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Kein Frühstück, keine E-Mails: Der verrückte Tagesablauf von Elon Musk

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Elon Musk wäre nicht so erfolgreich, wenn er nicht so viel arbeiten würde. Um alle Aufgaben unter einen Hut zu bekommen, verfolgt der 45-jährige Unternehmen einen strengen Tagesplan: 

 

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 Elon Musk erklärt in nur einem Satz, wie Erfolg funktioniert

 Elon Musk enthüllt, wie viele Stunden er nachts schläft

Elon Musks Tag ist komplett durchgeplant.

Elon Musk gilt als Workaholic, der noch mitten in der Nacht Twitter-Anfragen von Tesla-Kunden beantwortet.

Der 45-Jährige verbringt seine kompletten Arbeitswochen bei seinen beiden Unternehmen Tesla und SpaceX, schlingt sein Mittagessen dabei in fünf Minuten herunter und nimmt keine unangemeldeten Anrufe entgegen, um keine Sekunde seiner Zeit einzubüßen. 

Es ist also nicht verwunderlich, dass sein Alltag vollkommen durchgetaktet ist. 

Basierend auf früheren Interviews, hat der Business Insider einmal aufgeschrieben, wie ein durchschnittlicher Tag für die Silicon-Valley-Berühmtheit aussehen könnte:



Elon Musk beginnt seinen Tag bereits um 7 Uhr. Auf der Online-Plattform „Reddit“ erwähnte er, dass er etwa sechs Stunden in der Nacht schläft.

Quellen: EntrepreneurBusiness Insider 



Musk überspringt das Frühstück normalerweise. Gelegentlich nimmt er sich aber die Zeit, eine Tasse Kaffee und ein Omelette zu sich zu nehmen.

Quelle: Auto Bild



Den Rest der Story gibt es auf Business Insider Deutschland
          

PO Beaudoin : « Je veux faire savoir que la cyberintimidation, cela peut tuer des gens »

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  [caption id="attachment_70883" align="aligncenter" width="444"] PO Beaudoin a connu une controverse après l'affaire du taxi. "Autant les réseaux sociaux peuvent être extraordinaires, autant, parfois, ils peuvent être destructeurs." - Crédit : Guillaume St-Amand, gracieuseté PO Beaudoin.[/caption] 27 novembre 2019 L'influenceur et youtubeur PO Beaudoin, qui fut au centre d'un raz-de-marée viral en mars dernier, s'apprête à donner des conférences sur la cyberintimidation. Nous l'avons interrogé pour en comprendre les raisons. L'idée de cette entrevue est née par le plus grand des hasards. En consultant le bulletin mensuel de la ville de Saint-Lambert !  Dans un petit encadré, en page 5, était indiquée la prochaine conférence, le 7 décembre prochain à 11h du youtubeur et influenceur PO Beaudoin. Ce qui a vraiment retenu mon intention ? Son thème : la cyberintimidation. Un sujet qui fait (malheureusement) de plus en plus les manchettes des médias ces derniers temps. Que cela soit en Corée du sud avec le possible suicide de la vedette de la K-pop à la suite de harcèlement en ligne. Ou encore lors de la diffusion des premiers épisodes de "The Mandalorian" sur la nouvelle plateforme Disney Plus, contre des personnes qui regrettaient l'absence de femmes. Pour ne citer que quelques exemples récents. Le Gouvernement du Québec vient d'ailleurs de dévoiler une campagne de sensibilisation signée lg2 contre l'intimidation en ligne. Alors que, au cours des cinq dernières années, plus de 2,5 millions de Canadiens (surtout des femmes) déclarent avoir fait l’objet de cyberharcèlement selon Statistique Canada. Une pratique digne des procès staliniens, selon l'auteur Gaspar Koenig.
Fitzroy Maclean affirme avoir entraperçu le visage de Staline caché derrière une vitre au plafond, qui observait le procès. Au moins pouvait-on à l'époque compter sur un manipulateur en chef, garant de l'existence du réel. Or voilà le plus angoissant : la vitre est devenue un miroir. Staline aujourd'hui, c'est nous tous," indique-t-il dans un article paru sur le média français Les Échos

Huit mois après la polémique du taxi

Dans le cas de PO Beaudoin, tout est parti de la désormais fameuse "histoire du taxi", le 20 mars dernier. Après sa querelle avec un taxi, il publie la storie de sa mésaventure sur Instagram... et devient alors la cible de nombreuses moqueries. Le #POBeaudoinChallenge devient même l'un des mots-clic les plus populaires au Québec sur Twitter. Huit mois plus tard, l'influenceur raconte à Isarta Infos comment il a géré cette situation et pourquoi il a décidé d'en parler publiquement lors d'une prochaine série de conférences sur la cyberintimidation.

Pouvez-vous nous expliquer tout d'abord à quel moment vous avez décidé de faire cette conférence sur le harcèlement en ligne ?

PO Beaudoin : Cette histoire, en mars dernier, a été le moment le plus difficile de ma carrière. Je me suis demandé comment il était possible, en moins de 48h, de recevoir plus de 10 000 messages de haine et plus d'une centaine de menaces de mort sur les réseaux sociaux ? Cela a pris une ampleur incroyable au Québec. Tout le monde en parlait. J'étais devenu un bouc-émissaire. Tout le travail que j'avais effectué toutes ces années venait de s'écrouler à cause d'une erreur que j'ai faite et que je regrette encore. Trois jours après l'incident, j'étais tellement épuisé que, pour la première fois, j'ai pensé à m'enlever la vie. Et c'est à ce moment que je me suis dit : si moi, qui suis bien entouré et qui travaille dans les médias sociaux depuis plusieurs années, j'ai voulu m'enlever la vie, alors je ne sais pas comment un jeune de 15 ans qui habite en région peut survivre à un tel type de haine. Voilà d'où est parti cette volonté de faire cette conférence, dans laquelle je raconte aussi mon parcours et tous les événements qui m'ont permis de devenir qui je suis aujourd'hui... et de sortir de cette cyberintimidation.

Avec du recul, est-ce que c'est un événement que vous regrettez ?

PO Beaudoin : Si c'était à refaire, je ne le referais pas. Ni le chauffeur ni la compagnie de taxi n'avaient besoin de se faire filmer. Il faut se garder une petite gène et j'aurais dû juste en parler autour de moi et ne pas partager la vidéo sur mes plateformes. J'ai appris et je fais désormais beaucoup plus attention. Quand tu travailles dans ce milieu, tu partages ton quotidien avec des milliers de personnes. Je l'ai toujours fait avec beaucoup de transparence. Mais il y a des moments où l'on est plus vulnérable. J'ai eu le réflexe d'ouvrir mon téléphone car je trouvais la situation grotesque. En plus, j'ai dit le mot "carte cadeau" au lieu de "carte de crédit prépayée", une carte que j'avais utilisée toute la journée. Je venais en effet de tout me faire voler, mon portefeuille, mon ordinateur, mes caméras. Cela a donc eu tout de suite un effet boule de neige. Mais je n'ai tué personne, je n'ai violé personne. J'ai fait une erreur, cela arrive à tout le monde. On grandit de ses erreurs. Sauf que quand tu travailles sur les réseaux sociaux, les retombées sont exponentielles.

Est-ce que le travail sur cette conférence vous a aidé à remonter la pente ?

PO Beaudoin : J'ai commencé par prendre une pause les semaines qui ont suivi. J'avais besoin de me retrouver et je me suis mis à écrire. Je ne savais pas du tout de quoi parler. Je consulte une psychologue depuis 5 ans et je suis allé la voir après cette histoire. C'est elle qui m'a aidé à voir le fil conducteur de la conférence. Je n'oublierais jamais ce qu'il s'est passé mais je pense que c'est une bonne façon de prendre le négatif d'une chose et le transformer en positif. Aujourd'hui, je veux faire savoir que la cyberintimidation, cela peut tuer des gens. Faire prendre conscience de l'impact que cela peut avoir. Je ne veux pas que cela soit touchant ou tomber dans le dramatique. Mais c'est la première fois que je pensais m'enlever la vie à cause de gens que je n'avais jamais rencontrés. J'ai essayé d'ailleurs de chercher à comprendre qui étaient ces cyberintimidateurs et quelles étaient leurs raisons. Mais en fait, je me suis rendu compte que ce sont des gens comme tout le monde. Des pères de famille qui ont un travail de 9h à 17h, des infirmières... bref, des gens normaux mais qui sont juste méchants.

Quelles sont les solutions à mettre en place quand on est confronté à une telle situation ?

PO Beaudoin : Il y a des moyens pour contrer cela. On peut dénoncer les gens malveillants sur Internet. Il y a aussi des façons de les bloquer. Il faut aussi savoir s'entourer de personnes de confiance. Ceux qui vont être là dans les bons... mais aussi et surtout dans les plus mauvais moments de ta vie. Cette histoire a permis de me rendre compte qui étaient mes vrais amis. J'ai fait beaucoup le ménage à la suite de cet événement. Enfin, je sais que c'est facile à dire, mais il faut arrêter d'avoir peur et être fier de qui tu es et de ce que tu fais. J'ai une chaîne Youtube avec Marina Bastarache et, une des vidéos dont je suis le plus fier, c'est celle de mon coming-out. Ce qui freine le plus les gens, c'est la peur de se faire juger, de se faire rejeter ou menacer. Le plus beau message que je peux donner aux jeunes, c'est ça : oser, travailler fort et ne pas laisser les autres vous détruire.

Avez-vous pensé à vous retirer des réseaux sociaux ?

PO Beaudoin : J'y ai pensé... mais je suis un créateur, j'aime créer. Et j'ai toujours envie de le faire, que cela soit pour moi mais aussi pour des agences ou différentes marques, sans me mettre de l'avant. Si j'avais arrêté, cela aurait été une victoire des cyberintimidateurs. Autant les réseaux sociaux peuvent être extraordinaires, autant, parfois, ils peuvent être destructeurs. Tu peux recevoir un message haineux parmi mille messages positifs mais c'est celui dont tu vas le plus te rappeler. Je me suis rendu compte que tu ne peux pas être aimé par tout le monde. S'il y a des gens qui ne t'aiment pas et qui rient de toi, cela veut dire aussi qu'il y a plein de gens qui t'aiment et qui respectent ce que tu fais. L'un vient avec l'autre. Qu'on le veuille ou pas, les réseaux sociaux vont rester. Il faut juste faire attention à la façon dont on les utilise. Si tu n'aimes pas quelqu'un, tu as juste à te désabonner. Qui m'aime me suive en quelque sorte.

Où allez-vous donner vos conférences prochainement ?

PO Beaudoin : Les dates ne sont pas encore fixées. Le plan de match, c'est le printemps 2020. Je me suis fait approcher par des commissions scolaires et des écoles. On envisage aussi de filmer des extraits. On va essayer de faire le tour du Québec.

Vous souhaitez vous adresser en particulier aux enfants ?

PO Beaudoin : Je pense que c'est important de le faire dans les écoles. Mais cela s'adresse à tout le monde.  Dans mon cas, ce ne sont pas spécialement les jeunes qui ont été méchants. Ce sont plutôt des personnes entre 40 et 45 ans qui n'ont justement pas connues les réseaux sociaux quand elles étaient à l'école et qui n'ont pas été instruites sur ces phénomènes. On fait aujourd'hui en effet beaucoup de préventions dans les écoles. Et heureusement, car ce sont les jeunes qui sont sur les réseaux sociaux. Ce mouvement de sensibilisation est donc très important. [divide style="2"]

Les renseignements de la conférence de PO Beaudoin le 7 décembre prochain à Saint-Lambert sont ici.

[divide style="2"]
          

Comment on Blog housekeeping — please check your recent comments by Man of Thessaly

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<blockquote>If sea level rise is legitimate, one has to ask why would ex-president Barack Obama spent US$14 million on a beach front property in Martha’s Vineyard?</blockquote> Probably because it's nice to live by the sea, and he can afford it. A very small amount of googling reveals that <a href="https://www.forbes.com/sites/kathleenhowley/2019/09/01/obamas-buying-marthas-vineyard-estate-from-boston-celtics-owner/#7a3762305300" rel="nofollow">his new house</a> is <a href="https://viewer.nationalmap.gov/advanced-viewer/viewer/index.html?extent=-7854641.4762%2C5065165.5214%2C-7851787.0309%2C5066367.016%2C102100" rel="nofollow">just under 10 feet (3 metres) above sea level</a>, and not exposed to open-coast erosion, so I doubt he'll be claiming insurance or government compensation. More serious questions are: - why is development continuing in <a href="https://www.businessinsider.com/miami-floods-sea-level-rise-solutions-2018-4/?r=AU&IR=T" rel="nofollow">Miami Beach</a>, which is regularly under water? - should properties still be bought and sold in South Dunedin and South New Brighton, where <a href="https://www.pce.parliament.nz/publications/preparing-new-zealand-for-rising-seas-certainty-and-uncertainty" rel="nofollow">thousands of people are living within 50 cm of high tide</a> (<a href="https://www.deepsouthchallenge.co.nz/sites/default/files/2019-08/2019119WN_DEPSI18301_Coast_Flood_Exp_under_Fut_Sealevel_rise_FINAL%20%281%29_0.pdf" rel="nofollow">and thousands more with even small amounts of sea level rise</a>)? - what should NZ do about the people who already live or own property in those places, if they become unviable or <a href="https://www.deepsouthchallenge.co.nz/projects/sea-level-rise-housing-and-insurance-liability-and-compensation" rel="nofollow">uninsurable</a>?
          

James posted a discussion

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James posted a discussion

Episode 508: Holiday Buying Guide

James and John discuss eBay finds: Power Mac banner, cutaway Mac poster, and a lot of Mac cases. They share holiday gift ideas, and news includes a Steve Jobs-signed diskette and Jony Ive's legacy of design.Direct download of this episode: Episode 508Subscribe to the RetroMacCast in iTunesRetroMacCast on FlickrRetroMacCast iOS App: iTunesFacebookSee More

          

Nike is continuing the deals with a Cyber Monday sale — save an extra 25% on sale styles

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Nike free rn 5 mens running shoe

This Cyber Monday, Nike is having a huge sale on shoes, clothing, and accessories for men, women, and kids. Now through December 3 at 11:59 p.m. PST, you can save an extra 25% on select styles by using the promo code "CYBER" at checkout.

The Cyber Monday sale includes popular running styles like the Nike Free RN 5.0 and Air VaporMax, and timeless classics like the Air Force 1. You'll find shoes and clothing for performance or for casual wear.

You'll have 60 days to return all purchases made between November 1, 2019, and January 6, 2020. Standard shipping is free for orders over $150, and $8 if your purchase is less than $150. If you're a NikePlus member, standard shipping is free with any purchase and expedited shipping discounts are offered.

If you're looking for gift ideas and deals that aren't available at Nike, check out current deals on our Cyber Monday deals page.

The 6 best deals from Nike: 

  1. Men's Nike Free RN 5.0, $52.48 (originally $100) [You save $47.52]
  2. Men's Nike Epic React Flyknit 2 SE, $82.48 (originally $150) [You save $67.52]
  3. Men's Nike Air VaporMax Flyknit 3, $128.23 (originally $190) [You save $61.77]
  4. Women's Nike Zoom Gravity, $59.98 (originally $90) [You save $30.02]
  5. Women's Nike Odyssey React Flyknit, $65.98 (originally $120) [You save $54.02]
  6. Women's Nike React Element 55, $58.48 (originally $130) [You save $71.52]

Looking for more Cyber Monday deals? Here's where to find them:

  1. The absolute best Cyber Monday deals of 2019
  2. The best tech deals of Cyber Monday 2019
  3. Amazon Cyber Monday deals 2019
  4. Target Cyber Monday deals 2019
  5. Walmart Cyber Monday deals 2019
  6. Macy's Cyber Monday deals 2019
  7. What is Cyber Monday? Everything you need to know

Join the conversation about this story »


          

Adidas' early Cyber Monday sale just started — save 30% on full-price items, including Stan Smiths and NMD sneakers

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Adidas

Adidas is having a secret early Cyber Monday sale ahead of the actual shopping event. Now until 11:59 p.m. PST tonight, save 30% on full-price styles with the promo code "CYBER30" at checkout

You won't find the sale details or promo code listed anywhere on the Adidas website, but the code will definitely work. The discount can be applied to popular styles like NMDs, Stan Smiths, Alphaboosts, and more; the main exceptions are gift cards, Yeezys, and Ultraboosts. You'll also find plenty of other sneakers and apparel for training and casual wear.

You'll have 60 days to return all purchases made between November 15, 2019, and December 8, 2019. Standard shipping is free for orders over $49, but if you're an Adidas Creator Club member, you can get free shipping on any order by signing into your account before completing your order. 

If you're looking for great Cyber Monday deals and gift ideas, check out current deals on our best Cyber Monday deals here and all our holiday gift guides here.

The 7 best Cyber Monday deals at Adidas: 

  1. Men's Adidas ZX Torsion, $98 (Originally $140) [You save $42]
  2. Men's Adidas NMD_R1 GORTEX, $126 (Originally $180) [You save $54]
  3. Men's Adidas Alphaboost, $84 (Originally $120) [You save $36]
  4. Men's Adidas Stan Smith, $70 (Originally $100) [You save $30]
  5. Women's Adidas Falcon, $70 (Originally $100) [You save $30]
  6. Women's Adidas Edge Lux 3, $59.50 (Originally $85) [You save $25.50]
  7. Women's Adidas Arkyn, $91 (Originally $130) [You save $39]

Looking for more Cyber Monday deals? Here's where to find them:

  1. The absolute best Cyber Monday deals of 2019
  2. The best tech deals of Cyber Monday 2019
  3. Amazon Cyber Monday deals 2019
  4. Target Cyber Monday deals 2019
  5. Walmart Cyber Monday deals 2019
  6. Macy's Cyber Monday deals 2019
  7. What is Cyber Monday? Everything you need to know

Join the conversation about this story »


          

Black Friday Adidas sneakers deals 2019: Get up to 50% off Ultra Boosts, Stan Smiths, and more

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Adidas Nite Jogger

Updated 11/29/19 at 12:45 p.m.

The Adidas Black Friday 2019 sale offers 30-50% off select sneakers, clothing, and accessories for men, women, and kids. From November 27 until November 30, you can get these deals on select Adidas styles. Prices are as marked, so you won't need a promo code to save. 

The sale includes popular running shoes like the Ultra Boost 19 and classic silhouettes like the Stan Smith. You'll also find plenty of sneakers and clothing for training and wearing casually.

You'll have 60 days to return all purchases made between November 15, 2019, and December 8, 2019. Standard shipping is free for orders over $49, but if you're an Adidas Creator Club member, you can get free shipping on any order by signing in to your account. 

If you're looking for gift ideas and deals that aren't available at Adidas, check out current deals on our Black Friday deals page and list of holiday gift guides.

The 6 best deals from Adidas:

  1. Men's Adidas Ultra Boost 19, $108 (Originally $180) [You save $72]
  2. Men's Adidas Stan Smiths, $80 (Originally $100) [You save $20]
  3. Men's Adidas Nite Jogger, $78 (Originally $130) [You save $52]
  4. Women's Adidas Ultra Boost X All-Terrain Mid, $110 (Originally $220) [You save $110]
  5. Women's Adidas Alphbounce+ Run, $70 (Originally $100) [You save $30]
  6. Women's Adidas Falcon, $60 (Originally $100) [You save $40]

Sale prices apply to select colorways. 

Best Black Friday Deals 4x3

Looking for more Black Friday deals? Here's where to find them:

  1. The absolute best Black Friday deals of 2019
  2. The best tech deals of Black Friday 2019
  3. Kohl's Black Friday deals 2019
  4. Amazon Black Friday deals 2019
  5. Walmart Black Friday deals 2019
  6. The best mattress deals on Black Friday 2019

Join the conversation about this story »


          

Cybertruck Girl or Cybertruck-chan

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What is that suppose to be a hologram girl whose the A.I. of the car? WTF is this? Why aren't we talking about this too?

Stolen from the big lady hologram of the new Blade Runner film comes a very strange start to the Cybertruck unveiling. If you watched the unveiling from the start you realized that Elon Musk does not give a sh*t about what his marketing team thinks or has one. For about 30 seconds we had an introduction from a nameless hologram lady. She did some jokes like, “In the future, there will be no straws, I promise.” Which you can hear the crowd not react to, because they had no idea what was going on.

Then there's the not subtle references to the original Blade Runner and the announcement of her "creator" and Musk comes on stage.

WTF? Why even include this in your presentation for a truck?

Right now, the internet is in awe of the broken windows of the car or just the ugly design, not that the AI of the car or a weird sci-fi interpretation of what a hologram girlfriend would look like according to Musk introduced him on stage.

As it turns out the identity of the Cybertruck-chan might actually be Musk's real life girlfriend Claire Boucher who also goes by Grimes as a singer.

Weird.

So remember, the presentation was messed up from the start, not just a guy chucking metal balls and breaking two windows. And the LA Auto Show started the same day and could have presented it there.
 



          

This $95 water bottle uses UV technology to self-clean and purify your drinking water

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Larq water bottle

  • Your hand isn't meant to fit the inside of your reusable water bottle. This makes it nearly impossible to properly clean the interior and get rid of bacteria and gunk.
  • The $95 Larq water bottle is a state-of-the-art reusable stainless steel bottle that uses UV-C LED technology to not only clean the inside of your bottle, but to also purifying any drinking water you fill it with.
  • I did the research and testing for you to find out how exactly this water bottle works. A $95 water bottle isn't cheap, but the innovative technology and long-term benefits justify the cost for me.
  • Larq rarely discounts its products, but this Black Friday is an exception: now through December 2 at 11:59 PST, get 10% off orders under $125 and 20% off orders over $125. Additionally, save an extra $5 using the promo code "BUZINBF".

We've all been through the hassle of contorting our hands into unnatural shapes just to clean the inside of our water bottles. It's nearly impossible to reach beyond the small mouthpiece and into the depths of the base or under the neck.

As a result, your water bottle is left half clean and susceptible to becoming a breeding ground for unwanted bacteria and viruses. These unwelcome microbes can end up being one of the causes for nasty smells coming from your bottle. 

If only there was a water bottle that was capable of self-cleaning and self-purifying your drinking water, so you didn't have to. Well, you're in luck.

The Larq water bottle ($95) keeps the inside of your water bottle clean (no more trying to fit your hand in a bottle that's clearly not big enough!) and purifies your drinking water in 60 seconds with UV-C technology — the same sanitizing technology used in hospitals. 

The technology behind the Larq bottle 

The Larq water bottle is a state-of-the-art bottle capable of cleaning itself and purifying the water that's inside it. It utilizes environmentally-friendly UV-C technology to purify up to 99.9999% of bacteria and 99.99% of viruses when it's set to its highest mode. The LED light is housed at the base of the bottle's cap.

Both the bottle and USB port (which I'll get to later) are waterproof, and the bottle itself is mercury-, BPA-, and phthalate-free. Additionally, the Larq water bottle doesn't have a filter, so you'll never have to replace any of the cleaning and purification parts — or at least for a very, very long time (after more than 100,000 uses).

To maximize the reach of the UV-C LED technology, the inside of the water bottle is made from 18/8 stainless steel which reflects the UV light and distributes it in all directions as it passes through the water. That means those places that were once hard to reach, like the base of the bottle and the corners of the neck, can finally get disinfected. 

Now that we've gotten pasted the innovative technology, the bottle is double-walled and vacuum sealed, so it's capable of keeping water cold for up to 24 hours and hot for up to 12. My water was the same temperature in the morning as it was when I filled it up before bed.

In terms of aesthetics, there are five colors, and I tried (and loved) the Seaside Mint. 

Larq water bottle

How it works 

You'll first need to charge the Larq before you can use its functions. I plugged the provided USB cord into the waterproof port, went to dinner, and by the time I came back, the bottle was fully charged. Then you'll need to unlock the bottle by holding down the button on the cap for five seconds. The indicator light should blink white, and when it stops, your water bottle is set up.  

From there, you can fill up your bottle from any water source. It's important to note that the Larq only purifies water but doesn't filter it, so any murky or sediment-rich water should be filtered out before to filling up your Larq bottle.  

Then, you can either press the button once for Normal Mode or twice for Adventure Mode. It's advised to use Adventure Mode if you're purifying water that comes from a non-man made source like rivers or you're unsure where the source of your drinking water is coming from. No matter which mode you're on, when you're purifying the water, the cap will light up blue. During this time, you should lightly shake the bottle to ensure the UV-C light reaches the entire interior, including the water.

After 60 seconds (in Normal Mode) or 3 minutes (in Adventure Mode) of UV exposure, the UV-C light will have neutralized up to 99.9999% of harmful and odor-causing bacteria. This works by breaking up bacterial DNA, so it becomes harmless organic material that's safe to drink — as in, both your water and bottle are clean.

The Larq bottle will automatically activate every two hours for a 10-second cycle to ensure bacteria never has a chance to grow; you'll see this via the indicator light on the top of the cap. And as a basic reference, if the light is on, wait for it to turn off before you remove the cap.

Although the UV technology covers the interior of the bottle, the mouth piece should be hand washed regularly. Bacteria and germs can get inside the bottle from our mouths touching its neck.

The Larq water bottle also features a Safety Mode which stops the accidental activation of the UV LED light when the cap isn't secured. Also, if you're traveling by plane, there is a Travel Mode that deactivates the automatic cleaning too. 

Specs

  • Measures 9.6 inches (243.7 mm) high by 2.7 inches (69 mm) wide
  • Weighs 13.5 oz (0.38kg) 
  • Holds 17 oz (500mL)
  • Constructed from BPA-free polished stainless steel (BPA free)
  • Rechargeable (Lithium Polymer) battery
  • Charging colors and indicators: 
    • Breathing green light: currently charging 
    • Steady green light:  fully charged
    • Breathing sky blue light: purifying and cleaning in Normal Mode
    • Pulsing blue light: purifying and cleaning in Adventure Mode
    • Pulsing orange light: Safety Mode (will flash when cap is activated outside of the bottle)
    • Steady yellow light: Low battery
    • Red/Purple light: Something is wrong; complete the Warrant Claims Form and a customer service rep will reach out

Larq water bottle

What are the benefits

When I first heard that one Larq bottle costs $95, I was a little taken aback. But then I began to assess all the benefits and capabilities this water bottle has, like reusability, ease of use, self-cleaning, self-purifying, temperature control, and a sleek look, and I felt a little better about dropping a Franklin on a water bottle.

Besides the obvious benefit of having a clean, smell-free bottle, and purified drinking water anywhere you go, this reusable aspect can make a positive impact on the environment. According to Forbes, it's estimated that over a million water bottles are bought every minute globally, and as little as 9% of plastics are actually recycled. The rest end up in landfills where it takes approximately 1,000 years to decompose. And without doing the math, think about how many times you've bought bottled water — there's also a longterm economical aspect to a reuseable water bottle. 

For the environmental and cost-saving benefits that the Larq water bottle offers, $95 is a small fee to pay personally. Plus, this is one unique, innovative piece of technology that I'll be using on the daily. 

 

Join the conversation about this story »


          

How to switch desktops on a Windows 10 computer and organize your activities on multiple virtual desktops

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Microsoft Surface 3 laptop

  • You can easily switch desktops on a Windows 10 computer to organize your activities by opening multiple virtual desktops. When you are on a particular desktop, Windows hides all of your other work. 
  • Windows 10 lets you see all of your open desktops or create a new one by clicking the Task View button in the taskbar. 
  • In the Task View, you can click the desktop you want to switch to, create a new one, or drag windows from one desktop to another. 
  • Visit Business Insider's homepage for more stories.

Windows 10 lets you create multiple desktops and switch between them with a couple of clicks. This way, you can work on several different projects at once without feeling cluttered or mixing windows and apps of unrelated activities. 

Not only can you switch among different desktops, but you can also easily move open windows from one desktop to the other. 

Check out the products mentioned in this article:

Windows 10 (From $134.99 at Best Buy)

Lenovo IdeaPad (From $299.99 at Best Buy)

How to switch desktops in Windows 10

1. Click the "Task View" button in the taskbar. You can also press the Windows key + "Tab" on your keyboard. 

How to switch desktops on Windows 10

2. Click the Task View button to see your desktops, open programs, and history of programs you've recently used.

3. At the top of the screen, you will see all your current virtual desktops. Hover your cursor over a desktop to see the programs and tabs currently open in that window. 

4. Click the desktop you want to switch to, or click "New Desktop" to open a new, blank virtual desktop. The virtual desktops appear at the top of the screen, above the history of programs you've used.

How to switch desktops on Windows 10

5. Below the desktops, you can see a history of all the programs and windows you have used. As you scroll down the list, you go further into the past. You can re-open a window just by clicking it.

6. Also, you can quickly switch between desktops without going into "Task View" by pressing "CTRL" + the Windows key + the right arrow key or "CTRL" + Windows key + left arrow key on your keyboard. 

How to move a window from one desktop to another in Windows 10

If you are using a window on one desktop but would like it to be in a different desktop, you can easily transfer it. 

1. Click the "Task View" icon in the taskbar. You can also press the Windows key + "Tab" on your keyboard. 

2. Hover your cursor over the desktop. When you see the window you want to move, click and drag the window to the other desktop and release it. You've now moved it between desktops. 

How to switch desktops on Windows 10

You can drag windows between desktops to re-organize which windows share a desktop.

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NOW WATCH: Apple just released iOS 13.2 with 60 new emoji and emoji variations. Here's how everyday people submit their own emoji.


          

How to change your Windows 10 login screen to display any image when your computer turns on

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Dell XPS 15 2019

  • You can change your Windows 10 login screen through your device's Settings app, and make it display any photo you like.
  • You can choose a photo, a set of photos for a slideshow, or let Windows pick a stock photo.  
  • To enable this feature, you must allow Windows to show the lock screen background picture on the sign-in screen.
  • Visit Business Insider's homepage for more stories.

The login screen is the first thing you see each time you start your Windows 10 computer, so you may want to customize it.

You can set it to show a picture from your photo library, a stock photo selected by Windows, or choose a set of photos to use as a slideshow.

There's only one caveat: In order to customize the Windows 10 login screen, you need to make it the same as the lock screen. You can't configure them separately. This means, however, that if you're looking to change the sign-in screen, you can just follow the same directions.

Check out the products mentioned in this article:

Windows 10 (From 134.99 at Best Buy)

Lenovo IdeaPad (From 299.99 at Best Buy)

How to change the Windows 10 login screen

1. Click the Start button and then click the Settings icon (which looks like a gear).

login 1

2. Click "Personalization."

3. On the left side of the Personalization window, click "Lock screen."

4. In the Background section, choose the kind of background you want to see. You can choose Windows Spotlight (Windows will choose a stock photo), Picture (you choose a photo from your photo library), or Slideshow (you choose a folder that contains the photos you want to see rotate through the login screen).

5. Turn on "Show lock screen background picture on the sign-in screen" by sliding its button to the right. 

login 2

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How to exit full-screen mode on your Windows 10 computer in 3 different ways

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Microsoft Surface 3 9

  • You can exit a full screen on your Windows 10 computer with the press of a button.
  • Full-screen mode allows you to examine a page in greater detail and without distractions.
  • Using the F11 key on your keyboard is one of the three ways you can toggle in and out of full-screen mode at any time. 
  • Visit Business Insider's homepage for more stories.

Whether you want to examine an app or website in greater detail or you simply want to eliminate distractions from other apps or programs on your computer, using full-screen mode can really come in handy. 

As the title implies, it makes the window or program you're on take up the full area of your screen so that nothing else takes up space — making photos, videos, or text appear bigger and clearer. 

When you want to exit full-screen mode, so that you can use your Windows computer as normal again for browsing the internet, reading emails, or opening multiple programs or files at once, toggling between full-screen mode and regular windows mode is quick and incredibly easy. 

If you're in full-screen mode on Windows 10 and want to get out of it, here are the ways you can do it. 

Check out the products mentioned in this article:

Lenovo IdeaPad 130 (From $299.99 at Best Buy)

Windows 10 (From $139.99 at Best Buy)

SEE ALSO: The best all-in-one PCs you can buy

How to exit full-screen mode on your Windows 10 computer using the F11 key

Press the F11 key on your computer's keyboard to exit full-screen mode. Note that pressing the key again will toggle you back to full-screen mode.



How to exit full-screen mode on your Windows 10 computer using the exit button

While in full-screen mode, swipe your mouse to the top of your screen until a small circle with an "X" appears in the top-left of your window. Click the "X" to exit full-screen mode.



How to exit full-screen mode on your Windows 10 computer using the escape key

In certain apps, pressing the "ESC" key on your keyboard can take you out of full-screen mode. 

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How to forget a Wi-Fi network on your Windows 10 device

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windows 10 computers

  • You might want to forget a network on Windows 10 if you've moved recently, travel often, or recently changed your Wi-Fi network. 
  • Windows 10 devices can create profiles of Wi-Fi networks you connect to and use them to reconnect to a Wi-Fi network easily, but you can forget a network easily as well. 
  • Visit Business Insider's homepage for more stories.

Whenever your Windows 10 device connects to a wireless network, the operating system will forge a profile of sorts, storing valuable information, such as your password. 

Storing Wi-Fi network passwords will make it easier for you to reconnect to a network the next you're looking to use it. However, if a wireless network updates their privacy settings, you will be unable to connect to the network using your previously-stored information.

Additionally, if a Wi-Fi network is renamed, or you move into a new area that comes with a new Wi-Fi network, you can disconnect your Windows 10 device from any older network you are no longer using. Here is how you can forget a network on Windows 10

Check out the products mentioned in this article:

Windows 10 (From $139.99 at Best Buy)

How to forget a network on Windows 10

1. Turn on your Windows 10 device.

2. On the right-hand corner of your screen click the "Network" icon. 

How to forget a network on Windows 10

3. Click "Network & Internet Settings." This will open a new page on your computer. 

4. Alternatively, you can also access this page by searching for "Network & Internet Settings" in the search bar on the lower left-hand corner of your screen, or by clicking on the "Windows" button, clicking "Settings," and then clicking "Network & Internet Settings." 

5. Click "Wi-Fi" on the left-hand side of the new page. 

How to forget a network on Windows 10

6. Once you're there, click on "Manage known networks," and then click on which network you want to remove from your Windows 10 device.

How to forget a network on Windows 10

7. Click "Forget" to remove the stored network.  

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How to temporarily turn off automatic updates in Windows 10, so your computer won't restart on its own

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Dell XPS 15 2019

Windows updates can be like dentist appointments for some people — you know they're important, but on the other hand, you're going to do everything to put them off, or get out of it altogether.

Turning automatic updates off means that your computer will only restart when you want it to — no more losing progress to a forced shut down. 

Note, however, that you normally can't turn off automatic updates forever. Using Windows' Settings app, you can only pause them for up to 35 days at a time.

Updates often close holes that have been discovered in your operating system's security, so you should still make sure you're updating when you can.

Check out the products mentioned in this article:

Windows 10 Home (From $139.99 at Best Buy)

Dell Inspiron 2-in-1 Touchscreen Laptop (From $799.99 at Best Buy)

How to temporarily turn off automatic updates in Windows 10

1. Press the Windows key on your keyboard. or click the icon at the bottom-left of your screen, and search "Updates." 

2. Select "Check for Updates."

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3. In the menu that opens, select "Advanced Options."

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4. At the bottom of this new page will be a section titled "Pause updates." In this section, open the drop-down menu and select the date you want to pause updates until. Windows won't try to update again until it reaches that date. You can push it back for a maximum of 35 days at one time.

You won't be able to push the date back further until Windows updates on that day, but this can give you some reprieve.

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Again, this method is only a temporary fix. It gives you a longer delay between updates, but Windows will update eventually.

There is a more permanent solution for disabling automatic updates. However, it requires having the Professional version of Windows 10, as well as editing the Registry — the database that controls some of your computer's most basic functions.

Because fiddling with the Registry can cause irreversible damage to your computer, and because Windows updates often come with critical security patches, it's highly recommended that you don't seek this solution out without extensive research beforehand.

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iTunes is still alive and well on Windows — here's how to download iTunes on your Windows device

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iTunes icon

If you have a large library of MP3s or other audio files, or you're interested in listening to Apple Music or podcasts via the iTunes store on your Windows computer, you'll need to download iTunes

The music app has been around since 2003. While many consumers have a love-hate relationship with the app (and though Apple has discontinued the program on macOS Catalina in favor of separate apps for Music, Podcasts, and TV), it's still one of the best out there for PC-based audiophiles. 

If you don't have iTunes yet but think it might come in handy, you'll need to download it on your computer. Thankfully, doing so is easy, and while the program is somewhat bulky and will take several minutes to download, it's a straightforward process and you should be up and running relatively quickly. 

Here's how to download iTunes on your Windows PC

Check out the products mentioned in this article:

Lenovo IdeaPad 130 (From $299.99 at Best Buy)

How to download iTunes on your Windows computer

1. Visit the iTunes website. The site will automatically determine that you're using a Windows computer and will offer you a download for your system.

2. Under the "iTunes for Windows" header, click on "Get it from Microsoft" to be redirected to the Microsoft website. 

How to download iTunes on Windows

3. Click "Get," then click "Open Microsoft Store" from the pop-up prompt. 

How to download iTunes on Windows

4. In the Microsoft Store, click "Install" and iTunes will begin downloading. When finished, follow the on-screen prompts to install and begin using the app. 

Note that you can bypass steps one through three above by opening the Microsoft Store from your computer directly via the Start Menu and searching for "iTunes" via the store's search box in the upper-right hand corner of the screen. 

How to download iTunes on Windows

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The new MacBook Pro is the best work laptop Apple has ever made, but it still falls behind Windows rivals in two key areas (AAPL)

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Macbook Pro Apple Laptop

  • Apple's new MacBook Pro has a larger 16-inch screen and an improved keyboard, making it a compelling choice for Apple fans looking for a powerful work computer.
  • The keyboard in particular represents a much-needed upgrade; Apple has ditched the butterfly mechanism keyboard in favor of a design inspired by its popular Magic keyboard.
  • But, as has been the case with Apple's laptops in the past, the MacBook Pro is expensive compared to its Windows rivals. It also doesn't offer the option for a touch screen as many Windows devices of the same price typically do.
  • Visit Business Insider's homepage for more stories.

Apple fans in need of a new laptop for getting serious work done have two reasons to rejoice. That's because Apple's new MacBook Pro, which starts at $2,400 and just launched on November 13, brings two important changes that make it a significantly better work machine: a much improved keyboard and a roomier display. 

After much criticism, Apple ditched the troublesome butterfly switch mechanism that's been present on its laptops since 2015 with the launch of its new MacBook Pro — the largest laptop Apple has built since it launched the now-discontinued 17-inch MacBook Pro in 2011.

The decision to implement a scissor-switch design in the new MacBook Pro's keyboard instead of the butterfly switch comes after customers and critics alike reported issues with the keyboard. Some said that keys would respond twice when only tapped once, others said that keys simply wouldn't respond at all. Apple has since launched a service program that allows customers with affected keyboards to get their laptop repaired for free. But the 16-inch MacBook Pro represents the company's first major shift away from the butterfly keyboard since it launched around four years ago. 

The new MacBook Pro's larger display also makes it a more practical device for those who prioritize productivity but don't have the space for a desktop computer. By reducing the size of the bezels that frame the laptop's screen, Apple has enlarged the display without actually making the computer all that much bigger than its 15-inch predecessor. 

Otherwise, the MacBook Pro brings all the advantages — and disadvantages — you'd normally expect from a MacBook Pro. That's to say it offers fast performance, a high-resolution screen, a sleek design that never seems to overheat, and boisterous audio. Now that the butterfly keyboard has been replaced with a new one inspired by the company's popular Magic keyboard, I can add a high-quality typing experience to that list as well.

But it also retains two of the complaints I've had about Apple laptops in years past: it's expensive and doesn't offer as much flexibility as competing Windows machines. While most high-end Windows laptops of the same price have  the option to configure it with a touch screen, Apple has never offered this choice. Instead, it has stuck with the Touch Bar, a touch-sensitive strip that sits above the keyboard and offers some shortcuts and buttons for adjusting settings. 

Some Windows machines also offer more variety when it comes to ports as well. Laptops from Dell and Asus, for example, have connections for HDMI, older USB slots, and SD card slots, whereas the new MacBook Pro only has four Thunderbolt USB C ports and a headphone jack. That may not matter to the average user, but the professional-grade audience that Apple is catering to with the MacBook Pro might appreciate those other input and output options.

And while the MacBook Pro's large screen is plenty bright, sharp, and crisp, OLED screens are becoming increasingly common on today's premium laptops. That too could give shoppers who aren't partial to Apple's ecosystem reason to look elsewhere, especially if binging Netflix is one of the main reasons you want that bigger screen.

Here's a closer look at what it's been like to try Apple's new 16-inch MacBook Pro. 

SEE ALSO: A time-management expert says there's one important downside to the four-day workweek, even if it does make you more productive

The keyboard has gotten a massive, much-needed upgrade.

The new MacBook Pro's keyboard feels like a dream to type on compared to the butterfly keyboard found on previous generations of Apple's laptops. The key travel is noticeably better, which makes pecking away at the keyboard during the work day feel all the more satisfying. It's exactly what typing on a pricey laptop like the MacBook Pro should feel like. 

Luckily, the butterfly keyboard on my work-issued MacBook Pro never fell victim to the mishaps experienced by other users. It's still perfectly functional, but that doesn't mean I necessarily enjoy typing on it.

The butterfly keyboard feels flat and lacks depth in comparison to Apple's new Magic keyboard, making it much less comfortable to type on. Even for those using a laptop with a butterfly keyboard that's performing exactly as it should, the new Magic-inspired keyboard will still feel like an upgrade.

The touchpad on Apple's MacBook Pro is also very spacious and responsive, just like the one found on previous models, which makes it a joy to use. 

Keyboard and touchpad quality may not be your highest priority when shopping for a new laptop. But considering they both have a lot of influence over how enjoyable it is to use your laptop, it's an important characteristic to consider. 



The display is sharp and crisp, and the larger size makes it much easier to get work done. But I found the Dell XPS 15's OLED screen to be more compelling for watching video than the MacBook Pro's.

The MacBook Pro is designed for getting serious work done, and its larger display makes it even easier to do just that. But beyond simply fitting more content on the screen, the MacBook Pro's bigger display gives Apple's laptop a much more modern look that echoes the design changes it's made to the iPhone and iPad in recent years.

It's a small but necessary improvement for Apple if it wants the MacBook Pro's design to remain competitive with rivals like Dell's XPS lineup, which have boasted nearly borderless screens for years. The bezels on the new MacBook Pro still aren't quite as slim as those on Dell's XPS 15, but it's certainly an upgrade.

When it comes to quality, the 16-inch MacBook Pro's display won't disappoint. The MacBook Pro now features display with a slightly higher resolution of 3072 by 1920 pixels (226 pixels per inch) compared to its 15-inch predecessor, which has a 2880 by 1800 resolution screen (220 pixels per inch). I've been using the new MacBook Pro mostly for working and watching video on Netflix and YouTube, and I found that colors always look vibrant and crisp.

I also generally prefer reading and working on the MacBook Pro since it has Apple's True Tone technology, which adjusts color to match the ambient light of your surroundings. As a result, the MacBook Pro's display generally looks warmer and less blue than Windows alternatives.

That being said, as OLED screens become increasingly common on laptops, it could be more challenging for the MacBook Pro's display to shine against competitors. When I watched Netflix's "Stranger Things" on both the LED backlit MacBook Pro's display and the 4K OLED display on a similarly configured Dell XPS 15, the difference was surely noticeable. Colors looked bolder and more lively on Dell's screen, and the contrast was much more apparent.  



The MacBook Pro's performance is great, which isn't much of a surprise.

The new MacBook Pro seemed more than capable of handling heavy workloads. The configuration I'm testing is one of the higher-end models priced at $3,899, which comes with a 2.4GHz eight-core Intel Core i9 processor with 32GB of RAM memory and AMD Radeon Pro 5500M graphics. 

When I ran Maxon's Cinebench R20 test on it, a benchmark that evaluates the rendering performance of a computer's central processing unit, the Pro scored a bit higher than a similarly configured Dell XPS 15.

That performance translated to everyday use too. Whether I was getting work done with more than 20 tabs open in a browser while running apps in the background, or playing a game like "Tomb Raider" at its highest supported resolution, the Pro never seemed sluggish. The whirring fans, however, did get a bit loud when running "Tomb Raider," but wasn't noticeable otherwise while I was working. 

If you frequently work outside of a traditional office setting or while traveling, you can expect to get several hours worth of work done on the MacBook Pro before you start scrambling for an outlet. The MacBook Pro lasted for around five-and-a-half hours when I used it for a regular day of work. That normally includes web browsing and using chat applications like Slack.

But battery life will always vary depending on the apps and programs you're running and the system settings. When I tweaked a few settings, such as keeping the display brightness set at 75%, turning off the keyboard backlight, shutting off True Tone, and disabling dark mode, I found that I was able to get closer to six-and-a-half hours out of the MacBook Pro. 



What did shock me, however, was how great the MacBook Pro's speakers were.

The new 16-inch MacBook Pro's speakers put the audio on other laptops I've been using to shame. The MacBook Pro, which has a new six-speaker sound system compared to the 15-inch Pro's four speakers, offers boisterous, clean audio with rich depth. It made the Dell XPS 15 sound hollow and shallow in comparison. 

I don't usually listen to music, videos, or podcasts on my laptop without headphones. But the MacBook Pro makes me want to. And with the new MacBook Pro's large size, I could easily see it becoming a fixture at my desk at home that I use for playing music or asking Siri requests, serving a similar purpose as an Echo Dot. 



Overall, the new MacBook Pro is the best Apple laptop you can buy for getting work done. But it's still notably expensive compared to Windows alternatives.

With its revamped keyboard, larger, crisp screen, and fast performance, the new MacBook Pro is probably the best work laptop Apple has made so far. After using it in place of my 13-inch MacBook Pro from 2017, I'm finding it difficult to go back — especially considering the new Pro's keyboard has been so drastically improved.

If you're a devoted Apple user that isn't open to switching to Windows and wants a large, powerful laptop with a reliable keyboard, the new MacBook Pro is probably worth splurging on. Given its roomy display and high-quality audio, I can imagine it being a particularly compelling choice for those editing video, music, or photos. 

But if you're not partial to Apple, there are Windows-based options that will get you more for your money, particularly when it comes to the display. A configuration of Dell's XPS 15 that's priced the same as Apple's entry-level 16-inch MacBook Pro comes with a more powerful processor (eight-core Intel Core i9 versus the Pro's six-core Intel Core i7), more storage space (1TB compared to the MacBook Pro's 512GB SSD), and a 4K OLED screen. 

But the new 16-inch MacBook Pro does make Apple's high-end laptop a better value for the price. Apple's older 15-inch model was available for the same $2,400 base price, but included a smaller screen, a less-capable speaker system, and the less-comfortable butterfly keyboard. 




          

How to change your background on a Windows 10 device using your settings or a shortcut

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Windows 10

  • You can change your background on Windows 10 in two different ways. 
  • If you already have your new background image saved on your computer, simply right-click on it and choose to set it as your desktop background. 
  • You can also navigate through your settings to change your background and customize it as you wish. 
  • Visit Business Insider's homepage for more stories.

Windows 10 is an extremely popular operating system, and while the default Windows 10 blue background is alluring in its own right, it can also be considered quite bland.

Fortunately, you have the option to customize the Windows 10 background as you see fit.

Here's how to do it. 

Check out the products mentioned in this article:

Windows 10 Home (From $139.99 at Best Buy)

How to change your background on Windows 10 

1. Click the Windows button on the bottom right corner of your screen (alternatively, you can hit the Windows button on your keyboard). 

2. Click "Settings" then click on "Personalization."

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3. Then head to "Background" and choose your new background by clicking "Browse" to browse the images on your PC. 

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4. Choose the photo you want for your new background and it should go live. 

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How to change your background on Windows 10 with a shortcut

1. If you already know what you want to change your background to, locate the image file on your computer (likely saved in one of your folders or on your desktop). 

2. Right-click the photo and click "Set as desktop background."

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How to test your microphone on a Windows 10 computer, and make sure your PC is using the right input

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Microsoft Surface 3 laptop

You're in a Skype call, and you get told you can't be heard — or if you are coming through, it sounds like you're using a tin can on a string. It's something that happens to even professional streamers. 

It could be that you've got a good quality headset plugged in, but for some reason your Windows laptop's trying to record using its awful built-in microphone. Or it could be something a bit trickier to deal with.

Here's how you figure it out.

Check out the products mentioned in this article:

Windows 10 (From $139.99 at Best Buy)

Microsoft Surface Pro X (From $999 at Best Buy)

How to test your microphone in Windows 10

1. At the bottom-right of the screen, in your taskbar, find the tiny icon that looks like a speaker. You might need to click on the icon that looks like an up arrow, which will show you icons that have been hidden from your taskbar.

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2. Right-click the speaker icon and select "Open Sound Settings."

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3. Scroll down to "Input." Windows will show you which microphone is currently your default — in other words, which one it's using right now — and a blue bar showing your volume levels. Try talking into your microphone. If the blue bar jumps around as you raise and lower your voice, that means it's working correctly.

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4. If your computer is using the wrong microphone, you can change it by clicking on the drop-down menu and selecting a new option — make sure the right microphone is plugged in correctly, or it won't appear.

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However, this method will only let you know if Windows is detecting your microphone — it won't tell you how you actually sound.

If you want to know exactly how your microphone sounds, Audacity is a free audio recording program that will allow you to hear yourself. All you need to do is download it, select your microphone in the menu at the top of the program, and hit record.

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How to turn off notifications on Windows 10 for individual programs, or all at once

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Dell XPS 15 2019

  • You can turn off notifications on a Windows 10 computer if you start finding them more annoying than helpful.
  • Windows notifications are the small pop-ups that alert you at the bottom-right of your screen when certain changes are made, or a program wants your attention.
  • You can turn off Windows notifications in two ways, both of which involve going through your "Notifications and actions settings" menu.
  • Visit Business Insider's homepage for more stories.

If you've been using Windows 10 for long enough, you're probably used to being swarmed by notifications. It seems like every program has something to tell you. 

And perhaps you'd like to avoid seeing another notification about plugging or unplugging a USB.

Salvation from one of Windows' consistent annoyances is at hand. 

Here's how to turn off notifications in Windows 10 — either from all your applications at once, or only from certain programs.

Check out the products mentioned in this article:

Windows 10 (From $139.99 at Best Buy)

Lenovo IdeaPad 130 (From $299.99 at Best Buy)

How to turn off notifications on Windows 10

1. Open the Start menu by pressing the Windows key, or by clicking the Windows icon at the bottom-left of the screen. 

2. Search "Notifications" and select "Notifications and actions settings" in the search results.

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3. A new menu will open. Near the top of this menu, there should be a toggle switch labeled, "Get notifications from apps and other senders." Switch it to "Off." This will turn off all notifications.

4. Two checkboxes remain: "Show me the Windows welcome experience..." and "Get tips and tricks..." These are like tutorials — if you're already familiar with how Windows 10 works, it's recommended that you uncheck these boxes as well.

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5. Alternatively, if you scroll down, you can turn off notifications on an individual application-by-application basis. If you turned all notifications off already, these switches will be greyed out.

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How to download Steam on your PC or Mac, and gain access to the internet's largest collection of games

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Steam Valve logo website

In 2003, the Washington-based game studio Valve launched Steam, a digital distribution service dedicated to providing updates for their own in-house titles. Since then, Steam has become the premier platform for the PC — and, to a lesser degree, Mac — gaming community. 

With a slew of first-party and third-party titles available, Steam is one of the most popular ways for gamers to experience their favorite games. Additionally, much of Steam's success comes from the fact that the platform often offers various sales on old and new titles, allowing users to purchase their favorite games at a discounted rate. 

Steam itself is free to use, and free to download. Here's how to get Steam, and start finding your own favorite games.

Check out the products mentioned in this article:

Steam Gift Card (From $20 at Best Buy)

Lenovo IdeaPad 130 (From $299.99 at Best Buy)

MacBook Pro (From $1,299.99 at Best Buy)

How to download and install Steam on PC and Mac

1. Open a web browser and go to https://store.steampowered.com.

2. In the top-right corner of the screen, click the green button that says "Install Steam." 

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3. After you click "Install Steam," you'll be taken to a new page, where you can download Steam. Click "Install Steam" and a file named "SteamSetup.exe" or "steam.dmg" (depending on whether you're using a PC or Mac, respectively) will begin downloading. 

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4. Once the file finishes downloading, click on the file and it will launch the Steam Setup app. Hit "Next," and choose the language you want Steam to use. 

5. Choose a location you want Steam's files to be located. 

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6. Once the application has been installed on your computer, click "Finish." 

After the initial setup has been completed, you're ready to use Steam. It should launch automatically once you exit setup, but if it doesn't, just search "Steam" on your computer and open the first result.

You can now purchase games to play on your computer, gift games to friends, and join new groups and get involved with the Steam community. 

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best all-in-one PCs you can buy

Join the conversation about this story »

NOW WATCH: Apple just released iOS 13.2 with 60 new emoji and emoji variations. Here's how everyday people submit their own emoji.


          

Basta: Der Zugang zu einer .gov-Domain ist leichter als gedacht.

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Nicht-Regierungs-Organisation: Eigentlich sollen .gov-Domains den Nutzern signalisieren, dass die Website einer offiziellen Stelle gehört. Wie der Sicherheitsexperte Brian Krebs berichtet, scheinen die Sicherheitsprüfungen dafür aber nicht so gut zu sein. Einer Person sei es gelungen, eine .gov-Domain zu erhalten, indem er öffentlich einsehbare Informationen nutze und sich als Bürgermeister einer Kleinstadt ausgab. krebsonsecurity.com via businessinsider.com

Nicht-Regierungs-Organisation: Eigentlich sollen .gov-Domains den Nutzern signalisieren, dass die Website einer offiziellen Stelle gehört. Wie der Sicherheitsexperte Brian Krebs berichtet, scheinen die Sicherheitsprüfungen dafür aber nicht so gut zu sein. Einer Person sei es gelungen, eine .gov-Domain zu erhalten, indem er öffentlich einsehbare Informationen nutze und sich als Bürgermeister einer Kleinstadt ausgab.
krebsonsecurity.com via businessinsider.com


          

Out of necessity, DTC brands are rewriting the Black Friday rulebook

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Direct-to-consumer brands, with their limited ranges and online conception, once had an ambivalent approach to Black Friday. But as customers demand more, many of these online brands are adopting and evolving the retail frenzy into something more than just discounting.

Ad spend has always hit highs the weeks surrounding Thanksgiving, as retailers look to shout the loudest about their Black Friday promotions. Video cost per impression jumps 23% during the holiday season, according to Adobe, while spend on US TV commercials during the first two weeks of November increased by 5% year-on-year, according to MediaRadar.

But 2019 could go down as the year Black Friday advertising truly came to Instagram. Despite modest support of Tim Armstrong's dedicated 'DTC Friday', a scroll through this morning’s (29 November) feed unearthed Black Friday ads from online challenger brands such as Sheertex, Alo, Dear Frances, True&Co, AllModern, Purple, Pelacase and countless others.

It’s not surprising. DTC brands – many of which use the platform as a performance marketing channel – increased digital ad spend by 22% between Q3 2018 and Q4 2019, while more and more are partaking in Black Friday promotions.

Tom Williams, head of e-commerce at Maginus, believes the first waves of brands born online have started to take advantage of their market position when it comes to competing for shopper spend on Black Friday.

“With shop prices falling due to heavy discounting for the sixth month in a row, [traditional retailers] need to strike the delicate balance between attracting customers with reduced prices on Black Friday and maintaining a healthy profit margin,” he explained. “However, during this period, DTC brands may actually have a slight advantage because they will have greater visibility throughout the whole process – from manufacturing and logistics through to marketing and retail.

“Brands that sell DTC also have the advantage of utilizing additional data insights to provide super-personalized offers and incentives to customers, as this information isn’t held by a third-party. By creating clear differentiation, such as excellent customer service, they can survive the promotional period without putting too much of a dent in their profit margins.”

Not all of the big DTC names are acknowledging Black Friday. Shaving brand Billie, luggage designer Away and online styling service Stich Fix are all operating business as usual. But others, including Glossier, Casper and Bombas have lent into the trend, enticing new and old customers with limited sale prices and across-the-board discounts.

For Daniel Romano, the chief executive of performance marketing agency Good Moose, a DTC brand's decision to embrace Black Friday is one borne out of necessity.

“One thing that has stood out this year – way more than in any other years – is in the 10 days prior to [Thanksgiving], our clients’ conversion rates dropped across the board, some by up to 50%,” he said. “People aren’t buying at all before [Black Friday] because they’re waiting for a promotion at this time of year.

“Almost 10 days of losing conversation rates is a lot so ... if you don’t do it, not only have you lost the last 10 days of the month, but four to five days of the holiday season, too."

Romano has seen two approaches to this: embrace the short-term and give customers a knocked-down price, or be more creative in what you offer in the run-up to the holidays.

 

The former is a tricky option for brands that pride themselves in pricing transparency, as well as those that are building up a status as a luxury label. So, to avoid this problem, a number of DTCs, such as Maison Miru, are offering certain discounts and deals around the holiday shopping period without inelegantly stamping ‘Black Friday’ or ‘Sale’ across their advertising.

“Generally, [these] promotions center on price discounts, deals off a minimum spend to encourage higher basket rings, or free goods with purchase,” said Rachel Dalton, a director at Kantar.

“The deals tend to be more modest in nature, as compared to those from major brands at big box retailers.”

Meanwhile DTC health drinks brand Dirty Lemon has chosen today to launch its limited Platinum VIP offering, which will send members unlimited cases of its ‘elixirs’ for $100 a month or $5,000 for a lifetime, without making mention of Black Friday.

“It’s not traditional, especially when this is a time when shoppers are looking for deals, but we wanted to reward people who want the benefits of our products over time,” said Zak Normandin, founder and chief executive of the brand’s parent company, Iris Nova, in an interview with Glossy.

Others are openly embracing the discounting tradition while adding a layer of exclusivity to their discounts in order to protect their brands. Mejuri, Quip and Otherland are all marketing their Black Friday deals as ‘our only sale’; the latter’s landing page features a beautiful pocket watch as an antidote to the gaudy ‘Hurry! Ends soon!’ trope.

"This will be our first – and only – sale of the year, and we hope to learn how this changes our customers' behavior," said Abigail Cook Stone, co-founder and chief executive of Otherland, and Erica Amatori, its director of marketing, in a joint statement

"First and foremost, we would like to measure and learn customer behavior: how much will average order value increase during a sale period? How many new customers can we pull in from a sale versus a non sale period? What's the conversion rate difference between non sale and sale period? What percentage of people will be buying gifts versus for themselves during this period of time?"

 

But a growing number of brands are offering something completely different to stand out from the discounting hullaballoo. For instance, Allbirds, which ‘doesn’t believe in discounts’, has dropped three limited edition patterns of its Tree Runner shoe today and plans to drop three more special buys on Monday.

But on the other side of the Atlantic the brand is using Black Friday to make more of a statement. For one day it has removed all product from its London store and is encouraging shoppers to attend workshops about the brand’s approach to sustainability and conscious consumerism instead of buying its products.

Sandeep Verma, Allbirds’ managing director for Europe, told Drapers: “Hopefully [consumers will] go home asking questions about how their footwear is made, about the brands they’re buying and what they’re doing for the environment.

“We’re being a bit more considered on the busiest day of them all, when there will be big red ‘sales’ signs on lots of the stores in Covent Garden.”

Similarly, DTC clothing shop Everlane is dedicating the biggest shopping day of the year to draw attention to polluting ocean plastic. The company is donating $10 per Black Friday Sale purchase to the environmental charity Oceana in its Black Friday Fund, which aims to raise $300,000.

According to data from Shopify Plus, 42% of UK consumers plan to prioritize their holiday shopping at stores that are socially responsible. It’s therefore likely the retail landscape will see more purpose-led campaigning – not discounting – on Black Friday in the future, as environmental consciousness grows.


          

Here's everything we know about the patient search tool Google is building for doctors — and the internal documents that reveal what it's like to use in its early days

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Dr. David Feinberg

Google has big plans to do for medical records what the search-engine giant did for practically every other kind of information.

The company is working on a search tool for patients' medical records, part of the work going on with Google's health unit. The unit pulls together the health projects from across Google, and in 2018 hired top doctor Dr. David Feinberg to lead the team. 

The work came to light when the Wall Street Journal revealed that Google Health is quietly working with the second-largest health system in the US. The news drew scrutiny about how much private health information the tech giant had access to and how it might use it.

The health system, Ascension, is transferring the personal and medical information of 50 million patients onto Google's cloud network. In return, Google gains access to the data, Business Insider reported. Google has said "a limited number" of Google employees have access to full patient data as part of the deal, and both firms have said the arrangement complies with US privacy laws.

At the core of the work between Google and Ascension is a patient search tool, one that the Google Health team, led by Feinberg has been working on.

Before Google, Feinberg had been at Geisinger, a health system in Pennsylvania, since 2015. Prior to that, he served as CEO of UCLA's health system.

Feinberg's team is responsible for coordinating health initiatives across Google, ranging from the company's search engine and map products, to its Android smartphone operating system, to more futuristic offerings in areas like artificial intelligence.

We got more details of the work going on with patient sesarch in documents obtained by Business Insider as part of the work Google's doing with Ascension

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According to a user guide for testers of the tool that was obtained by Business Insider, users can type in patient names to find matches, get an overview of a patient's information, view notes and lab reports, and get a view of patient results over time. The information in the user guide does not contain Ascension patient information, the document noted.

Here's what it looks like:

Patient search redact

"What we thought we could accomplish is take the functionality that we know from organizing information and put it on top of your record," Feinberg said in a video released after news broke of the work Google was doing with Ascension.

For instance, if the doctor's curious if the patient had an MRI or if they've had a particular response to a medication, with Google's help they might be able to find it more conveniently.

"We will pull up all of that information from your record so that your doctor can spend more time with you, looking at you instead of looking in the computer," Feinberg said. 

The search gives users the ability to search through patients within a health system — in this case Ascension — pulling up an overview of their health record with the ability to get a closer look at vitals or labs. Record redact

Much like Google Search, the forms are meant to correct for what medical providers are searching for. 

Search_feature redact 2

The reports can also provide a view of a patient's lab results over time.

lab_results_over_time redact

In a video posted on November 19, Dr. Alvin Rajkomar, a Google product manager and practicing physician, ran through a demonstration of the program. 

In it, he highlighted the ability to make typos, see multiple charts for a patient drawing from multiple medical records, embed links to images like X-rays into notes, and find information in scanned documents through a finder tool. 

Screen Shot 2019 11 25 at 12.19.45 PM

"The technology is mindblowing," Feinberg said in a November video. "But if we don't have the trust of the doctor, the nurse, the mom, the dad, the elderly person, the patient, it doesn't matter how good the technology is we're not going to mess with this. We're going to do it the absolute best way possible. We're going to treat it with the respect that it deserves."

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NOW WATCH: What's really going on inside an insect-munching venus flytrap


          

Twitter CEO Jack Dorsey says he's moving to Africa - Business Insider

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Twitter CEO Jack Dorsey says he's moving to Africa  Business Insider
          

Boris Johnson said UK's poorest communities are made-up of 'chavs,' 'burglars,' 'drug addicts,' and 'losers'

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https://www.businessinsider.com/boris-johnson-said-britain-poorest-chavs-losers-criminals-addicts-burglars-2019-11 Bit of a c*nt, isn't he?
          

Why Your Negotiations Are Doomed (And How to Rescue Them)

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Negotiators, even professional ones, make surprisingly many wrong decisions that doom negotiations that should have succeeded. Many of these mistakes relate to overestimating how well they can read the feelings and thoughts of other parties in the negotiation, as well as the extent to which the other party can read their feelings and thoughts.

For instance, research shows that negotiators who sought to conceal their desires did a better job than they thought they did. In turn, those who tried to convey information to those they negotiated with about their preferences overestimated their abilities to communicate such knowledge. Other scholarship shows that negotiators with less power are more prone to such mistakes than those with more power.

Scholars call this erroneous mental pattern the illusion of transparency, referring to us overestimating the extent to which others understand us and how well we grasp others. This mental blindspot is one of many dangerous judgment errors — what scholars in cognitive neuroscience and behavioural economics call cognitive biases — that we make due to how our brains are wired. We make these mistakes not only in work but also in other life areas, for example in our shopping decisions.

Fortunately, recent research in these fields shows how you can use pragmatic strategies to address these dangerous judgment errors, whether in your professional life, your relationships, your financial choices, or other life areas.

You need to evaluate where cognitive biases are hurting you and others in your team and organization. Then, you can use structured decision-making methods to make “good enough” daily decisions quickly; more thorough ones for moderately important choices; and an in-depth one for truly major decisions.

Such techniques will also help you implement your decisions well, and formulate truly effective long-term strategic plans. In addition, you can develop mental habits and skills to notice cognitive biases and prevent yourself from slipping into them.

I observed a clear instance of illusion of transparency when an electric company brought me in as a consultant to mediate in failing contract negotiations between the management and the union. Both sides believed the other party to be unwilling to negotiate in good faith, asking too much and giving too little. The union demanded substantial wage hikes, strong job protection, and better retirement benefits, and the management pushed back strongly on each request.

Quickly, I noticed that the illusion of transparency gravely inhibited progress. My private conversations with representatives from both sides showed that all felt they communicated their positions effectively, both the areas where they wanted to stand firm and where they felt willing to compromise. Yet these same conversations showed many areas of agreement and flexibility that neither side recognized.

Why didn’t both sides explicitly outline their positions thoroughly and clearly, so that the other side understood exactly where they stood? Because they were afraid that the other party would take advantage of them if they explicitly stated their true positions, including the minimum they’d be willing to accept.

So both sides tried to convey what was most important to them by arguing more strongly for certain points and less strongly for others. They believed that the other side would “get the hint.” Unfortunately, neither side “got the hint” of the true priorities of the other side.

What I asked each side to do was use the decision-making strategy of weighing their priorities. After deploying this strategy, the union negotiators assigned first priority to increased job protection, second to better retirement benefits, and third to a large wage increase. The management negotiators used the same strategy and assigned first priority to no wage increase, second to decreased retirement benefits, and last to weaker job protection.

By clarifying these priorities, the parties were able to find room for negotiation. The final contract included much-strengthened job protection, a moderate boost to retirement, and a small wage hike at just below inflation.

The management appreciated the outcome since it didn’t have to spend as much money on labour; the union membership liked the peace of mind that came with job protection, even if they didn’t get the wage hike they would have liked.

In any negotiation situation, remember that you’re very likely to be overestimating the extent to which you explained your position to the other party and how well you understand the other party’s perspective. The other party is most likely making the same mistakes regarding you.

An easy way to address these problems is to use the decision-making strategy of weighing your priorities and having the other party do the same. Then, trade off your lowest priorities against their highest ones and vice versa. You can come to a win-win agreement where both parties realized the biggest gains and experience the least losses.

 

Key Takeaway

 

We intuitively overestimate how well others read us and how well we read others, a dangerous judgment error called the illusion of transparency. This mental blindspot leads to disastrous results in negotiations and communications. Click To Tweet

 

Questions to Consider (please share your thoughts in the comments section)

 

  • How might the illusion of transparency have tripped up your personal or your organization’s negotiations in the past? Where might it trip them up in the future?
  • What value can you and your organization gain, in negotiations and other areas, from solving the illusion of transparency?
  • Which next steps might prove most effective for helping yourself and your organization address the illusion of transparency?

 

Image credit: Pxhere/Rawpixel

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Bio: Dr. Gleb Tsipursky is on a mission to protect leaders from dangerous judgment errors known as cognitive biases. His expertise and passion is using pragmatic business experience and cutting-edge behavioral economics and cognitive neuroscience to develop the most effective and profitable decision-making strategies. A best-selling author, he wrote Never Go With Your Gut: How Pioneering Leaders Make the Best Decisions and Avoid Business Disasters (2019), The Truth Seeker’s Handbook: A Science-Based Guide (2017), and The Blindspots Between Us: How to Overcome Unconscious Cognitive Bias and Build Better Relationships (2020). Dr. Tsipursky’s cutting-edge thought leadership was featured in over 400 articles and 350 interviews in Fast Company, CBS News, Time, Business Insider, Government Executive, The Chronicle of Philanthropy, Inc. Magazine, and elsewhere.

His expertise comes from over 20 years of consulting, coaching, and speaking and training experience as the CEO of Disaster Avoidance Experts. Its hundreds of clients, mid-size and large companies and nonprofits, span North America, Europe, and Australia, and include Aflac, IBM, Honda, Wells Fargo, and the World Wildlife Fund. His expertise also stems from his research background as a behavioral economist and cognitive neuroscientist with over 15 years in academia, including 7 years as a professor at the Ohio State University. He published dozens of peer-reviewed articles in academic journals such as Behavior and Social Issues and Journal of Social and Political Psychology.

He lives in Columbus, OH, and to avoid disaster in his personal life makes sure to spend ample time with his wife. Contact him at Gleb[at]DisasterAvoidanceExperts[dot]com, follow him on Twitter @gleb_tsipursky, Instagram @dr_gleb_tsipursky, Facebook, YouTube, RSS, and LinkedIn. Most importantly, help yourself avoid disasters and maximize success, and get a free copy of the Assessment on Dangerous Judgment Errors in the Workplace, by signing up for his free Wise Decision Maker Course.

 

Originally published at https://disasteravoidanceexperts.com on November 15, 2019.


          

China suspends review of US requests to send military ships and aircraft to Hong Kong in response to Hong Kong human rights bill

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Hong Kong China flags

  • China's Foreign Ministry on Monday said the country is suspending its review of requests made by US military ships and aircraft to visit Hong Kong, state media reported.
  • China also sanctioned New York-based NGO Human Rights Watch, according to Reuters.
  • The move was made in response to legislation passed by President Donald Trump supporting human rights in Hong Kong.
  • Foreign Ministry Spokesperson Geng Shuang said on Friday that China would "take strong counter-measures" in response to the bill's signing. 
  • Visit Business Insider's homepage for more stories.

China's Foreign Ministry on Monday said the country is suspending its review of requests made by US military ships and aircraft to visit Hong Kong, state media reported.

According to Reuters, China also sanctioned New York-based NGO Human Rights Watch "for supporting extremist, violent activities in Hong Kong." 

Foreign Ministry Spokesperson Geng Shuang said on Friday that China would "take strong counter-measures" in response to the bill's signing. 

The move was made in response to legislation passed by President Donald Trump supporting human rights in Hong Kong.

The Hong Kong Human Rights and Democracy Act, which was introduced in May by Republican Sen. Marco Rubio of Florida, requires the State Department to ensure that Hong Kong's "one country, two systems" agreement with China is upheld each year for the US government to continue to afford Hong Kong with a special trade status.

It would also consider sanctions against people involved in human rights abuses against Hong Kong citizens and would ensure visa protections for Hong Kong protesters in the US.

The president also signed a bill introduced by Sen. Jeff Merkley of Oregon that prohibits US exports of specified police equipment to Hong Kong.

Trump's reluctant signage of the bills comes after both the House and the Senate passed two versions of the Hong Kong human rights bill last month with overwhelming support.

A source close to Trump's negotiating team told Axios on Sunday that Trump's signing of the bill "stalled" trade deal talks with China. The source added that the US and China may not sign a "phase-one" trade deal until the "year-end at the earliest."

SEE ALSO: Trump's signing of a Hong Kong human rights bill reportedly slashed efforts towards a China trade deal

Join the conversation about this story »

NOW WATCH: A podiatrist explains heel spurs, the medical condition Trump said earned him a medical deferment from Vietnam


          

10 things in tech you need to know today

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Kim Jong Un

Good morning! This is the tech news you need to know this Monday.

  1. An American researcher has been arrested for allegedly teaching North Korea about blockchain technology. Virgil Griffith is believed to have given a presentation in North Korea in April on how blockchain technology could help the country and taken part in a discussion that touched on using it to evade economic sanctions, Vice reports.
  2. China is trying to shape global standards for facial recognition technology, according to leaked documents obtained by the Financial Times. The newspaper says firms such as ZTE and China Telecom are trying to set world standards in the UN's International Telecommunication Union (ITU) for facial recognition, video monitoring, city and vehicle surveillance.
  3. The EU is carrying out preliminary investigations into Google's data collection practices. The European Commission told Reuters it wants to know how and why Google is collecting data.
  4. Intel says it sold its modem business to Apple at a 'multi-billion dollar loss' because Qualcomm 'strangled competition'. Intel said it was forced out of the market because of Qualcomm's patent licensing practices.
  5. Facebook has complied with Singapore's fake news law by flagging a post said to contain false info. On Friday, the Singapore government asked Facebook to issue a "correction notice" on a post that contained accusations of election rigging and the arrest of a purported whistleblower, Reuters reports.
  6. Chinese telecoms carriers are now required to use facial recognition tech on buyers of SIM cards. According to Bloomberg, the new law comes after a notice issued in September by the Chinese Ministry of Industry and Information.
  7. State regulators in China have announced strict new rules about content created with virtual reality or AI. Use of AI or VR in online video or audio content must be clearly marked, with the rules coming into force on January 1.
  8. Thousands of people across Europe went on strike and protested against Amazon on Black Friday. Unions in the UK, France, and Spain staged protests outside Amazon warehouses on Black Friday, one of the busiest shopping days of the year.
  9. The PlayStation 5 is still a year away, but game developers already have their hands on an early prototype. Video game creators already have their hands on Sony's upcoming hardware, and an image of the PS5 prototype surfaced on social media.
  10. Legendary iPhone designer Jony Ive has been hanging out with celebs, models, and designers since announcing his departure from Apple. Ive has been spotted at various creative and tech-related events in the UK this year.

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NOW WATCH: People are still debating the pink or grey sneaker, 2 years after it went viral. Here's the real color explained.


          

The 26 most daring outfits Britney Spears has ever worn

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Ever since Britney Spears hit the charts back in 1998, she's been considered not only a pop idol but a fashion icon. 

Her style risks are aplenty. She turned heads when at just 18 years old she debuted "Baby One More Time" wearing a risqué Catholic schoolgirl uniform, which now acts as a go-to Halloween costume for nostalgic '90s kids.

The singer even suggestively used a snake as an accessory for her "Slave like You" performance for the 2001 VMAs.

And who could forget her iconic double denim couples outfit she rocked in 2001 with then-boyfriend Justin Timberlake for the AMAs?

So while Spears has had her fair share of critics on the red carpet, she undoubtedly influenced a generation to embrace the crop top, proving that less really can be more.

To celebrate her 38th birthday, Insider has taken a look at the singer's most daring outfits because no one makes controversial look quite as stylish as Spears does.

See them below in chronological order.

Britney influenced a generation of girls to embrace their school uniforms and wear pink marabou scrunchies in their hair after she debuted the iconic look in the 'Baby One More Time' music video back in 1998.



Spears showed up in this feathered and sheer polka dot dress, paired with dramatic 90's eyeshadow for the 1999 MTV VMAs.



Because this 1970's-esque ensemble clearly wasn't eye-catching enough, the singer got a spray tan to match her outfit for the 2000 Billboard Music Awards.



Proof that Britney made the daring thigh-high slit a thing before the Jenners. The singer wore this risqué black dress to the 2000 MTV VMAs.



One of the few times in the early 2000s when Spears didn't show off her midriff — instead, the singer completely covered up in this turtleneck pastel prom dress for the 2000 Grammys.



During rehearsals for the 2000 Grammy Awards, Britney flaunted this skin-tight, red, embellished bodysuit.



Showing off her Southern roots, Spears danced around in cream cowboy boots with a neon pink cowboy hat and a floral sundress for her performance on 'The Today Show' in 2000.



Spears left little to the imagination with this ultra thigh-high split maroon dress at the NRJ Awards in 2000.



Britney and Justin made fashion history (and internet memes for life) when they turned up to the 2001 AMAs wearing their corresponding double denim ensembles.



Who needs a necklace when a snake makes the ultimate accessory? Spears took the ultimate risk for fashion when she slithered into the 2001 VMA's in this tribal-inspired number for her 'Slave For You' performance.



Known to be quite the fan of the newsboy cap, Britney donned this black one with a bold leather vest and mesh skirt and thigh-high stilettos for the 2002 MTV VMAs.



Britney paid tribute to her performance duet partner Aerosmith by wearing a band merchandise crop top paired with a sporty arm sleeve, metallic pants, and messy rocker-chick hair for the 2001 Superbowl halftime show.



Britney poked fun at her fame by wearing The New York Post's famous gossip column Page Six across her chest and even one of their writers, Patricia Field, on her behind for the 2003 MTV Bash.



Spears wore a pair of shrunken sports shorts with a striped halter-neck cop, showing off her famous pierced belly, for 'NFL Kickoff Live' in 2003.



Britney channeled Madonna's 'Like a Virgin' video clip when she walked out at the 2003 MTV Awards stage wearing this white bridal inspired outfit, veil and all.



Spears went for this dominatrix-looking outfit for the 2003 American Music Awards.



Britney decided to test out a new color for the NRJ Awards in 2003 when she accessorized her shimmery gold bustier dress with blue contacts.



A heavily pregnant Britney wore this pale pink baby doll dress for the Teen Choice Awards in 2006.



Britney made her performance comeback at the 2007 VMAs wearing an all-too-familiar belly-showing outfit — an embellished bikini with fishnet stockings and black stilettoed boots.



Britney was the true fashion ringleader for her 2009 'Circus' tour wearing a sequin leotard leaving little to the imagination.



Spears took to the 2011 Billboard Music Awards stage in Las Vegas wearing a BDSM-inspired outfit, which matched with duet partner Rihanna in this black leather leotard with mask and even chains.



Britney crossed to the dark side when she rocked dark brunette locks with a low cut black sparkly dress for Elton John's Oscars viewing party in 2011.



She also took the plunge with this little laser-cut shimmering dress for the 2015 MTV VMAs.



Eyes were all on Spears for the 2016 Billboard Music Awards as she slid into her medley performance wearing this red bejeweled bikini.



Britney wore this asymmetrical black dress with her long, blonde, mermaid-like locks down for the MTV VMA's in 2016.



Britney embraced the sheer trend with this long sleeve mini dress for a pre-Grammys Gala in 2017.




          

Woman who died in London Bridge attack identified as former Cambridge student Saskia Jones

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saskia jones

London's Metropolitan Police on Sunday evening identified the second victim of the London Bridge terror attack as 23-year-old Saskia Jones of Warwickshire.

25-year-old Jack Merritt of Cambridgeshire was also killed in the attack, according to police. 

Both Jones and Merritt were graduates of the University of Cambridge and were both involved in a program called Learning Together, an education-based prison rehabilitation project. Merritt was a coordinator of the prison program while Jones was a volunteer. 

Police said the incident was the subject of an ongoing counter-terrorism investigation.

Jones' family said in a statement that the Cambridge graduate was a "funny, kind, positive influence at the center of many people's lives."

"Saskia had a great passion for providing invaluable support to victims of criminal injustice, which led her to the point of recently applying for the police graduate recruitment programme, wishing to specialise in victim support," they said. 

Merritt's family referred to him as a "beautiful, talented boy" who "died doing what he loved, surrounded by people he loved and who loved him." 

"Jack lived his principles; he believed in redemption and rehabilitation, not revenge, and he always took the side of the underdog," they said. "We know Jack would not want this terrible, isolated incident to be used as a pretext by the government for introducing even more draconian sentences on prisoners, or for detaining people in prison for longer than necessary." 

Three others were injured in the attack, which took place on the London Bridge on Friday afternoon. Police responded to calls of a stabbing on the bridge at around 1:58 p.m. local time. The attacker, Usman Khan, was armed with a knife and a "hoax explosive device." He was tackled to the ground by members of the public before being shot dead by police. 

Khan, 28, was known to police and spent time in prison on terror-related charges. He was released from prison in December 2018. 

Police on Sunday said one of the victims injured in the attack was released from the hospital. Two others remain in stable condition. 

SEE ALSO: A prison-rehab and education program is at the center of London Bridge stabbing

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The best Cyber Monday deals at Walmart include $101 off a Eufy RoboVac, $45 off a Barbie DreamHouse, and $1,028 off an LG TV

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Cyber Monday Walmart Deals 4x3

Updated 12/1/19 at 11:10 p.m. ET

Most shoppers know Walmart as a brick-and-mortar retailer, but it's a big online seller as well. 

If you're hoping to shop online this Cyber Monday, don't forget about Walmart, which will be offering great deals on TVs, electronics, kitchen appliances, and more. For anyone who's looking for fun and affordable Christmas gift ideas for kids, tons of toys are also discounted by up to 40%, and you can sort through the deals by price or age range.

Here's everything you need to know about Walmart's best Cyber Monday deals. 

The best Walmart Cyber Monday deals of 2019:

We don't yet know all of Walmart's Cyber Monday discounts, and probably won't until the day itself. In the meantime, we've compiled a list of early Cyber Monday deals that Walmart is running. We'll update this list as more great deals become available. 

  1. Best TV deal: LG 65" Class OLED C8 Series 4K, $1,969 (originally $2,997) [You save $1,028]
  2. Best instant camera deal: Fujifilm Instax Mini 7s Instant Camera with 10-pack film, $49 (originally $59) [You save $10]
  3. Best earbuds deal: AirPods with Wireless Charging Case, $165 (originally $200) [You save $35] 
  4. Best DNA kit deal: 23andMe DNA Test - Health + Ancestry, $99 (originally $199) [You save $100] 
  5. Best Instant Pot deal: Instant Pot Ultra 6 QT 10-in-1 Multi-Use Programmable Pressure Cooker, $79 (originally $159) [You save $80]
  6. Best robot vacuum deal: Eufy RoboVac 25C Wi-Fi Connected Robot Vacuum, $149 (originally $250) [You save $101]
  7. Best kitchen appliance deal: SodaStream Fizzi Sparkling Water Maker Bundle, $78 (originally $111) [You save $33]
  8. Best toy deal: Barbie DreamHouse, $154 (originally $199) [You save $45]

What makes these deals great:

  1. If you're looking for a top-of-the-line 4K TV, the LG 65" C8 (currently $1,969) is the top pick in our buying guide. It has crystal-clear 4K quality, OLED screen, and tons of features that make this deal worth checking out.
  2. The Fujifilm Instax Mini 7s Instant Camera (currently $49) is a popular and highly-giftable item. The one downside is that it requires film, which adds up over time. This deal comes with a 10-pack of film, so you're saving money upfront. Use the deal as gifting inspiration, or check out all our gift guides here.
  3. AirPods (currently $165) were a popular purchase during Black Friday, but if you missed out, don't worry. You can still save $35 during Cyber Monday. 
  4. We rated the 23andMe DNA Test - Health + Ancestry (currently $99) as our top DNA kit for predicting health risks in our shopping guide. It still provides reports on your ancestry and genetic history but has another element of wellness reporting that other kits don't provide. 
  5. We see sales on the super-popular Instant Pot all the time, but not usually under $100, let alone $80. This is a great deal on a solid kitchen appliance you'll use every day. It can make dishes for up to six people so it's great for a small family or for meal prepping. There's even a "Sterilize" mode for baby bottles and jars.
  6. The Eufy RoboVac 25C (currently $149) has a powerful suction that sucks up dust, dirt, crushed cereal, and more with ease. It's slightly thicker than the brand's 11s model, which we reviewed and loved, but it's Wi-Fi-enabled and can be controlled via voice, so the convenience can't be beaten.
  7. If you prefer sparkling water over tap, the SodaStream Fizzi bundle (currently $78) can help save you money in the long run. It can turn basic tap water into sparkling in a few seconds, and this bundle includes two carbonation bottles and two types of fruit flavors in case you're looking to amp up your water even more. Our reviewer was surprised at how easy it was to use; read the full review here.
  8. The Barbie DreamHouse (currently $154) is the quintessential toy to gift to kids, and it's at a low price this holiday season. Now that it's under $200, you can cross off another gift purchase off your list. 

How we selected the best deals at Walmart:

  • We only chose products that meet our high standard of coverage, and that we've either used ourselves or researched carefully.
  • We compared the prices against other retailers like Target and Amazon and only included the deals that are the same or better (not including promotional discounts that come from using certain credit cards).
  • All deals are at least 20% off, with the occasional exception for products that are rarely discounted or provide an outsized value.

Shop Walmart deals by category:



Walmart Cyber Monday 2019 FAQs:

What should you buy?

According to shopping experts, the best deals will be on the following products: TVs, smart home devices, gaming consoles, video games, and kitchen appliances.  

Does Walmart do Cyber Monday? 

Yes, Walmart will participate in Cyber Monday 2019. The store often offers some of the best Cyber Monday deals and Black Friday deals you can find. 

What time does Cyber Monday start for Walmart? 

Walmart's Cyber Monday sales officially begin at 12 a.m. on December 2. Not all deals will be posted at that time, however; some will pop up throughout the day. 

Is Cyber Monday online only?

Yes, Cyber Monday is online only. You might find deals in your local Walmart on December 2, but they won't be marketed as Cyber Monday deals. 



See more Cyber Monday 2019 sales and deals:




          

The best Cyber Monday deals at Best Buy include $300 off Vizio TVs, $200 off a MacBook Air, and more

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Cyber Monday Best Buy Deals 4x3

Updated 12/01/19 at 11:02 p.m. ET

Cyber Monday is here. We're compiling all the top Best Buy Cyber Monday deals on TVs, headphones, streaming sticks, and more. 

We'll be updating this page as more Best Buy Cyber Monday deals drop, so be sure to check back as the day goes on. 

The top Best Buy Cyber Monday deals: 

  1. Best TV deal: Vizio 65-inch P-Series Quantum, $880 (originally $1,200) [You save $320]
  2. Best TV deal: Vizio 75-inch P-Series Quantum, $1,500 (originally $2,000) [You save $500]
  3. Best smart security deal: August Smart Lock Pro + Connect, $150 (originally $280) [You save $130] 
  4. Best earbuds deal: Jabra Elite 65t True Wireless Earbud Headphones, $100 (originally $170) [You save $70] 
  5. Best headphones deal: Sennheiser PXC 550 Noise-Canceling Headphones, $200 (originally $350) [You save $150] 
  6. Best smart home deal: Google Home Mini, $20 (originally $49) [You save $29]
  7. Best TV-streaming deal: Roku Ultra, $60 (originally $100) [You save $40] 
  8. Best personal care deal: Withings Body+ Body Composition Wi-Fi Scale, $50 (originally $99) [You save $49]
  9. Best laptop deal: Apple MacBook Air, $900 (originally $1,100) [You save $200]
  10. Best tablet deal: Apple iPad, $250 and up (originally $329+) [You save $80 to $100]
  11. Best kitchen appliance deal: Ninja Foodi 8-Quart 9-in-1 Pressure Cooker & Air Fryer, $200 (originally $280) [You save $80]
  12. Best gift card deal: Free $150 Best Buy gift card when you buy 2 or more Maytag or Whirlpool appliances totaling $1,999 or more

What makes these deals great buys: 

  1. Vizio 65-inch P-Series Quantum, $880 (originally $1,200) [You save $320]: Vizio's P-Series is one of our favorite affordable TVs. For $879.99, you'll get an impressive display that supports a wide range of HDR content and a 120Hz panel that's great for gaming.  
  2. Vizio 75-inch P-Series Quantum, $1,500 (originally $2,000) [You save $550]: This is the same TV as the one described above, but it's 10 inches larger. 
  3. August Smart Lock Pro + Connect, $150 (originally $280) [You save $130]: This is our favorite smart lock currently on the market, and it's never sold for less. It works with Nest, SmartThings, Alexa, Google Assistant, and HomeKit, and it offers geofencing and a number of other advanced features.   
  4. Jabra Elite 65t True Wireless Earbud Headphones, $100 (originally $170) [You save $70]: If you're eyeing true wireless earbuds, but don't want to shell out for AirPods, try these. They look nice, provide a balanced sound, and can last five hours on a charge.  
  5. Google Home Mini, $20 (originally $49) [You save $29]: If you want to get a smart speaker for even less, the older Google Home Mini is still an excellent choice.
  6. Roku Ultra, $60 (originally $100) [You save $40]: This Roku is our favorite streaming device. It supports 4K video and HDR content and can connect to any streaming service you need, including Netflix, Hulu, Amazon, HBO, and more. 
  7. Sennheiser PXC 550 Noise-Canceling Headphones, $200 (originally $350) [You save $150]: These are excellent noise-canceling headphones with customizable touch controls, comparable to Bose's QC35. They're cheap because they're a couple of years old, not because they're bad. 
  8. Withings Body+ Body Composition Wi-Fi Scale, $50 (originally $99) [You save $49]: The Withings Body+ (formerly Nokia Body+) is one of the best smart scales out there. It measures a number of stats, including weight, body fat, muscle, and bone mass, and displays them all in a convenient smartphone app.    
  9. Apple MacBook Air, $900 (originally $1,100) [You save $200]: The new MacBook Air is one of the best laptops you can get, and with this $200 discount, it's very affordable.
  10. Apple iPad, $250 and up (originally $329+) [You save $80 to $100]: The new entry-level iPad hasn't been out for long, and it's already getting discounts. At $249.99, it's an excellent choice.
  11. Ninja Foodi 8-Quart 9-in-1 Pressure Cooker & Air Fryer, $200 (originally $280) [You save $80]: Best Buy offers a lower price than Amazon on this multi-functional cooker that can also air fry foods. It's a large piece of equipment, but it's also the only one you'll need on your counter. 
  12. Free $150 Best Buy gift card when you buy 2 or more Maytag or Whirlpool appliances totaling $1,999 or more: $150 might not seem like a lot in the grand scheme of a large appliance purchase, but it can help you get a pair of headphones or a nice kitchen appliance for free the next time you shop at Best Buy. 

How we selected the best deals at Best Buy:

  • We only chose products that meet our high standard of coverage, and that we've either used ourselves or researched carefully.
  • We compared the prices against other retailers like The Home Depot and Amazon and only included the deals that are the same or better (not including promotional discounts that come from using certain credit cards).
  • All deals are at least 20% off, with the occasional exception for products that are rarely discounted or provide an outsized value.

Shop more of the top Best Buy Cyber Monday deals below. 

Cyber Monday TV deals at Best Buy

 

 



Cyber Monday headphones deals at Best Buy



Cyber Monday phone deals

  • Save $400 on the Pixel 4 or 4 XL at Best Buy when you activate with a carrier November 28-December 2: The Pixel 4 is one of the best smartphones you can buy, and if you activate it with a carrier, you can save $400.
  • Unlocked Pixel 4, $549.99-$599.99 (originally $799.99), Best Buy | Amazon | B&H Photo [You save $200-$250]: If you don't want to activate with a carrier and prefer to get your phone unlocked, this $200 discount on the Pixel 4 is great.
  • Unlocked Pixel 4 XL, $649.99-$699.99 (originally $899), Best Buy | Amazon | B&H Photo [You save $200-$250]: For those who prefer big-screen phones, the Pixel 4 XL is also on sale unlocked.
  • iPhone 11 Pro with trade-in and activation, $499.99 and up at Best Buy (originally $999.99 and up) [Save up to $500]: If you have an old phone to trade in and you want to activate your new iPhone with a carrier, you can save up to $500. Trade-in values may vary, so you may save a bit less, depending on which phone you trade in.



Cyber Monday laptop and tablet deals



Cyber Monday smart home deals at Best Buy



Cyber Monday VR deals at Best Buy

 



Cyber Monday streaming deals at Best Buy

 



Cyber Monday kitchen deals at Best Buy



Cyber Monday appliance deals at Best Buy



Best Buy Cyber Monday FAQs

Will Best Buy have Cyber Monday deals?

Yes, Best Buy offers Cyber Monday deals. Keep an eye on this page for up-to-date listings. 

What time does Cyber Monday start?

Best Buy's Cyber Monday sale starts online at 12 a.m. on December 2. 

Is Cyber Monday online only?

Cyber Monday is online only. While you'll find many online deals on Black Friday, you're unlikely to find Cyber Monday deals in a physical Best Buy store. If you want to shop Best Buy on Cyber Monday, your best bet is to visit Best Buy's website.  

Shop Best Buy Cyber Monday deals by category: 



See more Cyber Monday deals




          

Nordstrom's Cyber Monday sale includes deals on Hunter rain boots, Nike running shoes, and Spanx leggings

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Deals Nordstrom 4x3

Nordstrom Cyber Monday 2019 deals include deep discounts on women's, men's, and children's clothing, accessories, skincare, makeup, home goods, and more.

Nordstrom is also running a Spend & Get Offer now through December 2 at 11:59 p.m. PT. When you spend over $125, you'll get a $25 reward; spending over $150 gets you a $50 reward, and over $400 gets you $100 in rewards. Rewards will be delivered via email by January 17 and are good through March 15, 2020. 

Standard shipping is free, and Nordstrom doesn't have a traditional return policy. Instead, returns are handled on a case-by-case basis, and the company tends to be very accommodating. 

The 5 best Nordstrom Cyber Monday 2019 deals:

  1. $50 off an iconic pair Hunter rain boots
  2. $43 off a Dagne Dover duffle bag
  3. $99 off a Rebecca Minkoff Mini MAC crossbody bag
  4. $50 off a pair of Men's Epic React Flyknit 2 Running Shoes from Nike
  5. $150 off a sleek and durable baby stroller from Nuna

Shop Nordstrom Cyber Monday deals by category:

Hydro Flask Wide Mouth Bottle

Hydro Flask 40-Ounce Wide Mouth Cap Bottle, $32.21 (originally $42.95) [You save $10.74]

Hydro Flask water bottles are all the rage at the moment, and for good reason. They keep your beverages hot or cold for hours and come in a range of fun colors and a variety of different sizes for all of your hydration needs. 

Read more about our favorite Hydro Flasks to find the best one for you.



Dagne Dover Landon Duffle Bag

Dagne Dover XL Landon Carryall Duffle Bag, $172 (originally $215) [You save $43]

One of our reporters swears by the Landon Duffle as her go-to gym bag that actually looks nice enough to carry into the office. The XL version is particularly spacious and is filled with smart features to keep all of your things organized on weekend trips. 



Ugg Grove Slippers

Ugg Grove Shearling Trim Slipper, $69.90 (originally $99.95) [You save $30.05]

Whether it's a gift for someone else or a treat for your own feet, anyone will appreciate these cozy Ugg slippers that are lined with super-soft shearling. 

Find even more Black Friday deals on Ugg slippers here



Ray-Ban Icons Round Sunglasses

Ray-Ban Icons 50mm Round Metal Sunglasses, $107.10 (originally $153) [You save $45.90]

Durable and timeless, we think Ray-Bans are well worth the money, especially at a great price like this one. 



Spanx Faux Leather Leggings

Spanx Faux Leather Leggings, $78.40 (originally $98) [You save $19.60]

Leather leggings can cost hundreds of dollars. This pair from Spanx may not be real leather, but it's super comfortable and cute — for under $100, it's a great way to get the leather look for less. 



Click & Grow Smart Garden

Click & Grow Smart Garden, $66.98 (originally $99.95) [You save $32.97]

Urban gardening has never been easier with this indoor smart garden. It can water and nourish itself so you'll have fresh herbs and veggies right on your counter — it's like a Chia Pet, but better. 



Bose SoundLink Micro Speaker

Bose SoundLink Micro Bluetooth Speaker, $69 (originally $99) [You save $30]

This small but mighty speaker is small enough to take with you on all sorts of adventures — plus, it's waterproof so you can really take it anywhere. 

 

 

 

 

 

 



Terrain Pre-Lit Tree

Terrain Pre-Lit Noble Fir Tree, $336 (originally $448) [You save $112]

This pre-lit artificial Christmas tree makes decorating easy. It looks super realistic — just add ornaments

 



Nuna MIXX2 Stroller

Nuna MIXX2 Three Mode Stroller, $449.95 (originally $599.95) [You save $150]

Durable enough to hold children up to 50 pounds, this stroller can be used from babyhood to toddlerdom. Other than a sleek design, this stroller has multiple modes to accommodate children's preferences and is equipped with all-terrain tires, so it's ready for whatever. 



Barefoot Dreams Cozychic Cardigan

Barefoot Dreams Cozychic Lite Coastal Hooded Cardigan, $73.90 (originally $114) [You save $40.10]

Cold winter days call for cozy layers. This long cardigan is made from a plush knit that feels like your favorite blanket, but you can actually wear it out of the house. 

 



Bonobos Slim Fit Shirt

Bonobos Slim Fit Tech Shirt, $48.98 (originally $98) [You save $49.02]

Every guy needs a versatile button-down shirt in his wardrobe. This one from Bonobos is moisture-wicking and wrinkle-resistant, so he don't have to worry about wrinkles or sweat stains. 



The North Face Girl's Reversible Jacket

The North Face Mossbud Swirl Reversible Water Repellent Heatseeker Girl's Jacket, $67.50 (originally $90) [You save $22.50]

A plush fleece interior and a water-resistant taffeta exterior make this the perfect coat for kids on cold, rainy days. 



Cult Gaia Geneva Hoop Earrings

Cult Gaia Geneva Tubular Hoop Earrings, $52.80 (originally $88) [You save $35.20]

There is no denying that hoops are back in style. These Cult Gaia tubular hoops put a new twist on a classic style.



Foreo Facial Cleansing Device

Foreo Luna Mini 2 Facial Cleansing Device, $97.30 (originally $139) [You save $41.70]

This facial cleansing device removes dead skin cells and unclogs pores for a deep clean. It's gentle enough for sensitive skin and the silicone makes it easy to clean when you're done. 



Beautyblender makeup sponge

Beautyblender All That Glitters Makeup Sponge Set, $23 (originally $35) [You save $12]

Blend, contour, highlight — these makeup sponges do it all. This two-pack comes with a traveling case so that your sponges stay clean and ready for your next look.



Timbuk2 Laptop Backpack

Timbuk2 Division Water Resistant Laptop Backpack, $76.30 (originally $109) [You save $32.70]

Never check the weather before heading out for your commute with this water-resistant laptop backpack. Ok, you should probably still check the weather, but you know your laptop will be just fine.



All-Clad 10-Piece Cookware Set

All-Clad 10-Piece Stainless Steel Cookware Set, $699.99 (originally $1,290) [You save $590.01]

With the holidays in full swing, you're sure to be cooking non-stop for the next month. Make sure you have all the cookware you need with this 10-piece stainless steel set.



The White Company Ribbed Towel

The White Company Ribbed Hydrocotton Bath Towel, $31.50 (originally $42) [You save $10.50]

You don't need to compromise on towel fluff in order to get a quick dry. The White Company's hydrocotton helps you dry off quickly while being wrapped in maximum fluff.



Rebecca Minkoff Mini MAC Handbag

Rebecca Minkoff Mini MAC, $99 (originally $198) [You save $99]

A crossbody bag is a wardrobe essential that works for just about any occasion. This one can hold a good amount of stuff, is comfortable on your shoulder, and comes in a bunch of fun colors



Marc New York Holden Coat

Marc New York Holden Coat, $129.90 (originally $275) [You save $145.10]

Fluffy down insulation and a water-resistant finish make this coat perfect for cold, rainy days. 



Hunter Original Tall Rain Boots

Hunter Original Gloss Packable Rain Boot, $99.90 (originally $150) [You save $50.10]

Hunter's classic rain boots get an upgrade with a glossy finish and lightweight, flexible construction, so you can roll them up for easy packability. 

Find our full review of Hunter rain boots here



Topshop Carly Coat

Topshop Carly Coat, $75 (originally $125) [You save $50]

This soft and slouchy coat is the perfect layer for any winter outfit. The oversized pockets are great for keeping your hands warm on chilly days. 



Halogen V-Neck Cashmere Sweater

Halogen V-Neck Cashmere Sweater, $65.90 (originally $98) [You save $32.10]

A cozy cashmere sweater is a closet staple, especially in the winter. This one is super soft and comes in a bunch of colors, so there's something for everyone. 



Blondo Nada Waterproof Boot

Blondo Nada Waterproof Boot, $129.90 (originally $219.95) [You save $90.05]

Suede boots elevate any outfit, but the fabric isn't the most weather-friendly. This pair solves that issue with a waterproof finish that'll make it through rain, snow, and whatever weather winter brings.  



Nike Flyknit Running Shoes

Nike Men's Epic React Flyknit 2 Running Shoe, $99.90 (originally $150) [You save $50.10]

A performance sneaker with a cool, athleisure vibe, this iteration of the Nike Flyknits is perfect for just about any type of run and even just wearing for fun. 



AG Everett Jeans

AG Everett Jeans, $132.66 (originally $198) [You save $65.34]

Every guy needs a good pair of jeans in their wardrobe. This straight-leg, dark-wash pair from AG will surely do the trick. 



Rag & Bone Ankle Skinny Jeans

Rag & Bone Cate Ankle Skinny Jeans, $134.98 (originally $225) [You save $90.02]

A frayed hem and faded wash make this pair of ankle skinnies stand out from the rest. Plus, they're made of comfortable, stretchy denim. 

Find our review of Rag & Bone denim here.






          

Wayfair's Cyber Monday sale includes discounts of up to 80% across the entire site — here are the best deals

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Deals Wayfair 4x3

Updated on 12/1/2019 at 10:27 p.m. ET

Wayfair, home to millions of products from thousands of suppliers, is one of the biggest affordable home goods retailers online — and it has a ton of Cyber Monday deals this year. 

So far, we know of discounts up to 80% off on categories like major appliances, dinnerware, and patio furniture. Wayfair's hotlines will be open through December 3 at 3 a.m. ET to field all of your Cyber Monday questions, and there's a reason to believe some deals will stick around until December 6, which is known as Cyber Week. 

We'll be updating this page in real-time with the best deals, flash deals, and promo codes to help you save even more. Bookmark this page and check back closer to Cyber Monday for more details.

To potentially save more on Cyber Monday deals this year, you can also use Business Insider Coupons to find the most up-to-date Wayfair discounts and promo codes. 

In the meantime, here's our master list of the best Cyber Monday deals we know about so far.

Wayfair Cyber Monday 2019 FAQs:

wayfair-cyber-monday-deals

Does Wayfair have Cyber Monday sales?

Yes, Wayfair will have Cyber Monday discounts that start December 2 at 12 a.m. ET. We also expect to see a few of those deals continue until December 6 throughout Cyber Week.

What should you buy?

According to shopping experts, the best deals across all retailers will be on the following products: TVs, smart home devices, gaming consoles, video games, and kitchen appliances. But Wayfair may be an exception to those rules with discounts of up to 75% on big-ticket purchases such as mattresses and furniture, and the added savings of free shipping purchases. 

Expect to see discounts on Wayfair's brands like AllModern, Birch Lane, Perigold, and Joss & Main, though we'll track the best overall deals on this page so you won't have to.

wayfair-cyber-monday-deals

Wayfair's best extended Black Friday deals and best Cyber Monday deals:

There's still time to shop the Wayfair extended Black Friday sale tonight. If you're already tucked into bed, though, you can shop Wayfair's Cyber Monday sale starting tomorrow and running through December 6. Here's what you'll likely find.

See all upcoming sales here.

  • Up to 40% off Sealy mattresses + $200 gift card with purchase 
  • Up to 80% off mattress toppers, area rugs, comforters, and sheets
  • Up to 70% off furniture for the office, living room, dining room, and outdoors
  • Up to 75% off bathroom vanities and upgrades 
  • Up to 60% off kids furniture and nursery sets
  • Major home appliances starting from $199
  • Pet essentials from $19.99
  • Seasonal decor from $9.99

See more Cyber Monday 2019 sales and deals

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Join the conversation about this story »


          

Cyber Monday starts at 12 a.m. tonight — here are the best deals from Amazon, Best Buy, Walmart, and more stores

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Cyber Monday Best Deals 4x3

  • While extended Black Friday deals are still going on today, Cyber Monday starts at 12 a.m. tonight and some the best deals are already live.
  • Cyber Monday deals we really like this year include the newly launched Echo (3rd Gen) ($40 off), a yearlong Hulu Basic subscription ($48 off), and the Ninja Foodi 8-Quart 9-in-1 Pressure Cooker ($80 off), as well as sitewide store sales, like 20% off everything at Brooklinen and Bombas and up to $350 off mattresses at Leesa
  • Bookmark this page to stay updated on all the latest Cyber Monday deals. We're updating it in as close to real-time as possible throughout today and this week.  
  • To potentially save more on Cyber Monday deals this year, visit Business Insider Coupons to find the most up-to-date coupons and promo codes.

Updated on 12/1/2019 at 10:18 p.m. ET.

And just like that, Black Friday is (mostly) over and Cyber Monday (December 2) is starting tonight. If you've been keeping up with our coverage, you probably know that many early deals and Cyber Monday ads are already live. 

Below, learn everything you need to know about Cyber Monday, including where to shop, what to buy, and what deals you can already start taking advantage of at Amazon, Best Buy, Macy's, Target, Walmart, and more stores. 

The best early Cyber Monday deals of 2019: 

These deals are live and available through Cyber Monday, so you can save time and avoid sold-out deals by shopping them now. 

  1. Best Echo deal: Echo (3rd Gen), $60 (originally $100) [You save $40], available at Amazon
  2. Best e-reader deal: Kindle Paperwhite, $85 (originally $130) [You save $45, and earn $5 ebook credit], available at Amazon
  3. Best large appliance deal: 40% off Appliance Special Buys, available at The Home Depot through December 5 
  4. Best mattress deal: Up to $350 off mattresses + 2 free pillows, available at Leesa through December 6
  5. Best video-streaming deal: Hulu Basic: New members get their first year for $1.99 a month (normally $5.99 a month) [You save $48], available at Hulu
  6. Best music-streaming deal: Amazon Music Unlimited: New members get four months for $1 (normally $32) [You save $31], available at Amazon 
  7. Best TV deal: Vizio 75-inch P-Series Quantum TV, $1,500 (originally $2,000) [You save $500], available at Best Buy 
  8. Best TV deal: LG 65" Class OLED C8 Series 4K, $1,969 (originally $2,997) [You save $1,028], available at Walmart
  9. Best laptop deal: Apple MacBook Air, $900 (originally $1,100) [You save $200], available at Best Buy
  10. Best tablet deal: Fire HD 8 Tablet, $50 (originally $80) [You save $30], available at Amazon
  11. Best tablet deal: Samsung Galaxy Tab S4 + free security software, $450 (originally $650) [You save $200], available at Best Buy
  12. Best earbud deal: AirPods with wireless charging case, $165 (originally $200) [You save $35], available at Walmart and Best Buy
  13. Best fitness tracker deal: Garmin Fenix 5X Sapphire, $300 (originally $600) [You save $300], available at Amazon
  14. Best smart home deal: August Smart Lock Pro + Connect, $150 (originally $280) [You save $130], available at Amazon
  15. Best kitchen appliance deal: SodaStream Fizzi Sparkling Water Maker Bundle, $100 (originally $150) [You save $50], available at Amazon *on December 2*
  16. Best kitchen appliance deal: Ninja Foodi 8-Quart 9-in-1 Pressure Cooker & Air Fryer, $200 (originally $280) [You save $80], available at Best Buy 
  17. Best vacuum deal: Ecovacs Deebot 500 Robot Vacuum, $135 (originally $280) [You save $145], available at Amazon 
  18. Best vinyl cleaner deal: Spin-Clean Record Washer Complete Kit, $60 (originally $80) [You save $20], available at Amazon
  19. Best electric toothbrush deal: Oral-B 9600 Electric Toothbrush, $142.13 with coupon (originally $199.94) [You save $57.81], available at Amazon
  20. Best kitchen startup deal: Up to 30% off cookware from Made In
  21. Best jewelry startup deal: Up to 30% off gold jewelry from Aurate
  22. Best clothing startup deal: 20% off socks from Bombas

What makes these deals great: 

  1. Echo (3rd Gen), $60 (originally $100) [You save $40], available at Amazon. The latest Echo balances affordability and features, and on Cyber Monday there's the opportunity to bundle it with discounted accessories like the Smart Plug and Smart Bulb Starter Kit, or services like four free months of Amazon Music Unlimited
  2. Kindle Paperwhite, $85 (originally $130) [You save $45, and earn $5 ebook credit], available at Amazon. We ranked the Kindle Paperwhite (currently $85) as the top mid-range ebook reader in our buying guide. It's waterproof and has a sharp 6-inch screen, so you can easily read on the train or by the pool. This is the lowest price we've seen on this model and you'll also earn $5 in ebook credit too, so you'll save on your first book or two.
  3. 40% off Appliance Special Buys, available at The Home Depot through December 5. The well-known Home Depot event saves you hundreds on refrigerators, washers, dryers, ovens, and other large appliances, plus you get free delivery on purchases of $396 or more. To make it easy on you, there are also multiple pre-bundled packages for your favorite brands, like Samsung and GE
  4. Up to $350 off mattresses + 2 free pillows, available at Leesa through December 6. A big startup deal to consider comes from Leesa, whose Hybrid mattress is our favorite mattress we've tried. Plus, your Black Friday purchase will help someone in need — the certified B Corp donates one mattress to someone in need for every mattress sold.
  5. Get Hulu Basic for $1.99 a month for the first year (normally $5.99 a month) [You save $48], available at Hulu. The 2019 deal is not as good as the 2018 deal, which gave new subscribers a yearlong subscription to the ad-supported version of Hulu for $0.99 a month, but it's still a great deal overall, saving them $48 in their first year. 
  6. Amazon Music Unlimited: New members get four months for $1 (originally $32) [You save $31], available at Amazon. Amazon's music streaming service normally costs $8 a month for Prime members, making this $1 deal (just $0.25 a month) a can't-miss discount for anyone who loves listening to music. We recently reviewed Amazon Music Unlimited and found it to be pretty similar to Spotify in terms of its song catalog.
  7. Vizio 75-inch P-Series Quantum TV, $1,500 (originally $2,000) [You save $500], available at Best Buy. In addition to matching the best price ever on this 4K smart TV, Best Buy is offering 40% off your first two months of Sling TV, so you can start watching right after you set it up. 
  8. LG 65" Class OLED C8 Series 4K, $1,969 (originally $2,997) [You save $1,028], available at Walmart. If you're looking for a top-of-the-line 4K TV, the LG 65" C8 is the top pick in our buying guide. It has crystal-clear 4K quality, OLED screen, and tons of features that make this deal worth checking out.
  9. Apple MacBook Air, $899.99 (originally $1,099.99) [You save $200], available at Best Buy. The new MacBook Air is one of the best laptops you can get, and with this $200 discount, it's very affordable.
  10. Fire HD 8 Tablet, $50 (originally $80) [You save $30], available at Amazon. This tablet balances affordability, versatility, and practicality. It already created great value at its original price of $80, but now it's back at its lowest price — last seen during the holiday season in 2018. 
  11. Samsung Galaxy Tab S4 + free security software, $450 (originally $650) [You save $200], available at Best Buy. The bestselling Samsung tablet is at its best price, so don't pass up the opportunity to get a fast and powerful device for less. The good news is that it doesn't seem like it will sell out — it's been on sale since Black Friday. 
  12. AirPods with wireless charging case, $165 (Originally $200) [You save $35], available at Best Buy and Walmart. AirPods were a popular purchase during Black Friday, but if you missed out, don't worry. You can still save $35 during Cyber Monday. 
  13. Garmin Fenix 5X Sapphire, $300 (originally $600) [You save $300], available at Amazon. This premium GPS watch is enjoying a can't-miss 50% discount right now. $300 for a full-color GPS watch with features like mapping, cycling maps, run profiles, and smart notifications is a great deal. 
  14. August Smart Lock Pro + Connect, $150 (originally $280) [You save $130], available at Amazon. This is our favorite smart lock currently on the market, and it's never sold for less. It works with Nest, SmartThings, Alexa, Google Assistant, and HomeKit, and it offers geofencing and a number of other advanced features. 
  15. SodaStream Fizzi Sparkling Water Maker Bundle, $100 (originally $150) [You save $50], available at Amazon *on December 2*. The taste for sparkling water is stronger than ever. If you love sparkling water but want to save money by making it at home yourself, wait until SodaStream's $50-off deal goes live on Monday. 
  16. Ninja Foodi 8-Quart 9-in-1 Pressure Cooker & Air Fryer, $200 (originally $280) [You save $80], available at Best Buy. Best Buy offers a lower price than Amazon on this multi-functional cooker that can also air fry foods. It's a large piece of equipment, but it's also the only one you'll need on your counter.
  17. Ecovacs Deebot 500 Robot Vacuum, $135 (originally $280) [You save $145], available at Amazon. The Alexa- and Google Assistant-compatible vacuum has never seen a lower price, but the deal will only be available tonight. There's also an option to bundle it with an Echo Dot for just $22 more. 
  18. Spin-Clean Record Washer Complete Kit, $60 (originally $80) [You save $20], available at Amazon. The little yellow unit has been around since the '70s, but it remains one of the most straightforward and effective ways to wring the dirt and grime from the grooves of your records. Since more elaborate solutions can cost hundreds, the kit is also one of the most affordable. We've never seen it this cheap.
  19. Oral-B 9600 Electric Toothbrush, $142.13 with coupon (originally $199.94) [You save $57.81], available at Amazon. Apply the $30 extra savings coupon and you can get this powerful electric toothbrush at an all-time-low price. 
  20. Up to 30% off cookware from Made InMade In's cookware is trusted by home cooks and professional chefs alike and hits the sweet spot of affordability and quality. We highly recommend its nonstick frying pan
  21. Up to 30% off gold jewelry from AurateAurate's biggest ever sale lets you save on fine jewelry gifts like gold earrings and diamond necklaces. Just use code "GOLDMONDAY" now through December 2. 
  22. 20% off socks from Bombas. Not only does Bombas make ultra-comfortable and supportive socks, but it also donates a pair to someone in need for each pair sold. 

How we selected the best Cyber Monday deals:

  • We only chose products that meet our high standard of coverage, and that we've either used ourselves or researched carefully.
  • We compared the prices among top retailers such as Amazon, Best Buy, Target, and Walmart and only included the deals that are better than all others offered (not including promotional discounts that come from using certain credit cards).
  • All deals are at least 20% off, with the occasional exception for products that are rarely discounted or provide an outsized value.

We're sharing more information about early and anticipated deals as Cyber Monday 2019 approaches tomorrow. In the meantime, check out some of the best live Cyber Monday deals you can take advantage of now.

Shop more of the best Cyber Monday deals:

Laptop and tablet deals

Find more Cyber Monday tech deals here



TV deals

Find more Cyber Monday TV deals here



Headphone and speaker deals

Find more AirPod Cyber Monday deals here



Smart home deals

Find more Amazon Echo deals here



Wearables and fitness tracker deals



Home and kitchen deals



Health and personal care deals

 



Cyber Monday 2019 FAQs:

What is Cyber Monday?

As a continuation of sorts of Black Friday, Cyber Monday gives you another opportunity to save on tech, home goods, clothing, and other deals that you might've missed while recovering from Thanksgiving dinner. 

The sales are actually in your favor if you missed Black Friday because Cyber Monday usually has slightly better deals overall, with shoppers enjoying an average of 2.5% greater savings. 

Cyber Monday also offers a great opportunity to save on all your holiday gifts before the last-minute rush. Whether you want cheap stocking stuffers or big tech gifts, you should be able to find what you need during the sales event. 

The upcoming Cyber Monday is expected to be the biggest online shopping day in US history — sales could surpass $10 billion and contribute to the first-ever trillion-dollar holiday season. 

When is Cyber Monday?

Cyber Monday is on December 2 this year and falls into the general "Cyber Week" of online sales and deals that takes place around Thanksgiving.

Read more about when you can expect Cyber Monday deals to begin and end here.

What are the best Cyber Monday deals of 2019?

Some of the online retailers that have great Cyber Monday deals include Amazon, Target, and Best Buy. Retail startups such as Leesa and Brooklinen also offer really competitive deals. For some, Cyber Monday (or Cyber Week) is one of the only times of the year when their products are discounted, so we recommend shopping at these smaller brands as well. 

Bookmark this page to stay updated on all the latest news on Cyber Monday 2019 deals. 

This page is our master list of the very best Cyber Monday deals of 2019. Here's everything else you should know about Cyber Monday: 



Where to shop the best Cyber Monday deals

We are rounding up the best deals from the top Cyber Monday retailers. Some already have live and early deals, while others have released their Cyber Monday preview ads. 

  1. Amazon Cyber Monday deals
  2. Best Buy Cyber Monday deals
  3. Walmart Cyber Monday deals
  4. Target Cyber Monday deals
  5. Macy's Cyber Monday deals
  6. Wayfair Cyber Monday deals
  7. Apple Cyber Monday deals



The best Cyber Monday sales from startups

Startups such as Leesa and Brooklinen offer really competitive Cyber Monday deals. For some startups, Cyber Monday is the only time of the year when their products are discounted, so we recommend shopping at these smaller brands as well. 

  1. Mott & Bow: Up to 35% off everything now through December 2
  2. Brooklinen: 20% off sitewide now through December 3
  3. Bombas: 20% sitewide with code "HOLIDAY20" now through December 5 
  4. Purple: Up to $400 off mattress and sleep bundles now through December 5
  5. Leesa: Up to $350 off mattresses + 2 free pillows now through December 6
  6. Dagne Dover: 20% off sitewide from November 26 through December 4
  7. Mejuri: 10% off one item, 15% off two items, and 20% off three or more items from November 27 through December 2
  8. Parachute: 20% off everything from November 29 through December 2 



See more Cyber Monday 2019 sales and deals




          

Trump's signing of a Hong Kong human rights bill reportedly slashed efforts towards a China trade deal

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trump xi shake hands

  • President Donald Trump last week signed the Hong Kong Human Rights and Democracy Act, a bill which requires the State Department to ensure that Hong Kong's "one country, two systems" agreement with China is upheld each year for the US government to continue to afford Hong Kong with a special trade status.
  • A source close to Trump's negotiating team told Axios that Trump's action "stalled" trade deal talks.
  • The source added that the US and China may not sign a "phase-one" trade deal until the "year-end at the earliest."
  • China's foreign ministry has condemned the passage of the bill and vowed to protect the country's national security.
  • Visit Business Insider's homepage for more stories.

President Donald Trump's signing of a bill supporting human rights in Hong Kong has reportedly angered China's Xi Jinping and stalled trade deal efforts. 

A source close to Trump's negotiating team told Axios that the US and China may not sign a "phase-one" trade deal until the "year-end at the earliest." The source attributed the delay to legislation that Trump signed last week called the Hong Kong Human Rights and Democracy Act, which protects certain human rights in Hong Kong. 

The source told Axios that the trade deal was "stalled" so that time could pass in order to "allow Xi's domestic politics to calm." The source added that Trump would likely delay tariffs planned for December as a goodwill gesture in order to keep the sinking trade deal afloat.

The Hong Kong Human Rights and Democracy Act, which was introduced in May by Republican Sen. Marco Rubio of Florida, requires the State Department to ensure that Hong Kong's "one country, two systems" agreement with China is upheld each year for the US government to continue to afford Hong Kong with a special trade status.

It would also consider sanctions against people involved in human rights abuses against Hong Kong citizens and would ensure visa protections for Hong Kong protesters in the US.

The president also signed a bill introduced by Sen. Jeff Merkley of Oregon that prohibits US exports of specified police equipment to Hong Kong.

Trump's reluctant signage of the bills comes after both the House and the Senate passed two versions of the Hong Kong human rights bill last month with overwhelming support.

"I signed these bills out of respect for President Xi, China, and the people Hong Kong," Trump said. "They are being enacted in the hope that leaders and representatives of China and Hong Kong will be able to amicably settle their differences leading to long-term peace and prosperity for all."

But he added that certain provisions in the bill would "interfere with the exercise of the president's constitutional authority to state the foreign policy of the US."

"My administration will treat each of the provisions of the act consistently with the president's constitutional authorities with respect to foreign relations," he said.

China's foreign ministry has condemned the passage of the bill and vowed to protect the country's national security.

Protests began in Hong Kong in June against legislation that would have allowed for the extradition of Hong Kong residents to China, but they have since widened to target Chinese encroachment and police brutality in the semiautonomous region.

SEE ALSO: The US and China may not sign a 'phase-one' trade deal until 2020

Join the conversation about this story »

NOW WATCH: Extremists turned a frog meme into a hate symbol, but Hong Kong protesters revived it as an emblem of hope


          

The 10 best deals from REI's big Cyber Week sale — including up to 50% off Patagonia, Smartwool, and Hydro Flask

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REI

  • Now through December 8, you can save up to 50% on outdoor gear and apparel at REI during the retailer's Cyber Monday sale.
  • Shopping the REI Outlet? Now through December 9, take 25% off one full-priced item (price ending in $.73) using the promo code "CYBERDEAL19".
  • Looking for an outdoor adventure? Book one of the over 1,000 classes and tours offered through REI by December 8 and save 30% using the promo code "OUTSIDE2019".

REI recently ran it's annual Gear Up and Get Out Sale where you could save on everything from skis and snowboards to camping gear and outdoor clothing. If you missed it, don't worry; REI is having another big sale that's parallel to, if not better than, its last.

Now through December 8, you can expect deals of up to 50% off on camping and hiking gear, hydration packs, boots, and more, with deals on sought-out brands like Patagonia, LifeStraw, Smartwool, and more.

If you still can't find exactly what you're looking for, try heading on over to the REI-Outlet. Now through December 9, take an extra 25% off one full-priced item using the promo code "CYBERDEAL19" at checkout. 

If the gear in your closest is standing the test of time and you'd rather plan an outdoor class or tour, REI is also having big deals on outdoor adventures. Book before December 8 and save 30% on one of the thousands of classes offered by using the promo code "OUTSIDE2019".

The best deals from REI's Cyber Week Sale:

  1. Up to 50% off Patagonia clothing, jackets, and more
  2. Up to 50% off Smartwool base layers, hats, gloves, and more
  3. Hydro Flask Wide-Mouth Vacuum, $29.89 (originally $39.95) [You save $10.06]
  4. Up to 33% off select Garmin GPS watches (and handhelds)
  5. 40% off Tourwind luggage and Workload packs
  6. REI Co-op Kingdom 6 Tent, $328.29 (originally $469) [You save $140.71]
  7. 30% off LifeStraw water filters and purifiers
  8. REI Co-op Women's Revelcloud II Jacket, $73.88 or less (originally $149.99) [You save $76.11]
  9. Up to 66% off REI "Peak Deals" items
  10. 30% on REI outdoor classes and tours

How we selected the best deals at REI:

  • We only chose products that meet our high standard of coverage, and that we've either used ourselves or researched carefully.
  • All deals are at least 20% off, with the occasional exception for products that are rarely discounted or provide an outsized value.

Why we selected these particular deals:

Patagonia

1. Up to 50% off Patagonia clothing, jackets, and more

Patagonia stuff is, by and large, not cheap, so up to 50% off puts the brand's top-notch outerwear that much more within reach, making it an exceptionally good time to buy it.

2. Up to 50% off Smartwool base layers, hats, gloves, and more

Smartwool is great in all seasons, but it really shines in winter, during ski season, which is often when we're stuck paying full price. This is a great time to stock up on the brand's merino wool products before heading out onto the slopes this year.

3. Hydro Flask Wide-Mouth Vacuum Water Bottle, $29.89 (originally $39.95) [You save $10.06]

We could all stand to have an extra reusable water bottle lying around. Known for its durable, temperature-controlled designs, Hydro Flask is a clear favorite in this department. Although worth the full price, any savings on the Wide Mouth Water Bottle are a steal.

4. Up to 33% off select Garmin GPS watches (and handhelds)

Garmin is a leader in the GPS realm and makes some of the most user-friendly handheld devices around. The brand also offers some great GPS watches for hikers and runners, and you can save up to $100 on select models.

5. 40% off Tourwind luggage and Workload packs

When traveling for the day or gearing up for a month-long journey, you'll need luggage and packs to keep your gear organized. REI Co-Op brands' Tourwind and Workload know just that, and now you can save 40% so you can spend your time and money elsewhere.

6. REI Co-op Kingdom 6 Tent, $328.29 (originally $469) [You save $140.71]

REI Co-op's Base Camp tents aren't the lightest, but they're built well and much more affordable than others. Shave off an extra $140? That's a steal.

7. Save 30% off LifeStraw brand

Unless you plan on getting stuck without clean water for days, you probably won't need a LifeStraw on your next hiking trip. Still, it's best to be prepared and keep one tucked away should you need a drink from some murky water. It's award-winning design and use make it a hot item whenever the price drops. 

8. REI Co-op Women's Revelcloud II Jacket, $73.88 or less (originally $149.99) [You save $76.11]

Jackets don't always need to be big and bulky to keep you warm. The Co-Op's Revelcloud is the perfect example of that — lightweight so not to hold you back, yet warm to keep you going all day.

9. Up to 65% off REI "Peak Deals" items

REI Peak Deals is a roundup of the retailer's best deals at any given moment.

10. 30% on REI outdoor classes and tours

REI offers classes, outings, and events for nature lovers. All levels are welcome to sign up and attend. While you can sign up for many of these classes for free, a lot cost money. Rarely does REI offer discounts on classes and tours, so don't let the cold weather keep you indoors.

Shop REI deals by category:

REI return policy

If you're not happy with your purchase, you can return new products within 90 days of purchase and used gear within 30 days of purchase. You will, however, be responsible for shipping and handling. We recommend bringing returns to a store if there's one nearby.

Read about upcoming Cyber Monday sales and deals:

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NOW WATCH: 9 items to avoid buying at Costco


          

Amazon Cyber Monday 2019: Best deals include $45 off the Kindle Paperwhite, $199 off a Casper mattress, and $58 off an Oral-B electric toothbrush

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IP Cyber Monday Amazon Deals 4x3

Updated 12/1/19 at 9:17 p.m. ET.

With Black Friday sales behind us, Cyber Monday deals are now the ones to watch.

Whether you're an Amazon Prime member or looking to get big discounts for great holiday gifts, keep an eye on this page for all the best Amazon Cyber Monday deals. We will be updating regularly throughout Cyber Monday.

The best early Amazon Cyber Monday deals of 2019:

Deals marked with an asterisk (*) are not yet live but will be available sometime between now and December 2. All other deals are currently live and are available through December 2.

  1. Best ebook reader deal: Kindle Paperwhite, $85 (originally $130) [You save $45, and earn $5 ebook credit]
  2. Best tablet deal: Fire HD 8 Tablet, $50 (originally $80) [You save $30] 
  3. Best streaming stick deal: Fire TV Stick with Alexa Voice Remote, $20 (originally $40) [You save $20] 
  4. Best music streaming deal: Amazon Music Unlimited: New members get four months for $1 (originally $32) [You save $31]
  5. Best headphones deal: Sony WH1000XM3 Noise Cancelling Headphones, $278 (originally $350) [You save $72]
  6. Best fitness tracker deal: Garmin Fenix 5X Sapphire, $300 (originally $600) [You save $300] 
  7. Best air purifier deal: Coway Airmega 400 Smart Air Purifier, $310.67 (originally $749) [You save $438.33]
  8. Best smart speaker deal: Echo Show 8, $80 (originally $130) [You save $50] 
  9. Best router deal: Eero mesh WiFi system 3-Pack, $160 (originally $249) [You save $89] 
  10. Best kitchen appliance deal*: SodaStream Fizzi Sparkling Water Maker Bundle, $100 (originally $150) [You save $50]
  11. Best stand mixer deal: KitchenAid KSM150PSCL Artisan Series 5-Qt. Stand Mixer, $200 (originally $429) [You save $229]
  12. Best vacuum deal: Ecovacs Deebot 500 Robot Vacuum, $135 (originally $280) [You save $145] 
  13. Best electric toothbrush deal: Oral-B 9600 Electric Toothbrush, $142.13 with coupon (originally $199.94) [You save $57.81]
  14. Best mattress deal: Casper Sleep 12-inch Queen Foam Mattress, $796 (originally $995) [You save $199] 

Why we selected these particular deals:

  1. We ranked the Kindle Paperwhite (currently $85) as the top mid-range ebook reader in our buying guide. It's waterproof and has a sharp 6-inch screen, so you can easily read on the train or by the pool. This is the lowest price we've seen on this model and you'll also earn $5 in ebook credit too, so you'll save on your first book or two.
  2. The Fire HD 8 Tablet (currently $50) is our top affordable tablet pick in our buying guide. It's fully compatible with all things Amazon, so you can catch up on Prime Video or Audible within two minutes of unboxing the Fire 8.
  3. Streaming sticks are generally easy to use but the Fire TV Stick with Alexa Voice Remote (currently $20) makes it even easier with voice control capability. 
  4. If you're new to Amazon Music Unlimited, the first four months are just $1. This gets you unlimited ad-free access to thousands of titles.  
  5. One of our favorite pairs of noise-canceling headphones (currently $278) is at its best price ever. For under $300, you'll get a powerful set of headphones that won't only cancel out surrounding noise, they also feature "smart listening" that actively adjusts ambient sound based on where you wear them. 
  6. Garmin's premium Fenix 5X Sapphire (currently $300) has a can't-miss 50% discount right now. $300 for a full-color GPS watch with features like mapping, cycling maps, run profiles, and smart notifications is a great deal. 
  7. We reviewed and loved the Coway Airmega 400 Smart Air Purifier (currently $310.67) for its ability to self-adjust depending on the air's pollution level while still being super quiet. It doesn't get discounted often and when it has, prices hover around $465, so this is a worthwhile deal. Coway also makes the top air purifier pick in our buying guide, so we know the brand is reliable.
  8. If you're looking for a smart speaker, try the new Echo Show 8 (currently $80). It can video and voice chat, pull up weather info, and lots more. The 8-inch screen is also just big enough to see faces during video chats clearly, but not overwhelm your space. This is part of Amazon's extended Black Friday sale, but we're expecting the price on this to jump back up in a few days.
  9. Wi-Fi mesh systems can extend your internet range, and the Eero mesh WiFi system (currently $160) is the most effective and best-looking one by far. In fact, it's the top pick in our buying guide and exceeds at providing consistent Wi-Fi without being unsightly and obtrusive in your home.
  10. The SodaStream Fizzi Bundle is an easy way to DIY sparkling water without buying more plastic bottles. This set comes with two Co2 cylinders, two carbonating bottles, and two fruit-flavored drops so you can make all the sparkling water you want. It will be $100 when the deal goes live, so we suggest waiting to buy it.
  11. You can save more than $200 on the popular KitchenAid Artisan Series 5-Qt. Stand Mixer. Not all colors are available at this great price, and stock is going fast, so pick carefully. 
  12. The Alexa- and Google Assistant-compatible Ecovacs robot vacuum (currently $135) has never seen a lower price, but the deal will only be available tonight. There's also an option to bundle it with an Echo Dot for just $22 more.
  13. Apply the $30 extra savings coupon and you can get this powerful Oral-B electric toothbrush (currently $142.13) at an all-time-low price. 
  14. Casper is one of those rare startups that also sells on Amazon. You can get the signature Casper Sleep 12-inch Queen Foam Mattress (currently $796) deal on the Casper website, too, but if you're shopping Amazon deals anyway, it might be easier to simply add it to your existing cart of other products. 

How we selected the best deals at Amazon:

  • We only chose products that meet our high standard of coverage, and that we've either tested, used in our daily lives, or researched carefully.
  • We compared the prices against other retailers like Target and Best Buy and only included the deals that are the same or better (not including promotional discounts that come from using certain credit cards).
  • All deals are at least 20% off, with the occasional exception for products that are rarely discounted or provide an outsized value.

Shop more of the best Amazon Cyber Monday deals below. 

Deals marked with an asterisk (*) are not yet live but will be available sometime between now and December 2. All other deals are currently live and will be available through December 2. 

Amazon devices: Up to 50% off

Shop Amazon device deals



Amazon memberships

  • Amazon Music Unlimited: New members get four months for $1
  • Kindle Unlimited: New members get three months for free, or six months for $29.97
  • Get $5 in ebook credit when you spend $20 on ebooks
  • Audible: New members receive their first three months of an Audible membership at $6.95 a month, available through December 31
  • Prime Video: Prime members get 50% off rentals and purchases of new release movies, as well as 50% off monthly subscriptions to select channels, like CBS All Access, MTV Hits, Comedy Central Now, and Britbox. 



TVs: Up to 45% off

Shop TV deals



Laptops and tablets: Up to 40% off

Shop laptop and tablet deals



Smart home devices: Up to 40% off

Shop smart home device deals



Headphones: Up to 30% off

Shop headphone deals



Smartwatches and fitness trackers: Up to 33% off

Shop smartwatch and fitness tracker deals



Kitchen appliances and tools: Up to 50% off

Shop kitchen deals



Home goods: Up to 40% off

Shop home deals



Travel deals: Up to 40% off

Shop travel deals



Beauty and skincare: Up to 45% off

Shop beauty and skin-care deals



Health and personal care: Up to 50% off

Shop health and personal care deals



Fashion: Up to 50% off

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See more Cyber Monday 2019 sales and deals




          

White House says Trump will not participate in the first House Judiciary impeachment hearing

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Trump

  • The White House on Sunday said neither President Donald Trump nor his lawyers would participate in the House Judiciary Committee's first impeachment hearing on Wednesday. 
  • In a 5-page letter to House Judiciary Committee Chairman Jerry Nadler, White House counsel Pat Cipollone wrote that the president would not be attending the upcoming hearing on the basis that it was "unclear whether the Judiciary Committee will afford the President a fair process through additional hearings." 
  • The White House letter left open the possibility that Trump may participate in future hearings and said it would respond to a second Judiciary letter by a Friday deadline. 
  • The House impeachment inquiry will move this week from its fact-finding stage in the Intelligence Committee to considerations of possible misconduct charges over Trump's dealings with Ukraine.
  • Visit Business Insider's homepage for more stories.

The White House on Sunday said neither President Donald Trump nor his lawyers would participate in the House Judiciary Committee's first impeachment hearing on Wednesday. 

In a 5-page letter to House Judiciary Committee Chairman Jerry Nadler, White House counsel Pat Cipollone wrote that the president would not be attending the upcoming hearing on the basis that it was "unclear whether the Judiciary Committee will afford the President a fair process through additional hearings." 

"As for the hearing scheduled for December 4, we cannot fairly be expected to participate in a hearing while the witnesses are yet to be named and while it remains unclear whether the Judiciary Committee will afford the President a fair process through additional hearings," Cipollone wrote.

The White House added that Nadler's November 26 query on whether Trump planned to participate in the upcoming hearings provided "little information" about the day's proceedings or possible witnesses. 

"More importantly, an invitation to an academic discussion with law professors does not begin to provide the President with any semblance of a fair process. Accordingly, under the current circumstances, we do not intend to participate in your Wednesday hearing," Cipollone wrote. 

The White House also slammed the hearing as "baseless" and which violates "past historical precedent" and "fundamental fairness."

The House impeachment inquiry will move this week from its fact-finding stage in the Intelligence Committee to considerations of possible misconduct charges over Trump's dealings with Ukraine.

According to Politico, this means that Trump will likely rely on his GOP allies on the Judiciary Panel to mount a defense for him in a move intended to paint the impeachment proceedings as illegitimate and partisan. 

The Democratic-led Judiciary Committee gave The White House until Sunday night to respond to the Judiciary letter on whether Trump or his lawyers would be participating in Wednesday's hearing. The Committee also sent another letter on November 29 which asked whether the administration would attend additional unspecified hearings in the future and gave the White House until Friday to respond. 

The White House letter on Sunday left open the possibility that Trump may participate in future hearings and said it would respond to the second Judiciary letter by the intended Friday deadline. 

Wednesday's hearing will be the first in a series of expected proceedings which will hear testimony on the impeachment process from a panel of legal experts. House Speaker Nancy Pelosi will make the final decision on whether or not to impeach Trump.

SEE ALSO: Trump faces two impeachment deadlines as inquiry shifts focus

Join the conversation about this story »

NOW WATCH: Extremists turned a frog meme into a hate symbol, but Hong Kong protesters revived it as an emblem of hope


          

Nike is continuing the deals with a Cyber Monday sale — save an extra 25% on sale styles

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Nike free rn 5 mens running shoe

This Cyber Monday, Nike is having a huge sale on shoes, clothing, and accessories for men, women, and kids. Now through December 3 at 11:59 p.m. PST, you can save an extra 25% on select styles by using the promo code "CYBER" at checkout.

The Cyber Monday sale includes popular running styles like the Nike Free RN 5.0 and Air VaporMax, and timeless classics like the Air Force 1. You'll find shoes and clothing for performance or for casual wear.

You'll have 60 days to return all purchases made between November 1, 2019, and January 6, 2020. Standard shipping is free for orders over $150, and $8 if your purchase is less than $150. If you're a NikePlus member, standard shipping is free with any purchase and expedited shipping discounts are offered.

If you're looking for gift ideas and deals that aren't available at Nike, check out current deals on our Cyber Monday deals page.

The 6 best deals from Nike: 

  1. Men's Nike Free RN 5.0, $52.48 (originally $100) [You save $47.52]
  2. Men's Nike Epic React Flyknit 2 SE, $82.48 (originally $150) [You save $67.52]
  3. Men's Nike Air VaporMax Flyknit 3, $128.23 (originally $190) [You save $61.77]
  4. Women's Nike Zoom Gravity, $59.98 (originally $90) [You save $30.02]
  5. Women's Nike Odyssey React Flyknit, $65.98 (originally $120) [You save $54.02]
  6. Women's Nike React Element 55, $58.48 (originally $130) [You save $71.52]

Looking for more Cyber Monday deals? Here's where to find them:

  1. The absolute best Cyber Monday deals of 2019
  2. The best tech deals of Cyber Monday 2019
  3. Amazon Cyber Monday deals 2019
  4. Target Cyber Monday deals 2019
  5. Walmart Cyber Monday deals 2019
  6. Macy's Cyber Monday deals 2019
  7. What is Cyber Monday? Everything you need to know

Join the conversation about this story »


          

Ugg boots and slippers are on sale for Cyber Monday — here are the 10 best deals

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ugg

Ugg boots are comfortable and cozy. And right now, lots of styles are more than 30% off for Cyber Monday. 

There's more to Ugg than its ubiquitous duck-bill-shaped boots, with fashion-forward sandals, heels, booties, and even clothing. Plenty of styles are discounted right now, some even more than 30% off, and at major retailers like Nordstrom, Zappos, and Ugg directly.

Take advantage of the discounts for yourself, or consider picking up a pair or two as great holiday gifts for anyone on your list. You can't go wrong with a pair of Ugg's shearling boots — these boots are pure comfort and come in a range of different heights and colors that work for everyone. We've also ranked the Ugg Adirondack III Boot as the best winter boots for women.

In anticipation of December 2, there are plenty of other great deals you can take advantage of right now. We've listed the 10 best deals below.

The best Ugg boot deals: 

  1. Ugg Women's Classic Mini Leather Waterproof Boot, available at Ugg, $115.99 (originally $195) [You save $79.01]
  2. Ugg Men's Camino Chelsea Boot, available at Nordstrom, $89.90 (originally $139.95) [You save $50.05]
  3. Ugg Women's Bailey Boot, available at Ugg, $132.99 (originally $205) [You save $72.01]
  4. Ugg Women's Ultra Short Revival, available at Zappos, $131.97 (originally $199.95) [You save $67.98]
  5. Ugg Men's Cali Chukka Boot, available at Zappos, $69.97 (originally $179.97) [You save $109.98]

The best Ugg slipper deals:

  1. Ugg Men's Fascot Indoor/Outdoor Slipper, available at Nordstrom, $79.90 (originally $139.95) [You save $60.05]
  2. Ugg Women's Grove Slippers, available at Bloomingdale's, $69.90 (originally $99.95) [You save $30.05]
  3. Ugg Women's Fuzz Yeah, available at Zappos, $59.95 (originally $99.95) [You save $40]
  4. Ugg Men's Henrick, available at Zappos, $62.98 (originally $139.95) [You save $76.97]
  5. Ugg Women's Lane, available at Ugg, $44.99 (originally $90) [You save $45.01]

Looking for more Cyber Monday deals? Here's where to find them:

  1. The absolute best Cyber Monday deals of 2019
  2. The best tech deals of Cyber Monday 2019
  3. Amazon Cyber Monday deals 2019
  4. Target Cyber Monday deals 2019
  5. Walmart Cyber Monday deals 2019
  6. Macy's Cyber Monday deals 2019
  7. What is Cyber Monday? Everything you need to know

Join the conversation about this story »


          

De Marck Zuckerberg a Amancio Ortega: dónde viven y cuánto cuestan las casas de cinco de los hombres más ricos del mundo

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De Marck Zuckerberg a Amancio Ortega: dónde viven y cuánto cuestan las casas de cinco de los hombres más ricos del mundo

La lista Forbes 400 nos ha vuelto a mostrar recientemente quiénes son algunos de los hombres más ricos del mundo. Una lista en la que, para entrar, es necesario tener una fortuna mayor que 2.100 millones de dólares y en la que en 2019 se han mantenido a la cabeza el fundador y CEO de Amazon, Jeff Bezos, y Bill Gates en segunda posición. Los dos, además, tienen otra cosa en común y es que son vecinos. Algo que nos ha llevado a preguntarnos: ¿dónde y cómo viven los que más tienen?

Bill Gates

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La pequeña localidad residencial de Medina en Washington (Seattle) es uno de los códigos postales más ricos de todo el país norteamericano. Allí viven unas 3.000 personas con una renta per cápita media que ronda los 190.000 dólares al año. Siendo así, no es de extrañar que el valor medio de las casas sea de casi 2,8 millones de dólares. La del dueño de Microsoft es tan famosa que tiene hasta su propia página de Wikipedia.

Se trata de una mansión valorada en 127 millones de dólares que se llama Xanadú 2.0 en honor a la del personaje principal de la película Ciudadano Kane y que cuenta con 6.000 metros cuadrados construidos.

Residence Of Bill Gates

En 1998, Gates pagó dos millones de dólares por todo el terreno. A los 300 obreros que trabajaron en su construcción les llevó un total de siete años y 63 millones de dólares construir la casa, fabricada con madera de pinos Douglas de más de 500 años de antigüedad.

Tiene un total de 24 baños, 6 cocinas, diversos aparcamientos con capacidad para 23 coches, una biblioteca con 20 sofás y un salón capaz de albergar hasta 150 comensales en una cena o 200 personas de pie en un cóctel. Todo ello, además, de gimnasio con vestuarios separados para hombres y mujeres, baño de vapor, cine de estilo Art Deco con aforo para 20 personas y una casa de invitados de 176 metros cuadrados, por nombrar algunas prestaciones.

Bill Gates House 2015

La piscina (olímpica) también cuenta con su propio edificio y está dotada con un equipo de sonido que permite escuchar música dentro del agua. Aunque más estrafalario aún resulta que la cama elástica también tenga su propio cuarto, con techos de diez metros de altura, o que la arena de la playa se la traigan todos los años del Caribe.

Jeff Bezos

Jeff bezos

Por su parte, Jeff Bezos ha situado su casa en Medina cerca de la sede central de Amazon y a solo un kilómetro de la de Gates. Se trata de un terreno de más de dos hectáreas que alberga una casa principal de más de 2.600 metros cuadrados y una cabaña de campo de 400. Las dos cuentan con 5 dormitorios y 4 baños. La propiedad le costó a Bezos 10 millones de dólares cuando la compró en 1998, está situada a orillas de lago Washington y cuenta con 94 metros de costa.

Aunque el magnate, cuya fortuna valora Forbes en 135.600 millones de dólares, es famoso también por poseer otras muchas y espectaculares propiedades. Por un lado, tiene una villa de estilo español, de más de 20 millones de dólares, en Beverly Hills (Los Ángeles). Esta mansión dispone de siete habitaciones, el mismo número de baños, pista de tenis, piscina, cuatro fuentes y garaje con seis plazas.

Bezos Beverly Hill

Cambiando de estilo, compró un rancho en Van Horn, Texas, de más de 10.000 metros cuadrados y, en 2017, adquirió la casa más grande de Washington DC, que era un antiguo museo textil reconvertido en vivienda de lujo. Por ella pagó 23 millones de dólares, a los que habría que sumar los 12 que les costó reformarla. La reforma supuso construir 11 habitaciones, 25 cuartos de baño, cinco salas de estar, dos ascensores y un solarium.

Bezos Museo

Además, tiene diversas propiedades en los mejores rincones de Nueva York. Empezó en 1999 adquiriendo tres edificios de apartamentos en el Upper West Side. Una construcción, con espectaculares vistas a Central Park, que es un emblema del Art Decó. La última transacción en Manhattan la ha llevado a cabo este mismo año con un ático triplex y los dos pisos vecinos por 72 millones de dólares. Si el empresario uniera las tres viviendas tendría una sola de casi 1.600 m2 y 12 habitaciones.

Está ubicado en la Quinta Avenida y tiene vistas al Madison Square Park, gimnasio, simulador de golf, sala de juegos y una sala de cine. La vivienda también cuenta con varias terrazas al aire libre. Están decoradas con vegetación en las paredes y disponen de camas balinesas, tumbonas para tomar el sol.

jeff bezos

Warren Buffet

Warren Buffett

Warren Buffett es uno de los hombres más rico del mundo. Más concretamente, está posicionado el tercero en la lista de Forbes. Inversor y empresario, su fortuna está valorada en 87.000 millones de dólares. A pesar de ello, vive en la misma casa desde 1958, una mansión, más modesta que las anteriores, situada en un barrio tranquilo de Omaha (Nebraska). Buffett la compró, en su momento, por 31.500 dólares, lo que supone un 0,001% de su patrimonio. Aunque, según datos de Bussiness Insider, en la actualidad estaría valorada en unos 652.600 dólares.

Casa Warren Buffet 4 Jpg 231334169

La vivienda de 610 metros cuadrados, fue construida en 1921 y cuenta con 5 dormitorios, 3 baños, jardín y se encuentra vallada y protegida por cámaras. La razón por la que nunca se ha mudado es, como él mismo declaró en una famosa declaración recogida en un documental de la BBC, porque en ella es feliz y solo se mudaría si pensara que en otro lugar iba a ser más feliz.

Mark Zuckerberg

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La casa de Mark Zuckerberg, el cuarto en la lista Forbes 400, es una propiedad de 500 metros cuadrados, más sencilla que las de Bill Gates y Jeff Bezos. Se encuentra en la exclusiva zona de Edgewood Drive, en Palo Alto (California), a menos de 10 minutos en coche de la sede de Facebook en Menlo Park.

Casa De Mark Zuckerberg 768x576

Zuckerberg la adquirió por 5,6 millones de dólares en 2011. Una compra a la que ha ido sumando las casas que la rodean por motivos de privacidad y para poder decidir personalmente quiénes son sus vecinos. Se trata de cuatro casas por las que pagó 24 millones de dólares.

Interior

Dispone de cinco habitaciones, la misma cantidad de baños y una piscina de agua salada. Aunque una de las partes más atractivas de la casa es su perímetro ya que dispone de un gran jardín al aire libre, ideal para organizar fiestas y eventos.

Mark Zuckerberg House Palo Alto

El interior de la casa se compone de suelos de madera y muebles sencillos y tradicionales, con una decoración bastante austera. No obstante, a pesar de su sencillez, la vivienda cuenta con un pabellón de entretenimiento, chimenea, barbacoa y spa.

Jardin

Amancio Ortega

Amancio Ortega

Según el ránking de las personas más adineradas del mundo que realiza anualmente Forbes, Amancio Ortega es el sexto hombre más rico del mundo y la primera fortuna de España.  La misma publicación ha estimado su fortuna en 63.200 millones de euros. No obstante, el empresario es conocido por su estilo de vida relativamente sencillo. Un reflejo de ello se encuentra en sus propiedades.

Tras su separación de Rosalía Mera en 1986 se instaló en un dúplex con vistas a la playa de Orzán en el barrio de clase media de Zalaeta (A Coruña). Un barrio al que se le conoce popularmente como "Zaraeta" por el gran número de ejecutivos y mandos intermedios de Inditex que viven en él.

Actualmente, Amancio Ortega reside en su casa de O Parrote, también en el centro de A Coruña, donde se celebró la boda de su hija Marta con Carlos Torretta. Se trata de un edificio de cuatro plantas, con una superficie construida de más de 3.000 metros cuadrados, que data de principios del siglo XIX y que fue rehabilitado por el empresario.

Vista Aerea De La Zona Donde Estan La Casa De Ortega Y El Club Nautico Google

Con un singular valor arquitectónico por su amplio frente, sus inmensas puertas de arco y por sus tres galerías, es uno de los edificios que conforman la emblemática fachada marítima de galerías de A Coruña. Además, Amancio Ortega cuenta también con una residencia familiar en el Pazo de Anceis, en una zona rural a las afueras de la ciudad.

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No ha trascendido por cuánto dinero podría haber adquirido el empresario sus propiedades pero la zona de O Parrote es conocida por tener los alquileres más caros en el centro de la ciudad. Según un estudio de la Federación Galega de Empresas Inmobiliarias el precio por metro cuadrado del vecindario casi duplica la media de la ciudad de 7,3 euros.

Fotos | Google Maps, NBC, Wikipedia, The Backyard, Instagram de jmrey42.


          

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Psychiater sagen: Dieser Test zeigt eure wahren Gefühle — wie schneidet ihr ab?

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Könnt ihr auch hin und wieder nicht richtig in Worte fassen, wie ihr euch eigentlich fühlt? Dann ist dieser Test etwas für euch. Mit ihm finden Psychotherapeuten heraus, was wirklich in euch vorgeht, auch wenn ihr es gerade vielleicht selbst nicht wisst.

Der Test ist simpel: Ihr sollt die gezeichnete Figur in einem Haus nennen, mit der ihr euch am meisten identifiziert.

Die Zeichnung „Das Haus der Persönlichkeiten“ stammt aus dem Buch „Psychobook“ von Adam Dant. „Mit dem Test kann man die aktuelle Gemütslage ermitteln, sehen, wie viel Selbstvertrauen ein Mensch hat. Selbst wenn der Test von Teilnehmern mit einem gewissen Maß an Ironie angegangen wird, kann er zum Denken anstoßen und zu hilfreichen Aussagen in einer Therapie verhelfen“, schreibt Mitherausgeberin Mel Gooding.

Unter den Figuren im Haus sind „Opfer“, „Helfende“, „Zerbrechliche“ und viele andere. Schaut sie euch genau an  mit wem identifiziert ihr euch am meisten? Merkt euch die Nummer eurer Figur, um zu erfahren, was sie über euch aussagt.

house of personalities

Das könnte euch auch interessieren:

 An diesem Rätsel scheitern 75 Prozent aller Menschen — Bill Gates brauchte nur 20 Sekunden

 Prämiert: Professor löst 350 Jahre altes Mathe-Rätsel

 Mit diesem Test erfahrt ihr, ob ihr ein Super-Recognizer seid — und Gesichter besser erkennt als alle anderen

So bewertet euch das „Psychobook“ anhand der gewählten Figur:

  1. Suchend
  2. Opportunistisch
  3. Verloren
  4. Unbefriedigt
  5. Prokrastinator
  6. Befähiger
  7. Helfer
  8. Hüter
  9. Neugierig
  10. Erfüllt
  11. Liebend
  12. Opfer
  13. Perfektionist
  14. Geborgen
  15. Befreit
  16. Unzuverlässig
  17. Leichtgläubig
  18. Narzisst
  19. Glücklich
  20. Feiernd
  21. Vorsichtig
  22. Wütend
  23. Träge
  24. Korrekt
  25. Kreativ
  26. Abhängig
  27. Organisiert
  28. Unsicher
  29. Freundlich
  30. Offen
  31. Ohnmächtig
  32. Elterlich
  33. Verängstigt
  34. Zerbrechlich



Den Rest der Story gibt es auf Business Insider Deutschland
          

6 facts that show millennials are going to be OK, even if you think they aren't - Business Insider

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6 facts that show millennials are going to be OK, even if you think they aren't  Business Insider
          

What is a 'Henry'? Millennials who earn 6 figures but still feel broke - Business Insider

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What is a 'Henry'? Millennials who earn 6 figures but still feel broke  Business Insider
          

Black Friday, Cyber Monday: What millennials don't want for holidays - Business Insider

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Black Friday, Cyber Monday: What millennials don't want for holidays  Business Insider
          

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Why Boatsetter primarily attracts women and millennials  Business Insider
          

The 'Butthole Sunning' Wellness Trend  Is Confusing the Internet

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A wellness influencer named Metaphysical Meagan has gone viral for espousing the supposed benefits of "perineum sunning," aka "butthole sunning."

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Recently, Meagan gained some traction online after a Twitter user took a screenshot of her recent Instagram post talking about how the "health benefits" of giving your butthole a little Vitamin D every day — complete with a photo, of course.

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Related | Wellness Influencers Give Bad Advice, Study Says

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According to Meagan, the "ancient Taoist practice" of perineum sunning her "bum and yoni" has a ton of benefits, including, "surges of energy," "better sleep," "better connection to her sexual energy," and "creativity."

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View this post on Instagram

🌞Perineum Sunning🌞 For the past few weeks I have included sunning my bum & yoni🌺 into my daily rising routine. • ☀️Many of you have been asking about the benefits of this practice: ⚡️30 seconds of sunlight on your butthole is the equivalent of a full day of sunlight with your clothes on!⚡️ Taught by @ra_of_earth & @certifiedhealthnut (This is an ancient Taoist practice that’s been around for a while!) Things I’ve noticed personally In my reality since I’ve implemented this: 🌞Surges of energy almost immediately! 🌞Better Sleep 🌞Better connection to my Sexual energy & control of my Life Force⚡️ 🌞So much Creativity flowing through my life!!🧡 🌞Attracting my desires & intentions with ease. 🌞Attracting soul tribe & people who are on the same frequency and wavelength as me. • ☀️I’m spending a maximum of 5 minutes in the morning doing this. @ra_of_earth teaches that 30 seconds is more than enough sunshine exposure down there! ☕️This is truly more energizing than slamming cups of coffee and is a great alternative to consuming neurotoxic coffee & caffeine that can disrupt your adrenal gland health.☕️ 🌞This is such a simple game changing practice!! ⚡️Try it out & let me know your experience⚡️ ☀️You can do this any time the sun is out... I prefer early in the morning!☀️ #NakedInNature

A post shared by 𓂀 𓋹 Metaphysical Meagan 𓋹 𓂀 (@metaphysicalmeagan) on

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Even better? She claims that, "30 seconds of sunlight on your butthole is the equivalent of a full day of sunlight with your clothes on!"

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Granted, we'd probably advise you to take Meagan's advice with a grain of salt at this point, especially since Doctor-4-U's Dr. Diana Gall recently told Insider that, "there is no evidence that sunbathing in this way has any effect on physical wellbeing."

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View this post on Instagram

☀️Perineum Sunning PART 2☀️ 🍑I was recently interviewed for an article on this, so I thought I’d share more: Perineum sunning is an ancient Taoist practice that originated in the Far East. In Taoism, the perenium or Hui Yin is called the “Gate of Life and Death.” This is a gateway where energy enters & exits the body. I first learned about perineum sunning through my studies of Taoism and Tantric practices. Mantak Chia speaks about this in his work, as does my friend @ra_of_earth . 🍑The benefits of perineum sunning include: 🌞 •It brings in prana or solar energy from the sun into the organs within the body which strengthens the organs. 🌞 •Perineum sunning prevents against the leakage of chi or life force energy from the body. This in turn sustains health & longevity of the physical body. •Increases creativity and creative output. •Aids in a healthy libido & balanced sexual energy. •30 seconds of sunlight on the perineum is equivalent to being in the sun all day with your clothes on. •It regulates the circadian rhythm and promotes deeper sleep. •Grounds and connects you to the Earth. •Increases your personal magnetism and amplifies the auric field. •Better focus & mental stimulation. •Regulates hormone function in the sex organs. ⚡️ 🍑My experience with perineum sunning has been profound. I have been practicing this for a few months now. I start my day with 5 minutes of perineum sunning & feel energized for hours. I no longer rely on coffee for energy to start my day because I am getting my energy from the sun. I also am experiencing better sleep and require less sleep due to boost of overall energy. • 🍑I would highly recommend this to anyone who is seeking optimal health & wellness and to those looking to connect with their sexual energy in a balanced way. • 🍑The main advice I have that this practice is meant to be done in the time of 30 seconds to 5 minutes MAX in the sun. 🌞 •‼️‼️THE INTENTION OF THIS IS NOT TO TAN YOUR BUTTHOLE‼️‼️ • 🌞 Sunscreen is not required & all you really need is 30 seconds of sun exposure. The ideal hours of the day to do this are between 7-9 am. #ButtholeSunning #SexualHealing #TaoistPractices

A post shared by 𓂀 𓋹 Metaphysical Meagan 𓋹 𓂀 (@metaphysicalmeagan) on

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"Yes, practicing mindfulness and meditation, and getting your dose of Vitamin D, is beneficial for mental and physical health," Dr. Gall added, "But you don't need to damage your skin in the process from sun exposure."

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Check out the online reactions to Meagan's wellness "advice," below.

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Photo via Getty




          

"Papa" John Schnatter Eats 40 Pizzas in 30 Days and Vows "a Day of Reckoning." (He's Not Doing Well!)

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by Wm. Steven Humphrey
Screen_Shot_2019-11-26_at_10.25.17_AM.png
WDRB News

Just in case you were wondering if Papa John Schnatter—the former CEO of Papa John's Pizza—has accomplished any significant self-reflection regarding his racist behavior that got him kicked out of his own company... HE HAS NOT. In fact, if his interview with WDRB TV is any indication, Papa John is just as unrepentant as before—and eating "40 pizzas in 30 days" probably isn't helping?

TO RECAP: John Schnatter is not a good person. In 2012, he threatened to raise prices on his pizzas and cut his employees' hours if Obamacare passed. Note: At the time he was worth $240 million, and according to this One Day at a Time entry, "owned a 40,000-square-foot mansion, which is built to look like a medieval castle and boasts an underground 22-car garage, a car wash, a motorized car turntable, an artificial lake, and 16 acres—part of which is Papa John's very own golf course." Did I mention he's a lovestruck Trump supporter? He's a lovestruck Trump supporter.

In 2017, Schnatter made national boo-hoo news again, crying that his company was suffering from a significant slump in pizza sales because the NFL refused to punish football players (like Colin Kaepernick) who supported the Black Lives Matter movement by refusing to kneel during the national anthem. White supremacists were PSYCHED by Schnatter's comment, leading the ultra-right wing Daily Stormer to proclaim Papa Johns as "the official pizza of the alt-right."

In 2018, Schnatter's racist conservative leanings erupted again when he was forced to resign after using a disgusting racial epithet during a company conference call. From Forbes:

On the May call, Schnatter was asked how he would distance himself from racist groups online. He responded by downplaying the significance of his NFL statement. “Colonel Sanders called blacks n—–s,” Schnatter said, before complaining that Sanders never faced public backlash.

Schnatter also reflected on his early life in Indiana, where, he said, people used to drag African-Americans from trucks until they died. He apparently intended for the remarks to convey his antipathy to racism, but multiple individuals on the call found them to be offensive, a source familiar with the matter said.

Fast forward to NOW, 2019! And "No longer Papa" John Schnatter is in the news again. Now, one would think that after burning himself so many times, he would have learned to take his hand off the hot stove and show some self-reflection and personal growth, but... NOPE! He's pretty much as horrible as ever—though significantly sweatier.

In an interview yesterday with WDRB 41 News, Schnatter apparently still has A LOT of animosity toward those running his former company, and now claims the following:

• That his former partners "fabricated" the story of Schnatter being a racist—even though he admits to using the n-word.
• That his ousting was an inside job by his partners who "should be in jail."
• That if the management team was out and he were back in, Papa Johns employees would "be doing back flips. They'd be bouncing off the wall."
• That he's eaten "over 40 pizzas in the last 30 days" (!!) in order to test the quality of Papa Johns, and says it's not as good. (This could explain the way he looks in the above photo.)
• And that "the truth" about him will eventually come out, and when it does? There will be a "DAY OF RECKONING." Oooooooooooh... do you think he's the fifth horseman of the apocalypse?

Hopefully this is the last we'll hear from this garbage human—especially if he continues to eat 40 pizzas a month (topped with extra racism and self-pity). BYE, BOY, BYE.

If you are a sweat aficionado, watch the entire interview here.

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10 fears you need to let go of to move forward in your life

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woman therapy therapist

  • Psychotherapist Amy Morin — who wrote the book "13 Things Mentally Strong People Don't Do" — wants you to know which 10 fears might be holding you back in life.
  • Morin says that she sees a lot of people work so hard to prevent themselves from ever feeling anxious that they actually develop depression.
  • Some of the problematic fears identified by Morin are: uncertainty, being judged, and failure.
  • Visit Business Insider's homepage for more stories.

Whether your fears involve your relationship, career, death, or discomfort, staying inside your comfort zone will ensure you live a small life.

In fact, as a therapist, I see a lot of people work so hard to prevent themselves from ever feeling anxious that they actually develop depression. Their efforts to make themselves stay comfortable inadvertently backfire. They live boring, safe lives that are void of the risk and excitement they need to feel fully alive.

Here are the top 10 fears that hold people back in life.

1. Change

We live in an ever-changing world, and it is happening more rapidly than ever before. Despite this fact, however, there are many people who fear change, and so they resist it.

This can cause you to miss out on many good opportunities that come your way. You run the risk of being stagnant and staying stuck in a rut when you avoid change.



2. Loneliness

The fear of loneliness can sometimes cause people to resist living alone or even stay in bad relationships. Or, the fear of loneliness can cause people to obsessively use social media to the extent that they miss out on making face-to-face connections.

And while it's smart to ward off loneliness (studies show it's just as harmful to your health as smoking), it's important to surround yourself with healthy people and healthy social interactions.



3. Failure

One of the most common fears on earth is the fear of failure. It's embarrassing to fail. And it may reinforce your beliefs that you don't measure up.

You also might avoid doing anything where success isn't guaranteed. Ultimately, you'll miss out on all the life lessons and opportunities that might help you find success.



4. Rejection

Many people avoid things like meeting new people or trying to enter into a new relationship because of the fear of rejection. Even individuals who are already married sometimes avoid asking their long-time spouse for something, imagining that the person will say no.

Whether you fear asking that attractive person out on a date or asking your boss for a raise, the fear of rejection could keep you stuck. And while rejection stings, it doesn't hurt as much as a missed opportunity.



5. Uncertainty

People often avoid trying something different for fear of uncertainty. After all, there's no guarantee that doing something new will make life better.

But staying the same is one surefire way to stay stagnant. Whether you're afraid to accept a new job or afraid to move to a new city, don't let the fear of uncertainty hold you back.



6. Something bad happening

It is an unfortunate and inevitable fact that bad things will happen in life. And sometimes, the fear of doom prevents people from enjoying life.

You can't prevent bad things from happening all the time. But don't let that fear stop you from living a rich, full life that's also full of good things.



7. Getting hurt

Hopefully, your parents or a trusted adult taught you to look both ways before you cross the street so that you won't get hurt. But quite often our fears of getting hurt cause us to become emotionally overprotective of ourselves.

Your fear of uncomfortable feelings and emotional wounds might prevent you from making deep, meaningful connections. Or it might stop you from being vulnerable at work. But without emotional risk, there aren't any rewards. 



8. Being judged

It's normal to want to be liked. But the fear of being judged can prevent you from being your true self.

The truth is, some people will judge you harshly no matter what. But trusting that you're mentally strong enough to live according to your values is key to living your best life.



9. Inadequacy

Another fear shared by many people is the feeling of not being good enough. If you feel like you don't measure up, you might become an underachiever. Or you might become a perfectionist in an effort to try and prove your worth.

The fear of inadequacy can be deep rooted. And while it's hard to face it head on, you'll never succeed until you feel worthy of your success.



10. Loss of freedom

A certain amount of this fear can be healthy, but it becomes a problem when it holds you back in life. For many people, the fear of the loss of freedom becomes a self-fulfilling prophecy.

For example, someone who wants to live a free life might avoid getting a job with a steady income. Consequently, they might miss out on the freedom that comes with financial stability. So it's important to consider what you're giving up when you fear losing certain freedoms.




          

TikTok-ing Through the Apocalypse (Part 1)

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In this two-part series we explore the international phenomenon and emerging social media platform: TikTok. From the failing Shanghai tech company that created Musical.ly to ByteDance’s $1b acquisition in 2017, we explore how TikTok became the highest-valued startup to date now totalling over $75b. In part 1 we’ll break down the app and its powerful machine learning technology, and how its Chinese roots are critical to understanding the future of the company.

Eating For Free is a bi-weekly gossip podcast reporting from the edge of the internet! We're a new wave of celebrity reporters at a time when pop culture is increasingly chaotic and media lacks the ability or moral direction to make sense of this capitalist nightmare!

Do you have a tip for us? Got some hot gossip? Need to get any questions off your chest? Call our hotline at Call 1-810-EAT-FREE (1-810-328-3733) or send us an email at questions@eatingforfree.com!

Become a Patreon backer for exclusive access to weekly bonus episodes and more! You can also find us on our websiteTwitter, and Instagram. For behind-the-scenes gossip and access, join our exclusive Facebook group: Girls & Gays (G.A.G.S.)

Sources: 


          

Links 493

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Abgelaufene Nudeln: Kann man sie noch essen?

Haribo übt Selbstkritik: "Den Goldbären aus den Augen verloren"

Fleischersatz: Hafer ist das nächste Fleisch

Erderwärmung: „Es ist nicht auszudenken, was es bedeuten würde“

Erderwärmung: Forscher warnen vor "planetarem Notfallzustand"

Seit 6 Jahren alleine im Wald - Marc Freukes der Aussteiger

Ein veganes Weihnachtsmenu mit saisonalen Bio-Zutaten

Ich habe einen Monat lang vegan gelebt und musste mich der unangenehmen Wahrheit über Fleischesser stellen

Burger King will Premium-Kette werden

Neuseeland züchtet klimafreundliche Schafe



          

Workers Are Heading Back to the Picket Lines

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American workers are fed up. So fed up that they’re taking one of the most radical steps available to them: refusing to work.

This year kicked off with public school teachers in California going on strike to demand higher pay, more support services, and smaller class sizes. In October, Chicago’s teachers followed suit, staging their longest strike in decades. Then teachers in Little Rock, Arkansas, struck for just the second time in the city’s history. In between the teachers’ strikes, 46,000 General Motors workers walked off the job for 40 days, the longest strike by autoworkers in half a century, to call for higher pay, better benefits, investment in American plants, and a path to full-time status for temporary workers—all meant to reverse the belt-tightening implemented during the Great Recession. A number of other workers, from nurses to Uber drivers to grocery store employees, have also walked off the job to make demands of their bosses.

We won’t have the official numbers for how many Americans went on strike this year until 2020. But workers have clearly continued last year’s trend of insisting that they deserve a share of the spoils from the longest US economic expansion on record.

More workers went on strike last year—485,200 of them—than at any time since 1986, the year The Oprah Winfrey Show debuted and Microsoft went public. There were 20 major strikes in 2018, the most since before the recession. Teachers walked off the job in Arizona, Colorado, Kentucky, Oklahoma, and West Virginia to demand better pay and better resources for their students. Fifty thousand hospitality workers voted to strike in Las Vegas, and hotel workers walked picket lines in Chicago. Fast food workers continued their fight for a $15 minimum hourly wage and the right to unionize and had a new demand: that their employers address the sexual harassment they experience at work. McDonald’s workers conducted the first national strike over sexual harassment in the country’s history.

Until the 1980s, American workers regularly staged hundreds of major strikes each year to try and compel employers to treat and pay them better. But in the decades since, that tradition was all but snuffed out, particularly fading during the Great Recession, when people feared losing their jobs. The nadir was in 2009, with just five strikes involving a mere 12,500 people.

If last year and this year have shown anything, it’s that American workers have decided they can’t afford to be afraid anymore. On the surface, they seem to be doing well. The economy has been expanding for a decade now, with healthy job growth and falling unemployment. Work appears to be plentiful.

So why would Americans put down their chalk, wrenches, and spatulas or close their laptops to take to the picket lines? For one thing, wages have barely budged, increasing just 3 percent this year—far less than would be expected with so many people back at work. More than 40 percent of workers are stuck in low-wage jobs, making less than $18,000 a year at the median. No wonder, then, that four in 10 Americans would struggle to cover an unexpected expense of $400 and 17 percent can’t pay all their current bills.

The healthy employment numbers also mask the insecurity many feel. Nearly a fifth of workers have schedules that vary based on their employers’ demands, not their own needs. While the number of uninsured Americans has dropped in recent years, even those with insurance aren’t always saved from financial hardship, given that last year nearly a quarter of all adults went without medical care because they couldn’t pay for it. Over 30 percent of private-sector workers don’t have access to retirement benefits through their jobs. If they need time off, they’re unlikely to get paid for it: About 40 percent don’t have paid sick leave, about 25 percent don’t have paid vacations, and a mere 12 percent have paid family leave.

During the last recession, many employers argued that they had to cut back on jobs, pay, and benefits to make it through dire financial times. Lots of workers felt they had no choice but to swallow those edicts, keep their heads down, and hope for the best.

But a decade of healthy economic growth hasn’t loosened the purse strings. Workers keep fueling the economic expansion without reaping the rewards. Refusing to work is the sharpest tool they have to carve out a fair share of the economic pie. They’ve finally been pushed to wield it.




          

Bogus news sites making big money with fake views

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TheDomains TheDomains: BBC.com published a story on websites that are using well known names like Forbes and BusinessInsider.com to make ForbesBusinessInsider.com. The maker of the ForbesBusinessInsider.com site actually replied back to the BBC and said it was a test to find ways of increasing search engine optimisation. There are some other sites listed that seem to have […]
The post Bogus news sites making big money with fake views appeared first on TheDomains.com.

The post Bogus news sites making big money with fake views appeared first on iGoldRush Domain News and Resources.


          

Digital Alerts, Or Nudges, May Help College Students Stay on Track in STEM Courses

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Digital Alerts, Or Nudges, May Help College Students Stay on Track in STEM Courses shailaja.neela… Wed, 11/20/2019 - 11:01

Anecdotal evidence suggests that nagging college students doesn’t work. But it turns out that digital nudging — texts, emails and alerts — may actually spur them to continue in challenging disciplines like STEM. 

The digital nudge is a concept that draws from behavioral science and social psychology. It’s sent electronically — often using text-based technology — so there’s no in-person hectoring or browbeating. And it’s often personalized, so a student knows they aren’t the recipient of a mass message. 

“Nudging to STEM Success,” a recently released report by the nonprofit organization Jobs for the Future and Persistence Plus, an education technology company, focuses on a study conducted over the course of two years and involving 9,500 students at four community colleges. The report reveals that 72 percent of the students who participated in a nudges trial decided to continue on in science, technology, engineering and math courses after their first semesters, compared with just 56 percent of the students who opted to not receive nudges. Among students of color, 62 percent of those who received nudges persisted, compared to 46 percent of those who decided to opt out of the program. The cohort that responded best to nudges were students over 25, with 64 percent of those who received nudges continuing their STEM studies.

For the study, which began in 2017, nudges were delivered through an intelligent texting software, which then reacted to real-time student responses. Artificial intelligence and analytics were used to synthesize student responses, which enabled more personalized support to students. Colleges were also able to receive strong data on what students actually needed and accessed on campus. Nudging could then prove to be a key differentiator for students when choosing a college, because it’s a program that shows the institution cares about their well-being and not just about tuition and fees. 

The community colleges that participated were Lakeland Community College, Lorain County Community College and Stark State College in Ohio and John Tyler Community College in Virginia. Following the success of the study, three of the four colleges plan to continue using these nudging strategies and expand them to beyond STEM programs.

MORE FROM EDTECH: Institutions Must Better Support Students’ Definition of Their Success

Nudges May Help Overcome ‘Psychosocial Barriers’

Students interviewed for the study reported that the just-in-time nature of the messages helped increase their motivation and tenacity to overcome challenges, said the authors of the study. That’s because JFF and Persistence Plus carefully tailored and calibrated the timing and the messages of the nudges.

For example, at Stark State College, particular attention was given to the fourth week of semesters, when the first exam of a course is generally scheduled.

“Nudges were tailored to remind students to seek tutoring prior to the exam, to begin studying and to ask if they needed assistance. Students commented on the nudges making them realize that the college cared about them and was focused on helping them achieve their career goals,” says Lada Gibson-Shreve, provost and chief academic officer at Stark State.

What’s more, nudges also alerted students to nonacademic services they might not have been aware of. This removed some stress, helping them focus more on academics. Such nudges were found particularly helpful for students with fewer personal resources, for those from the minority community and for students over 25. Many of these students face what another short study termed “psychosocial barriers.”

“Often, the barriers that today’s students face are complex and multifaceted — balancing work, family, transportation, health and wellness, and finances. To overcome these challenges, students need encouragement. They need to know they are not alone and that there are resources available to help them keep going under adverse circumstances,” said Dr. Marcia Ballinger, president of Lorain County Community College, in a press release.

For example, if some students didn’t have money for food —referred to as a “a hidden barrier” — they would miss meals. A nudge would alert them, without fear of social embarrassment, to utilize the food pantry. In the case of students over 25, nudges pointed them to amplified college support services in the areas of financial planning, tutoring and advising. Nudges also helped these students cope with having to support a family or working long hours while going to college.

“Students experience life events that prevent them from persisting, but they also are not always aware of the academic and student support services that we offer at Stark State College. The nudging grant from the study tailored information to Stark State College so we could inform students of academic and support services available to assist them. Our counseling staff also makes referrals to community agencies, which can assist students with life events,” says Stark’s Gibson-Shreve. 

The results of the study are encouraging for the STEM field, where millions of jobs are going unfilled.

“These results offer powerful evidence on the potential, and imperative, of using technology to support students during the most in-demand, and often most challenging, courses and majors. … [C]losing the gap in STEM achievement has profound economic — and equity — implications,” said Maria Flynn, president and CEO of JFF, in a press release.


          

Starbucks to update dress code, allowing for a facial piercing - Business Insider

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Starbucks to update dress code, allowing for a facial piercing  Business Insider
          

It rained on Gardens by the Bay’s Christmas parade, but I still had heaps of fun – here’s what to expect on a S$6 ticket

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Tickets cost just S$6 if you visit (and book) early. Here's what to expect.
          

When you feel overwhelmed, understand balance is hard

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The world of work has changed. Technology was supposed to have made our lives easier, but instead we find ourselves on our phones at 10 p.m. on Friday nights, trying to read complex work emails on 5.5″ screens.
          

Singapore saw 275 new cases of HIV this year – and almost 50% were already in the late stage when detected

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The majority - 55% - were detected by HIV tests done in the course of medical care.
          

Apple Cyber Monday deals end today and they’re going fast — here are the best discounts on the iPhone, Apple Watch, iPad, and MacBook

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If you trade in an old phone and activate the new iPhone 11 at Verizon, Sprint, or AT&T, you can save up to $500.Here are the best Apple Cyber Monday deals on the iPhone, Apple Watch, and MacBook. Updated 12/2/19 at 10:17 a.m. ET
          

The best credit cards for maximizing cash back and points on your holiday shopping

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Make sure you're using a credit card for your holiday shopping that will protect your purchases and earn you bonus rewards.
          

Most people probably haven’t heard of Petal, the new credit card that helps people build credit from scratch

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The Petal Card was created to help people start building credit.Petal is a new credit card that helps young people build credit. The card isn't for everyone, but it's a good option for people starting from scratch.
          

Roomba’s early Cyber Monday deals are here — the best deals include $250 off the well-reviewed 960 model

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On Black Friday, the iRobot Roomba 675 is $70 off at Amazon, making it $199.99.Updated 12/02/2019 at 10:08 am ET: The best Cyber Monday 2019 deals on Roombas include the i7+ model for $699, the i7 at $499, and the 960 at $400.
          

Instant Pots are cheaper than ever this Cyber Monday — here’s where to find the best deals on the cult-favorite kitchen appliance

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Instant Pot Cyber Monday deals include the best prices on the Duo at Amazon, Walmart & more. Here are the best deals. Updated 12/02/19 at 10:05 a.m. ET
          

Apple Watch Cyber Monday deals are live now and selling out fast — here are the best discounts on the Series 5, Series 4, and Series 3

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The brand-new Apple Watch Series 5 is $20 to $30 off for Cyber Monday.Here are the best Apple Watch Cyber Monday deals on the Series 3, Series 4, and Series 5. They're selling out fast. Updated 12/2/19 at 9:45 a.m. ET
          

27 amazing places that didn’t exist 10 years ago

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Places like Shanghai Disneyland weren't open 10 years ago.From beautiful amusement parks in China to impressive museums throughout the US, here are some amazing places you couldn't explore 10 years ago.
          

Hulu’s Cyber Monday deal for new subscribers saves them $48 in their first year — here’s how to sign up

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This year, Hulu's Black Friday deal offers new subscribers the Basic subscription for just $1.99 a month.Hulu, one of the best streaming services, is offering a Cyber Monday deal for new subscribers; sign up for $1.99 a month for the first year.
          

We asked a Michelin tire expert why winter tires are worth the extra cost — here’s what he said

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Winter tires are specially designed to deal with snow, slush, ice, and low temperatures. A good set can cost more than $500, before installation.
          

I got my teeth straightened through an online service called Candid for under $2,000 — here’s how it works

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Learn about how Candid is different from SmileDirectClub, what to expect from the treatment from beginning to end, and the cost of Candid's aligners.
          

Amazon Cyber Monday deals are live now: Save $45 on the Kindle Paperwhite, $100 on a 23andMe DNA kit, and $150 on a KitchenAid stand mixer

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Updated 12/2/19 at 8:55 a.m. ET: The best Amazon Cyber Monday deals are $45 off the Kindle Paperwhite and $75 off the Instant Pot Duo 80 7-in-1 cooker.
          

Breakdance is now a SEA Games sport – and Malaysia’s Lego Sam is the first-ever winner, Singapore wins bronze

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Sam said he'd been preparing for a long time to prove himself. And now, he's done it.
          

The summer of the ‘VSCO girl’ may be over, but retailers and the VSCO app itself are still reaping the benefits of the craze that swept Gen Z

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YouTubers Haley Pham (left) and Hannah Meloche, two self-described VSCO girls.Gen Z introduced a new term into widespread acceptance this summer: VSCO girls, teens heralding a basic aesthetic and taking over the internet.
          

The 5 most fuel-efficient cars on the road today — and the 4 least fuel-efficient ones

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Chevrolet Spark.Fuel efficiency has improved dramatically in recent years. The average car sold in the United States gets an average of around 25 miles per gallon.
          

Photos show how ants escaped a Soviet nuclear weapons bunker after surviving on cannibalism for years

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Wood ants on the earth mound in the bunker, September 18, 2016.The ants' food source remained a mystery until researchers examined some of the 2 million ant corpses piled up around the bunker.
          

THE AI PIVOT: How the push to adopt the advanced tech is rippling through corporate America

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Athina Kanioura heads Accenture Applied IntelligenceThe rise of artificial intelligence is giving companies new capabilities to better understand consumers and automate job tasks, among other things.
          

10 things you need to know before the opening bell

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Warren Buffett.This is what traders are talking about.
          

The best Cyber Monday deals at Walmart include $101 off a Eufy RoboVac, $45 off a Barbie DreamHouse, and $1,028 off an LG TV

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Updated 12/2/19 at 8:03 a.m. ET. The best Cyber Monday deals at Walmart include savings on a Barbie DreamHouse, SodaStream, and Eufy RoboVac.
          

The 10 best deals from REI’s big Cyber Week sale — including up to 50% off Patagonia, Smartwool, and Hydro Flask

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REI is running its Cyber Monday sale all week long, now through December 8. We combed through all of the deals and selected the best ones.
          

Malaysia wants to spend RM5 million to study the possibility of building a third bridge with Singapore

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The 9-month study will look into the necessity of a third bridge to alleviate congestion on the Causeway, as well as possible locations for it.
          

‘Merciless’: Malaysia Bar calls for lighter sentence after 6 men jailed for skipping prayers to picnic at a famous waterfall

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The men were slapped with a RM2,400 fine and one-month jail sentence each.
          

Most of Google Cyber Monday deals end today — save up to $400 on the Pixel 4 or get a Google Home Mini for $20

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The Google Home Mini is just $19.99 for Cyber Monday.You can get Google's Pixel phones and Nest smart speakers, thermostats, and more on sale for Cyber Monday 2019. Here are the best Google device deals.
          

Warren Buffett says he bid about $5 billion for Tech Data, calling it ‘our kind of business’

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"I may not understand all of the products that they sell and I may not understand what the customers who buy the products do with them, but I do understand the middleman's role."
          

Allbirds just dropped 3 limited-edition Wool Runners for Cyber Monday — here’s your first look

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Allbirds' three limited-edition, dessert-inspired Cyber Monday colorways.Allbirds just released three limited-edition Wool Runners for Cyber Monday. Here's your first look at the flecked, dessert-inspired running shoes.
          

Amazon removed ‘disturbing’ Christmas ornaments featuring pictures of the Nazi concentration camp Auschwitz

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Screenshot of the bauble sold by Amazon (left) and a photograph of Auschwitz (right) from May 2019.The Auschwitz museum in Poland scolded Amazon for allowing the products to be sold on its site, calling them "rather disturbing" and "disrespectful."
          

Ex-FBI official Lisa Page says Trump’s relentless attacks and ‘degrading’ fake orgasm stunt at rally led her to break silence

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Former FBI Lawyer Lisa Page walks to a House Judiciary Committee closed-door meeting on Capitol Hill in July 2018.The president has singled out Page in his attacks on the Russia probe since critical messages between her and FBI official Peter Strzok were released.
          

Disney Plus: Everything you need to know about Disney’s new ad-free streaming service

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Disney Plus, the on-demand, ad-free streaming service for Disney fans, is live. Here's everything you need to know.
          

‘Star Wars’ star John Boyega penned a love letter to Oscar Isaac asking to rekindle their bromance

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John Boyega penned a letter to "Star Wars" costar Oscar Isaac in a new video.Fans have been shipping FinnPoe since the release of "Star Wars: The Force Awakens" in 2015.
          

WATCH: Singapore figure skater Chloe Ing’s gold medal SEA games performance

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Ing beat runner-up Alisson Perticheto (Philippines) by 22 points in the free skating segment.
          

Best Buy’s Cyber Monday deals are live now — here are the best discounts on popular tech from Apple, Samsung, Sonos, and more

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Updated 12/02/19 at 7:05 am ET: Best Buy's Cyber Monday deals include $200 off the MacBook Air, $500 off a Vizio TV, and much more.
          

Chris Hemsworth’s wife says they argue about where all of Thor’s hammers are placed around their home

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Chris Hemsworth's wife has capped a limit on the number of "Thor" hammers allowed in the family home.Elsa Pataky told Australian radio show "Fitzy & Wippa" that the Marvel star has taken home a new version of Thor's iconic weapon after each film.
          

Watch the boss of the building where the London Bridge attack began give an extraordinary, moving account of how the terror unfolded

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Toby Williamson, CEO of Fishmonger's Hall,Toby Williamson, CEO of Fishmonger's Hall, told BBC Breakfast how his staff fought back against Usman Khan, allowing others to escape the building.
          

A featherweight boxer weighed in 3 classes above his opponent ahead of a world title eliminator, and the promoter responded by kicking him out of his hotel

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Gutierrez looked embarrassed after missing weight on Friday."[It's] a disgrace — I have never seen anything like it," promoter Bob Arum said after the weigh-in.
          

I just ate my first Big Mac at age 30, and I never want to while sober again

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"Big Mack" eating a Big Mac for the first time.My nickname may have always been "Big Mac," but I only just tried my first one — and I still don't get why they're so popular.
          

I just ate my first Big Mac at age 30, and I never want to while sober again

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"Big Mack" eating a Big Mac for the first time.My nickname may have always been "Big Mac," but I only just tried my first one — and I still don't get why they're so popular.
          

Huawei’s CEO said his arrested daughter should be proud to be a bargaining chip in the US-China trade war

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Huawei CFO Meng Wanzhou leaving the British Columbia Superior Courts on September 23.Ren Zhengfei said that he and Meng Wanzhou had grown closer since her arrest and that he sometimes sent her 'funny stories' he saw online.
          

NATO braces for an awkward summit as Boris Johnson tells Trump to butt out of UK politics, Russia edges closer to Europe, and Macron calls the group brain-dead

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World leaders including German Chancellor Angela Merkel (front left), US President Donald Trump (front second-right), then-UK Prime Minister Theresa May (front right), and French President Emmanuel Macron (second row right), at the NATO summit in Brussels, Belgium, in November 2018.World leaders are set to meet in the UK on Tuesday and Wednesday for a NATO summit that also marks the alliance's 70th anniversary.
          

Cyber Monday deals are live now — here are the best discounts from Amazon, Best Buy, Walmart, and more stores

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Updated on 12/2/2019 at 6:25 a.m. ET. with new prices. We're finding the best Cyber Monday deals online in real-time.
          

Insiders are confident Anthony Joshua will beat Andy Ruiz Jr. in style the second time around despite 3 problems ahead of their first fight

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Anthony Joshua and Andy Ruiz Jr.Anthony Joshua was overtired, his ring walk was off, and he underestimated Andy Ruiz Jr, insiders say.
          

The cryptocurrency community is up in arms after a US citizen gave a talk on blockchain in North Korea and was then arrested

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Ethereum cofounder Vitalik Buterin.Ethereum cofounder Vitalik Buterin has defended Virgil Griffith, a cryptocurrency expert accused of helping North Korea evade US sanctions.
          

PewDiePie’s wife said 90% of her valuables were stolen by thieves who broke into their house

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Felix and Marzia Kjellberg."I can't hide the shock and sadness with all being taken away, just like that," she wrote in an Instagram story.
          

New Disney Plus subscribers can save $10 on an annual subscription as a Cyber Monday deal

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New Disney Plus subscribers can get $10 off the first year of their annual subscription during the Disney Plus Cyber Monday Sale. Here's how.
          

2 of the men who took down the London Bridge terrorist were convicted felons, including a murderer in the final stages of his sentence

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Members of the public flight Usman Khan on Friday on London Bridge.A group of civilians including James Ford and Marc Conway fought off London Bridge terrorist Usman Khan, and detained him until police arrived.
          

Google is facing another EU probe about how it collects and uses data, months after receiving a $1.7 billion antitrust fine

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Google CEO Sundar Pichai.Google has already racked up $9.4 billion in fines from the EU.
          

Ethereum founder Vitalik Buterin defended Virgil Griffith after he was charged with helping North Korea

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Ethereum cofounder Vitalik Buterin has defended Virgil Griffith, a cryptocurrency expert accused of helping North Korea evade US sanctions. Shared by 2 on Twitter (Including Santi & Frank Chaparro). Source: https://www.businessinsider.com/cryptocurrency-north-korea-arrest-virgil-griffith-2019-12
          

Amazon Exclusivity v.s. Selling Wide

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On today’s episode of The Career Author Podcast, Zach and J. talk about the Audible romance controversy, Facebook algorithm changes strike, and Amazon bookstores. In the main topic, the co-hosts discuss Amazon exclusivity and their strategies on being enrolled in Kindle Select versus selling on all retailers.

Special thanks to our newest Patrons: Scott Jarol, Valerie Francis, Miriam Greystone, and Michael

Get exclusive bonus content by supporting The Career Author Podcast on Patreon at www.thecareerauthor.com

News Links:

Audible Romance: A Tragic Love Story For Authors

https://the-digital-reader.com/2018/03/02/audible-promises-patch-sinking-audible-romance-payments-bonuses/

New Facebook Algorithm Closes Doors on Once Flourishing Digital Publisher

http://www.businessinsider.com/littlethings-online-publisher-shuts-down-and-blames-facebook-algorithm-2018-2?utm_content=buffer5b81a&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer

Amazon Bookstore Goes to Mile High

https://the-digital-reader.com/2018/03/05/amazon-books-coming-denver/

Other Links:

Authors on a Train - http://www.authorsonatrain.com Sell More Books Show Summit - http://www.sellmorebooksshow.com/summit


          

November 22, 2019 | The Friday Five

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The Friday Five for November 22, 2019:

  • The Trump Administration announces Health Care Transparency Rules
  • Slack shares drop with Microsoft Teams user count report
  • Beware of ‘Juice-Jacking’ While Traveling
  • Instagram hides likes, Facebook next?
  • New and Coming Soon from the Agent Survival Guide team!
 
Mentioned in this episode:

 

7 Strategies to Prevent Rapid Disenrollments from Medicare Plans


Facebook tries hiding Like counts to fight envy


Facebook Trying Out Hidden Like Counts


New Trump rule to make more health care rates public


Slack stock falls after Microsoft boasts 20 million Teams users


Stop! Don’t Charge Your Phone This Way


The best-case and worst-case scenarios for Trump’s health care price transparency rule


Trump Administration Releases Transparency Rule in Hospital Pricing


Twitter CEO Jack Dorsey praised Facebook’s experimental moves to hide Instagram ‘likes’


Why You Should Think Twice About Plugging Into Public USB Power Stations

 

More episodes you’ll like:

 

November 15, 2019 | The Friday Five

  1. CMS announced 2020 Medicare Part A and B Premiums and Deductibles
  2. The Social Security COLA for 2020
  3. Whoop closes their series D funding round
  4. Google’s Project Nightingale now under investigation
  5. Nike breaks up with Amazon

2020 Medicare Part A & B Premiums and Deductibles


CMS just announced the 2020 Medicare Part A and B premiums and deductibles. Find out what the cost of Medicare will be for your clients in the coming year.


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2020 Medicare Part A and Part B Premiums and Deductibles


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Trump restores metal tariffs on Brazil and Argentina in surprise move

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FILE PHOTO: U.S. President Donald Trump speaks to reporters at the White House before departing to Fayetteville, North Carolina in Washington, U.S. September 9, 2019. REUTERS/Erin Scott

  • President Donald Trump announced early Monday the US would restore punitive tariffs on steel and aluminum from Brazil and Argentina.
  • He accused the South American nations of unfairly wielding their currencies against the US. 
  • The surprise move threatened to open a new front in a global trade dispute that has slowed growth in some of the largest economies.
  • Visit Business Insider's homepage for more stories.

President Donald Trump announced early Monday the US would restore punitive tariffs on steel and aluminum from Brazil and Argentina, saying the South American nations had unfairly wielded their currencies against the US. 

"Brazil and Argentina have been presiding over a massive devaluation of their currencies. which is not good for our farmers," the president wrote on Twitter. "Therefore, effective immediately, I will restore the Tariffs on all Steel & Aluminum that is shipped into the U.S. from those countries."

Trump did not specify at what rate metal imported from the US allies would be taxed at. The White House and the Office of the US Trade Representative did not immediately release any details on the policy. 

The surprise move threatened to open a new front in a global trade dispute that has slowed growth in some of the largest economies. The Trump administration has separately attempted in recent weeks to strike an interim trade agreement with China ahead of the 2020 elections. 

Brazil and Argentina had initially been exempt from the broad steel and aluminum tariffs that Trump imposed in March 2018. Both economies have struggled with double-digit unemployment rates in recent years. A currency crisis in Argentina has pushed the inflation rate above 30%. 

Trump has cited a range of issues in his tariff disputes, from national security to economic aggressions. On Monday, he said the Federal Reserve should slash interest rates to compete with alleged currency manipulation abroad. 

"The Federal.........Reserve should likewise act so that countries, of which there are many, no longer take advantage of our strong dollar by further devaluing their currencies," Trump continued. "This makes it very hard for our manufactures & farmers to fairly export their goods. Lower Rates & Loosen - Fed!"

The central bank has lowered interest rates three times this year in an effort to insulate the economy from risks, including trade tensions. With a historically-low unemployment rate and strong consumer spending, however, policymakers have signaled they would pause those efforts for now. 

This story is developing. Please check back for updates. 

Join the conversation about this story »


          

In latest sign of trade war pain, the Trump administration announces tariff relief for dozens of Chinese products

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FILE PHOTO: U.S. President Donald Trump adjusts his jacket during a tour of Apple's Mac Pro manufacturing plant in Austin, Texas, U.S., November 20, 2019. REUTERS/Tom Brenner/File Photo

  • The US on Friday announced it would shield dozens of products from steep import tariffs it levied against China last year. 
  • The move was seen as a way to mitigate domestic concerns ahead of the 2020 elections, but it came at a critical moment in trade negotiations.
  • Thousands of companies have requested relief from tariffs, warning the Trump administration that those measures could eventually force them to raise prices or slash jobs
  • Visit Business Insider's homepage for more stories.

The US on Friday announced it would shield dozens of products from steep import tariffs it levied against China last year. 

The move was the latest acknowledgement by the Trump administration that its trade policies have threatened to cause financial pain for American companies. President Donald Trump often downplays the domestic effects of his tit-for-tat dispute with the second-largest economy, arguing that it's necessary to win fairer trade agreements. 

Lollipops, vacuum cleaners, table lamps, bicycles, outdoor tables, canoes, cots, and more would be excluded from the tariffs it implemented on $200 billion worth of Chinese products in September 2018, the Office of the US Trade Representative said Friday. In May, Trump more than doubled the tax rate on those imports to 25%. 

Thousands of companies have requested relief from those measures, warning the Trump administration that those measures could eventually force them to raise prices or slash jobs. But the approval process has drawn backlash from companies and watchdogs for a lack of transparency. 

USTR general counsel Joseph Barloon said officials determine whether the tariff would "cause severe economic harm to the requestor or other US interests" as part of the exclusion process. They also ask if the product is available only from China or strategically important or related to industrial programs there. 

The new exclusions were seen as a way to mitigate domestic concerns ahead of the 2020 elections, but they came at a critical moment in trade negotiations. 

China threatened countermeasures against the US over the weekend after Trump signed into law a bill that backed pro-democracy demonstrators in Hong Kong, casting doubt on the first part of an interim trade agreement that was announced in October. The terms of that have still not been put to paper. 

"I'm still not sure both sides will reach a 'phase one' agreement, but the Chinese authorities are capable of expressing displeasure about the human rights bills and continuing to negotiate on the trade war," said Jared Bernstein, a senior economic adviser in the Obama administration. 

Last week, both sides had expressed optimism that progress could be made before tariff escalations were enacted in December. 

While there have been clashes over agricultural purchases and tariffs in recent weeks, China outlined plans to bolster its rules on patents, copyrights and trademarks in a document released Sunday. 

The document proposes concrete ways in which the central government will work to tame the provincial officials who are often involved with intellectual property violations, according to Mary Lovely, a trade scholar at the Peterson Institute for International Economics.

"Such an incentive can be effective, although we also know that the evaluation system can be gamed, as has been the case in environmental protection," she said. "These new guidelines move in the right direction, even as we wait for more specifics to emerge about how these new policies will be carried out."

Join the conversation about this story »


          

Consumers fueled US economy in 3rd quarter as tariffs hit business investment

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worker labor steel usa flag

  • The record-long expansion cooled in the third quarter but kept up a solid pace.
  • The Commerce Department said Wednesday that gross domestic product rose by 2.1% from July to September.
  • Strong consumer activity has offset the effects of a more than yearlong trade dispute between the two largest economies. 
  • Visit Business Insider's homepage for more stories.

The record-long expansion cooled less than previously estimated in the third quarter and kept up a solid pace, as strong consumer activity offset the effects of a more than yearlong trade dispute between the two largest economies. 

The Commerce Department said Wednesday that gross domestic product, a broad measure of all the goods and services produced in a country, rose by 2.1% from July to September. That was compared with an advance reading of 1.9%, which was released last month. GDP expanded 2% in the second quarter and 3.1% at the beginning of the year.

Consumer spending, which accounts for more than two-thirds of economic activity, held up at a robust pace. Households have fueled an economy that was otherwise expected to slow, particularly after the US and China placed steep tariffs on thousands of each other's products.

The two sides have attempted to hammer out an interim agreement to defuse trade tensions, but an uncertain outlook has forced companies to pull back on investment. Businesses spent far less on capital this summer, with nonresidential fixed investment falling 2.7%.

"Slowing investment is mainly due to heightened uncertainty over the future direction of US trade policy, as well as slowing external demand amid a cooling of the global economy," said Agathe Demarais, global forecasting director at The Economist Intelligence Unit. "Against this backdrop, consumer demand represents the only remaining engine of US growth."

A third GDP estimate is scheduled to be released on December 20.

This story is developing. Please check back for updates. 

Join the conversation about this story »


          

The White House and Congress are barreling toward another government shutdown deadline

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trump pelosi

  • The White House and Congress secured a temporary spending fix in the eleventh hour last week.
  • But that runs only through the next three weeks, setting up another critical deadline. 
  • Without an agreement on border security, lawmakers will either have to pass another short-term bill to fund the government or risk a Christmas shutdown for the second year in a row. 
  • Visit Business Insider's homepage for more stories.

The White House and Congress secured a temporary spending fix in the eleventh hour last week, but it left the country poised to face what has become a very familiar dilemma in Washington. 

The Trump administration and Democrats have sparred over border security for more than a year, preventing the passage of the dozen annual spending bills needed to fund the government. If that issue isn't resolved by December 20, lawmakers will have to pass another so-called continuing resolution or allow another government shutdown.

The latter would force a number of federal agencies to shutter just before Christmas — for a second year in a row. Around the same time in 2018, the same fight led to longest partial government shutdown in history. It closed nine of 15 Cabinet-level departments for 35 days, leaving hundreds of thousands of employees without pay.

President Donald Trump has demanded $5 billion to build a wall along the southern border with Mexico, which Democrats have refused to fund at all. He eventually declared a national emergency and diverted money from the Pentagon to fund the project in moves that were later challenged in federal court.

Congressional appropriators reached a deal on levels for each of the dozen spending bills over the weekend, but that offered no guarantee that progress would be made anytime soon. Even though the two sides were able to compromise on broader top-line budget numbers in July, they have remained bitterly divided over how to distribute the $1.4 trillion package.

"We had the necessary commitments to move forward in good faith and avoid partisan riders that would stall the entire effort," Senate Majority Leader Mitch McConnell said last week. "Of course, that didn't happen."

The process could be further complicated by a high-profile impeachment inquiry against Trump, which stemmed from a whistleblower complaint that said he pressured Ukraine to investigate a 2020 campaign rival. That inquiry went public in hearings last week, and it could escalate at the same time as a border standoff. 

Still, House Appropriations Chairwoman Nita Lowey has emphasized that the two issues would remain separate. 

"I am always optimistic that we will be able to find agreement and get our work done," she said.

Join the conversation about this story »


          

The staggering amount of wealth held by the Forbes 400 more than doubled over the last decade. But their tax rates actually dropped.

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gates buffett bezos

  • The share of wealth held by the Forbes 400 more than doubled from $1.27 trillion in 2009 to nearly $3 trillion this year.
  • That marks a significant increase encouraged by a combination of sliding tax rates, stock market growth, and the economic recovery, according to Gabriel Zucman, an economist at the University of California, Berkeley.
  • Zucman, an economist who has consulted with the Warren and Sanders campaigns, noted the staggering amount of wealth that the richest 400 US citizens — or roughly 0.00025% of the American population — built up over the last decade.
  • The amount of taxable income for the wealthiest group of US citizens dropped from 27% in 2009 to around 23% this year, the first time they were effectively taxed lower than the nation's working class, Business Insider reported last month.
  • Some economists have argued that the relatively small tax burdens of the wealthy are the product of decisions made by American lawmakers, whether directly or through congressional gridlock. 
  • Visit Business Insider's homepage for more stories.

The share of wealth held by the Forbes 400 more than doubled from $1.27 trillion in 2009 to nearly $3 trillion this year. That marks a significant increase encouraged by a combination of sliding tax rates, stock market growth, and the economic recovery, according to Gabriel Zucman, an economist at the University of California, Berkeley.

Zucman, an economist who has consulted with the Warren and Sanders campaigns, noted the staggering amount of wealth that the richest 400 US citizens — or roughly 0.00025% of the American population — has built up over the last decade in a Sunday tweet.

The amount of taxable income for the wealthiest group of US citizens dropped from 27% in 2009 to around 23% this year, the first time they were effectively taxed lower than the nation's working class, Business Insider reported last month.

The drop reflected changes in federal income tax as well as state and local levies, but particularly corporate taxes, Zucman said in an email to Business Insider.

trump tax bill

A blend of factors which included the rapid growth of the stock market, the nation's economic recovery after the Great Recession, the unfettered growth of large corporations, and declining tax rates fostered a favorable environment for a surge in the wealth held by the Forbes 400, Zucman said.

Meanwhile, the tax rate that the bottom 50% of American taxpayers pay hasn't budged much over time.

Zucman and Emmanuel Saez — another economist at the University of California he's partnered with — have argued that the relatively small tax burdens of the wealthy are the product of decisions made by American lawmakers, whether directly or through congressional gridlock. Tax avoidance has also become more common.

Congress has cut taxes on capital gains and estates over the years. And the top income tax rates were slashed six times since 1980, some with the support of Democrats, The Washington Post reported. In 2010, President Obama delayed ending the George W. Bush tax cuts by two years, and Congress allowed it to expire in 2013.

President Trump's 2017 Republican tax cuts largely benefited wealthy citizens and corporations, experts say. They axed the corporate tax rate from 35% to 21%, while also reducing the top rates for individuals.

Many economists say that decades of income tax cuts in particular have led to the increasing concentration of wealth atop the economic pyramid and contributed to the accelerating inequality within US society, now at a record high according to the Census Bureau.

Join the conversation about this story »


          

China says it will address a key Trump demand as trade talks sputter

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trump xi

  • China has rolled out plans to bolster rules to protect patents, copyrights and trademarks.
  • Those have become core sticking points in more than a year of trade negotiations with the US.
  • Intellectual property theft costs American businesses up to $600 billion a year, according to a recent ITA report. 
  • Visit Business Insider's homepage for more stories.

China has rolled out plans to bolster its rules on patents, copyrights and trademarks, which have become core sticking points in more than a year of trade negotiations with the US. 

In a document released Sunday, the State Council and the Central Committee of the Communist Party said China would strengthen intellectual property protections through higher compensation for rights infringements and stricter enforcement mechanisms.

Rules around patents, copyrights and trademarks have long been a chief complaint against China, helping to ignite a dispute between the largest economies early last year. In a 2018 US International Trade Administration report, it was estimated that intellectual property theft cost American businesses up to $600 billion a year. 

"China's government has gained unauthorized access to a wide range of commercially valuable business information, including trade secrets, technical data, negotiating positions, and sensitive and proprietary internal communications," said US Trade Representative Robert Lighthizer. "These acts, policies, or practices by the Chinese government are unreasonable or discriminatory and burden or restrict US commerce."

The move to address intellectual property rules came as China continued efforts to defuse tensions with the Trump administration, which have led to steep tariffs on thousands of products and cast uncertainty on business activity across the globe. 

Trade negotiations have appeared to sputter in recent weeks, despite the October announcement of an interim agreement between the two sides. Ahead of major tariff escalations scheduled for December 15, details of the so-called phase one pact have remained elusive. 

Trump has repeatedly threatened to follow through with plans to tax virtually all imports from China, raising doubts that a more comprehensive trade agreement could be reached anytime soon. 

China estimated it would have a more effective intellectual property protection system in place by 2025. In the report, it did not mention the US but said those efforts would drive "China's economic competitiveness."

Join the conversation about this story »


          

Lowband 5G Offers the Massive Coverage We Need; Telcos Are Deploying RCS in Dangerously Unsecure Ways; + more news -

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Lowband 5G Offers the Massive Coverage the US Needs lightreading.com
Researchers say multiple telcos are deploying RCS in ways that expose users to text and call interception, spoofed phone calls, and location data leaks androidpolice.com
Court filing: Intel says it has sold smartphone modem chip business to Apple at a multi-billion dollar loss , blames Qualcomm for forcing it out of the market businessinsider.com
YouTube TV vs Philo vs Hulu vs Sling TV vs FuboTV vs Watch TV vs AT&T TV NOW - Best replacement for PS Vue cordcuttersnews.com
Why the federal Liberals in Canada should reject Big Telecom s appeal of lower wholesale internet rates thestar.com
Huawei's phones and networking equipment are now "American-free" phonearena.com
Comcast revives 'E.T.' to hawk cable and internet service engadget.com
Unencrypted SMS database found online, exposing millions of US text messages betanews.com
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Many loans charge "hidden" fees, but that's not necessarily a bad thing

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banker and customer

  • Origination fees are upfront costs that lenders charge for the administrative costs of processing a loan.
  • Lenders may charge a flat origination fee or the fee could be based on a percentage of the total loan amount.
  • A discount point, another type of origination fee, is a voluntary fee that borrowers can pay to reduce the interest rate on their loan.
  • Read more coverage from How to Do Everything: Money

There are different ways for a lender to make a profit on a loan. One of the ways that most of us are familiar with is by charging interest. But another way is by charging origination fees upfront.

When you're shopping for a loan, you'll want to be sure to compare origination fees (sometimes considered "hidden" fees) as they can have a big impact on how much you pay overall. Here's what you need to know.

What is an origination fee?

An origination fee is what a lender charges for the administrative costs of providing the loan for the borrower.

"Some lenders will break that down into one fee. And some lenders will break it down into separate items, such as an underwriting fee, a processing fee, or preparation fee," said Donna Snow, a mortgage lender for Regions Bank.

For a mortgage, the origination fees can be found in the top left-hand corner of Section A on page two of your Loan Estimate. 

Lenders are required to send your Loan Estimate within three business days of receiving your application. And while certain parts of your final Closing Disclosure could differ from your Loan Estimate, generally the origination fees must stay the same.

How much does a loan origination fee cost?

Many mortgage lenders charge a flat origination fee. For example, Snow said that Regions Bank currently charges a flat $1,397 for its origination fee. Other mortgage lenders may charge a percentage of the loan amount, generally 1% or less. 

For personal loans, however, you could pay 1% to 8% of your loan amount in origination fees. The percentage that you're charged for a personal loan origination fee can depend on a variety of factors, including:

  • Your credit score
  • Your income
  • Your loan amount
  • Your loan length
  • You need a co-signer

Some personal loan lenders allow for the origination fee to be deducted from your loan amount. 

For example, let's say you need to take out a $20,000 personal loan to pay for a medical bill and the loan comes with a 5% origination fee ($1,000). 

If the origination fee is deducted from your loan, your actual payout will be only be $19,000 ($20,000 - $1,000). So if the full $20,000 is needed for your medical bill, you'd need to take out a slightly larger loan.

Should you buy discount points?

"With mortgages, a borrower can also pay a point, or a fraction of a point, to buy down their interest rate," said Snow. These are often referred to as discount points.

One discount point will generally cost you 1% of your total amount. So for a $200,000 mortgage loan, one discount point would raise your origination fee by $2,000 (1% of $200,000). And two discount points would raise your origination fee by $4,000 (2% of $200,000).

You can typically expect to earn a 0.25% interest rate deduction for every point that you pay. So if you were originally quoted an interest rate of 4.50%, paying for two discount points could drop your rate by 0.50% to a flat 4.00%.

If you're trying to decide whether or not paying discount points would be worth it, consider how long you plan to stay in your home. 

For example, let's say you paid $2,000 for a discount point and your lower APR will save you $50 per month on your mortgage. In that case, it will take you 40 months to break even on the decision ($50 x 40 months = $2,000).

The longer you plan to stay in your home, the more rewards you'll get out of paying for discount points. But short-term homeowners may want to stick with their original quoted rate.

What about lenders that don't charge origination fees?

A common marketing tactic in the lending industry is to advertise loans that come with "no origination fees." But before you get too excited, make sure that you're not paying for the lender's services in other ways.

"The main concern with these lenders," said Snow, "is that they may be charging a higher interest rate than a competitor. They simply absorb their cost in the rate."

That's another reason why it's important to shop around with multiple lenders before you take out a loan. 

"You can take a loan estimate from one lender to your own bank and see if they can match it," Snow explained. So don't be afraid to give lenders a chance to compete against one another. 

The bottom line

While origination fees are important, they need to be considered in light of other loan factors. For example, it may be worth it to pay a higher origination fee to secure a fixed interest rate on your loan as opposed to a variable rate.

Above all, don't allow lenders to rush you into making a quick decision. Take your time comparing loan offers. And always consider how the origination fee will affect what you pay over the life of the loan.

Related coverage from How to Do Everything: Money

Join the conversation about this story »

NOW WATCH: Taylor Swift is the world's highest-paid celebrity. Here's how she makes and spends her $360 million.


          

Illinois set to approve insulin price cap of $100 for month supply

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  • Some 30 million Americans have diabetes and must take insulin, but about 25 percent of them can't routinely afford the drug.
  • In recent decades, the cost of insulin has skyrocketed, partly because only three companies make insulin in the U.S.
  • There's some indication that recent efforts to make insulin more affordable are picking up steam.


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Illinois is set to pass a measure to cap out-of-pocket insulin costs at $100 for a 30-day supply, a move that reflects a broader effort to lower costs of the hormone across the nation.

The bill is currently in the hands of Illinois Gov. J.B. Pritzker, who has expressed support for capping insulin prices, saying the rising costs are "an enormous burden for too many Illinois families," and that Illinois sees health care as "a right and not a privilege," according to the Chicago Tribune.

The cap applies only to commercial insurance plans, and it was modeled after a bill in Colorado, which became the first state to cap insulin prices earlier this year. If passed, the Illinois bill would take effect Jan. 1, 2021.

"For over a million Illinois residents, insulin is an absolute necessity," said State Sen. Andy Manar (D-Bunker Hill), who sponsored the bill. "Without it, they will die. Pharmaceutical companies are leveraging that fact in order to maximize profits. It's time we hold them accountable."

​"Insulin belongs to the world, not to me"


Insulin is an essential and naturally occurring hormone that regulates blood sugar. About 30 million Americans have diabetes and must take insulin because they either don't produce enough of the hormone or don't respond to its effects. Before the discovery of insulin in the 1920s, a diagnosis for Type 1 diabetes was often considered a death sentence.

In 1923, Frederick Banting, James Collip, and Charles Best sold the first insulin patent to the University of Toronto for $1 each. They believed the drug — which meant Type 1 diabetes was no longer a death sentence — shouldn't be kept from the public for the sake of profit.

"Insulin belongs to the world, not to me," Banting reportedly said at the time.

But a century after their discovery, insulin is one of the most expensive liquids in the world, and it remains prohibitively expensive for millions of diabetes patients worldwide, many of whom risk facing blindness, strokes, foot amputations or premature death without access to the drug.

"You don't know if you will have enough of a freaking liquid that your whole life depends on," Marina Tsaplina, who has diabetes, told Business Insider. "You don't know if you have enough life. That's what being not sure if you can afford your insulin means."


​The insulin crisis


The soaring prices of insulin have sparked outrage. In 2016, the average monthly cost of insulin was about $450, but nearly 25 percent of Americans with diabetes are unable to routinely afford these prices, and so they resort to rationing, skipping doses or even obtaining insulin illegally.

What's driving up prices? One explanation lies in the fact that there are only three major insulin makers in the U.S.: Eli Lilly, Novo Nordisk and Sanofi, each of which is able to negotiate drug prices with private insurers. These "big three" insulin makers have also been accused of price fixing in several lawsuits.

Typically, competing drug companies would be able to make generic versions of insulin, which would help lower prices. But no such generic insulin currently exists. That's in part because insulin makers have made incremental changes to insulin drugs over the decades, which allow them to keep their designs protected by patent laws. Some of these changes have resulted in improved diabetes care. But others seem designed to extend patent protection.

The result is that it's hardly profitable for alternative manufacturers to produce older versions of insulin.

"Older insulins have been successively replaced with newer, incrementally improved products covered by numerous additional patents," states a 2017 Lancet paper on insulin price increases.

What's more, navigating the patent laws is difficult and potentially dangerous for competing companies, as David Gaugh, senior vice president of sciences and regulatory affairs for the Association for Accessible Medicines, told STAT.

"There's all types of patents that are involved," Gaugh said. "Whether it be process patents, manufacturing patents, device patents É packaging patents, labeling patents and trademarks, all those are different methods used to prevent [competition]."

Patents aren't the only factor preventing a generic insulin from entering the market. In fact, a true generic — or even biosimilar — insulin is impossible to create, according to U.S. law. That's because generic drugs are derived from chemical-based medications, whereas insulin is a biologic-based drug. As such, any "generic" insulin is more complicated to manufacture and more difficult to get approved by the Food and Drug Administration.

More affordable insulin


In 2018, the American Diabetes Association recommended several steps U.S. lawmakers can take to make insulin more affordable:

  • Streamlining the biosimilar process
  • Increasing pricing transparency throughout the insulin supply chain
  • Lowering or removing patient cost-sharing for insulin
  • Increasing access to healthcare coverage

Earlier this year, members of Congress pressured the "big three" insulin makers, along with pharmacy benefit managers, to start lowering the costs of insulin. In November, the World Health Organization announced it would begin testing and approving generic versions of insulin, a process designed to make it easier for United Nations agencies and organizations like Doctors Without Borders to bring the drug to developing countries where it's in short supply.

"Four hundred million people are living with diabetes, the amount of insulin available is too low and the price is too high, so we really need to do something," Emer Cooke, the W.H.O.'s head of regulation of medicines and health technologies, said.

The director of the Affordable Insulin Now campaign, Rosemary Enobakhare, said in November that the W.H.O. move is "a good first step toward affordable insulin for all around the world," but that it wouldn't help diabetes patients in the U.S. To make a difference in the U.S., she said, would require "Congress to grant Medicare the power to negotiate drug prices" instead of leaving it up to insulin makers.




          

Кофе против вина, старение русских женщин и пенсионерка в бикини

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1. Как вы хорошо знаете, коллеги, определённые продукты питания ведут нескончаемую борьбу друг с другом за место под солнцем. Делается это, как правило, устами врачей и учёных, у которых нередко потом обнаруживаются спонсоры из той или иной пищевой индустрии. Пару лет назад, например, был нанесён удар по производителям сахара: их уличили в финансировании исследований, согласно которым главным виновником ожирения является не сахар, а пищевой жир (русский язык, надо сказать, вводит здесь в некоторое заблуждение):

https://www.businessinsider.com/sugar-industry-behind-studies-research-2016-12

На прошлой неделе произошёл не столь значимый, но всё-таки довольно яркий выпад сторонников кофе в адрес любителей некрепкого алкоголя:

https://lenta.ru/news/2019/11/23/coffee/

Кофе не несет угрозы для здоровья сердца и не повышает давления, если потреблять его регулярно, заявил врач из Федеральной ассоциации зарегистрированных кардиологов Германии Хериберт Брюк. Об этом сообщает Focus.

Кроме того, кофеин может снизить риск развития онкологических заболеваний, деменции и диабета, отметил эксперт. Он добавил, что в день можно выпивать до четырёх чашек кофе.

Брюк также опроверг миф о пользе красного вина. По его словам, даже небольшое количество алкоголя в организме может вызвать аритмию.

Врач порекомендовал пациентам с заболеваниями сердца заниматься силовыми тренировками, так как они укрепляют мускулатуру и приносят пользу сосудам.


Я ни в коем случае не утверждаю, что господин Брюк ангажирован, и не считаю, что осуждение им традиционного напитка французов говорит о лёгкой степени франкофобии, распространённой среди немцев в прошлые века. Во-первых, кофе давно уже соревнуется с вином за звание национального напитка Франции. Во-вторых, совсем не исключено, что доктор Брюк в значительной мере окажется прав – но для этого, вероятно, необходимо провести ещё немало дополнительных исследований.

Если же перенестись в реалии современной России, то независимо от реальной пользы или вреда кофе, приходится констатировать, что кофейни у нас сейчас являются признаком прогресса: в них собираются не только модные хипстеры, но и вообще интеллектуальная молодёжь, иностранные студенты, ЗОЖники и так далее. Чего, увы, в целом нельзя сказать об алкогольных наливайках, даже сравнительно продвинутых.

2. Китайцы отдают должное красоте русских женщин, но пытаются выискивать в них минусы по сравнению с китаянками. Некоторое время назад российские СМИ массово перепечатали статью одного ура-патриотичного китайского автора:

Русские женщины «стареют быстрее», чем китаянки, и этот феномен может объясняться стремлением жительниц России отдавать все силы семье, пишет журналист китайского портала Sohu.

В статье «Русские девушки такие красивые, почему же они так быстро стареют?» автор пытается обосновать своё предположение тем, что после свадьбы девушки перестают следить за своей внешностью так, как это было раньше. При этом их не спасает естественное преимущество — светлая кожа.

«Русские относятся к восточнославянскому этносу. Поэтому русские девушки такие высокие и имеют светлую кожу. Это естественное преимущество, но как только девушка начинает полнеть, даже оно уже не спасёт», — пишет он.

Другим фактором, определяющим быстрое старение, автор считает холодный климат. По его мнению, в неблагоприятных для жизни условиях женщины отдают предпочтение высококалорийной пище, что также способствует ускоренному старению.


Полагаю, китаец фантазирует. Во-первых, российские мужчины перестают следить за собой значительно раньше женщин, что, собственно, и приводит к тому, что живут они в России в среднем на 10 лет меньше. Во-вторых, южное солнце убивает кожу значительно быстрее, чем северный холод.

Тем не менее здоровый образ жизни и правильное питание тоже имеют значение. Напомню, что судя по последним данным Росстата, в регионах России, где увлекаются здоровым образом жизни, продолжительность жизни на 15-20 лет выше, чем в регионах, где увлекаются потреблением спиртного:

https://olegmakarenko.ru/1726073.html

Впрочем, конечно, есть и другие объяснения феномена старения… Как полагаете, коллеги, почему люди примерно одного возраста, — в 60 лет, например, — выглядят иногда так, будто один вдвое старше другого?

3. Вот, кстати, ещё одна относительно свежая новость про то, что ЗОЖ хорош в любом возрасте. Не стоит себя хоронить ни в 50 лет, ни в 80, независимо от пола:

https://lenta.ru/news/2019/11/08/bikinibody/

Пенсионерка выиграла конкурс на лучшую фигуру в бикини. Об этом сообщает Daily Mail.

Мария Кристина (Maria Cristina) из Невады, США, занимала управляющую должность в колледже на протяжении 20 лет. С годами она почувствовала, что становится «тяжелее, медленнее и нервознее», поскольку карьера стала для неё приоритетнее здоровья.

В 69 лет американка вышла на пенсию и впервые в жизни решила заняться спортом. Под надзором персонального тренера она выполняла физические упражнения три раза в неделю, а также каждое утро посвящала 45-60 минут кардионагрузкам.

К 73 годам Кристина достигла физической формы, которая позволила ей принять участие в конкурсе на самое красивое тело ICN Las Vegas Open Fitness and Model Championships в Лас-Вегасе. Женщина заняла первое место, несмотря на то что многие конкурентки были в два раза моложе её. Ранее она также побеждала в шести международных конкурсах International Natural Bodybuilding Association.

«На соревнованиях по фитнесу, в которых я тоже принимаю участие, я часто вижу 80-летних мужчин. Но женщины сдаются, как только им исполняется 50. Я надеюсь, что они посмотрят на меня, сражающуюся в 73 года, и поймут, что это возможно», — поделилась Кристина.



          

The Latest ‘Cyber Monday’ Scams and 5 Tips to Stay Safe Shopping This Holiday Season

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Once Thanksgiving has hit the U.S., the holiday season becomes exceptionally profitable for businesses, but also quite the “steal” for consumers…as well as cyber-criminals, especially on Cyber Monday.

Created back in 2005 as the online version of the “brick and mortar” version of Black Friday, Cyber Monday has taken a life of its own, generating over $7.9 billion in sales last year, squashing last year’s Black Friday’s revenue of $6.2 billion, according to Business Insider.

Each year, the technologies readily available to these criminals grow vastly sophisticated and even more complex. There are two new cyber-crimes spreading from home to home this holiday season you should be aware about:

  • Password Change Requests and
  • “Grinch” Bots

I can attest to the “password change request,” as I received a VERY GENEROUS notification from “Apple” concerning my iTunes account, the night before Cyber Monday. Allegedly coming in from “Apple,” apparently, I “recently requested a password reset or unlock your Apple ID.”

See anything phishy, all pun intended here, with the language in the above statement? Let’s break down this email:

First, the e-mail address, “appleid@id.apple.com,” is not a legitimate Apple email with respect to Apple ID’s, and you know this. How? Because each and every time you’ve had to change your Apple ID, it’s done through the iTunes Store and/or through an authorized representative (and never through a special Apple ID email).

Second, use common sense. I never requested a password reset because I know my password very well, and very few people have access to my account (unless I have personally given them access to it).

Third, look at the language of the email. The grammatical style of the e-mail wreaks of foreign presence and a lack of understanding of the English language. Sorry to be harsh, but it’s just a fact:

“You recently requested a password reset or unlock your Apple ID.” Grammatically, that makes no sense and the “tense” of the words is off beginning with “…or unlock your Apple ID.“

Fourth, the final paragraph wreaks of phishing and grammatical errors, telling you that if you didn’t make the change, to click…wait for it….these two links:

The first link “iforgot.apple.com,” is a bad link and don’t click it. If you don’t believe me, why don’t you enter that link MANUALLY into your address bar and see what happens.

The second link, don’t even get me started–the “https” is an attempt to get you to believe that is a secure protocol. It is not. Why? Since when does ANY “HTTPS” link not include the “www” immediately after it?

“https://appleid.apple.com” are you kidding me? Don’t even click this. That link doesn’t exist either.

The minute you click these links, you will be taken to pages that are mirrored to look like Apple while the criminal sits back and watches you freely hand over your account credentials and financial information.

Regardless of whether you are shopping for Black Friday, Cyber Monday, Small Business Saturday, or just the overall holiday season, I have provided 5 tips for you to keep in mind while shopping, taking into account 2019’s latest cyber-security threats:

Cyber monday with matrix binary code technology background#1—Don’t Click ANY Links in Emails

As today is Cyber Monday, your e-mail inboxes are probably flooded with a number of online deals from your favorite online and physical retail stores. The problem with these emails, especially around Cyber Monday, is that you can never truly be sure if those emails are actually coming from the stores you think they are.

‘Phishing’ is where hackers send an email that is designed to look exactly like that store you think is sending you the email containing deals. So how does it work?

Let’s say you receive an email from Best Buy or Target—you open the email and almost immediately click one of the links that says “Shop Now.” While you may think you are being redirected to Best Buy’s or Target’s website—in reality, you are being taken to a page that has been mirrored to look exactly like those sites, hoping you go through the process of logging in. What you don’t know is that as you are entering your login credentials, you are essentially “pasting” that information directly into the computer server of the hacker who only set that page up to gain access into your account and go into either a shopping frenzy or hold your personal information hostage.

Now, how do you tell those phishing emails from the actual emails the retailers send? Well, if you have the time to analyze the email—there are PLENTY of give-aways—

  • Grammatical spelling of EACH and EVERY word, including the online retailer
  • Formatting of the email—remember, the real email will be professionally written and displayed
  • Check the e-mail address of the sender—it will almost invariably be some unknown or foreign email address

But at the end of the day, don’t be lazy and just go directly to the online retailer’s website for the deal. Those deals aren’t worth giving up your personal and financial information for.

#2—Do NOT Click Pop-Ups and Ads

Surely as your shopping around online, you have the occasional (or frequent) pop-up ad asking you to visit its deal on that particular advertised site.

DON’T CLICK IT.

These types of ads, known as “malvertising” or malicious advertising, can send you to sites, again that either are mirrored to look like a retailer you are familiar with, or straight up send you to a location which will infect your device with a wide variety of harmful programming, including adware, spyware, and ransomware. Again, it’s not worth having your personal and financial information compromised simply because you’re too lazy to go directly to the site itself.

If the deal is legitimate, the pop-up will be on the ACTUAL retailer’s site—not some other website. Remember, these retailer’s don’t need to place ads on other competitor’s websites. Think about it.

#3—Beware of “Grinch Bots”

Up to 97 percent of all online traffic to retailer login pages this holiday season are coming from “bots,” according to the cybersecurity firm Radware. These “grinch bots” as they are commonly referred to, are largely operated by organized gangs of cyber-criminals.

And now, they are utilizing artificial intelligence (A.I.) to defeat image-based CAPTCHAs. You know, those ridiculously annoying pop-ups that ask you to choose all the pictures that have a stoplight or car in them, before allowing you to proceed with your order?

Using A.I., these bots are attempting to mimic human user activity by adding in random mouse movements and other “human-like” browsing behaviors. They fill out online forms and navigate retail sites faster than a real person can, and try to swiftly purchase limited supply gifts before you’ve even filled up your cart. The items are then sold for a higher price on third-party sites. On the days leading up to Black Friday and today’s Cyber Monday, bots outnumber humans 20 to 1.

The cyber thieves also crack into accounts, drain accounts of rewards and other digital currency, conduct credit card fraud, and more, said Ron Winward, a Radware spokesman.

#4— Use a Credit Card (Not a Debit Card)

Most importantly, when you’re shopping, please for the love of god, use a CREDIT CARD and not a debit card. I promise you, this is for YOUR BENEFIT.

Under the Fair Credit Billing Act, consumers are only liable or responsible for up to $50 in fraudulent charges—meaning, with most major credit card companies such as American Express, Discover, Mastercard, and VISA, you won’t be held responsible for the fraud, pursuant to their “zero liability” policies.

If you’re hellbent on using your debit card this holiday season, use it just to take out cash—not to spend money, because once the money is gone, it’s gone and you’re shit out luck.

But if you’re visiting an ATM, please make sure you’re on the lookout for skimmers, which are “covers” over the actual card input that are designed to scan your entire card so that you just gave away your entire credit card number and associated information.

#5—Use ENCRYPTED WiFi Networks

Nothing is more exciting for cyber criminals than using the free public WiFi to install malware or compromise your device.

According to one survey, 45% of Americans use public Wi-Fi to access sensitive information, which is absolutely the stupidest thing you can do, especially around the holidays. Why?

Everyone you and I know is sitting and inputting sensitive financial information into these “online retailers,” –including that cyber criminal sitting a few spots down from you at the coffee shop who has now snuck into your device and watching you as you input your credit card information.

So, when you’re shopping, make sure you use an encrypted or private Wi-Fi network to browse the internet, and most importantly, placing your order.

#6—There is NO SUCH THING AS “FREE” DURING THE HOLIDAYS

Don’t fool yourself into thinking that these online retailers are being THAT generous. There’s no such thing as a “free” offer—unless you mean you’re freely inviting criminals into your network and device.

Don’t engage with any online surveys that ask you to fill out information so you can claim that free gift card or reward. No such thing.

At the end of the day, the holiday time is a six-figure salary for cyber-criminals. Don’t contribute to their end of the year profit.

And in case you’re wondering, no, I was not fooled by that “Apple” email I got yesterday at 4:23 p.m. from the lovely “Apple ID” team.

Stay safe folks!

The post The Latest ‘Cyber Monday’ Scams and 5 Tips to Stay Safe Shopping This Holiday Season appeared first on Grit Daily.


          

Event Update For 2019-11-25

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The seas, lakes and oceans are now pluming deadly hydrogen sulfide and suffocating methane. Hydrogen sulfide is a highly toxic water-soluble heavier-than-air gas and will accumulate in low-lying areas. Methane is slightly more buoyant than normal air and so will be all around, but will tend to contaminate our atmosphere from the top down. These gases are sickening and killing oxygen-using life all around the world, including human life, as our atmosphere is increasingly poisoned. Because both gases are highly flammable and because our entire civilization is built around fire and flammable fuels, this is leading to more fires and explosions. This is an extinction level event and will likely decimate both the biosphere and human population and it is debatable whether humankind can survive this event.




A. More fires and more explosions, especially along the coasts, but everywhere generally.
B. Many more animal die-offs, of all kinds, and especially oceanic species.
C. More multiples of people will be found dead in their homes, as if they'd dropped dead.
D. More corpses found in low-lying areas, all over the world.
E. More unusual vehicular accidents.
F. Improved unemployment numbers as people die off.




Category: Variety Pack

2019-11-25 - Greenhouse gas concentrations in the atmosphere reached yet another high in 2018:
http://www.yahoo.com/news/1-greenhouse-gases-accelerate-peak-125325195.html
http://www.cnbc.com/2019/11/25/greenhouse-gases-hit-another-record-high-in-2018-un-agency-says.html
http://desdemonadespair.net/2019/11/greenhouse-gas-concentrations-in-atmosphere-reached-yet-another-high-in-2018.html
http://www.cbc.ca/news/technology/greenhouse-gases-1.5371968

2019-11-25 - Humanity must cut carbon emissions by 7.6 percent per year for the next 10 years to meet Paris Climate Agreement goals:
http://newclimate.org/2019/11/26/emissions-gap-report-2019/
http://www.newscientist.com/article/2224539-un-report-reveals-how-hard-it-will-be-to-meet-climate-change-targets/
http://www.unenvironment.org/news-and-stories/press-release/cut-global-emissions-76-percent-every-year-next-decade-meet-15degc
http://desdemonadespair.net/2019/11/world-must-cut-carbon-emissions-by-7-6-percent-every-year-for-next-decade-to-meet-1-5c-paris-target-it-is-very-disturbing-that-in-spite-of-the-many-warnings-global-emissions.html
http://arctic-news.blogspot.com/2019/11/the-breach-of-the-paris-agreement.html
http://www.unenvironment.org/resources/emissions-gap-report-2019

Quote: "The United Nations has warned world leaders must cut greenhouse gas emissions by a staggering 7.6 per cent every year for the next decade to meet the most ambitious goal of the Paris climate deal, or suffer the impacts of greater global warming."

Note: That's certainly not going to happen. In fact, emissions are increasing at a rate that is itself increasing. Ergo, the horrifying storms, fires, floods, droughts, crop failures, biosphere die-offs, etc that we're already experiencing will continue to get worse and they too will get worse at a rate that itself increases...

2019-11-25 - Mysterious explosion and flash of light alarms people in Peru (Illinois):
http://www.mywebtimes.com/2019/11/25/mystery-or-simple-what-made-the-kaboom-in-peru/a9363xy/
http://www.sott.net/article/424683-Flash-of-light-window-shaking-boom-heard-in-Peru-Illinois

2019-11-25 - Underground electrical fire shoots flames from manhole at Forbes Avenue and Grant Street in Pittsburgh (Pennsylvania):
http://www.wtae.com/article/manhole-fire-in-downtown-pittsburgh/29962741
http://pittsburgh.cbslocal.com/2019/11/25/downtown-pittsburgh-manhole-fire/
http://kdkaradio.radio.com/galleries/crews-fighting-underground-fire-downtown
http://cwpittsburgh.cbslocal.com/video/4221581-crews-battle-flames-shooting-from-manhole-cover-downtown-pittsburgh/
http://twitter.com/PghPublicSafety/status/1199086711038496768

2019-11-25 - Wildfire breaks out and causes evacuations in Los Padres National Forest (California):
http://www.latimes.com/california/story/2019-11-25/fire-los-padres-national-forest-santa-barbara
http://ktla.com/2019/11/25/crews-battle-cave-fire-in-los-padres-national-forest-north-of-santa-barbara/
http://www.nbclosangeles.com/news/local/santa-barbara-county-fire-evacuations-goleta-565456011.html
http://bakersfieldnow.com/news/local/crews-battle-wind-whipped-brush-fire-in-santa-barbara-county
http://twitter.com/EliasonMike/status/1199138360280809472
http://twitter.com/EliasonMike/status/1199151628969840646

2019-11-25 - Infant has 'medical issue' and topples into swimming pool at motel then dies in coastal Myrtle Beach (South Carolina):
http://www.counton2.com/news/national-news/child-taken-to-hospital-after-falling-into-motel-pool-in-myrtle-beach/
http://www.wrbl.com/news/child-taken-to-hospital-after-falling-into-motel-pool-in-myrtle-beach/
http://wpde.com/news/local/myrtle-beach-police-investigate-situation-at-motel

Quote: "A child was taken to the hospital Monday evening after falling into a motel pool, according to fire officials."

Quote: "Corporal Tom Vest with the Myrtle Beach Police Department says the initial report was a possible drowning but at this time, the investigation points to a medical issue and not a drowning."

2019-11-25 - More than 13,000 Mulchatna caribou, half the population, disappear in just 3 years in Alaska:
http://www.wral.com/alaska-caribou-decrease-has-officials-searching-for-answers/18791956/
http://www.timesunion.com/news/article/Alaska-caribou-decrease-has-officials-searching-14859923.php
http://www.washingtontimes.com/news/2019/nov/25/alaska-caribou-decrease-has-officials-searching-fo/

Quote: "Southwest Alaska’s Mulchatna caribou herd has decreased to less than half of its former numbers, leaving wildlife officials with suspicions but no clear answers for the reasons behind the decline. There were more than 27,000 Mulchatna Caribou three years ago. Now there are 13,500, KYUK-AM reported."




2019-11-25 - Home destroyed by explosion and fire at 6:15 AM in Mount Vernon (Washington), 2 injured:
http://www.goskagit.com/news/local_news/two-injured-in-mount-vernon-explosion/article_4ac89076-f6bf-5f4e-85b3-271fb77bee74.html
http://www.king5.com/article/news/local/mount-vernon-fire/281-1711f483-536b-4672-9a34-851b527bc838

Note: This is the 175th residential explosion in 2019...

2019-11-25 - Factory rocked by explosion in Wynberg, Sandton (South Africa), 4 injured:
http://ewn.co.za/2019/11/25/4-people-injured-in-wynberg-factory-explosion
http://www.news24.com/SouthAfrica/News/four-injured-in-alleged-explosion-at-factory-in-sandton-20191126

2019-11-25 - Passenger bus bursts into flame on street in Delhi (India):
http://in.news.yahoo.com/bus-catches-fire-northeast-delhis-084924894.html
http://www.business-standard.com/article/pti-stories/bus-catches-fire-in-northeast-delhi-s-khajuri-khas-area-no-injuries-reported-119112500531_1.html

Note: This is the 569th bus to burn in 2019...

2019-11-25 - Tractor trailer bursts into flame on Route 22 near Canaan (New York):
http://985thecat.iheart.com/content/2019-11-26-tractor-trailer-destroyed-by-fire/
http://www.columbiapage.com/tractor-trailer-fire-route-22-canaan-112519.html

2019-11-25 - Tractor trailer bursts into flame at 1:30 AM on I-20 in Jackson (Mississippi):
http://www.wlbt.com/2019/11/25/wheeler-fire-blocks-exit-ramp-i-gallatin-hours-overnight/
http://www.wapt.com/article/new-from-overnight-fire-sparks-on-18-wheeler/29946661
http://snewsi.com/id/194100634382/18-wheeler-catches-on-fire-in-Jackson
http://www.wjtv.com/news/18-wheeler-catches-on-fire-in-jackson/
http://www.youtube.com/watch?v=omEkNVKFn1A

2019-11-25 - Tractor bursts into flame near Highway 45 in Thomasboro (Illinois):
http://www.wcia.com/news/tractor-catches-fire/
http://www.youtube.com/watch?v=P_nnBAxsvI0

2019-11-25 - Tractor (combine) bursts into flame on 370th Street in Estherville (Iowa):
http://kicdam.com/news/170071-estherville-firefighters-battle-farm-equipment-fire/
http://kilrradio.com/kirl-news/476602

Quote: "Fire Chief Dick Beaver tells KICD News crews arrived at the scene on 370th Street just after four o’clock Monday where they found a combine fully involved in flames."

2019-11-25 - Tractor (excavator) bursts into flame on Allentown Road near Richburg (New York):
http://solomonswords.blogspot.com/2019/11/richburg-fire-dept-to-excavator-fire.html

2019-11-25 - Tractor trailer bursts into flame on the Trans-Canada Highway near Walsh (Canada):
http://chatnewstoday.ca/2019/11/25/semi-on-fire-near-walsh/
http://chatnewstoday.ca/2019/11/26/driver-uninjured-in-mondays-semi-fire/

Note: These are the 2034th, 2035th, 2036th, 2037th, 2038th and 2039th tractors/tankers/semis to burn/explode in 2019...

2019-11-25 - Dump truck bursts into flame at gas station near Daleville (Pennsylvania):
http://wnep.com/2019/11/25/dump-truck-catches-fire-at-gas-pump/
http://www.msn.com/en-us/sports/other/dump-truck-catches-fire-at-gas-pump/vp-BBXkiHJ

2019-11-25 - Box truck bursts into flame on street in Elizabeth (New Jersey):
http://www.rlsmedia.com/article/elizabeth-firefighters-extinguish-box-truck-fire

2019-11-25 - Pickup truck bursts into flame while parked at business on Raford Lake Road in Henry (Tennessee):
http://www.wenkwtpr.com/2019/11/25/truck-heavily-damaged-in-fire/

2019-11-25 - Pickup truck bursts into flame, fire spreads to brush, on the 14 Freeway near Acton (California):
http://www.hometownstation.com/santa-clarita-news/scv-emergency/santa-clarita-fire/vehicle-fire-spreads-to-brush-near-14-freeway-near-acton-302829

Quote: "The truck, said to be an F-250, was fully involved in flames by the time Fire Department officials arrived on scene, according to Pittman. The fire spread to brush, but was deemed only a small spot at about 50-by-50 foot fire, and two engines would be able to handle it, according to officials."

2019-11-25 - Pickup truck bursts into flame while parked at apartment building on Drake Crescent in coastal Prince Rupert (Canada), another fire too:
http://www.thenorthernview.com/news/pair-of-fires-ignite-in-prince-rupert-on-monday-morning/

2019-11-25 - Car bursts into flame just before 5 AM while parked at home, fire spreads to home, west of Pigeon Creek in Vanderburgh County (Indiana):
http://www.tristatehomepage.com/news/local-news/crews-respond-to-fire-on-north-side-of-evansville/

Quote: "A vehicle sparked a home fire early Monday morning in Vanderburgh County. It happened just before 5AM on Pleasant Ridge Drive. This is just west of Pigeon Creek between North Green River Rd. and Oak Hill."

2019-11-25 - Car bursts into flame on Route 202 In Paoli (Pennsylvania):
http://patch.com/pennsylvania/te/car-fire-breaks-out-route-202-paoli-monday

2019-11-25 - Vehicle bursts into flame on Highway 401 in Mississauga (Canada):
http://www.insauga.com/vehicle-fire-on-401-in-mississauga

2019-11-25 - Vehicle bursts into flame in layby along the A12 near Colchester (Britain):
http://www.essex-fire.gov.uk/incidents/i8026/

2019-11-25 - Vehicle bursts into flame on Cromwell Terrace near Scarborough (Britain):
http://www.northyorksfire.gov.uk/news-events/breaking-news/north_yorkshire_fire_and_rescue_service_251119pm

Quote: "Time: 15:57 Location: Cromwell Terrace A crew from Scarborough attended a report of a vehicle fire, the fire was confined to the passenger area and crews used 1 hose reel jet to extinguish the fire which was believed to be due to an electrical fault."

2019-11-25 - Barn destroyed by fire on Morris Frady Road in Mt. Airy (Georgia), 15,000 chickens killed:
http://nowhabersham.com/15k-birds-killed-in-commercial-chicken-house-fire-in-mt-airy/

2019-11-25 - Law office destroyed by fire shortly after 4 AM on Duke of Gloucester Street in coastal Annapolis (Maryland):
http://www.wbaltv.com/article/fire-at-law-office-in-annapolis/29943640
http://baltimore.cbslocal.com/2019/11/25/annapolis-fire-law-office-duke-of-gloucester/
http://www.wusa9.com/article/news/local/maryland/fire-crews-battle-2-alarm-building-fire-in-annapolis/65-8f01d6e5-7b95-4126-8c64-f79b6bf04387

2019-11-25 - Protein plant heavily damaged by fire at 3:50 AM in Emporia (Virginia):
http://www.13newsnow.com/article/news/local/crews-battle-heavy-blaze-at-valley-protein-plant-in-southampton-county/291-822d36ef-18c9-41fd-bfe7-474c566bdd09
http://wtkr.com/2019/11/25/firefighters-respond-to-business-fire-in-southampton-co/

2019-11-25 - Workshop destroyed by fire on Sandstone Gulch Road near Florence (Montana):
http://www.kpax.com/news/ravalli-county/crews-battle-florence-area-structure-fire

2019-11-25 - Church heavily damaged by fire near the Russian River in Forestville (California):
http://sanfrancisco.cbslocal.com/2019/11/25/fire-heavily-damages-historic-150-year-old-sonoma-county-church/
http://www.pressdemocrat.com/news/10372250-181/fire-damages-forestville-church

2019-11-25 - Home heavily damaged by fire on Cass Street in coastal Portsmouth (New Hampshire):
http://www.seacoastonline.com/news/20191125/fire-strikes-1800s-portsmouth-home

2019-11-25 - Home heavily damaged by fire at 2:30 AM on Anthony Lane in Twinsburg (Ohio):
http://www.mytownneo.com/news/20191125/residents-escape-from-twinsburg-house-fire
http://www.beaconjournal.com/news/20191125/twinsburg-firefighters-call-in-help-to-battle-remote-house-fire

2019-11-25 - Home heavily damaged by fire near Hahira (Georgia), 2 injured:
http://www.valdostadailytimes.com/news/local_news/lowndes-hahira-respond-to-house-fire/article_c393d768-d60f-59fe-83c8-cc68a63b55a1.html

2019-11-25 - Home heavily damaged by garage fire on Shagbark Trail in Floyd County (Indiana), nobody there:
http://www.wlky.com/article/multiple-counties-battling-fire-at-southern-indiana-home/29957707
http://www.wave3.com/2019/11/25/home-catches-fire-floyd-county/

2019-11-25 - Home heavily damaged by fire on 1 AM on Willie Mays Parkway near Orlando (Florida), nobody there:
http://www.clickorlando.com/news/local/2019/11/25/fire-breaks-out-at-orange-county-home/

2019-11-25 - Home destroyed by fire on Taryn Drive in coastal Dresden (Maine), nobody there:
http://www.centralmaine.com/2019/11/25/fire-guts-dresden-home/

2019-11-25 - Home destroyed by fire at 11:30 PM on Raccoon Circle near Lake Ariel in Salem Township (Pennsylvania):
http://wnep.com/2019/11/26/two-dogs-missing-after-fire-guts-wayne-county-home/

2019-11-25 - Deadly fire burns home shortly after 6 AM in Edwardsville (Illinois), 1 killed:
http://fox2now.com/2019/11/25/man-and-3-dogs-killed-in-edwardsville-house-fire/
http://www.kmov.com/news/dead-after-early-morning-fire-in-edwardsville/article_5d427df8-0f80-11ea-ba05-9783c0ebdecf.html
http://www.ksdk.com/article/news/local/person-3-dogs-killed-fire-edwardsville-illinois/63-a5058881-e257-4bf4-86f5-f5f1ddcd950c

2019-11-25 - Vacant building burns on 10th Avenue East in coastal Seattle (Washington):
http://q13fox.com/2019/11/26/flames-erupt-from-vacant-house-in-seattles-capitol-hill-area/

2019-11-25 - Vacant home burns on Pearl Street in Paterson (New Jersey):
http://www.northjersey.com/story/news/passaic/paterson/2019/11/25/firefighters-battle-paterson-nj-fire-pearl-street/4298498002/

2019-11-25 - Vacant home burns on Elliott Street in Syracuse (New York):
http://cnycentral.com/news/local/firefighters-battle-fire-at-vacant-house-on-elliott-street




2019-11-25 - Two students, 20 and 15, found dead in reservoir at Kodivery Dam (India):
http://in.news.yahoo.com/college-goer-school-student-drown-091948519.html
http://www.devdiscourse.com/article/arts/757384-college-goer-school-student-drown-in-dam




2019-11-25 - Boy, 11, dies after being pulled from swimming pool at hotel in Cleveland (Ohio):
http://www.cleveland19.com/2019/11/25/year-old-boy-drowns-cleveland-hotel/

2019-11-25 - Man found dead in the water off coastal Mission Beach (California):
http://fox5sandiego.com/2019/11/25/body-found-floating-in-water-near-mission-beach/
http://www.10news.com/news/local-news/body-found-floating-in-the-ocean-by-good-samaritan

2019-11-25 - Woman, 49, found dead at home on Pennsylvania Street in Southfield (Michigan):
http://www.clickondetroit.com/news/2019/11/25/police-no-foul-play-suspected-after-woman-found-dead-in-southfield-home/
http://www.clickondetroit.com/news/2019/11/25/southfield-womans-death-under-investigation/
http://www.fox2detroit.com/news/southfield-woman-found-dead-inside-home-police-investigate

2019-11-25 - Man found dead in Cobbs Creek near train tracks in Colwyn (Pennsylvania):
http://6abc.com/colwyn-police-working-to-identify-body-found-in-creek--/5718652/
http://philadelphia.cbslocal.com/2019/11/25/police-body-found-in-creek-by-amtrak-train-tracks-in-delaware-county/

2019-11-25 - Man found dead in canal in Hialeah (Florida):
http://www.local10.com/news/2019/11/25/body-found-floating-in-hialeah-canal/

2019-11-25 - Man, 55, goes hunting or fishing, next seen dead near Cando (North Dakota):
http://www.grandforksherald.com/news/4786913-UPDATE-Body-of-missing-Park-River-man-found

2019-11-25 - Man, 20, found dead in the St. Lawrence River near Stormont (Canada):
http://globalnews.ca/news/6213743/opp-investigating-after-ottawa-mans-body-found-in-st-lawrence-river/

2019-11-25 - Person drops dead in apartment on Beach Parade in coastal Maroochydore (Australia):
http://www.dailymail.co.uk/news/article-7725307/Strong-smell-coming-Maroochydore-unit-Sunshine-Coast-alerts-neighbours-dead-body.html

2019-11-25 - Man, 25, has 'medical episode', falls and hits his head, runs off into the bush and dies in creek, in coastal Provincetown (Australia):
http://nypost.com/2019/11/26/uk-backpacker-aslan-kings-body-found-in-australian-creek-three-days-after-he-vanished/
http://www.straitstimes.com/asia/australianz/search-resumes-for-british-backpacker-missing-in-australia
http://www.nst.com.my/world/world/2019/11/542110/search-resumes-british-backpacker-missing-australia
http://www.ibtimes.com/body-found-australia-search-british-backpacker-2873606
http://m.cnn.com/en/article/h_ddf51df9b6bc825c9e03c54f9e8ba8e8
http://www.bbc.com/news/world-australia-50553857

Quote: "Mr King was last seen at a camping ground in Princetown, on the popular and picturesque Great Ocean Road, at about 2am on Saturday. He had been camping with friends near the Twelve Apostles about three hours from Melbourne when he had a 'medical episode' and hit his head, before suddenly running into bushland."

2019-11-25 - Man, 72, dies after diving in the Cayman Islands:
http://caymannewsservice.com/2019/11/elderly-visitor-dies-after-dive-trip/

Quote: "A 72-year-old man who was visiting the Cayman Islands from Mississippi died Monday afternoon following a dive in the waters around the George Town Harbour."

2019-11-25 - Woman has 'medical episode' and drops dead in carpark in coastal Bournemouth (Britain):
http://www.bournemouthecho.co.uk/news/18059174.police-paramedics-richmond-gardens-car-park-bournemouth/

Quote: "A woman died at a Bournemouth town centre car park on Monday afternoon after a 'suspected medical episode'."

2019-11-25 - Man found dead in beach in coastal Aberystwyth (Britain):
http://www.dailypost.co.uk/news/north-wales-news/police-probe-launched-after-mans-17320207




2019-11-25 - Driver has 'medical episode', van overturns, on the M6 near Knutsford (Britain):
http://www.manchestereveningnews.co.uk/news/greater-manchester-news/live-m6-van-flipped-over-17312459
http://www.cheshire-live.co.uk/news/chester-cheshire-news/recap-overturned-van-m6-traffic-17311878

Quote: "A van flipped over on the M6 after a driver suffered a medical episode. There are two lanes shut southbound between junction 19, for Knutsford, and junction 18, for Holmes Chapel."

2019-11-25 - Man has 'medical episode', SUV crashes into home, in Union City (Ohio):
http://www.dailyadvocate.com/news/81505/driver-hits-house-in-union-city

Quote: "According to Union City, Ohio Police and Fire Chief Mark Ater, a preliminary investigation into the incident revealed a blue Mercedes ML 320 was traveling northwest on Northwest Deerfield Street when the driver of the vehicle experienced a minor medical episode causing the driver to lose control of the vehicle and veer off the left side of the roadway."

2019-11-25 - Man, 60, has 'medical emergency', pickup truck crashes off road, near coastal Lantana (Florida), 1 killed:
http://www.palmbeachpost.com/news/20191125/pbso-man-likely-had-medical-emergency-before-fatal-lantana-area-crash
http://www.wptv.com/news/region-c-palm-beach-county/driver-dies-in-single-vehicle-crash-in-suburban-lake-worth
http://omny.fm/shows/palm-beach-news-briefs-the-palm-beach-post/man-likely-had-medical-emergency-before-fatal-lant

Quote: "A 60-year-old Acreage man likely experienced a medical emergency moments before a fatal single-vehicle crash west of Lantana on Monday morning, the Palm Beach County Sheriff’s Office said."

2019-11-25 - Small plane crashes into the ocean near coastal Llandudno (Britain):
http://www.liverpoolecho.co.uk/news/uk-world-news/plane-crash-anglesey-breaking-live-17314211
http://www.standard.co.uk/news/uk/search-operation-launched-after-plane-crash-off-coast-of-wales-a4296141.html
http://www.standard.co.uk/news/uk/anglesey-plane-crash-search-for-missing-pilot-to-continue-after-aircraft-disappears-off-welsh-coast-a4296411.html
http://www.breakingnews.ie/ireland/search-operation-launched-after-reports-of-plane-crash-in-irish-sea-966470.html
http://www.dailypost.co.uk/news/north-wales-news/anglesey-plane-crash-missing-aircraft-17314050

2019-11-25 - Passenger bus veers off road and overturns near Katraj (India), 2 killed, 26 injured:
http://www.hindustantimes.com/cities/shivshahi-bus-with-40-passengers-topples-off-the-road-near-katraj-9-injured/story-b98B8x89IPNL5O2ejOC6WP.html

2019-11-25 - Utility truck crashes, bursts into flame, on US 1 in coastal Cocoa (Florida), 3 injured:
http://spacecoastdaily.com/2019/11/cocoa-fire-units-extinguish-truck-fire-on-u-s-1-three-people-suffer-minor-injuries/
http://www.floridatoday.com/story/news/2019/11/25/utility-truck-burns-fiery-cocoa-crash-u-s-1-and-state-road-520/4300418002/
http://mimsflorida.com/cocoa-fire-units-extinguish-truck-fire-on-u-s-1-three-people-suffer-minor-injuries/

2019-11-25 - SUV crashes into two more SUVs in Deerfield (Massachusetts), 3 injured:
http://www.wwlp.com/news/local-news/franklin-county/several-people-taken-to-hospital-after-three-suvs-crashed-in-deerfield/

Quote: "Witnesses told police the driver of the Mercury was traveling northbound on Greenfield Road and may have had a medical issue. This caused the driver to crash into the Nissan and then into the Volvo."

2019-11-25 - SUV veers off road, crashes into apartment building, in Murfreesboro (Tennessee), 1 injured:
http://www.weny.com/story/41369212/driver-hospitalized-after-crashing-suv-into-murfreesboro-apartment
http://www.news8000.com/news/national-news/driver-hospitalized-after-crashing-suv-into-apartment/1145450248
http://www.wkrn.com/news/driver-hospitalized-after-crashing-into-murfreesboro-apartment/
http://www.wgnsradio.com/suv-slams-into-apartment-8-45am-monday-cms-54688

Quote: "Public Information Officer Larry Flowers said that the preliminary investigation indicated that the 36-year old male may have suffered a medical episode prior to the crash."

2019-11-25 - Pickup truck veers off road, crashes into home, in coastal Eureka (California):
http://www.times-standard.com/2019/11/25/photos-none-hurt-after-truck-drives-into-office-space-of-eureka-home/

2019-11-25 - Car slams into box truck in Lincoln (Nebraska), 1 killed:
http://www.klkntv.com/story/41370310/multiple-injuries-reported-in-crash-at-nw-40th-and-hwy-34

Quote: "LSO said it's possible the driver of the BMW had a medical episode, but the crash is still under investigation."

2019-11-25 - Car overturns at 5:42 AM in coastal Boca Raton (Florida), 1 killed:
http://www.wptv.com/news/region-s-palm-beach-county/vehicle-crashes-lands-on-its-roof-in-western-boca-raton
http://cw34.com/news/local/rollover-crash-shuts-down-powerline-rd-in-western-boca-raton




2019-11-25 - Pack of dogs attacks and injures man in Delhi (India):
http://www.thehindu.com/news/cities/Delhi/man-attacked-by-pack-of-dogs-in-south-delhi-residents-hold-protest/article30080929.ece
http://www.sott.net/article/424702-Video-of-man-attacked-by-pack-of-dogs-in-Delhi-India




2019-11-25 - Sinkhole opens on street and swallows car in Kuala Lumpur (Malaysia):
http://www.straitstimes.com/asia/se-asia/sinkhole-swallows-car-in-kuala-lumpur
http://www.businessinsider.sg/photos-a-woman-and-her-perodua-myvi-were-swallowed-by-a-sinkhole-in-the-heart-of-kuala-lumpur-on-sunday/
http://malaysia.news.yahoo.com/massive-sinkhole-swallows-car-heart-050419665.html
http://twitter.com/HafizShukaime/status/1198626865067388928

2019-11-25 - Sinkhole opens on street in Stowe (Vermont):
http://www.wcax.com/content/news/Sinkhole-closes-Stowe-intersection-565415731.html

2019-11-25 - Sinkhole shuts down trains near Leuchars (Scotland):
http://www.bbc.com/news/uk-scotland-tayside-central-50556236
http://stv.tv/news/north/1442664-trains-suspended-after-sinkhole-opens-beneath-tracks/
http://www.thecourier.co.uk/fp/news/local/fife/1027976/all-trains-cancelled-between-dundee-and-edinburgh-due-to-3ft-deep-sinkhole-on-line/




2019-11-25 - Building partially collapses in Cincinnati (Ohio), 3 injured:
http://www.kxlh.com/news/national/at-least-2-hurt-in-partial-building-collapse-in-cincinnati
http://www.fox19.com/2019/11/25/photos-partial-building-collapse-downtown-cincinnati/
http://www.kctv5.com/injured-in-cincinnati-after-partial-building-collapse/article_af5655e3-5d3a-5d27-87fd-5a8803896dd0.html




2019-11-25 - Man has 'medical issue' and collapses at construction site in Greeley (Colorado):
http://www.greeleytribune.com/news/police-investigate-man-collapsed-at-maddie-apartments-construction-site/

Quote: "Police determined the man experienced a medical issue and will not further investigate the incident."

2019-11-25 - Volcano Taal shaken by 150 earthquakes in the Philippine Islands:
http://www.thebigwobble.org/2019/11/volcano-watch-more-than-150-volcanic.html

2019-11-25 - Powerful storms wreak destruction in France, Greece and Italy:
http://www.theguardian.com/world/2019/nov/25/storms-france-greece-italy-destruction-floods
http://www.rte.ie/news/world/2019/1125/1095122-storm-in-greece-kills-three/
http://www.sott.net/article/424719-Storms-in-France-Greece-and-Italy-leave-biblical-destruction
http://www.sott.net/article/424657-Three-die-as-storm-front-batters-Greece

2019-11-25 - Heavy rain and flooding hit Djibouti City (Djibouti), 9+ killed:
http://floodlist.com/africa/djibouti-floods-november-2019
http://www.sott.net/article/424606-9-killed-by-floods-in-Djibouti-City-after-almost-a-years-worth-of-rain-fell-in-2-days

2019-11-25 - Where did the missing trillions go?
http://www.sott.net/article/424693-Where-did-the-missing-trillions-go-Catherine-Austin-Fitts
http://www.youtube.com/watch?v=J1tiGArOpZI


          

Amazon ends creepy program that sent samples based on purchase history

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It's normally a bad thing when companies take freebies away, but you might not mind quite so much in this case. Amazon is ending a Product Sampling program that sent free samples of cosmetics, protein bars and other goods based on your shopping habits. While the company didn't explain why it was closing the machine learning-based program in a statement to CNBC, it did say the initiative would shut down sometime in 2020. It's not hard to see reasons why Amazon might shutter the program, mind you.

Via: CNBC

Source: Business Insider (sub. required)


          

 Cache   
From Jenna Orkin

Jeffrey Epstein, Blackmail and a Lucrative ‘Hot List’


China Adopts Malicious "Cybersecurity" Rules

The London Bridge knife attacker wrote a letter in 2012 from prison asking for 'deradicalization' courses so he could become a 'good citizen of Britain'

The Islamic State claimed responsibility for the London Bridge knife terror attack

"The Islamic State said one of its soldiers carried out the attack a day after it happened, but it hasn't offered any proof."

Liars!  We did it! I mean... - JO

HSBC Shifts Records To Blockchain To Track $20 Billion Of Assets

Malta PM To Step Down Related To Car Bombing Of Journalist Dubbed "One-Woman WikiLeaks"

Joe Biden nibbled on his wife's finger in a bizarre campaign stop moment


          

Subramanian Swamy: Collapsing Economy Will Eclipse Ayodhya Gains For BJP

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BJP leader Subramaniam Swamy interacts with members of the media at Parliament House in New Delhi on December 17, 2015. 

In an interview with HuffPost India, Rajya Sabha lawmaker Subramanian Swamy said the poor state of India’s economy would offset the boost which the Ayodhya verdict has given the ruling-Bharatiya Janata Party (BJP) and its leader, 

Prime Minister Narendra Modi, under whose term the longest-running land dispute between Hindus and Muslims ended in victory for the Hindu parties. 

Swamy, who is known to publicly rebuke his own party, the BJP, and the Narendra Modi government,  completed his PhD in economics from Harvard University, where he was guided by two Nobel laureates Simon Kuznets and Paul Samuelson. He also taught economics at Harvard. 

The former Janata Party leader, who has served as a Union Minister under the Chandra Shekhar and Narasimha Rao governments, called out the Modi government on the economy not long after it first came to power in 2014, slamming moves like demonetisation and the Goods and Services Tax

The 80-year-old lawmaker, who recently authored Reset: Regaining India’s Economic Legacy, believes the economic situation is so bad that it would cost the BJP the Jharkhand and Delhi Assembly elections. 

“Unemployment will supersede every other thing including the Ram Mandir,” he said. “But Modi doesn’t listen. He listens to people who do not tell him the truth.”

Unemployment will supersede every other thing including the Ram Mandir.

Edited excerpts: 

A political science professor from Lucknow University that I spoke with said the Ayodhya verdict is “everything for the BJP.” What do you think it means for the BJP? Votes?

Votes, yes. The first principle of votes is that the voter must be mobilised. It is the RSS (Rashtriya Swayamsevak Sangh) and the VHP (Vishva Hindu Parishadworkers that get the votes out. The BJP is now guaranteed an election machinery in a revitalised form for the elections. All they have to do is make speeches.

The general election is still four years away. Public memory fades pretty quickly. 

I will say that people are unhappy with the economic performance and think it’s not being taken seriously. We cannot see much tangible gains in the proportion of the time that Modi spends abroad in terms of results. This economy will have to be set right. Corruption has become a big issue in Jharkhand and this is going to affect us. The most honest and prominent senior minister Saryu Rai has been denied a ticket. The public does not understand this. If your plank is fighting corruption then you should be rewarding him, not penalising him. You might see us losing in Jharkhand and in Delhi. I don’t think the Ram wave will wipe that out. The worker will not be tomtoming it. 

The advantage of the Ayodhya verdict to the BJP will be offset by the poor economy? 

Yes, because we are now getting into the serious business of building the temple. So, there is no time for getting out on the streets, putting garlands, distributing sweets, organising rallies. The economy is the main thing. If you perform very well economically, it is not necessary you will win. Why? Well, Narasimha Rao was an example. Even (Atal Bihari) Vajpayee was an example. All the party workers sat at home and said ― okay, you have your “India Shining,” but you have done nothing for the Ram Janmabhoomi, we are sitting at home. But if the economy is so bad that a guy doesn’t know how to pay his child’s school fees or whether his bank is going to collapse. We have reached that stage of the economy. We are on the verge of a collapse. Some miracle can change that. Good policies could change that. But I don’t see any good policies coming. I’m saying it’s very hard, I’m not saying impossible, to reverse defeat in Delhi and Jharkhand ( Assembly elections). We have some time to fix Delhi if we put a good chief minister’s candidate. If the present governor of Assam (Jagdish Mukhi) is brought in as the chief ministerial candidate then we will win for sure. 

You might see us losing in Jharkhand and in Delhi. I don’t think the Ram wave will wipe that out.

To be clear, you are saying the advantage of the Ayodhya verdict would be offset by the poor state of the economy. 

It would be offset by the economy if it comes to mass unemployment. The consequence of banks folding up, the consequence of cutting down of shifts in a factory, all these will lead to layoffs. Lay-offs is unemployment. Unemployment will supersede every other thing including the Ram Mandir. 

You believe the BJP will see the fallout of the poor economy in Jharkhand and Delhi Assembly elections?

Yes. 

When we spoke in May, you said that you wanted to be Finance Minister in the next government. 

Yes.

You are publicly critical of your own party and PM Modi. Don’t you have to play the political game to get the position?

No. It’s not the political game. I believe the party committed in the 2014 election to three things: furthering Hindutva, fighting corruption, and developmental economics. There is no vikas taking place. I’ve been writing this since 2015, not now. We are heading for a tailspin and soon a crash. But Modi doesn’t listen. He listens to people who do not tell him the truth. All the people that he has given high positions to do not tell him the truth. 

We are heading for a tailspin and soon a crash. But Modi doesn’t listen.

It’s probably you saying these things that makes it hard for the PM to make you FM?

I should have been made in 2014. I wasn’t saying these things in 2014. Now, he doesn’t want me. He doesn’t want any minister to talk back to him, let alone in public, but in private cabinet meetings too. Which are the ministers that talk to him? I’m built this way. I had no problem working with Chandra Shekhar. I had no problem working with Narasimha Rao. I had no problem working with Morarji Desai, I had no problem working with Rajiv Gandhi and building a coalition government (Swamy is believed to have been instrumental in getting Rajiv Gandhi to support Chandra Shekhar for PM).  

He doesn’t want any minister to talk back to him, let alone in public, but in private cabinet meetings too.

What do you think of Nirmala Sitharaman as Finance Minister?

Same problem. She does not know any economics. If you see the press conferences, she is handing the mic to civil servants to answer.  What is the problem in the country today? Poor demand. Supply is not the problem. But what did she do? She relaxes taxes for corporates. Corporates are flushed with supply. They will just use it to write off their debts. That is what they have done. There is no improvement. You should abolish income tax instead so people can go out and spend. People cannot buy biscuits. Go and speak to Britannia

Three ways for getting the economy on the road to recovery. 

First way is to bring some cheer into the middle class. Abolish income tax. There is depression and pessimism in the middle class and they are a very powerful part… they have influence even through word of mouth. You will see dancing on the streets if that happens.  Second, say that small and medium-sized industries will not have to pay more than 6% interest rates on loans. At the same time, fixed deposit rates for savings should be raised to 9% from the present 6% of the rate of interest for taking loans. Third is that you print notes and start a massive public works program like roads, turnpikes, houses, that sort of thing. 

First way is to bring some cheer into the middle class.

In your book, you write that BJP should give an alternative ideological thrust to economic policy. What do you mean?

Our society was structured on the principle that the most learned and the least wealthy person should be called a Brahmin. Gyani and tyagi as they say. If you keep talking about profit maximisation, then you are back to the same one dimensional society of the United States and the western world. I would like everyone to be persuaded that money beyond their comfortable normal life should be given to philanthropy. Only then will we give you any status. But here it’s all become greed. Look at the money being spent on weddings. It’s absurd. People want to show off — my wedding was better than my neighbours. It’s in an appendix chapter where I’ve called it integral humanism. 

The small and medium-sized industries should be given the maximum assistance to stand on their feet. Low interest rates. Today, the internet rates are 14% to 15%. It’s cruel. They have already crumbled. Similarly, corporates should be told that if you build schools, hospitals, pay for the tuition of your employees children, they will be given tax exemptions. We should move away from government fixing goals to incentives. The market should function in a framework where no one can wipe others out. We should not let monopolies to develop through competition. 

Look at the money being spent on weddings. It’s absurd.

In the book, you write the PM relies on friends and ministers who do not tell him the truth about the economy. Why don’t they tell him?

Because he will sack them.

Have you tried telling him?

Why should I advise him when he is not ready to listen. The best thing I do is write a letter. I’ve not asked for an appointment from him for the past three and a half years.

You said the economy is on the verge of collapse. Why do you say that?

A trigger mechanism exists in every economy, and it takes just two banks to collapse, and many of them are on the verge of collapse. Someone recently asked me is my money safe in the bank? Many people ask me this question. It’s all subjective. Now, what if everyone goes to the banks and says give me my money. The bank can’t. Every time the bank takes one rupee, they lend out eight. They create eight new accounts of one rupee each. They collapse. That’s called a run on the bank. I can’t predict when that will happen.

The other thing that worries me is that everything is negative, but the stock market is going up. So, what’s happening? People are either bringing money from abroad through that corrupt mechanism called participatory notes, or they are not putting their money in the bank and in fixed deposits. They have been cheated in ponzi schemes, so they are putting in the stock market. The stock market is flushed with funds but the country is not.  Find out what the shortfall in GST is. GST is another crazy scheme which should never have been brought. The paperwork involved is unbelievable. 

The other thing that worries me is that everything is negative, but the stock market is going up.

The economy is suffering, but the government is also trying to conceal it. Journalist Somesh Jha of The Business Standard, for instance, reported that the government has tried to suppress data which showed that the unemployment figures were at an all time low. 

This is not Modi doing it. It started with (Arun) Jaitely. I’ve mentioned ‘spin’ several times in my book. All spin.

Another report says consumer spending has fallen to its lowest in the last four decades. Why is the government not making this public. 

Why not? When they think spin is all that works and media people comply. How many of you media people have called me to debate with a government spokesperson. By the way, my rebellion is a sign that BJP is a democratic party. Nobody in the Congress can do it. Why don’t you send me a copy of both reports. I’ll add a covering note and send them to the PM and ask are you aware of this. 

The issue is suppression of data… 

But the prime minister knows nothing about it. He is told wonderful growth rate. Do you know what the real growth rate today is? They are saying that it is coming down to 4.8%. I’m saying it is 1.5%. I’m an expert on index number theory, which is all about the prices on which you should calculate GDP. 

Are we calculating the GDP correctly?

No. Are we calculating the index numbers correctly? No. Why? Either we are ignorant or it makes us happy to see better figures. This atmospherics problem is what is hitting. 

This atmospherics problem is what is hitting.

How should we be calculating the GDP?

It’s a technical subject. When we took over the financial base year was 2003-2004. At present, it is  2011-12. If you bring it up and start evaluating at 2017-18 prices, without your doing any work, your growth rate will also go up, but so will also the pre-2011 data. But that you don’t publish. 

No, you say this year the growth rate is 7%. If you calculate at current prices, you can get it higher again. Prime Minister said $5 trillion by 2024. That means doubling in five years. Which means what growth rate? 14.4%.  Are you growing at 14.4%? And today, if you are going to go from your present target of $2.7 trillion to 5 trillion, you are at 18% growth rate. All these numbers are known to people, they are known to our economists also, but they are under pressure to produce pleasing data. 

What did you think of Finance Minister Nirmala Sitharaman blaming millennials not buying cars for the slump in the auto industry?

It’s like a Tale of Two Cities reworked. 

But the Maruti chairman RC Bhargava said she had a point. 

He can say anything. It was a stupid thing for her to say. They must think people to be idiots that they would accept such a thing. All kinds of crazy things are being said. 

Also on HuffPost

          

How Trump Tactics Are Driving Boris Johnson’s 'Fake News' Election Campaign

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President Donald Trump and Britain's Prime Minister Boris Johnson, left, speak to the media before a working breakfast meeting at the Hotel du Palais on the sidelines of the G-7 summit in Biarritz, France, Sunday, Aug. 25, 2019.

LONDON ― As Boris Johnson and Jeremy Corbyn play out the drama of Britain’s general election, there’s one figure who looms ominously large off stage.

Donald J. Trump is of course not a direct participant in the contest for prime minister of the UK, but his presence has been felt from the moment the race was called.

Last month, Trump took the unprecedented step of intervening in the country’s election to declare that Labour leader Corbyn would be “so bad for your country ... he’d take you into such bad places.”

In a phone call to talk radio station LBC, the president also told Nigel Farage, leader of the Brexit Party and one of his closest British confidants, that he should team up with Johnson’s Conservatives in an electoral pact. The pair of them would be “an unstoppable force,” Trump said.

Within days, Farage did indeed agree to target his troops at Labour’s constituencies, while standing them down in Tory-held seats. By focusing attacks on Brexit-backing working-class areas, that decision alone could swing the election toward a possibly historic victory for Johnson.

In a bid to counter the pincer-movement, Labour points out that Trump is so unpopular with voters in Britain (67% have a negative opinion of him, according to YouGov) that anything he says actually helps their cause.

Labour has also seized on the president’s line this summer that the country’s publicly funded National Health Service (NHS) could be “on the table” in any post-Brexit trade deal between the UK and U.S.

Some Downing Street insiders believe that Trump actually didn’t know what the NHS was when he blurted out his remark in a press conference in London in June.

But suspicions that American private health care companies could asset-strip Britain’s prized health service have been fueled by a Channel 4 TV documentary revealing UK and U.S. trade officials discussed drug pricing in private meetings.

Labour leader Jeremy Corbyn speaks during the Anti-Trump protest in London.

Just as dominant as Trump in this election, however, have been Trumpian tactics. Chuka Umunna, a Liberal Democrat candidate, has been among those pointing out Johnson’s refusal to publish a secret report into alleged Russian interference in UK elections, including the EU referendum of 2016.

He said Johnson is “following the Trump playbook.” And after Hillary Clinton called for the report’s publication, his party said the PM is “morphing into Donald Trump more every day.”

Mistreatment of the media is another trait. Just as the president refuses to take questions from reporters like CNN’s Jim Acosta, Johnson has barred the left-leaning Daily Mirror newspaper from his election campaign bus. Ian Murray, executive director at the UK’s Society of Editors, said the ban was “a disturbing development.”

Most of disturbing of all, for many, has been the deployment of disinformation. In an effort to throw everything they can at the Labour opposition, Johnson and his team have repeatedly resorted to “fake news” tricks and dark arts online.

The first hint of things to come was just weeks after Johnson became prime minister. His party ran a Facebook ad that featured the BBC logo and a headline saying his government was giving a “14 billion pound cash boost for schools.” In fact, the BBC story referred to 7.1 billion pounds, half the amount claimed. The independent fact-checking site FullFact said said it was “wrong to misrepresent the work of independent journalists in this way.”

In the election campaign itself, the Conservatives produced a video that doctored a breakfast TV clip to make a Labour spokesman look like he hadn’t answered a question on Brexit. TV host Piers Morgan criticized the Tories for their “fake news” manipulation, but party Chairman James Cleverly defended it because Labour wasn’t “credible” on Brexit.

Yet the aftermath itself generated a huge amount of publicity for the original fake video. Many in Labour were unnerved by what they saw as a deliberate feedback loop by the Tories, exploiting Twitter and Facebook algorithms that effectively push engagement with controversy. The story and its followup ran for days.

The Conservatives were undaunted, and then used a live TV election debate to deploy their latest weapon: changing their official Twitter account name to “factcheckuk.” The falsely named account pushed anti-Labour propaganda and even claimed Boris Johnson had “won” the TV debate.

The move was deliberately designed to tweak the tail of political Twitter, which many Conservatives believe has a pro-Labour bias. A raft of checking websites has sprung up in recent years to offer the public independent verification of political claims. The BBC’s Reality Check, not-for-profit FullFact and fact checking sites on Channel 4 News and the Guardian were all outraged at the tactic.

The Tories defended themselves because they felt they had been for weeks the victims of fake news in the election, arguing Labour’s claims about a Trump takeover of the NHS were plainly false. One Tory official told HuffPost UK: “We felt we had to fight fire with fire.”

Foreign Secretary Dominic Raab summed up the mood when he said “no one gives a toss about the social media cut and thrust.” He added: “We are not going to be a punchbag for the nonsense put out by the Left that goes unchallenged.”

The Tory

Sir Tim Berners-Lee, who helped create the world wide web, described the renaming of a Tory Twitter account as a fact checking body as “impersonation.” “That was really brazen,” he told the BBC. “It was unbelievable they would do that.”

The UK’s Chartered Institute of Library and Information Professionals sent a letter of complaint to the Tories, accusing them of “state-sponsored misinformation and the deliberate undermining of truth.” Even some Tory MPs felt the trick was a step too far, with former Commons Deputy Speaker Nigel Evans saying “you don’t need to rebrand your Twitter page” to highlight the opposition’s flaws.

Twitter, Inc.’s UK site issued a rare reprimand, warning that any “further attempts to mislead people by editing verified profile information — in a manner seen during the UK Election Debate — will result in decisive corrective action.”

But for Conservative party officials, the job had been done. And as Tory Chairman James Cleverly stressed, this was not just kids on his digital team going rogue. “The digital team have a remit. I set the remit,” he said.

Johnson himself adopted his usual tactic of appearing not to know what his party had done in his name. When confronted about the fake account, he said, “I haven’t followed this Twitter stuff with the attention you would like. ... I will apprise myself of the detail of this.”

The misinformation still keeps on coming. When Labour launched its manifesto of policies last week, the Tories tweeted a video of one of its former MPs to make it look as if she was saying that same day the party could not stick to its promises. The Conservatives were forced to delete the tweet.

The party also created a fake website to make it look like it was Labour’s official website. It paid Google to promote “labourmanifesto.co.uk,” a site that says Labour wants higher taxes and has no plan for Brexit — toward the top of its results for people searching for the opposition plan.

Conservatives' fake Labour policy manifesto

Originally, the site had in small letters “a website by the Conservative party” and has since changed it to make its origins clearer. European Parliament MP Guy Verhofstadt said the tactic was “dystopian” and reminiscent of communist Eastern European regimes.

The trick also exposed gaps in Google’s own policing. Paul Bischoff, privacy advocate at Comparitech.com, told HuffPost UK that it appears no one at the company appeared to vet the Tory ad.

“This approve now, remove later approach is used by a lot of social media, ad networks, and user-generated content platforms that deal with a high volume of content,” he said. “Those who abuse these platforms can often reach a significant number of people before they’re reprimanded and their content removed.”

As it happens, real fact-checking websites have been rigorous in pointing out the false claims and over-claims in all the manifestos of all the parties. The Tories’ own plans included a centerpiece announcement that they would hire 50,000 more nurses, but it swiftly turned out that 18,500 of those were existing staff they hoped to persuade not to leave the health service.

Will Moy, the CEO of the fact-checking website FullFact, told HuffPost UK: “What we have not seen is deliberate made-up news created for profit or by people outside the democratic process, as we saw in the U.S. in 2016. The biggest risk to people in the UK right now is being lied to by their own politicians.

“So far in this election we’ve seen false information and dubious campaign techniques from all sides, whether that’s using unjustified figures or publishing misleading campaign material. We are concerned that whatever government gets elected may have forfeited the trust of voters.

“We know that election messaging often ramps up in the last few days before polling day. In the final weeks of the campaign, we’re going to be looking closely at everything from how online ads are being used to what the leaflets being pushed through people’s letter boxes say.”

The official UK government site combating fake news

In one ironic twist, the UK government has its own official “Don’t Feed The Beast” website, which advises the public “just because a story appears online, doesn’t make it true.”

“When shared, disinformation can take on a life of its own, and have some serious consequences,” it adds.

In this British election, those words already have a hollow ring to Johnson’s opponents. The only question is whom the beast will eat next.


          

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The nation's largest supermarket is opening 'dark' kitchens to offer free delivery of restaurant-style meals within 7 minutes of preparation http://www.businessinsider.com/kroger-opens-dark-kitchens-to-offer-free-meal-delivery-2019-12 …

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The nation's largest supermarket is opening 'dark' kitchens to offer free delivery of restaurant-style meals within 7 minutes of preparation http://www.businessinsider.com/kroger-opens-dark-kitchens-to-offer-free-meal-delivery-2019-12 …


          

Basta: YouTube-Chefin Susan Wojcicki will ihren Kids nicht zu viel YouTube erlauben.

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Sie will keine Arbeit mit nach Hause bringen: YouTube-Chefin Susan Wojcicki will von Berufswegen die Menschen möglichst oft und lange auf Googles Videoplattform wissen. Im Privaten zieht sie die Grenzen jedoch enger: Ihr Nachwuchs darf nur die Kinderversion von YouTube verwenden – und zwar zeitlich begrenzt. businessinsider.de

Sie will keine Arbeit mit nach Hause bringen: YouTube-Chefin Susan Wojcicki will von Berufswegen die Menschen möglichst oft und lange auf Googles Videoplattform wissen. Im Privaten zieht sie die Grenzen jedoch enger: Ihr Nachwuchs darf nur die Kinderversion von YouTube verwenden – und zwar zeitlich begrenzt.
businessinsider.de


          

The producer of hits like 'Get Out' is making a movie about WeWork's dramatic rise and fall, with the writer of 'The Big Short' http://www.businessinsider.com/producer-jason-blum-is-making-a-wework-movie-2019-12 …

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Roku tumbles 16% as Morgan Stanley downgrades the stock on valuation concerns http://www.businessinsider.com/roku-stock-price-plunges-why-morgan-stanley-downgrade-streaming-disney-2019-12 …

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When is Cyber Monday 2019? It's today —and we're keeping tabs on all the best deals so you don't have to http://www.businessinsider.com/when-is-cyber-monday …

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PewDiePie and Elizabeth Holmes were both name-dropped as 'random bad people' in a recent episode of NBC's 'The Good Place' — watch the clip http://www.businessinsider.com/pewdiepie-elizabeth-holmes-nbc-the-good-place-random-bad-people-2019-12 …

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A cryptocurrency expert was charged with helping North Korea evade sanctions after blockchain talk in Pyongyang

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ethereum

  • Federal prosecutors accused an American cryptocurrency expert of helping North Korea evade US sanctions with technical knowledge about blockchain platforms. 
  • Prosecutors alleged that Virgil Griffith, 36, used his remarks at a North Korean cryptocurrency conference to describe how North Korea could "launder money and evade sanctions" and "achieve independence from the global banking system." 
  • In August, it was revealed that North-Korean-sponsored hacking groups attacked critical infrastructure of banks and cryptocurrency exchanges to profit an estimated $2 billion for the country's nuclear and missile programs. 
  • Visit Business Insider's homepage for more stories.

Federal prosecutors accused an American cryptocurrency expert Virgil Griffith of helping North Korea evade US sanctions. 

Griffith, 36, was charged with conspiring to violate the International Emergency Economic Powers Act, according to a criminal complaint, and could face up to 20 years in prison. 

The Justice Department alleged in the complaint that, while giving a presentation titled "Blockchain and Peace" in Pyongyang, Griffith described how North Korea could "launder money and evade sanctions" and "use these technologies to achieve independence from the global banking system." 

The complaint also said that Griffith had attended the cryptocurrency conference even after the government denied him permission to do so. 

US Federal prosecutor Geoffrey S. Berman said in a statement that Griffith allegedly "provided highly technical information to North Korea, knowing that this information could be used to help North Korea launder money and evade sanctions."

"In allegedly doing so, Griffith jeopardized the sanctions that both Congress and the president have enacted to place maximum pressure on North Korea's dangerous regime," Berman said in the statement.

The US and the United Nations have ramped up sanctions on North Korea in recent years as a bid to settle its expanding nuclear and ballistic missile programs.

Griffith's arrest seemed to stir outrage in his tech circles, as the hacker magazine 2600 tweeted that the arrest was "an attack on all of us." The magazine's editor, Emmanuel Goldstein, tweeted in apparent disbelief that attending a conference and explaining the "concept of cryptocurrency...are crimes now?!"

Cryptocurrency has emerged at the center of the controversial programs after it was revealed that state-sponsored hacking groups attacked critical infrastructure of banks and cryptocurrency exchanges to profit an estimated $2 billion for its nuclear and missile programs. 

The former programmer was called an "internet man of mystery" by The New York Times in 2008, and described himself to the outlet as a "disruptive technologist." He currently works for Ethereum, a platform that produces a digital currency that rivals Bitcoin.

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