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tag:blogger.com,1999:blog-47323807397173005Sat, 19 Oct 2024 17:46:01 +0000Umstead 100 Endurance RunBlue Ridge RelayITB and ultraMayo Lake TriathalonPine Mountain 40Pine Mountain 40 race reportPurple Cloth 5KPurple Cloth 5K reportUmstead 100 race reportUmstead trail marathonUmstead trail marathon race reportWeymouth Woods 100KWeymouth Woods 100K race reportfirst 100first triathalonopen water swimperoneus brevis and ultrasoleus and ultratrail ultra31 Years and Runningnoreply@blogger.com (31 Years and Running)Blogger10125tag:blogger.com,1999:blog-47323807397173005.post-4738907228218581417Sat, 29 Sep 2012 15:32:00 +00002012-09-29T08:33:56.276-07:00Fat Ass At The Farm<div class="separator" style="clear: both; text-align: center;"> <a href="; style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="; width="320" /></a></div> It was during the Medoc Meltdown Fat Ass that it came to me. I should run 32 miles for my 32nd birthday and I should run it with friends. The day after Medoc, I went out to my parent's place in Smithfield with my training partner, Gene. He was there to help me map out a potential course and to give me feedback on whether my idea could work. Using his Garmin because I had forgotten mine, we walked around the big hay field and then down towards Swift Creek and back. It came out to a nice 1 mile lollipop shaped course. With my parent's skeptical approval, I sent out a Facebook invitation to some  running friends inviting them to the Fat Ass At The Farm. I planned to do 32 one mile laps to celebrate my birthday and reach my goal of 32 miles. The Friday night before the run, I drove to my parent's place to put up a few directional signs at the mailbox and a couple of other turns to the farm and to get ready for the next day's fun. Around 9 PM, I headed out into the darkness with my head lamp to check the mileage and put up a turn around sign and a couple of other signs to guide runners around the course. It was just a little eery, very humid, and there were huge spider webs across the spur part of the trail. I had to laugh when my Garmin showed the length as not 1 mile, but 1.24. So much for a perfect 1 mile lap but I was not about to try to change it at that point! The morning soon arrived and I got up at 6 AM to set up the canopy, table, water, and Gatorade. The start/finish was in a shady spot close to the house where there was plenty of room for runners to set up their chairs, tables, canopies, and gear. Friends began to arrive around 7 AM and I put mom in charge of getting runners to sign a waiver and to let them know about their runner sheets. I had printed out lap sheets for participants to check off each lap as they came around. It seems like a simple thing to count laps without paper, but personally, I knew I would lose track at some point during the long day. <a href="; style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="240" src="; width="320" /></a>I gave a few last minute instructions including a warning about the hornet's nest near the course, the location of the restroom inside the house, and that runners could go either way around the loop and could switch directions at will throughout the day to keep things interesting. We started off a few minutes after 8AM. We followed the hay field around to the left, trotting through the freshly mowed grass (thanks to my dad who had mowed for us on Friday). This was a section that would be sunny later on in the day and quite warm but it was short and soon we were winding through a couple of trees with minor roots, nothing much to worry about for seasoned trail runners. Next was the Swift Creek spur section and we turned left down a shady path which flowed slightly downhill for a quarter mile until we reached the turn around sign and headed back up what was now a slight incline going the other way. My favorite part of the course was next. It was a wide shady path through some large Bradford Pear trees with the pretty field now to our right. It was a gentle slope up and at the top, we turned to the right to run next to some old round bales and one more turn to the right down the driveway and back to the start where a feast of junk food was waiting for us. As I had promised my friends, the course was runnable with all of it being dirt or grass and the majority of it being in the shade. <div class="separator" style="clear: both; text-align: center;"> <a href="; style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="240" src="; width="320" /></a></div> Throughout the day, friends trickled in to the event to run their laps or just to hang out and relax. We had our two dogs, Bogart and Amelia, and a few other fur kids. Ben brought Yoda, Candace brought Peanut, Jim W. brought Canyon, and Jim P. brought Sara and Wilbur the ultra pups. It was great having so many pups out to enjoy the day too! All were well behaved...including the humans. I was able to run a lap with my sweet Bogart, a lap with  hound dog Amelia, and another lap with Bogart before they got tired and spent the majority of the day chilling in the fenced yard enjoying the beautiful weather. It was a little humid, the high was in the upper 70s and though warm, there was a nice breeze to help keep things manageable. My good friends and training buddies, Gene and Mo, were the first male and female to finish 32 miles. Chris K. covered the longest distance of the day, 35 miles, and went on to complete a trail 50K the following day. He's only a little nuts but we like him. ;-) <a href="; style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="150" src="; width="200" /></a>I kept plugging away until I was almost to my goal of 32 miles (No way in hell was I going to do my originally planned 32 laps since it would actually have been 40 miles). Ironically, I started to feel pretty ill half way through my last lap. I got dizzy and felt nauseated and trudged back to the finish where I forced myself to run in then promptly sat on the ground so I did not pass out. It was likely due to not taking in enough salt. I had been drinking dilute Gatorade all day, but I am a sweaty girl and I had not used any additional salt tabs, electrolytes, or anything. Anyway, my calves cramped a bit and I didn't feel great for a little while, but salty chips, a comfy chair, and a beer made it all better. Those who were still there enjoyed relaxing, snacking, and drinking beers or soda. Mo had brought corn hole and that was set up and a couple of people played. It was a great end to a long, but fun, day. So, now that I am 32 you may wonder what I will do with the name of this blog. Well, I am not changing anything because I started this to try to capture my running experiences and I started it when I was 31. 31 Years and Running is therefore accurate. Here's to running friends and at least another 31 years of running! Cheers! <div class="separator" style="clear: both; text-align: center;"> <a href="; style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="150" src="; width="200" /></a><a href="; style="margin-left: 1em; margin-right: 1em;"><img border="0" height="150" src="; width="200" /></a></div> <div class="separator" style="clear: both; text-align: center;"> </div> <a href="; style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"></a> <div class="separator" style="clear: both; text-align: center;"> <a href="; style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="; width="150" /></a></div> <a href="; style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="240" src="; width="320" /></a> <div class="separator" style="clear: both; text-align: center;"> <a href="; style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"></a><a href="; style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="200" src="; width="150" /></a><img border="0" height="240" src="; width="320" /></div> <div class="separator" style="clear: both; text-align: center;"> <a href="; style="margin-left: 1em; margin-right: 1em;"><img border="0" height="150" src="; width="200" /></a><a href="; style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="; width="320" /></a></div> <div class="separator" style="clear: both; text-align: center;"> <a href="; imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="300" src="; width="400" /></a></div> <div class="separator" style="clear: both; text-align: center;"> </div> <div class="separator" style="clear: both; text-align: center;"> <a href="; style="margin-left: 1em; margin-right: 1em;"> </a></div> 2012/09/fat-ass-at-farm.htmlnoreply@blogger.com (31 Years and Running)1tag:blogger.com,1999:blog-47323807397173005.post-7220966661457585098Sat, 01 Sep 2012 21:11:00 +00002012-09-01T18:37:42.180-07:00Blue Ridge RelayBlue Ridge Relay 2011 It all began with an email I received from my friend Jim Wei. His team for the Blue Ridge Relay needed a replacement as one of their members had torn her ACL in a motorcycle class. I had wanted to try a relay since seeing the documentary Hood to Coast last summer, so I agreed. We drove up the Thursday afternoon before and were fortunate enough to be able to stay Elizabeth and Tripp's charming renovated farm house in Galax, VA. Early Friday morning, we rose and drove the 45 minutes to the start at Grayson Highlands State Park. It was completely dark and quite chilly, but we were excited. We took photos as best we could in the dark while wearing our kilts, team shirts, and headlamps. Our team was Road Kilt, a play off the term for when a runner is passed by another runner during a race. Since we expected to be "road killed" plenty during the race, it was an appropriate name. The race covered 208 miles from the Grayson Highlands to Asheville, NC. As you may guess, it was a hilly and scenic course. <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">The gals</td></tr> </tbody></table> <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">The guys</td></tr> </tbody></table> Our start time was 6:30 AM, the earliest available, since we figured to be one of the slowest teams. The fastest teams would start at 1:00 in the afternoon and the amazing thing is, they would later pass us in the early hours of Saturday morning. The race started and our runner #1, Dominic, was off  running down the mountain with his safety lights flashing. Runners 1-6 (Jim, Jade, Sheri, Christy, Marc, and Dominic) were in Van 1 and runners 7-12 (me, Tripp, Elizabeth, Bob, Tina, and Shannen) were in Van 2. I was runner 11, second to last in the lineup and had a long wait until I would start my first leg. Van 1 went to the first exchange zone to wait for runner 1 to arrive and the slap bracelet to be handed off to runner 2 to start the second leg while Van 2 headed off for breakfast. When we came out to the parking lot after eating, we found we had been "muffined" by another team, Runner's Dozen. They had drawn their symbol - a muffin - on one of our back windows. We painted a circle around the muffin with a line through it and vowed to have a stencil and extra paint next year to tag other teams. We were relay virgins and it was obvious since we didn't know enough to bring supplies to tag other vans. <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Van 2 relaxing while we waited to start our legs 7-12</td></tr> </tbody></table>  One by one, the runners in my van got to do their first legs. It was finally time for my first leg around 4:00 in the afternoon and after all the anticipation, I didn't even really want to run anymore! I was just not used to waiting around that long to start a race. <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Shannen handing off to me at the start of leg 11</td></tr> </tbody></table>  Nonetheless, I exchanged with Shannen and started leg 11 which was almost completely on the Blue Ridge Parkway and covered 6.3 miles. The views were outstanding, but the hills were long and relentless.  I pushed my pace beyond my comfort zone, running it like it was a normal 10K and not a mountain one. I got road killed by a couple of guys who flew by me on a downhill and there was nothing I could do to stop it. As I neared the exchange zone, I had to climb one more evil hill that had me almost puking in front of the other teams gathered at the exchange zone. After heaving a couple of times, I walked a bit to stop the urge even though I felt everyone's eyes on me. As much as I wanted to run up the hill, I figured it was better for them to see me walk than to see me puke! Once over the crest, I did trot into the finish. I completed my first leg at an average of 8:34 pace. After I had a chance to rest and catch my breath, I actually felt pretty good. <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /> </a></td><td style="text-align: center;"></td></tr> <tr><td class="tr-caption" style="text-align: center;">Handing off to Elizabeth after leg 11</td><td class="tr-caption" style="text-align: center;"> </td><td class="tr-caption" style="text-align: center;"> </td></tr> </tbody></table>  After Elizabeth's leg, our van had a long break and we sat down to a delicious dinner at a restaurant in Blowing Rock, NC. <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="480" src="; width="640" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">The view during dinner at Canyons in Blowing Rock</td></tr> </tbody></table> My next leg was #23 and it began at nearly 2:00 AM.  The temps were in the 40s and it being early September I wasn't used to the chill yet, so I wore a long sleeve shirt and capris. When I saw Shannen running strong up the hill to the exchange, I handed my Umstead hoodie with my gloves in it to Bob, got the bracelet, and took off down the road. This leg started with a run on a country road with an open valley below the dark outline of the mountains to my left. I frequently looked up while running this section to take in the perfectly clear sky and bright stars. The course then turned onto a dirt road which wound deep into the dark woods and felt quite isolated and a bit creepy. I was glad I had my small flashlight with me as my headlamp just wasn't doing a sufficient job of lighting the ruts and changes in footing of the dirt road on its own. This section was also a long downhill and I flew down it in the dark with my arms raised for balance to catch me if I tripped, my breath steaming in the cold air in front of me, and my handy flashlight shining on the path before me. Several vans passed me on my right and most all of them rolled down their windows to encourage me, including my own Van 2. I got road killed again as a few runners, all male, passed me on an uphill section. They were moving swiftly, but at least one told me "good job" as he flew by. The last 3 miles of this leg was a winding climb. My team told me later that as they drove it they were talking about how hard a leg it was. Luckily, I didn't think it was all that bad, thanks in part to the fact it was so dark and also because the climb was gradual and winding. That is one good thing about running at night, the hills don't seem near as bad as they do in the daylight. I was glad when I reached the exchange zone as I was spent and completely out of breath. I had been following a lone female runner for the last couple of miles and I almost road killed her as we approached the exchange, but I didn't have it in me. I managed to complete the 5.6 miles at a 9:23 pace. As I caught my breath, Bob broke the news to me that he didn't have my hoodie and that it was left behind at the last stop. Apparently, I had handed it to a complete stranger at the exchange, not to him. For the rest of the relay, I tried to locate my hoodie, but to no avail. I hope whomever has it is enjoying it as much as I did.  After Elizabeth finished the 24th leg, we drove to the next exchange where we planned to sleep for a bit. On the way there, a deer ran in front of the van. Tripp was driving and suddenly screeched to a halt while the deer stared back from the middle of the road and just a few feet away. This was despite a long day, no sleep, and windy mountain roads - definitely some skill full driving on his part. I'm pretty sure I would have hit the deer if I had been driving. We arrived at the exchange which was at a church and a few of us caught a few hours of sleep in our sleeping bags laid on a tarp on the wet ground while the others slept in the van. It was very cold, but I was exhausted and slept soundly under the stars. After a few hours, I woke up on my own and went to buy some pancakes, sausage, and coffee the church was selling. I think it was 5 bucks for the meal and it was delicious. While eating, I learned from other runners that every team but ours was sleeping in the warmth of the church while we were sleeping in the dewy grass just a few feet away! We were so tired when we arrived that we didn't realize this was an exchange zone where there was an indoor place to sleep. Oops. <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Starting leg 35</td></tr> </tbody></table>  My third leg didn't start until 1:00 PM and was also mostly on the Blue Ridge Parkway. But first I had to climb the steepest hill of my life. I could tell by the elevation profile the race provided (the grade it showed was as high as 11%) and by looking ahead while waiting for Shannen to arrive, that this was going to be tough. It started on a long incline and just kept on going up for 2 miles. I was grateful that the road was mostly cool and shady as it was now quite warm, about 70 degrees or so. I tackled this steep section by jogging easy as much as I could and incorporating intervals of power walking. Early in the climb, I was lucky enough to witness a group of wild turkeys crossing the road in front of me. The road was made up of several switch backs and there was a lack of shoulder in places, so I stayed alert for traffic. There was really no good place to run safely and I switched from side to side with the curves and at times ran in the middle of the road so I could see any cars coming. There was very little traffic and so I luckily managed to not end up as real road kill. When I arrived at the parkway and the top of the brutal climb, I was pleased to see my Garmin showed an average pace of 12:20 per mile, pretty good considering what I had just conquered. The course profile had made the remaining 2 miles look like it was all downhill, but there were devious uphills stuck in there and just when I thought I was home free, I found myself facing a bit more climbing before the truly flat and downhill stretch. Though the parkway was beautiful, it was exposed and warm and I was ready to be done with my part in the relay. Motivated and smelling the barn as I like to say, I kept up a good pace while looking ahead to spot the last exchange. I got road killed again by a fast chic within a mile of the exchange. When I arrived, I gladly handed off the bracelet to Elizabeth and walked some to cool down before hopping into the van to ride to the finish in downtown Asheville. Incidentally, I just barely escaped some swarming yellow jackets we had disturbed by the shoulder of the road where the van was parked. My final and third leg was completed at an average of 10:29 pace. <div class="separator" style="clear: both; text-align: center;"> <a href="; imageanchor="1" style="margin-left: 1em; margin-right: 1em;"> </a></div> We arrived in Asheville and changed into our team shirts and kilts and headed to the finish. We found our Van 1 team members who had already enjoyed beers and a meal in Asheville while they waited for us. All team members from both van 1 and 2 were now together and we would join Elizabeth at the end of her leg for a team finish. Soon enough, Elizabeth came into sight and we all cheered her up one last hill and then ran beside her for a short distance and across the line. Our final team time was 31:44:52 for an average of a 9:21 pace over the 208 miles. We took some team pictures and then made our way to a pub where I had nachos and a beer or two. It was heavenly. <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="480" src="; width="640" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Road Kilt at the finish in Asheville</td></tr> </tbody></table>  The BRR is a well organized event and I would do it again. The race swag was a long sleeve cotton T shirt in nice colors and a cool race logo magnet that I have stuck on my car. The course is both beautiful and challenging. If I were to run it again in the future, I'd like to be part of a 6 person ultra team so I can spend less time in the van, more time running and the whole team can be together and not split in two vans. <div class="separator" style="clear: both; text-align: center;"> <a href="; imageanchor="1" style="margin-left: 1em; margin-right: 1em;"> </a></div> <div class="separator" style="clear: both; text-align: center;"> <a href="; imageanchor="1" style="margin-left: 1em; margin-right: 1em;"> </a></div> 2012/09/blue-ridge-relay-2011.htmlnoreply@blogger.com (31 Years and Running)8tag:blogger.com,1999:blog-47323807397173005.post-2605547168740425336Sun, 26 Aug 2012 18:29:00 +00002012-09-01T14:46:05.241-07:00first triathalonMayo Lake Triathalonopen water swim Mayo Lake Triathalon 8/11/12I did something really stupid the other week. I registered for my first triathalon. I have been saying for a few years now to anyone who encouraged me to do one and also to my poor husband who is afraid I will find more reasons to train and not be home, that I was not interested in tris because I don't have time for 3 sports (its hard enough with running plus the cycling for cross training) and I don't have money for fancy tri stuff like $10,000 bikes. But Mo Percy, aka "No Mercy" was doing it and she thought I could do it, so then I started thinking I could do it. It was Mo's very favorite tri ever and besides, I've been kinda bored with my training lately and I didn't have a race for August. I thought it might be a good change, something to keep me on my toes and wake me from my summer drowsiness. Never mind the fact that I don't swim. So, I signed up Wednesday; the tri was on Saturday. When I went to packet pick up, the girl started to hand me a nice green T-shirt then snatched it back when she realized I was "NG" - Not Guaranteed a shirt. I mentioned to her I had just signed up yesterday morning and she asked whether I had "just gotten a wild hair" or something. Yep, something like that. The morning of the tri me, Mo and our training partner, Gene, met at early o'clock to carpool together. We joked that we were always getting together at 5 or 5:30 AM and never at a decent time. Gene was along for cheering, coaching, and photography support. As we neared Roxboro, we saw several streaks of lightening and the rain was steady at times. I worried about the weather, but there wasn't anything I could do about it. By the time we arrived, the stormy weather had passed, leaving the gravel parking lot a lovely expanse of puddles and mud. We trudged through the wet lot pushing our bikes and carrying our stuff. Gene graciously helped us with some of our load. Still, I complained that the tri was just like an ultra in that I had to bring so much crap with me! A couple of people were carrying their bikes instead of rolling them through the dirt. I guess I would do that too if I had a fancy Cervelo! Ha! 'Ol Blue didn't mind. He's used to it since he's a cross bike. Yep, that's right - I don't own a road bike, I have a knobby-tired $500 cross bike and I was going to ride the damn thing the best I could. We found our assigned areas in transition and set all our crap out ready to go. I looked around at the other race participants with their tri suits on and had no clue what I was doing there. I wandered over and I got all marked up with my bib number and my future age by one of the volunteers. At these tri things, they make you older than you actually are. Like we need that! <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="150" src="; width="200" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">What the hell am I doing at a tri? Photo Gene Meade</td></tr> </tbody></table> <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Mo, Coach Gene, and me before the start</td></tr> </tbody></table> <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"> <tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="150" src="; width="200" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Our ages +1 written on our legs. I am sporting a nice bruise and scar from a tangle with my bike 2 weeks prior                        Photo Gene Meade</td></tr> </tbody> </table> When it was nearing race start, we headed down to the water for the swim portion of the race. The first two waves were men and the third wave was all us women. While we waited to get in the water, my heart pounded in my chest. I was really scared. I stuck close to Mo and literally wanted to cling to her. Here's the thing, the swim was a significant 750 meters in the lake - the dreaded open water swim - and I had done zero swim training! The last time I had swam at all was a couple hours of snorkeling in shallow water in the FL keys in June. Other than two awkward laps back in March 2011 I tried when I was injured and subjected to pool running, I hadn't swam laps in a pool since I was a small child. I didn't even know how to put the swim cap on because I had never worn one. I tried putting it on the wrong way and I couldn't get it on my head until I realized I needed to turn it around the other way. I had borrowed goggles from Mo because I didn't own any. I had tried the goggles on in my shower to make sure they wouldn't leak. You know the expression "fish out of water"? I was about to be a runner/cyclist "in the water" and I was freaking out. I'm sure I looked a fool. Yep, the photo confirms I did in fact look a fool. <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="300" src="; width="400" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Clinging to Mo for dear life while waiting to start the swim Photo Gene Meade</td></tr> </tbody></table> I finally got my ugly white cap on my noggin and within a couple of minutes, we were in the water. I had a few seconds to get my goggles securely suctioned to my face and then we were off. I started out freestyle and breathing on alternating sides like google had told me to do for open water. This didn't last long as I soon found freestyle with zero training to be exhausting. I coughed a couple of times. I switched to breast stroke and my pace slowed significantly but at least I could breath better. I noticed a few women around me doing the same. I stuck with it until the first buoy and then the second buoy. Then we were headed to the 3rd buoy. By this time, my heart was pounding, I was breathing hard, coughing, and I had a long way to go before my feet would be on ground. I flipped on my back for a couple minutes of rest via unskilled backstroke and promptly got lake water up my nose. Revelation: lake water stings when it goes up there. I resumed backstroke and tried to make some good progress. My arms are weak, but my legs are strong, so I managed to pick up the pace this way. After a while, I turned over to check where I was I didn't know. There were no other racers near me and the rescue boat was to my left. The guy in the boat asked if I was okay and I assured him I was and asked him which way I was going. He informed me I was going the wrong way! I turned back around doing breast stroke again so I could see the next buoy. I had gone backwards for a few minutes and I'm guessing 10 swimmers had passed me while I was doing so. Trying not to think about the wasted effort and time, I kept swimming. Here is where my ultra training helped me. I told myself to keep making relentless forward progress and not to panic. I kept breathing steadily and little by little made my way towards the next buoy. I was behind almost all of the field. Finally, I reached the last buoy and closed in on the exit out of the lake. It was a relief when I was close enough to shore that I could get my feet back under me and walk out. Whew! I made it! And I didn't even hang on to a canoe or buoy. After exiting the water, the course went up a grassy hill that was now wet and slick with mud from the traffic. I ultra-walked with a purpose up the hill, grinned and waved at Gene as he snapped a photo of me, and arrived in the transition area. I was really pumped up by the fact that I had survived the open water swim! <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Thrilled to have made it out alive! Photo Gene Meade</td></tr> </tbody></table> In transition, I saw that there was one other bike still there besides mine. This worried me, but Gene told me something like they're out there and I would get them and I focused on that. I sat on my 5 gallon bucket, put my socks and bike shoes on, pulled my helmet on and ran out of the transition area with my bike next to me and holding onto my gloves. Got to the mount bike line and carefully clipped in to the right pedal and pushed off. Stupidly, I tried to pull my gloves on while on the bike and nearly lost control - twice. I used my teeth to pull them the rest of the way on while I pedaled in pursuit of whoever was ahead of me. The bike course was reportedly rolling hills, but I soon found that I had ridden hillier routes in my training and I didn't think it was that bad. Within a couple of miles, I saw another cyclist. Determined, I closed in on her and passed. I set my eyes on the next person I saw and passed them, then another and another. Every time I passed, I told the person "Good job". I hoped it was nice and not obnoxious to say that. Every time I passed a volunteer, I thanked them. Before I knew it, I rode by the 5 mile mark. I continued to ride as hard as I could knowing that it was only 16 miles compared to the usual 25+ mile rides I had been doing recently. I stayed in my highest gear on the flats and downhills and downshifted just enough for the climbs. I drank most of my Gu Brew and snacked on a few Shot Blocks that I had taped to my bike. The course was pretty countryside and we passed over the lake twice. I enjoyed myself, looked at the scenery, and passed as many racers as I could. I didn't see the 10 mile marker so I was pleasantly surprised when I came upon the 15 mile marker. The ride went really quickly and soon I was coming to a stop at the dismount line and running to the transition area to change into my running shoes.  <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Starting the run. Finally, something I knew how to do! Photo Gene Meade</td></tr> </tbody></table> I sat on my bucket, pulled off the cycling shoes, and pulled on my running shoes. I grabbed my handheld water bottle, snapped on my race number belt (thanks to Mo for the belt) and ran out of transition on a mission. I was psyched to have made it to the run part of the event because running is what I know best. I have had my bike for just over a year and as mentioned earlier, I don't swim. The run started uphill on the road but quickly entered the woods and changed to single track. There is a water stop just before the woods, but I had my handheld, so I ran on by. The trail was rolling hills and all single track with the exception of a few short field crossings which were grass. I passed several ladies and men who were all walking or running very slowly. I happily ran by them at the best pace I could muster at this point. I was running hard enough that I was breathing loudly and they would hear me coming and move to the side. The trail was pleasant and I confidently ran down and up, over roots, and through light mud. Here is where I had an advantage over the average triathlete who I doubt was thrilled with trail for the run. Though I was in my element, I was also ready for the race to be over but the course seemed to go and on. I thought I must be almost done but then I saw a sign that said 2 miles. I was in disbelief so sure was I that I was about to round a corner and see the finish line. Soon after the 2 mile mark I made it up a short climb and saw Gene at the top taking my photo and cheering me on. <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"> <tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Trucking up a hill Photo Gene Mead</td></tr> </tbody> </table> Another minute or so and I was surprised to come upon Mo. She moved to the side when she heard my ragged breath and I called to her that it was just me. I tried to encourage her to pick up the pace a bit to lead me in, but her knee was not feeling good and she let me go on ahead. I continued to pass runners as I steadily made my way through the last mile. Finally, I could hear and see the end. There was one last devious climb to the finish which I stubbornly slogged up though I really wanted to walk. As soon as I stopped, I had the sudden urge to puke but I just heaved a bit and managed not to decorate the volunteer's shoes as he removed my timing chip. Here are my results:  I crossed the line in 1:52:41. Swim (750 m open water): 23:19, T1: 2:47, Bike (16 miles): 57:30, T2: 1:51, Run (3 miles): 27:12. I ended up 2 out of 4 Athenas (and got a sweet shoulder bag) and 45 out of 72 females. <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="; width="320" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Finished! Finally! Photo Gene Meade</td></tr> </tbody></table> Mo was right behind me in 1:53:11 and got 3rd in her age group. All in all, the event was a success. One bummer was that Mo discovered that the vehicle parked next to us hit her car when they pulled out. They were in a rust orange Honda Element and got out of there without leaving a note or anything. Jerks! You can bet that an ultra runner would not have done that. Just saying. So, I may have gotten lucky to not drown due to foolishness, but the tri went well enough for me that I would do another one. I was surprised by how much I really enjoyed myself. Maybe next time I will do a few pool laps for training. At the very least, I will know how to put the swim cap on. ;) <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="; style="margin-left: auto; margin-right: auto;"><img border="0" height="300" src="; width="400" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Me and Mo at the finish :) Photo Gene Meade</td></tr> </tbody></table> <div class="composeBoxWrapper GKY2L2ICAJB"> </div> <div class="composeBoxWrapper GKY2L2ICAJB"> <iframe aria-label="Edit post. Compose mode." class="composeBox editable" frameborder="0" id="postingComposeBox" name="Rich text editor" style="background-color: white; height: 100%; padding: 0px;"> </iframe> </div> 2012/08/mayo-lake-triathalon-81112.htmlnoreply@blogger.com (31 Years and Running)

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320 Designs Create it to Grow Thu, 24 Jul 2025 15:45:07 +0000 en hourly 1 wp-content/uploads/2024/06/cropped-320-Favicon-32x32.jpg 320 Designs 32 32 A New Website for a Familiar Face: VoteScottMartindale.com Launches a-new-website-for-a-familiar-face-votescottmartindale-com-launches/?utm_source=rss&utm_medium=rss&utm_campaign=a-new-website-for-a-familiar-face-votescottmartindale-com-launches a-new-website-for-a-familiar-face-votescottmartindale-com-launches/#respond Thu, 24 Jul 2025 15:45:07 +0000 ?p=1147 At 320 Designs, there’s nothing more rewarding than supporting the long-term success of our clients—and few partnerships exemplify that better than our work with Scott Martindale. Over the years, we’ve had the honor of building eight different websites for Scott’s business and entrepreneurial ventures, and now, we’re proud to announce the launch of his latest […] The post A New Website for a Familiar Face: VoteScottMartindale.com Launches appeared first on 320 Designs. ]]> At 320 Designs, there’s nothing more rewarding than supporting the long-term success of our clients—and few partnerships exemplify that better than our work with Scott Martindale. Over the years, we’ve had the honor of building eight different websites for Scott’s business and entrepreneurial ventures, and now, we’re proud to announce the launch of his latest project: VoteScottMartindale.com, a personal campaign site designed to share his vision, values, and leadership as School Board Member of Carroll ISD. A Site with a Purpose This isn’t just a political website—it’s an information hub built to keep the community informed. While not affiliated with the school district, VoteScottMartindale.com gives parents, teachers, and residents a transparent look at where Scott stands on key issues, updates on current events in Carroll ISD, and opportunities to get involved. Highlights of the New Site: Clean, professional design tailored for easy readability and mobile-first access Issue-focused content that reflects Scott’s leadership style, family values, and community dedication A clear call to action for those wanting to support, stay informed, or reach out A brand that’s bold, accessible, and built for trust A Longstanding Client Relationship Scott’s entrepreneurial spirit and drive for excellence have led to numerous businesses—and we’ve been fortunate to partner with him across them all. From branding to strategy to web development, our team at 320 Designs has been proud to help bring his vision to life every step of the way. This latest site is no exception. Whether you’re a community member curious about FISD leadership or a supporter looking to stay updated, VoteScottMartindale.com is the place to connect. Need a Website That Grows With You? We love working with leaders, doers, and dreamers—especially the ones who keep coming back. Whether it’s your first launch or your eighth, 320 Designs is here to help you build a digital presence that reflects your values and grows your impact. Check out the new site: VoteScottMartindale.com The post A New Website for a Familiar Face: VoteScottMartindale.com Launches appeared first on 320 Designs. ]]> a-new-website-for-a-familiar-face-votescottmartindale-com-launches/feed/ 0 Catch the Wave: 320 Designs Launches New Website for Laguna Surf Lessons catch-the-wave-320-designs-launches-new-website-for-laguna-surf-lessons/?utm_source=rss&utm_medium=rss&utm_campaign=catch-the-wave-320-designs-launches-new-website-for-laguna-surf-lessons catch-the-wave-320-designs-launches-new-website-for-laguna-surf-lessons/#respond Thu, 24 Jul 2025 15:30:28 +0000 ?p=1138 We’re stoked to announce the launch of our latest website project: LagunaSurfLessons.com! Built in collaboration with Troy MacDonald, a lifelong Laguna Beach native and surf instructor, this new site makes it easier than ever for locals and visitors to book unforgettable surf experiences on the California coast. From private beginner lessons to advanced coaching and […] The post Catch the Wave: 320 Designs Launches New Website for Laguna Surf Lessons appeared first on 320 Designs. ]]> We’re stoked to announce the launch of our latest website project: LagunaSurfLessons.com! Built in collaboration with Troy MacDonald, a lifelong Laguna Beach native and surf instructor, this new site makes it easier than ever for locals and visitors to book unforgettable surf experiences on the California coast. From private beginner lessons to advanced coaching and group sessions, Laguna Surf Lessons offers something for every level of surfer. Our design goal was to reflect the laid-back, beachside vibe of Laguna while making online booking effortless across all devices. What we brought to the table: A clean, coastal-inspired design that captures the spirit of the surf. Streamlined booking functionality so users can reserve a lesson in just a few clicks. A mobile-first experience that keeps pace with beach-goers on the move. Optimized content to showcase Troy’s expertise, local knowledge, and glowing testimonials. This project was all about creating something simple, stunning, and user-friendly—with a touch of that California cool. Check out the site, book a lesson, and ride the wave with Troy at LagunaSurfLessons.com! If you’re ready to bring your vision to life online, let’s talk. Whether you’re building your first site or refreshing your brand, 320 Designs is here to make it happen. Have a Project? Lets Work Together Get In Touch The post Catch the Wave: 320 Designs Launches New Website for Laguna Surf Lessons appeared first on 320 Designs. ]]> catch-the-wave-320-designs-launches-new-website-for-laguna-surf-lessons/feed/ 0 A Fresh New Look for Lomonaco Family Chiropractic a-fresh-new-look-for-lomonaco-family-chiropractic/?utm_source=rss&utm_medium=rss&utm_campaign=a-fresh-new-look-for-lomonaco-family-chiropractic a-fresh-new-look-for-lomonaco-family-chiropractic/#respond Sat, 24 May 2025 15:36:44 +0000 ?p=1141 At 320 Designs, we love helping purpose-driven businesses elevate their online presence—and we’re proud to unveil the brand-new website for Lomonaco Family Chiropractic, a trusted leader in holistic health and chiropractic care in Flower Mound, Texas. The Lomonaco team is passionate about helping families live pain-free, balanced lives through consistent, personalized care. Our goal was […] The post A Fresh New Look for Lomonaco Family Chiropractic appeared first on 320 Designs. ]]> At 320 Designs, we love helping purpose-driven businesses elevate their online presence—and we’re proud to unveil the brand-new website for Lomonaco Family Chiropractic, a trusted leader in holistic health and chiropractic care in Flower Mound, Texas. The Lomonaco team is passionate about helping families live pain-free, balanced lives through consistent, personalized care. Our goal was to build a site that not only reflects their compassionate, family-first philosophy but also makes it easier for new and existing patients to connect with the practice. Here’s what’s new: Modern, clean design that puts the patient experience front and center Easy-to-navigate pages for learning about services, scheduling appointments, and exploring wellness resources A fully mobile-optimized layout so users can access the site from any device, anytime Patient-centered content that highlights the clinic’s philosophy, team, and commitment to ongoing wellness To bring an authentic, personal touch to the new site, we also coordinated custom brand photography to showcase Dr. Lomonaco, the team, and their inviting clinic space. In addition to the new website, we’re partnering with the practice for monthly email marketing—keeping patients informed with wellness tips, updates, and seasonal promotions designed to educate and engage their community year-round. Whether you’re visiting to book your first adjustment or dive into the latest health blog, the new LomonacoDC.com offers a smooth, welcoming, and informative experience from start to finish. Thinking about a website upgrade? If your practice or business is ready for a digital refresh, let’s talk. At 320 Designs, we’re here to bring your vision to life—with purpose, strategy, and style. Check out the new site: LomonacoDC.com Have a Project? Lets Work Together Get In Touch The post A Fresh New Look for Lomonaco Family Chiropractic appeared first on 320 Designs. ]]> a-fresh-new-look-for-lomonaco-family-chiropractic/feed/ 0 How E-E-A-T Can Boost Your Website’s SEO: A Guide for Business Owners how-e-e-a-t-can-boost-your-websites-seo-a-guide-for-business-owners/?utm_source=rss&utm_medium=rss&utm_campaign=how-e-e-a-t-can-boost-your-websites-seo-a-guide-for-business-owners how-e-e-a-t-can-boost-your-websites-seo-a-guide-for-business-owners/#respond Wed, 18 Sep 2024 18:39:43 +0000 ?p=1097 In the world of digital marketing and SEO, staying ahead of Google’s algorithm changes is essential for keeping your website visible in search results. One of the most important concepts that has gained attention recently is E-E-A-T: Experience, Expertise, Authoritativeness, and Trustworthiness. This acronym is a core component of Google’s Search Quality Evaluator Guidelines (SQEG), […] The post How E-E-A-T Can Boost Your Website’s SEO: A Guide for Business Owners appeared first on 320 Designs. ]]> In the world of digital marketing and SEO, staying ahead of Google’s algorithm changes is essential for keeping your website visible in search results. One of the most important concepts that has gained attention recently is E-E-A-T: Experience, Expertise, Authoritativeness, and Trustworthiness. This acronym is a core component of Google’s Search Quality Evaluator Guidelines (SQEG), and mastering it can significantly impact your website’s performance in search rankings. At 320 Designs, we believe that understanding and implementing E-E-A-T can be a game-changer for your website’s SEO. Here’s why E-E-A-T matters and how it can help you navigate Google’s latest algorithm update. What is E-E-A-T? E-E-A-T stands for Experience, Expertise, Authoritativeness, and Trustworthiness, and it’s a set of criteria Google uses to evaluate the quality of web content. The goal of these guidelines is to ensure that users are getting the most relevant, accurate, and helpful information from trusted sources when they search online. Here’s a breakdown of what each part of E-E-A-T means: Experience: This refers to the firsthand experience of the content creator. Has the author actually experienced or worked with the subject matter? For example, a travel blog written by someone who has visited a specific location has more credibility than one written by someone without firsthand experience. Expertise: This focuses on the depth of knowledge the author has in a particular field. Content written by a qualified expert is more likely to rank higher in search results, as Google prioritizes expert opinions, particularly in fields like health, finance, and law. Authoritativeness: This evaluates the reputation of the content creator and the website itself. Is the website known for its authoritative voice on the subject? Are other respected websites citing or linking to the content? Trustworthiness: Trust is crucial for both users and Google. Trustworthiness includes accuracy, transparency, and ensuring that users can trust the content and the website as a reliable source of information. Why E-E-A-T Matters for SEO Google’s latest algorithm updates emphasize the importance of content quality over quantity. Websites that prioritize E-E-A-T are more likely to rank higher in search results, as they provide users with accurate, reliable, and valuable information. By incorporating E-E-A-T into your website strategy, you can improve your website’s credibility and ensure that it aligns with Google’s evolving standards. How to Apply E-E-A-T to Your Website One simple but highly effective way to boost your E-E-A-T score is by adding authorship to your content. Rather than anonymous posts, having content authored by individuals with experience and expertise in your field can significantly improve your rankings. Here’s how to get started: Showcase Experience and Expertise: Ensure that your content is written by individuals who have real experience in the topic. Highlight the credentials, background, and expertise of your authors in their bios. This is especially important in fields like health, wellness, law, and finance. Author Transparency: Clearly display author information on your website. Adding author bios, including their credentials and relevant experience, can help demonstrate your site’s authority and trustworthiness. This also adds a personal touch and reassures users that the content comes from a reliable source. Build Authoritativeness: Ensure your website is seen as an authoritative source by consistently publishing high-quality, well-researched content. Engage in link-building strategies that involve earning citations from reputable websites, as this can increase your authority. Establish Trustworthiness: Be transparent about your business, contact information, and privacy policies. Trust signals, such as SSL certificates and secure payment gateways, can also boost your trustworthiness. Make sure your content is fact-checked and free from errors, as inaccurate information can damage your reputation. Overcoming Google’s Algorithm Changes with E-E-A-T The recent changes to Google’s algorithm have made it clear that quality content, backed by experience and expertise, is key to maintaining high search rankings. By shifting to content that is authored by experts, you’re not only providing more value to your audience but also aligning with Google’s updated expectations for search quality. At 320 Designs, we specialize in Search Engine Optimization that incorporate E-E-A-T principles. By leveraging these strategies, you can strengthen your online presence, build trust with your audience, and ensure long-term success in a competitive digital landscape. Ready to Enhance Your Website’s SEO? If you’re ready to take your website to the next level, now is the perfect time to incorporate E-E-A-T into your digital strategy. Contact 320 Designs today to learn more about how we can help you create high-quality, authoritative content that drives results. Have a Project? Lets Work Together Get In Touch The post How E-E-A-T Can Boost Your Website’s SEO: A Guide for Business Owners appeared first on 320 Designs. ]]> how-e-e-a-t-can-boost-your-websites-seo-a-guide-for-business-owners/feed/ 0 Transforming Brands: A Spotlight on Our Latest Rebranding Success transforming-brands-a-spotlight-on-our-latest-rebranding-success/?utm_source=rss&utm_medium=rss&utm_campaign=transforming-brands-a-spotlight-on-our-latest-rebranding-success transforming-brands-a-spotlight-on-our-latest-rebranding-success/#respond Tue, 03 Sep 2024 21:39:46 +0000 ?p=1039 In today’s competitive marketplace, a strong company brand is more than just a logo or a catchy tagline—it’s the essence of your business, representing your values, mission, and identity. A well-defined brand distinguishes you from competitors, builds trust with your customers, and drives business growth. Client Spotlight: A New Brand for Cathedral The New Jersey-based […] The post Transforming Brands: A Spotlight on Our Latest Rebranding Success appeared first on 320 Designs. ]]> In today’s competitive marketplace, a strong company brand is more than just a logo or a catchy tagline—it’s the essence of your business, representing your values, mission, and identity. A well-defined brand distinguishes you from competitors, builds trust with your customers, and drives business growth. Client Spotlight: A New Brand for Cathedral The New Jersey-based firm of Acquavella, Chiarelli, Shuster, LLP and the northern California-based firms of Spiegel Accountancy Corp. and Cathedral Accountancy LLP recently merged their practices into a new firm: Cathedral CPAs & Advisors, LLP (Cathedral). They needed a brand for their new company and turned to us to kickstart the creative process of building their new identity. In just five months, our team brought their new brand to life, delivering a complete package that included logo design, marketing materials, website development, and digital marketing/SEO implementation. “3:20 Designs is amazing to work with! They’ve been an invaluable partner with the design, build & successful launch our new brand. 3:20 Designs took the time understand who we are, where we want to go & captured it brilliantly through creative branding & content. We’re extremely pleased with the results.” – Dyan Cole | Director, Cathedral CPAs & Advisors Brand Highlights: An Attention to Detail We understood the assignment. The partners wanted to convey strength, inspiration and authority… a path to enlightenment. Their tagline, “Solutions redefined.” speaks to their desire to bring clients new, fresh-thinking ideas that move business forward. They are a dynamic CPA advisory firm specializing in financial services with a client-centric approach combining deep expertise in financial services and genuine care to all of their clients. Lights, Camera, Action: Showcasing the Final Product The objective was to create bold, vibrant colors paired with a touch of professionalism. Our designs needed to be both approachable and distinct. We delivered results that exceeded their expectations. Mission accomplished! Logo Variations: Branded Materials: Let’s Start Branding! Ready to elevate your brand to the next level? At 320 Designs, we specialize in creating impactful, memorable brands that resonate with your audience and set you apart from the competition. Whether you’re starting from scratch or looking to refresh your existing brand, our team is here to bring your vision to life. Don’t wait to make your mark—contact us today to discover how our branding services can help you achieve your business goals and build a brand that stands out. Let’s create something amazing together! Use this exclusive 20% off discount code on either package below: 20OFF2024 Standard Package Brand audit and strategy consultation Logo redesign or refinement Brand identity development (color palette, typography) Brand style guide creation Collateral: business card, e-signature, letterhead) $1500 (collateral add-ons available) Get Started

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Reidel Insurance Agency, Inc. BlogView Reidel Insurance Agency, Inc.'s Website Blogen-uspostmaster@32c513a6-7868-4069-9642-25b27bce2500.insurancewebsitebuilder.comInsurance Website Builder - www.insurancewebsitebuilder.comurn:uuid:1587162c-1831-41b5-af9d-afbb4050c757urn:uuid:3c9ed395-3dcc-4ff1-b68c-b94b98008b60budgeting-for-your-first-apartment.aspxBudgeting for Your First Apartment <img src='' align='left' />Whether your decision to move into your first apartment is by your own choosing or the only option, it's important to create a budget before you sign a lease. Here are five tips to help make your transition to your own place a good one, financially s...Thu, 18 May 2023 10:33:11 -0700Whether your decision to move into your first apartment is by your own choosing or the only option, it's important to create a budget before you sign a lease. Here are five tips to help make your transition to your own place a good one, financially speaking.    Know how much you have to devote to housing expenses. The typical rule of thumb is to spend 25 to 35 percent of your income on housing. Spending less is fine, but if you spend much more than 35 percent of your income, you increase the risk of having a hard time making ends meet. <img alt="a group of people in front of a building" src="/img/~www.reidelinsurance.com/apartment.png" style="width: 300px; height: 200px; float: right;" />   Choose an affordable location and place. Of course you want to be close to work or school, but at what cost? Once you know how much you can afford to spend, you can find a location that is within your price range. Check out at least half a dozen properties so that you get a good feel of what's available, and don't be afraid to negotiate.    Decide on living alone or with roommates. Having roommates might be a little too much like the dorms from your college days, but it might mean the difference between having a place that's mostly your own or living in your childhood bedroom. <a href="/renters/">Renting a house</a>, and subletting the rooms to friends, can be a great option as long as you disclose your plan and get your landlord's approval.    Add up the extras. Having your own digs comes with other expenses besides filling the fridge and having to buy your own shampoo. You need to know how much you can expect the utilities, <a href="/renters/">renters insurance</a>, cable, Internet, parking, lawn care and garbage removal to add up to each month. Sometimes landlords include these expenses in the total rent, so it's important to know what you're expected to pay. This should be included as part of your housing expenses, so if it puts you over a quarter of your take-home income, you might want to look at other properties.     Start an emergency fund. You never know when life will take an unexpected turn, so build up some savings and sock it away in a savings account. Start with a goal of $1000 or whatever your monthly rent payment is. From there, add to it until you accumulate six months' worth of living expenses so that you have enough for emergencies.    Use these five tips to help you create a budget that works for you and allows you to be financially independent as you start a new chapter of your life. renters,insurance,coverage,belongings,apartmenturn:uuid:bcf19384-6974-4a77-93b7-826d912f26553-misconceptions-about-disability-insurance.aspx3 Misconceptions About Disability Insurance <img src='' align='left' />Most people protect their homes, cars and health with insurance for good reason: they're important personal assets. Another personal asset that is ranked very high among people is their income and the ability to earn it. Without an income, your home,...Tue, 18 Apr 2023 11:18:04 -0700Most people protect their homes, cars and health with insurance for good reason: they're important personal assets. Another personal asset that is ranked very high among people is their income and the ability to earn it. Without an income, your home, car and eventually your health would be impossible to maintain. This is why it makes sense that this most valuable of assets should also be protected with <a href="/disability/">disability insurance.</a>  When injury or illness prevent you from earning an income, disability insurance provides a portion of that income to help you offset the cost of living. You can get short-term and long-term disability insurance. Short-term coverage covers you for a certain number of weeks or months after the illness or accident. Long-term coverage picks up after the short-term coverage ends and can last for years depending on the policy.  Despite the importance of protecting one's income, many people have misconceptions that prevent them from getting <a href="/disability/">disability insurance</a>. Three of these are considered below. <img alt="a person sitting at a table using a laptop" src="/img/~www.reidelinsurance.com/disability2.png" style="float: right;" /> Disabilities Don't Happen to Young and Healthy People  Everyone can suffer from accidents and serious illness regardless of age. While young bodies are very robust, young people often up the ante by engaging in activities that stress the body more. Unlike a person about to enter retirement, the ability to work for an income is your primary and most important asset. This means it needs to be protected. The easiest time to obtain disability insurance is when you are young. It is also the time when it will be the least costly.  I Don't Need Insurance Because I Don’t Have a Physically Demanding or High Risk Job  Even though you don't move pianos or wash skyscraper windows, injuries still happen. If you spend a lot of time using a keyboard, carpal tunnel syndrome is a possibility. Writing and journalism aren't thought of as physically demanding jobs, yet carpal tunnel is a real possibility for these professionals. Illnesses, both physical and mental, constitute a very large percentage of disability claims.  Social Security Will Suffice  Social security pays out between $1,300 and $1,400 per month for the average qualifying person. For many people, this is not enough to live on.  If you rely on your income, it should be protected. Accidents and illnesses are a fact of life and <a href="/disability/">disability insurance</a> can provide security for you and your family. disability,insurance,coverageurn:uuid:88548125-7a4c-4dcf-a077-f3c13cc7c600are-you-prepared--floods.aspxAre You Prepared? - Floods <img src='' align='left' />Flash flooding and overland flooding can cause significant damage to your home or place of business. While flash flooding can occur within minutes or hours of excessive rainfall, levee or damn failure, or sudden release of a water, overland flooding&...Tue, 28 Mar 2023 16:02:38 -0700Flash flooding and overland flooding can cause significant damage to your home or place of business. While flash flooding can occur within minutes or hours of excessive rainfall, levee or damn failure, or sudden release of a water, overland flooding—the most common type of flooding—occurs when waterways overflow.   If you are in low-lying areas, near water, behind a levee or downstream from a dam, you should be especially concerned about the risk of flooding. Even very small streams, gullies, creeks, culverts, dry streambeds or low-lying ground that appear harmless in dry weather can flood. Read on to learn how you can prepare for a <a href="/flood/">flood</a>.   Before a Flood  What would you do if your property were <a href="/flood/">flooded</a>? Are you prepared?  Even if you feel you live in a community with a low risk of flooding, remember that anywhere it rains, it can flood. Just because you haven't experienced a flood in the past, does not mean you won't in the future. Flood risk isn't just based on history; it is also based on a number of factors including rainfall, topography, flood-control measures, river-flow and tidal-surge data, and changes due to new construction and development.  Flood-hazard maps have been created to show the flood risk for your community. This helps determine the type of flood insurance coverage you will need since standard homeowners insurance doesn't cover flooding. The lower the degree of risk, the lower the flood insurance premium. <img alt="a body of water" src="/img/~www.reidelinsurance.com/6019455162.png" style="width: 400px; height: 267px; float: right;" /> To <a href="/flood/">prepare for a flood</a>, you should:  <div class="SCXW139196780 BCX0" style="margin: 0px; padding: 0px;"> <div class="ListContainerWrapper SCXW139196780 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle1 SCXW139196780 BCX0" role="list" style="margin: 0px; padding: 0px;"> <li data-leveltext="" data-font="Symbol" data-listid="4" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW139196780 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Build an emergency kit and make a family communications plan. Please contact <a href="">Reidel Insurance Agency, Inc.</a> if you would like us to provide you with an emergency kit checklist or sample family communications plan.  </li> <li data-leveltext="" data-font="Symbol" data-listid="4" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW139196780 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Avoid building in a floodplain unless you elevate and reinforce your home.  </li> </ul> </div> </div> <div class="SCXW139196780 BCX0" style="margin: 0px; padding: 0px;"> <div class="ListContainerWrapper SCXW139196780 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle1 SCXW139196780 BCX0" role="list" style="margin: 0px; padding: 0px;"> <li data-leveltext="" data-font="Symbol" data-listid="4" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW139196780 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Elevate the furnace, water heater and electric panel in your home if you live in an area that has a high flood risk.  </li> <li data-leveltext="" data-font="Symbol" data-listid="4" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW139196780 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Consider installing "check valves" to prevent floodwater from backing up into the drains of your home.  </li> <li data-leveltext="" data-font="Symbol" data-listid="4" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="3" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW139196780 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> If feasible, construct barriers to stop floodwater from entering the building and seal walls in basements with waterproofing compounds.  </li> </ul> </div> </div> During a Flood  If a <a href="/flood/">flood</a> is likely in your area, you should:  <div class="SCXW213478602 BCX0" style="margin: 0px; padding: 0px;"> <div class="ListContainerWrapper SCXW213478602 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle1 SCXW213478602 BCX0" role="list" style="margin: 0px; padding: 0px;"> <li data-leveltext="" data-font="Symbol" data-listid="3" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW213478602 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Listen to the radio or television for information.  </li> <li data-leveltext="" data-font="Symbol" data-listid="3" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW213478602 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Be aware that flash flooding can occur. If there is any possibility of a flash flood, move immediately to higher ground. Do not wait for instructions to move.  </li> <li data-leveltext="" data-font="Symbol" data-listid="3" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="3" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW213478602 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Be aware of stream, drainage channels, canyons and other areas known to flood suddenly. Flash floods can occur in these areas with or without typical warnings such as rain clouds or heavy rain.  </li> <li data-leveltext="" data-font="Symbol" data-listid="3" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="4" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW213478602 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> If you must prepare to evacuate, you should do the following:  </li> </ul> </div> <div class="ListContainerWrapper SCXW213478602 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle2 SCXW213478602 BCX0" role="list" style="margin: 0px; padding: 0px; list-style-type: circle;"> <li data-leveltext="o" data-font="Courier New" data-listid="3" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':1440,'335559991':360,'469769226':'Courier New','469769242':[9675],'469777803':'left','469777804':'o','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="2" role="listitem" class="OutlineElement Ltr SCXW213478602 BCX0" style="margin: 0px 0px 0px 72px; padding: 0px;"> Secure your home. If you have time, bring in outdoor furniture. Move essential items to an upper floor.  </li> </ul> </div> </div> <div class="SCXW213478602 BCX0" style="margin: 0px; padding: 0px;"> <div class="ListContainerWrapper SCXW213478602 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle2 SCXW213478602 BCX0" role="list" style="margin: 0px; padding: 0px; list-style-type: circle;"> <li data-leveltext="o" data-font="Courier New" data-listid="3" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':1440,'335559991':360,'469769226':'Courier New','469769242':[9675],'469777803':'left','469777804':'o','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="2" role="listitem" class="OutlineElement Ltr SCXW213478602 BCX0" style="margin: 0px 0px 0px 72px; padding: 0px;"> Turn off utilities at the main switches or valves if instructed to do so. Disconnect electrical appliances. Do not touch electrical equipment if you are wet or standing in water.  </li> </ul> </div> <div class="ListContainerWrapper SCXW213478602 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle1 SCXW213478602 BCX0" role="list" style="margin: 0px; padding: 0px;"> <li data-leveltext="" data-font="Symbol" data-listid="3" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW213478602 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> If you have to leave your home, remember these evacuation tips:  </li> </ul> </div> <div class="ListContainerWrapper SCXW213478602 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle2 SCXW213478602 BCX0" role="list" style="margin: 0px; padding: 0px; list-style-type: circle;"> <li data-leveltext="o" data-font="Courier New" data-listid="3" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':1440,'335559991':360,'469769226':'Courier New','469769242':[9675],'469777803':'left','469777804':'o','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="2" role="listitem" class="OutlineElement Ltr SCXW213478602 BCX0" style="margin: 0px 0px 0px 72px; padding: 0px;"> Do not walk through moving water. Six inches of moving water can make you fall. If you have to walk in water, walk where the water is not moving. Use a stick to check the firmness of the ground in front of you.  </li> <li data-leveltext="o" data-font="Courier New" data-listid="3" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':1440,'335559991':360,'469769226':'Courier New','469769242':[9675],'469777803':'left','469777804':'o','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="3" data-aria-level="2" role="listitem" class="OutlineElement Ltr SCXW213478602 BCX0" style="margin: 0px 0px 0px 72px; padding: 0px;"> Do not drive into flooded areas. If floodwaters rise around your car, abandon the car and move to higher ground if you can do so safely. You and the vehicle can be swept away quickly.  </li> <li data-leveltext="o" data-font="Courier New" data-listid="3" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':1440,'335559991':360,'469769226':'Courier New','469769242':[9675],'469777803':'left','469777804':'o','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="4" data-aria-level="2" role="listitem" class="OutlineElement Ltr SCXW213478602 BCX0" style="margin: 0px 0px 0px 72px; padding: 0px;"> Do not camp or park your vehicle along streams, rivers or creeks, particularly during threatening conditions.  </li> </ul> </div> </div> After a Flood  Your home has been <a href="/flood/">flooded</a>. Although floodwaters may be down in some areas, many dangers still exist. Here are some things to remember in the days ahead:  <div class="SCXW246410234 BCX0" style="margin: 0px; padding: 0px;"> <div class="ListContainerWrapper SCXW246410234 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle1 SCXW246410234 BCX0" role="list" style="margin: 0px; padding: 0px;"> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Use local alerts and warning systems to get information and expert informed advice as soon as available.  </li> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Avoid moving water.  </li> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="3" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Stay away from damaged areas unless your assistance has been specifically requested by police, fire, or a relief organization.  </li> </ul> </div> </div> <div class="SCXW246410234 BCX0" style="margin: 0px; padding: 0px;"> <div class="ListContainerWrapper SCXW246410234 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle1 SCXW246410234 BCX0" role="list" style="margin: 0px; padding: 0px;"> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Stay off the roads and out of the way as emergency workers assist people in flooded areas.   </li> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Play it safe. Additional flooding or flash floods can occur. Listen for local warnings and information. If your car stalls in rapidly rising waters, get out immediately and climb to higher ground.  </li> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="3" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Return home only when authorities indicate it is safe.  </li> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="4" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Take another route if you come upon a barricade or flooded road. Roads may still be closed because they have been damaged or are covered by water. Barricades have been placed for your protection.   </li> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="5" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> If you must walk or drive in areas that have been flooded:  </li> </ul> </div> </div> <div class="SCXW246410234 BCX0" style="margin: 0px; padding: 0px;"> <div class="ListContainerWrapper SCXW246410234 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle2 SCXW246410234 BCX0" role="list" style="margin: 0px; padding: 0px; list-style-type: circle;"> <li data-leveltext="o" data-font="Courier New" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':1440,'335559991':360,'469769226':'Courier New','469769242':[9675],'469777803':'left','469777804':'o','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="2" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 72px; padding: 0px;"> Stay on firm ground. Moving water only 6 inches deep can sweep you off your feet. Standing water may be electrically charged from underground or downed power lines.  </li> <li data-leveltext="o" data-font="Courier New" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':1440,'335559991':360,'469769226':'Courier New','469769242':[9675],'469777803':'left','469777804':'o','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="2" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 72px; padding: 0px;"> Flooding may have caused familiar places to change. Floodwaters often erode roads and walkways. Flood debris may hide animals and broken bottles, and it's also slippery. Avoid walking or driving through it.  </li> </ul> </div> <div class="ListContainerWrapper SCXW246410234 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle1 SCXW246410234 BCX0" role="list" style="margin: 0px; padding: 0px;"> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Be aware of areas where floodwaters have receded. Roads may have weakened and could collapse under the weight of a car.  </li> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Stay out of any building if it is surrounded by floodwaters.  </li> <li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="3" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW246410234 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Use extreme caution when entering buildings; there may be hidden damage, particularly in foundations.  </li> </ul> </div> </div> Staying Healthy  <a href="/flood/">A flood</a> can cause physical hazards and emotional stress. You need to look after yourself and your family as you focus on cleanup and repair.  <div class="SCXW7409540 BCX0" style="margin: 0px; padding: 0px;"> <div class="ListContainerWrapper SCXW7409540 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle1 SCXW7409540 BCX0" role="list" style="margin: 0px; padding: 0px;"> <li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW7409540 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Avoid floodwaters; water may be contaminated by oil, gasoline or raw sewage.  </li> <li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW7409540 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Service damaged septic tanks, cesspools, pits and leaching systems as soon as possible. Damaged sewer systems are serious health hazards.  </li> <li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="3" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW7409540 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Listen for news reports to learn whether the community’s water supply is safe to drink.  </li> </ul> </div> </div> <div class="SCXW7409540 BCX0" style="margin: 0px; padding: 0px;"> <div class="ListContainerWrapper SCXW7409540 BCX0" style="margin: 0px; padding: 0px;"> <ul class="BulletListStyle1 SCXW7409540 BCX0" role="list" style="margin: 0px; padding: 0px;"> <li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW7409540 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Clean and disinfect everything that got wet. Mud left from floodwaters can contain sewage and chemicals.  </li> <li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{'335552541':1,'335559684':-2,'335559685':720,'335559991':360,'469769226':'Symbol','469769242':[8226],'469777803':'left','469777804':'','469777815':'hybridMultilevel'}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1" role="listitem" class="OutlineElement Ltr SCXW7409540 BCX0" style="margin: 0px 0px 0px 24px; padding: 0px;"> Keep a manageable schedule. Make a list and do jobs one at a time.  </li> </ul> </div> </div>flood,insurance,requirements,home,damageurn:uuid:94d28009-ead1-4977-933b-4a0af65d893b3-benefits-of-medical-malpractice-insurance.aspx3 Benefits of Medical Malpractice Insurance <img src='' align='left' />All healthcare facilities and practitioners—even your small practice—can benefit from owning medical malpractice insurance. This type of insurance policy offers financial protection if a patient makes a claim against your practice for any...Thu, 02 Feb 2023 08:41:14 -0800All healthcare facilities and practitioners—even your small practice—can benefit from owning <a href="/malpractice/">medical malpractice insurance</a>. This type of insurance policy offers financial protection if a patient makes a claim against your practice for any number of circumstances that fall under the umbrella of malpractice. This may include misdiagnoses, poor treatment, bad medical advice and more.  Your small practice likely has a limited budget to work with, so you may be wondering if you really need this coverage. Before writing it off as an unnecessary expense, consider these three benefits of <a href="/malpractice/">medical malpractice insurance. </a><img alt="a laptop computer sitting on top of a table" src="/img/~www.reidelinsurance.com/medicare2.png" style="width: 300px; height: 192px; float: right;" /> 1. You never know when a malpractice claim may be made against you or your facility. If that scenario does come to pass, this coverage can help fund your legal defense, along with any awarded settlements.    2. Even highly educated and skilled doctors can make mistakes or misdiagnose an ailment. Having medical malpractice insurance in place can offer the necessary protection if a mistake does occur in your practice.    3. With numerous healthcare providers available to the public, patients are able to carefully select the doctors they wish to see. Having medical malpractice insurance in place shows fiscal responsibility, and also informs patients they’re covered if something doesn’t go quite as planned.  Ready to learn more? Talk to your independent insurance agent about adding this coverage to your existing insurance portfolio today.  We’ve got you covered. Call Reidel Insurance Agency, Inc. at <a class="call" href="tel:877-954-6787" data-ada-original-font-size="22" data-ada-original-font-weight="400" style="background-color: rgba(255, 255, 255, 0.5); margin: 0px; text-align: right;">877-954-6787</a> for more information on medical <a href="/malpractice/">malpractice insurance. </a> <script type="application/ld+json"> { "@context": "", "@type": "BlogPosting", "mainEntityOfPage": { "@type": "WebPage", "@id": "3-benefits-of-medical-malpractice-insurance.aspx" }, "headline": "Benefits of Medical Malpractice Insurance", "description": "All healthcare facilities and practitioners—even your small practice—can benefit from owning medical malpractice insurance. This type of insurance policy offers financial protection if a patient makes a claim against your practice for any number of circumstances that fall under the umbrella of malpractice.", "image": "", "author": { "@type": "Organization", "name": "Reidel Insurance Agency, Inc.", "url": "" }, "publisher": { "@type": "Organization", "name": "", "logo": { "@type": "ImageObject", "url": "" } }, "datePublished": "2023-02-02" } </script>malpractice insurance, medicalurn:uuid:a18a1950-eba2-409d-b260-f20384cb57264-reasons-to-convert-your-term-to-whole-life-insurance-asap.aspx4 Reasons to Convert Your Term to Whole Life Insurance ASAP <img src='img/~www.reidelinsurance.com/family.png' align='left' />Term life insurance is an attractive option for securing your financial future. Term life is inexpensive, and it gives you the coverage you need to pay off final expenses. However, the drawback to term life insurance is it only lasts for a term, typi...Wed, 04 Jan 2023 10:06:22 -0800Term life insurance is an attractive option for securing your financial future. Term life is inexpensive, and it gives you the coverage you need to pay off final expenses. However, the drawback to term life insurance is it only lasts for a term, typically 10, 15, 20, or 30 years. Although term life insurance is a bud

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