An official initiative of the United States Department of the Treasury

Retirement
security, now
within reach.

TrumpIRA.gov is a new federal platform that connects working Americans — independent contractors, part-time workers, small-business employees, and the self-employed — with high-quality, low-cost Individual Retirement Accounts, plus up to $1,000 per year in federal matching contributions.

Stay informed

Be the first to know when we launch.

Official Launch

Jan 1

Two thousand twenty-seven

Established By

Executive Order, Apr 30, 2026

Administered By

U.S. Dept. of the Treasury

$1,000

Maximum annual federal match for eligible lower- and middle-income workers via the Saver's Match.

41M

American workers aged 18–65 currently without access to any employer-provided retirement plan.

$24K+

Average increase in 401(k) balances during President Trump's first year back in office.

Cost to compare and review IRAs on the TrumpIRA.gov platform — always.

The Program

Three pillars of a
secure retirement.

TrumpIRA.gov is built on a simple premise: every hard-working American deserves the same retirement tools as those fortunate enough to have employer-sponsored plans — without complexity, hidden fees, or guesswork.

The Match

Federal match up to $1,000 per year.

The Saver's Match contributes up to $1,000 annually to qualifying retirement accounts for eligible lower- and middle-income workers — one of the most powerful retirement incentives in America.

The Marketplace

Compare high-quality, low-cost IRAs.

Filter and compare IRAs offered by vetted private-sector institutions by cost, quality, and investment options. Make informed retirement decisions with transparent, side-by-side data.

The People

Built for the self-made American.

Designed for independent contractors, part-time workers, small-business employees, and the self-employed — the 41 million workers without an employer-sponsored retirement plan.

The Math

A modest start.
A nearly half-million-dollar finish.

The Saver's Match is one of the most powerful retirement-savings incentives available to working Americans. Here's how compounding makes the difference for one young worker.

A 25-year-old worker who saves about $165 per month and qualifies for a $1,000 annual Saver's Match could retire with roughly $465,000 at age 65.

That's based on a steady 6% rate of return — and nearly $155,000 of the final balance comes directly from the federal match.

The earlier you start, the more compounding works for you. TrumpIRA.gov makes starting simple.

Monthly Contribution

$165

Federal Match

$1,000 / year

Time Horizon

40 years

Assumed Return

6% annually

Projected Balance at Age 65

~$465,000

of which ~$155,000 from the federal Saver's Match

With Saver's Match

Contributions only

How It Works

From sign-up
to set for life.

TrumpIRA.gov is designed to be the simplest, clearest path to retirement saving ever offered to the American worker — three steps from start to security.

01.

Compare.

Visit TrumpIRA.gov starting January 2027 and filter qualifying IRAs from private-sector financial institutions by cost, quality, and investment options.

02.

Contribute.

Open the IRA that's right for you and begin contributing on your own schedule — even small, steady amounts compound over time.

03.

Collect the match.

If you're eligible, the federal Saver's Match contributes up to $1,000 per year directly to your qualifying retirement account.

Hardworking Americans deserve retirement security in portable savings vehicles that offer access to low-cost investments — not just those fortunate enough to have an employer-sponsored plan.

— From the Executive Order establishing TrumpIRA.gov · April 30, 2026

From the White House