguish between a voice bot and a human customer service representative. This stems from improved abilities on the part of voice and chatbots to resolve customer issues without human intervention.

The benefits to banks of customer service automation are obvious: AIcould lead to significant cost reductions. A recent study by Autonomous predicted that AI could lead to 1.2 million jobs being cut in the banking and lending industry, resulting in up to $450 billion in industrysavings by 2030.

Despite the potential rewards customer service automation promises, banks and other businesses need to proceed with caution in relying too heavily on voice and chatbots. The popularity of GetHuman illustrates this: It'sa website that connects consumers with human CSRs to resolve their issue. In fact, voice and chatbots often work best when augmenting rather than replacing humans. At a minimum, the option to speak to a human, if necessary, should be readily available.

Related:This Banker Explains Why Confluence of Fintech and Banks is Unavoidable

Want an example of how banks are creatively employing AI to serve customers? The Swiss bank UBS, ranked number 35 globally for its volume of assets, according to Accuity’s August 2018 global bank rankings --has partnered with Amazon to incorporate its “ Ask UBS ” service into Alexa-powered Echo speaker devices.

Ask UBS, which is aimed at UBS’s European wealth management clients, enables users to receive wide-ranging advice and analysis on global financial marketsjust by “asking” Alexa. “Ask UBS” also acts as a teaching resource, offering definitions and examples of acronyms and jargon related to the financial industry.

While Ask UBS can make a call from a UBS financial advisor to a customer’s phone upon request, it is not yet able to access individual portfolios, execute trades or perform other transactions; it can'toffer personalized advice based on a client’s holdings and goals. According to the Wall Street Journal , the reason is primarily security and privacy concerns. More in-depth and personalized service through a DVA may not be far off, though. In the article, a UBS spokesman stated that the company's aim isto make “Ask UBS” and similar tools “secure, compliant, and trustable for clients.”

Personalization

Banks have access to a wealth of customer data, including detailed demographics, website analyticsand records of online and offline transactions. By utilizing machine learning to integrate and analyze information from multiple, discrete databases to form a 360-degree customer view, banks are better positioned to personalize products, servicesand interactions based on the behavior of individual clients.

According to James Eardley , global director of industry marketing for enterprise software giant SAP, “The next step within the digital service model is for banks to price for the individual, and to negotiate that price in real time, taking personalization to the ultimate level.”

While personalized pricing of this kind may only become prevalent in the future, banks are already utilizingAI-processed behavioral data to advise individual clients on appropriate credit and savings products, based on their goals and habits. Santander, the world’s 14th largest bank , measured by its current assets, even hosted a competition , with a prize of $60,000, on the machine learning crowdsourcing site Kaggle , encouraging data scientists to write code that better “pairs products with people.”

Security

In the banking and payments industry, personalization extends far beyond marketing and product customization,into security. A growing number of banks are utilizing biometric data, like fingerprints, to replace or augment passwords and other forms of client verification.

A report by Goode Intelligence forecast that 1.9 billion bank customers will be using some form of biometric identification by 2021. The Guardian reported that U.K. bank Halifax even experimented with Bluetooth wristbands that identified a client’s unique heartbeat to authenticate account access.

In a widely discussed innovation to its popular iPhone, Apple has evolved its Face ID so that it now uses AI-powered facial-recognition techno
          Reuben Sinclair: Marketing and Communications Manager - Fintech AI Platform      Cache   Translate Page      
£45000 - £50000 per annum + Excellent Benefits: Reuben Sinclair: Want to work for a company single-handedly changing the industry, not only providing a new and innovative product, but disrupting everything people think they know about financial market data? London
          Desjardins Group partners with fintech      Cache   Translate Page      
A Caisse Desjardins ATM is seen Tuesday, February 27, 2018 in Montreal. Desjardins Group has partnered with fintech Hardbacon to boost the capabilities of its online brokerage as the interest in do-it-yourself investing and lower-fee investment options continues to rise. THE CANADIAN PRESS/Ryan Remiorz

Desjardins partners with fintech to boost online brokerage capabilities


          SEC set to issue regulation for Fintech products      Cache   Translate Page      

Nairametrics

SEC has announced plans to come out with regulations that will guide fitech products in the capital market.

The post SEC set to issue regulation for Fintech products appeared first on Nairametrics.


          Desjardins Group partners with fintech      Cache   Translate Page      
A Caisse Desjardins ATM is seen Tuesday, February 27, 2018 in Montreal. Desjardins Group has partnered with fintech Hardbacon to boost the capabilities of its online brokerage as the interest in do-it-yourself investing and lower-fee investment options continues to rise. THE CANADIAN PRESS/Ryan Remiorz

Desjardins partners with fintech to boost online brokerage capabilities


          5 Perusahaan Fintech Siap Kerjasama dengan Pegadaian      Cache   Translate Page      

Liputan6.com, Jakarta - Direktur Teknologi Informasi Digital PT Pegadaian (Persero) Teguh Wahyono menyatakan Pegadaian tidak ingin menjadikan industri keuangam berbasis teknologi atau fintech sebagai saingan. BUMN tersebut justru ingin berkolaburasi dengan perusahaan fintech.

Oleh sebab itu, dalam waktu dekat Pegadaian akan menggandeng beberapa fintech berbasis pinjam meminjam atau peer to peer lending (P2PL) untuk bekerjasama.

"Jadi kita mengundang fintech ini kan sebagian besar peer to peer jadi mereka tidak punya uang sendiri tetapi uang yang minjam dari peer lain. Nah kami siap jadi lender (peminjam) mereka," kata Teguh di Jakarta Pusat, Kamis (13/9/2018).

Pegadaian akan berperan sebagai lender yang menggelontorkan dana bagi peminjam.

"Jadi fintech-fintech yang peer to peer tadi bisa datang ke pegadaian untuk kerja sama, channeling sehingga mereka yang menyalurkan, dananya dari Pegadaian," ujarnya.

Sejauh ini, lanjutnya, sudah ada 5 fintech besar di Tanah Air yang mengajukan diri untuk bekerjasama dengan Pegadaian. Namun dia enggan menyebutkan nama-nama fintech tersebut.

"Sudah ada beberapa nama yang dalam proses sekarang. Fintech gede-gede. Mereka minta sampai Rp 500 miliar gitu." kata dia. 

Kerjasama ini ditargetkan bisa terealisasi di triwulan IV 2018. Pegadaian juga tidak membatasi jumlah fintech yang ingin bekerjasama.

"Jadi nanti mereka minjem uang dari kita dan mereka pinjamkan ke nasabahnya, harganya gimana mereka. Kita dealnya dgn mereka adalah harga 'kulakan'," jelasnya.

Selain itu, Pegadaian juga menjalin kerjasama dalam bidang teknologi dengan fintech tersebut.

"Kita juga kerjasama teknologi karena kita juga sedang mengembangkan platform. Karena gini, sebagian fintech tadi kan ada yang fokus di online ada yang fokus di offline. Nah kita pengennya menjangkau semua, itulah kenapa kita kerjasama dengan banyak pihak fintech."

 

Filter Nasabah

Petugas melayani warga saat transaksi di pegadaian di Jakarta, Kamis (15/6). Transaksi gadai pun diperkirakan meningkat hingga 15 persen. (Liputan6.com/Faizal Fanani)#source%3Dgooglier%2Ecom#https%3A%2F%2Fgooglier%2Ecom%2Fpage%2F%2F10000

Ke depannya, Pegadaian juga akan melakukan filter nasabah yang layak mendapat kredit dan yang tidak layak.

"Karena yang penting di situ ada dua, satu adalah bagaimana membuat sistem untuk menseleksi para nasabahnya yang layak dapat kredit itu, itu restricting (pembatasan). Yang kedua mungkin collection." kata Teguh.

Dia mengungkapkan Pegadaian tidak main-main dalam transformasi digital tersebut. Bahkan separuh dari Capex (Capital Expenditure) Pegadaian tahun ini dialokasikan untuk digitalisasi.

"Total capex Pegadaian tahun ini Rp 1 Triliun lebih. Tapi kira-kira hampir 50 persen memang dipakai untuk digital. Banyak program yang dilakukan termasuk memperbaiki infrastrukturnya dimulai dari membangun data center, DRC, cyber security, big data." pungkas dia.

Reporer: Yayu Agustini Rahayu

Sumber: Merdeka.com

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          Getting Your Bank in Order      Cache   Translate Page      

Competition is intensifying in the banking sector, with fintech start-ups, technology giants and social-media leaders targeting various parts of the financial-services profit pool.

The post Getting Your Bank in Order appeared first on International Banker.


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Prudential UK, part of the UK and European savings and investments business of Prudential plc,is dri...
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Regulators including FINRA are looking at ways to help spur innovation.
          9/13/2018: Disruption: Startups & Tech: EPS Partners with S’pore’s Ascent Tech Consulting      Cache   Translate Page      
Electronic Payments Services has partnered with Ascent Technology Consulting, a Singapore headquartered fintech software company, to offer reconcil- BENGALURU iation services to financial institutions. This tie-up will bring the latest offerings to...
          Optimalisasi Fintech Bisa Bantu Genjot Ekonomi RI Tumbuh 6 Persen      Cache   Translate Page      
Sistem digital ini dinilai bisa menjangkau masyarakat luas
          IFA 2018: ΟΤΑΝ Η τεχνολογία συναντά το σεξ       Cache   Translate Page      
Το μυαλό των περισσοτέρων πάει όπως είναι αναμενόμενο στα smartphones, τα tablets και τα laptops, τα wearables, το smart home, άντε και τα αυτόνομα οχήματα και με τις εν λόγω κατηγορίες να μονοπωλούν το ενδιαφέρον του Τύπου, δεν τους αδικούμε.
Λίγα λόγια για το sextech
Υπάρχει όμως και μία ακόμα βιομηχανία που αν και τεράστια (τζίρος $15 δισ. πέρυσι με καλπάζοντα ρυθμό ανάπτυξης της τάξης του 30%) τυγχάνει ισχνής εκπροσώπησης σε ετήσια βάση στην IFA. Ο λόγος για το sextech από τις λέξεις sex και technology«εκεί όπου η τεχνολογία συναντά τη σεξουαλικότητα και την σεξουαλική εμπειρία και κάνει τα διάφορα άλλα –techs όπως το fintech, το healthtech και το edtech να ωχριούν μπροστά στην ανατρεπτική του ικανότητα», όπως έχει –εξαιρετικά- αναφέρει σε ομιλία της η Cindy Gallop, σύμβουλος διαφήμισης διεθνούς φήμης με πλήθος σημαντικών ομιλιών σε εκδηλώσεις και συνέδρια ανά τον κόσμο.
H Gallop είναι μία μόνο από τις “sextech evangelists” που έχουν συνεισφέρει τα μέγιστα στην ανάπτυξη της εν λόγω βιομηχανίας –δίπλα στο όνομά της συναντάμε αρκετά ακόμα με εκείνα των Polly Rodriguez (UnBound), Δρ. Kate Devlin (Goldsmiths University), Nichi Hodgson (BBC, The Guardian) και Stephanie Alys (MysteryVibe) να ξεχωρίζουνΤο sextech κερδίζει έδαφος σταθερά αλλά με αργούς ρυθμούς –δεν τίθεται θέμα σύγκρισης με αγορές όπως εκείνες του VR, του blockchain, του 3D printing ή της τεχνητής νοημοσύνης.
IMG_20180901_134837.jpg.1642cc0c8e530e972551b0daec90e304.jpg
Το καλοκαίρι του 2017 είχαμε το πρώτο sextech hackathlon στις ΗΠΑ με περισσότερους από 50 συμμετέχοντες και 7 hack teams, με το πρότζεκτ που εν τέλει επικράτησε να είναι ένα συνδεδεμένο παιχνίδι που συμβάλλει στο ξεκίνημα συζητήσεων περί σεξ μεταξύ παιδιών και γονέων –το Spinucation. Με τον περισσότερο κόσμο να εξαντλεί στη φαντασία του το sextechως πορνό σε περιβάλλον VR ή απλά sex toys, πρωτοβουλίες σαν κι αυτές μπορούν να βοηθήσουν με τον τρόπο τους να αλλάξει σταδιακά η αντίληψη του κοινού για τη βιομηχανία και την αγορά.
Tenuto: ένα ξεχωριστό wearable
Το sextech λοιπόν, η έκφανση αυτή της τεχνολογίας που κάνει μέρος της συντηρητικής δυτικής κοινωνίας να κοκκινίζει από ντροπή, είχε στη φετινή IFA έναν εκπρόσωπο όλο κι όλο, τη βρετανική MysteryVibe. Σε περίπτωση που δε σας λέει κάτι το όνομα, πριν από λίγες εβδομάδες επικράτησε της Apple και του Apple Watch στα Design Week Awards ενώ πέρυσι συγκέντρωσε funding $1,5 εκατ. –με τη συνολική της χρηματοδότηση την τελευταία τριετία να φτάνει τα $4 εκατ. και την αξία της να ξεπερνά τα $13 εκατ..
Έχοντας ήδη ένα επιτυχημένο λανσάρισμα στο ενεργητικό της (τον unisex ελαστικό δονητή Crescendo), η MysteryVibe προχώρησε στην παρουσίαση του νέου της wearableTenuto. Πρόκειται για έναν δονητή που τοποθετείται στο πέος προσφέροντας σταθερότερη στύση και ακόμα μεγαλύτερη απόλαυση μέσω των δονήσεών που προκαλεί.
Μικρός σε μέγεθος, λιτός και μίνιμαλ από άποψη design (η φιλοσοφία της Apple αποτέλεσε έμπνευση για τους δημιουργούς του) και ιδιαίτερα ελαστικός, ο δονητής της MysteryVibeφοριέται γύρω από το πέος φτάνοντας μέχρι το περίνεο και διαθέτοντας ειδική υποδοχή για τους όρχεις. Είναι κατασκευασμένος από κορυφαίας ποιότητας σιλικόνη που του προσφέρει αντοχή στον χρόνο και τη χρήση, διατηρώντας παράλληλα το βάρος του σε όσο το δυνατόν χαμηλότερα επίπεδα.
IMG_20180901_134805.jpg.29c902a1584089cf9389263f792d2dba.jpg
Είναι απόλυτα αδιάβροχος για ασφαλή χρήση ενώ διαθέτει έξι πανίσχυρα μοτέρ τα οποία είναι τοποθετημένα σε στρατηγικά σημεία, βοηθώντας στην αύξηση της ροής του αίματος και τη δημιουργία οργασμών. Kατά τη de διείσδυση, ερεθίζουν τόσο τα ορατά μέρη της κλειτορίδας, όσο και τα εσωτερικά κλειτοριδικά μέρη, τα χείλια και το αιδοίο, προσφέροντας μια ολοκληρωμένη εμπειρία.
Ο δονητής φορτίζει μέσω USB ενώ ο έλεγχός του γίνεται και μέσω app το οποίο μπορείτε να κατεβάσετε στο smartphone σας. Έλεγχος είπαμε; Ναι, ο δονητής Tenuto βλέπετε, εκτός από τα προεπιλεγμένα μοτίβα δόνησης, δίνει στον χρήστη τη δυνατότητα να δημιουργήσει τα δικά του. Εναλλακτικά βέβαια, η ρύθμιση του δονητή μπορεί να γίνει και από την ίδια τη συσκευή.
Σύμφωνα με τη MysteryVibe, για την ανάπτυξη του Tenuto χρειάστηκαν περίπου δύο χρόνια ενώ σημαντικό μερίδιο στη δημιουργία του προϊόντος ανήκει στη Seymourpowell, την εταιρεία που βρίσκεται πίσω από τα αξεσουάρ και τα βοηθήματα της Durex. Ο στόχος της συνεργασίας μεταξύ των δύο εταιρειών, ήταν η δημιουργία ενός προϊόντος που θα προκαλούσε μεγαλύτερη διέγερση στον άνδρα τονώνοντας τις νευρικές απολήξεις των γεννητικών του οργάνων, αυξάνοντας την απόδοσή του μέσω της διατήρησης της ροής του αίματος και ερεθίζοντας παράλληλα τον/τη σύντροφό του. inomnia

          業界人士講座系列 - How Big Data and FinTech Changed the World of Finance      Cache   Translate Page      
金發局與香港理工大學將於十月三十一日合辦論壇,論壇為金發局「業界人士講座系列」的項目。
 
 
如欲取得論壇的議程,請按此。(只供英文)
 
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業界人士講座系列 - How Big Data and FinTech Changed the World of Finance - 2018年10月31日
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日期:2018年10月31日 地點:香港理工大學李兆基樓 Y302室
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          Desjardins Group partners with fintech      Cache   Translate Page      
A Caisse Desjardins ATM is seen Tuesday, February 27, 2018 in Montreal. Desjardins Group has partnered with fintech Hardbacon to boost the capabilities of its online brokerage as the interest in do-it-yourself investing and lower-fee investment options continues to rise. THE CANADIAN PRESS/Ryan Remiorz

Desjardins partners with fintech to boost online brokerage capabilities


          Las 7 pruebas de Hércules: así llegó WiZink a comprar Aplazame      Cache   Translate Page      
Las 7 pruebas de Hércules: así llegó WiZink a comprar Aplazame#source%3Dgooglier%2Ecom#https%3A%2F%2Fgooglier%2Ecom%2Fpage%2F%2F10000\

Hace unas semanas del anuncio de venta de Aplazame a WiZink. Hablamos con Fernando Cabello sobre la operación y el futuro del fintech.

El origen de esta historia tiene una fecha muy clara: 2014. Fue cuando, de forma efectiva, una de las primeras fintech made in Spain empezaba a funcionar; un momento muy dulce para unas pioneras en el mercado a sur… Seguir leyendo...


          Comment on What I Learned at LendIt Fintech China 2018 by Anita Campion      Cache   Translate Page      
Very useful information - it almost feels like I attended; thank you!
          Nubank registra prejuízo de R$ 50 milhões no 1º semestre de 2018      Cache   Translate Page      

Em seu relatório semestral referente à primeira metade de 2018, a Nubank registrou um prejuízo líquido de quase R$ 51 milhões, amargando uma perda 30% maior do que a registrada no mesmo período de 2017, quando registrou R$ 38,9 milhões em perdas.

Os números, no entanto, não assustam a fintech. Em comunicado oficial, a Nubank diz que o resultado anualizado melhora em 13% se comparado com o prejuízo de R$ 117 milhões que foi registrado no final de 2017. A assessoria de imprensa da instituição ainda destaca os importantes investimentos feitos, apontando principalmente para a abertura do escritório em Berlim.

“Dada a natureza do negócio, há um investimento inicial na análise de novos clientes, bem como na produção e envio dos cartões. Apenas após um período de uso tais clientes passarão a ser rentáveis para a Instituição”, explica o documento ao enfatizar que a fintech ainda se encontra em “fase de acelerado crescimento”.

A receita total (operacional e financeira) chegou a R$ 503 milhões neste primeiro semestre, o que representa crescimento de 112% em comparação com o mesmo período de 2017.

Ao InfoMoney, o analista de bancos e financeiras da XP Research, André Martins, explicou que tais resultados são normais neste nicho e “nessa fase” e que não é “nada preocupante”, já que o Nubank ainda não tem escala para diluir seus custos ao longo dos anos até que o negócio finalmente gere lucro.


          Fintech Bisa Sumbang 2,5% Pertumbuhan Pembiayaan Nasional      Cache   Translate Page      
Bank Indonesia (BI) menyatakan optimalisasi industri financial technology (fintech) mampu mendongkrak pertumbuhan pembiayaan nasional. 
          Fintech Berpotensi Sumbang 15 Persen Pertumbuhan Pembiayaan      Cache   Translate Page      
REPUBLIKA.CO.ID, JAKARTA -- Bank Indonesia mengatakan industri finansial berbasis teknologi (financial technology/fintech) memiliki potensi untuk menyumbang 15 persen dari total angka ideal pertumbuhan pembiayaan nasional. Hal itu untuk mencapai...
          BC foi rigoroso em acordo com a XP, diz CEO do Itaú      Cache   Translate Page      

Banco Central vetou a aquisição do controle da fintech pelo banco [...]

O post BC foi rigoroso em acordo com a XP, diz CEO do Itaú apareceu primeiro em Forbes Brasil.


          Desjardins Group partners with fintech      Cache   Translate Page      
A Caisse Desjardins ATM is seen Tuesday, February 27, 2018 in Montreal. Desjardins Group has partnered with fintech Hardbacon to boost the capabilities of its online brokerage as the interest in do-it-yourself investing and lower-fee investment options continues to rise. THE CANADIAN PRESS/Ryan Remiorz

Desjardins partners with fintech to boost online brokerage capabilities


          Bloom Credit Raises $3.87M in Seed Funding      Cache   Translate Page      

Bloom Credit, a NYC-based financial wellness platform for consumers and lenders to build a sound credit relationship, raised $3.87m in seed funding. The round was led by Resolute Ventures with participation from and 500 Startups FinTech Fund, Kindred Ventures and Slow Ventures. The company intends to use the funds to strengthen products, reach more consumers, […]

The post Bloom Credit Raises $3.87M in Seed Funding appeared first on FinSMEs.


          Markets Trade at Day's Low; Nifty below 11,500 Mark      Cache   Translate Page      
India, Sept. 10 -- Extending their early losses, the local equity markets continued weak trade and were now trading at day's low points in afternoon session, on negative global cues, widening current account deficit as rupee continued its fall to hit a fresh record low. Sentiment on the street ... (Publication: Accord Fintech)
          Передовий європейський бізнес-акселератор обрав рекордну кількість українських стартапів      Cache   Translate Page      
Одразу чотири стартапи з України візьмуть участь у фінальному відборі найбільшого В2В акселератора Європи Startup Wise Guys.

Як повідомили сайту 24 каналу у прес-службі акселератора, на участь в Ukraine Startup Hunt було подано 48 заявок від українських команд, з яких 20 пройшли до триденної боротьби за право пройти у фінал відбіркового туру.

За підсумками пітч-батла журі визначило три команди переможців у напрямку B2B SaaS – Zirity (веб і мобільний AR додаток для примірки окулярів у режимі реального часу), StudyDive (онлайн-платформа для вибору короткострокових і довгострокових освітніх програм) та NUWORK (HR tool з підбору персоналу для HoReCa). Ще одна команда перемогла у Fintech-напрямку – Geologic Group (геолокаційні рішення для підвищення рівня безпеки надання банківських сервісів).

Вперше за всю історію Startup Wise Guys мультинаціональна команда одного з найбільших акселераторів Європи проводила відбірковий тур в Україні.

Українці вже не раз показували один з найвищих показників "виживання" за підсумками акселеративних програм Startup Wise Guys. У найближчі два роки ми плануємо інвестувати від 1 до 2 млн євро у розвиток українських Saas і Fintech стартапів,
– заявив CEO Startup Wise Guys Крістобал Алонсо.

Переможці братимуть участь у фіналі відбору Selection Bootcamp Riga 2018 SaaS. Також всі стартап-переможці отримали технічну допомогу для доопрацювання рішень від TSEH 2.0.

Акселератор Startup Wise Guys працює з 2012-го року і є одним з найбільших інвесторів в країнах Північної, Центральної та Східної Європи за кількістю угод: в його портфелі вже понад 100 компаній з усього світу, а показник survival rate, який характеризує частку успішних бізнес-проектів – 77%. Україна входить в топ-3 країн, з яких регулярно приходять заявки. За свою історію акселератор вже проінвестував 13 українських команд, які водночас стабільно демонстрували високі результати і продуктивну роботу.

Що таке SaaS та Fintech стартапи?SaaS (software as a service) стартап – проект, спрямований на створення програмного забезпечення або програми для бізнесу, доступ до якого замовник отримує через інтернет. При цьому замовник не купує програмне забезпечення, а вносить абонентську плату за право користування.
Fintech (financial technologies) стартап – проект, спрямований на створення програмного забезпечення, яке пропонує альтернативні технології традиційним фінансовим організаціям в особі банків і посередників на ринку фінансових послуг, або спрямовані на поліпшення та оптимізацію надання існуючих фінансових послуг.

 


          ICBC AM selects Linedata for cross-platform investment solutions      Cache   Translate Page      
Hong-Kong-based ICBC Asset Management (Global) (ICBC AMG) has selected fintech provider Linedata to implement a range of asset management software solutions to power its growing global fund business. ICBC AMG is replacing internal systems and… ...
          Crucial moment for fintech as policy makers play catch-up      Cache   Translate Page      
Financial technology (Fintech) has figuratively been the talk of the town for quite some time. In the past few years the industry has pioneered a new world order, where the traditional banking setup has been turned on its head. Brick-and-mortar banks are scrambling to include fintech in their offerings, and to partner with – or [&hellip
          African onboarding solution from e4 places second in EcoBank Fintech Challenge      Cache   Translate Page      
  Technology specialist, e4, achieved second place in the second Ecobank Fintech Challenge, hosted in Lomé, Togo. According to Andrea Tucker, R&D Head at e4, the lack of a fully digital onboarding solution across the majority of banks is one of the key reasons behind e4’s impressive second position in this Africa-focused innovation challenge.   [&hellip
          Emerging Trends in the Regulation of Fintech and Blockchain Technology: An Update on Regulatory Sandboxes      Cache   Translate Page      
Snell & Wilmer
          Ideanomics Announces Acquisition of FinTalk, a Powerful Mobile Financial Technology Services Communications Platform      Cache   Translate Page      

NEW YORK, Sept. 13, 2018 /PRNewswire/ -- Ideanomics (Seven Stars Cloud Group, Inc.) (NASDAQ: SSC) ("Ideanomics" or the "Company"), a leading global fintech and asset digitization services company focused on digital asset production and distribution, has today announced its agreement to...


          Ideanomics (NASDAQ: SSC) Announces Transaction with Liberty Biopharma Inc. (TSXV: LTY.V) - as part of their combined strategy to Deliver Life Sciences and Green Tech Asset Digitization via HooXi      Cache   Translate Page      

NEW YORK, Sept. 13, 2018 /PRNewswire/ -- Ideanomics (Seven Stars Cloud Group, Inc.) (NASDAQ: SSC) ("Ideanomics" or the "Company"), a leading global fintech and asset digitization services company focused on digital asset production and distribution, is pleased to announce a transaction...


          Emerging Trends in the Regulation of Fintech and Blockchain Technology: An Update on the National Fintech Charter      Cache   Translate Page      
Snell & Wilmer
          Fintech-focused Ribbit back with yet another fundraise, could raise $420m      Cache   Translate Page      
California-based Ribbit Capital looks to be continuing its rapid fundraising streak after filing to raise up to $420m for its third fund in three years.
          Full Stack Web Developer at fintech company!      Cache   Translate Page      
MI-Detroit, If you are a Full Stack Web Developer with experience, please read on! We are a rapidly-growing Detroit-based fintech company eager to expand even more! We provide a free news/media service for casual investors and a for-pay platform for institutional and professional investors. What You Will Be Doing Primary responsibilities of the Full Stack Web Developer to include: - Support development operat
          Fintech Profile: Wealthfront      Cache   Translate Page      
Fintech Profile: Wealthfront Summary Wealthfront is an AI-based online robo-advisory solution, enabling its users to... more »
          Deutsche Bank: Fintech Ecosystem      Cache   Translate Page      
Deutsche Bank: Fintech Ecosystem Summary Deutsche Bank, as part of its digital transformation strategy, has... more »
          Triwulan IV 2018, Pegadaian siap ekspansi ke bisnis pinjam meminjam online      Cache   Translate Page      
Pegadaian akan menggandeng beberapa fintech berbasis pinjam meminjam. Pegadaian akan berperan sebagai pemberi pinjaman. Sejauh ini, lanjutnya, sudah ada 5 fintech besar Tanah Air yang mengajukan diri untuk bekerjasama dengan Pegadaian. Pegadaian juga tidak membatasi jumlah fintech yang ingin bekerjasama.
          How have fintech identified the MSME challenges and addressed them      Cache   Translate Page      

New Delhi: It is a well- known fact that MSME sector was suffering from dearth of finance, however, current year has given a much needed boost to the MSMEs in India.

The ultimate aim of financial inclusion required immediate push to be accomplished.

So, here are some startups who have identified the gaps and created channels of smooth finance resource for micro entrepreneurs:

Happy

Promising a unique borrowing experience to Indians, Happy Loans provides customized loan offerings to consumers to meet their specific demands. It even offers micro business loans that start at as low as Rs. 2,000 for durations as short as 30 days. Recently the platform announced to have disbursed more than 18,000+ MSME-based merchants loans.

Aye Finance

Aye has designed an innovative "Cluster Based Credit Assessment" methodology that uses insights of each industry cluster to underwrite the risk of lending to micro businesses. This segment has historically been ignored by banks and formal lending institutions as these businesses maintain asymmetrical books of accounts and seldom have prior borrowing histories, making their credit assessment through the traditional methods a challenge.

Indifi Technologies

Indifi is one of India's leading enablers for SME financing that is improving the access to credit for MSMEs in India, the experience that borrowers get in terms of speed of approval and disbursement, the relevance of the loan product to their business needs, and finding the best rates in the market. Driven by the passion to bridge the gap in SME financing, Indifi has emerged as a technology strong enabler for small businesses to seek seamless access to funding.

CoinTribe

CoinTribe is a leading SME lending focused marketplace that provides quick and easy, collateral free loans to Small Businesses with annual turnover between 1 - 100 Cr. Cointribe believes that effective underwriting is at the heart of solving the gap in SME lending market and is the only online lending platform that has back-tested its credit model with large banks and continues focusing. CoinTribe has partnered with some of the leading Banks and NBFCs to simplify the SME borrowing experience requiring just the basic business and key person(s) details along with business bank statement(s) to arrive at credit approval.

Satya MicroCapital

The firm provides prompt, convenient, and affordable collateral-free credit to unbanked and underserved people through a strong credit assessment and centralized approval system. Also, the platform identified that a lot of women entrepreneurs hesitate visiting branches. To address this and empower the segment, operated fully women operated branches.


          Comment on Brazilian startup Yellow raises $63M — the largest Series A ever for a Latin American startup by Caterina Papachristos      Cache   Translate Page      
☺ This is great like the Montreal bixi company in Brazil very popular and great for reducing pollution and cleaner environment @inbotambassador @inbot @cryptoworld.info @cryptoworld2020 @techcrunch #inbotambassador #inbot #cryptoworld2020 #cryptocurrency #blockchain #cryptocurrencies #mozilla #techcrunch #wired #fintech #socialmedia #geolocation #iot #mobilepayments #publishing #publishingtechnology #nova
          Legal questions keep firms from seeking fintech charter      Cache   Translate Page      
The US Office of the Comptroller of the Currency has seen no applications from firms seeking a financial-technology charter,  -More

          VP of Sales - CreditGenie - Toronto, ON      Cache   Translate Page      
Downtown office in Liberty Village. Seeking a seasoned sales executive to join a new but growing venture-backed fintech startup as a VP of Sales....
From Indeed - Thu, 13 Sep 2018 17:00:43 GMT - View all Toronto, ON jobs
          (IT) Blockchain Developer      Cache   Translate Page      

Rate: 300.00 Daily EUR   Location: Roma   

Job Title: Blockchain Developer Job Type: Contract Job Location: Rome, Italy Contract Rate: Euro 300 per day Max Contract Length: 3 months - With extensions Our Client, one of the world's foremost IT Consultancies, is looking to recruit a Contract Blockchain Developer to join their client in Rome, Italy. Under the supervision of the ICT Solutions Coordinator, ICT, and the project manager, the successful candidate will have extensive development experience and some knowledge and experience of developing on a blockchain technology such as Ethereum. Deliverables: The incumbent will work closely with the ICT team, to develop an initial blockchain pilot, with the following deliverables: Advise on technology choices - with consequences for security, sharing, scalability and sustainability Participate in workshops to evaluate use cases Qualifications University degree in Computer Science, Engineering, Mathematics or related discipline with at least five years of professional work experience as an engineer or software developer At least 5 years of professional work experience as an engineer or software developer. Experience working with large codebases and open source technologies Expert proficiency in at least one web stack, Java, C++, GoLang or Javascript Understanding of cryptography Some experience of developing on a blockchain technology such as Ethereum, Hyperledger, NEM or others Any experience of developing smart contracts would be valued Experience of developing applications integrations (REST APIs, XML, JSON) Experience of developing multi-device applications (native, hybrid, webapps) Excellent analytical skills Good knowledge of Blockchain industry and technology Some knowledge of the FinTech sector Excellent written and verbal communication skills in English essential. This is a great role for the right candidate, so if you meet all the criteria above, then APPLY TODAY!
 
Rate: 300.00 Daily EUR
Type: Contract
Location: Roma
Country: Italy
Contact: Aim Hire Jobs
Advertiser: Aim Hire Jobs
Reference: JSAH EU [JSP32739]/513662104

          Os segredos das Techfins e a relação com os bancos      Cache   Translate Page      

Os desafios das Fintechs, os segredos das Techfins e onde seu banco de confiança se encaixa nisso Talvez você esteja cansado de ouvir a palavra “disruptivo”, mas todo mundo tem na cabeça uma ideia do que uma empresa disruptiva causa. Quando falamos de música é difícil não pensar na Apple, não a gravadora dos Beatles, ...

O post Os segredos das Techfins e a relação com os bancos apareceu primeiro em OverBR.


          Desjardins partners with fintech to boost online brokerage capabilities      Cache   Translate Page      
Desjardins Group has partnered with fintech Hardbacon to boost the capabilities of its online brokerage as the interest in do-it-yourself investing and lower-fee investment options continues to rise. Reported by CP24 6 hours ago.
          Не Монобанком единым: Какие fintech-стартапы изменят Украину      Cache   Translate Page      
Отрасль fintech-стартапов в нашей стране продолжает бурно расти. Украинцы создали IT-платформу для кредитования, облачного чатбота и систему QR-кодов
          BCFP Office of Innovation proposes “disclosure sandbox” for fintech companies to test new ways to inform consumers      Cache   Translate Page      

The Bureau’s new Office of Innovation is proposing a “Disclosure Sandbox” to give companies leeway to test new disclosures or delivery methods that may better serve consumers.


          09/19/18: Fintech Seminar series, Fall 2018      Cache   Translate Page      
The seminar series provides a holistic view of the reshaping and redefining of the financial industry and its new challenges and new opportunities.

fintech_fall2018_3.png


The financial industry is facing new challenges and new opportunities stemming from

  • digitalisation and new technologies, such as blockchain technology, platform technology, big data and data analytics, machine learning and artificial intelligence,
  • the rapidly changing global landscape with new Fintech start-ups and large tech companies, and
  • new regulation.

The seminar provides a holistic view on how these factors are powerfully reshaping and redefining the financial industry. The outcome of this development is unknown.

Several topical subjects will be presented by Finnish top experts on Fintech, representing both traditional financial institutions and start-up companies.

The seminar is free-of-charge and open to everyone. Welcome!

Enrolment: you can enrol from here. Read more about the Aalto Fintech seminar.

The seminar will take place in September and October 2018 in TUAS building, lecture hall AS2, Maarintie 8, Otaniemi Campus. Otaniemi Campus Map (pdf).


Schedule
 

Wednesday 19.9. at 16.15-17.45

  • Olli Rehn, Governor of the Bank of Finland
    Digital transformation in the financial industry: what’s good for the society?
  • Asko Mustonen, If
    Chatbots – how AI effects customer experience now and in the future

Wednesday 26.9. at 16.15-18.00

  • Ari Kaperi, Head of Group Credit Risk Management, Country Senior Executive in Finland, Nordea Finland
    Digitalisation – Changing risk landscape
  • Hanno Nevanlinna, Futurice
    New culture in finance demands new leadership
  • Mika Vainio-Mattila, Digital Workforce Services
    The workforce of the future will be digital – Implications for organisations today

Wednesday 3.10. at 16.15-17.45

  • Piia-Noora Kauppi, President, Finanssiala
    Europe & FinTech – The @ge of @ppenomics & ecosystems
  • Mika Kuusela, OP Financial Group
    Advanced experiences of Robotic Process Automation RPA as a tool of efficiency in a large financial group

Wednesday 10.10. at 16.15-17.45

  • Matti Hellqvist, Senior Economist, Bank of Finland
    Blockchain and distributed ledgers – bridges from theory to practice
  • Juho Isola, Taviq
    How to sell your Fintech ideas and make them a reality: skills, attitude, and other things you need in Fintech

Wednesday 17.10. at 16.15-18.00

  • Henrik Husman, President, Nasdaq Helsinki, Vice President, Cash Equities
    Products, Nasdaq Nordic
    Nasdaq and exploration of innovative technologies today
     
  • Sami Honkonen, Tomorrow Labs
    Building a digital, blockchain-based real estate trading platform
  • Alexander Yin, TCG
    Presentation on Fintech and AI in China

For further information, please contact ruth.kaila@aalto.fi, School of Science, Department of Industrial Engineering and Management

For students: see MyCourses, TU-EV Fintech Seminar 2018, 1-3 credit units


          CSBS To Oppose OCC Fintech Charter (Again)      Cache   Translate Page      
On September 12th, the Conference of State Bank Supervisors (CSBS) announced that it would again pursue litigation in opposition to the OCC’s recent decision to accept applications from non-depository financial technology firms for a special purpose national bank (SPNB) charter. While it announced that its Board of Directors had approved renewing litigation against the OCC... Continue Reading…
          Team Lead PHP      Cache   Translate Page      
Myforexeye Fintech ( P) Ltd - Delhi - Currently handling a PHP team of not less than 5 people. Must have worked on AWS server-less architecture Must have worked on large scale... projects which have grown and scaled at a rapid pace Strong experience in PHP (Version 7+), MySQL, Clear on OOPs Concepts, HTML5, CSS3, Angular 2.0...
          Ant Financial rolls out the China’s first blockchain-powered electronic medical prescription service – TechNode      Cache   Translate Page      

TechNodeIn July, MIT launched a new fintech initiative, in which it partnered with a selected group of global financial services to work on the development of real-world tech solutions in areas including blockchain. Ant Financial is the only Chinese company …

The post Ant Financial rolls out the China’s first blockchain-powered electronic medical prescription service – TechNode appeared first on FinancePlanet.


          5 Fintech Stocks to Buy for the Future of Finance      Cache   Translate Page      

Fintech cuts a wide swath, covering the digital, online and network-based tools and services used by banks, brokerages and other financial institutions. But while it is, by its very nature, technology, the best fintech stocks span the gamut from young to old - even long-established credit-card companies such as Visa (V) and Mastercard (MA) fit under the "fintech" umbrella.

Some fintech tools provide customers more convenient banking and financial services. Other companies in the space allow banks to simplify compliance, recordkeeping and myriad mission-critical, everyday and other functions.

In general, fintech is good for everyone: Financial institutions can lower their costs (and boost earnings), and customers enjoy better, faster, cheaper financial services.

Many financial institutions finally are more profitable than in the years leading up to the financial crisis. With stronger earnings, aided by corporate tax cuts and an improved economy, banks are increasing their spending on technology. This, as well as other drivers, are boosting the earnings of these five fintech stocks - and setting the stage for further growth.

SEE ALSO: The 25 Best Stocks to Buy (According to Hedge Funds)


          Fintech Analyst - Federal Reserve Bank of San Francisco - San Francisco, CA      Cache   Translate Page      
Builds strong internal and external networks; In addition, we partner with internal resources to develop potential innovative technology solutions to enhance SF...
From Federal Reserve Bank of San Francisco - Sat, 16 Jun 2018 04:39:01 GMT - View all San Francisco, CA jobs
          Telecommute Mid Level Full Stack Developer      Cache   Translate Page      
An IT staffing and recruiting agency is in need of a Telecommute Mid Level Full Stack Developer. Core Responsibilities Include: Working with a small, collaborative team to develop applications Working on a fast-growing FinTech SaaS product in the mortgage industry Qualifications Include: Ability to make visits to the Athens, GA office Experience developing for both mobile and desktop applications 3+ years of experience working with C#, ASP.NET, Angular (2+), LESS, etc Experience with usage of queue and event driven architecture Experience with Git for version control
          TLT appoints commercial partner in London to expand its fintech and payments expertise      Cache   Translate Page      

By Perran Jervis TLT has expanded its fintech and payments expertise with the appointment of Tim Waller as a commercial partner in its London office. Tim was previously senior vice president and deputy general counsel at FTSE 250 global payments group, Paysafe. With over 12 years’ experience, he understands the payments industry from all key […]

The post TLT appoints commercial partner in London to expand its fintech and payments expertise appeared first on The Lawyer | Legal insight, benchmarking data and jobs.


          Emerging Trends in the Regulation of Fintech and Blockchain Technology: An Update on the National Fintech Charter      Cache   Translate Page      
Given the heavily regulated nature of financial services in the United States, it should not be a surprise that one of the biggest challenges facing the “fintech” industry is regulatory uncertainty. As explained by the General Accounting Office GAO)...
By: Snell & Wilmer
          Emerging Trends in the Regulation of Fintech and Blockchain Technology: An Update on Regulatory Sandboxes      Cache   Translate Page      
According to a recent study published by PricewaterhouseCoopers (“PwC”), regulatory uncertainty is the biggest barriers to wider business adoption of blockchain technology. Given this problem, it should not be surprising that one of several key...
By: Snell & Wilmer
          9月13日(木)のつぶやき      Cache   Translate Page      

Data(Driven) Journalism post 紙が更新されました! paper.li/ujigis/1389940…

— ジオねこ@うじじす ☘️geo-cat (@ujigis) 2018年9月13日 - 06:42

ujigis opendata Times 紙が更新されました! paper.li/ujigis/1387861… おかげで @Agenzia_Entrate @OpenNRW @austfintech #opendata #bigdata

— ジオねこ@うじじす ☘️geo-cat (@ujigis) 2018年9月13日 - 19:58
          Crucial moment for fintech as policy makers play catch-up      Cache   Translate Page      
Financial technology (Fintech) has figuratively been the talk of the town for quite some time. In the past few years the industry has pioneered a new world order, where the traditional banking setup has been turned on its head. Brick-and-mortar banks are scrambling to include fintech in their offerings, and to partner with – or [&hellip
          Fintech Software Engineer at Thinkshifts Limited      Cache   Translate Page      
Thinkshifts Limited, a Startup Business Development Company based in Lagos State, is currently recruiting suitably qualified candidates to fill the position below:Job Type: Full time and Remote Job Description/Requirement Experienced Fintech Software Engineers needed. Candidates should possess relevant qualifications.
          Head of Mobile Engineering - Growing FinTech Startup - Michael Page - Bangalore Urban, Karnataka      Cache   Translate Page      
Leading multiple self-forming mobile engineering teams that span native iOS & Android platforms as well as hybrid applications....
From Michael Page IN - Sat, 11 Aug 2018 08:41:35 GMT - View all Bangalore Urban, Karnataka jobs
          Indonesian fintech startup Moka raises $24M led by Sequoia India      Cache   Translate Page      
Indonesia’s Moka, a startup that helps SMEs and retailers manage payment and other business operations, has pulled in a $24 million Series B round for growth. The investment is led by Sequoia India and Southeast Asia — which recently announced a new $695 million fund — with participation from new backers SoftBank Ventures Korea, EDBI — […]
          Upstart 50 Masters: How this Bay Area power couple is building the next era of entrepreneurs      Cache   Translate Page      
Fifth Era founders Alison Davis and Matthew Le Merle have the foresight to spot fintech success early on.

          Technical Lead - Prodigy Labs - Toronto, ON      Cache   Translate Page      
Prodigy Labs is looking to hire talented technical leads to provide technical guidance and leadership for various initiatives in the fintech space....
From Prodigy Labs - Tue, 07 Aug 2018 17:30:02 GMT - View all Toronto, ON jobs
          As regulators circle, China’s fintech giants put the emphasis on tech      Cache   Translate Page      

Kitty cash

FOR those still trying to work out what exactly “fintech” involves, we are sorry to bring you this update from China, a world leader in mixing finance with technology. Fintech is passé; the hot new thing is “techfin”. This ungainly portmanteau was coined by Jack Ma, the chairman of Alibaba, an e-commerce giant, who announced on September 10th that he plans to step down in a year’s time (see article). It is not mere semantics, but indicative of the way that China’s fintech upstarts—firms that have excited investors, frightened banks and attracted legions of users—are adjusting as their reach is limited by regulators.

The landscape of Chinese fintech is dominated by two players: Ant Financial, an affiliate of Alibaba, and Tencent, best known for WeChat, its social-media network. Ant is estimated to be...


          Indonesian fintech startup Moka raises $24M led by Sequoia India      Cache   Translate Page      

Indonesia’s Moka, a startup that helps SMEs and retailers manage payment and other business operations, has pulled in a $24 million Series B round for growth. The investment is led by Sequoia India and Southeast Asia — which recently announced a new $695 million fund — with participation from new backers SoftBank Ventures Korea, EDBI — […]

The post Indonesian fintech startup Moka raises $24M led by Sequoia India appeared first on DailyScene.com | .


          Recruiter      Cache   Translate Page      
DC-Tysons Corner, Our client is currently seeking a Recruiter for a 3-6 month contract position. We prefer an individual with experience recruiting for technical positions within Big 4 or fintech companies. This job will have the following responsibilities: Recruitment process - recruit, source and assess talent according to position specifications in a high volume environment with multi-locations Effectively manag
          Finance Trainee - Fintech Fund Services - Toronto, ON      Cache   Translate Page      
We are seeking a Finance Trainee to join our growing business, based in our Toronto office, the candidate will work with the Finance team to nurture existing...
From Indeed - Thu, 13 Sep 2018 20:34:25 GMT - View all Toronto, ON jobs
          Fintech Software Engineer Job at Thinkshifts Limited, 13th September, 2018      Cache   Translate Page      
Thinkshifts Limited, a Startup Business Development Company based in Lagos State, is currently recruiting suitably qualified candidates to fill the position below:     Job...



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